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Mortgage Payment Schedule for a $380,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of June 22, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($76,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.17% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,434 360 $212,194 $516,194

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $380,000
Down Payment $76,000$304,000
Year 1 - 1 ($1,434)$988$446$303,554
2 ($1,434)$987$447$303,107
3 ($1,434)$985$449$302,658
4 ($1,434)$984$450$302,208
5 ($1,434)$982$452$301,756
6 ($1,434)$981$453$301,303
7 ($1,434)$979$455$300,848
8 ($1,434)$978$456$300,392
9 ($1,434)$976$458$299,935
10 ($1,434)$975$459$299,476
11 ($1,434)$973$461$299,015
12 ($1,434)$972$462$298,553
Year 2 - 13 ($1,434)$970$464$298,089
14 ($1,434)$969$465$297,624
15 ($1,434)$967$467$297,158
16 ($1,434)$966$468$296,690
17 ($1,434)$964$470$296,220
18 ($1,434)$963$471$295,749
19 ($1,434)$961$473$295,276
20 ($1,434)$960$474$294,802
21 ($1,434)$958$476$294,326
22 ($1,434)$957$477$293,849
23 ($1,434)$955$479$293,370
24 ($1,434)$953$480$292,889
Year 3 - 25 ($1,434)$952$482$292,407
26 ($1,434)$950$484$291,924
27 ($1,434)$949$485$291,439
28 ($1,434)$947$487$290,952
29 ($1,434)$946$488$290,464
30 ($1,434)$944$490$289,974
31 ($1,434)$942$491$289,483
32 ($1,434)$941$493$288,989
33 ($1,434)$939$495$288,495
34 ($1,434)$938$496$287,999
35 ($1,434)$936$498$287,501
36 ($1,434)$934$499$287,001
Year 4 - 37 ($1,434)$933$501$286,500
38 ($1,434)$931$503$285,997
39 ($1,434)$929$504$285,493
40 ($1,434)$928$506$284,987
41 ($1,434)$926$508$284,479
42 ($1,434)$925$509$283,970
43 ($1,434)$923$511$283,459
44 ($1,434)$921$513$282,946
45 ($1,434)$920$514$282,432
46 ($1,434)$918$516$281,916
47 ($1,434)$916$518$281,398
48 ($1,434)$915$519$280,879
Year 5 - 49 ($1,434)$913$521$280,358
50 ($1,434)$911$523$279,835
51 ($1,434)$909$524$279,311
52 ($1,434)$908$526$278,785
53 ($1,434)$906$528$278,257
54 ($1,434)$904$530$277,727
55 ($1,434)$903$531$277,196
56 ($1,434)$901$533$276,663
57 ($1,434)$899$535$276,129
58 ($1,434)$897$536$275,592
59 ($1,434)$896$538$275,054
60 ($1,434)$894$540$274,514
Year 6 - 61 ($1,434)$892$542$273,972
62 ($1,434)$890$543$273,429
63 ($1,434)$889$545$272,884
64 ($1,434)$887$547$272,337
65 ($1,434)$885$549$271,788
66 ($1,434)$883$551$271,237
67 ($1,434)$882$552$270,685
68 ($1,434)$880$554$270,131
69 ($1,434)$878$556$269,575
70 ($1,434)$876$558$269,017
71 ($1,434)$874$560$268,457
72 ($1,434)$872$561$267,896
Year 7 - 73 ($1,434)$871$563$267,333
74 ($1,434)$869$565$266,768
75 ($1,434)$867$567$266,201
76 ($1,434)$865$569$265,632
77 ($1,434)$863$571$265,062
78 ($1,434)$861$572$264,489
79 ($1,434)$860$574$263,915
80 ($1,434)$858$576$263,339
81 ($1,434)$856$578$262,761
82 ($1,434)$854$580$262,181
83 ($1,434)$852$582$261,599
84 ($1,434)$850$584$261,015
Year 8 - 85 ($1,434)$848$586$260,430
86 ($1,434)$846$587$259,842
87 ($1,434)$844$589$259,253
88 ($1,434)$843$591$258,662
89 ($1,434)$841$593$258,068
90 ($1,434)$839$595$257,473
91 ($1,434)$837$597$256,876
92 ($1,434)$835$599$256,277
93 ($1,434)$833$601$255,676
94 ($1,434)$831$603$255,073
95 ($1,434)$829$605$254,468
96 ($1,434)$827$607$253,862
Year 9 - 97 ($1,434)$825$609$253,253
98 ($1,434)$823$611$252,642
99 ($1,434)$821$613$252,029
100 ($1,434)$819$615$251,414
101 ($1,434)$817$617$250,798
102 ($1,434)$815$619$250,179
103 ($1,434)$813$621$249,558
104 ($1,434)$811$623$248,935
105 ($1,434)$809$625$248,310
106 ($1,434)$807$627$247,684
107 ($1,434)$805$629$247,055
108 ($1,434)$803$631$246,424
Year 10 - 109 ($1,434)$801$633$245,791
110 ($1,434)$799$635$245,156
111 ($1,434)$797$637$244,519
112 ($1,434)$795$639$243,879
113 ($1,434)$793$641$243,238
114 ($1,434)$791$643$242,595
115 ($1,434)$788$645$241,949
116 ($1,434)$786$648$241,302
117 ($1,434)$784$650$240,652
118 ($1,434)$782$652$240,000
119 ($1,434)$780$654$239,347
120 ($1,434)$778$656$238,691
Year 11 - 121 ($1,434)$776$658$238,032
122 ($1,434)$774$660$237,372
123 ($1,434)$771$662$236,710
124 ($1,434)$769$665$236,045
125 ($1,434)$767$667$235,378
126 ($1,434)$765$669$234,710
127 ($1,434)$763$671$234,038
128 ($1,434)$761$673$233,365
129 ($1,434)$758$675$232,690
130 ($1,434)$756$678$232,012
131 ($1,434)$754$680$231,332
132 ($1,434)$752$682$230,650
Year 12 - 133 ($1,434)$750$684$229,966
134 ($1,434)$747$686$229,280
135 ($1,434)$745$689$228,591
136 ($1,434)$743$691$227,900
137 ($1,434)$741$693$227,207
138 ($1,434)$738$695$226,511
139 ($1,434)$736$698$225,814
140 ($1,434)$734$700$225,114
141 ($1,434)$732$702$224,411
142 ($1,434)$729$705$223,707
143 ($1,434)$727$707$223,000
144 ($1,434)$725$709$222,291
Year 13 - 145 ($1,434)$722$711$221,579
146 ($1,434)$720$714$220,866
147 ($1,434)$718$716$220,150
148 ($1,434)$715$718$219,431
149 ($1,434)$713$721$218,711
150 ($1,434)$711$723$217,987
151 ($1,434)$708$725$217,262
152 ($1,434)$706$728$216,534
153 ($1,434)$704$730$215,804
154 ($1,434)$701$733$215,072
155 ($1,434)$699$735$214,337
156 ($1,434)$697$737$213,599
Year 14 - 157 ($1,434)$694$740$212,860
158 ($1,434)$692$742$212,118
159 ($1,434)$689$744$211,373
160 ($1,434)$687$747$210,626
161 ($1,434)$685$749$209,877
162 ($1,434)$682$752$209,125
163 ($1,434)$680$754$208,371
164 ($1,434)$677$757$207,614
165 ($1,434)$675$759$206,855
166 ($1,434)$672$762$206,094
167 ($1,434)$670$764$205,330
168 ($1,434)$667$767$204,563
Year 15 - 169 ($1,434)$665$769$203,794
170 ($1,434)$662$772$203,022
171 ($1,434)$660$774$202,248
172 ($1,434)$657$777$201,472
173 ($1,434)$655$779$200,693
174 ($1,434)$652$782$199,911
175 ($1,434)$650$784$199,127
176 ($1,434)$647$787$198,340
177 ($1,434)$645$789$197,551
178 ($1,434)$642$792$196,759
179 ($1,434)$639$794$195,965
180 ($1,434)$637$797$195,168
Year 16 - 181 ($1,434)$634$800$194,368
182 ($1,434)$632$802$193,566
183 ($1,434)$629$805$192,761
184 ($1,434)$626$807$191,954
185 ($1,434)$624$810$191,144
186 ($1,434)$621$813$190,331
187 ($1,434)$619$815$189,516
188 ($1,434)$616$818$188,698
189 ($1,434)$613$821$187,877
190 ($1,434)$611$823$187,054
191 ($1,434)$608$826$186,228
192 ($1,434)$605$829$185,399
Year 17 - 193 ($1,434)$603$831$184,568
194 ($1,434)$600$834$183,734
195 ($1,434)$597$837$182,897
196 ($1,434)$594$839$182,058
197 ($1,434)$592$842$181,216
198 ($1,434)$589$845$180,371
199 ($1,434)$586$848$179,523
200 ($1,434)$583$850$178,673
201 ($1,434)$581$853$177,820
202 ($1,434)$578$856$176,964
203 ($1,434)$575$859$176,105
204 ($1,434)$572$862$175,243
Year 18 - 205 ($1,434)$570$864$174,379
206 ($1,434)$567$867$173,512
207 ($1,434)$564$870$172,642
208 ($1,434)$561$873$171,769
209 ($1,434)$558$876$170,893
210 ($1,434)$555$878$170,015
211 ($1,434)$553$881$169,134
212 ($1,434)$550$884$168,249
213 ($1,434)$547$887$167,362
214 ($1,434)$544$890$166,472
215 ($1,434)$541$893$165,580
216 ($1,434)$538$896$164,684
Year 19 - 217 ($1,434)$535$899$163,785
218 ($1,434)$532$902$162,884
219 ($1,434)$529$904$161,979
220 ($1,434)$526$907$161,072
221 ($1,434)$523$910$160,161
222 ($1,434)$521$913$159,248
223 ($1,434)$518$916$158,332
224 ($1,434)$515$919$157,412
225 ($1,434)$512$922$156,490
226 ($1,434)$509$925$155,565
227 ($1,434)$506$928$154,637
228 ($1,434)$503$931$153,705
Year 20 - 229 ($1,434)$500$934$152,771
230 ($1,434)$497$937$151,834
231 ($1,434)$493$940$150,893
232 ($1,434)$490$943$149,950
233 ($1,434)$487$947$149,003
234 ($1,434)$484$950$148,054
235 ($1,434)$481$953$147,101
236 ($1,434)$478$956$146,145
237 ($1,434)$475$959$145,186
238 ($1,434)$472$962$144,224
239 ($1,434)$469$965$143,259
240 ($1,434)$466$968$142,291
Year 21 - 241 ($1,434)$462$971$141,319
242 ($1,434)$459$975$140,345
243 ($1,434)$456$978$139,367
244 ($1,434)$453$981$138,386
245 ($1,434)$450$984$137,402
246 ($1,434)$447$987$136,415
247 ($1,434)$443$991$135,424
248 ($1,434)$440$994$134,430
249 ($1,434)$437$997$133,433
250 ($1,434)$434$1,000$132,433
251 ($1,434)$430$1,003$131,430
252 ($1,434)$427$1,007$130,423
Year 22 - 253 ($1,434)$424$1,010$129,413
254 ($1,434)$421$1,013$128,400
255 ($1,434)$417$1,017$127,383
256 ($1,434)$414$1,020$126,363
257 ($1,434)$411$1,023$125,340
258 ($1,434)$407$1,027$124,314
259 ($1,434)$404$1,030$123,284
260 ($1,434)$401$1,033$122,250
261 ($1,434)$397$1,037$121,214
262 ($1,434)$394$1,040$120,174
263 ($1,434)$391$1,043$119,131
264 ($1,434)$387$1,047$118,084
Year 23 - 265 ($1,434)$384$1,050$117,034
266 ($1,434)$380$1,054$115,980
267 ($1,434)$377$1,057$114,923
268 ($1,434)$374$1,060$113,863
269 ($1,434)$370$1,064$112,799
270 ($1,434)$367$1,067$111,732
271 ($1,434)$363$1,071$110,661
272 ($1,434)$360$1,074$109,587
273 ($1,434)$356$1,078$108,509
274 ($1,434)$353$1,081$107,428
275 ($1,434)$349$1,085$106,343
276 ($1,434)$346$1,088$105,255
Year 24 - 277 ($1,434)$342$1,092$104,163
278 ($1,434)$339$1,095$103,068
279 ($1,434)$335$1,099$101,969
280 ($1,434)$331$1,102$100,867
281 ($1,434)$328$1,106$99,761
282 ($1,434)$324$1,110$98,651
283 ($1,434)$321$1,113$97,538
284 ($1,434)$317$1,117$96,421
285 ($1,434)$313$1,121$95,300
286 ($1,434)$310$1,124$94,176
287 ($1,434)$306$1,128$93,048
288 ($1,434)$302$1,131$91,917
Year 25 - 289 ($1,434)$299$1,135$90,782
290 ($1,434)$295$1,139$89,643
291 ($1,434)$291$1,143$88,500
292 ($1,434)$288$1,146$87,354
293 ($1,434)$284$1,150$86,204
294 ($1,434)$280$1,154$85,050
295 ($1,434)$276$1,157$83,893
296 ($1,434)$273$1,161$82,732
297 ($1,434)$269$1,165$81,567
298 ($1,434)$265$1,169$80,398
299 ($1,434)$261$1,173$79,225
300 ($1,434)$257$1,176$78,049
Year 26 - 301 ($1,434)$254$1,180$76,869
302 ($1,434)$250$1,184$75,685
303 ($1,434)$246$1,188$74,497
304 ($1,434)$242$1,192$73,305
305 ($1,434)$238$1,196$72,109
306 ($1,434)$234$1,200$70,910
307 ($1,434)$230$1,203$69,707
308 ($1,434)$227$1,207$68,499
309 ($1,434)$223$1,211$67,288
310 ($1,434)$219$1,215$66,073
311 ($1,434)$215$1,219$64,854
312 ($1,434)$211$1,223$63,631
Year 27 - 313 ($1,434)$207$1,227$62,403
314 ($1,434)$203$1,231$61,172
315 ($1,434)$199$1,235$59,937
316 ($1,434)$195$1,239$58,698
317 ($1,434)$191$1,243$57,455
318 ($1,434)$187$1,247$56,208
319 ($1,434)$183$1,251$54,957
320 ($1,434)$179$1,255$53,702
321 ($1,434)$175$1,259$52,442
322 ($1,434)$170$1,263$51,179
323 ($1,434)$166$1,268$49,911
324 ($1,434)$162$1,272$48,640
Year 28 - 325 ($1,434)$158$1,276$47,364
326 ($1,434)$154$1,280$46,084
327 ($1,434)$150$1,284$44,800
328 ($1,434)$146$1,288$43,511
329 ($1,434)$141$1,292$42,219
330 ($1,434)$137$1,297$40,922
331 ($1,434)$133$1,301$39,621
332 ($1,434)$129$1,305$38,316
333 ($1,434)$125$1,309$37,007
334 ($1,434)$120$1,314$35,693
335 ($1,434)$116$1,318$34,376
336 ($1,434)$112$1,322$33,053
Year 29 - 337 ($1,434)$107$1,326$31,727
338 ($1,434)$103$1,331$30,396
339 ($1,434)$99$1,335$29,061
340 ($1,434)$94$1,339$27,722
341 ($1,434)$90$1,344$26,378
342 ($1,434)$86$1,348$25,030
343 ($1,434)$81$1,353$23,677
344 ($1,434)$77$1,357$22,320
345 ($1,434)$73$1,361$20,959
346 ($1,434)$68$1,366$19,593
347 ($1,434)$64$1,370$18,223
348 ($1,434)$59$1,375$16,848
Year 30 - 349 ($1,434)$55$1,379$15,469
350 ($1,434)$50$1,384$14,086
351 ($1,434)$46$1,388$12,698
352 ($1,434)$41$1,393$11,305
353 ($1,434)$37$1,397$9,908
354 ($1,434)$32$1,402$8,506
355 ($1,434)$28$1,406$7,100
356 ($1,434)$23$1,411$5,689
357 ($1,434)$18$1,415$4,274
358 ($1,434)$14$1,420$2,854
359 ($1,434)$9$1,425$1,429
360 ($1,434)$5$1,429$0
TOTALS$212,194$304,000$516,194

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.