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Mortgage Payment Schedule for a $388,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($77,600) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,461 360 $215,381 $525,781

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.762% | Rate: 3.750% | Fees: $353 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $388,000
Down Payment $77,600$310,400
Year 1 - 1 ($1,461)$1,004$457$309,943
2 ($1,461)$1,002$458$309,485
3 ($1,461)$1,001$460$309,025
4 ($1,461)$999$461$308,564
5 ($1,461)$998$463$308,101
6 ($1,461)$996$464$307,636
7 ($1,461)$995$466$307,171
8 ($1,461)$993$467$306,703
9 ($1,461)$992$469$306,235
10 ($1,461)$990$470$305,764
11 ($1,461)$989$472$305,292
12 ($1,461)$987$473$304,819
Year 2 - 13 ($1,461)$986$475$304,344
14 ($1,461)$984$476$303,868
15 ($1,461)$983$478$303,390
16 ($1,461)$981$480$302,910
17 ($1,461)$979$481$302,429
18 ($1,461)$978$483$301,946
19 ($1,461)$976$484$301,462
20 ($1,461)$975$486$300,976
21 ($1,461)$973$487$300,489
22 ($1,461)$972$489$300,000
23 ($1,461)$970$491$299,509
24 ($1,461)$968$492$299,017
Year 3 - 25 ($1,461)$967$494$298,524
26 ($1,461)$965$495$298,028
27 ($1,461)$964$497$297,532
28 ($1,461)$962$498$297,033
29 ($1,461)$960$500$296,533
30 ($1,461)$959$502$296,031
31 ($1,461)$957$503$295,528
32 ($1,461)$956$505$295,023
33 ($1,461)$954$507$294,516
34 ($1,461)$952$508$294,008
35 ($1,461)$951$510$293,498
36 ($1,461)$949$512$292,987
Year 4 - 37 ($1,461)$947$513$292,474
38 ($1,461)$946$515$291,959
39 ($1,461)$944$517$291,442
40 ($1,461)$942$518$290,924
41 ($1,461)$941$520$290,404
42 ($1,461)$939$522$289,883
43 ($1,461)$937$523$289,359
44 ($1,461)$936$525$288,835
45 ($1,461)$934$527$288,308
46 ($1,461)$932$528$287,780
47 ($1,461)$930$530$287,250
48 ($1,461)$929$532$286,718
Year 5 - 49 ($1,461)$927$533$286,184
50 ($1,461)$925$535$285,649
51 ($1,461)$924$537$285,112
52 ($1,461)$922$539$284,574
53 ($1,461)$920$540$284,033
54 ($1,461)$918$542$283,491
55 ($1,461)$917$544$282,947
56 ($1,461)$915$546$282,402
57 ($1,461)$913$547$281,854
58 ($1,461)$911$549$281,305
59 ($1,461)$910$551$280,754
60 ($1,461)$908$553$280,201
Year 6 - 61 ($1,461)$906$555$279,647
62 ($1,461)$904$556$279,091
63 ($1,461)$902$558$278,532
64 ($1,461)$901$560$277,973
65 ($1,461)$899$562$277,411
66 ($1,461)$897$564$276,847
67 ($1,461)$895$565$276,282
68 ($1,461)$893$567$275,715
69 ($1,461)$891$569$275,146
70 ($1,461)$890$571$274,575
71 ($1,461)$888$573$274,002
72 ($1,461)$886$575$273,428
Year 7 - 73 ($1,461)$884$576$272,851
74 ($1,461)$882$578$272,273
75 ($1,461)$880$580$271,693
76 ($1,461)$878$582$271,111
77 ($1,461)$877$584$270,527
78 ($1,461)$875$586$269,941
79 ($1,461)$873$588$269,353
80 ($1,461)$871$590$268,764
81 ($1,461)$869$592$268,172
82 ($1,461)$867$593$267,579
83 ($1,461)$865$595$266,983
84 ($1,461)$863$597$266,386
Year 8 - 85 ($1,461)$861$599$265,787
86 ($1,461)$859$601$265,186
87 ($1,461)$857$603$264,583
88 ($1,461)$855$605$263,978
89 ($1,461)$854$607$263,371
90 ($1,461)$852$609$262,762
91 ($1,461)$850$611$262,151
92 ($1,461)$848$613$261,538
93 ($1,461)$846$615$260,923
94 ($1,461)$844$617$260,306
95 ($1,461)$842$619$259,687
96 ($1,461)$840$621$259,067
Year 9 - 97 ($1,461)$838$623$258,444
98 ($1,461)$836$625$257,819
99 ($1,461)$834$627$257,192
100 ($1,461)$832$629$256,563
101 ($1,461)$830$631$255,932
102 ($1,461)$828$633$255,299
103 ($1,461)$825$635$254,664
104 ($1,461)$823$637$254,027
105 ($1,461)$821$639$253,388
106 ($1,461)$819$641$252,747
107 ($1,461)$817$643$252,103
108 ($1,461)$815$645$251,458
Year 10 - 109 ($1,461)$813$647$250,811
110 ($1,461)$811$650$250,161
111 ($1,461)$809$652$249,509
112 ($1,461)$807$654$248,856
113 ($1,461)$805$656$248,200
114 ($1,461)$803$658$247,542
115 ($1,461)$800$660$246,882
116 ($1,461)$798$662$246,219
117 ($1,461)$796$664$245,555
118 ($1,461)$794$667$244,888
119 ($1,461)$792$669$244,220
120 ($1,461)$790$671$243,549
Year 11 - 121 ($1,461)$787$673$242,876
122 ($1,461)$785$675$242,201
123 ($1,461)$783$677$241,523
124 ($1,461)$781$680$240,844
125 ($1,461)$779$682$240,162
126 ($1,461)$777$684$239,478
127 ($1,461)$774$686$238,792
128 ($1,461)$772$688$238,103
129 ($1,461)$770$691$237,413
130 ($1,461)$768$693$236,720
131 ($1,461)$765$695$236,025
132 ($1,461)$763$697$235,327
Year 12 - 133 ($1,461)$761$700$234,628
134 ($1,461)$759$702$233,926
135 ($1,461)$756$704$233,222
136 ($1,461)$754$706$232,515
137 ($1,461)$752$709$231,807
138 ($1,461)$750$711$231,096
139 ($1,461)$747$713$230,382
140 ($1,461)$745$716$229,667
141 ($1,461)$743$718$228,949
142 ($1,461)$740$720$228,229
143 ($1,461)$738$723$227,506
144 ($1,461)$736$725$226,781
Year 13 - 145 ($1,461)$733$727$226,054
146 ($1,461)$731$730$225,324
147 ($1,461)$729$732$224,592
148 ($1,461)$726$734$223,858
149 ($1,461)$724$737$223,121
150 ($1,461)$721$739$222,382
151 ($1,461)$719$741$221,641
152 ($1,461)$717$744$220,897
153 ($1,461)$714$746$220,151
154 ($1,461)$712$749$219,402
155 ($1,461)$709$751$218,651
156 ($1,461)$707$754$217,897
Year 14 - 157 ($1,461)$705$756$217,141
158 ($1,461)$702$758$216,383
159 ($1,461)$700$761$215,622
160 ($1,461)$697$763$214,859
161 ($1,461)$695$766$214,093
162 ($1,461)$692$768$213,325
163 ($1,461)$690$771$212,554
164 ($1,461)$687$773$211,781
165 ($1,461)$685$776$211,005
166 ($1,461)$682$778$210,227
167 ($1,461)$680$781$209,446
168 ($1,461)$677$783$208,663
Year 15 - 169 ($1,461)$675$786$207,877
170 ($1,461)$672$788$207,088
171 ($1,461)$670$791$206,297
172 ($1,461)$667$793$205,504
173 ($1,461)$664$796$204,708
174 ($1,461)$662$799$203,909
175 ($1,461)$659$801$203,108
176 ($1,461)$657$804$202,304
177 ($1,461)$654$806$201,498
178 ($1,461)$652$809$200,689
179 ($1,461)$649$812$199,877
180 ($1,461)$646$814$199,063
Year 16 - 181 ($1,461)$644$817$198,246
182 ($1,461)$641$820$197,427
183 ($1,461)$638$822$196,605
184 ($1,461)$636$825$195,780
185 ($1,461)$633$827$194,952
186 ($1,461)$630$830$194,122
187 ($1,461)$628$833$193,289
188 ($1,461)$625$836$192,454
189 ($1,461)$622$838$191,615
190 ($1,461)$620$841$190,775
191 ($1,461)$617$844$189,931
192 ($1,461)$614$846$189,084
Year 17 - 193 ($1,461)$611$849$188,235
194 ($1,461)$609$852$187,383
195 ($1,461)$606$855$186,529
196 ($1,461)$603$857$185,671
197 ($1,461)$600$860$184,811
198 ($1,461)$598$863$183,948
199 ($1,461)$595$866$183,083
200 ($1,461)$592$869$182,214
201 ($1,461)$589$871$181,343
202 ($1,461)$586$874$180,469
203 ($1,461)$584$877$179,592
204 ($1,461)$581$880$178,712
Year 18 - 205 ($1,461)$578$883$177,829
206 ($1,461)$575$886$176,944
207 ($1,461)$572$888$176,055
208 ($1,461)$569$891$175,164
209 ($1,461)$566$894$174,270
210 ($1,461)$563$897$173,373
211 ($1,461)$561$900$172,473
212 ($1,461)$558$903$171,570
213 ($1,461)$555$906$170,664
214 ($1,461)$552$909$169,756
215 ($1,461)$549$912$168,844
216 ($1,461)$546$915$167,929
Year 19 - 217 ($1,461)$543$918$167,012
218 ($1,461)$540$920$166,091
219 ($1,461)$537$923$165,168
220 ($1,461)$534$926$164,241
221 ($1,461)$531$929$163,312
222 ($1,461)$528$932$162,379
223 ($1,461)$525$935$161,444
224 ($1,461)$522$939$160,505
225 ($1,461)$519$942$159,564
226 ($1,461)$516$945$158,619
227 ($1,461)$513$948$157,672
228 ($1,461)$510$951$156,721
Year 20 - 229 ($1,461)$507$954$155,767
230 ($1,461)$504$957$154,810
231 ($1,461)$501$960$153,850
232 ($1,461)$497$963$152,887
233 ($1,461)$494$966$151,921
234 ($1,461)$491$969$150,952
235 ($1,461)$488$972$149,979
236 ($1,461)$485$976$149,004
237 ($1,461)$482$979$148,025
238 ($1,461)$479$982$147,043
239 ($1,461)$475$985$146,058
240 ($1,461)$472$988$145,070
Year 21 - 241 ($1,461)$469$991$144,079
242 ($1,461)$466$995$143,084
243 ($1,461)$463$998$142,086
244 ($1,461)$459$1,001$141,085
245 ($1,461)$456$1,004$140,081
246 ($1,461)$453$1,008$139,073
247 ($1,461)$450$1,011$138,062
248 ($1,461)$446$1,014$137,048
249 ($1,461)$443$1,017$136,031
250 ($1,461)$440$1,021$135,010
251 ($1,461)$437$1,024$133,986
252 ($1,461)$433$1,027$132,959
Year 22 - 253 ($1,461)$430$1,031$131,928
254 ($1,461)$427$1,034$130,894
255 ($1,461)$423$1,037$129,857
256 ($1,461)$420$1,041$128,816
257 ($1,461)$417$1,044$127,772
258 ($1,461)$413$1,047$126,725
259 ($1,461)$410$1,051$125,674
260 ($1,461)$406$1,054$124,620
261 ($1,461)$403$1,058$123,562
262 ($1,461)$400$1,061$122,501
263 ($1,461)$396$1,064$121,437
264 ($1,461)$393$1,068$120,369
Year 23 - 265 ($1,461)$389$1,071$119,298
266 ($1,461)$386$1,075$118,223
267 ($1,461)$382$1,078$117,145
268 ($1,461)$379$1,082$116,063
269 ($1,461)$375$1,085$114,978
270 ($1,461)$372$1,089$113,889
271 ($1,461)$368$1,092$112,797
272 ($1,461)$365$1,096$111,701
273 ($1,461)$361$1,099$110,602
274 ($1,461)$358$1,103$109,499
275 ($1,461)$354$1,106$108,392
276 ($1,461)$350$1,110$107,282
Year 24 - 277 ($1,461)$347$1,114$106,169
278 ($1,461)$343$1,117$105,052
279 ($1,461)$340$1,121$103,931
280 ($1,461)$336$1,124$102,806
281 ($1,461)$332$1,128$101,678
282 ($1,461)$329$1,132$100,546
283 ($1,461)$325$1,135$99,411
284 ($1,461)$321$1,139$98,272
285 ($1,461)$318$1,143$97,129
286 ($1,461)$314$1,146$95,983
287 ($1,461)$310$1,150$94,833
288 ($1,461)$307$1,154$93,679
Year 25 - 289 ($1,461)$303$1,158$92,521
290 ($1,461)$299$1,161$91,360
291 ($1,461)$295$1,165$90,195
292 ($1,461)$292$1,169$89,026
293 ($1,461)$288$1,173$87,853
294 ($1,461)$284$1,176$86,677
295 ($1,461)$280$1,180$85,496
296 ($1,461)$276$1,184$84,312
297 ($1,461)$273$1,188$83,124
298 ($1,461)$269$1,192$81,933
299 ($1,461)$265$1,196$80,737
300 ($1,461)$261$1,199$79,538
Year 26 - 301 ($1,461)$257$1,203$78,334
302 ($1,461)$253$1,207$77,127
303 ($1,461)$249$1,211$75,916
304 ($1,461)$245$1,215$74,701
305 ($1,461)$242$1,219$73,482
306 ($1,461)$238$1,223$72,259
307 ($1,461)$234$1,227$71,032
308 ($1,461)$230$1,231$69,801
309 ($1,461)$226$1,235$68,567
310 ($1,461)$222$1,239$67,328
311 ($1,461)$218$1,243$66,085
312 ($1,461)$214$1,247$64,838
Year 27 - 313 ($1,461)$210$1,251$63,587
314 ($1,461)$206$1,255$62,332
315 ($1,461)$202$1,259$61,073
316 ($1,461)$197$1,263$59,810
317 ($1,461)$193$1,267$58,543
318 ($1,461)$189$1,271$57,272
319 ($1,461)$185$1,275$55,997
320 ($1,461)$181$1,279$54,717
321 ($1,461)$177$1,284$53,434
322 ($1,461)$173$1,288$52,146
323 ($1,461)$169$1,292$50,854
324 ($1,461)$164$1,296$49,558
Year 28 - 325 ($1,461)$160$1,300$48,258
326 ($1,461)$156$1,304$46,953
327 ($1,461)$152$1,309$45,645
328 ($1,461)$148$1,313$44,332
329 ($1,461)$143$1,317$43,014
330 ($1,461)$139$1,321$41,693
331 ($1,461)$135$1,326$40,367
332 ($1,461)$131$1,330$39,037
333 ($1,461)$126$1,334$37,703
334 ($1,461)$122$1,339$36,364
335 ($1,461)$118$1,343$35,022
336 ($1,461)$113$1,347$33,674
Year 29 - 337 ($1,461)$109$1,352$32,323
338 ($1,461)$105$1,356$30,967
339 ($1,461)$100$1,360$29,606
340 ($1,461)$96$1,365$28,241
341 ($1,461)$91$1,369$26,872
342 ($1,461)$87$1,374$25,499
343 ($1,461)$82$1,378$24,121
344 ($1,461)$78$1,383$22,738
345 ($1,461)$74$1,387$21,351
346 ($1,461)$69$1,391$19,960
347 ($1,461)$65$1,396$18,564
348 ($1,461)$60$1,400$17,163
Year 30 - 349 ($1,461)$55$1,405$15,758
350 ($1,461)$51$1,410$14,349
351 ($1,461)$46$1,414$12,935
352 ($1,461)$42$1,419$11,516
353 ($1,461)$37$1,423$10,093
354 ($1,461)$33$1,428$8,665
355 ($1,461)$28$1,432$7,232
356 ($1,461)$23$1,437$5,795
357 ($1,461)$19$1,442$4,353
358 ($1,461)$14$1,446$2,907
359 ($1,461)$9$1,451$1,456
360 ($1,461)$5$1,456$0
TOTALS$215,381$310,400$525,781

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.