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Mortgage Payment Schedule for a $365,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($73,000) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,374 360 $202,614 $494,614

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $977 | 30 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $365,000
Down Payment $73,000$292,000
Year 1 - 1 ($1,374)$944$430$291,570
2 ($1,374)$943$431$291,139
3 ($1,374)$941$433$290,706
4 ($1,374)$940$434$290,272
5 ($1,374)$939$435$289,837
6 ($1,374)$937$437$289,400
7 ($1,374)$936$438$288,962
8 ($1,374)$934$440$288,522
9 ($1,374)$933$441$288,081
10 ($1,374)$931$442$287,639
11 ($1,374)$930$444$287,195
12 ($1,374)$929$445$286,750
Year 2 - 13 ($1,374)$927$447$286,303
14 ($1,374)$926$448$285,855
15 ($1,374)$924$450$285,405
16 ($1,374)$923$451$284,954
17 ($1,374)$921$453$284,501
18 ($1,374)$920$454$284,047
19 ($1,374)$918$456$283,592
20 ($1,374)$917$457$283,135
21 ($1,374)$915$458$282,676
22 ($1,374)$914$460$282,216
23 ($1,374)$912$461$281,755
24 ($1,374)$911$463$281,292
Year 3 - 25 ($1,374)$910$464$280,828
26 ($1,374)$908$466$280,362
27 ($1,374)$907$467$279,894
28 ($1,374)$905$469$279,425
29 ($1,374)$903$470$278,955
30 ($1,374)$902$472$278,483
31 ($1,374)$900$473$278,010
32 ($1,374)$899$475$277,534
33 ($1,374)$897$477$277,058
34 ($1,374)$896$478$276,580
35 ($1,374)$894$480$276,100
36 ($1,374)$893$481$275,619
Year 4 - 37 ($1,374)$891$483$275,136
38 ($1,374)$890$484$274,652
39 ($1,374)$888$486$274,166
40 ($1,374)$886$487$273,679
41 ($1,374)$885$489$273,190
42 ($1,374)$883$491$272,699
43 ($1,374)$882$492$272,207
44 ($1,374)$880$494$271,713
45 ($1,374)$879$495$271,218
46 ($1,374)$877$497$270,721
47 ($1,374)$875$499$270,222
48 ($1,374)$874$500$269,722
Year 5 - 49 ($1,374)$872$502$269,220
50 ($1,374)$870$503$268,716
51 ($1,374)$869$505$268,211
52 ($1,374)$867$507$267,705
53 ($1,374)$866$508$267,196
54 ($1,374)$864$510$266,686
55 ($1,374)$862$512$266,175
56 ($1,374)$861$513$265,661
57 ($1,374)$859$515$265,146
58 ($1,374)$857$517$264,630
59 ($1,374)$856$518$264,111
60 ($1,374)$854$520$263,592
Year 6 - 61 ($1,374)$852$522$263,070
62 ($1,374)$851$523$262,547
63 ($1,374)$849$525$262,022
64 ($1,374)$847$527$261,495
65 ($1,374)$845$528$260,966
66 ($1,374)$844$530$260,436
67 ($1,374)$842$532$259,904
68 ($1,374)$840$534$259,371
69 ($1,374)$839$535$258,836
70 ($1,374)$837$537$258,298
71 ($1,374)$835$539$257,760
72 ($1,374)$833$541$257,219
Year 7 - 73 ($1,374)$832$542$256,677
74 ($1,374)$830$544$256,133
75 ($1,374)$828$546$255,587
76 ($1,374)$826$548$255,040
77 ($1,374)$825$549$254,490
78 ($1,374)$823$551$253,939
79 ($1,374)$821$553$253,386
80 ($1,374)$819$555$252,832
81 ($1,374)$817$556$252,275
82 ($1,374)$816$558$251,717
83 ($1,374)$814$560$251,157
84 ($1,374)$812$562$250,595
Year 8 - 85 ($1,374)$810$564$250,032
86 ($1,374)$808$565$249,466
87 ($1,374)$807$567$248,899
88 ($1,374)$805$569$248,330
89 ($1,374)$803$571$247,759
90 ($1,374)$801$573$247,186
91 ($1,374)$799$575$246,611
92 ($1,374)$797$577$246,035
93 ($1,374)$796$578$245,456
94 ($1,374)$794$580$244,876
95 ($1,374)$792$582$244,294
96 ($1,374)$790$584$243,710
Year 9 - 97 ($1,374)$788$586$243,124
98 ($1,374)$786$588$242,536
99 ($1,374)$784$590$241,946
100 ($1,374)$782$592$241,354
101 ($1,374)$780$594$240,761
102 ($1,374)$778$595$240,165
103 ($1,374)$777$597$239,568
104 ($1,374)$775$599$238,969
105 ($1,374)$773$601$238,367
106 ($1,374)$771$603$237,764
107 ($1,374)$769$605$237,159
108 ($1,374)$767$607$236,552
Year 10 - 109 ($1,374)$765$609$235,943
110 ($1,374)$763$611$235,332
111 ($1,374)$761$613$234,719
112 ($1,374)$759$615$234,104
113 ($1,374)$757$617$233,487
114 ($1,374)$755$619$232,868
115 ($1,374)$753$621$232,247
116 ($1,374)$751$623$231,624
117 ($1,374)$749$625$230,999
118 ($1,374)$747$627$230,372
119 ($1,374)$745$629$229,743
120 ($1,374)$743$631$229,112
Year 11 - 121 ($1,374)$741$633$228,479
122 ($1,374)$739$635$227,843
123 ($1,374)$737$637$227,206
124 ($1,374)$735$639$226,567
125 ($1,374)$733$641$225,925
126 ($1,374)$730$643$225,282
127 ($1,374)$728$646$224,637
128 ($1,374)$726$648$223,989
129 ($1,374)$724$650$223,339
130 ($1,374)$722$652$222,687
131 ($1,374)$720$654$222,034
132 ($1,374)$718$656$221,378
Year 12 - 133 ($1,374)$716$658$220,719
134 ($1,374)$714$660$220,059
135 ($1,374)$712$662$219,397
136 ($1,374)$709$665$218,732
137 ($1,374)$707$667$218,065
138 ($1,374)$705$669$217,397
139 ($1,374)$703$671$216,726
140 ($1,374)$701$673$216,052
141 ($1,374)$699$675$215,377
142 ($1,374)$696$678$214,700
143 ($1,374)$694$680$214,020
144 ($1,374)$692$682$213,338
Year 13 - 145 ($1,374)$690$684$212,654
146 ($1,374)$688$686$211,967
147 ($1,374)$685$689$211,279
148 ($1,374)$683$691$210,588
149 ($1,374)$681$693$209,895
150 ($1,374)$679$695$209,200
151 ($1,374)$676$698$208,502
152 ($1,374)$674$700$207,802
153 ($1,374)$672$702$207,100
154 ($1,374)$670$704$206,396
155 ($1,374)$667$707$205,690
156 ($1,374)$665$709$204,981
Year 14 - 157 ($1,374)$663$711$204,270
158 ($1,374)$660$713$203,556
159 ($1,374)$658$716$202,840
160 ($1,374)$656$718$202,122
161 ($1,374)$654$720$201,402
162 ($1,374)$651$723$200,679
163 ($1,374)$649$725$199,954
164 ($1,374)$647$727$199,227
165 ($1,374)$644$730$198,497
166 ($1,374)$642$732$197,765
167 ($1,374)$639$734$197,030
168 ($1,374)$637$737$196,293
Year 15 - 169 ($1,374)$635$739$195,554
170 ($1,374)$632$742$194,813
171 ($1,374)$630$744$194,068
172 ($1,374)$627$746$193,322
173 ($1,374)$625$749$192,573
174 ($1,374)$623$751$191,822
175 ($1,374)$620$754$191,068
176 ($1,374)$618$756$190,312
177 ($1,374)$615$759$189,553
178 ($1,374)$613$761$188,792
179 ($1,374)$610$763$188,029
180 ($1,374)$608$766$187,263
Year 16 - 181 ($1,374)$605$768$186,495
182 ($1,374)$603$771$185,724
183 ($1,374)$601$773$184,950
184 ($1,374)$598$776$184,174
185 ($1,374)$595$778$183,396
186 ($1,374)$593$781$182,615
187 ($1,374)$590$783$181,831
188 ($1,374)$588$786$181,045
189 ($1,374)$585$789$180,257
190 ($1,374)$583$791$179,466
191 ($1,374)$580$794$178,672
192 ($1,374)$578$796$177,876
Year 17 - 193 ($1,374)$575$799$177,077
194 ($1,374)$573$801$176,276
195 ($1,374)$570$804$175,472
196 ($1,374)$567$807$174,665
197 ($1,374)$565$809$173,856
198 ($1,374)$562$812$173,044
199 ($1,374)$560$814$172,230
200 ($1,374)$557$817$171,413
201 ($1,374)$554$820$170,593
202 ($1,374)$552$822$169,771
203 ($1,374)$549$825$168,946
204 ($1,374)$546$828$168,118
Year 18 - 205 ($1,374)$544$830$167,288
206 ($1,374)$541$833$166,455
207 ($1,374)$538$836$165,619
208 ($1,374)$536$838$164,780
209 ($1,374)$533$841$163,939
210 ($1,374)$530$844$163,095
211 ($1,374)$527$847$162,249
212 ($1,374)$525$849$161,400
213 ($1,374)$522$852$160,548
214 ($1,374)$519$855$159,693
215 ($1,374)$516$858$158,835
216 ($1,374)$514$860$157,975
Year 19 - 217 ($1,374)$511$863$157,112
218 ($1,374)$508$866$156,246
219 ($1,374)$505$869$155,377
220 ($1,374)$502$872$154,505
221 ($1,374)$500$874$153,631
222 ($1,374)$497$877$152,754
223 ($1,374)$494$880$151,874
224 ($1,374)$491$883$150,991
225 ($1,374)$488$886$150,105
226 ($1,374)$485$889$149,217
227 ($1,374)$482$891$148,325
228 ($1,374)$480$894$147,431
Year 20 - 229 ($1,374)$477$897$146,534
230 ($1,374)$474$900$145,633
231 ($1,374)$471$903$144,730
232 ($1,374)$468$906$143,824
233 ($1,374)$465$909$142,916
234 ($1,374)$462$912$142,004
235 ($1,374)$459$915$141,089
236 ($1,374)$456$918$140,171
237 ($1,374)$453$921$139,250
238 ($1,374)$450$924$138,327
239 ($1,374)$447$927$137,400
240 ($1,374)$444$930$136,470
Year 21 - 241 ($1,374)$441$933$135,538
242 ($1,374)$438$936$134,602
243 ($1,374)$435$939$133,663
244 ($1,374)$432$942$132,722
245 ($1,374)$429$945$131,777
246 ($1,374)$426$948$130,829
247 ($1,374)$423$951$129,878
248 ($1,374)$420$954$128,924
249 ($1,374)$417$957$127,967
250 ($1,374)$414$960$127,007
251 ($1,374)$411$963$126,044
252 ($1,374)$408$966$125,077
Year 22 - 253 ($1,374)$404$970$124,108
254 ($1,374)$401$973$123,135
255 ($1,374)$398$976$122,159
256 ($1,374)$395$979$121,180
257 ($1,374)$392$982$120,198
258 ($1,374)$389$985$119,213
259 ($1,374)$385$988$118,224
260 ($1,374)$382$992$117,233
261 ($1,374)$379$995$116,238
262 ($1,374)$376$998$115,240
263 ($1,374)$373$1,001$114,238
264 ($1,374)$369$1,005$113,234
Year 23 - 265 ($1,374)$366$1,008$112,226
266 ($1,374)$363$1,011$111,215
267 ($1,374)$360$1,014$110,201
268 ($1,374)$356$1,018$109,183
269 ($1,374)$353$1,021$108,162
270 ($1,374)$350$1,024$107,138
271 ($1,374)$346$1,028$106,111
272 ($1,374)$343$1,031$105,080
273 ($1,374)$340$1,034$104,045
274 ($1,374)$336$1,038$103,008
275 ($1,374)$333$1,041$101,967
276 ($1,374)$330$1,044$100,923
Year 24 - 277 ($1,374)$326$1,048$99,875
278 ($1,374)$323$1,051$98,824
279 ($1,374)$320$1,054$97,770
280 ($1,374)$316$1,058$96,712
281 ($1,374)$313$1,061$95,651
282 ($1,374)$309$1,065$94,586
283 ($1,374)$306$1,068$93,518
284 ($1,374)$302$1,072$92,447
285 ($1,374)$299$1,075$91,372
286 ($1,374)$295$1,078$90,293
287 ($1,374)$292$1,082$89,211
288 ($1,374)$288$1,085$88,126
Year 25 - 289 ($1,374)$285$1,089$87,037
290 ($1,374)$281$1,093$85,944
291 ($1,374)$278$1,096$84,848
292 ($1,374)$274$1,100$83,748
293 ($1,374)$271$1,103$82,645
294 ($1,374)$267$1,107$81,539
295 ($1,374)$264$1,110$80,428
296 ($1,374)$260$1,114$79,314
297 ($1,374)$256$1,117$78,197
298 ($1,374)$253$1,121$77,076
299 ($1,374)$249$1,125$75,951
300 ($1,374)$246$1,128$74,823
Year 26 - 301 ($1,374)$242$1,132$73,691
302 ($1,374)$238$1,136$72,555
303 ($1,374)$235$1,139$71,416
304 ($1,374)$231$1,143$70,273
305 ($1,374)$227$1,147$69,126
306 ($1,374)$224$1,150$67,976
307 ($1,374)$220$1,154$66,822
308 ($1,374)$216$1,158$65,664
309 ($1,374)$212$1,162$64,502
310 ($1,374)$209$1,165$63,337
311 ($1,374)$205$1,169$62,168
312 ($1,374)$201$1,173$60,995
Year 27 - 313 ($1,374)$197$1,177$59,818
314 ($1,374)$193$1,181$58,637
315 ($1,374)$190$1,184$57,453
316 ($1,374)$186$1,188$56,265
317 ($1,374)$182$1,192$55,073
318 ($1,374)$178$1,196$53,877
319 ($1,374)$174$1,200$52,677
320 ($1,374)$170$1,204$51,474
321 ($1,374)$166$1,207$50,266
322 ($1,374)$163$1,211$49,055
323 ($1,374)$159$1,215$47,839
324 ($1,374)$155$1,219$46,620
Year 28 - 325 ($1,374)$151$1,223$45,397
326 ($1,374)$147$1,227$44,170
327 ($1,374)$143$1,231$42,939
328 ($1,374)$139$1,235$41,704
329 ($1,374)$135$1,239$40,465
330 ($1,374)$131$1,243$39,222
331 ($1,374)$127$1,247$37,974
332 ($1,374)$123$1,251$36,723
333 ($1,374)$119$1,255$35,468
334 ($1,374)$115$1,259$34,209
335 ($1,374)$111$1,263$32,945
336 ($1,374)$107$1,267$31,678
Year 29 - 337 ($1,374)$102$1,272$30,407
338 ($1,374)$98$1,276$29,131
339 ($1,374)$94$1,280$27,851
340 ($1,374)$90$1,284$26,567
341 ($1,374)$86$1,288$25,279
342 ($1,374)$82$1,292$23,987
343 ($1,374)$78$1,296$22,691
344 ($1,374)$73$1,301$21,390
345 ($1,374)$69$1,305$20,085
346 ($1,374)$65$1,309$18,776
347 ($1,374)$61$1,313$17,463
348 ($1,374)$56$1,317$16,146
Year 30 - 349 ($1,374)$52$1,322$14,824
350 ($1,374)$48$1,326$13,498
351 ($1,374)$44$1,330$12,168
352 ($1,374)$39$1,335$10,833
353 ($1,374)$35$1,339$9,494
354 ($1,374)$31$1,343$8,151
355 ($1,374)$26$1,348$6,804
356 ($1,374)$22$1,352$5,452
357 ($1,374)$18$1,356$4,095
358 ($1,374)$13$1,361$2,735
359 ($1,374)$9$1,365$1,369
360 ($1,374)$4$1,369$0
TOTALS$202,614$292,000$494,614

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.