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Mortgage Payment Schedule for a $368,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($73,600) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,392 360 $206,708 $501,108

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $368,000
Down Payment $73,600$294,400
Year 1 - 1 ($1,392)$962$430$293,970
2 ($1,392)$960$432$293,538
3 ($1,392)$959$433$293,105
4 ($1,392)$957$434$292,671
5 ($1,392)$956$436$292,235
6 ($1,392)$955$437$291,797
7 ($1,392)$953$439$291,359
8 ($1,392)$952$440$290,918
9 ($1,392)$950$442$290,477
10 ($1,392)$949$443$290,034
11 ($1,392)$947$445$289,589
12 ($1,392)$946$446$289,143
Year 2 - 13 ($1,392)$945$447$288,696
14 ($1,392)$943$449$288,247
15 ($1,392)$942$450$287,796
16 ($1,392)$940$452$287,345
17 ($1,392)$939$453$286,891
18 ($1,392)$937$455$286,436
19 ($1,392)$936$456$285,980
20 ($1,392)$934$458$285,522
21 ($1,392)$933$459$285,063
22 ($1,392)$931$461$284,602
23 ($1,392)$930$462$284,140
24 ($1,392)$928$464$283,676
Year 3 - 25 ($1,392)$927$465$283,211
26 ($1,392)$925$467$282,744
27 ($1,392)$924$468$282,276
28 ($1,392)$922$470$281,806
29 ($1,392)$921$471$281,335
30 ($1,392)$919$473$280,862
31 ($1,392)$917$474$280,387
32 ($1,392)$916$476$279,911
33 ($1,392)$914$478$279,434
34 ($1,392)$913$479$278,954
35 ($1,392)$911$481$278,474
36 ($1,392)$910$482$277,991
Year 4 - 37 ($1,392)$908$484$277,508
38 ($1,392)$907$485$277,022
39 ($1,392)$905$487$276,535
40 ($1,392)$903$489$276,047
41 ($1,392)$902$490$275,556
42 ($1,392)$900$492$275,065
43 ($1,392)$899$493$274,571
44 ($1,392)$897$495$274,076
45 ($1,392)$895$497$273,579
46 ($1,392)$894$498$273,081
47 ($1,392)$892$500$272,581
48 ($1,392)$890$502$272,080
Year 5 - 49 ($1,392)$889$503$271,577
50 ($1,392)$887$505$271,072
51 ($1,392)$886$506$270,565
52 ($1,392)$884$508$270,057
53 ($1,392)$882$510$269,547
54 ($1,392)$881$511$269,036
55 ($1,392)$879$513$268,523
56 ($1,392)$877$515$268,008
57 ($1,392)$875$516$267,492
58 ($1,392)$874$518$266,973
59 ($1,392)$872$520$266,453
60 ($1,392)$870$522$265,932
Year 6 - 61 ($1,392)$869$523$265,409
62 ($1,392)$867$525$264,884
63 ($1,392)$865$527$264,357
64 ($1,392)$864$528$263,829
65 ($1,392)$862$530$263,299
66 ($1,392)$860$532$262,767
67 ($1,392)$858$534$262,233
68 ($1,392)$857$535$261,698
69 ($1,392)$855$537$261,161
70 ($1,392)$853$539$260,622
71 ($1,392)$851$541$260,081
72 ($1,392)$850$542$259,539
Year 7 - 73 ($1,392)$848$544$258,995
74 ($1,392)$846$546$258,449
75 ($1,392)$844$548$257,901
76 ($1,392)$842$549$257,352
77 ($1,392)$841$551$256,800
78 ($1,392)$839$553$256,247
79 ($1,392)$837$555$255,692
80 ($1,392)$835$557$255,136
81 ($1,392)$833$559$254,577
82 ($1,392)$832$560$254,017
83 ($1,392)$830$562$253,455
84 ($1,392)$828$564$252,891
Year 8 - 85 ($1,392)$826$566$252,325
86 ($1,392)$824$568$251,757
87 ($1,392)$822$570$251,187
88 ($1,392)$821$571$250,616
89 ($1,392)$819$573$250,043
90 ($1,392)$817$575$249,468
91 ($1,392)$815$577$248,891
92 ($1,392)$813$579$248,312
93 ($1,392)$811$581$247,731
94 ($1,392)$809$583$247,148
95 ($1,392)$807$585$246,563
96 ($1,392)$805$587$245,977
Year 9 - 97 ($1,392)$804$588$245,388
98 ($1,392)$802$590$244,798
99 ($1,392)$800$592$244,206
100 ($1,392)$798$594$243,612
101 ($1,392)$796$596$243,015
102 ($1,392)$794$598$242,417
103 ($1,392)$792$600$241,817
104 ($1,392)$790$602$241,215
105 ($1,392)$788$604$240,611
106 ($1,392)$786$606$240,005
107 ($1,392)$784$608$239,397
108 ($1,392)$782$610$238,787
Year 10 - 109 ($1,392)$780$612$238,175
110 ($1,392)$778$614$237,561
111 ($1,392)$776$616$236,946
112 ($1,392)$774$618$236,328
113 ($1,392)$772$620$235,708
114 ($1,392)$770$622$235,086
115 ($1,392)$768$624$234,462
116 ($1,392)$766$626$233,836
117 ($1,392)$764$628$233,207
118 ($1,392)$762$630$232,577
119 ($1,392)$760$632$231,945
120 ($1,392)$758$634$231,311
Year 11 - 121 ($1,392)$756$636$230,674
122 ($1,392)$754$638$230,036
123 ($1,392)$751$641$229,396
124 ($1,392)$749$643$228,753
125 ($1,392)$747$645$228,108
126 ($1,392)$745$647$227,461
127 ($1,392)$743$649$226,812
128 ($1,392)$741$651$226,161
129 ($1,392)$739$653$225,508
130 ($1,392)$737$655$224,853
131 ($1,392)$735$657$224,196
132 ($1,392)$732$660$223,536
Year 12 - 133 ($1,392)$730$662$222,874
134 ($1,392)$728$664$222,210
135 ($1,392)$726$666$221,544
136 ($1,392)$724$668$220,876
137 ($1,392)$722$670$220,205
138 ($1,392)$719$673$219,533
139 ($1,392)$717$675$218,858
140 ($1,392)$715$677$218,181
141 ($1,392)$713$679$217,502
142 ($1,392)$711$681$216,820
143 ($1,392)$708$684$216,137
144 ($1,392)$706$686$215,451
Year 13 - 145 ($1,392)$704$688$214,763
146 ($1,392)$702$690$214,072
147 ($1,392)$699$693$213,379
148 ($1,392)$697$695$212,685
149 ($1,392)$695$697$211,987
150 ($1,392)$692$699$211,288
151 ($1,392)$690$702$210,586
152 ($1,392)$688$704$209,882
153 ($1,392)$686$706$209,176
154 ($1,392)$683$709$208,467
155 ($1,392)$681$711$207,756
156 ($1,392)$679$713$207,043
Year 14 - 157 ($1,392)$676$716$206,327
158 ($1,392)$674$718$205,609
159 ($1,392)$672$720$204,889
160 ($1,392)$669$723$204,166
161 ($1,392)$667$725$203,441
162 ($1,392)$665$727$202,714
163 ($1,392)$662$730$201,984
164 ($1,392)$660$732$201,252
165 ($1,392)$657$735$200,517
166 ($1,392)$655$737$199,780
167 ($1,392)$653$739$199,041
168 ($1,392)$650$742$198,299
Year 15 - 169 ($1,392)$648$744$197,555
170 ($1,392)$645$747$196,808
171 ($1,392)$643$749$196,059
172 ($1,392)$640$752$195,308
173 ($1,392)$638$754$194,554
174 ($1,392)$636$756$193,797
175 ($1,392)$633$759$193,039
176 ($1,392)$631$761$192,277
177 ($1,392)$628$764$191,513
178 ($1,392)$626$766$190,747
179 ($1,392)$623$769$189,978
180 ($1,392)$621$771$189,207
Year 16 - 181 ($1,392)$618$774$188,433
182 ($1,392)$616$776$187,656
183 ($1,392)$613$779$186,878
184 ($1,392)$610$782$186,096
185 ($1,392)$608$784$185,312
186 ($1,392)$605$787$184,525
187 ($1,392)$603$789$183,736
188 ($1,392)$600$792$182,944
189 ($1,392)$598$794$182,150
190 ($1,392)$595$797$181,353
191 ($1,392)$592$800$180,554
192 ($1,392)$590$802$179,751
Year 17 - 193 ($1,392)$587$805$178,947
194 ($1,392)$585$807$178,139
195 ($1,392)$582$810$177,329
196 ($1,392)$579$813$176,516
197 ($1,392)$577$815$175,701
198 ($1,392)$574$818$174,883
199 ($1,392)$571$821$174,062
200 ($1,392)$569$823$173,239
201 ($1,392)$566$826$172,413
202 ($1,392)$563$829$171,584
203 ($1,392)$561$831$170,753
204 ($1,392)$558$834$169,919
Year 18 - 205 ($1,392)$555$837$169,082
206 ($1,392)$552$840$168,242
207 ($1,392)$550$842$167,400
208 ($1,392)$547$845$166,555
209 ($1,392)$544$848$165,707
210 ($1,392)$541$851$164,856
211 ($1,392)$539$853$164,003
212 ($1,392)$536$856$163,146
213 ($1,392)$533$859$162,287
214 ($1,392)$530$862$161,426
215 ($1,392)$527$865$160,561
216 ($1,392)$524$867$159,693
Year 19 - 217 ($1,392)$522$870$158,823
218 ($1,392)$519$873$157,950
219 ($1,392)$516$876$157,074
220 ($1,392)$513$879$156,195
221 ($1,392)$510$882$155,313
222 ($1,392)$507$885$154,429
223 ($1,392)$504$887$153,541
224 ($1,392)$502$890$152,651
225 ($1,392)$499$893$151,758
226 ($1,392)$496$896$150,861
227 ($1,392)$493$899$149,962
228 ($1,392)$490$902$149,060
Year 20 - 229 ($1,392)$487$905$148,155
230 ($1,392)$484$908$147,247
231 ($1,392)$481$911$146,336
232 ($1,392)$478$914$145,422
233 ($1,392)$475$917$144,505
234 ($1,392)$472$920$143,585
235 ($1,392)$469$923$142,662
236 ($1,392)$466$926$141,737
237 ($1,392)$463$929$140,808
238 ($1,392)$460$932$139,876
239 ($1,392)$457$935$138,941
240 ($1,392)$454$938$138,002
Year 21 - 241 ($1,392)$451$941$137,061
242 ($1,392)$448$944$136,117
243 ($1,392)$445$947$135,170
244 ($1,392)$442$950$134,219
245 ($1,392)$438$954$133,266
246 ($1,392)$435$957$132,309
247 ($1,392)$432$960$131,349
248 ($1,392)$429$963$130,387
249 ($1,392)$426$966$129,420
250 ($1,392)$423$969$128,451
251 ($1,392)$420$972$127,479
252 ($1,392)$416$976$126,503
Year 22 - 253 ($1,392)$413$979$125,525
254 ($1,392)$410$982$124,543
255 ($1,392)$407$985$123,558
256 ($1,392)$404$988$122,569
257 ($1,392)$400$992$121,578
258 ($1,392)$397$995$120,583
259 ($1,392)$394$998$119,585
260 ($1,392)$391$1,001$118,584
261 ($1,392)$387$1,005$117,579
262 ($1,392)$384$1,008$116,571
263 ($1,392)$381$1,011$115,560
264 ($1,392)$377$1,014$114,545
Year 23 - 265 ($1,392)$374$1,018$113,528
266 ($1,392)$371$1,021$112,506
267 ($1,392)$368$1,024$111,482
268 ($1,392)$364$1,028$110,454
269 ($1,392)$361$1,031$109,423
270 ($1,392)$357$1,035$108,389
271 ($1,392)$354$1,038$107,351
272 ($1,392)$351$1,041$106,309
273 ($1,392)$347$1,045$105,265
274 ($1,392)$344$1,048$104,217
275 ($1,392)$340$1,052$103,165
276 ($1,392)$337$1,055$102,110
Year 24 - 277 ($1,392)$334$1,058$101,052
278 ($1,392)$330$1,062$99,990
279 ($1,392)$327$1,065$98,925
280 ($1,392)$323$1,069$97,856
281 ($1,392)$320$1,072$96,783
282 ($1,392)$316$1,076$95,708
283 ($1,392)$313$1,079$94,628
284 ($1,392)$309$1,083$93,545
285 ($1,392)$306$1,086$92,459
286 ($1,392)$302$1,090$91,369
287 ($1,392)$298$1,093$90,276
288 ($1,392)$295$1,097$89,179
Year 25 - 289 ($1,392)$291$1,101$88,078
290 ($1,392)$288$1,104$86,974
291 ($1,392)$284$1,108$85,866
292 ($1,392)$280$1,111$84,754
293 ($1,392)$277$1,115$83,639
294 ($1,392)$273$1,119$82,520
295 ($1,392)$270$1,122$81,398
296 ($1,392)$266$1,126$80,272
297 ($1,392)$262$1,130$79,142
298 ($1,392)$259$1,133$78,009
299 ($1,392)$255$1,137$76,872
300 ($1,392)$251$1,141$75,731
Year 26 - 301 ($1,392)$247$1,145$74,586
302 ($1,392)$244$1,148$73,438
303 ($1,392)$240$1,152$72,286
304 ($1,392)$236$1,156$71,130
305 ($1,392)$232$1,160$69,970
306 ($1,392)$229$1,163$68,807
307 ($1,392)$225$1,167$67,640
308 ($1,392)$221$1,171$66,469
309 ($1,392)$217$1,175$65,294
310 ($1,392)$213$1,179$64,115
311 ($1,392)$209$1,183$62,933
312 ($1,392)$206$1,186$61,746
Year 27 - 313 ($1,392)$202$1,190$60,556
314 ($1,392)$198$1,194$59,362
315 ($1,392)$194$1,198$58,164
316 ($1,392)$190$1,202$56,962
317 ($1,392)$186$1,206$55,756
318 ($1,392)$182$1,210$54,546
319 ($1,392)$178$1,214$53,332
320 ($1,392)$174$1,218$52,115
321 ($1,392)$170$1,222$50,893
322 ($1,392)$166$1,226$49,667
323 ($1,392)$162$1,230$48,438
324 ($1,392)$158$1,234$47,204
Year 28 - 325 ($1,392)$154$1,238$45,966
326 ($1,392)$150$1,242$44,724
327 ($1,392)$146$1,246$43,478
328 ($1,392)$142$1,250$42,228
329 ($1,392)$138$1,254$40,974
330 ($1,392)$134$1,258$39,716
331 ($1,392)$130$1,262$38,454
332 ($1,392)$126$1,266$37,188
333 ($1,392)$121$1,270$35,917
334 ($1,392)$117$1,275$34,643
335 ($1,392)$113$1,279$33,364
336 ($1,392)$109$1,283$32,081
Year 29 - 337 ($1,392)$105$1,287$30,794
338 ($1,392)$101$1,291$29,502
339 ($1,392)$96$1,296$28,207
340 ($1,392)$92$1,300$26,907
341 ($1,392)$88$1,304$25,603
342 ($1,392)$84$1,308$24,294
343 ($1,392)$79$1,313$22,982
344 ($1,392)$75$1,317$21,665
345 ($1,392)$71$1,321$20,344
346 ($1,392)$66$1,326$19,018
347 ($1,392)$62$1,330$17,688
348 ($1,392)$58$1,334$16,354
Year 30 - 349 ($1,392)$53$1,339$15,016
350 ($1,392)$49$1,343$13,673
351 ($1,392)$45$1,347$12,326
352 ($1,392)$40$1,352$10,974
353 ($1,392)$36$1,356$9,618
354 ($1,392)$31$1,361$8,257
355 ($1,392)$27$1,365$6,892
356 ($1,392)$23$1,369$5,523
357 ($1,392)$18$1,374$4,149
358 ($1,392)$14$1,378$2,770
359 ($1,392)$9$1,383$1,387
360 ($1,392)$5$1,387$0
TOTALS$206,708$294,400$501,108

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.