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Mortgage Payment Schedule for a $380,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 27, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($76,000) may require pre-mortgage insurance


4.03% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,457 360 $220,378 $524,378

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $380,000
Down Payment $76,000$304,000
Year 1 - 1 ($1,457)$1,021$436$303,564
2 ($1,457)$1,019$437$303,127
3 ($1,457)$1,018$439$302,689
4 ($1,457)$1,017$440$302,249
5 ($1,457)$1,015$442$301,807
6 ($1,457)$1,014$443$301,364
7 ($1,457)$1,012$445$300,919
8 ($1,457)$1,011$446$300,473
9 ($1,457)$1,009$448$300,026
10 ($1,457)$1,008$449$299,577
11 ($1,457)$1,006$451$299,126
12 ($1,457)$1,005$452$298,674
Year 2 - 13 ($1,457)$1,003$454$298,221
14 ($1,457)$1,002$455$297,766
15 ($1,457)$1,000$457$297,309
16 ($1,457)$998$458$296,851
17 ($1,457)$997$460$296,391
18 ($1,457)$995$461$295,930
19 ($1,457)$994$463$295,467
20 ($1,457)$992$464$295,003
21 ($1,457)$991$466$294,537
22 ($1,457)$989$467$294,070
23 ($1,457)$988$469$293,601
24 ($1,457)$986$471$293,130
Year 3 - 25 ($1,457)$984$472$292,658
26 ($1,457)$983$474$292,184
27 ($1,457)$981$475$291,709
28 ($1,457)$980$477$291,232
29 ($1,457)$978$479$290,753
30 ($1,457)$976$480$290,273
31 ($1,457)$975$482$289,791
32 ($1,457)$973$483$289,308
33 ($1,457)$972$485$288,823
34 ($1,457)$970$487$288,336
35 ($1,457)$968$488$287,848
36 ($1,457)$967$490$287,358
Year 4 - 37 ($1,457)$965$492$286,866
38 ($1,457)$963$493$286,373
39 ($1,457)$962$495$285,878
40 ($1,457)$960$497$285,382
41 ($1,457)$958$498$284,884
42 ($1,457)$957$500$284,384
43 ($1,457)$955$502$283,882
44 ($1,457)$953$503$283,379
45 ($1,457)$952$505$282,874
46 ($1,457)$950$507$282,367
47 ($1,457)$948$508$281,859
48 ($1,457)$947$510$281,349
Year 5 - 49 ($1,457)$945$512$280,837
50 ($1,457)$943$513$280,324
51 ($1,457)$941$515$279,809
52 ($1,457)$940$517$279,292
53 ($1,457)$938$519$278,773
54 ($1,457)$936$520$278,253
55 ($1,457)$934$522$277,731
56 ($1,457)$933$524$277,207
57 ($1,457)$931$526$276,681
58 ($1,457)$929$527$276,154
59 ($1,457)$927$529$275,624
60 ($1,457)$926$531$275,093
Year 6 - 61 ($1,457)$924$533$274,561
62 ($1,457)$922$535$274,026
63 ($1,457)$920$536$273,490
64 ($1,457)$918$538$272,952
65 ($1,457)$917$540$272,412
66 ($1,457)$915$542$271,870
67 ($1,457)$913$544$271,326
68 ($1,457)$911$545$270,781
69 ($1,457)$909$547$270,234
70 ($1,457)$908$549$269,685
71 ($1,457)$906$551$269,134
72 ($1,457)$904$553$268,581
Year 7 - 73 ($1,457)$902$555$268,026
74 ($1,457)$900$556$267,470
75 ($1,457)$898$558$266,912
76 ($1,457)$896$560$266,351
77 ($1,457)$894$562$265,789
78 ($1,457)$893$564$265,225
79 ($1,457)$891$566$264,659
80 ($1,457)$889$568$264,092
81 ($1,457)$887$570$263,522
82 ($1,457)$885$572$262,950
83 ($1,457)$883$574$262,377
84 ($1,457)$881$575$261,801
Year 8 - 85 ($1,457)$879$577$261,224
86 ($1,457)$877$579$260,645
87 ($1,457)$875$581$260,063
88 ($1,457)$873$583$259,480
89 ($1,457)$871$585$258,895
90 ($1,457)$869$587$258,308
91 ($1,457)$867$589$257,719
92 ($1,457)$866$591$257,127
93 ($1,457)$864$593$256,534
94 ($1,457)$862$595$255,939
95 ($1,457)$860$597$255,342
96 ($1,457)$858$599$254,743
Year 9 - 97 ($1,457)$856$601$254,142
98 ($1,457)$853$603$253,539
99 ($1,457)$851$605$252,934
100 ($1,457)$849$607$252,327
101 ($1,457)$847$609$251,717
102 ($1,457)$845$611$251,106
103 ($1,457)$843$613$250,493
104 ($1,457)$841$615$249,878
105 ($1,457)$839$617$249,260
106 ($1,457)$837$620$248,641
107 ($1,457)$835$622$248,019
108 ($1,457)$833$624$247,395
Year 10 - 109 ($1,457)$831$626$246,770
110 ($1,457)$829$628$246,142
111 ($1,457)$827$630$245,512
112 ($1,457)$825$632$244,880
113 ($1,457)$822$634$244,245
114 ($1,457)$820$636$243,609
115 ($1,457)$818$638$242,971
116 ($1,457)$816$641$242,330
117 ($1,457)$814$643$241,687
118 ($1,457)$812$645$241,042
119 ($1,457)$810$647$240,395
120 ($1,457)$807$649$239,746
Year 11 - 121 ($1,457)$805$651$239,094
122 ($1,457)$803$654$238,441
123 ($1,457)$801$656$237,785
124 ($1,457)$799$658$237,127
125 ($1,457)$796$660$236,467
126 ($1,457)$794$662$235,804
127 ($1,457)$792$665$235,139
128 ($1,457)$790$667$234,472
129 ($1,457)$787$669$233,803
130 ($1,457)$785$671$233,132
131 ($1,457)$783$674$232,458
132 ($1,457)$781$676$231,782
Year 12 - 133 ($1,457)$778$678$231,104
134 ($1,457)$776$680$230,424
135 ($1,457)$774$683$229,741
136 ($1,457)$772$685$229,056
137 ($1,457)$769$687$228,368
138 ($1,457)$767$690$227,679
139 ($1,457)$765$692$226,987
140 ($1,457)$762$694$226,292
141 ($1,457)$760$697$225,596
142 ($1,457)$758$699$224,897
143 ($1,457)$755$701$224,196
144 ($1,457)$753$704$223,492
Year 13 - 145 ($1,457)$751$706$222,786
146 ($1,457)$748$708$222,077
147 ($1,457)$746$711$221,367
148 ($1,457)$743$713$220,653
149 ($1,457)$741$716$219,938
150 ($1,457)$739$718$219,220
151 ($1,457)$736$720$218,499
152 ($1,457)$734$723$217,777
153 ($1,457)$731$725$217,051
154 ($1,457)$729$728$216,324
155 ($1,457)$726$730$215,594
156 ($1,457)$724$733$214,861
Year 14 - 157 ($1,457)$722$735$214,126
158 ($1,457)$719$737$213,389
159 ($1,457)$717$740$212,649
160 ($1,457)$714$742$211,906
161 ($1,457)$712$745$211,161
162 ($1,457)$709$747$210,414
163 ($1,457)$707$750$209,664
164 ($1,457)$704$752$208,911
165 ($1,457)$702$755$208,156
166 ($1,457)$699$758$207,399
167 ($1,457)$697$760$206,639
168 ($1,457)$694$763$205,876
Year 15 - 169 ($1,457)$691$765$205,111
170 ($1,457)$689$768$204,343
171 ($1,457)$686$770$203,573
172 ($1,457)$684$773$202,800
173 ($1,457)$681$776$202,024
174 ($1,457)$678$778$201,246
175 ($1,457)$676$781$200,465
176 ($1,457)$673$783$199,682
177 ($1,457)$671$786$198,896
178 ($1,457)$668$789$198,107
179 ($1,457)$665$791$197,316
180 ($1,457)$663$794$196,522
Year 16 - 181 ($1,457)$660$797$195,725
182 ($1,457)$657$799$194,926
183 ($1,457)$655$802$194,124
184 ($1,457)$652$805$193,319
185 ($1,457)$649$807$192,512
186 ($1,457)$647$810$191,702
187 ($1,457)$644$813$190,889
188 ($1,457)$641$816$190,074
189 ($1,457)$638$818$189,255
190 ($1,457)$636$821$188,434
191 ($1,457)$633$824$187,610
192 ($1,457)$630$827$186,784
Year 17 - 193 ($1,457)$627$829$185,955
194 ($1,457)$624$832$185,123
195 ($1,457)$622$835$184,288
196 ($1,457)$619$838$183,450
197 ($1,457)$616$841$182,609
198 ($1,457)$613$843$181,766
199 ($1,457)$610$846$180,920
200 ($1,457)$608$849$180,071
201 ($1,457)$605$852$179,219
202 ($1,457)$602$855$178,364
203 ($1,457)$599$858$177,507
204 ($1,457)$596$860$176,646
Year 18 - 205 ($1,457)$593$863$175,783
206 ($1,457)$590$866$174,917
207 ($1,457)$587$869$174,047
208 ($1,457)$585$872$173,175
209 ($1,457)$582$875$172,300
210 ($1,457)$579$878$171,422
211 ($1,457)$576$881$170,541
212 ($1,457)$573$884$169,657
213 ($1,457)$570$887$168,771
214 ($1,457)$567$890$167,881
215 ($1,457)$564$893$166,988
216 ($1,457)$561$896$166,092
Year 19 - 217 ($1,457)$558$899$165,193
218 ($1,457)$555$902$164,292
219 ($1,457)$552$905$163,387
220 ($1,457)$549$908$162,479
221 ($1,457)$546$911$161,568
222 ($1,457)$543$914$160,654
223 ($1,457)$540$917$159,737
224 ($1,457)$536$920$158,817
225 ($1,457)$533$923$157,893
226 ($1,457)$530$926$156,967
227 ($1,457)$527$929$156,038
228 ($1,457)$524$933$155,105
Year 20 - 229 ($1,457)$521$936$154,169
230 ($1,457)$518$939$153,230
231 ($1,457)$515$942$152,288
232 ($1,457)$511$945$151,343
233 ($1,457)$508$948$150,395
234 ($1,457)$505$952$149,443
235 ($1,457)$502$955$148,489
236 ($1,457)$499$958$147,531
237 ($1,457)$495$961$146,570
238 ($1,457)$492$964$145,605
239 ($1,457)$489$968$144,638
240 ($1,457)$486$971$143,667
Year 21 - 241 ($1,457)$482$974$142,693
242 ($1,457)$479$977$141,715
243 ($1,457)$476$981$140,735
244 ($1,457)$473$984$139,751
245 ($1,457)$469$987$138,763
246 ($1,457)$466$991$137,773
247 ($1,457)$463$994$136,779
248 ($1,457)$459$997$135,782
249 ($1,457)$456$1,001$134,781
250 ($1,457)$453$1,004$133,777
251 ($1,457)$449$1,007$132,770
252 ($1,457)$446$1,011$131,759
Year 22 - 253 ($1,457)$442$1,014$130,745
254 ($1,457)$439$1,018$129,727
255 ($1,457)$436$1,021$128,706
256 ($1,457)$432$1,024$127,682
257 ($1,457)$429$1,028$126,654
258 ($1,457)$425$1,031$125,623
259 ($1,457)$422$1,035$124,588
260 ($1,457)$418$1,038$123,550
261 ($1,457)$415$1,042$122,508
262 ($1,457)$411$1,045$121,463
263 ($1,457)$408$1,049$120,414
264 ($1,457)$404$1,052$119,362
Year 23 - 265 ($1,457)$401$1,056$118,306
266 ($1,457)$397$1,059$117,247
267 ($1,457)$394$1,063$116,184
268 ($1,457)$390$1,066$115,118
269 ($1,457)$387$1,070$114,048
270 ($1,457)$383$1,074$112,974
271 ($1,457)$379$1,077$111,897
272 ($1,457)$376$1,081$110,816
273 ($1,457)$372$1,084$109,732
274 ($1,457)$369$1,088$108,644
275 ($1,457)$365$1,092$107,552
276 ($1,457)$361$1,095$106,457
Year 24 - 277 ($1,457)$358$1,099$105,358
278 ($1,457)$354$1,103$104,255
279 ($1,457)$350$1,106$103,148
280 ($1,457)$346$1,110$102,038
281 ($1,457)$343$1,114$100,924
282 ($1,457)$339$1,118$99,806
283 ($1,457)$335$1,121$98,685
284 ($1,457)$331$1,125$97,560
285 ($1,457)$328$1,129$96,431
286 ($1,457)$324$1,133$95,298
287 ($1,457)$320$1,137$94,162
288 ($1,457)$316$1,140$93,021
Year 25 - 289 ($1,457)$312$1,144$91,877
290 ($1,457)$309$1,148$90,729
291 ($1,457)$305$1,152$89,577
292 ($1,457)$301$1,156$88,421
293 ($1,457)$297$1,160$87,262
294 ($1,457)$293$1,164$86,098
295 ($1,457)$289$1,167$84,931
296 ($1,457)$285$1,171$83,759
297 ($1,457)$281$1,175$82,584
298 ($1,457)$277$1,179$81,405
299 ($1,457)$273$1,183$80,221
300 ($1,457)$269$1,187$79,034
Year 26 - 301 ($1,457)$265$1,191$77,843
302 ($1,457)$261$1,195$76,648
303 ($1,457)$257$1,199$75,449
304 ($1,457)$253$1,203$74,245
305 ($1,457)$249$1,207$73,038
306 ($1,457)$245$1,211$71,827
307 ($1,457)$241$1,215$70,611
308 ($1,457)$237$1,219$69,392
309 ($1,457)$233$1,224$68,168
310 ($1,457)$229$1,228$66,941
311 ($1,457)$225$1,232$65,709
312 ($1,457)$221$1,236$64,473
Year 27 - 313 ($1,457)$217$1,240$63,233
314 ($1,457)$212$1,244$61,989
315 ($1,457)$208$1,248$60,740
316 ($1,457)$204$1,253$59,488
317 ($1,457)$200$1,257$58,231
318 ($1,457)$196$1,261$56,970
319 ($1,457)$191$1,265$55,704
320 ($1,457)$187$1,270$54,435
321 ($1,457)$183$1,274$53,161
322 ($1,457)$179$1,278$51,883
323 ($1,457)$174$1,282$50,601
324 ($1,457)$170$1,287$49,314
Year 28 - 325 ($1,457)$166$1,291$48,023
326 ($1,457)$161$1,295$46,728
327 ($1,457)$157$1,300$45,428
328 ($1,457)$153$1,304$44,124
329 ($1,457)$148$1,308$42,816
330 ($1,457)$144$1,313$41,503
331 ($1,457)$139$1,317$40,186
332 ($1,457)$135$1,322$38,864
333 ($1,457)$131$1,326$37,538
334 ($1,457)$126$1,331$36,207
335 ($1,457)$122$1,335$34,872
336 ($1,457)$117$1,339$33,533
Year 29 - 337 ($1,457)$113$1,344$32,189
338 ($1,457)$108$1,349$30,840
339 ($1,457)$104$1,353$29,487
340 ($1,457)$99$1,358$28,130
341 ($1,457)$94$1,362$26,768
342 ($1,457)$90$1,367$25,401
343 ($1,457)$85$1,371$24,030
344 ($1,457)$81$1,376$22,654
345 ($1,457)$76$1,381$21,273
346 ($1,457)$71$1,385$19,888
347 ($1,457)$67$1,390$18,498
348 ($1,457)$62$1,394$17,104
Year 30 - 349 ($1,457)$57$1,399$15,704
350 ($1,457)$53$1,404$14,301
351 ($1,457)$48$1,409$12,892
352 ($1,457)$43$1,413$11,479
353 ($1,457)$39$1,418$10,061
354 ($1,457)$34$1,423$8,638
355 ($1,457)$29$1,428$7,210
356 ($1,457)$24$1,432$5,778
357 ($1,457)$19$1,437$4,341
358 ($1,457)$15$1,442$2,899
359 ($1,457)$10$1,447$1,452
360 ($1,457)$5$1,452$0
TOTALS$220,378$304,000$524,378

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.