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Mortgage Payment Schedule for a $375,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($75,000) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,499 360 $239,547 $539,547

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $375,000
Down Payment $75,000$300,000
Year 1 - 1 ($1,499)$1,095$404$299,596
2 ($1,499)$1,094$405$299,191
3 ($1,499)$1,092$407$298,784
4 ($1,499)$1,091$408$298,376
5 ($1,499)$1,089$410$297,967
6 ($1,499)$1,088$411$297,555
7 ($1,499)$1,086$413$297,143
8 ($1,499)$1,085$414$296,729
9 ($1,499)$1,083$416$296,313
10 ($1,499)$1,082$417$295,896
11 ($1,499)$1,080$419$295,477
12 ($1,499)$1,078$420$295,057
Year 2 - 13 ($1,499)$1,077$422$294,635
14 ($1,499)$1,075$423$294,212
15 ($1,499)$1,074$425$293,787
16 ($1,499)$1,072$426$293,360
17 ($1,499)$1,071$428$292,932
18 ($1,499)$1,069$430$292,503
19 ($1,499)$1,068$431$292,072
20 ($1,499)$1,066$433$291,639
21 ($1,499)$1,064$434$291,205
22 ($1,499)$1,063$436$290,769
23 ($1,499)$1,061$437$290,331
24 ($1,499)$1,060$439$289,892
Year 3 - 25 ($1,499)$1,058$441$289,452
26 ($1,499)$1,056$442$289,010
27 ($1,499)$1,055$444$288,566
28 ($1,499)$1,053$445$288,120
29 ($1,499)$1,052$447$287,673
30 ($1,499)$1,050$449$287,224
31 ($1,499)$1,048$450$286,774
32 ($1,499)$1,047$452$286,322
33 ($1,499)$1,045$454$285,868
34 ($1,499)$1,043$455$285,413
35 ($1,499)$1,042$457$284,956
36 ($1,499)$1,040$459$284,497
Year 4 - 37 ($1,499)$1,038$460$284,037
38 ($1,499)$1,037$462$283,575
39 ($1,499)$1,035$464$283,111
40 ($1,499)$1,033$465$282,646
41 ($1,499)$1,032$467$282,179
42 ($1,499)$1,030$469$281,710
43 ($1,499)$1,028$470$281,240
44 ($1,499)$1,027$472$280,767
45 ($1,499)$1,025$474$280,293
46 ($1,499)$1,023$476$279,818
47 ($1,499)$1,021$477$279,340
48 ($1,499)$1,020$479$278,861
Year 5 - 49 ($1,499)$1,018$481$278,380
50 ($1,499)$1,016$483$277,898
51 ($1,499)$1,014$484$277,413
52 ($1,499)$1,013$486$276,927
53 ($1,499)$1,011$488$276,439
54 ($1,499)$1,009$490$275,949
55 ($1,499)$1,007$492$275,458
56 ($1,499)$1,005$493$274,965
57 ($1,499)$1,004$495$274,469
58 ($1,499)$1,002$497$273,972
59 ($1,499)$1,000$499$273,474
60 ($1,499)$998$501$272,973
Year 6 - 61 ($1,499)$996$502$272,471
62 ($1,499)$995$504$271,967
63 ($1,499)$993$506$271,460
64 ($1,499)$991$508$270,953
65 ($1,499)$989$510$270,443
66 ($1,499)$987$512$269,931
67 ($1,499)$985$513$269,418
68 ($1,499)$983$515$268,902
69 ($1,499)$981$517$268,385
70 ($1,499)$980$519$267,866
71 ($1,499)$978$521$267,345
72 ($1,499)$976$523$266,822
Year 7 - 73 ($1,499)$974$525$266,297
74 ($1,499)$972$527$265,770
75 ($1,499)$970$529$265,242
76 ($1,499)$968$531$264,711
77 ($1,499)$966$533$264,179
78 ($1,499)$964$534$263,644
79 ($1,499)$962$536$263,108
80 ($1,499)$960$538$262,569
81 ($1,499)$958$540$262,029
82 ($1,499)$956$542$261,487
83 ($1,499)$954$544$260,942
84 ($1,499)$952$546$260,396
Year 8 - 85 ($1,499)$950$548$259,848
86 ($1,499)$948$550$259,297
87 ($1,499)$946$552$258,745
88 ($1,499)$944$554$258,191
89 ($1,499)$942$556$257,634
90 ($1,499)$940$558$257,076
91 ($1,499)$938$560$256,516
92 ($1,499)$936$562$255,953
93 ($1,499)$934$565$255,389
94 ($1,499)$932$567$254,822
95 ($1,499)$930$569$254,253
96 ($1,499)$928$571$253,683
Year 9 - 97 ($1,499)$926$573$253,110
98 ($1,499)$924$575$252,535
99 ($1,499)$922$577$251,958
100 ($1,499)$920$579$251,379
101 ($1,499)$918$581$250,798
102 ($1,499)$915$583$250,214
103 ($1,499)$913$585$249,629
104 ($1,499)$911$588$249,041
105 ($1,499)$909$590$248,452
106 ($1,499)$907$592$247,860
107 ($1,499)$905$594$247,266
108 ($1,499)$903$596$246,669
Year 10 - 109 ($1,499)$900$598$246,071
110 ($1,499)$898$601$245,470
111 ($1,499)$896$603$244,868
112 ($1,499)$894$605$244,263
113 ($1,499)$892$607$243,655
114 ($1,499)$889$609$243,046
115 ($1,499)$887$612$242,434
116 ($1,499)$885$614$241,821
117 ($1,499)$883$616$241,205
118 ($1,499)$880$618$240,586
119 ($1,499)$878$621$239,966
120 ($1,499)$876$623$239,343
Year 11 - 121 ($1,499)$874$625$238,718
122 ($1,499)$871$627$238,090
123 ($1,499)$869$630$237,460
124 ($1,499)$867$632$236,828
125 ($1,499)$864$634$236,194
126 ($1,499)$862$637$235,557
127 ($1,499)$860$639$234,919
128 ($1,499)$857$641$234,277
129 ($1,499)$855$644$233,634
130 ($1,499)$853$646$232,988
131 ($1,499)$850$648$232,339
132 ($1,499)$848$651$231,689
Year 12 - 133 ($1,499)$846$653$231,036
134 ($1,499)$843$655$230,380
135 ($1,499)$841$658$229,722
136 ($1,499)$838$660$229,062
137 ($1,499)$836$663$228,399
138 ($1,499)$834$665$227,734
139 ($1,499)$831$668$227,067
140 ($1,499)$829$670$226,397
141 ($1,499)$826$672$225,724
142 ($1,499)$824$675$225,049
143 ($1,499)$821$677$224,372
144 ($1,499)$819$680$223,692
Year 13 - 145 ($1,499)$816$682$223,010
146 ($1,499)$814$685$222,325
147 ($1,499)$811$687$221,638
148 ($1,499)$809$690$220,948
149 ($1,499)$806$692$220,256
150 ($1,499)$804$695$219,561
151 ($1,499)$801$697$218,864
152 ($1,499)$799$700$218,164
153 ($1,499)$796$702$217,462
154 ($1,499)$794$705$216,757
155 ($1,499)$791$708$216,049
156 ($1,499)$789$710$215,339
Year 14 - 157 ($1,499)$786$713$214,626
158 ($1,499)$783$715$213,911
159 ($1,499)$781$718$213,193
160 ($1,499)$778$721$212,472
161 ($1,499)$776$723$211,749
162 ($1,499)$773$726$211,023
163 ($1,499)$770$729$210,295
164 ($1,499)$768$731$209,563
165 ($1,499)$765$734$208,830
166 ($1,499)$762$737$208,093
167 ($1,499)$760$739$207,354
168 ($1,499)$757$742$206,612
Year 15 - 169 ($1,499)$754$745$205,867
170 ($1,499)$751$747$205,120
171 ($1,499)$749$750$204,370
172 ($1,499)$746$753$203,617
173 ($1,499)$743$756$202,862
174 ($1,499)$740$758$202,103
175 ($1,499)$738$761$201,342
176 ($1,499)$735$764$200,578
177 ($1,499)$732$767$199,812
178 ($1,499)$729$769$199,042
179 ($1,499)$727$772$198,270
180 ($1,499)$724$775$197,495
Year 16 - 181 ($1,499)$721$778$196,717
182 ($1,499)$718$781$195,937
183 ($1,499)$715$784$195,153
184 ($1,499)$712$786$194,367
185 ($1,499)$709$789$193,577
186 ($1,499)$707$792$192,785
187 ($1,499)$704$795$191,990
188 ($1,499)$701$798$191,192
189 ($1,499)$698$801$190,391
190 ($1,499)$695$804$189,587
191 ($1,499)$692$807$188,781
192 ($1,499)$689$810$187,971
Year 17 - 193 ($1,499)$686$813$187,158
194 ($1,499)$683$816$186,343
195 ($1,499)$680$819$185,524
196 ($1,499)$677$822$184,702
197 ($1,499)$674$825$183,878
198 ($1,499)$671$828$183,050
199 ($1,499)$668$831$182,220
200 ($1,499)$665$834$181,386
201 ($1,499)$662$837$180,549
202 ($1,499)$659$840$179,710
203 ($1,499)$656$843$178,867
204 ($1,499)$653$846$178,021
Year 18 - 205 ($1,499)$650$849$177,172
206 ($1,499)$647$852$176,320
207 ($1,499)$644$855$175,465
208 ($1,499)$640$858$174,606
209 ($1,499)$637$861$173,745
210 ($1,499)$634$865$172,880
211 ($1,499)$631$868$172,013
212 ($1,499)$628$871$171,142
213 ($1,499)$625$874$170,268
214 ($1,499)$621$877$169,390
215 ($1,499)$618$880$168,510
216 ($1,499)$615$884$167,626
Year 19 - 217 ($1,499)$612$887$166,739
218 ($1,499)$609$890$165,849
219 ($1,499)$605$893$164,956
220 ($1,499)$602$897$164,059
221 ($1,499)$599$900$163,159
222 ($1,499)$596$903$162,256
223 ($1,499)$592$907$161,350
224 ($1,499)$589$910$160,440
225 ($1,499)$586$913$159,527
226 ($1,499)$582$916$158,610
227 ($1,499)$579$920$157,690
228 ($1,499)$576$923$156,767
Year 20 - 229 ($1,499)$572$927$155,841
230 ($1,499)$569$930$154,911
231 ($1,499)$565$933$153,977
232 ($1,499)$562$937$153,041
233 ($1,499)$559$940$152,101
234 ($1,499)$555$944$151,157
235 ($1,499)$552$947$150,210
236 ($1,499)$548$950$149,259
237 ($1,499)$545$954$148,306
238 ($1,499)$541$957$147,348
239 ($1,499)$538$961$146,387
240 ($1,499)$534$964$145,423
Year 21 - 241 ($1,499)$531$968$144,455
242 ($1,499)$527$971$143,483
243 ($1,499)$524$975$142,508
244 ($1,499)$520$979$141,530
245 ($1,499)$517$982$140,548
246 ($1,499)$513$986$139,562
247 ($1,499)$509$989$138,572
248 ($1,499)$506$993$137,580
249 ($1,499)$502$997$136,583
250 ($1,499)$499$1,000$135,583
251 ($1,499)$495$1,004$134,579
252 ($1,499)$491$1,008$133,571
Year 22 - 253 ($1,499)$488$1,011$132,560
254 ($1,499)$484$1,015$131,545
255 ($1,499)$480$1,019$130,527
256 ($1,499)$476$1,022$129,504
257 ($1,499)$473$1,026$128,478
258 ($1,499)$469$1,030$127,448
259 ($1,499)$465$1,034$126,415
260 ($1,499)$461$1,037$125,378
261 ($1,499)$458$1,041$124,337
262 ($1,499)$454$1,045$123,292
263 ($1,499)$450$1,049$122,243
264 ($1,499)$446$1,053$121,190
Year 23 - 265 ($1,499)$442$1,056$120,134
266 ($1,499)$438$1,060$119,074
267 ($1,499)$435$1,064$118,010
268 ($1,499)$431$1,068$116,942
269 ($1,499)$427$1,072$115,870
270 ($1,499)$423$1,076$114,794
271 ($1,499)$419$1,080$113,714
272 ($1,499)$415$1,084$112,630
273 ($1,499)$411$1,088$111,543
274 ($1,499)$407$1,092$110,451
275 ($1,499)$403$1,096$109,356
276 ($1,499)$399$1,100$108,256
Year 24 - 277 ($1,499)$395$1,104$107,152
278 ($1,499)$391$1,108$106,045
279 ($1,499)$387$1,112$104,933
280 ($1,499)$383$1,116$103,817
281 ($1,499)$379$1,120$102,697
282 ($1,499)$375$1,124$101,574
283 ($1,499)$371$1,128$100,446
284 ($1,499)$367$1,132$99,313
285 ($1,499)$362$1,136$98,177
286 ($1,499)$358$1,140$97,037
287 ($1,499)$354$1,145$95,892
288 ($1,499)$350$1,149$94,744
Year 25 - 289 ($1,499)$346$1,153$93,591
290 ($1,499)$342$1,157$92,433
291 ($1,499)$337$1,161$91,272
292 ($1,499)$333$1,166$90,107
293 ($1,499)$329$1,170$88,937
294 ($1,499)$325$1,174$87,763
295 ($1,499)$320$1,178$86,584
296 ($1,499)$316$1,183$85,401
297 ($1,499)$312$1,187$84,214
298 ($1,499)$307$1,191$83,023
299 ($1,499)$303$1,196$81,827
300 ($1,499)$299$1,200$80,627
Year 26 - 301 ($1,499)$294$1,204$79,423
302 ($1,499)$290$1,209$78,214
303 ($1,499)$285$1,213$77,001
304 ($1,499)$281$1,218$75,783
305 ($1,499)$277$1,222$74,561
306 ($1,499)$272$1,227$73,334
307 ($1,499)$268$1,231$72,103
308 ($1,499)$263$1,236$70,868
309 ($1,499)$259$1,240$69,628
310 ($1,499)$254$1,245$68,383
311 ($1,499)$250$1,249$67,134
312 ($1,499)$245$1,254$65,880
Year 27 - 313 ($1,499)$240$1,258$64,622
314 ($1,499)$236$1,263$63,359
315 ($1,499)$231$1,267$62,092
316 ($1,499)$227$1,272$60,819
317 ($1,499)$222$1,277$59,543
318 ($1,499)$217$1,281$58,261
319 ($1,499)$213$1,286$56,975
320 ($1,499)$208$1,291$55,684
321 ($1,499)$203$1,295$54,389
322 ($1,499)$199$1,300$53,089
323 ($1,499)$194$1,305$51,784
324 ($1,499)$189$1,310$50,474
Year 28 - 325 ($1,499)$184$1,315$49,159
326 ($1,499)$179$1,319$47,840
327 ($1,499)$175$1,324$46,516
328 ($1,499)$170$1,329$45,187
329 ($1,499)$165$1,334$43,853
330 ($1,499)$160$1,339$42,515
331 ($1,499)$155$1,344$41,171
332 ($1,499)$150$1,348$39,823
333 ($1,499)$145$1,353$38,469
334 ($1,499)$140$1,358$37,111
335 ($1,499)$135$1,363$35,748
336 ($1,499)$130$1,368$34,379
Year 29 - 337 ($1,499)$125$1,373$33,006
338 ($1,499)$120$1,378$31,628
339 ($1,499)$115$1,383$30,244
340 ($1,499)$110$1,388$28,856
341 ($1,499)$105$1,393$27,463
342 ($1,499)$100$1,399$26,064
343 ($1,499)$95$1,404$24,661
344 ($1,499)$90$1,409$23,252
345 ($1,499)$85$1,414$21,838
346 ($1,499)$80$1,419$20,419
347 ($1,499)$75$1,424$18,995
348 ($1,499)$69$1,429$17,565
Year 30 - 349 ($1,499)$64$1,435$16,131
350 ($1,499)$59$1,440$14,691
351 ($1,499)$54$1,445$13,246
352 ($1,499)$48$1,450$11,795
353 ($1,499)$43$1,456$10,340
354 ($1,499)$38$1,461$8,879
355 ($1,499)$32$1,466$7,412
356 ($1,499)$27$1,472$5,941
357 ($1,499)$22$1,477$4,464
358 ($1,499)$16$1,482$2,981
359 ($1,499)$11$1,488$1,493
360 ($1,499)$5$1,493$0
TOTALS$239,547$300,000$539,547

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.