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Mortgage Payment Schedule for a $388,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of June 22, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($77,600) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.17% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,464 360 $216,661 $527,061

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $388,000
Down Payment $77,600$310,400
Year 1 - 1 ($1,464)$1,009$455$309,945
2 ($1,464)$1,007$457$309,488
3 ($1,464)$1,006$458$309,030
4 ($1,464)$1,004$460$308,570
5 ($1,464)$1,003$461$308,109
6 ($1,464)$1,001$463$307,646
7 ($1,464)$1,000$464$307,182
8 ($1,464)$998$466$306,716
9 ($1,464)$997$467$306,249
10 ($1,464)$995$469$305,780
11 ($1,464)$994$470$305,310
12 ($1,464)$992$472$304,838
Year 2 - 13 ($1,464)$991$473$304,365
14 ($1,464)$989$475$303,890
15 ($1,464)$988$476$303,414
16 ($1,464)$986$478$302,936
17 ($1,464)$985$480$302,456
18 ($1,464)$983$481$301,975
19 ($1,464)$981$483$301,492
20 ($1,464)$980$484$301,008
21 ($1,464)$978$486$300,522
22 ($1,464)$977$487$300,035
23 ($1,464)$975$489$299,546
24 ($1,464)$974$491$299,056
Year 3 - 25 ($1,464)$972$492$298,563
26 ($1,464)$970$494$298,070
27 ($1,464)$969$495$297,574
28 ($1,464)$967$497$297,077
29 ($1,464)$966$499$296,579
30 ($1,464)$964$500$296,079
31 ($1,464)$962$502$295,577
32 ($1,464)$961$503$295,073
33 ($1,464)$959$505$294,568
34 ($1,464)$957$507$294,062
35 ($1,464)$956$508$293,553
36 ($1,464)$954$510$293,043
Year 4 - 37 ($1,464)$952$512$292,532
38 ($1,464)$951$513$292,018
39 ($1,464)$949$515$291,503
40 ($1,464)$947$517$290,987
41 ($1,464)$946$518$290,468
42 ($1,464)$944$520$289,948
43 ($1,464)$942$522$289,427
44 ($1,464)$941$523$288,903
45 ($1,464)$939$525$288,378
46 ($1,464)$937$527$287,851
47 ($1,464)$936$529$287,323
48 ($1,464)$934$530$286,792
Year 5 - 49 ($1,464)$932$532$286,260
50 ($1,464)$930$534$285,727
51 ($1,464)$929$535$285,191
52 ($1,464)$927$537$284,654
53 ($1,464)$925$539$284,115
54 ($1,464)$923$541$283,574
55 ($1,464)$922$542$283,032
56 ($1,464)$920$544$282,488
57 ($1,464)$918$546$281,942
58 ($1,464)$916$548$281,394
59 ($1,464)$915$550$280,844
60 ($1,464)$913$551$280,293
Year 6 - 61 ($1,464)$911$553$279,740
62 ($1,464)$909$555$279,185
63 ($1,464)$907$557$278,628
64 ($1,464)$906$559$278,070
65 ($1,464)$904$560$277,510
66 ($1,464)$902$562$276,947
67 ($1,464)$900$564$276,383
68 ($1,464)$898$566$275,818
69 ($1,464)$896$568$275,250
70 ($1,464)$895$569$274,681
71 ($1,464)$893$571$274,109
72 ($1,464)$891$573$273,536
Year 7 - 73 ($1,464)$889$575$272,961
74 ($1,464)$887$577$272,384
75 ($1,464)$885$579$271,805
76 ($1,464)$883$581$271,224
77 ($1,464)$881$583$270,642
78 ($1,464)$880$584$270,057
79 ($1,464)$878$586$269,471
80 ($1,464)$876$588$268,883
81 ($1,464)$874$590$268,293
82 ($1,464)$872$592$267,700
83 ($1,464)$870$594$267,106
84 ($1,464)$868$596$266,510
Year 8 - 85 ($1,464)$866$598$265,913
86 ($1,464)$864$600$265,313
87 ($1,464)$862$602$264,711
88 ($1,464)$860$604$264,107
89 ($1,464)$858$606$263,502
90 ($1,464)$856$608$262,894
91 ($1,464)$854$610$262,284
92 ($1,464)$852$612$261,673
93 ($1,464)$850$614$261,059
94 ($1,464)$848$616$260,443
95 ($1,464)$846$618$259,826
96 ($1,464)$844$620$259,206
Year 9 - 97 ($1,464)$842$622$258,584
98 ($1,464)$840$624$257,961
99 ($1,464)$838$626$257,335
100 ($1,464)$836$628$256,707
101 ($1,464)$834$630$256,078
102 ($1,464)$832$632$255,446
103 ($1,464)$830$634$254,812
104 ($1,464)$828$636$254,176
105 ($1,464)$826$638$253,538
106 ($1,464)$824$640$252,898
107 ($1,464)$822$642$252,256
108 ($1,464)$820$644$251,612
Year 10 - 109 ($1,464)$818$646$250,965
110 ($1,464)$816$648$250,317
111 ($1,464)$814$651$249,666
112 ($1,464)$811$653$249,014
113 ($1,464)$809$655$248,359
114 ($1,464)$807$657$247,702
115 ($1,464)$805$659$247,043
116 ($1,464)$803$661$246,382
117 ($1,464)$801$663$245,719
118 ($1,464)$799$665$245,053
119 ($1,464)$796$668$244,385
120 ($1,464)$794$670$243,716
Year 11 - 121 ($1,464)$792$672$243,044
122 ($1,464)$790$674$242,369
123 ($1,464)$788$676$241,693
124 ($1,464)$786$679$241,015
125 ($1,464)$783$681$240,334
126 ($1,464)$781$683$239,651
127 ($1,464)$779$685$238,966
128 ($1,464)$777$687$238,278
129 ($1,464)$774$690$237,589
130 ($1,464)$772$692$236,897
131 ($1,464)$770$694$236,203
132 ($1,464)$768$696$235,506
Year 12 - 133 ($1,464)$765$699$234,807
134 ($1,464)$763$701$234,107
135 ($1,464)$761$703$233,403
136 ($1,464)$759$705$232,698
137 ($1,464)$756$708$231,990
138 ($1,464)$754$710$231,280
139 ($1,464)$752$712$230,568
140 ($1,464)$749$715$229,853
141 ($1,464)$747$717$229,136
142 ($1,464)$745$719$228,416
143 ($1,464)$742$722$227,695
144 ($1,464)$740$724$226,971
Year 13 - 145 ($1,464)$738$726$226,244
146 ($1,464)$735$729$225,515
147 ($1,464)$733$731$224,784
148 ($1,464)$731$734$224,051
149 ($1,464)$728$736$223,315
150 ($1,464)$726$738$222,577
151 ($1,464)$723$741$221,836
152 ($1,464)$721$743$221,093
153 ($1,464)$719$746$220,347
154 ($1,464)$716$748$219,599
155 ($1,464)$714$750$218,849
156 ($1,464)$711$753$218,096
Year 14 - 157 ($1,464)$709$755$217,341
158 ($1,464)$706$758$216,583
159 ($1,464)$704$760$215,823
160 ($1,464)$701$763$215,061
161 ($1,464)$699$765$214,295
162 ($1,464)$696$768$213,528
163 ($1,464)$694$770$212,758
164 ($1,464)$691$773$211,985
165 ($1,464)$689$775$211,210
166 ($1,464)$686$778$210,432
167 ($1,464)$684$780$209,652
168 ($1,464)$681$783$208,870
Year 15 - 169 ($1,464)$679$785$208,084
170 ($1,464)$676$788$207,297
171 ($1,464)$674$790$206,506
172 ($1,464)$671$793$205,713
173 ($1,464)$669$795$204,918
174 ($1,464)$666$798$204,120
175 ($1,464)$663$801$203,319
176 ($1,464)$661$803$202,516
177 ($1,464)$658$806$201,710
178 ($1,464)$656$809$200,901
179 ($1,464)$653$811$200,090
180 ($1,464)$650$814$199,277
Year 16 - 181 ($1,464)$648$816$198,460
182 ($1,464)$645$819$197,641
183 ($1,464)$642$822$196,819
184 ($1,464)$640$824$195,995
185 ($1,464)$637$827$195,168
186 ($1,464)$634$830$194,338
187 ($1,464)$632$832$193,506
188 ($1,464)$629$835$192,670
189 ($1,464)$626$838$191,833
190 ($1,464)$623$841$190,992
191 ($1,464)$621$843$190,149
192 ($1,464)$618$846$189,303
Year 17 - 193 ($1,464)$615$849$188,454
194 ($1,464)$612$852$187,602
195 ($1,464)$610$854$186,748
196 ($1,464)$607$857$185,891
197 ($1,464)$604$860$185,031
198 ($1,464)$601$863$184,168
199 ($1,464)$599$866$183,303
200 ($1,464)$596$868$182,434
201 ($1,464)$593$871$181,563
202 ($1,464)$590$874$180,689
203 ($1,464)$587$877$179,812
204 ($1,464)$584$880$178,933
Year 18 - 205 ($1,464)$582$883$178,050
206 ($1,464)$579$885$177,165
207 ($1,464)$576$888$176,276
208 ($1,464)$573$891$175,385
209 ($1,464)$570$894$174,491
210 ($1,464)$567$897$173,594
211 ($1,464)$564$900$172,694
212 ($1,464)$561$903$171,792
213 ($1,464)$558$906$170,886
214 ($1,464)$555$909$169,977
215 ($1,464)$552$912$169,066
216 ($1,464)$549$915$168,151
Year 19 - 217 ($1,464)$546$918$167,233
218 ($1,464)$544$921$166,313
219 ($1,464)$541$924$165,389
220 ($1,464)$538$927$164,463
221 ($1,464)$535$930$163,533
222 ($1,464)$531$933$162,601
223 ($1,464)$528$936$161,665
224 ($1,464)$525$939$160,726
225 ($1,464)$522$942$159,785
226 ($1,464)$519$945$158,840
227 ($1,464)$516$948$157,892
228 ($1,464)$513$951$156,941
Year 20 - 229 ($1,464)$510$954$155,987
230 ($1,464)$507$957$155,030
231 ($1,464)$504$960$154,070
232 ($1,464)$501$963$153,107
233 ($1,464)$498$966$152,140
234 ($1,464)$494$970$151,170
235 ($1,464)$491$973$150,198
236 ($1,464)$488$976$149,222
237 ($1,464)$485$979$148,243
238 ($1,464)$482$982$147,260
239 ($1,464)$479$985$146,275
240 ($1,464)$475$989$145,286
Year 21 - 241 ($1,464)$472$992$144,294
242 ($1,464)$469$995$143,299
243 ($1,464)$466$998$142,301
244 ($1,464)$462$1,002$141,299
245 ($1,464)$459$1,005$140,295
246 ($1,464)$456$1,008$139,286
247 ($1,464)$453$1,011$138,275
248 ($1,464)$449$1,015$137,260
249 ($1,464)$446$1,018$136,242
250 ($1,464)$443$1,021$135,221
251 ($1,464)$439$1,025$134,197
252 ($1,464)$436$1,028$133,169
Year 22 - 253 ($1,464)$433$1,031$132,137
254 ($1,464)$429$1,035$131,103
255 ($1,464)$426$1,038$130,065
256 ($1,464)$423$1,041$129,023
257 ($1,464)$419$1,045$127,979
258 ($1,464)$416$1,048$126,931
259 ($1,464)$413$1,052$125,879
260 ($1,464)$409$1,055$124,824
261 ($1,464)$406$1,058$123,766
262 ($1,464)$402$1,062$122,704
263 ($1,464)$399$1,065$121,639
264 ($1,464)$395$1,069$120,570
Year 23 - 265 ($1,464)$392$1,072$119,498
266 ($1,464)$388$1,076$118,422
267 ($1,464)$385$1,079$117,343
268 ($1,464)$381$1,083$116,260
269 ($1,464)$378$1,086$115,174
270 ($1,464)$374$1,090$114,084
271 ($1,464)$371$1,093$112,991
272 ($1,464)$367$1,097$111,894
273 ($1,464)$364$1,100$110,794
274 ($1,464)$360$1,104$109,690
275 ($1,464)$356$1,108$108,582
276 ($1,464)$353$1,111$107,471
Year 24 - 277 ($1,464)$349$1,115$106,356
278 ($1,464)$346$1,118$105,238
279 ($1,464)$342$1,122$104,116
280 ($1,464)$338$1,126$102,990
281 ($1,464)$335$1,129$101,861
282 ($1,464)$331$1,133$100,728
283 ($1,464)$327$1,137$99,591
284 ($1,464)$324$1,140$98,451
285 ($1,464)$320$1,144$97,307
286 ($1,464)$316$1,148$96,159
287 ($1,464)$313$1,152$95,007
288 ($1,464)$309$1,155$93,852
Year 25 - 289 ($1,464)$305$1,159$92,693
290 ($1,464)$301$1,163$91,530
291 ($1,464)$297$1,167$90,363
292 ($1,464)$294$1,170$89,193
293 ($1,464)$290$1,174$88,019
294 ($1,464)$286$1,178$86,841
295 ($1,464)$282$1,182$85,659
296 ($1,464)$278$1,186$84,473
297 ($1,464)$275$1,190$83,284
298 ($1,464)$271$1,193$82,091
299 ($1,464)$267$1,197$80,893
300 ($1,464)$263$1,201$79,692
Year 26 - 301 ($1,464)$259$1,205$78,487
302 ($1,464)$255$1,209$77,278
303 ($1,464)$251$1,213$76,065
304 ($1,464)$247$1,217$74,848
305 ($1,464)$243$1,221$73,628
306 ($1,464)$239$1,225$72,403
307 ($1,464)$235$1,229$71,174
308 ($1,464)$231$1,233$69,941
309 ($1,464)$227$1,237$68,705
310 ($1,464)$223$1,241$67,464
311 ($1,464)$219$1,245$66,219
312 ($1,464)$215$1,249$64,970
Year 27 - 313 ($1,464)$211$1,253$63,717
314 ($1,464)$207$1,257$62,460
315 ($1,464)$203$1,261$61,199
316 ($1,464)$199$1,265$59,934
317 ($1,464)$195$1,269$58,665
318 ($1,464)$191$1,273$57,391
319 ($1,464)$187$1,278$56,114
320 ($1,464)$182$1,282$54,832
321 ($1,464)$178$1,286$53,546
322 ($1,464)$174$1,290$52,256
323 ($1,464)$170$1,294$50,962
324 ($1,464)$166$1,298$49,664
Year 28 - 325 ($1,464)$161$1,303$48,361
326 ($1,464)$157$1,307$47,054
327 ($1,464)$153$1,311$45,743
328 ($1,464)$149$1,315$44,428
329 ($1,464)$144$1,320$43,108
330 ($1,464)$140$1,324$41,784
331 ($1,464)$136$1,328$40,456
332 ($1,464)$131$1,333$39,123
333 ($1,464)$127$1,337$37,786
334 ($1,464)$123$1,341$36,445
335 ($1,464)$118$1,346$35,099
336 ($1,464)$114$1,350$33,749
Year 29 - 337 ($1,464)$110$1,354$32,395
338 ($1,464)$105$1,359$31,036
339 ($1,464)$101$1,363$29,673
340 ($1,464)$96$1,368$28,305
341 ($1,464)$92$1,372$26,933
342 ($1,464)$88$1,377$25,557
343 ($1,464)$83$1,381$24,176
344 ($1,464)$79$1,385$22,790
345 ($1,464)$74$1,390$21,400
346 ($1,464)$70$1,395$20,006
347 ($1,464)$65$1,399$18,607
348 ($1,464)$60$1,404$17,203
Year 30 - 349 ($1,464)$56$1,408$15,795
350 ($1,464)$51$1,413$14,382
351 ($1,464)$47$1,417$12,965
352 ($1,464)$42$1,422$11,543
353 ($1,464)$38$1,427$10,116
354 ($1,464)$33$1,431$8,685
355 ($1,464)$28$1,436$7,249
356 ($1,464)$24$1,440$5,809
357 ($1,464)$19$1,445$4,364
358 ($1,464)$14$1,450$2,914
359 ($1,464)$9$1,455$1,459
360 ($1,464)$5$1,459$0
TOTALS$216,661$310,400$527,061

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.