« Back to all home prices

Mortgage Payment Schedule for a $354,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($70,800) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,339 360 $198,844 $482,044

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $354,000
Down Payment $70,800$283,200
Year 1 - 1 ($1,339)$925$414$282,786
2 ($1,339)$924$415$282,371
3 ($1,339)$922$417$281,954
4 ($1,339)$921$418$281,536
5 ($1,339)$920$419$281,117
6 ($1,339)$918$421$280,696
7 ($1,339)$917$422$280,274
8 ($1,339)$916$423$279,851
9 ($1,339)$914$425$279,426
10 ($1,339)$913$426$279,000
11 ($1,339)$911$428$278,572
12 ($1,339)$910$429$278,143
Year 2 - 13 ($1,339)$909$430$277,713
14 ($1,339)$907$432$277,281
15 ($1,339)$906$433$276,848
16 ($1,339)$904$435$276,413
17 ($1,339)$903$436$275,977
18 ($1,339)$902$437$275,539
19 ($1,339)$900$439$275,101
20 ($1,339)$899$440$274,660
21 ($1,339)$897$442$274,218
22 ($1,339)$896$443$273,775
23 ($1,339)$894$445$273,330
24 ($1,339)$893$446$272,884
Year 3 - 25 ($1,339)$891$448$272,437
26 ($1,339)$890$449$271,988
27 ($1,339)$888$451$271,537
28 ($1,339)$887$452$271,085
29 ($1,339)$886$453$270,632
30 ($1,339)$884$455$270,177
31 ($1,339)$883$456$269,720
32 ($1,339)$881$458$269,262
33 ($1,339)$880$459$268,803
34 ($1,339)$878$461$268,342
35 ($1,339)$877$462$267,880
36 ($1,339)$875$464$267,416
Year 4 - 37 ($1,339)$874$465$266,950
38 ($1,339)$872$467$266,483
39 ($1,339)$871$468$266,015
40 ($1,339)$869$470$265,545
41 ($1,339)$867$472$265,073
42 ($1,339)$866$473$264,600
43 ($1,339)$864$475$264,125
44 ($1,339)$863$476$263,649
45 ($1,339)$861$478$263,171
46 ($1,339)$860$479$262,692
47 ($1,339)$858$481$262,211
48 ($1,339)$857$482$261,729
Year 5 - 49 ($1,339)$855$484$261,245
50 ($1,339)$853$486$260,759
51 ($1,339)$852$487$260,272
52 ($1,339)$850$489$259,783
53 ($1,339)$849$490$259,293
54 ($1,339)$847$492$258,801
55 ($1,339)$845$494$258,307
56 ($1,339)$844$495$257,812
57 ($1,339)$842$497$257,315
58 ($1,339)$841$498$256,817
59 ($1,339)$839$500$256,317
60 ($1,339)$837$502$255,815
Year 6 - 61 ($1,339)$836$503$255,312
62 ($1,339)$834$505$254,807
63 ($1,339)$832$507$254,300
64 ($1,339)$831$508$253,792
65 ($1,339)$829$510$253,282
66 ($1,339)$827$512$252,770
67 ($1,339)$826$513$252,257
68 ($1,339)$824$515$251,742
69 ($1,339)$822$517$251,225
70 ($1,339)$821$518$250,707
71 ($1,339)$819$520$250,187
72 ($1,339)$817$522$249,665
Year 7 - 73 ($1,339)$816$523$249,142
74 ($1,339)$814$525$248,616
75 ($1,339)$812$527$248,090
76 ($1,339)$810$529$247,561
77 ($1,339)$809$530$247,031
78 ($1,339)$807$532$246,499
79 ($1,339)$805$534$245,965
80 ($1,339)$803$536$245,429
81 ($1,339)$802$537$244,892
82 ($1,339)$800$539$244,353
83 ($1,339)$798$541$243,812
84 ($1,339)$796$543$243,270
Year 8 - 85 ($1,339)$795$544$242,725
86 ($1,339)$793$546$242,179
87 ($1,339)$791$548$241,631
88 ($1,339)$789$550$241,082
89 ($1,339)$788$551$240,530
90 ($1,339)$786$553$239,977
91 ($1,339)$784$555$239,422
92 ($1,339)$782$557$238,865
93 ($1,339)$780$559$238,306
94 ($1,339)$778$561$237,746
95 ($1,339)$777$562$237,183
96 ($1,339)$775$564$236,619
Year 9 - 97 ($1,339)$773$566$236,053
98 ($1,339)$771$568$235,485
99 ($1,339)$769$570$234,915
100 ($1,339)$767$572$234,344
101 ($1,339)$766$573$233,770
102 ($1,339)$764$575$233,195
103 ($1,339)$762$577$232,618
104 ($1,339)$760$579$232,039
105 ($1,339)$758$581$231,458
106 ($1,339)$756$583$230,875
107 ($1,339)$754$585$230,290
108 ($1,339)$752$587$229,703
Year 10 - 109 ($1,339)$750$589$229,114
110 ($1,339)$748$591$228,524
111 ($1,339)$747$593$227,931
112 ($1,339)$745$594$227,337
113 ($1,339)$743$596$226,741
114 ($1,339)$741$598$226,142
115 ($1,339)$739$600$225,542
116 ($1,339)$737$602$224,940
117 ($1,339)$735$604$224,335
118 ($1,339)$733$606$223,729
119 ($1,339)$731$608$223,121
120 ($1,339)$729$610$222,511
Year 11 - 121 ($1,339)$727$612$221,899
122 ($1,339)$725$614$221,285
123 ($1,339)$723$616$220,669
124 ($1,339)$721$618$220,050
125 ($1,339)$719$620$219,430
126 ($1,339)$717$622$218,808
127 ($1,339)$715$624$218,184
128 ($1,339)$713$626$217,557
129 ($1,339)$711$628$216,929
130 ($1,339)$709$630$216,299
131 ($1,339)$707$632$215,666
132 ($1,339)$705$635$215,032
Year 12 - 133 ($1,339)$702$637$214,395
134 ($1,339)$700$639$213,757
135 ($1,339)$698$641$213,116
136 ($1,339)$696$643$212,473
137 ($1,339)$694$645$211,828
138 ($1,339)$692$647$211,181
139 ($1,339)$690$649$210,532
140 ($1,339)$688$651$209,881
141 ($1,339)$686$653$209,227
142 ($1,339)$683$656$208,572
143 ($1,339)$681$658$207,914
144 ($1,339)$679$660$207,254
Year 13 - 145 ($1,339)$677$662$206,592
146 ($1,339)$675$664$205,928
147 ($1,339)$673$666$205,262
148 ($1,339)$671$668$204,593
149 ($1,339)$668$671$203,923
150 ($1,339)$666$673$203,250
151 ($1,339)$664$675$202,575
152 ($1,339)$662$677$201,897
153 ($1,339)$660$679$201,218
154 ($1,339)$657$682$200,536
155 ($1,339)$655$684$199,852
156 ($1,339)$653$686$199,166
Year 14 - 157 ($1,339)$651$688$198,478
158 ($1,339)$648$691$197,787
159 ($1,339)$646$693$197,094
160 ($1,339)$644$695$196,399
161 ($1,339)$642$697$195,702
162 ($1,339)$639$700$195,002
163 ($1,339)$637$702$194,300
164 ($1,339)$635$704$193,596
165 ($1,339)$632$707$192,889
166 ($1,339)$630$709$192,180
167 ($1,339)$628$711$191,469
168 ($1,339)$625$714$190,755
Year 15 - 169 ($1,339)$623$716$190,039
170 ($1,339)$621$718$189,321
171 ($1,339)$618$721$188,601
172 ($1,339)$616$723$187,878
173 ($1,339)$614$725$187,152
174 ($1,339)$611$728$186,425
175 ($1,339)$609$730$185,695
176 ($1,339)$607$732$184,962
177 ($1,339)$604$735$184,228
178 ($1,339)$602$737$183,490
179 ($1,339)$599$740$182,751
180 ($1,339)$597$742$182,009
Year 16 - 181 ($1,339)$595$744$181,264
182 ($1,339)$592$747$180,517
183 ($1,339)$590$749$179,768
184 ($1,339)$587$752$179,016
185 ($1,339)$585$754$178,262
186 ($1,339)$582$757$177,505
187 ($1,339)$580$759$176,746
188 ($1,339)$577$762$175,985
189 ($1,339)$575$764$175,220
190 ($1,339)$572$767$174,454
191 ($1,339)$570$769$173,685
192 ($1,339)$567$772$172,913
Year 17 - 193 ($1,339)$565$774$172,139
194 ($1,339)$562$777$171,362
195 ($1,339)$560$779$170,583
196 ($1,339)$557$782$169,801
197 ($1,339)$555$784$169,017
198 ($1,339)$552$787$168,230
199 ($1,339)$550$789$167,441
200 ($1,339)$547$792$166,648
201 ($1,339)$544$795$165,854
202 ($1,339)$542$797$165,057
203 ($1,339)$539$800$164,257
204 ($1,339)$537$802$163,454
Year 18 - 205 ($1,339)$534$805$162,649
206 ($1,339)$531$808$161,842
207 ($1,339)$529$810$161,031
208 ($1,339)$526$813$160,218
209 ($1,339)$523$816$159,403
210 ($1,339)$521$818$158,584
211 ($1,339)$518$821$157,763
212 ($1,339)$515$824$156,940
213 ($1,339)$513$826$156,113
214 ($1,339)$510$829$155,284
215 ($1,339)$507$832$154,453
216 ($1,339)$505$834$153,618
Year 19 - 217 ($1,339)$502$837$152,781
218 ($1,339)$499$840$151,941
219 ($1,339)$496$843$151,098
220 ($1,339)$494$845$150,253
221 ($1,339)$491$848$149,405
222 ($1,339)$488$851$148,554
223 ($1,339)$485$854$147,700
224 ($1,339)$482$857$146,844
225 ($1,339)$480$859$145,984
226 ($1,339)$477$862$145,122
227 ($1,339)$474$865$144,257
228 ($1,339)$471$868$143,389
Year 20 - 229 ($1,339)$468$871$142,519
230 ($1,339)$466$873$141,645
231 ($1,339)$463$876$140,769
232 ($1,339)$460$879$139,890
233 ($1,339)$457$882$139,008
234 ($1,339)$454$885$138,123
235 ($1,339)$451$888$137,235
236 ($1,339)$448$891$136,344
237 ($1,339)$445$894$135,451
238 ($1,339)$442$897$134,554
239 ($1,339)$440$899$133,655
240 ($1,339)$437$902$132,752
Year 21 - 241 ($1,339)$434$905$131,847
242 ($1,339)$431$908$130,939
243 ($1,339)$428$911$130,027
244 ($1,339)$425$914$129,113
245 ($1,339)$422$917$128,196
246 ($1,339)$419$920$127,276
247 ($1,339)$416$923$126,352
248 ($1,339)$413$926$125,426
249 ($1,339)$410$929$124,497
250 ($1,339)$407$932$123,565
251 ($1,339)$404$935$122,629
252 ($1,339)$401$938$121,691
Year 22 - 253 ($1,339)$398$941$120,749
254 ($1,339)$394$945$119,805
255 ($1,339)$391$948$118,857
256 ($1,339)$388$951$117,906
257 ($1,339)$385$954$116,952
258 ($1,339)$382$957$115,995
259 ($1,339)$379$960$115,035
260 ($1,339)$376$963$114,072
261 ($1,339)$373$966$113,106
262 ($1,339)$369$970$112,136
263 ($1,339)$366$973$111,164
264 ($1,339)$363$976$110,188
Year 23 - 265 ($1,339)$360$979$109,209
266 ($1,339)$357$982$108,226
267 ($1,339)$354$985$107,241
268 ($1,339)$350$989$106,252
269 ($1,339)$347$992$105,260
270 ($1,339)$344$995$104,265
271 ($1,339)$341$998$103,267
272 ($1,339)$337$1,002$102,265
273 ($1,339)$334$1,005$101,260
274 ($1,339)$331$1,008$100,252
275 ($1,339)$327$1,012$99,240
276 ($1,339)$324$1,015$98,226
Year 24 - 277 ($1,339)$321$1,018$97,207
278 ($1,339)$318$1,021$96,186
279 ($1,339)$314$1,025$95,161
280 ($1,339)$311$1,028$94,133
281 ($1,339)$308$1,032$93,101
282 ($1,339)$304$1,035$92,067
283 ($1,339)$301$1,038$91,028
284 ($1,339)$297$1,042$89,987
285 ($1,339)$294$1,045$88,942
286 ($1,339)$291$1,048$87,893
287 ($1,339)$287$1,052$86,841
288 ($1,339)$284$1,055$85,786
Year 25 - 289 ($1,339)$280$1,059$84,727
290 ($1,339)$277$1,062$83,665
291 ($1,339)$273$1,066$82,599
292 ($1,339)$270$1,069$81,530
293 ($1,339)$266$1,073$80,457
294 ($1,339)$263$1,076$79,381
295 ($1,339)$259$1,080$78,301
296 ($1,339)$256$1,083$77,218
297 ($1,339)$252$1,087$76,131
298 ($1,339)$249$1,090$75,041
299 ($1,339)$245$1,094$73,947
300 ($1,339)$242$1,097$72,850
Year 26 - 301 ($1,339)$238$1,101$71,749
302 ($1,339)$234$1,105$70,644
303 ($1,339)$231$1,108$69,536
304 ($1,339)$227$1,112$68,424
305 ($1,339)$224$1,115$67,309
306 ($1,339)$220$1,119$66,189
307 ($1,339)$216$1,123$65,067
308 ($1,339)$213$1,126$63,940
309 ($1,339)$209$1,130$62,810
310 ($1,339)$205$1,134$61,676
311 ($1,339)$201$1,138$60,539
312 ($1,339)$198$1,141$59,397
Year 27 - 313 ($1,339)$194$1,145$58,252
314 ($1,339)$190$1,149$57,104
315 ($1,339)$187$1,152$55,951
316 ($1,339)$183$1,156$54,795
317 ($1,339)$179$1,160$53,635
318 ($1,339)$175$1,164$52,471
319 ($1,339)$171$1,168$51,304
320 ($1,339)$168$1,171$50,132
321 ($1,339)$164$1,175$48,957
322 ($1,339)$160$1,179$47,778
323 ($1,339)$156$1,183$46,595
324 ($1,339)$152$1,187$45,408
Year 28 - 325 ($1,339)$148$1,191$44,217
326 ($1,339)$144$1,195$43,023
327 ($1,339)$141$1,198$41,824
328 ($1,339)$137$1,202$40,622
329 ($1,339)$133$1,206$39,416
330 ($1,339)$129$1,210$38,205
331 ($1,339)$125$1,214$36,991
332 ($1,339)$121$1,218$35,773
333 ($1,339)$117$1,222$34,551
334 ($1,339)$113$1,226$33,325
335 ($1,339)$109$1,230$32,095
336 ($1,339)$105$1,234$30,860
Year 29 - 337 ($1,339)$101$1,238$29,622
338 ($1,339)$97$1,242$28,380
339 ($1,339)$93$1,246$27,134
340 ($1,339)$89$1,250$25,883
341 ($1,339)$85$1,254$24,629
342 ($1,339)$80$1,259$23,370
343 ($1,339)$76$1,263$22,108
344 ($1,339)$72$1,267$20,841
345 ($1,339)$68$1,271$19,570
346 ($1,339)$64$1,275$18,295
347 ($1,339)$60$1,279$17,016
348 ($1,339)$56$1,283$15,732
Year 30 - 349 ($1,339)$51$1,288$14,444
350 ($1,339)$47$1,292$13,153
351 ($1,339)$43$1,296$11,857
352 ($1,339)$39$1,300$10,556
353 ($1,339)$34$1,305$9,252
354 ($1,339)$30$1,309$7,943
355 ($1,339)$26$1,313$6,630
356 ($1,339)$22$1,317$5,313
357 ($1,339)$17$1,322$3,991
358 ($1,339)$13$1,326$2,665
359 ($1,339)$9$1,330$1,335
360 ($1,339)$4$1,335$0
TOTALS$198,844$283,200$482,044

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.