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Mortgage Payment Schedule for a $380,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($76,000) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,439 360 $214,076 $518,076

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.657% | Rate: 3.625% | Fees: $988 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $189 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.994% | Rate: 3.990% | Fees: $130 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.240% | Rate: 4.240% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $380,000
Down Payment $76,000$304,000
Year 1 - 1 ($1,439)$996$444$303,556
2 ($1,439)$994$445$303,112
3 ($1,439)$993$446$302,665
4 ($1,439)$991$448$302,217
5 ($1,439)$990$449$301,768
6 ($1,439)$988$451$301,317
7 ($1,439)$987$452$300,865
8 ($1,439)$985$454$300,411
9 ($1,439)$984$455$299,956
10 ($1,439)$982$457$299,499
11 ($1,439)$981$458$299,041
12 ($1,439)$979$460$298,581
Year 2 - 13 ($1,439)$978$461$298,120
14 ($1,439)$976$463$297,657
15 ($1,439)$975$464$297,193
16 ($1,439)$973$466$296,727
17 ($1,439)$972$467$296,260
18 ($1,439)$970$469$295,791
19 ($1,439)$969$470$295,320
20 ($1,439)$967$472$294,849
21 ($1,439)$966$473$294,375
22 ($1,439)$964$475$293,900
23 ($1,439)$963$477$293,423
24 ($1,439)$961$478$292,945
Year 3 - 25 ($1,439)$959$480$292,466
26 ($1,439)$958$481$291,984
27 ($1,439)$956$483$291,501
28 ($1,439)$955$484$291,017
29 ($1,439)$953$486$290,531
30 ($1,439)$951$488$290,043
31 ($1,439)$950$489$289,554
32 ($1,439)$948$491$289,063
33 ($1,439)$947$492$288,571
34 ($1,439)$945$494$288,077
35 ($1,439)$943$496$287,581
36 ($1,439)$942$497$287,084
Year 4 - 37 ($1,439)$940$499$286,585
38 ($1,439)$939$501$286,085
39 ($1,439)$937$502$285,582
40 ($1,439)$935$504$285,079
41 ($1,439)$934$505$284,573
42 ($1,439)$932$507$284,066
43 ($1,439)$930$509$283,557
44 ($1,439)$929$510$283,047
45 ($1,439)$927$512$282,535
46 ($1,439)$925$514$282,021
47 ($1,439)$924$515$281,505
48 ($1,439)$922$517$280,988
Year 5 - 49 ($1,439)$920$519$280,469
50 ($1,439)$919$521$279,949
51 ($1,439)$917$522$279,426
52 ($1,439)$915$524$278,902
53 ($1,439)$913$526$278,377
54 ($1,439)$912$527$277,849
55 ($1,439)$910$529$277,320
56 ($1,439)$908$531$276,789
57 ($1,439)$906$533$276,257
58 ($1,439)$905$534$275,722
59 ($1,439)$903$536$275,186
60 ($1,439)$901$538$274,648
Year 6 - 61 ($1,439)$899$540$274,109
62 ($1,439)$898$541$273,567
63 ($1,439)$896$543$273,024
64 ($1,439)$894$545$272,479
65 ($1,439)$892$547$271,933
66 ($1,439)$891$549$271,384
67 ($1,439)$889$550$270,834
68 ($1,439)$887$552$270,282
69 ($1,439)$885$554$269,728
70 ($1,439)$883$556$269,172
71 ($1,439)$882$558$268,614
72 ($1,439)$880$559$268,055
Year 7 - 73 ($1,439)$878$561$267,494
74 ($1,439)$876$563$266,931
75 ($1,439)$874$565$266,366
76 ($1,439)$872$567$265,799
77 ($1,439)$870$569$265,230
78 ($1,439)$869$570$264,660
79 ($1,439)$867$572$264,088
80 ($1,439)$865$574$263,513
81 ($1,439)$863$576$262,937
82 ($1,439)$861$578$262,359
83 ($1,439)$859$580$261,779
84 ($1,439)$857$582$261,198
Year 8 - 85 ($1,439)$855$584$260,614
86 ($1,439)$854$586$260,028
87 ($1,439)$852$588$259,441
88 ($1,439)$850$589$258,851
89 ($1,439)$848$591$258,260
90 ($1,439)$846$593$257,667
91 ($1,439)$844$595$257,072
92 ($1,439)$842$597$256,474
93 ($1,439)$840$599$255,875
94 ($1,439)$838$601$255,274
95 ($1,439)$836$603$254,671
96 ($1,439)$834$605$254,066
Year 9 - 97 ($1,439)$832$607$253,459
98 ($1,439)$830$609$252,850
99 ($1,439)$828$611$252,239
100 ($1,439)$826$613$251,626
101 ($1,439)$824$615$251,011
102 ($1,439)$822$617$250,394
103 ($1,439)$820$619$249,775
104 ($1,439)$818$621$249,154
105 ($1,439)$816$623$248,531
106 ($1,439)$814$625$247,905
107 ($1,439)$812$627$247,278
108 ($1,439)$810$629$246,649
Year 10 - 109 ($1,439)$808$631$246,018
110 ($1,439)$806$633$245,384
111 ($1,439)$804$635$244,749
112 ($1,439)$802$638$244,111
113 ($1,439)$799$640$243,472
114 ($1,439)$797$642$242,830
115 ($1,439)$795$644$242,186
116 ($1,439)$793$646$241,540
117 ($1,439)$791$648$240,892
118 ($1,439)$789$650$240,242
119 ($1,439)$787$652$239,589
120 ($1,439)$785$654$238,935
Year 11 - 121 ($1,439)$783$657$238,278
122 ($1,439)$780$659$237,620
123 ($1,439)$778$661$236,959
124 ($1,439)$776$663$236,296
125 ($1,439)$774$665$235,630
126 ($1,439)$772$667$234,963
127 ($1,439)$770$670$234,293
128 ($1,439)$767$672$233,622
129 ($1,439)$765$674$232,948
130 ($1,439)$763$676$232,272
131 ($1,439)$761$678$231,593
132 ($1,439)$758$681$230,912
Year 12 - 133 ($1,439)$756$683$230,230
134 ($1,439)$754$685$229,544
135 ($1,439)$752$687$228,857
136 ($1,439)$750$690$228,168
137 ($1,439)$747$692$227,476
138 ($1,439)$745$694$226,782
139 ($1,439)$743$696$226,085
140 ($1,439)$740$699$225,387
141 ($1,439)$738$701$224,686
142 ($1,439)$736$703$223,982
143 ($1,439)$734$706$223,277
144 ($1,439)$731$708$222,569
Year 13 - 145 ($1,439)$729$710$221,859
146 ($1,439)$727$713$221,146
147 ($1,439)$724$715$220,431
148 ($1,439)$722$717$219,714
149 ($1,439)$720$720$218,995
150 ($1,439)$717$722$218,273
151 ($1,439)$715$724$217,548
152 ($1,439)$712$727$216,822
153 ($1,439)$710$729$216,093
154 ($1,439)$708$731$215,361
155 ($1,439)$705$734$214,628
156 ($1,439)$703$736$213,891
Year 14 - 157 ($1,439)$700$739$213,153
158 ($1,439)$698$741$212,412
159 ($1,439)$696$743$211,668
160 ($1,439)$693$746$210,922
161 ($1,439)$691$748$210,174
162 ($1,439)$688$751$209,423
163 ($1,439)$686$753$208,670
164 ($1,439)$683$756$207,914
165 ($1,439)$681$758$207,156
166 ($1,439)$678$761$206,396
167 ($1,439)$676$763$205,632
168 ($1,439)$673$766$204,867
Year 15 - 169 ($1,439)$671$768$204,099
170 ($1,439)$668$771$203,328
171 ($1,439)$666$773$202,555
172 ($1,439)$663$776$201,779
173 ($1,439)$661$778$201,001
174 ($1,439)$658$781$200,220
175 ($1,439)$656$783$199,436
176 ($1,439)$653$786$198,651
177 ($1,439)$651$789$197,862
178 ($1,439)$648$791$197,071
179 ($1,439)$645$794$196,277
180 ($1,439)$643$796$195,481
Year 16 - 181 ($1,439)$640$799$194,682
182 ($1,439)$638$802$193,881
183 ($1,439)$635$804$193,076
184 ($1,439)$632$807$192,270
185 ($1,439)$630$809$191,460
186 ($1,439)$627$812$190,648
187 ($1,439)$624$815$189,833
188 ($1,439)$622$817$189,016
189 ($1,439)$619$820$188,196
190 ($1,439)$616$823$187,373
191 ($1,439)$614$825$186,548
192 ($1,439)$611$828$185,720
Year 17 - 193 ($1,439)$608$831$184,889
194 ($1,439)$606$834$184,055
195 ($1,439)$603$836$183,219
196 ($1,439)$600$839$182,380
197 ($1,439)$597$842$181,538
198 ($1,439)$595$845$180,693
199 ($1,439)$592$847$179,846
200 ($1,439)$589$850$178,996
201 ($1,439)$586$853$178,143
202 ($1,439)$583$856$177,287
203 ($1,439)$581$858$176,429
204 ($1,439)$578$861$175,568
Year 18 - 205 ($1,439)$575$864$174,703
206 ($1,439)$572$867$173,836
207 ($1,439)$569$870$172,967
208 ($1,439)$566$873$172,094
209 ($1,439)$564$875$171,219
210 ($1,439)$561$878$170,340
211 ($1,439)$558$881$169,459
212 ($1,439)$555$884$168,575
213 ($1,439)$552$887$167,688
214 ($1,439)$549$890$166,798
215 ($1,439)$546$893$165,905
216 ($1,439)$543$896$165,009
Year 19 - 217 ($1,439)$540$899$164,111
218 ($1,439)$537$902$163,209
219 ($1,439)$535$905$162,304
220 ($1,439)$532$908$161,397
221 ($1,439)$529$911$160,486
222 ($1,439)$526$914$159,573
223 ($1,439)$523$917$158,656
224 ($1,439)$520$920$157,737
225 ($1,439)$517$923$156,814
226 ($1,439)$514$926$155,889
227 ($1,439)$511$929$154,960
228 ($1,439)$507$932$154,029
Year 20 - 229 ($1,439)$504$935$153,094
230 ($1,439)$501$938$152,156
231 ($1,439)$498$941$151,215
232 ($1,439)$495$944$150,272
233 ($1,439)$492$947$149,325
234 ($1,439)$489$950$148,374
235 ($1,439)$486$953$147,421
236 ($1,439)$483$956$146,465
237 ($1,439)$480$959$145,506
238 ($1,439)$477$963$144,543
239 ($1,439)$473$966$143,577
240 ($1,439)$470$969$142,608
Year 21 - 241 ($1,439)$467$972$141,636
242 ($1,439)$464$975$140,661
243 ($1,439)$461$978$139,683
244 ($1,439)$457$982$138,701
245 ($1,439)$454$985$137,716
246 ($1,439)$451$988$136,728
247 ($1,439)$448$991$135,737
248 ($1,439)$445$995$134,742
249 ($1,439)$441$998$133,744
250 ($1,439)$438$1,001$132,743
251 ($1,439)$435$1,004$131,739
252 ($1,439)$431$1,008$130,731
Year 22 - 253 ($1,439)$428$1,011$129,720
254 ($1,439)$425$1,014$128,706
255 ($1,439)$422$1,018$127,688
256 ($1,439)$418$1,021$126,668
257 ($1,439)$415$1,024$125,643
258 ($1,439)$411$1,028$124,616
259 ($1,439)$408$1,031$123,585
260 ($1,439)$405$1,034$122,550
261 ($1,439)$401$1,038$121,513
262 ($1,439)$398$1,041$120,471
263 ($1,439)$395$1,045$119,427
264 ($1,439)$391$1,048$118,379
Year 23 - 265 ($1,439)$388$1,051$117,327
266 ($1,439)$384$1,055$116,273
267 ($1,439)$381$1,058$115,214
268 ($1,439)$377$1,062$114,153
269 ($1,439)$374$1,065$113,087
270 ($1,439)$370$1,069$112,019
271 ($1,439)$367$1,072$110,946
272 ($1,439)$363$1,076$109,871
273 ($1,439)$360$1,079$108,791
274 ($1,439)$356$1,083$107,708
275 ($1,439)$353$1,086$106,622
276 ($1,439)$349$1,090$105,532
Year 24 - 277 ($1,439)$346$1,093$104,439
278 ($1,439)$342$1,097$103,342
279 ($1,439)$338$1,101$102,241
280 ($1,439)$335$1,104$101,137
281 ($1,439)$331$1,108$100,029
282 ($1,439)$328$1,112$98,917
283 ($1,439)$324$1,115$97,802
284 ($1,439)$320$1,119$96,683
285 ($1,439)$317$1,122$95,561
286 ($1,439)$313$1,126$94,435
287 ($1,439)$309$1,130$93,305
288 ($1,439)$306$1,134$92,171
Year 25 - 289 ($1,439)$302$1,137$91,034
290 ($1,439)$298$1,141$89,893
291 ($1,439)$294$1,145$88,749
292 ($1,439)$291$1,148$87,600
293 ($1,439)$287$1,152$86,448
294 ($1,439)$283$1,156$85,292
295 ($1,439)$279$1,160$84,132
296 ($1,439)$276$1,164$82,969
297 ($1,439)$272$1,167$81,801
298 ($1,439)$268$1,171$80,630
299 ($1,439)$264$1,175$79,455
300 ($1,439)$260$1,179$78,276
Year 26 - 301 ($1,439)$256$1,183$77,093
302 ($1,439)$252$1,187$75,907
303 ($1,439)$249$1,191$74,716
304 ($1,439)$245$1,194$73,522
305 ($1,439)$241$1,198$72,323
306 ($1,439)$237$1,202$71,121
307 ($1,439)$233$1,206$69,915
308 ($1,439)$229$1,210$68,705
309 ($1,439)$225$1,214$67,491
310 ($1,439)$221$1,218$66,273
311 ($1,439)$217$1,222$65,051
312 ($1,439)$213$1,226$63,825
Year 27 - 313 ($1,439)$209$1,230$62,595
314 ($1,439)$205$1,234$61,360
315 ($1,439)$201$1,238$60,122
316 ($1,439)$197$1,242$58,880
317 ($1,439)$193$1,246$57,634
318 ($1,439)$189$1,250$56,383
319 ($1,439)$185$1,254$55,129
320 ($1,439)$181$1,259$53,870
321 ($1,439)$176$1,263$52,608
322 ($1,439)$172$1,267$51,341
323 ($1,439)$168$1,271$50,070
324 ($1,439)$164$1,275$48,795
Year 28 - 325 ($1,439)$160$1,279$47,516
326 ($1,439)$156$1,283$46,232
327 ($1,439)$151$1,288$44,944
328 ($1,439)$147$1,292$43,653
329 ($1,439)$143$1,296$42,356
330 ($1,439)$139$1,300$41,056
331 ($1,439)$134$1,305$39,751
332 ($1,439)$130$1,309$38,442
333 ($1,439)$126$1,313$37,129
334 ($1,439)$122$1,318$35,812
335 ($1,439)$117$1,322$34,490
336 ($1,439)$113$1,326$33,164
Year 29 - 337 ($1,439)$109$1,330$31,833
338 ($1,439)$104$1,335$30,498
339 ($1,439)$100$1,339$29,159
340 ($1,439)$95$1,344$27,816
341 ($1,439)$91$1,348$26,468
342 ($1,439)$87$1,352$25,115
343 ($1,439)$82$1,357$23,758
344 ($1,439)$78$1,361$22,397
345 ($1,439)$73$1,366$21,031
346 ($1,439)$69$1,370$19,661
347 ($1,439)$64$1,375$18,286
348 ($1,439)$60$1,379$16,907
Year 30 - 349 ($1,439)$55$1,384$15,523
350 ($1,439)$51$1,388$14,135
351 ($1,439)$46$1,393$12,742
352 ($1,439)$42$1,397$11,345
353 ($1,439)$37$1,402$9,943
354 ($1,439)$33$1,407$8,536
355 ($1,439)$28$1,411$7,125
356 ($1,439)$23$1,416$5,710
357 ($1,439)$19$1,420$4,289
358 ($1,439)$14$1,425$2,864
359 ($1,439)$9$1,430$1,434
360 ($1,439)$5$1,434$0
TOTALS$214,076$304,000$518,076

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.