« Back to all home prices

Mortgage Payment Schedule for a $357,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of August 17, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($71,400) may require pre-mortgage insurance


3.89% is current rate for 30-year fixed
3.16% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,345 360 $198,762 $484,362

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $357,000
Down Payment $71,400$285,600
Year 1 - 1 ($1,345)$926$420$285,180
2 ($1,345)$924$421$284,759
3 ($1,345)$923$422$284,337
4 ($1,345)$922$424$283,913
5 ($1,345)$920$425$283,488
6 ($1,345)$919$426$283,062
7 ($1,345)$918$428$282,634
8 ($1,345)$916$429$282,205
9 ($1,345)$915$431$281,774
10 ($1,345)$913$432$281,342
11 ($1,345)$912$433$280,909
12 ($1,345)$911$435$280,474
Year 2 - 13 ($1,345)$909$436$280,037
14 ($1,345)$908$438$279,600
15 ($1,345)$906$439$279,161
16 ($1,345)$905$441$278,720
17 ($1,345)$904$442$278,278
18 ($1,345)$902$443$277,835
19 ($1,345)$901$445$277,390
20 ($1,345)$899$446$276,944
21 ($1,345)$898$448$276,496
22 ($1,345)$896$449$276,047
23 ($1,345)$895$451$275,596
24 ($1,345)$893$452$275,144
Year 3 - 25 ($1,345)$892$454$274,691
26 ($1,345)$890$455$274,236
27 ($1,345)$889$456$273,779
28 ($1,345)$888$458$273,321
29 ($1,345)$886$459$272,862
30 ($1,345)$885$461$272,401
31 ($1,345)$883$462$271,939
32 ($1,345)$882$464$271,475
33 ($1,345)$880$465$271,009
34 ($1,345)$879$467$270,542
35 ($1,345)$877$468$270,074
36 ($1,345)$875$470$269,604
Year 4 - 37 ($1,345)$874$471$269,133
38 ($1,345)$872$473$268,660
39 ($1,345)$871$475$268,185
40 ($1,345)$869$476$267,709
41 ($1,345)$868$478$267,231
42 ($1,345)$866$479$266,752
43 ($1,345)$865$481$266,271
44 ($1,345)$863$482$265,789
45 ($1,345)$862$484$265,305
46 ($1,345)$860$485$264,820
47 ($1,345)$858$487$264,333
48 ($1,345)$857$489$263,844
Year 5 - 49 ($1,345)$855$490$263,354
50 ($1,345)$854$492$262,862
51 ($1,345)$852$493$262,369
52 ($1,345)$851$495$261,874
53 ($1,345)$849$497$261,378
54 ($1,345)$847$498$260,879
55 ($1,345)$846$500$260,380
56 ($1,345)$844$501$259,878
57 ($1,345)$842$503$259,375
58 ($1,345)$841$505$258,871
59 ($1,345)$839$506$258,364
60 ($1,345)$838$508$257,856
Year 6 - 61 ($1,345)$836$510$257,347
62 ($1,345)$834$511$256,836
63 ($1,345)$833$513$256,323
64 ($1,345)$831$515$255,808
65 ($1,345)$829$516$255,292
66 ($1,345)$828$518$254,774
67 ($1,345)$826$520$254,255
68 ($1,345)$824$521$253,733
69 ($1,345)$823$523$253,210
70 ($1,345)$821$525$252,686
71 ($1,345)$819$526$252,159
72 ($1,345)$817$528$251,631
Year 7 - 73 ($1,345)$816$530$251,102
74 ($1,345)$814$531$250,570
75 ($1,345)$812$533$250,037
76 ($1,345)$811$535$249,502
77 ($1,345)$809$537$248,966
78 ($1,345)$807$538$248,427
79 ($1,345)$805$540$247,887
80 ($1,345)$804$542$247,345
81 ($1,345)$802$544$246,801
82 ($1,345)$800$545$246,256
83 ($1,345)$798$547$245,709
84 ($1,345)$797$549$245,160
Year 8 - 85 ($1,345)$795$551$244,609
86 ($1,345)$793$553$244,057
87 ($1,345)$791$554$243,502
88 ($1,345)$789$556$242,946
89 ($1,345)$788$558$242,388
90 ($1,345)$786$560$241,829
91 ($1,345)$784$562$241,267
92 ($1,345)$782$563$240,704
93 ($1,345)$780$565$240,139
94 ($1,345)$778$567$239,572
95 ($1,345)$777$569$239,003
96 ($1,345)$775$571$238,432
Year 9 - 97 ($1,345)$773$573$237,860
98 ($1,345)$771$574$237,285
99 ($1,345)$769$576$236,709
100 ($1,345)$767$578$236,131
101 ($1,345)$765$580$235,551
102 ($1,345)$764$582$234,969
103 ($1,345)$762$584$234,385
104 ($1,345)$760$586$233,800
105 ($1,345)$758$588$233,212
106 ($1,345)$756$589$232,623
107 ($1,345)$754$591$232,031
108 ($1,345)$752$593$231,438
Year 10 - 109 ($1,345)$750$595$230,843
110 ($1,345)$748$597$230,246
111 ($1,345)$746$599$229,647
112 ($1,345)$744$601$229,046
113 ($1,345)$742$603$228,443
114 ($1,345)$741$605$227,838
115 ($1,345)$739$607$227,231
116 ($1,345)$737$609$226,622
117 ($1,345)$735$611$226,011
118 ($1,345)$733$613$225,398
119 ($1,345)$731$615$224,784
120 ($1,345)$729$617$224,167
Year 11 - 121 ($1,345)$727$619$223,548
122 ($1,345)$725$621$222,927
123 ($1,345)$723$623$222,304
124 ($1,345)$721$625$221,680
125 ($1,345)$719$627$221,053
126 ($1,345)$717$629$220,424
127 ($1,345)$715$631$219,793
128 ($1,345)$712$633$219,160
129 ($1,345)$710$635$218,525
130 ($1,345)$708$637$217,888
131 ($1,345)$706$639$217,249
132 ($1,345)$704$641$216,608
Year 12 - 133 ($1,345)$702$643$215,964
134 ($1,345)$700$645$215,319
135 ($1,345)$698$647$214,672
136 ($1,345)$696$650$214,022
137 ($1,345)$694$652$213,370
138 ($1,345)$692$654$212,717
139 ($1,345)$690$656$212,061
140 ($1,345)$687$658$211,403
141 ($1,345)$685$660$210,743
142 ($1,345)$683$662$210,080
143 ($1,345)$681$664$209,416
144 ($1,345)$679$667$208,749
Year 13 - 145 ($1,345)$677$669$208,080
146 ($1,345)$675$671$207,410
147 ($1,345)$672$673$206,736
148 ($1,345)$670$675$206,061
149 ($1,345)$668$677$205,384
150 ($1,345)$666$680$204,704
151 ($1,345)$664$682$204,022
152 ($1,345)$661$684$203,338
153 ($1,345)$659$686$202,652
154 ($1,345)$657$689$201,963
155 ($1,345)$655$691$201,273
156 ($1,345)$652$693$200,580
Year 14 - 157 ($1,345)$650$695$199,884
158 ($1,345)$648$697$199,187
159 ($1,345)$646$700$198,487
160 ($1,345)$643$702$197,785
161 ($1,345)$641$704$197,081
162 ($1,345)$639$707$196,374
163 ($1,345)$637$709$195,665
164 ($1,345)$634$711$194,954
165 ($1,345)$632$713$194,241
166 ($1,345)$630$716$193,525
167 ($1,345)$627$718$192,807
168 ($1,345)$625$720$192,086
Year 15 - 169 ($1,345)$623$723$191,364
170 ($1,345)$620$725$190,638
171 ($1,345)$618$727$189,911
172 ($1,345)$616$730$189,181
173 ($1,345)$613$732$188,449
174 ($1,345)$611$735$187,714
175 ($1,345)$609$737$186,977
176 ($1,345)$606$739$186,238
177 ($1,345)$604$742$185,496
178 ($1,345)$601$744$184,752
179 ($1,345)$599$747$184,006
180 ($1,345)$596$749$183,257
Year 16 - 181 ($1,345)$594$751$182,505
182 ($1,345)$592$754$181,752
183 ($1,345)$589$756$180,995
184 ($1,345)$587$759$180,237
185 ($1,345)$584$761$179,475
186 ($1,345)$582$764$178,712
187 ($1,345)$579$766$177,946
188 ($1,345)$577$769$177,177
189 ($1,345)$574$771$176,406
190 ($1,345)$572$774$175,632
191 ($1,345)$569$776$174,856
192 ($1,345)$567$779$174,078
Year 17 - 193 ($1,345)$564$781$173,296
194 ($1,345)$562$784$172,513
195 ($1,345)$559$786$171,727
196 ($1,345)$557$789$170,938
197 ($1,345)$554$791$170,146
198 ($1,345)$552$794$169,353
199 ($1,345)$549$796$168,556
200 ($1,345)$546$799$167,757
201 ($1,345)$544$802$166,955
202 ($1,345)$541$804$166,151
203 ($1,345)$539$807$165,344
204 ($1,345)$536$809$164,535
Year 18 - 205 ($1,345)$533$812$163,723
206 ($1,345)$531$815$162,908
207 ($1,345)$528$817$162,091
208 ($1,345)$525$820$161,271
209 ($1,345)$523$823$160,448
210 ($1,345)$520$825$159,623
211 ($1,345)$517$828$158,795
212 ($1,345)$515$831$157,964
213 ($1,345)$512$833$157,131
214 ($1,345)$509$836$156,295
215 ($1,345)$507$839$155,456
216 ($1,345)$504$842$154,614
Year 19 - 217 ($1,345)$501$844$153,770
218 ($1,345)$498$847$152,923
219 ($1,345)$496$850$152,073
220 ($1,345)$493$852$151,221
221 ($1,345)$490$855$150,366
222 ($1,345)$487$858$149,508
223 ($1,345)$485$861$148,647
224 ($1,345)$482$864$147,783
225 ($1,345)$479$866$146,917
226 ($1,345)$476$869$146,048
227 ($1,345)$473$872$145,176
228 ($1,345)$471$875$144,301
Year 20 - 229 ($1,345)$468$878$143,423
230 ($1,345)$465$881$142,543
231 ($1,345)$462$883$141,659
232 ($1,345)$459$886$140,773
233 ($1,345)$456$889$139,884
234 ($1,345)$453$892$138,992
235 ($1,345)$451$895$138,097
236 ($1,345)$448$898$137,199
237 ($1,345)$445$901$136,299
238 ($1,345)$442$904$135,395
239 ($1,345)$439$907$134,488
240 ($1,345)$436$909$133,579
Year 21 - 241 ($1,345)$433$912$132,666
242 ($1,345)$430$915$131,751
243 ($1,345)$427$918$130,833
244 ($1,345)$424$921$129,911
245 ($1,345)$421$924$128,987
246 ($1,345)$418$927$128,060
247 ($1,345)$415$930$127,129
248 ($1,345)$412$933$126,196
249 ($1,345)$409$936$125,260
250 ($1,345)$406$939$124,320
251 ($1,345)$403$942$123,378
252 ($1,345)$400$945$122,432
Year 22 - 253 ($1,345)$397$949$121,484
254 ($1,345)$394$952$120,532
255 ($1,345)$391$955$119,577
256 ($1,345)$388$958$118,620
257 ($1,345)$385$961$117,659
258 ($1,345)$381$964$116,695
259 ($1,345)$378$967$115,727
260 ($1,345)$375$970$114,757
261 ($1,345)$372$973$113,784
262 ($1,345)$369$977$112,807
263 ($1,345)$366$980$111,827
264 ($1,345)$363$983$110,844
Year 23 - 265 ($1,345)$359$986$109,858
266 ($1,345)$356$989$108,869
267 ($1,345)$353$993$107,876
268 ($1,345)$350$996$106,881
269 ($1,345)$346$999$105,882
270 ($1,345)$343$1,002$104,880
271 ($1,345)$340$1,005$103,874
272 ($1,345)$337$1,009$102,865
273 ($1,345)$333$1,012$101,853
274 ($1,345)$330$1,015$100,838
275 ($1,345)$327$1,019$99,819
276 ($1,345)$324$1,022$98,798
Year 24 - 277 ($1,345)$320$1,025$97,772
278 ($1,345)$317$1,029$96,744
279 ($1,345)$314$1,032$95,712
280 ($1,345)$310$1,035$94,677
281 ($1,345)$307$1,039$93,638
282 ($1,345)$304$1,042$92,596
283 ($1,345)$300$1,045$91,551
284 ($1,345)$297$1,049$90,503
285 ($1,345)$293$1,052$89,450
286 ($1,345)$290$1,055$88,395
287 ($1,345)$287$1,059$87,336
288 ($1,345)$283$1,062$86,274
Year 25 - 289 ($1,345)$280$1,066$85,208
290 ($1,345)$276$1,069$84,139
291 ($1,345)$273$1,073$83,066
292 ($1,345)$269$1,076$81,990
293 ($1,345)$266$1,080$80,910
294 ($1,345)$262$1,083$79,827
295 ($1,345)$259$1,087$78,740
296 ($1,345)$255$1,090$77,650
297 ($1,345)$252$1,094$76,556
298 ($1,345)$248$1,097$75,459
299 ($1,345)$245$1,101$74,358
300 ($1,345)$241$1,104$73,254
Year 26 - 301 ($1,345)$237$1,108$72,146
302 ($1,345)$234$1,112$71,034
303 ($1,345)$230$1,115$69,919
304 ($1,345)$227$1,119$68,800
305 ($1,345)$223$1,122$67,678
306 ($1,345)$219$1,126$66,552
307 ($1,345)$216$1,130$65,422
308 ($1,345)$212$1,133$64,289
309 ($1,345)$208$1,137$63,152
310 ($1,345)$205$1,141$62,011
311 ($1,345)$201$1,144$60,867
312 ($1,345)$197$1,148$59,718
Year 27 - 313 ($1,345)$194$1,152$58,567
314 ($1,345)$190$1,156$57,411
315 ($1,345)$186$1,159$56,252
316 ($1,345)$182$1,163$55,089
317 ($1,345)$179$1,167$53,922
318 ($1,345)$175$1,171$52,751
319 ($1,345)$171$1,174$51,577
320 ($1,345)$167$1,178$50,398
321 ($1,345)$163$1,182$49,216
322 ($1,345)$160$1,186$48,030
323 ($1,345)$156$1,190$46,841
324 ($1,345)$152$1,194$45,647
Year 28 - 325 ($1,345)$148$1,197$44,450
326 ($1,345)$144$1,201$43,248
327 ($1,345)$140$1,205$42,043
328 ($1,345)$136$1,209$40,834
329 ($1,345)$132$1,213$39,621
330 ($1,345)$128$1,217$38,404
331 ($1,345)$124$1,221$37,183
332 ($1,345)$121$1,225$35,958
333 ($1,345)$117$1,229$34,729
334 ($1,345)$113$1,233$33,496
335 ($1,345)$109$1,237$32,259
336 ($1,345)$105$1,241$31,018
Year 29 - 337 ($1,345)$101$1,245$29,773
338 ($1,345)$97$1,249$28,524
339 ($1,345)$92$1,253$27,271
340 ($1,345)$88$1,257$26,014
341 ($1,345)$84$1,261$24,753
342 ($1,345)$80$1,265$23,488
343 ($1,345)$76$1,269$22,219
344 ($1,345)$72$1,273$20,945
345 ($1,345)$68$1,278$19,668
346 ($1,345)$64$1,282$18,386
347 ($1,345)$60$1,286$17,100
348 ($1,345)$55$1,290$15,810
Year 30 - 349 ($1,345)$51$1,294$14,516
350 ($1,345)$47$1,298$13,218
351 ($1,345)$43$1,303$11,915
352 ($1,345)$39$1,307$10,608
353 ($1,345)$34$1,311$9,297
354 ($1,345)$30$1,315$7,982
355 ($1,345)$26$1,320$6,662
356 ($1,345)$22$1,324$5,338
357 ($1,345)$17$1,328$4,010
358 ($1,345)$13$1,332$2,678
359 ($1,345)$9$1,337$1,341
360 ($1,345)$4$1,341$0
TOTALS$198,762$285,600$484,362

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.