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Mortgage Payment Schedule for a $371,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($74,200) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,397 360 $205,945 $502,745

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $977 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $371,000
Down Payment $74,200$296,800
Year 1 - 1 ($1,397)$960$437$296,363
2 ($1,397)$958$438$295,925
3 ($1,397)$957$440$295,485
4 ($1,397)$955$441$295,044
5 ($1,397)$954$443$294,602
6 ($1,397)$953$444$294,158
7 ($1,397)$951$445$293,712
8 ($1,397)$950$447$293,265
9 ($1,397)$948$448$292,817
10 ($1,397)$947$450$292,367
11 ($1,397)$945$451$291,916
12 ($1,397)$944$453$291,463
Year 2 - 13 ($1,397)$942$454$291,009
14 ($1,397)$941$456$290,554
15 ($1,397)$939$457$290,097
16 ($1,397)$938$459$289,638
17 ($1,397)$936$460$289,178
18 ($1,397)$935$462$288,717
19 ($1,397)$934$463$288,254
20 ($1,397)$932$464$287,789
21 ($1,397)$931$466$287,323
22 ($1,397)$929$468$286,856
23 ($1,397)$927$469$286,387
24 ($1,397)$926$471$285,916
Year 3 - 25 ($1,397)$924$472$285,444
26 ($1,397)$923$474$284,970
27 ($1,397)$921$475$284,495
28 ($1,397)$920$477$284,019
29 ($1,397)$918$478$283,541
30 ($1,397)$917$480$283,061
31 ($1,397)$915$481$282,580
32 ($1,397)$914$483$282,097
33 ($1,397)$912$484$281,612
34 ($1,397)$911$486$281,126
35 ($1,397)$909$488$280,639
36 ($1,397)$907$489$280,150
Year 4 - 37 ($1,397)$906$491$279,659
38 ($1,397)$904$492$279,167
39 ($1,397)$903$494$278,673
40 ($1,397)$901$495$278,177
41 ($1,397)$899$497$277,680
42 ($1,397)$898$499$277,182
43 ($1,397)$896$500$276,681
44 ($1,397)$895$502$276,179
45 ($1,397)$893$504$275,676
46 ($1,397)$891$505$275,171
47 ($1,397)$890$507$274,664
48 ($1,397)$888$508$274,155
Year 5 - 49 ($1,397)$886$510$273,645
50 ($1,397)$885$512$273,134
51 ($1,397)$883$513$272,620
52 ($1,397)$881$515$272,105
53 ($1,397)$880$517$271,589
54 ($1,397)$878$518$271,070
55 ($1,397)$876$520$270,550
56 ($1,397)$875$522$270,028
57 ($1,397)$873$523$269,505
58 ($1,397)$871$525$268,980
59 ($1,397)$870$527$268,453
60 ($1,397)$868$529$267,925
Year 6 - 61 ($1,397)$866$530$267,394
62 ($1,397)$865$532$266,862
63 ($1,397)$863$534$266,329
64 ($1,397)$861$535$265,793
65 ($1,397)$859$537$265,256
66 ($1,397)$858$539$264,717
67 ($1,397)$856$541$264,177
68 ($1,397)$854$542$263,634
69 ($1,397)$852$544$263,090
70 ($1,397)$851$546$262,544
71 ($1,397)$849$548$261,997
72 ($1,397)$847$549$261,447
Year 7 - 73 ($1,397)$845$551$260,896
74 ($1,397)$844$553$260,343
75 ($1,397)$842$555$259,789
76 ($1,397)$840$557$259,232
77 ($1,397)$838$558$258,674
78 ($1,397)$836$560$258,114
79 ($1,397)$835$562$257,552
80 ($1,397)$833$564$256,988
81 ($1,397)$831$566$256,422
82 ($1,397)$829$567$255,855
83 ($1,397)$827$569$255,286
84 ($1,397)$825$571$254,715
Year 8 - 85 ($1,397)$824$573$254,142
86 ($1,397)$822$575$253,567
87 ($1,397)$820$577$252,990
88 ($1,397)$818$579$252,412
89 ($1,397)$816$580$251,831
90 ($1,397)$814$582$251,249
91 ($1,397)$812$584$250,665
92 ($1,397)$810$586$250,079
93 ($1,397)$809$588$249,491
94 ($1,397)$807$590$248,901
95 ($1,397)$805$592$248,309
96 ($1,397)$803$594$247,716
Year 9 - 97 ($1,397)$801$596$247,120
98 ($1,397)$799$597$246,523
99 ($1,397)$797$599$245,923
100 ($1,397)$795$601$245,322
101 ($1,397)$793$603$244,719
102 ($1,397)$791$605$244,113
103 ($1,397)$789$607$243,506
104 ($1,397)$787$609$242,897
105 ($1,397)$785$611$242,286
106 ($1,397)$783$613$241,673
107 ($1,397)$781$615$241,058
108 ($1,397)$779$617$240,441
Year 10 - 109 ($1,397)$777$619$239,821
110 ($1,397)$775$621$239,200
111 ($1,397)$773$623$238,577
112 ($1,397)$771$625$237,952
113 ($1,397)$769$627$237,325
114 ($1,397)$767$629$236,696
115 ($1,397)$765$631$236,065
116 ($1,397)$763$633$235,431
117 ($1,397)$761$635$234,796
118 ($1,397)$759$637$234,159
119 ($1,397)$757$639$233,519
120 ($1,397)$755$641$232,878
Year 11 - 121 ($1,397)$753$644$232,234
122 ($1,397)$751$646$231,589
123 ($1,397)$749$648$230,941
124 ($1,397)$747$650$230,291
125 ($1,397)$745$652$229,639
126 ($1,397)$743$654$228,985
127 ($1,397)$740$656$228,329
128 ($1,397)$738$658$227,671
129 ($1,397)$736$660$227,011
130 ($1,397)$734$663$226,348
131 ($1,397)$732$665$225,683
132 ($1,397)$730$667$225,017
Year 12 - 133 ($1,397)$728$669$224,348
134 ($1,397)$725$671$223,677
135 ($1,397)$723$673$223,003
136 ($1,397)$721$675$222,328
137 ($1,397)$719$678$221,650
138 ($1,397)$717$680$220,970
139 ($1,397)$714$682$220,288
140 ($1,397)$712$684$219,604
141 ($1,397)$710$686$218,918
142 ($1,397)$708$689$218,229
143 ($1,397)$706$691$217,538
144 ($1,397)$703$693$216,845
Year 13 - 145 ($1,397)$701$695$216,149
146 ($1,397)$699$698$215,452
147 ($1,397)$697$700$214,752
148 ($1,397)$694$702$214,050
149 ($1,397)$692$704$213,345
150 ($1,397)$690$707$212,639
151 ($1,397)$688$709$211,930
152 ($1,397)$685$711$211,218
153 ($1,397)$683$714$210,505
154 ($1,397)$681$716$209,789
155 ($1,397)$678$718$209,071
156 ($1,397)$676$721$208,350
Year 14 - 157 ($1,397)$674$723$207,627
158 ($1,397)$671$725$206,902
159 ($1,397)$669$728$206,175
160 ($1,397)$667$730$205,445
161 ($1,397)$664$732$204,713
162 ($1,397)$662$735$203,978
163 ($1,397)$660$737$203,241
164 ($1,397)$657$739$202,502
165 ($1,397)$655$742$201,760
166 ($1,397)$652$744$201,016
167 ($1,397)$650$747$200,269
168 ($1,397)$648$749$199,520
Year 15 - 169 ($1,397)$645$751$198,769
170 ($1,397)$643$754$198,015
171 ($1,397)$640$756$197,259
172 ($1,397)$638$759$196,500
173 ($1,397)$635$761$195,739
174 ($1,397)$633$764$194,975
175 ($1,397)$630$766$194,209
176 ($1,397)$628$769$193,440
177 ($1,397)$625$771$192,669
178 ($1,397)$623$774$191,896
179 ($1,397)$620$776$191,120
180 ($1,397)$618$779$190,341
Year 16 - 181 ($1,397)$615$781$189,560
182 ($1,397)$613$784$188,777
183 ($1,397)$610$786$187,990
184 ($1,397)$608$789$187,202
185 ($1,397)$605$791$186,411
186 ($1,397)$603$794$185,617
187 ($1,397)$600$796$184,820
188 ($1,397)$598$799$184,021
189 ($1,397)$595$802$183,220
190 ($1,397)$592$804$182,416
191 ($1,397)$590$807$181,609
192 ($1,397)$587$809$180,800
Year 17 - 193 ($1,397)$585$812$179,988
194 ($1,397)$582$815$179,173
195 ($1,397)$579$817$178,356
196 ($1,397)$577$820$177,536
197 ($1,397)$574$822$176,714
198 ($1,397)$571$825$175,889
199 ($1,397)$569$828$175,061
200 ($1,397)$566$830$174,230
201 ($1,397)$563$833$173,397
202 ($1,397)$561$836$172,561
203 ($1,397)$558$839$171,723
204 ($1,397)$555$841$170,882
Year 18 - 205 ($1,397)$553$844$170,038
206 ($1,397)$550$847$169,191
207 ($1,397)$547$849$168,341
208 ($1,397)$544$852$167,489
209 ($1,397)$542$855$166,634
210 ($1,397)$539$858$165,777
211 ($1,397)$536$861$164,916
212 ($1,397)$533$863$164,053
213 ($1,397)$530$866$163,187
214 ($1,397)$528$869$162,318
215 ($1,397)$525$872$161,446
216 ($1,397)$522$875$160,572
Year 19 - 217 ($1,397)$519$877$159,694
218 ($1,397)$516$880$158,814
219 ($1,397)$513$883$157,931
220 ($1,397)$511$886$157,045
221 ($1,397)$508$889$156,156
222 ($1,397)$505$892$155,265
223 ($1,397)$502$894$154,370
224 ($1,397)$499$897$153,473
225 ($1,397)$496$900$152,573
226 ($1,397)$493$903$151,670
227 ($1,397)$490$906$150,763
228 ($1,397)$487$909$149,854
Year 20 - 229 ($1,397)$485$912$148,942
230 ($1,397)$482$915$148,027
231 ($1,397)$479$918$147,110
232 ($1,397)$476$921$146,189
233 ($1,397)$473$924$145,265
234 ($1,397)$470$927$144,338
235 ($1,397)$467$930$143,408
236 ($1,397)$464$933$142,475
237 ($1,397)$461$936$141,540
238 ($1,397)$458$939$140,601
239 ($1,397)$455$942$139,659
240 ($1,397)$452$945$138,714
Year 21 - 241 ($1,397)$449$948$137,766
242 ($1,397)$445$951$136,815
243 ($1,397)$442$954$135,861
244 ($1,397)$439$957$134,903
245 ($1,397)$436$960$133,943
246 ($1,397)$433$963$132,980
247 ($1,397)$430$967$132,013
248 ($1,397)$427$970$131,043
249 ($1,397)$424$973$130,071
250 ($1,397)$421$976$129,095
251 ($1,397)$417$979$128,116
252 ($1,397)$414$982$127,133
Year 22 - 253 ($1,397)$411$985$126,148
254 ($1,397)$408$989$125,159
255 ($1,397)$405$992$124,167
256 ($1,397)$401$995$123,172
257 ($1,397)$398$998$122,174
258 ($1,397)$395$1,001$121,173
259 ($1,397)$392$1,005$120,168
260 ($1,397)$389$1,008$119,160
261 ($1,397)$385$1,011$118,149
262 ($1,397)$382$1,014$117,134
263 ($1,397)$379$1,018$116,116
264 ($1,397)$375$1,021$115,095
Year 23 - 265 ($1,397)$372$1,024$114,071
266 ($1,397)$369$1,028$113,043
267 ($1,397)$366$1,031$112,012
268 ($1,397)$362$1,034$110,978
269 ($1,397)$359$1,038$109,940
270 ($1,397)$355$1,041$108,899
271 ($1,397)$352$1,044$107,855
272 ($1,397)$349$1,048$106,807
273 ($1,397)$345$1,051$105,756
274 ($1,397)$342$1,055$104,701
275 ($1,397)$339$1,058$103,643
276 ($1,397)$335$1,061$102,582
Year 24 - 277 ($1,397)$332$1,065$101,517
278 ($1,397)$328$1,068$100,449
279 ($1,397)$325$1,072$99,377
280 ($1,397)$321$1,075$98,302
281 ($1,397)$318$1,079$97,223
282 ($1,397)$314$1,082$96,141
283 ($1,397)$311$1,086$95,055
284 ($1,397)$307$1,089$93,966
285 ($1,397)$304$1,093$92,874
286 ($1,397)$300$1,096$91,777
287 ($1,397)$297$1,100$90,678
288 ($1,397)$293$1,103$89,574
Year 25 - 289 ($1,397)$290$1,107$88,467
290 ($1,397)$286$1,110$87,357
291 ($1,397)$282$1,114$86,243
292 ($1,397)$279$1,118$85,125
293 ($1,397)$275$1,121$84,004
294 ($1,397)$272$1,125$82,879
295 ($1,397)$268$1,129$81,750
296 ($1,397)$264$1,132$80,618
297 ($1,397)$261$1,136$79,482
298 ($1,397)$257$1,140$78,343
299 ($1,397)$253$1,143$77,200
300 ($1,397)$250$1,147$76,053
Year 26 - 301 ($1,397)$246$1,151$74,902
302 ($1,397)$242$1,154$73,748
303 ($1,397)$238$1,158$72,590
304 ($1,397)$235$1,162$71,428
305 ($1,397)$231$1,166$70,262
306 ($1,397)$227$1,169$69,093
307 ($1,397)$223$1,173$67,920
308 ($1,397)$220$1,177$66,743
309 ($1,397)$216$1,181$65,562
310 ($1,397)$212$1,185$64,378
311 ($1,397)$208$1,188$63,189
312 ($1,397)$204$1,192$61,997
Year 27 - 313 ($1,397)$200$1,196$60,801
314 ($1,397)$197$1,200$59,601
315 ($1,397)$193$1,204$58,397
316 ($1,397)$189$1,208$57,190
317 ($1,397)$185$1,212$55,978
318 ($1,397)$181$1,216$54,763
319 ($1,397)$177$1,219$53,543
320 ($1,397)$173$1,223$52,320
321 ($1,397)$169$1,227$51,092
322 ($1,397)$165$1,231$49,861
323 ($1,397)$161$1,235$48,626
324 ($1,397)$157$1,239$47,387
Year 28 - 325 ($1,397)$153$1,243$46,143
326 ($1,397)$149$1,247$44,896
327 ($1,397)$145$1,251$43,645
328 ($1,397)$141$1,255$42,389
329 ($1,397)$137$1,259$41,130
330 ($1,397)$133$1,264$39,866
331 ($1,397)$129$1,268$38,599
332 ($1,397)$125$1,272$37,327
333 ($1,397)$121$1,276$36,051
334 ($1,397)$117$1,280$34,771
335 ($1,397)$112$1,284$33,487
336 ($1,397)$108$1,288$32,199
Year 29 - 337 ($1,397)$104$1,292$30,906
338 ($1,397)$100$1,297$29,610
339 ($1,397)$96$1,301$28,309
340 ($1,397)$92$1,305$27,004
341 ($1,397)$87$1,309$25,695
342 ($1,397)$83$1,313$24,381
343 ($1,397)$79$1,318$23,064
344 ($1,397)$75$1,322$21,742
345 ($1,397)$70$1,326$20,416
346 ($1,397)$66$1,331$19,085
347 ($1,397)$62$1,335$17,750
348 ($1,397)$57$1,339$16,411
Year 30 - 349 ($1,397)$53$1,343$15,068
350 ($1,397)$49$1,348$13,720
351 ($1,397)$44$1,352$12,368
352 ($1,397)$40$1,357$11,011
353 ($1,397)$36$1,361$9,650
354 ($1,397)$31$1,365$8,285
355 ($1,397)$27$1,370$6,915
356 ($1,397)$22$1,374$5,541
357 ($1,397)$18$1,379$4,163
358 ($1,397)$13$1,383$2,780
359 ($1,397)$9$1,388$1,392
360 ($1,397)$5$1,392$0
TOTALS$205,945$296,800$502,745

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.