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Mortgage Payment Schedule for a $375,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 27, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($75,000) may require pre-mortgage insurance


4.03% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,437 360 $217,478 $517,478

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $375,000
Down Payment $75,000$300,000
Year 1 - 1 ($1,437)$1,008$430$299,570
2 ($1,437)$1,006$431$299,139
3 ($1,437)$1,005$433$298,706
4 ($1,437)$1,003$434$298,272
5 ($1,437)$1,002$436$297,836
6 ($1,437)$1,000$437$297,399
7 ($1,437)$999$439$296,960
8 ($1,437)$997$440$296,520
9 ($1,437)$996$442$296,078
10 ($1,437)$994$443$295,635
11 ($1,437)$993$445$295,190
12 ($1,437)$991$446$294,744
Year 2 - 13 ($1,437)$990$448$294,297
14 ($1,437)$988$449$293,848
15 ($1,437)$987$451$293,397
16 ($1,437)$985$452$292,945
17 ($1,437)$984$454$292,491
18 ($1,437)$982$455$292,036
19 ($1,437)$981$457$291,579
20 ($1,437)$979$458$291,121
21 ($1,437)$978$460$290,662
22 ($1,437)$976$461$290,200
23 ($1,437)$975$463$289,737
24 ($1,437)$973$464$289,273
Year 3 - 25 ($1,437)$971$466$288,807
26 ($1,437)$970$468$288,339
27 ($1,437)$968$469$287,870
28 ($1,437)$967$471$287,400
29 ($1,437)$965$472$286,927
30 ($1,437)$964$474$286,454
31 ($1,437)$962$475$285,978
32 ($1,437)$960$477$285,501
33 ($1,437)$959$479$285,022
34 ($1,437)$957$480$284,542
35 ($1,437)$956$482$284,060
36 ($1,437)$954$483$283,577
Year 4 - 37 ($1,437)$952$485$283,092
38 ($1,437)$951$487$282,605
39 ($1,437)$949$488$282,117
40 ($1,437)$947$490$281,627
41 ($1,437)$946$492$281,135
42 ($1,437)$944$493$280,642
43 ($1,437)$942$495$280,147
44 ($1,437)$941$497$279,650
45 ($1,437)$939$498$279,152
46 ($1,437)$937$500$278,652
47 ($1,437)$936$502$278,150
48 ($1,437)$934$503$277,647
Year 5 - 49 ($1,437)$932$505$277,142
50 ($1,437)$931$507$276,635
51 ($1,437)$929$508$276,127
52 ($1,437)$927$510$275,617
53 ($1,437)$926$512$275,105
54 ($1,437)$924$514$274,591
55 ($1,437)$922$515$274,076
56 ($1,437)$920$517$273,559
57 ($1,437)$919$519$273,040
58 ($1,437)$917$520$272,520
59 ($1,437)$915$522$271,998
60 ($1,437)$913$524$271,474
Year 6 - 61 ($1,437)$912$526$270,948
62 ($1,437)$910$528$270,421
63 ($1,437)$908$529$269,891
64 ($1,437)$906$531$269,360
65 ($1,437)$905$533$268,827
66 ($1,437)$903$535$268,293
67 ($1,437)$901$536$267,756
68 ($1,437)$899$538$267,218
69 ($1,437)$897$540$266,678
70 ($1,437)$896$542$266,136
71 ($1,437)$894$544$265,593
72 ($1,437)$892$545$265,047
Year 7 - 73 ($1,437)$890$547$264,500
74 ($1,437)$888$549$263,951
75 ($1,437)$886$551$263,400
76 ($1,437)$885$553$262,847
77 ($1,437)$883$555$262,292
78 ($1,437)$881$557$261,735
79 ($1,437)$879$558$261,177
80 ($1,437)$877$560$260,617
81 ($1,437)$875$562$260,054
82 ($1,437)$873$564$259,490
83 ($1,437)$871$566$258,924
84 ($1,437)$870$568$258,357
Year 8 - 85 ($1,437)$868$570$257,787
86 ($1,437)$866$572$257,215
87 ($1,437)$864$574$256,641
88 ($1,437)$862$576$256,066
89 ($1,437)$860$577$255,488
90 ($1,437)$858$579$254,909
91 ($1,437)$856$581$254,328
92 ($1,437)$854$583$253,744
93 ($1,437)$852$585$253,159
94 ($1,437)$850$587$252,572
95 ($1,437)$848$589$251,982
96 ($1,437)$846$591$251,391
Year 9 - 97 ($1,437)$844$593$250,798
98 ($1,437)$842$595$250,203
99 ($1,437)$840$597$249,606
100 ($1,437)$838$599$249,007
101 ($1,437)$836$601$248,405
102 ($1,437)$834$603$247,802
103 ($1,437)$832$605$247,197
104 ($1,437)$830$607$246,590
105 ($1,437)$828$609$245,980
106 ($1,437)$826$611$245,369
107 ($1,437)$824$613$244,756
108 ($1,437)$822$615$244,140
Year 10 - 109 ($1,437)$820$618$243,523
110 ($1,437)$818$620$242,903
111 ($1,437)$816$622$242,281
112 ($1,437)$814$624$241,658
113 ($1,437)$812$626$241,032
114 ($1,437)$809$628$240,404
115 ($1,437)$807$630$239,774
116 ($1,437)$805$632$239,141
117 ($1,437)$803$634$238,507
118 ($1,437)$801$636$237,871
119 ($1,437)$799$639$237,232
120 ($1,437)$797$641$236,591
Year 11 - 121 ($1,437)$795$643$235,948
122 ($1,437)$792$645$235,303
123 ($1,437)$790$647$234,656
124 ($1,437)$788$649$234,007
125 ($1,437)$786$652$233,355
126 ($1,437)$784$654$232,701
127 ($1,437)$781$656$232,045
128 ($1,437)$779$658$231,387
129 ($1,437)$777$660$230,727
130 ($1,437)$775$663$230,064
131 ($1,437)$773$665$229,400
132 ($1,437)$770$667$228,733
Year 12 - 133 ($1,437)$768$669$228,063
134 ($1,437)$766$672$227,392
135 ($1,437)$764$674$226,718
136 ($1,437)$761$676$226,042
137 ($1,437)$759$678$225,364
138 ($1,437)$757$681$224,683
139 ($1,437)$755$683$224,000
140 ($1,437)$752$685$223,315
141 ($1,437)$750$687$222,627
142 ($1,437)$748$690$221,938
143 ($1,437)$745$692$221,246
144 ($1,437)$743$694$220,551
Year 13 - 145 ($1,437)$741$697$219,854
146 ($1,437)$738$699$219,155
147 ($1,437)$736$701$218,454
148 ($1,437)$734$704$217,750
149 ($1,437)$731$706$217,044
150 ($1,437)$729$709$216,335
151 ($1,437)$727$711$215,624
152 ($1,437)$724$713$214,911
153 ($1,437)$722$716$214,195
154 ($1,437)$719$718$213,477
155 ($1,437)$717$721$212,757
156 ($1,437)$715$723$212,034
Year 14 - 157 ($1,437)$712$725$211,309
158 ($1,437)$710$728$210,581
159 ($1,437)$707$730$209,851
160 ($1,437)$705$733$209,118
161 ($1,437)$702$735$208,383
162 ($1,437)$700$738$207,645
163 ($1,437)$697$740$206,905
164 ($1,437)$695$743$206,162
165 ($1,437)$692$745$205,417
166 ($1,437)$690$748$204,670
167 ($1,437)$687$750$203,920
168 ($1,437)$685$753$203,167
Year 15 - 169 ($1,437)$682$755$202,412
170 ($1,437)$680$758$201,654
171 ($1,437)$677$760$200,894
172 ($1,437)$675$763$200,131
173 ($1,437)$672$765$199,366
174 ($1,437)$670$768$198,598
175 ($1,437)$667$770$197,828
176 ($1,437)$664$773$197,054
177 ($1,437)$662$776$196,279
178 ($1,437)$659$778$195,501
179 ($1,437)$657$781$194,720
180 ($1,437)$654$784$193,936
Year 16 - 181 ($1,437)$651$786$193,150
182 ($1,437)$649$789$192,361
183 ($1,437)$646$791$191,570
184 ($1,437)$643$794$190,776
185 ($1,437)$641$797$189,979
186 ($1,437)$638$799$189,180
187 ($1,437)$635$802$188,377
188 ($1,437)$633$805$187,573
189 ($1,437)$630$808$186,765
190 ($1,437)$627$810$185,955
191 ($1,437)$624$813$185,142
192 ($1,437)$622$816$184,326
Year 17 - 193 ($1,437)$619$818$183,508
194 ($1,437)$616$821$182,687
195 ($1,437)$614$824$181,863
196 ($1,437)$611$827$181,036
197 ($1,437)$608$829$180,207
198 ($1,437)$605$832$179,374
199 ($1,437)$602$835$178,539
200 ($1,437)$600$838$177,701
201 ($1,437)$597$841$176,861
202 ($1,437)$594$843$176,017
203 ($1,437)$591$846$175,171
204 ($1,437)$588$849$174,322
Year 18 - 205 ($1,437)$585$852$173,470
206 ($1,437)$583$855$172,615
207 ($1,437)$580$858$171,757
208 ($1,437)$577$861$170,897
209 ($1,437)$574$864$170,033
210 ($1,437)$571$866$169,167
211 ($1,437)$568$869$168,297
212 ($1,437)$565$872$167,425
213 ($1,437)$562$875$166,550
214 ($1,437)$559$878$165,672
215 ($1,437)$556$881$164,791
216 ($1,437)$553$884$163,907
Year 19 - 217 ($1,437)$550$887$163,020
218 ($1,437)$547$890$162,130
219 ($1,437)$544$893$161,237
220 ($1,437)$541$896$160,341
221 ($1,437)$538$899$159,442
222 ($1,437)$535$902$158,540
223 ($1,437)$532$905$157,635
224 ($1,437)$529$908$156,727
225 ($1,437)$526$911$155,816
226 ($1,437)$523$914$154,902
227 ($1,437)$520$917$153,984
228 ($1,437)$517$920$153,064
Year 20 - 229 ($1,437)$514$923$152,141
230 ($1,437)$511$926$151,214
231 ($1,437)$508$930$150,285
232 ($1,437)$505$933$149,352
233 ($1,437)$502$936$148,416
234 ($1,437)$498$939$147,477
235 ($1,437)$495$942$146,535
236 ($1,437)$492$945$145,590
237 ($1,437)$489$949$144,641
238 ($1,437)$486$952$143,689
239 ($1,437)$483$955$142,734
240 ($1,437)$479$958$141,776
Year 21 - 241 ($1,437)$476$961$140,815
242 ($1,437)$473$965$139,851
243 ($1,437)$470$968$138,883
244 ($1,437)$466$971$137,912
245 ($1,437)$463$974$136,937
246 ($1,437)$460$978$135,960
247 ($1,437)$457$981$134,979
248 ($1,437)$453$984$133,995
249 ($1,437)$450$987$133,007
250 ($1,437)$447$991$132,017
251 ($1,437)$443$994$131,023
252 ($1,437)$440$997$130,025
Year 22 - 253 ($1,437)$437$1,001$129,024
254 ($1,437)$433$1,004$128,020
255 ($1,437)$430$1,008$127,013
256 ($1,437)$427$1,011$126,002
257 ($1,437)$423$1,014$124,988
258 ($1,437)$420$1,018$123,970
259 ($1,437)$416$1,021$122,949
260 ($1,437)$413$1,025$121,924
261 ($1,437)$409$1,028$120,896
262 ($1,437)$406$1,031$119,865
263 ($1,437)$403$1,035$118,830
264 ($1,437)$399$1,038$117,792
Year 23 - 265 ($1,437)$396$1,042$116,750
266 ($1,437)$392$1,045$115,704
267 ($1,437)$389$1,049$114,656
268 ($1,437)$385$1,052$113,603
269 ($1,437)$382$1,056$112,547
270 ($1,437)$378$1,059$111,488
271 ($1,437)$374$1,063$110,425
272 ($1,437)$371$1,067$109,358
273 ($1,437)$367$1,070$108,288
274 ($1,437)$364$1,074$107,214
275 ($1,437)$360$1,077$106,137
276 ($1,437)$356$1,081$105,056
Year 24 - 277 ($1,437)$353$1,085$103,971
278 ($1,437)$349$1,088$102,883
279 ($1,437)$346$1,092$101,791
280 ($1,437)$342$1,096$100,695
281 ($1,437)$338$1,099$99,596
282 ($1,437)$334$1,103$98,493
283 ($1,437)$331$1,107$97,387
284 ($1,437)$327$1,110$96,276
285 ($1,437)$323$1,114$95,162
286 ($1,437)$320$1,118$94,044
287 ($1,437)$316$1,122$92,923
288 ($1,437)$312$1,125$91,797
Year 25 - 289 ($1,437)$308$1,129$90,668
290 ($1,437)$304$1,133$89,535
291 ($1,437)$301$1,137$88,398
292 ($1,437)$297$1,141$87,258
293 ($1,437)$293$1,144$86,113
294 ($1,437)$289$1,148$84,965
295 ($1,437)$285$1,152$83,813
296 ($1,437)$281$1,156$82,657
297 ($1,437)$278$1,160$81,497
298 ($1,437)$274$1,164$80,333
299 ($1,437)$270$1,168$79,166
300 ($1,437)$266$1,172$77,994
Year 26 - 301 ($1,437)$262$1,176$76,819
302 ($1,437)$258$1,179$75,639
303 ($1,437)$254$1,183$74,456
304 ($1,437)$250$1,187$73,268
305 ($1,437)$246$1,191$72,077
306 ($1,437)$242$1,195$70,882
307 ($1,437)$238$1,199$69,682
308 ($1,437)$234$1,203$68,479
309 ($1,437)$230$1,207$67,271
310 ($1,437)$226$1,212$66,060
311 ($1,437)$222$1,216$64,844
312 ($1,437)$218$1,220$63,625
Year 27 - 313 ($1,437)$214$1,224$62,401
314 ($1,437)$210$1,228$61,173
315 ($1,437)$205$1,232$59,941
316 ($1,437)$201$1,236$58,705
317 ($1,437)$197$1,240$57,465
318 ($1,437)$193$1,244$56,220
319 ($1,437)$189$1,249$54,972
320 ($1,437)$185$1,253$53,719
321 ($1,437)$180$1,257$52,462
322 ($1,437)$176$1,261$51,200
323 ($1,437)$172$1,265$49,935
324 ($1,437)$168$1,270$48,665
Year 28 - 325 ($1,437)$163$1,274$47,391
326 ($1,437)$159$1,278$46,113
327 ($1,437)$155$1,283$44,830
328 ($1,437)$151$1,287$43,543
329 ($1,437)$146$1,291$42,252
330 ($1,437)$142$1,296$40,957
331 ($1,437)$138$1,300$39,657
332 ($1,437)$133$1,304$38,353
333 ($1,437)$129$1,309$37,044
334 ($1,437)$124$1,313$35,731
335 ($1,437)$120$1,317$34,413
336 ($1,437)$116$1,322$33,092
Year 29 - 337 ($1,437)$111$1,326$31,765
338 ($1,437)$107$1,331$30,434
339 ($1,437)$102$1,335$29,099
340 ($1,437)$98$1,340$27,760
341 ($1,437)$93$1,344$26,415
342 ($1,437)$89$1,349$25,067
343 ($1,437)$84$1,353$23,713
344 ($1,437)$80$1,358$22,356
345 ($1,437)$75$1,362$20,993
346 ($1,437)$71$1,367$19,626
347 ($1,437)$66$1,372$18,255
348 ($1,437)$61$1,376$16,879
Year 30 - 349 ($1,437)$57$1,381$15,498
350 ($1,437)$52$1,385$14,112
351 ($1,437)$47$1,390$12,722
352 ($1,437)$43$1,395$11,328
353 ($1,437)$38$1,399$9,928
354 ($1,437)$33$1,404$8,524
355 ($1,437)$29$1,409$7,115
356 ($1,437)$24$1,414$5,702
357 ($1,437)$19$1,418$4,284
358 ($1,437)$14$1,423$2,860
359 ($1,437)$10$1,428$1,433
360 ($1,437)$5$1,433$0
TOTALS$217,478$300,000$517,478

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.