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Mortgage Payment Schedule for a $378,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of August 17, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($75,600) may require pre-mortgage insurance


3.89% is current rate for 30-year fixed
3.16% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,425 360 $210,453 $512,853

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $378,000
Down Payment $75,600$302,400
Year 1 - 1 ($1,425)$980$444$301,956
2 ($1,425)$979$446$301,510
3 ($1,425)$977$447$301,063
4 ($1,425)$976$449$300,614
5 ($1,425)$974$450$300,164
6 ($1,425)$973$452$299,712
7 ($1,425)$972$453$299,259
8 ($1,425)$970$454$298,805
9 ($1,425)$969$456$298,349
10 ($1,425)$967$457$297,891
11 ($1,425)$966$459$297,433
12 ($1,425)$964$460$296,972
Year 2 - 13 ($1,425)$963$462$296,510
14 ($1,425)$961$463$296,047
15 ($1,425)$960$465$295,582
16 ($1,425)$958$466$295,116
17 ($1,425)$957$468$294,648
18 ($1,425)$955$469$294,178
19 ($1,425)$954$471$293,707
20 ($1,425)$952$472$293,235
21 ($1,425)$951$474$292,761
22 ($1,425)$949$476$292,285
23 ($1,425)$947$477$291,808
24 ($1,425)$946$479$291,329
Year 3 - 25 ($1,425)$944$480$290,849
26 ($1,425)$943$482$290,367
27 ($1,425)$941$483$289,884
28 ($1,425)$940$485$289,399
29 ($1,425)$938$486$288,913
30 ($1,425)$937$488$288,425
31 ($1,425)$935$490$287,935
32 ($1,425)$933$491$287,444
33 ($1,425)$932$493$286,951
34 ($1,425)$930$494$286,457
35 ($1,425)$929$496$285,961
36 ($1,425)$927$498$285,463
Year 4 - 37 ($1,425)$925$499$284,964
38 ($1,425)$924$501$284,463
39 ($1,425)$922$502$283,961
40 ($1,425)$921$504$283,456
41 ($1,425)$919$506$282,951
42 ($1,425)$917$507$282,443
43 ($1,425)$916$509$281,934
44 ($1,425)$914$511$281,424
45 ($1,425)$912$512$280,911
46 ($1,425)$911$514$280,397
47 ($1,425)$909$516$279,882
48 ($1,425)$907$517$279,365
Year 5 - 49 ($1,425)$906$519$278,846
50 ($1,425)$904$521$278,325
51 ($1,425)$902$522$277,803
52 ($1,425)$901$524$277,278
53 ($1,425)$899$526$276,753
54 ($1,425)$897$527$276,225
55 ($1,425)$895$529$275,696
56 ($1,425)$894$531$275,165
57 ($1,425)$892$533$274,633
58 ($1,425)$890$534$274,098
59 ($1,425)$889$536$273,562
60 ($1,425)$887$538$273,024
Year 6 - 61 ($1,425)$885$540$272,485
62 ($1,425)$883$541$271,944
63 ($1,425)$882$543$271,401
64 ($1,425)$880$545$270,856
65 ($1,425)$878$547$270,309
66 ($1,425)$876$548$269,761
67 ($1,425)$874$550$269,211
68 ($1,425)$873$552$268,659
69 ($1,425)$871$554$268,105
70 ($1,425)$869$555$267,550
71 ($1,425)$867$557$266,992
72 ($1,425)$866$559$266,433
Year 7 - 73 ($1,425)$864$561$265,872
74 ($1,425)$862$563$265,310
75 ($1,425)$860$565$264,745
76 ($1,425)$858$566$264,179
77 ($1,425)$856$568$263,611
78 ($1,425)$855$570$263,040
79 ($1,425)$853$572$262,469
80 ($1,425)$851$574$261,895
81 ($1,425)$849$576$261,319
82 ($1,425)$847$577$260,742
83 ($1,425)$845$579$260,162
84 ($1,425)$843$581$259,581
Year 8 - 85 ($1,425)$841$583$258,998
86 ($1,425)$840$585$258,413
87 ($1,425)$838$587$257,826
88 ($1,425)$836$589$257,237
89 ($1,425)$834$591$256,647
90 ($1,425)$832$593$256,054
91 ($1,425)$830$595$255,459
92 ($1,425)$828$596$254,863
93 ($1,425)$826$598$254,265
94 ($1,425)$824$600$253,664
95 ($1,425)$822$602$253,062
96 ($1,425)$820$604$252,458
Year 9 - 97 ($1,425)$818$606$251,851
98 ($1,425)$816$608$251,243
99 ($1,425)$814$610$250,633
100 ($1,425)$812$612$250,021
101 ($1,425)$810$614$249,407
102 ($1,425)$808$616$248,791
103 ($1,425)$806$618$248,173
104 ($1,425)$804$620$247,553
105 ($1,425)$802$622$246,930
106 ($1,425)$800$624$246,306
107 ($1,425)$798$626$245,680
108 ($1,425)$796$628$245,052
Year 10 - 109 ($1,425)$794$630$244,422
110 ($1,425)$792$632$243,790
111 ($1,425)$790$634$243,155
112 ($1,425)$788$636$242,519
113 ($1,425)$786$638$241,880
114 ($1,425)$784$640$241,240
115 ($1,425)$782$643$240,597
116 ($1,425)$780$645$239,953
117 ($1,425)$778$647$239,306
118 ($1,425)$776$649$238,657
119 ($1,425)$774$651$238,006
120 ($1,425)$772$653$237,353
Year 11 - 121 ($1,425)$769$655$236,698
122 ($1,425)$767$657$236,041
123 ($1,425)$765$659$235,381
124 ($1,425)$763$662$234,720
125 ($1,425)$761$664$234,056
126 ($1,425)$759$666$233,390
127 ($1,425)$757$668$232,722
128 ($1,425)$754$670$232,052
129 ($1,425)$752$672$231,379
130 ($1,425)$750$675$230,705
131 ($1,425)$748$677$230,028
132 ($1,425)$746$679$229,349
Year 12 - 133 ($1,425)$743$681$228,668
134 ($1,425)$741$683$227,985
135 ($1,425)$739$686$227,299
136 ($1,425)$737$688$226,612
137 ($1,425)$735$690$225,922
138 ($1,425)$732$692$225,229
139 ($1,425)$730$694$224,535
140 ($1,425)$728$697$223,838
141 ($1,425)$726$699$223,139
142 ($1,425)$723$701$222,438
143 ($1,425)$721$704$221,734
144 ($1,425)$719$706$221,029
Year 13 - 145 ($1,425)$717$708$220,320
146 ($1,425)$714$710$219,610
147 ($1,425)$712$713$218,897
148 ($1,425)$710$715$218,182
149 ($1,425)$707$717$217,465
150 ($1,425)$705$720$216,745
151 ($1,425)$703$722$216,023
152 ($1,425)$700$724$215,299
153 ($1,425)$698$727$214,572
154 ($1,425)$696$729$213,843
155 ($1,425)$693$731$213,112
156 ($1,425)$691$734$212,378
Year 14 - 157 ($1,425)$688$736$211,642
158 ($1,425)$686$739$210,904
159 ($1,425)$684$741$210,163
160 ($1,425)$681$743$209,419
161 ($1,425)$679$746$208,674
162 ($1,425)$676$748$207,926
163 ($1,425)$674$751$207,175
164 ($1,425)$672$753$206,422
165 ($1,425)$669$755$205,667
166 ($1,425)$667$758$204,909
167 ($1,425)$664$760$204,148
168 ($1,425)$662$763$203,386
Year 15 - 169 ($1,425)$659$765$202,620
170 ($1,425)$657$768$201,852
171 ($1,425)$654$770$201,082
172 ($1,425)$652$773$200,309
173 ($1,425)$649$775$199,534
174 ($1,425)$647$778$198,756
175 ($1,425)$644$780$197,976
176 ($1,425)$642$783$197,193
177 ($1,425)$639$785$196,408
178 ($1,425)$637$788$195,620
179 ($1,425)$634$790$194,830
180 ($1,425)$632$793$194,037
Year 16 - 181 ($1,425)$629$796$193,241
182 ($1,425)$626$798$192,443
183 ($1,425)$624$801$191,642
184 ($1,425)$621$803$190,839
185 ($1,425)$619$806$190,033
186 ($1,425)$616$809$189,224
187 ($1,425)$613$811$188,413
188 ($1,425)$611$814$187,599
189 ($1,425)$608$816$186,783
190 ($1,425)$605$819$185,964
191 ($1,425)$603$822$185,142
192 ($1,425)$600$824$184,317
Year 17 - 193 ($1,425)$597$827$183,490
194 ($1,425)$595$830$182,661
195 ($1,425)$592$832$181,828
196 ($1,425)$589$835$180,993
197 ($1,425)$587$838$180,155
198 ($1,425)$584$841$179,314
199 ($1,425)$581$843$178,471
200 ($1,425)$579$846$177,625
201 ($1,425)$576$849$176,776
202 ($1,425)$573$852$175,925
203 ($1,425)$570$854$175,070
204 ($1,425)$568$857$174,213
Year 18 - 205 ($1,425)$565$860$173,354
206 ($1,425)$562$863$172,491
207 ($1,425)$559$865$171,625
208 ($1,425)$556$868$170,757
209 ($1,425)$554$871$169,886
210 ($1,425)$551$874$169,012
211 ($1,425)$548$877$168,136
212 ($1,425)$545$880$167,256
213 ($1,425)$542$882$166,374
214 ($1,425)$539$885$165,488
215 ($1,425)$536$888$164,600
216 ($1,425)$534$891$163,709
Year 19 - 217 ($1,425)$531$894$162,815
218 ($1,425)$528$897$161,919
219 ($1,425)$525$900$161,019
220 ($1,425)$522$903$160,116
221 ($1,425)$519$906$159,211
222 ($1,425)$516$908$158,302
223 ($1,425)$513$911$157,391
224 ($1,425)$510$914$156,476
225 ($1,425)$507$917$155,559
226 ($1,425)$504$920$154,639
227 ($1,425)$501$923$153,715
228 ($1,425)$498$926$152,789
Year 20 - 229 ($1,425)$495$929$151,860
230 ($1,425)$492$932$150,927
231 ($1,425)$489$935$149,992
232 ($1,425)$486$938$149,054
233 ($1,425)$483$941$148,112
234 ($1,425)$480$944$147,168
235 ($1,425)$477$948$146,220
236 ($1,425)$474$951$145,270
237 ($1,425)$471$954$144,316
238 ($1,425)$468$957$143,359
239 ($1,425)$465$960$142,399
240 ($1,425)$462$963$141,436
Year 21 - 241 ($1,425)$458$966$140,470
242 ($1,425)$455$969$139,501
243 ($1,425)$452$972$138,529
244 ($1,425)$449$976$137,553
245 ($1,425)$446$979$136,575
246 ($1,425)$443$982$135,593
247 ($1,425)$440$985$134,608
248 ($1,425)$436$988$133,619
249 ($1,425)$433$991$132,628
250 ($1,425)$430$995$131,633
251 ($1,425)$427$998$130,635
252 ($1,425)$423$1,001$129,634
Year 22 - 253 ($1,425)$420$1,004$128,630
254 ($1,425)$417$1,008$127,622
255 ($1,425)$414$1,011$126,611
256 ($1,425)$410$1,014$125,597
257 ($1,425)$407$1,017$124,580
258 ($1,425)$404$1,021$123,559
259 ($1,425)$401$1,024$122,535
260 ($1,425)$397$1,027$121,508
261 ($1,425)$394$1,031$120,477
262 ($1,425)$391$1,034$119,443
263 ($1,425)$387$1,037$118,405
264 ($1,425)$384$1,041$117,365
Year 23 - 265 ($1,425)$380$1,044$116,321
266 ($1,425)$377$1,048$115,273
267 ($1,425)$374$1,051$114,222
268 ($1,425)$370$1,054$113,168
269 ($1,425)$367$1,058$112,110
270 ($1,425)$363$1,061$111,049
271 ($1,425)$360$1,065$109,984
272 ($1,425)$357$1,068$108,916
273 ($1,425)$353$1,072$107,845
274 ($1,425)$350$1,075$106,770
275 ($1,425)$346$1,078$105,691
276 ($1,425)$343$1,082$104,609
Year 24 - 277 ($1,425)$339$1,085$103,524
278 ($1,425)$336$1,089$102,435
279 ($1,425)$332$1,093$101,342
280 ($1,425)$329$1,096$100,246
281 ($1,425)$325$1,100$99,147
282 ($1,425)$321$1,103$98,043
283 ($1,425)$318$1,107$96,937
284 ($1,425)$314$1,110$95,826
285 ($1,425)$311$1,114$94,712
286 ($1,425)$307$1,118$93,595
287 ($1,425)$303$1,121$92,473
288 ($1,425)$300$1,125$91,349
Year 25 - 289 ($1,425)$296$1,128$90,220
290 ($1,425)$292$1,132$89,088
291 ($1,425)$289$1,136$87,952
292 ($1,425)$285$1,139$86,813
293 ($1,425)$281$1,143$85,670
294 ($1,425)$278$1,147$84,523
295 ($1,425)$274$1,151$83,372
296 ($1,425)$270$1,154$82,218
297 ($1,425)$267$1,158$81,060
298 ($1,425)$263$1,162$79,898
299 ($1,425)$259$1,166$78,732
300 ($1,425)$255$1,169$77,563
Year 26 - 301 ($1,425)$251$1,173$76,390
302 ($1,425)$248$1,177$75,213
303 ($1,425)$244$1,181$74,032
304 ($1,425)$240$1,185$72,847
305 ($1,425)$236$1,188$71,659
306 ($1,425)$232$1,192$70,467
307 ($1,425)$228$1,196$69,271
308 ($1,425)$225$1,200$68,070
309 ($1,425)$221$1,204$66,867
310 ($1,425)$217$1,208$65,659
311 ($1,425)$213$1,212$64,447
312 ($1,425)$209$1,216$63,231
Year 27 - 313 ($1,425)$205$1,220$62,012
314 ($1,425)$201$1,224$60,788
315 ($1,425)$197$1,228$59,561
316 ($1,425)$193$1,232$58,329
317 ($1,425)$189$1,236$57,094
318 ($1,425)$185$1,240$55,854
319 ($1,425)$181$1,244$54,611
320 ($1,425)$177$1,248$53,363
321 ($1,425)$173$1,252$52,111
322 ($1,425)$169$1,256$50,856
323 ($1,425)$165$1,260$49,596
324 ($1,425)$161$1,264$48,332
Year 28 - 325 ($1,425)$157$1,268$47,064
326 ($1,425)$153$1,272$45,792
327 ($1,425)$148$1,276$44,516
328 ($1,425)$144$1,280$43,236
329 ($1,425)$140$1,284$41,951
330 ($1,425)$136$1,289$40,663
331 ($1,425)$132$1,293$39,370
332 ($1,425)$128$1,297$38,073
333 ($1,425)$123$1,301$36,772
334 ($1,425)$119$1,305$35,466
335 ($1,425)$115$1,310$34,157
336 ($1,425)$111$1,314$32,843
Year 29 - 337 ($1,425)$106$1,318$31,525
338 ($1,425)$102$1,322$30,202
339 ($1,425)$98$1,327$28,876
340 ($1,425)$94$1,331$27,545
341 ($1,425)$89$1,335$26,209
342 ($1,425)$85$1,340$24,870
343 ($1,425)$81$1,344$23,526
344 ($1,425)$76$1,348$22,177
345 ($1,425)$72$1,353$20,825
346 ($1,425)$68$1,357$19,468
347 ($1,425)$63$1,361$18,106
348 ($1,425)$59$1,366$16,740
Year 30 - 349 ($1,425)$54$1,370$15,370
350 ($1,425)$50$1,375$13,995
351 ($1,425)$45$1,379$12,616
352 ($1,425)$41$1,384$11,232
353 ($1,425)$36$1,388$9,844
354 ($1,425)$32$1,393$8,451
355 ($1,425)$27$1,397$7,054
356 ($1,425)$23$1,402$5,652
357 ($1,425)$18$1,406$4,246
358 ($1,425)$14$1,411$2,835
359 ($1,425)$9$1,415$1,420
360 ($1,425)$5$1,420$0
TOTALS$210,453$302,400$512,853

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.