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Mortgage Payment Schedule for a $378,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of May 18, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($75,600) may require pre-mortgage insurance


4.02% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,447 360 $218,589 $520,989

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $378,000
Down Payment $75,600$302,400
Year 1 - 1 ($1,447)$1,013$434$301,966
2 ($1,447)$1,012$436$301,530
3 ($1,447)$1,010$437$301,093
4 ($1,447)$1,009$439$300,655
5 ($1,447)$1,007$440$300,215
6 ($1,447)$1,006$441$299,773
7 ($1,447)$1,004$443$299,330
8 ($1,447)$1,003$444$298,886
9 ($1,447)$1,001$446$298,440
10 ($1,447)$1,000$447$297,992
11 ($1,447)$998$449$297,544
12 ($1,447)$997$450$297,093
Year 2 - 13 ($1,447)$995$452$296,641
14 ($1,447)$994$453$296,188
15 ($1,447)$992$455$295,733
16 ($1,447)$991$456$295,276
17 ($1,447)$989$458$294,818
18 ($1,447)$988$460$294,359
19 ($1,447)$986$461$293,898
20 ($1,447)$985$463$293,435
21 ($1,447)$983$464$292,971
22 ($1,447)$981$466$292,505
23 ($1,447)$980$467$292,038
24 ($1,447)$978$469$291,569
Year 3 - 25 ($1,447)$977$470$291,098
26 ($1,447)$975$472$290,626
27 ($1,447)$974$474$290,153
28 ($1,447)$972$475$289,678
29 ($1,447)$970$477$289,201
30 ($1,447)$969$478$288,723
31 ($1,447)$967$480$288,243
32 ($1,447)$966$482$287,761
33 ($1,447)$964$483$287,278
34 ($1,447)$962$485$286,793
35 ($1,447)$961$486$286,307
36 ($1,447)$959$488$285,818
Year 4 - 37 ($1,447)$957$490$285,329
38 ($1,447)$956$491$284,837
39 ($1,447)$954$493$284,344
40 ($1,447)$953$495$283,850
41 ($1,447)$951$496$283,353
42 ($1,447)$949$498$282,856
43 ($1,447)$948$500$282,356
44 ($1,447)$946$501$281,855
45 ($1,447)$944$503$281,352
46 ($1,447)$943$505$280,847
47 ($1,447)$941$506$280,341
48 ($1,447)$939$508$279,833
Year 5 - 49 ($1,447)$937$510$279,323
50 ($1,447)$936$511$278,811
51 ($1,447)$934$513$278,298
52 ($1,447)$932$515$277,783
53 ($1,447)$931$517$277,267
54 ($1,447)$929$518$276,748
55 ($1,447)$927$520$276,228
56 ($1,447)$925$522$275,706
57 ($1,447)$924$524$275,183
58 ($1,447)$922$525$274,657
59 ($1,447)$920$527$274,130
60 ($1,447)$918$529$273,602
Year 6 - 61 ($1,447)$917$531$273,071
62 ($1,447)$915$532$272,538
63 ($1,447)$913$534$272,004
64 ($1,447)$911$536$271,468
65 ($1,447)$909$538$270,931
66 ($1,447)$908$540$270,391
67 ($1,447)$906$541$269,850
68 ($1,447)$904$543$269,306
69 ($1,447)$902$545$268,761
70 ($1,447)$900$547$268,215
71 ($1,447)$899$549$267,666
72 ($1,447)$897$551$267,115
Year 7 - 73 ($1,447)$895$552$266,563
74 ($1,447)$893$554$266,009
75 ($1,447)$891$556$265,453
76 ($1,447)$889$558$264,895
77 ($1,447)$887$560$264,335
78 ($1,447)$886$562$263,773
79 ($1,447)$884$564$263,210
80 ($1,447)$882$565$262,644
81 ($1,447)$880$567$262,077
82 ($1,447)$878$569$261,508
83 ($1,447)$876$571$260,937
84 ($1,447)$874$573$260,364
Year 8 - 85 ($1,447)$872$575$259,789
86 ($1,447)$870$577$259,212
87 ($1,447)$868$579$258,633
88 ($1,447)$866$581$258,052
89 ($1,447)$864$583$257,469
90 ($1,447)$863$585$256,885
91 ($1,447)$861$587$256,298
92 ($1,447)$859$589$255,709
93 ($1,447)$857$591$255,119
94 ($1,447)$855$593$254,526
95 ($1,447)$853$595$253,932
96 ($1,447)$851$597$253,335
Year 9 - 97 ($1,447)$849$599$252,737
98 ($1,447)$847$601$252,136
99 ($1,447)$845$603$251,534
100 ($1,447)$843$605$250,929
101 ($1,447)$841$607$250,323
102 ($1,447)$839$609$249,714
103 ($1,447)$837$611$249,103
104 ($1,447)$834$613$248,491
105 ($1,447)$832$615$247,876
106 ($1,447)$830$617$247,259
107 ($1,447)$828$619$246,640
108 ($1,447)$826$621$246,019
Year 10 - 109 ($1,447)$824$623$245,396
110 ($1,447)$822$625$244,771
111 ($1,447)$820$627$244,144
112 ($1,447)$818$629$243,515
113 ($1,447)$816$631$242,883
114 ($1,447)$814$634$242,250
115 ($1,447)$812$636$241,614
116 ($1,447)$809$638$240,976
117 ($1,447)$807$640$240,336
118 ($1,447)$805$642$239,694
119 ($1,447)$803$644$239,050
120 ($1,447)$801$646$238,404
Year 11 - 121 ($1,447)$799$649$237,755
122 ($1,447)$796$651$237,104
123 ($1,447)$794$653$236,451
124 ($1,447)$792$655$235,796
125 ($1,447)$790$657$235,139
126 ($1,447)$788$659$234,480
127 ($1,447)$786$662$233,818
128 ($1,447)$783$664$233,154
129 ($1,447)$781$666$232,488
130 ($1,447)$779$668$231,820
131 ($1,447)$777$671$231,149
132 ($1,447)$774$673$230,476
Year 12 - 133 ($1,447)$772$675$229,801
134 ($1,447)$770$677$229,124
135 ($1,447)$768$680$228,444
136 ($1,447)$765$682$227,762
137 ($1,447)$763$684$227,078
138 ($1,447)$761$686$226,391
139 ($1,447)$758$689$225,703
140 ($1,447)$756$691$225,012
141 ($1,447)$754$693$224,318
142 ($1,447)$751$696$223,622
143 ($1,447)$749$698$222,924
144 ($1,447)$747$700$222,224
Year 13 - 145 ($1,447)$744$703$221,521
146 ($1,447)$742$705$220,816
147 ($1,447)$740$707$220,109
148 ($1,447)$737$710$219,399
149 ($1,447)$735$712$218,687
150 ($1,447)$733$715$217,972
151 ($1,447)$730$717$217,255
152 ($1,447)$728$719$216,536
153 ($1,447)$725$722$215,814
154 ($1,447)$723$724$215,090
155 ($1,447)$721$727$214,363
156 ($1,447)$718$729$213,634
Year 14 - 157 ($1,447)$716$732$212,902
158 ($1,447)$713$734$212,168
159 ($1,447)$711$736$211,432
160 ($1,447)$708$739$210,693
161 ($1,447)$706$741$209,952
162 ($1,447)$703$744$209,208
163 ($1,447)$701$746$208,462
164 ($1,447)$698$749$207,713
165 ($1,447)$696$751$206,961
166 ($1,447)$693$754$206,208
167 ($1,447)$691$756$205,451
168 ($1,447)$688$759$204,692
Year 15 - 169 ($1,447)$686$761$203,931
170 ($1,447)$683$764$203,167
171 ($1,447)$681$767$202,400
172 ($1,447)$678$769$201,631
173 ($1,447)$675$772$200,859
174 ($1,447)$673$774$200,085
175 ($1,447)$670$777$199,308
176 ($1,447)$668$780$198,529
177 ($1,447)$665$782$197,746
178 ($1,447)$662$785$196,962
179 ($1,447)$660$787$196,174
180 ($1,447)$657$790$195,384
Year 16 - 181 ($1,447)$655$793$194,592
182 ($1,447)$652$795$193,796
183 ($1,447)$649$798$192,998
184 ($1,447)$647$801$192,198
185 ($1,447)$644$803$191,394
186 ($1,447)$641$806$190,588
187 ($1,447)$638$809$189,780
188 ($1,447)$636$811$188,968
189 ($1,447)$633$814$188,154
190 ($1,447)$630$817$187,337
191 ($1,447)$628$820$186,518
192 ($1,447)$625$822$185,695
Year 17 - 193 ($1,447)$622$825$184,870
194 ($1,447)$619$828$184,042
195 ($1,447)$617$831$183,212
196 ($1,447)$614$833$182,378
197 ($1,447)$611$836$181,542
198 ($1,447)$608$839$180,703
199 ($1,447)$605$842$179,861
200 ($1,447)$603$845$179,016
201 ($1,447)$600$847$178,169
202 ($1,447)$597$850$177,319
203 ($1,447)$594$853$176,465
204 ($1,447)$591$856$175,609
Year 18 - 205 ($1,447)$588$859$174,750
206 ($1,447)$585$862$173,889
207 ($1,447)$583$865$173,024
208 ($1,447)$580$868$172,156
209 ($1,447)$577$870$171,286
210 ($1,447)$574$873$170,413
211 ($1,447)$571$876$169,536
212 ($1,447)$568$879$168,657
213 ($1,447)$565$882$167,775
214 ($1,447)$562$885$166,890
215 ($1,447)$559$888$166,002
216 ($1,447)$556$891$165,110
Year 19 - 217 ($1,447)$553$894$164,216
218 ($1,447)$550$897$163,319
219 ($1,447)$547$900$162,419
220 ($1,447)$544$903$161,516
221 ($1,447)$541$906$160,610
222 ($1,447)$538$909$159,701
223 ($1,447)$535$912$158,789
224 ($1,447)$532$915$157,873
225 ($1,447)$529$918$156,955
226 ($1,447)$526$921$156,034
227 ($1,447)$523$924$155,109
228 ($1,447)$520$928$154,182
Year 20 - 229 ($1,447)$517$931$153,251
230 ($1,447)$513$934$152,317
231 ($1,447)$510$937$151,380
232 ($1,447)$507$940$150,440
233 ($1,447)$504$943$149,497
234 ($1,447)$501$946$148,551
235 ($1,447)$498$950$147,601
236 ($1,447)$494$953$146,648
237 ($1,447)$491$956$145,692
238 ($1,447)$488$959$144,733
239 ($1,447)$485$962$143,771
240 ($1,447)$482$966$142,805
Year 21 - 241 ($1,447)$478$969$141,837
242 ($1,447)$475$972$140,865
243 ($1,447)$472$975$139,889
244 ($1,447)$469$979$138,911
245 ($1,447)$465$982$137,929
246 ($1,447)$462$985$136,944
247 ($1,447)$459$988$135,955
248 ($1,447)$455$992$134,964
249 ($1,447)$452$995$133,968
250 ($1,447)$449$998$132,970
251 ($1,447)$445$1,002$131,968
252 ($1,447)$442$1,005$130,963
Year 22 - 253 ($1,447)$439$1,008$129,955
254 ($1,447)$435$1,012$128,943
255 ($1,447)$432$1,015$127,928
256 ($1,447)$429$1,019$126,909
257 ($1,447)$425$1,022$125,887
258 ($1,447)$422$1,025$124,862
259 ($1,447)$418$1,029$123,833
260 ($1,447)$415$1,032$122,800
261 ($1,447)$411$1,036$121,764
262 ($1,447)$408$1,039$120,725
263 ($1,447)$404$1,043$119,682
264 ($1,447)$401$1,046$118,636
Year 23 - 265 ($1,447)$397$1,050$117,586
266 ($1,447)$394$1,053$116,533
267 ($1,447)$390$1,057$115,476
268 ($1,447)$387$1,060$114,416
269 ($1,447)$383$1,064$113,352
270 ($1,447)$380$1,067$112,285
271 ($1,447)$376$1,071$111,214
272 ($1,447)$373$1,075$110,139
273 ($1,447)$369$1,078$109,061
274 ($1,447)$365$1,082$107,979
275 ($1,447)$362$1,085$106,893
276 ($1,447)$358$1,089$105,804
Year 24 - 277 ($1,447)$354$1,093$104,712
278 ($1,447)$351$1,096$103,615
279 ($1,447)$347$1,100$102,515
280 ($1,447)$343$1,104$101,411
281 ($1,447)$340$1,107$100,304
282 ($1,447)$336$1,111$99,193
283 ($1,447)$332$1,115$98,078
284 ($1,447)$329$1,119$96,959
285 ($1,447)$325$1,122$95,837
286 ($1,447)$321$1,126$94,711
287 ($1,447)$317$1,130$93,581
288 ($1,447)$313$1,134$92,447
Year 25 - 289 ($1,447)$310$1,137$91,310
290 ($1,447)$306$1,141$90,168
291 ($1,447)$302$1,145$89,023
292 ($1,447)$298$1,149$87,874
293 ($1,447)$294$1,153$86,721
294 ($1,447)$291$1,157$85,565
295 ($1,447)$287$1,161$84,404
296 ($1,447)$283$1,164$83,240
297 ($1,447)$279$1,168$82,071
298 ($1,447)$275$1,172$80,899
299 ($1,447)$271$1,176$79,723
300 ($1,447)$267$1,180$78,543
Year 26 - 301 ($1,447)$263$1,184$77,359
302 ($1,447)$259$1,188$76,171
303 ($1,447)$255$1,192$74,979
304 ($1,447)$251$1,196$73,783
305 ($1,447)$247$1,200$72,583
306 ($1,447)$243$1,204$71,379
307 ($1,447)$239$1,208$70,170
308 ($1,447)$235$1,212$68,958
309 ($1,447)$231$1,216$67,742
310 ($1,447)$227$1,220$66,522
311 ($1,447)$223$1,224$65,298
312 ($1,447)$219$1,228$64,069
Year 27 - 313 ($1,447)$215$1,233$62,837
314 ($1,447)$211$1,237$61,600
315 ($1,447)$206$1,241$60,359
316 ($1,447)$202$1,245$59,114
317 ($1,447)$198$1,249$57,865
318 ($1,447)$194$1,253$56,612
319 ($1,447)$190$1,258$55,354
320 ($1,447)$185$1,262$54,092
321 ($1,447)$181$1,266$52,826
322 ($1,447)$177$1,270$51,556
323 ($1,447)$173$1,274$50,282
324 ($1,447)$168$1,279$49,003
Year 28 - 325 ($1,447)$164$1,283$47,720
326 ($1,447)$160$1,287$46,432
327 ($1,447)$156$1,292$45,141
328 ($1,447)$151$1,296$43,845
329 ($1,447)$147$1,300$42,544
330 ($1,447)$143$1,305$41,240
331 ($1,447)$138$1,309$39,931
332 ($1,447)$134$1,313$38,617
333 ($1,447)$129$1,318$37,300
334 ($1,447)$125$1,322$35,977
335 ($1,447)$121$1,327$34,651
336 ($1,447)$116$1,331$33,319
Year 29 - 337 ($1,447)$112$1,336$31,984
338 ($1,447)$107$1,340$30,644
339 ($1,447)$103$1,345$29,299
340 ($1,447)$98$1,349$27,950
341 ($1,447)$94$1,354$26,597
342 ($1,447)$89$1,358$25,239
343 ($1,447)$85$1,363$23,876
344 ($1,447)$80$1,367$22,509
345 ($1,447)$75$1,372$21,137
346 ($1,447)$71$1,376$19,761
347 ($1,447)$66$1,381$18,380
348 ($1,447)$62$1,386$16,994
Year 30 - 349 ($1,447)$57$1,390$15,604
350 ($1,447)$52$1,395$14,209
351 ($1,447)$48$1,400$12,809
352 ($1,447)$43$1,404$11,405
353 ($1,447)$38$1,409$9,996
354 ($1,447)$33$1,414$8,582
355 ($1,447)$29$1,418$7,164
356 ($1,447)$24$1,423$5,741
357 ($1,447)$19$1,428$4,313
358 ($1,447)$14$1,433$2,880
359 ($1,447)$10$1,438$1,442
360 ($1,447)$5$1,442$0
TOTALS$218,589$302,400$520,989

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.