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Mortgage Payment Schedule for a $383,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($76,600) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,454 360 $217,034 $523,434

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $442 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.997% | Rate: 3.990% | Fees: $210 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.374% | Rate: 4.374% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $383,000
Down Payment $76,600$306,400
Year 1 - 1 ($1,454)$1,009$445$305,955
2 ($1,454)$1,007$447$305,508
3 ($1,454)$1,006$448$305,059
4 ($1,454)$1,004$450$304,610
5 ($1,454)$1,003$451$304,158
6 ($1,454)$1,001$453$303,705
7 ($1,454)$1,000$454$303,251
8 ($1,454)$998$456$302,795
9 ($1,454)$997$457$302,338
10 ($1,454)$995$459$301,879
11 ($1,454)$994$460$301,419
12 ($1,454)$992$462$300,957
Year 2 - 13 ($1,454)$991$463$300,494
14 ($1,454)$989$465$300,029
15 ($1,454)$988$466$299,563
16 ($1,454)$986$468$299,095
17 ($1,454)$985$469$298,625
18 ($1,454)$983$471$298,154
19 ($1,454)$981$473$297,682
20 ($1,454)$980$474$297,208
21 ($1,454)$978$476$296,732
22 ($1,454)$977$477$296,255
23 ($1,454)$975$479$295,776
24 ($1,454)$974$480$295,295
Year 3 - 25 ($1,454)$972$482$294,813
26 ($1,454)$970$484$294,330
27 ($1,454)$969$485$293,845
28 ($1,454)$967$487$293,358
29 ($1,454)$966$488$292,870
30 ($1,454)$964$490$292,380
31 ($1,454)$962$492$291,888
32 ($1,454)$961$493$291,395
33 ($1,454)$959$495$290,900
34 ($1,454)$958$496$290,404
35 ($1,454)$956$498$289,906
36 ($1,454)$954$500$289,406
Year 4 - 37 ($1,454)$953$501$288,905
38 ($1,454)$951$503$288,402
39 ($1,454)$949$505$287,897
40 ($1,454)$948$506$287,391
41 ($1,454)$946$508$286,883
42 ($1,454)$944$510$286,373
43 ($1,454)$943$511$285,862
44 ($1,454)$941$513$285,349
45 ($1,454)$939$515$284,834
46 ($1,454)$938$516$284,317
47 ($1,454)$936$518$283,799
48 ($1,454)$934$520$283,280
Year 5 - 49 ($1,454)$932$522$282,758
50 ($1,454)$931$523$282,235
51 ($1,454)$929$525$281,710
52 ($1,454)$927$527$281,183
53 ($1,454)$926$528$280,655
54 ($1,454)$924$530$280,125
55 ($1,454)$922$532$279,593
56 ($1,454)$920$534$279,059
57 ($1,454)$919$535$278,524
58 ($1,454)$917$537$277,986
59 ($1,454)$915$539$277,447
60 ($1,454)$913$541$276,907
Year 6 - 61 ($1,454)$911$542$276,364
62 ($1,454)$910$544$275,820
63 ($1,454)$908$546$275,274
64 ($1,454)$906$548$274,726
65 ($1,454)$904$550$274,176
66 ($1,454)$902$551$273,625
67 ($1,454)$901$553$273,072
68 ($1,454)$899$555$272,516
69 ($1,454)$897$557$271,960
70 ($1,454)$895$559$271,401
71 ($1,454)$893$561$270,840
72 ($1,454)$892$562$270,278
Year 7 - 73 ($1,454)$890$564$269,713
74 ($1,454)$888$566$269,147
75 ($1,454)$886$568$268,579
76 ($1,454)$884$570$268,009
77 ($1,454)$882$572$267,437
78 ($1,454)$880$574$266,864
79 ($1,454)$878$576$266,288
80 ($1,454)$877$577$265,711
81 ($1,454)$875$579$265,131
82 ($1,454)$873$581$264,550
83 ($1,454)$871$583$263,967
84 ($1,454)$869$585$263,382
Year 8 - 85 ($1,454)$867$587$262,795
86 ($1,454)$865$589$262,206
87 ($1,454)$863$591$261,615
88 ($1,454)$861$593$261,022
89 ($1,454)$859$595$260,427
90 ($1,454)$857$597$259,831
91 ($1,454)$855$599$259,232
92 ($1,454)$853$601$258,631
93 ($1,454)$851$603$258,029
94 ($1,454)$849$605$257,424
95 ($1,454)$847$607$256,817
96 ($1,454)$845$609$256,209
Year 9 - 97 ($1,454)$843$611$255,598
98 ($1,454)$841$613$254,985
99 ($1,454)$839$615$254,371
100 ($1,454)$837$617$253,754
101 ($1,454)$835$619$253,135
102 ($1,454)$833$621$252,515
103 ($1,454)$831$623$251,892
104 ($1,454)$829$625$251,267
105 ($1,454)$827$627$250,640
106 ($1,454)$825$629$250,011
107 ($1,454)$823$631$249,380
108 ($1,454)$821$633$248,747
Year 10 - 109 ($1,454)$819$635$248,112
110 ($1,454)$817$637$247,475
111 ($1,454)$815$639$246,835
112 ($1,454)$812$641$246,194
113 ($1,454)$810$644$245,550
114 ($1,454)$808$646$244,904
115 ($1,454)$806$648$244,257
116 ($1,454)$804$650$243,607
117 ($1,454)$802$652$242,955
118 ($1,454)$800$654$242,300
119 ($1,454)$798$656$241,644
120 ($1,454)$795$659$240,985
Year 11 - 121 ($1,454)$793$661$240,325
122 ($1,454)$791$663$239,662
123 ($1,454)$789$665$238,997
124 ($1,454)$787$667$238,329
125 ($1,454)$785$669$237,660
126 ($1,454)$782$672$236,988
127 ($1,454)$780$674$236,314
128 ($1,454)$778$676$235,638
129 ($1,454)$776$678$234,960
130 ($1,454)$773$681$234,279
131 ($1,454)$771$683$233,596
132 ($1,454)$769$685$232,911
Year 12 - 133 ($1,454)$767$687$232,224
134 ($1,454)$764$690$231,534
135 ($1,454)$762$692$230,843
136 ($1,454)$760$694$230,148
137 ($1,454)$758$696$229,452
138 ($1,454)$755$699$228,753
139 ($1,454)$753$701$228,052
140 ($1,454)$751$703$227,349
141 ($1,454)$748$706$226,643
142 ($1,454)$746$708$225,935
143 ($1,454)$744$710$225,225
144 ($1,454)$741$713$224,513
Year 13 - 145 ($1,454)$739$715$223,798
146 ($1,454)$737$717$223,080
147 ($1,454)$734$720$222,361
148 ($1,454)$732$722$221,639
149 ($1,454)$730$724$220,914
150 ($1,454)$727$727$220,187
151 ($1,454)$725$729$219,458
152 ($1,454)$722$732$218,727
153 ($1,454)$720$734$217,992
154 ($1,454)$718$736$217,256
155 ($1,454)$715$739$216,517
156 ($1,454)$713$741$215,776
Year 14 - 157 ($1,454)$710$744$215,032
158 ($1,454)$708$746$214,286
159 ($1,454)$705$749$213,537
160 ($1,454)$703$751$212,786
161 ($1,454)$700$754$212,033
162 ($1,454)$698$756$211,277
163 ($1,454)$695$759$210,518
164 ($1,454)$693$761$209,757
165 ($1,454)$690$764$208,994
166 ($1,454)$688$766$208,228
167 ($1,454)$685$769$207,459
168 ($1,454)$683$771$206,688
Year 15 - 169 ($1,454)$680$774$205,914
170 ($1,454)$678$776$205,138
171 ($1,454)$675$779$204,359
172 ($1,454)$673$781$203,578
173 ($1,454)$670$784$202,794
174 ($1,454)$668$786$202,008
175 ($1,454)$665$789$201,219
176 ($1,454)$662$792$200,427
177 ($1,454)$660$794$199,633
178 ($1,454)$657$797$198,836
179 ($1,454)$655$799$198,037
180 ($1,454)$652$802$197,234
Year 16 - 181 ($1,454)$649$805$196,430
182 ($1,454)$647$807$195,622
183 ($1,454)$644$810$194,812
184 ($1,454)$641$813$193,999
185 ($1,454)$639$815$193,184
186 ($1,454)$636$818$192,366
187 ($1,454)$633$821$191,545
188 ($1,454)$631$823$190,722
189 ($1,454)$628$826$189,896
190 ($1,454)$625$829$189,067
191 ($1,454)$622$832$188,235
192 ($1,454)$620$834$187,401
Year 17 - 193 ($1,454)$617$837$186,563
194 ($1,454)$614$840$185,724
195 ($1,454)$611$843$184,881
196 ($1,454)$609$845$184,036
197 ($1,454)$606$848$183,187
198 ($1,454)$603$851$182,336
199 ($1,454)$600$854$181,483
200 ($1,454)$597$857$180,626
201 ($1,454)$595$859$179,767
202 ($1,454)$592$862$178,904
203 ($1,454)$589$865$178,039
204 ($1,454)$586$868$177,171
Year 18 - 205 ($1,454)$583$871$176,300
206 ($1,454)$580$874$175,427
207 ($1,454)$577$877$174,550
208 ($1,454)$575$879$173,671
209 ($1,454)$572$882$172,789
210 ($1,454)$569$885$171,903
211 ($1,454)$566$888$171,015
212 ($1,454)$563$891$170,124
213 ($1,454)$560$894$169,230
214 ($1,454)$557$897$168,333
215 ($1,454)$554$900$167,433
216 ($1,454)$551$903$166,530
Year 19 - 217 ($1,454)$548$906$165,625
218 ($1,454)$545$909$164,716
219 ($1,454)$542$912$163,804
220 ($1,454)$539$915$162,889
221 ($1,454)$536$918$161,971
222 ($1,454)$533$921$161,051
223 ($1,454)$530$924$160,127
224 ($1,454)$527$927$159,200
225 ($1,454)$524$930$158,270
226 ($1,454)$521$933$157,337
227 ($1,454)$518$936$156,401
228 ($1,454)$515$939$155,462
Year 20 - 229 ($1,454)$512$942$154,519
230 ($1,454)$509$945$153,574
231 ($1,454)$506$948$152,626
232 ($1,454)$502$952$151,674
233 ($1,454)$499$955$150,719
234 ($1,454)$496$958$149,761
235 ($1,454)$493$961$148,800
236 ($1,454)$490$964$147,836
237 ($1,454)$487$967$146,869
238 ($1,454)$483$971$145,898
239 ($1,454)$480$974$144,925
240 ($1,454)$477$977$143,948
Year 21 - 241 ($1,454)$474$980$142,968
242 ($1,454)$471$983$141,984
243 ($1,454)$467$987$140,998
244 ($1,454)$464$990$140,008
245 ($1,454)$461$993$139,015
246 ($1,454)$458$996$138,018
247 ($1,454)$454$1,000$137,018
248 ($1,454)$451$1,003$136,016
249 ($1,454)$448$1,006$135,009
250 ($1,454)$444$1,010$134,000
251 ($1,454)$441$1,013$132,987
252 ($1,454)$438$1,016$131,971
Year 22 - 253 ($1,454)$434$1,020$130,951
254 ($1,454)$431$1,023$129,928
255 ($1,454)$428$1,026$128,902
256 ($1,454)$424$1,030$127,872
257 ($1,454)$421$1,033$126,839
258 ($1,454)$418$1,036$125,802
259 ($1,454)$414$1,040$124,763
260 ($1,454)$411$1,043$123,719
261 ($1,454)$407$1,047$122,673
262 ($1,454)$404$1,050$121,622
263 ($1,454)$400$1,054$120,569
264 ($1,454)$397$1,057$119,512
Year 23 - 265 ($1,454)$393$1,061$118,451
266 ($1,454)$390$1,064$117,387
267 ($1,454)$386$1,068$116,319
268 ($1,454)$383$1,071$115,248
269 ($1,454)$379$1,075$114,174
270 ($1,454)$376$1,078$113,095
271 ($1,454)$372$1,082$112,014
272 ($1,454)$369$1,085$110,929
273 ($1,454)$365$1,089$109,840
274 ($1,454)$362$1,092$108,747
275 ($1,454)$358$1,096$107,651
276 ($1,454)$354$1,100$106,552
Year 24 - 277 ($1,454)$351$1,103$105,448
278 ($1,454)$347$1,107$104,341
279 ($1,454)$343$1,111$103,231
280 ($1,454)$340$1,114$102,117
281 ($1,454)$336$1,118$100,999
282 ($1,454)$332$1,122$99,877
283 ($1,454)$329$1,125$98,752
284 ($1,454)$325$1,129$97,623
285 ($1,454)$321$1,133$96,491
286 ($1,454)$318$1,136$95,354
287 ($1,454)$314$1,140$94,214
288 ($1,454)$310$1,144$93,070
Year 25 - 289 ($1,454)$306$1,148$91,923
290 ($1,454)$303$1,151$90,771
291 ($1,454)$299$1,155$89,616
292 ($1,454)$295$1,159$88,457
293 ($1,454)$291$1,163$87,294
294 ($1,454)$287$1,167$86,128
295 ($1,454)$284$1,170$84,957
296 ($1,454)$280$1,174$83,783
297 ($1,454)$276$1,178$82,605
298 ($1,454)$272$1,182$81,423
299 ($1,454)$268$1,186$80,237
300 ($1,454)$264$1,190$79,047
Year 26 - 301 ($1,454)$260$1,194$77,853
302 ($1,454)$256$1,198$76,655
303 ($1,454)$252$1,202$75,454
304 ($1,454)$248$1,206$74,248
305 ($1,454)$244$1,210$73,038
306 ($1,454)$240$1,214$71,825
307 ($1,454)$236$1,218$70,607
308 ($1,454)$232$1,222$69,386
309 ($1,454)$228$1,226$68,160
310 ($1,454)$224$1,230$66,930
311 ($1,454)$220$1,234$65,697
312 ($1,454)$216$1,238$64,459
Year 27 - 313 ($1,454)$212$1,242$63,217
314 ($1,454)$208$1,246$61,971
315 ($1,454)$204$1,250$60,721
316 ($1,454)$200$1,254$59,467
317 ($1,454)$196$1,258$58,209
318 ($1,454)$192$1,262$56,947
319 ($1,454)$187$1,267$55,680
320 ($1,454)$183$1,271$54,409
321 ($1,454)$179$1,275$53,134
322 ($1,454)$175$1,279$51,855
323 ($1,454)$171$1,283$50,572
324 ($1,454)$166$1,288$49,285
Year 28 - 325 ($1,454)$162$1,292$47,993
326 ($1,454)$158$1,296$46,697
327 ($1,454)$154$1,300$45,397
328 ($1,454)$149$1,305$44,092
329 ($1,454)$145$1,309$42,783
330 ($1,454)$141$1,313$41,470
331 ($1,454)$137$1,317$40,153
332 ($1,454)$132$1,322$38,831
333 ($1,454)$128$1,326$37,505
334 ($1,454)$123$1,331$36,174
335 ($1,454)$119$1,335$34,839
336 ($1,454)$115$1,339$33,500
Year 29 - 337 ($1,454)$110$1,344$32,156
338 ($1,454)$106$1,348$30,808
339 ($1,454)$101$1,353$29,455
340 ($1,454)$97$1,357$28,098
341 ($1,454)$92$1,361$26,737
342 ($1,454)$88$1,366$25,371
343 ($1,454)$84$1,370$24,000
344 ($1,454)$79$1,375$22,625
345 ($1,454)$74$1,380$21,246
346 ($1,454)$70$1,384$19,862
347 ($1,454)$65$1,389$18,473
348 ($1,454)$61$1,393$17,080
Year 30 - 349 ($1,454)$56$1,398$15,682
350 ($1,454)$52$1,402$14,280
351 ($1,454)$47$1,407$12,873
352 ($1,454)$42$1,412$11,461
353 ($1,454)$38$1,416$10,045
354 ($1,454)$33$1,421$8,624
355 ($1,454)$28$1,426$7,199
356 ($1,454)$24$1,430$5,768
357 ($1,454)$19$1,435$4,333
358 ($1,454)$14$1,440$2,894
359 ($1,454)$10$1,444$1,449
360 ($1,454)$5$1,449$0
TOTALS$217,034$306,400$523,434

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.