« Back to all home prices

Mortgage Payment Schedule for a $359,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($71,800) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,356 360 $201,060 $488,260

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $257 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.905% | Rate: 3.875% | Fees: $905 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $359,000
Down Payment $71,800$287,200
Year 1 - 1 ($1,356)$936$420$286,780
2 ($1,356)$934$422$286,358
3 ($1,356)$933$423$285,934
4 ($1,356)$932$425$285,510
5 ($1,356)$930$426$285,084
6 ($1,356)$929$427$284,656
7 ($1,356)$928$429$284,228
8 ($1,356)$926$430$283,798
9 ($1,356)$925$432$283,366
10 ($1,356)$923$433$282,933
11 ($1,356)$922$434$282,499
12 ($1,356)$920$436$282,063
Year 2 - 13 ($1,356)$919$437$281,626
14 ($1,356)$918$439$281,187
15 ($1,356)$916$440$280,747
16 ($1,356)$915$442$280,305
17 ($1,356)$913$443$279,862
18 ($1,356)$912$444$279,418
19 ($1,356)$910$446$278,972
20 ($1,356)$909$447$278,525
21 ($1,356)$908$449$278,076
22 ($1,356)$906$450$277,626
23 ($1,356)$905$452$277,174
24 ($1,356)$903$453$276,721
Year 3 - 25 ($1,356)$902$455$276,266
26 ($1,356)$900$456$275,810
27 ($1,356)$899$458$275,353
28 ($1,356)$897$459$274,894
29 ($1,356)$896$461$274,433
30 ($1,356)$894$462$273,971
31 ($1,356)$893$464$273,507
32 ($1,356)$891$465$273,042
33 ($1,356)$890$467$272,576
34 ($1,356)$888$468$272,108
35 ($1,356)$887$470$271,638
36 ($1,356)$885$471$271,167
Year 4 - 37 ($1,356)$884$473$270,694
38 ($1,356)$882$474$270,220
39 ($1,356)$880$476$269,744
40 ($1,356)$879$477$269,267
41 ($1,356)$877$479$268,788
42 ($1,356)$876$480$268,307
43 ($1,356)$874$482$267,825
44 ($1,356)$873$484$267,341
45 ($1,356)$871$485$266,856
46 ($1,356)$870$487$266,370
47 ($1,356)$868$488$265,881
48 ($1,356)$866$490$265,391
Year 5 - 49 ($1,356)$865$492$264,900
50 ($1,356)$863$493$264,407
51 ($1,356)$862$495$263,912
52 ($1,356)$860$496$263,415
53 ($1,356)$858$498$262,917
54 ($1,356)$857$500$262,418
55 ($1,356)$855$501$261,917
56 ($1,356)$853$503$261,414
57 ($1,356)$852$505$260,909
58 ($1,356)$850$506$260,403
59 ($1,356)$848$508$259,895
60 ($1,356)$847$509$259,386
Year 6 - 61 ($1,356)$845$511$258,875
62 ($1,356)$844$513$258,362
63 ($1,356)$842$514$257,847
64 ($1,356)$840$516$257,331
65 ($1,356)$838$518$256,814
66 ($1,356)$837$519$256,294
67 ($1,356)$835$521$255,773
68 ($1,356)$833$523$255,250
69 ($1,356)$832$525$254,725
70 ($1,356)$830$526$254,199
71 ($1,356)$828$528$253,671
72 ($1,356)$827$530$253,141
Year 7 - 73 ($1,356)$825$531$252,610
74 ($1,356)$823$533$252,077
75 ($1,356)$821$535$251,542
76 ($1,356)$820$537$251,005
77 ($1,356)$818$538$250,467
78 ($1,356)$816$540$249,927
79 ($1,356)$814$542$249,385
80 ($1,356)$813$544$248,841
81 ($1,356)$811$545$248,295
82 ($1,356)$809$547$247,748
83 ($1,356)$807$549$247,199
84 ($1,356)$805$551$246,648
Year 8 - 85 ($1,356)$804$553$246,096
86 ($1,356)$802$554$245,541
87 ($1,356)$800$556$244,985
88 ($1,356)$798$558$244,427
89 ($1,356)$796$560$243,867
90 ($1,356)$795$562$243,306
91 ($1,356)$793$564$242,742
92 ($1,356)$791$565$242,177
93 ($1,356)$789$567$241,609
94 ($1,356)$787$569$241,040
95 ($1,356)$785$571$240,470
96 ($1,356)$784$573$239,897
Year 9 - 97 ($1,356)$782$575$239,322
98 ($1,356)$780$576$238,746
99 ($1,356)$778$578$238,167
100 ($1,356)$776$580$237,587
101 ($1,356)$774$582$237,005
102 ($1,356)$772$584$236,421
103 ($1,356)$770$586$235,835
104 ($1,356)$768$588$235,247
105 ($1,356)$767$590$234,657
106 ($1,356)$765$592$234,066
107 ($1,356)$763$594$233,472
108 ($1,356)$761$596$232,877
Year 10 - 109 ($1,356)$759$597$232,279
110 ($1,356)$757$599$231,680
111 ($1,356)$755$601$231,078
112 ($1,356)$753$603$230,475
113 ($1,356)$751$605$229,870
114 ($1,356)$749$607$229,262
115 ($1,356)$747$609$228,653
116 ($1,356)$745$611$228,042
117 ($1,356)$743$613$227,429
118 ($1,356)$741$615$226,813
119 ($1,356)$739$617$226,196
120 ($1,356)$737$619$225,577
Year 11 - 121 ($1,356)$735$621$224,956
122 ($1,356)$733$623$224,332
123 ($1,356)$731$625$223,707
124 ($1,356)$729$627$223,080
125 ($1,356)$727$629$222,450
126 ($1,356)$725$631$221,819
127 ($1,356)$723$634$221,185
128 ($1,356)$721$636$220,550
129 ($1,356)$719$638$219,912
130 ($1,356)$717$640$219,272
131 ($1,356)$714$642$218,630
132 ($1,356)$712$644$217,986
Year 12 - 133 ($1,356)$710$646$217,340
134 ($1,356)$708$648$216,692
135 ($1,356)$706$650$216,042
136 ($1,356)$704$652$215,390
137 ($1,356)$702$654$214,735
138 ($1,356)$700$657$214,079
139 ($1,356)$698$659$213,420
140 ($1,356)$695$661$212,759
141 ($1,356)$693$663$212,096
142 ($1,356)$691$665$211,431
143 ($1,356)$689$667$210,763
144 ($1,356)$687$670$210,094
Year 13 - 145 ($1,356)$685$672$209,422
146 ($1,356)$682$674$208,748
147 ($1,356)$680$676$208,072
148 ($1,356)$678$678$207,394
149 ($1,356)$676$681$206,713
150 ($1,356)$674$683$206,031
151 ($1,356)$671$685$205,346
152 ($1,356)$669$687$204,659
153 ($1,356)$667$689$203,969
154 ($1,356)$665$692$203,277
155 ($1,356)$662$694$202,583
156 ($1,356)$660$696$201,887
Year 14 - 157 ($1,356)$658$698$201,189
158 ($1,356)$656$701$200,488
159 ($1,356)$653$703$199,785
160 ($1,356)$651$705$199,080
161 ($1,356)$649$708$198,372
162 ($1,356)$646$710$197,662
163 ($1,356)$644$712$196,950
164 ($1,356)$642$715$196,235
165 ($1,356)$639$717$195,519
166 ($1,356)$637$719$194,799
167 ($1,356)$635$722$194,078
168 ($1,356)$632$724$193,354
Year 15 - 169 ($1,356)$630$726$192,628
170 ($1,356)$628$729$191,899
171 ($1,356)$625$731$191,168
172 ($1,356)$623$733$190,435
173 ($1,356)$620$736$189,699
174 ($1,356)$618$738$188,961
175 ($1,356)$616$741$188,220
176 ($1,356)$613$743$187,477
177 ($1,356)$611$745$186,732
178 ($1,356)$608$748$185,984
179 ($1,356)$606$750$185,234
180 ($1,356)$604$753$184,481
Year 16 - 181 ($1,356)$601$755$183,726
182 ($1,356)$599$758$182,968
183 ($1,356)$596$760$182,208
184 ($1,356)$594$763$181,445
185 ($1,356)$591$765$180,680
186 ($1,356)$589$768$179,913
187 ($1,356)$586$770$179,143
188 ($1,356)$584$773$178,370
189 ($1,356)$581$775$177,595
190 ($1,356)$579$778$176,817
191 ($1,356)$576$780$176,037
192 ($1,356)$574$783$175,255
Year 17 - 193 ($1,356)$571$785$174,469
194 ($1,356)$568$788$173,681
195 ($1,356)$566$790$172,891
196 ($1,356)$563$793$172,098
197 ($1,356)$561$796$171,303
198 ($1,356)$558$798$170,505
199 ($1,356)$556$801$169,704
200 ($1,356)$553$803$168,900
201 ($1,356)$550$806$168,095
202 ($1,356)$548$809$167,286
203 ($1,356)$545$811$166,475
204 ($1,356)$542$814$165,661
Year 18 - 205 ($1,356)$540$816$164,844
206 ($1,356)$537$819$164,025
207 ($1,356)$534$822$163,203
208 ($1,356)$532$825$162,379
209 ($1,356)$529$827$161,552
210 ($1,356)$526$830$160,722
211 ($1,356)$524$833$159,889
212 ($1,356)$521$835$159,054
213 ($1,356)$518$838$158,216
214 ($1,356)$516$841$157,375
215 ($1,356)$513$843$156,532
216 ($1,356)$510$846$155,685
Year 19 - 217 ($1,356)$507$849$154,836
218 ($1,356)$505$852$153,985
219 ($1,356)$502$855$153,130
220 ($1,356)$499$857$152,273
221 ($1,356)$496$860$151,413
222 ($1,356)$493$863$150,550
223 ($1,356)$491$866$149,684
224 ($1,356)$488$869$148,815
225 ($1,356)$485$871$147,944
226 ($1,356)$482$874$147,070
227 ($1,356)$479$877$146,193
228 ($1,356)$476$880$145,313
Year 20 - 229 ($1,356)$473$883$144,430
230 ($1,356)$471$886$143,544
231 ($1,356)$468$889$142,656
232 ($1,356)$465$891$141,764
233 ($1,356)$462$894$140,870
234 ($1,356)$459$897$139,973
235 ($1,356)$456$900$139,073
236 ($1,356)$453$903$138,169
237 ($1,356)$450$906$137,263
238 ($1,356)$447$909$136,354
239 ($1,356)$444$912$135,442
240 ($1,356)$441$915$134,527
Year 21 - 241 ($1,356)$438$918$133,609
242 ($1,356)$435$921$132,688
243 ($1,356)$432$924$131,765
244 ($1,356)$429$927$130,838
245 ($1,356)$426$930$129,908
246 ($1,356)$423$933$128,975
247 ($1,356)$420$936$128,039
248 ($1,356)$417$939$127,099
249 ($1,356)$414$942$126,157
250 ($1,356)$411$945$125,212
251 ($1,356)$408$948$124,264
252 ($1,356)$405$951$123,312
Year 22 - 253 ($1,356)$402$954$122,358
254 ($1,356)$399$958$121,400
255 ($1,356)$396$961$120,440
256 ($1,356)$392$964$119,476
257 ($1,356)$389$967$118,509
258 ($1,356)$386$970$117,539
259 ($1,356)$383$973$116,565
260 ($1,356)$380$976$115,589
261 ($1,356)$377$980$114,609
262 ($1,356)$373$983$113,626
263 ($1,356)$370$986$112,640
264 ($1,356)$367$989$111,651
Year 23 - 265 ($1,356)$364$992$110,659
266 ($1,356)$361$996$109,663
267 ($1,356)$357$999$108,664
268 ($1,356)$354$1,002$107,662
269 ($1,356)$351$1,005$106,656
270 ($1,356)$348$1,009$105,648
271 ($1,356)$344$1,012$104,635
272 ($1,356)$341$1,015$103,620
273 ($1,356)$338$1,019$102,602
274 ($1,356)$334$1,022$101,580
275 ($1,356)$331$1,025$100,554
276 ($1,356)$328$1,029$99,526
Year 24 - 277 ($1,356)$324$1,032$98,494
278 ($1,356)$321$1,035$97,458
279 ($1,356)$318$1,039$96,420
280 ($1,356)$314$1,042$95,377
281 ($1,356)$311$1,046$94,332
282 ($1,356)$307$1,049$93,283
283 ($1,356)$304$1,052$92,231
284 ($1,356)$301$1,056$91,175
285 ($1,356)$297$1,059$90,116
286 ($1,356)$294$1,063$89,053
287 ($1,356)$290$1,066$87,987
288 ($1,356)$287$1,070$86,917
Year 25 - 289 ($1,356)$283$1,073$85,844
290 ($1,356)$280$1,077$84,768
291 ($1,356)$276$1,080$83,688
292 ($1,356)$273$1,084$82,604
293 ($1,356)$269$1,087$81,517
294 ($1,356)$266$1,091$80,426
295 ($1,356)$262$1,094$79,332
296 ($1,356)$258$1,098$78,234
297 ($1,356)$255$1,101$77,133
298 ($1,356)$251$1,105$76,028
299 ($1,356)$248$1,109$74,919
300 ($1,356)$244$1,112$73,807
Year 26 - 301 ($1,356)$240$1,116$72,691
302 ($1,356)$237$1,119$71,572
303 ($1,356)$233$1,123$70,449
304 ($1,356)$230$1,127$69,322
305 ($1,356)$226$1,130$68,192
306 ($1,356)$222$1,134$67,058
307 ($1,356)$218$1,138$65,920
308 ($1,356)$215$1,141$64,778
309 ($1,356)$211$1,145$63,633
310 ($1,356)$207$1,149$62,484
311 ($1,356)$204$1,153$61,332
312 ($1,356)$200$1,156$60,175
Year 27 - 313 ($1,356)$196$1,160$59,015
314 ($1,356)$192$1,164$57,851
315 ($1,356)$188$1,168$56,683
316 ($1,356)$185$1,172$55,512
317 ($1,356)$181$1,175$54,336
318 ($1,356)$177$1,179$53,157
319 ($1,356)$173$1,183$51,974
320 ($1,356)$169$1,187$50,787
321 ($1,356)$165$1,191$49,596
322 ($1,356)$162$1,195$48,402
323 ($1,356)$158$1,199$47,203
324 ($1,356)$154$1,202$46,000
Year 28 - 325 ($1,356)$150$1,206$44,794
326 ($1,356)$146$1,210$43,584
327 ($1,356)$142$1,214$42,370
328 ($1,356)$138$1,218$41,151
329 ($1,356)$134$1,222$39,929
330 ($1,356)$130$1,226$38,703
331 ($1,356)$126$1,230$37,473
332 ($1,356)$122$1,234$36,239
333 ($1,356)$118$1,238$35,000
334 ($1,356)$114$1,242$33,758
335 ($1,356)$110$1,246$32,512
336 ($1,356)$106$1,250$31,262
Year 29 - 337 ($1,356)$102$1,254$30,007
338 ($1,356)$98$1,259$28,749
339 ($1,356)$94$1,263$27,486
340 ($1,356)$90$1,267$26,219
341 ($1,356)$85$1,271$24,948
342 ($1,356)$81$1,275$23,673
343 ($1,356)$77$1,279$22,394
344 ($1,356)$73$1,283$21,111
345 ($1,356)$69$1,287$19,824
346 ($1,356)$65$1,292$18,532
347 ($1,356)$60$1,296$17,236
348 ($1,356)$56$1,300$15,936
Year 30 - 349 ($1,356)$52$1,304$14,631
350 ($1,356)$48$1,309$13,323
351 ($1,356)$43$1,313$12,010
352 ($1,356)$39$1,317$10,693
353 ($1,356)$35$1,321$9,371
354 ($1,356)$31$1,326$8,046
355 ($1,356)$26$1,330$6,716
356 ($1,356)$22$1,334$5,381
357 ($1,356)$18$1,339$4,042
358 ($1,356)$13$1,343$2,699
359 ($1,356)$9$1,347$1,352
360 ($1,356)$4$1,352$0
TOTALS$201,060$287,200$488,260

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.