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Mortgage Payment Schedule for a $365,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($73,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,377 360 $203,818 $495,818

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1067 | State Lic #: MC-2347
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.779% | Rate: 3.750% | Fees: $893 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,172 /mo
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30 yr fixed mtg, 0 points | APR: 3.885% | Rate: 3.850% | Fees: $1,072 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.244% | Rate: 4.240% | Fees: $122 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $365,000
Down Payment $73,000$292,000
Year 1 - 1 ($1,377)$949$428$291,572
2 ($1,377)$948$430$291,142
3 ($1,377)$946$431$290,711
4 ($1,377)$945$432$290,279
5 ($1,377)$943$434$289,845
6 ($1,377)$942$435$289,409
7 ($1,377)$941$437$288,973
8 ($1,377)$939$438$288,535
9 ($1,377)$938$440$288,095
10 ($1,377)$936$441$287,654
11 ($1,377)$935$442$287,212
12 ($1,377)$933$444$286,768
Year 2 - 13 ($1,377)$932$445$286,323
14 ($1,377)$931$447$285,876
15 ($1,377)$929$448$285,428
16 ($1,377)$928$450$284,978
17 ($1,377)$926$451$284,527
18 ($1,377)$925$453$284,074
19 ($1,377)$923$454$283,620
20 ($1,377)$922$456$283,165
21 ($1,377)$920$457$282,708
22 ($1,377)$919$458$282,249
23 ($1,377)$917$460$281,789
24 ($1,377)$916$461$281,328
Year 3 - 25 ($1,377)$914$463$280,865
26 ($1,377)$913$464$280,401
27 ($1,377)$911$466$279,935
28 ($1,377)$910$467$279,467
29 ($1,377)$908$469$278,998
30 ($1,377)$907$471$278,528
31 ($1,377)$905$472$278,056
32 ($1,377)$904$474$277,582
33 ($1,377)$902$475$277,107
34 ($1,377)$901$477$276,630
35 ($1,377)$899$478$276,152
36 ($1,377)$897$480$275,672
Year 4 - 37 ($1,377)$896$481$275,191
38 ($1,377)$894$483$274,708
39 ($1,377)$893$484$274,223
40 ($1,377)$891$486$273,737
41 ($1,377)$890$488$273,250
42 ($1,377)$888$489$272,761
43 ($1,377)$886$491$272,270
44 ($1,377)$885$492$271,777
45 ($1,377)$883$494$271,283
46 ($1,377)$882$496$270,788
47 ($1,377)$880$497$270,291
48 ($1,377)$878$499$269,792
Year 5 - 49 ($1,377)$877$500$269,291
50 ($1,377)$875$502$268,789
51 ($1,377)$874$504$268,286
52 ($1,377)$872$505$267,780
53 ($1,377)$870$507$267,273
54 ($1,377)$869$509$266,765
55 ($1,377)$867$510$266,254
56 ($1,377)$865$512$265,742
57 ($1,377)$864$514$265,229
58 ($1,377)$862$515$264,713
59 ($1,377)$860$517$264,196
60 ($1,377)$859$519$263,678
Year 6 - 61 ($1,377)$857$520$263,158
62 ($1,377)$855$522$262,636
63 ($1,377)$854$524$262,112
64 ($1,377)$852$525$261,586
65 ($1,377)$850$527$261,059
66 ($1,377)$848$529$260,530
67 ($1,377)$847$531$260,000
68 ($1,377)$845$532$259,468
69 ($1,377)$843$534$258,934
70 ($1,377)$842$536$258,398
71 ($1,377)$840$537$257,860
72 ($1,377)$838$539$257,321
Year 7 - 73 ($1,377)$836$541$256,780
74 ($1,377)$835$543$256,238
75 ($1,377)$833$544$255,693
76 ($1,377)$831$546$255,147
77 ($1,377)$829$548$254,599
78 ($1,377)$827$550$254,049
79 ($1,377)$826$552$253,497
80 ($1,377)$824$553$252,944
81 ($1,377)$822$555$252,389
82 ($1,377)$820$557$251,832
83 ($1,377)$818$559$251,273
84 ($1,377)$817$561$250,712
Year 8 - 85 ($1,377)$815$562$250,150
86 ($1,377)$813$564$249,585
87 ($1,377)$811$566$249,019
88 ($1,377)$809$568$248,451
89 ($1,377)$807$570$247,882
90 ($1,377)$806$572$247,310
91 ($1,377)$804$574$246,736
92 ($1,377)$802$575$246,161
93 ($1,377)$800$577$245,584
94 ($1,377)$798$579$245,005
95 ($1,377)$796$581$244,424
96 ($1,377)$794$583$243,841
Year 9 - 97 ($1,377)$792$585$243,256
98 ($1,377)$791$587$242,669
99 ($1,377)$789$589$242,081
100 ($1,377)$787$591$241,490
101 ($1,377)$785$592$240,898
102 ($1,377)$783$594$240,303
103 ($1,377)$781$596$239,707
104 ($1,377)$779$598$239,109
105 ($1,377)$777$600$238,509
106 ($1,377)$775$602$237,907
107 ($1,377)$773$604$237,303
108 ($1,377)$771$606$236,696
Year 10 - 109 ($1,377)$769$608$236,088
110 ($1,377)$767$610$235,478
111 ($1,377)$765$612$234,867
112 ($1,377)$763$614$234,253
113 ($1,377)$761$616$233,637
114 ($1,377)$759$618$233,019
115 ($1,377)$757$620$232,399
116 ($1,377)$755$622$231,777
117 ($1,377)$753$624$231,153
118 ($1,377)$751$626$230,527
119 ($1,377)$749$628$229,899
120 ($1,377)$747$630$229,269
Year 11 - 121 ($1,377)$745$632$228,636
122 ($1,377)$743$634$228,002
123 ($1,377)$741$636$227,366
124 ($1,377)$739$638$226,728
125 ($1,377)$737$640$226,087
126 ($1,377)$735$642$225,445
127 ($1,377)$733$645$224,800
128 ($1,377)$731$647$224,153
129 ($1,377)$728$649$223,505
130 ($1,377)$726$651$222,854
131 ($1,377)$724$653$222,201
132 ($1,377)$722$655$221,546
Year 12 - 133 ($1,377)$720$657$220,888
134 ($1,377)$718$659$220,229
135 ($1,377)$716$662$219,568
136 ($1,377)$714$664$218,904
137 ($1,377)$711$666$218,238
138 ($1,377)$709$668$217,570
139 ($1,377)$707$670$216,900
140 ($1,377)$705$672$216,228
141 ($1,377)$703$675$215,553
142 ($1,377)$701$677$214,876
143 ($1,377)$698$679$214,197
144 ($1,377)$696$681$213,516
Year 13 - 145 ($1,377)$694$683$212,833
146 ($1,377)$692$686$212,147
147 ($1,377)$689$688$211,459
148 ($1,377)$687$690$210,769
149 ($1,377)$685$692$210,077
150 ($1,377)$683$695$209,383
151 ($1,377)$680$697$208,686
152 ($1,377)$678$699$207,987
153 ($1,377)$676$701$207,286
154 ($1,377)$674$704$206,582
155 ($1,377)$671$706$205,876
156 ($1,377)$669$708$205,168
Year 14 - 157 ($1,377)$667$710$204,457
158 ($1,377)$664$713$203,745
159 ($1,377)$662$715$203,030
160 ($1,377)$660$717$202,312
161 ($1,377)$658$720$201,592
162 ($1,377)$655$722$200,870
163 ($1,377)$653$724$200,146
164 ($1,377)$650$727$199,419
165 ($1,377)$648$729$198,690
166 ($1,377)$646$732$197,958
167 ($1,377)$643$734$197,224
168 ($1,377)$641$736$196,488
Year 15 - 169 ($1,377)$639$739$195,749
170 ($1,377)$636$741$195,008
171 ($1,377)$634$743$194,265
172 ($1,377)$631$746$193,519
173 ($1,377)$629$748$192,771
174 ($1,377)$627$751$192,020
175 ($1,377)$624$753$191,267
176 ($1,377)$622$756$190,511
177 ($1,377)$619$758$189,753
178 ($1,377)$617$761$188,992
179 ($1,377)$614$763$188,229
180 ($1,377)$612$766$187,464
Year 16 - 181 ($1,377)$609$768$186,696
182 ($1,377)$607$771$185,925
183 ($1,377)$604$773$185,152
184 ($1,377)$602$776$184,377
185 ($1,377)$599$778$183,599
186 ($1,377)$597$781$182,818
187 ($1,377)$594$783$182,035
188 ($1,377)$592$786$181,249
189 ($1,377)$589$788$180,461
190 ($1,377)$586$791$179,670
191 ($1,377)$584$793$178,877
192 ($1,377)$581$796$178,081
Year 17 - 193 ($1,377)$579$799$177,283
194 ($1,377)$576$801$176,481
195 ($1,377)$574$804$175,678
196 ($1,377)$571$806$174,871
197 ($1,377)$568$809$174,062
198 ($1,377)$566$812$173,251
199 ($1,377)$563$814$172,437
200 ($1,377)$560$817$171,620
201 ($1,377)$558$820$170,800
202 ($1,377)$555$822$169,978
203 ($1,377)$552$825$169,153
204 ($1,377)$550$828$168,326
Year 18 - 205 ($1,377)$547$830$167,496
206 ($1,377)$544$833$166,663
207 ($1,377)$542$836$165,827
208 ($1,377)$539$838$164,989
209 ($1,377)$536$841$164,148
210 ($1,377)$533$844$163,304
211 ($1,377)$531$847$162,457
212 ($1,377)$528$849$161,608
213 ($1,377)$525$852$160,756
214 ($1,377)$522$855$159,901
215 ($1,377)$520$858$159,044
216 ($1,377)$517$860$158,183
Year 19 - 217 ($1,377)$514$863$157,320
218 ($1,377)$511$866$156,454
219 ($1,377)$508$869$155,585
220 ($1,377)$506$872$154,714
221 ($1,377)$503$874$153,839
222 ($1,377)$500$877$152,962
223 ($1,377)$497$880$152,082
224 ($1,377)$494$883$151,199
225 ($1,377)$491$886$150,313
226 ($1,377)$489$889$149,424
227 ($1,377)$486$892$148,532
228 ($1,377)$483$895$147,638
Year 20 - 229 ($1,377)$480$897$146,740
230 ($1,377)$477$900$145,840
231 ($1,377)$474$903$144,937
232 ($1,377)$471$906$144,031
233 ($1,377)$468$909$143,121
234 ($1,377)$465$912$142,209
235 ($1,377)$462$915$141,294
236 ($1,377)$459$918$140,376
237 ($1,377)$456$921$139,455
238 ($1,377)$453$924$138,531
239 ($1,377)$450$927$137,604
240 ($1,377)$447$930$136,674
Year 21 - 241 ($1,377)$444$933$135,741
242 ($1,377)$441$936$134,805
243 ($1,377)$438$939$133,866
244 ($1,377)$435$942$132,923
245 ($1,377)$432$945$131,978
246 ($1,377)$429$948$131,030
247 ($1,377)$426$951$130,078
248 ($1,377)$423$955$129,124
249 ($1,377)$420$958$128,166
250 ($1,377)$417$961$127,206
251 ($1,377)$413$964$126,242
252 ($1,377)$410$967$125,275
Year 22 - 253 ($1,377)$407$970$124,305
254 ($1,377)$404$973$123,331
255 ($1,377)$401$976$122,355
256 ($1,377)$398$980$121,375
257 ($1,377)$394$983$120,392
258 ($1,377)$391$986$119,406
259 ($1,377)$388$989$118,417
260 ($1,377)$385$992$117,425
261 ($1,377)$382$996$116,429
262 ($1,377)$378$999$115,430
263 ($1,377)$375$1,002$114,428
264 ($1,377)$372$1,005$113,423
Year 23 - 265 ($1,377)$369$1,009$112,414
266 ($1,377)$365$1,012$111,402
267 ($1,377)$362$1,015$110,387
268 ($1,377)$359$1,019$109,368
269 ($1,377)$355$1,022$108,347
270 ($1,377)$352$1,025$107,321
271 ($1,377)$349$1,028$106,293
272 ($1,377)$345$1,032$105,261
273 ($1,377)$342$1,035$104,226
274 ($1,377)$339$1,039$103,187
275 ($1,377)$335$1,042$102,146
276 ($1,377)$332$1,045$101,100
Year 24 - 277 ($1,377)$329$1,049$100,052
278 ($1,377)$325$1,052$98,999
279 ($1,377)$322$1,056$97,944
280 ($1,377)$318$1,059$96,885
281 ($1,377)$315$1,062$95,823
282 ($1,377)$311$1,066$94,757
283 ($1,377)$308$1,069$93,687
284 ($1,377)$304$1,073$92,615
285 ($1,377)$301$1,076$91,538
286 ($1,377)$297$1,080$90,459
287 ($1,377)$294$1,083$89,375
288 ($1,377)$290$1,087$88,289
Year 25 - 289 ($1,377)$287$1,090$87,198
290 ($1,377)$283$1,094$86,104
291 ($1,377)$280$1,097$85,007
292 ($1,377)$276$1,101$83,906
293 ($1,377)$273$1,105$82,801
294 ($1,377)$269$1,108$81,693
295 ($1,377)$266$1,112$80,581
296 ($1,377)$262$1,115$79,466
297 ($1,377)$258$1,119$78,347
298 ($1,377)$255$1,123$77,224
299 ($1,377)$251$1,126$76,098
300 ($1,377)$247$1,130$74,968
Year 26 - 301 ($1,377)$244$1,134$73,834
302 ($1,377)$240$1,137$72,697
303 ($1,377)$236$1,141$71,556
304 ($1,377)$233$1,145$70,411
305 ($1,377)$229$1,148$69,263
306 ($1,377)$225$1,152$68,111
307 ($1,377)$221$1,156$66,955
308 ($1,377)$218$1,160$65,795
309 ($1,377)$214$1,163$64,632
310 ($1,377)$210$1,167$63,465
311 ($1,377)$206$1,171$62,294
312 ($1,377)$202$1,175$61,119
Year 27 - 313 ($1,377)$199$1,179$59,940
314 ($1,377)$195$1,182$58,758
315 ($1,377)$191$1,186$57,571
316 ($1,377)$187$1,190$56,381
317 ($1,377)$183$1,194$55,187
318 ($1,377)$179$1,198$53,989
319 ($1,377)$175$1,202$52,787
320 ($1,377)$172$1,206$51,582
321 ($1,377)$168$1,210$50,372
322 ($1,377)$164$1,214$49,159
323 ($1,377)$160$1,218$47,941
324 ($1,377)$156$1,221$46,720
Year 28 - 325 ($1,377)$152$1,225$45,494
326 ($1,377)$148$1,229$44,265
327 ($1,377)$144$1,233$43,031
328 ($1,377)$140$1,237$41,794
329 ($1,377)$136$1,241$40,552
330 ($1,377)$132$1,245$39,307
331 ($1,377)$128$1,250$38,057
332 ($1,377)$124$1,254$36,804
333 ($1,377)$120$1,258$35,546
334 ($1,377)$116$1,262$34,284
335 ($1,377)$111$1,266$33,019
336 ($1,377)$107$1,270$31,749
Year 29 - 337 ($1,377)$103$1,274$30,475
338 ($1,377)$99$1,278$29,196
339 ($1,377)$95$1,282$27,914
340 ($1,377)$91$1,287$26,627
341 ($1,377)$87$1,291$25,337
342 ($1,377)$82$1,295$24,042
343 ($1,377)$78$1,299$22,743
344 ($1,377)$74$1,303$21,439
345 ($1,377)$70$1,308$20,132
346 ($1,377)$65$1,312$18,820
347 ($1,377)$61$1,316$17,504
348 ($1,377)$57$1,320$16,183
Year 30 - 349 ($1,377)$53$1,325$14,859
350 ($1,377)$48$1,329$13,530
351 ($1,377)$44$1,333$12,196
352 ($1,377)$40$1,338$10,859
353 ($1,377)$35$1,342$9,517
354 ($1,377)$31$1,346$8,170
355 ($1,377)$27$1,351$6,820
356 ($1,377)$22$1,355$5,465
357 ($1,377)$18$1,360$4,105
358 ($1,377)$13$1,364$2,741
359 ($1,377)$9$1,368$1,373
360 ($1,377)$4$1,373$0
TOTALS$203,818$292,000$495,818

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.