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Mortgage Payment Schedule for a $357,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($71,400) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,352 360 $201,119 $486,719

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.657% | Rate: 3.625% | Fees: $988 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $189 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.994% | Rate: 3.990% | Fees: $130 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.240% | Rate: 4.240% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $357,000
Down Payment $71,400$285,600
Year 1 - 1 ($1,352)$935$417$285,183
2 ($1,352)$934$418$284,765
3 ($1,352)$933$419$284,346
4 ($1,352)$931$421$283,925
5 ($1,352)$930$422$283,503
6 ($1,352)$928$424$283,079
7 ($1,352)$927$425$282,655
8 ($1,352)$926$426$282,228
9 ($1,352)$924$428$281,801
10 ($1,352)$923$429$281,371
11 ($1,352)$921$431$280,941
12 ($1,352)$920$432$280,509
Year 2 - 13 ($1,352)$919$433$280,076
14 ($1,352)$917$435$279,641
15 ($1,352)$916$436$279,205
16 ($1,352)$914$438$278,767
17 ($1,352)$913$439$278,328
18 ($1,352)$912$440$277,888
19 ($1,352)$910$442$277,446
20 ($1,352)$909$443$277,002
21 ($1,352)$907$445$276,558
22 ($1,352)$906$446$276,111
23 ($1,352)$904$448$275,664
24 ($1,352)$903$449$275,214
Year 3 - 25 ($1,352)$901$451$274,764
26 ($1,352)$900$452$274,312
27 ($1,352)$898$454$273,858
28 ($1,352)$897$455$273,403
29 ($1,352)$895$457$272,946
30 ($1,352)$894$458$272,488
31 ($1,352)$892$460$272,029
32 ($1,352)$891$461$271,567
33 ($1,352)$889$463$271,105
34 ($1,352)$888$464$270,641
35 ($1,352)$886$466$270,175
36 ($1,352)$885$467$269,708
Year 4 - 37 ($1,352)$883$469$269,239
38 ($1,352)$882$470$268,769
39 ($1,352)$880$472$268,297
40 ($1,352)$879$473$267,824
41 ($1,352)$877$475$267,349
42 ($1,352)$876$476$266,873
43 ($1,352)$874$478$266,395
44 ($1,352)$872$480$265,915
45 ($1,352)$871$481$265,434
46 ($1,352)$869$483$264,951
47 ($1,352)$868$484$264,467
48 ($1,352)$866$486$263,981
Year 5 - 49 ($1,352)$865$487$263,494
50 ($1,352)$863$489$263,004
51 ($1,352)$861$491$262,514
52 ($1,352)$860$492$262,022
53 ($1,352)$858$494$261,528
54 ($1,352)$857$495$261,032
55 ($1,352)$855$497$260,535
56 ($1,352)$853$499$260,036
57 ($1,352)$852$500$259,536
58 ($1,352)$850$502$259,034
59 ($1,352)$848$504$258,530
60 ($1,352)$847$505$258,025
Year 6 - 61 ($1,352)$845$507$257,518
62 ($1,352)$843$509$257,009
63 ($1,352)$842$510$256,499
64 ($1,352)$840$512$255,987
65 ($1,352)$838$514$255,473
66 ($1,352)$837$515$254,958
67 ($1,352)$835$517$254,441
68 ($1,352)$833$519$253,922
69 ($1,352)$832$520$253,402
70 ($1,352)$830$522$252,880
71 ($1,352)$828$524$252,356
72 ($1,352)$826$526$251,831
Year 7 - 73 ($1,352)$825$527$251,303
74 ($1,352)$823$529$250,774
75 ($1,352)$821$531$250,244
76 ($1,352)$820$532$249,711
77 ($1,352)$818$534$249,177
78 ($1,352)$816$536$248,641
79 ($1,352)$814$538$248,103
80 ($1,352)$813$539$247,564
81 ($1,352)$811$541$247,023
82 ($1,352)$809$543$246,480
83 ($1,352)$807$545$245,935
84 ($1,352)$805$547$245,388
Year 8 - 85 ($1,352)$804$548$244,840
86 ($1,352)$802$550$244,290
87 ($1,352)$800$552$243,738
88 ($1,352)$798$554$243,184
89 ($1,352)$796$556$242,629
90 ($1,352)$795$557$242,071
91 ($1,352)$793$559$241,512
92 ($1,352)$791$561$240,951
93 ($1,352)$789$563$240,388
94 ($1,352)$787$565$239,823
95 ($1,352)$785$567$239,257
96 ($1,352)$784$568$238,688
Year 9 - 97 ($1,352)$782$570$238,118
98 ($1,352)$780$572$237,546
99 ($1,352)$778$574$236,972
100 ($1,352)$776$576$236,396
101 ($1,352)$774$578$235,818
102 ($1,352)$772$580$235,238
103 ($1,352)$770$582$234,657
104 ($1,352)$769$583$234,073
105 ($1,352)$767$585$233,488
106 ($1,352)$765$587$232,901
107 ($1,352)$763$589$232,311
108 ($1,352)$761$591$231,720
Year 10 - 109 ($1,352)$759$593$231,127
110 ($1,352)$757$595$230,532
111 ($1,352)$755$597$229,935
112 ($1,352)$753$599$229,336
113 ($1,352)$751$601$228,735
114 ($1,352)$749$603$228,132
115 ($1,352)$747$605$227,527
116 ($1,352)$745$607$226,920
117 ($1,352)$743$609$226,312
118 ($1,352)$741$611$225,701
119 ($1,352)$739$613$225,088
120 ($1,352)$737$615$224,473
Year 11 - 121 ($1,352)$735$617$223,856
122 ($1,352)$733$619$223,237
123 ($1,352)$731$621$222,617
124 ($1,352)$729$623$221,994
125 ($1,352)$727$625$221,369
126 ($1,352)$725$627$220,742
127 ($1,352)$723$629$220,113
128 ($1,352)$721$631$219,481
129 ($1,352)$719$633$218,848
130 ($1,352)$717$635$218,213
131 ($1,352)$715$637$217,576
132 ($1,352)$713$639$216,936
Year 12 - 133 ($1,352)$710$642$216,295
134 ($1,352)$708$644$215,651
135 ($1,352)$706$646$215,005
136 ($1,352)$704$648$214,357
137 ($1,352)$702$650$213,707
138 ($1,352)$700$652$213,055
139 ($1,352)$698$654$212,401
140 ($1,352)$696$656$211,745
141 ($1,352)$693$659$211,086
142 ($1,352)$691$661$210,425
143 ($1,352)$689$663$209,763
144 ($1,352)$687$665$209,098
Year 13 - 145 ($1,352)$685$667$208,430
146 ($1,352)$683$669$207,761
147 ($1,352)$680$672$207,089
148 ($1,352)$678$674$206,416
149 ($1,352)$676$676$205,740
150 ($1,352)$674$678$205,061
151 ($1,352)$672$680$204,381
152 ($1,352)$669$683$203,698
153 ($1,352)$667$685$203,014
154 ($1,352)$665$687$202,326
155 ($1,352)$663$689$201,637
156 ($1,352)$660$692$200,945
Year 14 - 157 ($1,352)$658$694$200,251
158 ($1,352)$656$696$199,555
159 ($1,352)$654$698$198,857
160 ($1,352)$651$701$198,156
161 ($1,352)$649$703$197,453
162 ($1,352)$647$705$196,748
163 ($1,352)$644$708$196,040
164 ($1,352)$642$710$195,330
165 ($1,352)$640$712$194,618
166 ($1,352)$637$715$193,903
167 ($1,352)$635$717$193,186
168 ($1,352)$633$719$192,467
Year 15 - 169 ($1,352)$630$722$191,745
170 ($1,352)$628$724$191,021
171 ($1,352)$626$726$190,295
172 ($1,352)$623$729$189,566
173 ($1,352)$621$731$188,835
174 ($1,352)$618$734$188,101
175 ($1,352)$616$736$187,365
176 ($1,352)$614$738$186,627
177 ($1,352)$611$741$185,886
178 ($1,352)$609$743$185,143
179 ($1,352)$606$746$184,397
180 ($1,352)$604$748$183,649
Year 16 - 181 ($1,352)$601$751$182,899
182 ($1,352)$599$753$182,146
183 ($1,352)$597$755$181,390
184 ($1,352)$594$758$180,632
185 ($1,352)$592$760$179,872
186 ($1,352)$589$763$179,109
187 ($1,352)$587$765$178,343
188 ($1,352)$584$768$177,576
189 ($1,352)$582$770$176,805
190 ($1,352)$579$773$176,032
191 ($1,352)$577$775$175,257
192 ($1,352)$574$778$174,479
Year 17 - 193 ($1,352)$571$781$173,698
194 ($1,352)$569$783$172,915
195 ($1,352)$566$786$172,129
196 ($1,352)$564$788$171,341
197 ($1,352)$561$791$170,550
198 ($1,352)$559$793$169,757
199 ($1,352)$556$796$168,961
200 ($1,352)$553$799$168,162
201 ($1,352)$551$801$167,361
202 ($1,352)$548$804$166,557
203 ($1,352)$545$807$165,750
204 ($1,352)$543$809$164,941
Year 18 - 205 ($1,352)$540$812$164,129
206 ($1,352)$538$814$163,315
207 ($1,352)$535$817$162,498
208 ($1,352)$532$820$161,678
209 ($1,352)$529$823$160,855
210 ($1,352)$527$825$160,030
211 ($1,352)$524$828$159,202
212 ($1,352)$521$831$158,372
213 ($1,352)$519$833$157,538
214 ($1,352)$516$836$156,702
215 ($1,352)$513$839$155,863
216 ($1,352)$510$842$155,022
Year 19 - 217 ($1,352)$508$844$154,178
218 ($1,352)$505$847$153,331
219 ($1,352)$502$850$152,481
220 ($1,352)$499$853$151,628
221 ($1,352)$497$855$150,773
222 ($1,352)$494$858$149,914
223 ($1,352)$491$861$149,053
224 ($1,352)$488$864$148,190
225 ($1,352)$485$867$147,323
226 ($1,352)$482$870$146,453
227 ($1,352)$480$872$145,581
228 ($1,352)$477$875$144,706
Year 20 - 229 ($1,352)$474$878$143,828
230 ($1,352)$471$881$142,947
231 ($1,352)$468$884$142,063
232 ($1,352)$465$887$141,176
233 ($1,352)$462$890$140,286
234 ($1,352)$459$893$139,394
235 ($1,352)$457$895$138,498
236 ($1,352)$454$898$137,600
237 ($1,352)$451$901$136,699
238 ($1,352)$448$904$135,794
239 ($1,352)$445$907$134,887
240 ($1,352)$442$910$133,977
Year 21 - 241 ($1,352)$439$913$133,064
242 ($1,352)$436$916$132,147
243 ($1,352)$433$919$131,228
244 ($1,352)$430$922$130,306
245 ($1,352)$427$925$129,381
246 ($1,352)$424$928$128,452
247 ($1,352)$421$931$127,521
248 ($1,352)$418$934$126,587
249 ($1,352)$415$937$125,649
250 ($1,352)$412$940$124,709
251 ($1,352)$408$944$123,765
252 ($1,352)$405$947$122,819
Year 22 - 253 ($1,352)$402$950$121,869
254 ($1,352)$399$953$120,916
255 ($1,352)$396$956$119,960
256 ($1,352)$393$959$119,001
257 ($1,352)$390$962$118,039
258 ($1,352)$387$965$117,073
259 ($1,352)$383$969$116,105
260 ($1,352)$380$972$115,133
261 ($1,352)$377$975$114,158
262 ($1,352)$374$978$113,180
263 ($1,352)$371$981$112,198
264 ($1,352)$367$985$111,214
Year 23 - 265 ($1,352)$364$988$110,226
266 ($1,352)$361$991$109,235
267 ($1,352)$358$994$108,241
268 ($1,352)$354$998$107,243
269 ($1,352)$351$1,001$106,243
270 ($1,352)$348$1,004$105,238
271 ($1,352)$345$1,007$104,231
272 ($1,352)$341$1,011$103,220
273 ($1,352)$338$1,014$102,207
274 ($1,352)$335$1,017$101,189
275 ($1,352)$331$1,021$100,169
276 ($1,352)$328$1,024$99,145
Year 24 - 277 ($1,352)$325$1,027$98,117
278 ($1,352)$321$1,031$97,087
279 ($1,352)$318$1,034$96,053
280 ($1,352)$315$1,037$95,015
281 ($1,352)$311$1,041$93,974
282 ($1,352)$308$1,044$92,930
283 ($1,352)$304$1,048$91,883
284 ($1,352)$301$1,051$90,832
285 ($1,352)$297$1,055$89,777
286 ($1,352)$294$1,058$88,719
287 ($1,352)$291$1,061$87,658
288 ($1,352)$287$1,065$86,593
Year 25 - 289 ($1,352)$284$1,068$85,524
290 ($1,352)$280$1,072$84,452
291 ($1,352)$277$1,075$83,377
292 ($1,352)$273$1,079$82,298
293 ($1,352)$270$1,082$81,216
294 ($1,352)$266$1,086$80,129
295 ($1,352)$262$1,090$79,040
296 ($1,352)$259$1,093$77,947
297 ($1,352)$255$1,097$76,850
298 ($1,352)$252$1,100$75,750
299 ($1,352)$248$1,104$74,646
300 ($1,352)$244$1,108$73,538
Year 26 - 301 ($1,352)$241$1,111$72,427
302 ($1,352)$237$1,115$71,312
303 ($1,352)$234$1,118$70,194
304 ($1,352)$230$1,122$69,072
305 ($1,352)$226$1,126$67,946
306 ($1,352)$223$1,129$66,817
307 ($1,352)$219$1,133$65,683
308 ($1,352)$215$1,137$64,546
309 ($1,352)$211$1,141$63,406
310 ($1,352)$208$1,144$62,261
311 ($1,352)$204$1,148$61,113
312 ($1,352)$200$1,152$59,962
Year 27 - 313 ($1,352)$196$1,156$58,806
314 ($1,352)$193$1,159$57,647
315 ($1,352)$189$1,163$56,483
316 ($1,352)$185$1,167$55,316
317 ($1,352)$181$1,171$54,145
318 ($1,352)$177$1,175$52,971
319 ($1,352)$173$1,179$51,792
320 ($1,352)$170$1,182$50,610
321 ($1,352)$166$1,186$49,424
322 ($1,352)$162$1,190$48,234
323 ($1,352)$158$1,194$47,039
324 ($1,352)$154$1,198$45,842
Year 28 - 325 ($1,352)$150$1,202$44,640
326 ($1,352)$146$1,206$43,434
327 ($1,352)$142$1,210$42,224
328 ($1,352)$138$1,214$41,010
329 ($1,352)$134$1,218$39,793
330 ($1,352)$130$1,222$38,571
331 ($1,352)$126$1,226$37,345
332 ($1,352)$122$1,230$36,116
333 ($1,352)$118$1,234$34,882
334 ($1,352)$114$1,238$33,644
335 ($1,352)$110$1,242$32,402
336 ($1,352)$106$1,246$31,156
Year 29 - 337 ($1,352)$102$1,250$29,907
338 ($1,352)$98$1,254$28,652
339 ($1,352)$94$1,258$27,394
340 ($1,352)$90$1,262$26,132
341 ($1,352)$86$1,266$24,866
342 ($1,352)$81$1,271$23,595
343 ($1,352)$77$1,275$22,320
344 ($1,352)$73$1,279$21,041
345 ($1,352)$69$1,283$19,758
346 ($1,352)$65$1,287$18,471
347 ($1,352)$60$1,292$17,180
348 ($1,352)$56$1,296$15,884
Year 30 - 349 ($1,352)$52$1,300$14,584
350 ($1,352)$48$1,304$13,280
351 ($1,352)$43$1,309$11,971
352 ($1,352)$39$1,313$10,658
353 ($1,352)$35$1,317$9,341
354 ($1,352)$31$1,321$8,020
355 ($1,352)$26$1,326$6,694
356 ($1,352)$22$1,330$5,364
357 ($1,352)$18$1,334$4,030
358 ($1,352)$13$1,339$2,691
359 ($1,352)$9$1,343$1,348
360 ($1,352)$4$1,348$0
TOTALS$201,119$285,600$486,719

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.