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Mortgage Payment Schedule for a $378,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 13, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($75,600) may require pre-mortgage insurance


4.08% is current rate for 30-year fixed
3.34% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,458 360 $222,367 $524,767

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $378,000
Down Payment $75,600$302,400
Year 1 - 1 ($1,458)$1,028$430$301,970
2 ($1,458)$1,027$431$301,539
3 ($1,458)$1,025$432$301,107
4 ($1,458)$1,024$434$300,673
5 ($1,458)$1,022$435$300,238
6 ($1,458)$1,021$437$299,801
7 ($1,458)$1,019$438$299,362
8 ($1,458)$1,018$440$298,923
9 ($1,458)$1,016$441$298,481
10 ($1,458)$1,015$443$298,038
11 ($1,458)$1,013$444$297,594
12 ($1,458)$1,012$446$297,148
Year 2 - 13 ($1,458)$1,010$447$296,701
14 ($1,458)$1,009$449$296,252
15 ($1,458)$1,007$450$295,801
16 ($1,458)$1,006$452$295,350
17 ($1,458)$1,004$453$294,896
18 ($1,458)$1,003$455$294,441
19 ($1,458)$1,001$457$293,984
20 ($1,458)$1,000$458$293,526
21 ($1,458)$998$460$293,067
22 ($1,458)$996$461$292,605
23 ($1,458)$995$463$292,142
24 ($1,458)$993$464$291,678
Year 3 - 25 ($1,458)$992$466$291,212
26 ($1,458)$990$468$290,745
27 ($1,458)$989$469$290,275
28 ($1,458)$987$471$289,805
29 ($1,458)$985$472$289,332
30 ($1,458)$984$474$288,858
31 ($1,458)$982$476$288,383
32 ($1,458)$981$477$287,906
33 ($1,458)$979$479$287,427
34 ($1,458)$977$480$286,946
35 ($1,458)$976$482$286,464
36 ($1,458)$974$484$285,981
Year 4 - 37 ($1,458)$972$485$285,495
38 ($1,458)$971$487$285,008
39 ($1,458)$969$489$284,520
40 ($1,458)$967$490$284,029
41 ($1,458)$966$492$283,537
42 ($1,458)$964$494$283,044
43 ($1,458)$962$495$282,548
44 ($1,458)$961$497$282,051
45 ($1,458)$959$499$281,553
46 ($1,458)$957$500$281,052
47 ($1,458)$956$502$280,550
48 ($1,458)$954$504$280,046
Year 5 - 49 ($1,458)$952$506$279,541
50 ($1,458)$950$507$279,033
51 ($1,458)$949$509$278,524
52 ($1,458)$947$511$278,014
53 ($1,458)$945$512$277,501
54 ($1,458)$944$514$276,987
55 ($1,458)$942$516$276,471
56 ($1,458)$940$518$275,954
57 ($1,458)$938$519$275,434
58 ($1,458)$936$521$274,913
59 ($1,458)$935$523$274,390
60 ($1,458)$933$525$273,865
Year 6 - 61 ($1,458)$931$527$273,339
62 ($1,458)$929$528$272,810
63 ($1,458)$928$530$272,280
64 ($1,458)$926$532$271,748
65 ($1,458)$924$534$271,214
66 ($1,458)$922$536$270,679
67 ($1,458)$920$537$270,141
68 ($1,458)$918$539$269,602
69 ($1,458)$917$541$269,061
70 ($1,458)$915$543$268,518
71 ($1,458)$913$545$267,974
72 ($1,458)$911$547$267,427
Year 7 - 73 ($1,458)$909$548$266,879
74 ($1,458)$907$550$266,328
75 ($1,458)$906$552$265,776
76 ($1,458)$904$554$265,222
77 ($1,458)$902$556$264,666
78 ($1,458)$900$558$264,108
79 ($1,458)$898$560$263,549
80 ($1,458)$896$562$262,987
81 ($1,458)$894$564$262,424
82 ($1,458)$892$565$261,858
83 ($1,458)$890$567$261,291
84 ($1,458)$888$569$260,721
Year 8 - 85 ($1,458)$886$571$260,150
86 ($1,458)$885$573$259,577
87 ($1,458)$883$575$259,002
88 ($1,458)$881$577$258,425
89 ($1,458)$879$579$257,846
90 ($1,458)$877$581$257,265
91 ($1,458)$875$583$256,682
92 ($1,458)$873$585$256,097
93 ($1,458)$871$587$255,510
94 ($1,458)$869$589$254,921
95 ($1,458)$867$591$254,330
96 ($1,458)$865$593$253,737
Year 9 - 97 ($1,458)$863$595$253,142
98 ($1,458)$861$597$252,545
99 ($1,458)$859$599$251,946
100 ($1,458)$857$601$251,345
101 ($1,458)$855$603$250,742
102 ($1,458)$853$605$250,137
103 ($1,458)$850$607$249,529
104 ($1,458)$848$609$248,920
105 ($1,458)$846$611$248,309
106 ($1,458)$844$613$247,695
107 ($1,458)$842$616$247,080
108 ($1,458)$840$618$246,462
Year 10 - 109 ($1,458)$838$620$245,842
110 ($1,458)$836$622$245,221
111 ($1,458)$834$624$244,597
112 ($1,458)$832$626$243,971
113 ($1,458)$830$628$243,342
114 ($1,458)$827$630$242,712
115 ($1,458)$825$632$242,080
116 ($1,458)$823$635$241,445
117 ($1,458)$821$637$240,808
118 ($1,458)$819$639$240,169
119 ($1,458)$817$641$239,528
120 ($1,458)$814$643$238,885
Year 11 - 121 ($1,458)$812$645$238,239
122 ($1,458)$810$648$237,592
123 ($1,458)$808$650$236,942
124 ($1,458)$806$652$236,290
125 ($1,458)$803$654$235,636
126 ($1,458)$801$657$234,979
127 ($1,458)$799$659$234,320
128 ($1,458)$797$661$233,659
129 ($1,458)$794$663$232,996
130 ($1,458)$792$665$232,331
131 ($1,458)$790$668$231,663
132 ($1,458)$788$670$230,993
Year 12 - 133 ($1,458)$785$672$230,320
134 ($1,458)$783$675$229,646
135 ($1,458)$781$677$228,969
136 ($1,458)$778$679$228,290
137 ($1,458)$776$682$227,608
138 ($1,458)$774$684$226,924
139 ($1,458)$772$686$226,238
140 ($1,458)$769$688$225,550
141 ($1,458)$767$691$224,859
142 ($1,458)$765$693$224,166
143 ($1,458)$762$696$223,470
144 ($1,458)$760$698$222,772
Year 13 - 145 ($1,458)$757$700$222,072
146 ($1,458)$755$703$221,369
147 ($1,458)$753$705$220,664
148 ($1,458)$750$707$219,957
149 ($1,458)$748$710$219,247
150 ($1,458)$745$712$218,535
151 ($1,458)$743$715$217,820
152 ($1,458)$741$717$217,103
153 ($1,458)$738$720$216,384
154 ($1,458)$736$722$215,662
155 ($1,458)$733$724$214,937
156 ($1,458)$731$727$214,210
Year 14 - 157 ($1,458)$728$729$213,481
158 ($1,458)$726$732$212,749
159 ($1,458)$723$734$212,015
160 ($1,458)$721$737$211,278
161 ($1,458)$718$739$210,539
162 ($1,458)$716$742$209,797
163 ($1,458)$713$744$209,052
164 ($1,458)$711$747$208,305
165 ($1,458)$708$749$207,556
166 ($1,458)$706$752$206,804
167 ($1,458)$703$755$206,049
168 ($1,458)$701$757$205,292
Year 15 - 169 ($1,458)$698$760$204,533
170 ($1,458)$695$762$203,770
171 ($1,458)$693$765$203,006
172 ($1,458)$690$767$202,238
173 ($1,458)$688$770$201,468
174 ($1,458)$685$773$200,695
175 ($1,458)$682$775$199,920
176 ($1,458)$680$778$199,142
177 ($1,458)$677$781$198,361
178 ($1,458)$674$783$197,578
179 ($1,458)$672$786$196,792
180 ($1,458)$669$789$196,004
Year 16 - 181 ($1,458)$666$791$195,212
182 ($1,458)$664$794$194,418
183 ($1,458)$661$797$193,622
184 ($1,458)$658$799$192,822
185 ($1,458)$656$802$192,020
186 ($1,458)$653$805$191,215
187 ($1,458)$650$808$190,408
188 ($1,458)$647$810$189,598
189 ($1,458)$645$813$188,785
190 ($1,458)$642$816$187,969
191 ($1,458)$639$819$187,150
192 ($1,458)$636$821$186,329
Year 17 - 193 ($1,458)$634$824$185,505
194 ($1,458)$631$827$184,678
195 ($1,458)$628$830$183,848
196 ($1,458)$625$833$183,015
197 ($1,458)$622$835$182,180
198 ($1,458)$619$838$181,342
199 ($1,458)$617$841$180,500
200 ($1,458)$614$844$179,656
201 ($1,458)$611$847$178,810
202 ($1,458)$608$850$177,960
203 ($1,458)$605$853$177,107
204 ($1,458)$602$856$176,252
Year 18 - 205 ($1,458)$599$858$175,393
206 ($1,458)$596$861$174,532
207 ($1,458)$593$864$173,668
208 ($1,458)$590$867$172,800
209 ($1,458)$588$870$171,930
210 ($1,458)$585$873$171,057
211 ($1,458)$582$876$170,181
212 ($1,458)$579$879$169,302
213 ($1,458)$576$882$168,420
214 ($1,458)$573$885$167,535
215 ($1,458)$570$888$166,647
216 ($1,458)$567$891$165,756
Year 19 - 217 ($1,458)$564$894$164,862
218 ($1,458)$561$897$163,964
219 ($1,458)$557$900$163,064
220 ($1,458)$554$903$162,161
221 ($1,458)$551$906$161,255
222 ($1,458)$548$909$160,345
223 ($1,458)$545$913$159,433
224 ($1,458)$542$916$158,517
225 ($1,458)$539$919$157,598
226 ($1,458)$536$922$156,677
227 ($1,458)$533$925$155,752
228 ($1,458)$530$928$154,823
Year 20 - 229 ($1,458)$526$931$153,892
230 ($1,458)$523$934$152,958
231 ($1,458)$520$938$152,020
232 ($1,458)$517$941$151,079
233 ($1,458)$514$944$150,135
234 ($1,458)$510$947$149,188
235 ($1,458)$507$950$148,238
236 ($1,458)$504$954$147,284
237 ($1,458)$501$957$146,327
238 ($1,458)$498$960$145,367
239 ($1,458)$494$963$144,403
240 ($1,458)$491$967$143,437
Year 21 - 241 ($1,458)$488$970$142,467
242 ($1,458)$484$973$141,493
243 ($1,458)$481$977$140,517
244 ($1,458)$478$980$139,537
245 ($1,458)$474$983$138,553
246 ($1,458)$471$987$137,567
247 ($1,458)$468$990$136,577
248 ($1,458)$464$993$135,584
249 ($1,458)$461$997$134,587
250 ($1,458)$458$1,000$133,587
251 ($1,458)$454$1,003$132,583
252 ($1,458)$451$1,007$131,576
Year 22 - 253 ($1,458)$447$1,010$130,566
254 ($1,458)$444$1,014$129,552
255 ($1,458)$440$1,017$128,535
256 ($1,458)$437$1,021$127,514
257 ($1,458)$434$1,024$126,490
258 ($1,458)$430$1,028$125,463
259 ($1,458)$427$1,031$124,432
260 ($1,458)$423$1,035$123,397
261 ($1,458)$420$1,038$122,359
262 ($1,458)$416$1,042$121,317
263 ($1,458)$412$1,045$120,272
264 ($1,458)$409$1,049$119,223
Year 23 - 265 ($1,458)$405$1,052$118,171
266 ($1,458)$402$1,056$117,115
267 ($1,458)$398$1,059$116,055
268 ($1,458)$395$1,063$114,992
269 ($1,458)$391$1,067$113,926
270 ($1,458)$387$1,070$112,855
271 ($1,458)$384$1,074$111,781
272 ($1,458)$380$1,078$110,704
273 ($1,458)$376$1,081$109,622
274 ($1,458)$373$1,085$108,537
275 ($1,458)$369$1,089$107,449
276 ($1,458)$365$1,092$106,356
Year 24 - 277 ($1,458)$362$1,096$105,260
278 ($1,458)$358$1,100$104,161
279 ($1,458)$354$1,104$103,057
280 ($1,458)$350$1,107$101,950
281 ($1,458)$347$1,111$100,839
282 ($1,458)$343$1,115$99,724
283 ($1,458)$339$1,119$98,605
284 ($1,458)$335$1,122$97,483
285 ($1,458)$331$1,126$96,357
286 ($1,458)$328$1,130$95,226
287 ($1,458)$324$1,134$94,093
288 ($1,458)$320$1,138$92,955
Year 25 - 289 ($1,458)$316$1,142$91,813
290 ($1,458)$312$1,146$90,668
291 ($1,458)$308$1,149$89,518
292 ($1,458)$304$1,153$88,365
293 ($1,458)$300$1,157$87,208
294 ($1,458)$297$1,161$86,046
295 ($1,458)$293$1,165$84,881
296 ($1,458)$289$1,169$83,712
297 ($1,458)$285$1,173$82,539
298 ($1,458)$281$1,177$81,362
299 ($1,458)$277$1,181$80,181
300 ($1,458)$273$1,185$78,996
Year 26 - 301 ($1,458)$269$1,189$77,807
302 ($1,458)$265$1,193$76,614
303 ($1,458)$260$1,197$75,417
304 ($1,458)$256$1,201$74,215
305 ($1,458)$252$1,205$73,010
306 ($1,458)$248$1,209$71,801
307 ($1,458)$244$1,214$70,587
308 ($1,458)$240$1,218$69,369
309 ($1,458)$236$1,222$68,147
310 ($1,458)$232$1,226$66,921
311 ($1,458)$228$1,230$65,691
312 ($1,458)$223$1,234$64,457
Year 27 - 313 ($1,458)$219$1,239$63,218
314 ($1,458)$215$1,243$61,976
315 ($1,458)$211$1,247$60,729
316 ($1,458)$206$1,251$59,477
317 ($1,458)$202$1,255$58,222
318 ($1,458)$198$1,260$56,962
319 ($1,458)$194$1,264$55,698
320 ($1,458)$189$1,268$54,430
321 ($1,458)$185$1,273$53,157
322 ($1,458)$181$1,277$51,880
323 ($1,458)$176$1,281$50,599
324 ($1,458)$172$1,286$49,313
Year 28 - 325 ($1,458)$168$1,290$48,023
326 ($1,458)$163$1,294$46,729
327 ($1,458)$159$1,299$45,430
328 ($1,458)$154$1,303$44,127
329 ($1,458)$150$1,308$42,819
330 ($1,458)$146$1,312$41,507
331 ($1,458)$141$1,317$40,191
332 ($1,458)$137$1,321$38,870
333 ($1,458)$132$1,326$37,544
334 ($1,458)$128$1,330$36,214
335 ($1,458)$123$1,335$34,880
336 ($1,458)$119$1,339$33,540
Year 29 - 337 ($1,458)$114$1,344$32,197
338 ($1,458)$109$1,348$30,849
339 ($1,458)$105$1,353$29,496
340 ($1,458)$100$1,357$28,138
341 ($1,458)$96$1,362$26,776
342 ($1,458)$91$1,367$25,410
343 ($1,458)$86$1,371$24,038
344 ($1,458)$82$1,376$22,662
345 ($1,458)$77$1,381$21,282
346 ($1,458)$72$1,385$19,897
347 ($1,458)$68$1,390$18,506
348 ($1,458)$63$1,395$17,112
Year 30 - 349 ($1,458)$58$1,400$15,712
350 ($1,458)$53$1,404$14,308
351 ($1,458)$49$1,409$12,899
352 ($1,458)$44$1,414$11,485
353 ($1,458)$39$1,419$10,066
354 ($1,458)$34$1,423$8,643
355 ($1,458)$29$1,428$7,215
356 ($1,458)$25$1,433$5,782
357 ($1,458)$20$1,438$4,343
358 ($1,458)$15$1,443$2,901
359 ($1,458)$10$1,448$1,453
360 ($1,458)$5$1,453$0
TOTALS$222,367$302,400$524,767

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.