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Mortgage Payment Schedule for a $378,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of June 22, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($75,600) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.17% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,426 360 $211,077 $513,477

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $378,000
Down Payment $75,600$302,400
Year 1 - 1 ($1,426)$983$444$301,956
2 ($1,426)$981$445$301,512
3 ($1,426)$980$446$301,065
4 ($1,426)$978$448$300,617
5 ($1,426)$977$449$300,168
6 ($1,426)$976$451$299,717
7 ($1,426)$974$452$299,265
8 ($1,426)$973$454$298,811
9 ($1,426)$971$455$298,356
10 ($1,426)$970$457$297,899
11 ($1,426)$968$458$297,441
12 ($1,426)$967$460$296,982
Year 2 - 13 ($1,426)$965$461$296,520
14 ($1,426)$964$463$296,058
15 ($1,426)$962$464$295,594
16 ($1,426)$961$466$295,128
17 ($1,426)$959$467$294,661
18 ($1,426)$958$469$294,192
19 ($1,426)$956$470$293,722
20 ($1,426)$955$472$293,250
21 ($1,426)$953$473$292,777
22 ($1,426)$952$475$292,302
23 ($1,426)$950$476$291,826
24 ($1,426)$948$478$291,348
Year 3 - 25 ($1,426)$947$479$290,868
26 ($1,426)$945$481$290,387
27 ($1,426)$944$483$289,905
28 ($1,426)$942$484$289,421
29 ($1,426)$941$486$288,935
30 ($1,426)$939$487$288,448
31 ($1,426)$937$489$287,959
32 ($1,426)$936$490$287,468
33 ($1,426)$934$492$286,976
34 ($1,426)$933$494$286,483
35 ($1,426)$931$495$285,987
36 ($1,426)$929$497$285,491
Year 4 - 37 ($1,426)$928$498$284,992
38 ($1,426)$926$500$284,492
39 ($1,426)$925$502$283,990
40 ($1,426)$923$503$283,487
41 ($1,426)$921$505$282,982
42 ($1,426)$920$507$282,475
43 ($1,426)$918$508$281,967
44 ($1,426)$916$510$281,457
45 ($1,426)$915$512$280,946
46 ($1,426)$913$513$280,432
47 ($1,426)$911$515$279,917
48 ($1,426)$910$517$279,401
Year 5 - 49 ($1,426)$908$518$278,883
50 ($1,426)$906$520$278,363
51 ($1,426)$905$522$277,841
52 ($1,426)$903$523$277,318
53 ($1,426)$901$525$276,793
54 ($1,426)$900$527$276,266
55 ($1,426)$898$528$275,737
56 ($1,426)$896$530$275,207
57 ($1,426)$894$532$274,675
58 ($1,426)$893$534$274,142
59 ($1,426)$891$535$273,606
60 ($1,426)$889$537$273,069
Year 6 - 61 ($1,426)$887$539$272,530
62 ($1,426)$886$541$271,990
63 ($1,426)$884$542$271,447
64 ($1,426)$882$544$270,903
65 ($1,426)$880$546$270,357
66 ($1,426)$879$548$269,810
67 ($1,426)$877$549$269,260
68 ($1,426)$875$551$268,709
69 ($1,426)$873$553$268,156
70 ($1,426)$872$555$267,601
71 ($1,426)$870$557$267,045
72 ($1,426)$868$558$266,486
Year 7 - 73 ($1,426)$866$560$265,926
74 ($1,426)$864$562$265,364
75 ($1,426)$862$564$264,800
76 ($1,426)$861$566$264,234
77 ($1,426)$859$568$263,667
78 ($1,426)$857$569$263,097
79 ($1,426)$855$571$262,526
80 ($1,426)$853$573$261,953
81 ($1,426)$851$575$261,378
82 ($1,426)$849$577$260,801
83 ($1,426)$848$579$260,222
84 ($1,426)$846$581$259,642
Year 8 - 85 ($1,426)$844$582$259,059
86 ($1,426)$842$584$258,475
87 ($1,426)$840$586$257,889
88 ($1,426)$838$588$257,300
89 ($1,426)$836$590$256,710
90 ($1,426)$834$592$256,118
91 ($1,426)$832$594$255,524
92 ($1,426)$830$596$254,928
93 ($1,426)$829$598$254,331
94 ($1,426)$827$600$253,731
95 ($1,426)$825$602$253,129
96 ($1,426)$823$604$252,525
Year 9 - 97 ($1,426)$821$606$251,920
98 ($1,426)$819$608$251,312
99 ($1,426)$817$610$250,703
100 ($1,426)$815$612$250,091
101 ($1,426)$813$614$249,478
102 ($1,426)$811$616$248,862
103 ($1,426)$809$618$248,245
104 ($1,426)$807$620$247,625
105 ($1,426)$805$622$247,004
106 ($1,426)$803$624$246,380
107 ($1,426)$801$626$245,754
108 ($1,426)$799$628$245,127
Year 10 - 109 ($1,426)$797$630$244,497
110 ($1,426)$795$632$243,865
111 ($1,426)$793$634$243,232
112 ($1,426)$791$636$242,596
113 ($1,426)$788$638$241,958
114 ($1,426)$786$640$241,318
115 ($1,426)$784$642$240,676
116 ($1,426)$782$644$240,032
117 ($1,426)$780$646$239,386
118 ($1,426)$778$648$238,737
119 ($1,426)$776$650$238,087
120 ($1,426)$774$653$237,434
Year 11 - 121 ($1,426)$772$655$236,780
122 ($1,426)$770$657$236,123
123 ($1,426)$767$659$235,464
124 ($1,426)$765$661$234,803
125 ($1,426)$763$663$234,140
126 ($1,426)$761$665$233,474
127 ($1,426)$759$668$232,807
128 ($1,426)$757$670$232,137
129 ($1,426)$754$672$231,465
130 ($1,426)$752$674$230,791
131 ($1,426)$750$676$230,115
132 ($1,426)$748$678$229,436
Year 12 - 133 ($1,426)$746$681$228,756
134 ($1,426)$743$683$228,073
135 ($1,426)$741$685$227,388
136 ($1,426)$739$687$226,700
137 ($1,426)$737$690$226,011
138 ($1,426)$735$692$225,319
139 ($1,426)$732$694$224,625
140 ($1,426)$730$696$223,929
141 ($1,426)$728$699$223,230
142 ($1,426)$725$701$222,529
143 ($1,426)$723$703$221,826
144 ($1,426)$721$705$221,121
Year 13 - 145 ($1,426)$719$708$220,413
146 ($1,426)$716$710$219,703
147 ($1,426)$714$712$218,991
148 ($1,426)$712$715$218,276
149 ($1,426)$709$717$217,559
150 ($1,426)$707$719$216,840
151 ($1,426)$705$722$216,119
152 ($1,426)$702$724$215,395
153 ($1,426)$700$726$214,668
154 ($1,426)$698$729$213,940
155 ($1,426)$695$731$213,209
156 ($1,426)$693$733$212,475
Year 14 - 157 ($1,426)$691$736$211,739
158 ($1,426)$688$738$211,001
159 ($1,426)$686$741$210,261
160 ($1,426)$683$743$209,518
161 ($1,426)$681$745$208,772
162 ($1,426)$679$748$208,025
163 ($1,426)$676$750$207,274
164 ($1,426)$674$753$206,522
165 ($1,426)$671$755$205,766
166 ($1,426)$669$758$205,009
167 ($1,426)$666$760$204,249
168 ($1,426)$664$763$203,486
Year 15 - 169 ($1,426)$661$765$202,721
170 ($1,426)$659$767$201,954
171 ($1,426)$656$770$201,184
172 ($1,426)$654$772$200,411
173 ($1,426)$651$775$199,636
174 ($1,426)$649$778$198,859
175 ($1,426)$646$780$198,079
176 ($1,426)$644$783$197,296
177 ($1,426)$641$785$196,511
178 ($1,426)$639$788$195,724
179 ($1,426)$636$790$194,933
180 ($1,426)$634$793$194,141
Year 16 - 181 ($1,426)$631$795$193,345
182 ($1,426)$628$798$192,547
183 ($1,426)$626$801$191,747
184 ($1,426)$623$803$190,944
185 ($1,426)$621$806$190,138
186 ($1,426)$618$808$189,329
187 ($1,426)$615$811$188,518
188 ($1,426)$613$814$187,705
189 ($1,426)$610$816$186,888
190 ($1,426)$607$819$186,070
191 ($1,426)$605$822$185,248
192 ($1,426)$602$824$184,424
Year 17 - 193 ($1,426)$599$827$183,597
194 ($1,426)$597$830$182,767
195 ($1,426)$594$832$181,935
196 ($1,426)$591$835$181,100
197 ($1,426)$589$838$180,262
198 ($1,426)$586$840$179,421
199 ($1,426)$583$843$178,578
200 ($1,426)$580$846$177,732
201 ($1,426)$578$849$176,884
202 ($1,426)$575$851$176,032
203 ($1,426)$572$854$175,178
204 ($1,426)$569$857$174,321
Year 18 - 205 ($1,426)$567$860$173,461
206 ($1,426)$564$863$172,599
207 ($1,426)$561$865$171,733
208 ($1,426)$558$868$170,865
209 ($1,426)$555$871$169,994
210 ($1,426)$552$874$169,120
211 ($1,426)$550$877$168,243
212 ($1,426)$547$880$167,364
213 ($1,426)$544$882$166,482
214 ($1,426)$541$885$165,596
215 ($1,426)$538$888$164,708
216 ($1,426)$535$891$163,817
Year 19 - 217 ($1,426)$532$894$162,923
218 ($1,426)$530$897$162,026
219 ($1,426)$527$900$161,127
220 ($1,426)$524$903$160,224
221 ($1,426)$521$906$159,318
222 ($1,426)$518$909$158,410
223 ($1,426)$515$911$157,498
224 ($1,426)$512$914$156,584
225 ($1,426)$509$917$155,666
226 ($1,426)$506$920$154,746
227 ($1,426)$503$923$153,823
228 ($1,426)$500$926$152,896
Year 20 - 229 ($1,426)$497$929$151,967
230 ($1,426)$494$932$151,034
231 ($1,426)$491$935$150,099
232 ($1,426)$488$939$149,160
233 ($1,426)$485$942$148,219
234 ($1,426)$482$945$147,274
235 ($1,426)$479$948$146,327
236 ($1,426)$476$951$145,376
237 ($1,426)$472$954$144,422
238 ($1,426)$469$957$143,465
239 ($1,426)$466$960$142,505
240 ($1,426)$463$963$141,542
Year 21 - 241 ($1,426)$460$966$140,575
242 ($1,426)$457$969$139,606
243 ($1,426)$454$973$138,633
244 ($1,426)$451$976$137,658
245 ($1,426)$447$979$136,679
246 ($1,426)$444$982$135,697
247 ($1,426)$441$985$134,711
248 ($1,426)$438$989$133,723
249 ($1,426)$435$992$132,731
250 ($1,426)$431$995$131,736
251 ($1,426)$428$998$130,738
252 ($1,426)$425$1,001$129,736
Year 22 - 253 ($1,426)$422$1,005$128,732
254 ($1,426)$418$1,008$127,724
255 ($1,426)$415$1,011$126,713
256 ($1,426)$412$1,015$125,698
257 ($1,426)$409$1,018$124,680
258 ($1,426)$405$1,021$123,659
259 ($1,426)$402$1,024$122,635
260 ($1,426)$399$1,028$121,607
261 ($1,426)$395$1,031$120,576
262 ($1,426)$392$1,034$119,541
263 ($1,426)$389$1,038$118,504
264 ($1,426)$385$1,041$117,462
Year 23 - 265 ($1,426)$382$1,045$116,418
266 ($1,426)$378$1,048$115,370
267 ($1,426)$375$1,051$114,319
268 ($1,426)$372$1,055$113,264
269 ($1,426)$368$1,058$112,206
270 ($1,426)$365$1,062$111,144
271 ($1,426)$361$1,065$110,079
272 ($1,426)$358$1,069$109,010
273 ($1,426)$354$1,072$107,938
274 ($1,426)$351$1,076$106,863
275 ($1,426)$347$1,079$105,784
276 ($1,426)$344$1,083$104,701
Year 24 - 277 ($1,426)$340$1,086$103,615
278 ($1,426)$337$1,090$102,525
279 ($1,426)$333$1,093$101,432
280 ($1,426)$330$1,097$100,336
281 ($1,426)$326$1,100$99,235
282 ($1,426)$323$1,104$98,132
283 ($1,426)$319$1,107$97,024
284 ($1,426)$315$1,111$95,913
285 ($1,426)$312$1,115$94,799
286 ($1,426)$308$1,118$93,680
287 ($1,426)$304$1,122$92,559
288 ($1,426)$301$1,126$91,433
Year 25 - 289 ($1,426)$297$1,129$90,304
290 ($1,426)$293$1,133$89,171
291 ($1,426)$290$1,137$88,035
292 ($1,426)$286$1,140$86,894
293 ($1,426)$282$1,144$85,750
294 ($1,426)$279$1,148$84,603
295 ($1,426)$275$1,151$83,451
296 ($1,426)$271$1,155$82,296
297 ($1,426)$267$1,159$81,137
298 ($1,426)$264$1,163$79,975
299 ($1,426)$260$1,166$78,808
300 ($1,426)$256$1,170$77,638
Year 26 - 301 ($1,426)$252$1,174$76,464
302 ($1,426)$249$1,178$75,286
303 ($1,426)$245$1,182$74,105
304 ($1,426)$241$1,185$72,919
305 ($1,426)$237$1,189$71,730
306 ($1,426)$233$1,193$70,537
307 ($1,426)$229$1,197$69,340
308 ($1,426)$225$1,201$68,139
309 ($1,426)$221$1,205$66,934
310 ($1,426)$218$1,209$65,725
311 ($1,426)$214$1,213$64,512
312 ($1,426)$210$1,217$63,296
Year 27 - 313 ($1,426)$206$1,221$62,075
314 ($1,426)$202$1,225$60,850
315 ($1,426)$198$1,229$59,622
316 ($1,426)$194$1,233$58,389
317 ($1,426)$190$1,237$57,153
318 ($1,426)$186$1,241$55,912
319 ($1,426)$182$1,245$54,668
320 ($1,426)$178$1,249$53,419
321 ($1,426)$174$1,253$52,166
322 ($1,426)$170$1,257$50,909
323 ($1,426)$165$1,261$49,649
324 ($1,426)$161$1,265$48,384
Year 28 - 325 ($1,426)$157$1,269$47,114
326 ($1,426)$153$1,273$45,841
327 ($1,426)$149$1,277$44,564
328 ($1,426)$145$1,281$43,282
329 ($1,426)$141$1,286$41,997
330 ($1,426)$136$1,290$40,707
331 ($1,426)$132$1,294$39,413
332 ($1,426)$128$1,298$38,115
333 ($1,426)$124$1,302$36,812
334 ($1,426)$120$1,307$35,506
335 ($1,426)$115$1,311$34,195
336 ($1,426)$111$1,315$32,879
Year 29 - 337 ($1,426)$107$1,319$31,560
338 ($1,426)$103$1,324$30,236
339 ($1,426)$98$1,328$28,908
340 ($1,426)$94$1,332$27,576
341 ($1,426)$90$1,337$26,239
342 ($1,426)$85$1,341$24,898
343 ($1,426)$81$1,345$23,553
344 ($1,426)$77$1,350$22,203
345 ($1,426)$72$1,354$20,849
346 ($1,426)$68$1,359$19,490
347 ($1,426)$63$1,363$18,127
348 ($1,426)$59$1,367$16,760
Year 30 - 349 ($1,426)$54$1,372$15,388
350 ($1,426)$50$1,376$14,012
351 ($1,426)$46$1,381$12,631
352 ($1,426)$41$1,385$11,246
353 ($1,426)$37$1,390$9,856
354 ($1,426)$32$1,394$8,461
355 ($1,426)$27$1,399$7,063
356 ($1,426)$23$1,403$5,659
357 ($1,426)$18$1,408$4,251
358 ($1,426)$14$1,413$2,839
359 ($1,426)$9$1,417$1,422
360 ($1,426)$5$1,422$0
TOTALS$211,077$302,400$513,477

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.