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Mortgage Payment Schedule for a $423,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($84,600) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,606 360 $239,700 $578,100

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.763% | Rate: 3.750% | Fees: $385 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $423,000
Down Payment $84,600$338,400
Year 1 - 1 ($1,606)$1,114$492$337,908
2 ($1,606)$1,112$494$337,415
3 ($1,606)$1,111$495$336,919
4 ($1,606)$1,109$497$336,423
5 ($1,606)$1,107$498$335,924
6 ($1,606)$1,106$500$335,424
7 ($1,606)$1,104$502$334,922
8 ($1,606)$1,102$503$334,419
9 ($1,606)$1,101$505$333,914
10 ($1,606)$1,099$507$333,407
11 ($1,606)$1,097$508$332,899
12 ($1,606)$1,096$510$332,389
Year 2 - 13 ($1,606)$1,094$512$331,877
14 ($1,606)$1,092$513$331,364
15 ($1,606)$1,091$515$330,849
16 ($1,606)$1,089$517$330,332
17 ($1,606)$1,087$518$329,813
18 ($1,606)$1,086$520$329,293
19 ($1,606)$1,084$522$328,771
20 ($1,606)$1,082$524$328,247
21 ($1,606)$1,080$525$327,722
22 ($1,606)$1,079$527$327,195
23 ($1,606)$1,077$529$326,666
24 ($1,606)$1,075$531$326,136
Year 3 - 25 ($1,606)$1,074$532$325,603
26 ($1,606)$1,072$534$325,069
27 ($1,606)$1,070$536$324,534
28 ($1,606)$1,068$538$323,996
29 ($1,606)$1,066$539$323,457
30 ($1,606)$1,065$541$322,915
31 ($1,606)$1,063$543$322,373
32 ($1,606)$1,061$545$321,828
33 ($1,606)$1,059$546$321,281
34 ($1,606)$1,058$548$320,733
35 ($1,606)$1,056$550$320,183
36 ($1,606)$1,054$552$319,631
Year 4 - 37 ($1,606)$1,052$554$319,077
38 ($1,606)$1,050$556$318,522
39 ($1,606)$1,048$557$317,964
40 ($1,606)$1,047$559$317,405
41 ($1,606)$1,045$561$316,844
42 ($1,606)$1,043$563$316,281
43 ($1,606)$1,041$565$315,717
44 ($1,606)$1,039$567$315,150
45 ($1,606)$1,037$568$314,582
46 ($1,606)$1,035$570$314,011
47 ($1,606)$1,034$572$313,439
48 ($1,606)$1,032$574$312,865
Year 5 - 49 ($1,606)$1,030$576$312,289
50 ($1,606)$1,028$578$311,711
51 ($1,606)$1,026$580$311,131
52 ($1,606)$1,024$582$310,550
53 ($1,606)$1,022$584$309,966
54 ($1,606)$1,020$586$309,380
55 ($1,606)$1,018$587$308,793
56 ($1,606)$1,016$589$308,204
57 ($1,606)$1,015$591$307,612
58 ($1,606)$1,013$593$307,019
59 ($1,606)$1,011$595$306,424
60 ($1,606)$1,009$597$305,827
Year 6 - 61 ($1,606)$1,007$599$305,227
62 ($1,606)$1,005$601$304,626
63 ($1,606)$1,003$603$304,023
64 ($1,606)$1,001$605$303,418
65 ($1,606)$999$607$302,811
66 ($1,606)$997$609$302,202
67 ($1,606)$995$611$301,591
68 ($1,606)$993$613$300,978
69 ($1,606)$991$615$300,363
70 ($1,606)$989$617$299,745
71 ($1,606)$987$619$299,126
72 ($1,606)$985$621$298,505
Year 7 - 73 ($1,606)$983$623$297,882
74 ($1,606)$981$625$297,257
75 ($1,606)$978$627$296,629
76 ($1,606)$976$629$296,000
77 ($1,606)$974$632$295,368
78 ($1,606)$972$634$294,735
79 ($1,606)$970$636$294,099
80 ($1,606)$968$638$293,461
81 ($1,606)$966$640$292,821
82 ($1,606)$964$642$292,179
83 ($1,606)$962$644$291,535
84 ($1,606)$960$646$290,889
Year 8 - 85 ($1,606)$958$648$290,241
86 ($1,606)$955$650$289,590
87 ($1,606)$953$653$288,938
88 ($1,606)$951$655$288,283
89 ($1,606)$949$657$287,626
90 ($1,606)$947$659$286,967
91 ($1,606)$945$661$286,306
92 ($1,606)$942$663$285,642
93 ($1,606)$940$666$284,977
94 ($1,606)$938$668$284,309
95 ($1,606)$936$670$283,639
96 ($1,606)$934$672$282,967
Year 9 - 97 ($1,606)$931$674$282,292
98 ($1,606)$929$677$281,616
99 ($1,606)$927$679$280,937
100 ($1,606)$925$681$280,256
101 ($1,606)$923$683$279,573
102 ($1,606)$920$686$278,887
103 ($1,606)$918$688$278,199
104 ($1,606)$916$690$277,509
105 ($1,606)$913$692$276,817
106 ($1,606)$911$695$276,122
107 ($1,606)$909$697$275,425
108 ($1,606)$907$699$274,726
Year 10 - 109 ($1,606)$904$702$274,024
110 ($1,606)$902$704$273,321
111 ($1,606)$900$706$272,614
112 ($1,606)$897$708$271,906
113 ($1,606)$895$711$271,195
114 ($1,606)$893$713$270,482
115 ($1,606)$890$715$269,766
116 ($1,606)$888$718$269,049
117 ($1,606)$886$720$268,328
118 ($1,606)$883$723$267,606
119 ($1,606)$881$725$266,881
120 ($1,606)$878$727$266,153
Year 11 - 121 ($1,606)$876$730$265,424
122 ($1,606)$874$732$264,692
123 ($1,606)$871$735$263,957
124 ($1,606)$869$737$263,220
125 ($1,606)$866$739$262,481
126 ($1,606)$864$742$261,739
127 ($1,606)$862$744$260,995
128 ($1,606)$859$747$260,248
129 ($1,606)$857$749$259,499
130 ($1,606)$854$752$258,747
131 ($1,606)$852$754$257,993
132 ($1,606)$849$757$257,236
Year 12 - 133 ($1,606)$847$759$256,477
134 ($1,606)$844$762$255,716
135 ($1,606)$842$764$254,951
136 ($1,606)$839$767$254,185
137 ($1,606)$837$769$253,416
138 ($1,606)$834$772$252,644
139 ($1,606)$832$774$251,870
140 ($1,606)$829$777$251,093
141 ($1,606)$827$779$250,314
142 ($1,606)$824$782$249,532
143 ($1,606)$821$784$248,747
144 ($1,606)$819$787$247,960
Year 13 - 145 ($1,606)$816$790$247,171
146 ($1,606)$814$792$246,378
147 ($1,606)$811$795$245,584
148 ($1,606)$808$797$244,786
149 ($1,606)$806$800$243,986
150 ($1,606)$803$803$243,183
151 ($1,606)$800$805$242,378
152 ($1,606)$798$808$241,570
153 ($1,606)$795$811$240,759
154 ($1,606)$792$813$239,946
155 ($1,606)$790$816$239,130
156 ($1,606)$787$819$238,311
Year 14 - 157 ($1,606)$784$821$237,490
158 ($1,606)$782$824$236,666
159 ($1,606)$779$827$235,839
160 ($1,606)$776$830$235,009
161 ($1,606)$774$832$234,177
162 ($1,606)$771$835$233,342
163 ($1,606)$768$838$232,504
164 ($1,606)$765$841$231,664
165 ($1,606)$763$843$230,821
166 ($1,606)$760$846$229,975
167 ($1,606)$757$849$229,126
168 ($1,606)$754$852$228,274
Year 15 - 169 ($1,606)$751$854$227,420
170 ($1,606)$749$857$226,562
171 ($1,606)$746$860$225,702
172 ($1,606)$743$863$224,840
173 ($1,606)$740$866$223,974
174 ($1,606)$737$869$223,105
175 ($1,606)$734$871$222,234
176 ($1,606)$732$874$221,359
177 ($1,606)$729$877$220,482
178 ($1,606)$726$880$219,602
179 ($1,606)$723$883$218,719
180 ($1,606)$720$886$217,833
Year 16 - 181 ($1,606)$717$889$216,945
182 ($1,606)$714$892$216,053
183 ($1,606)$711$895$215,158
184 ($1,606)$708$898$214,261
185 ($1,606)$705$901$213,360
186 ($1,606)$702$904$212,456
187 ($1,606)$699$906$211,550
188 ($1,606)$696$909$210,640
189 ($1,606)$693$912$209,728
190 ($1,606)$690$915$208,812
191 ($1,606)$687$918$207,894
192 ($1,606)$684$922$206,972
Year 17 - 193 ($1,606)$681$925$206,048
194 ($1,606)$678$928$205,120
195 ($1,606)$675$931$204,190
196 ($1,606)$672$934$203,256
197 ($1,606)$669$937$202,319
198 ($1,606)$666$940$201,379
199 ($1,606)$663$943$200,436
200 ($1,606)$660$946$199,490
201 ($1,606)$657$949$198,541
202 ($1,606)$654$952$197,589
203 ($1,606)$650$955$196,633
204 ($1,606)$647$959$195,675
Year 18 - 205 ($1,606)$644$962$194,713
206 ($1,606)$641$965$193,748
207 ($1,606)$638$968$192,780
208 ($1,606)$635$971$191,809
209 ($1,606)$631$974$190,834
210 ($1,606)$628$978$189,857
211 ($1,606)$625$981$188,876
212 ($1,606)$622$984$187,892
213 ($1,606)$618$987$186,904
214 ($1,606)$615$991$185,914
215 ($1,606)$612$994$184,920
216 ($1,606)$609$997$183,923
Year 19 - 217 ($1,606)$605$1,000$182,922
218 ($1,606)$602$1,004$181,919
219 ($1,606)$599$1,007$180,912
220 ($1,606)$596$1,010$179,901
221 ($1,606)$592$1,014$178,888
222 ($1,606)$589$1,017$177,871
223 ($1,606)$585$1,020$176,850
224 ($1,606)$582$1,024$175,827
225 ($1,606)$579$1,027$174,799
226 ($1,606)$575$1,030$173,769
227 ($1,606)$572$1,034$172,735
228 ($1,606)$569$1,037$171,698
Year 20 - 229 ($1,606)$565$1,041$170,657
230 ($1,606)$562$1,044$169,613
231 ($1,606)$558$1,048$168,566
232 ($1,606)$555$1,051$167,515
233 ($1,606)$551$1,054$166,460
234 ($1,606)$548$1,058$165,402
235 ($1,606)$544$1,061$164,341
236 ($1,606)$541$1,065$163,276
237 ($1,606)$537$1,068$162,208
238 ($1,606)$534$1,072$161,136
239 ($1,606)$530$1,075$160,060
240 ($1,606)$527$1,079$158,981
Year 21 - 241 ($1,606)$523$1,083$157,899
242 ($1,606)$520$1,086$156,813
243 ($1,606)$516$1,090$155,723
244 ($1,606)$513$1,093$154,630
245 ($1,606)$509$1,097$153,533
246 ($1,606)$505$1,100$152,433
247 ($1,606)$502$1,104$151,328
248 ($1,606)$498$1,108$150,221
249 ($1,606)$494$1,111$149,109
250 ($1,606)$491$1,115$147,994
251 ($1,606)$487$1,119$146,876
252 ($1,606)$483$1,122$145,753
Year 22 - 253 ($1,606)$480$1,126$144,627
254 ($1,606)$476$1,130$143,498
255 ($1,606)$472$1,133$142,364
256 ($1,606)$469$1,137$141,227
257 ($1,606)$465$1,141$140,086
258 ($1,606)$461$1,145$138,941
259 ($1,606)$457$1,148$137,793
260 ($1,606)$454$1,152$136,640
261 ($1,606)$450$1,156$135,484
262 ($1,606)$446$1,160$134,324
263 ($1,606)$442$1,164$133,161
264 ($1,606)$438$1,168$131,993
Year 23 - 265 ($1,606)$434$1,171$130,822
266 ($1,606)$431$1,175$129,647
267 ($1,606)$427$1,179$128,468
268 ($1,606)$423$1,183$127,285
269 ($1,606)$419$1,187$126,098
270 ($1,606)$415$1,191$124,907
271 ($1,606)$411$1,195$123,712
272 ($1,606)$407$1,199$122,514
273 ($1,606)$403$1,203$121,311
274 ($1,606)$399$1,207$120,105
275 ($1,606)$395$1,210$118,894
276 ($1,606)$391$1,214$117,680
Year 24 - 277 ($1,606)$387$1,218$116,461
278 ($1,606)$383$1,222$115,239
279 ($1,606)$379$1,227$114,012
280 ($1,606)$375$1,231$112,782
281 ($1,606)$371$1,235$111,547
282 ($1,606)$367$1,239$110,308
283 ($1,606)$363$1,243$109,066
284 ($1,606)$359$1,247$107,819
285 ($1,606)$355$1,251$106,568
286 ($1,606)$351$1,255$105,313
287 ($1,606)$347$1,259$104,054
288 ($1,606)$343$1,263$102,790
Year 25 - 289 ($1,606)$338$1,267$101,523
290 ($1,606)$334$1,272$100,251
291 ($1,606)$330$1,276$98,975
292 ($1,606)$326$1,280$97,695
293 ($1,606)$322$1,284$96,411
294 ($1,606)$317$1,288$95,123
295 ($1,606)$313$1,293$93,830
296 ($1,606)$309$1,297$92,533
297 ($1,606)$305$1,301$91,232
298 ($1,606)$300$1,306$89,926
299 ($1,606)$296$1,310$88,616
300 ($1,606)$292$1,314$87,302
Year 26 - 301 ($1,606)$287$1,318$85,984
302 ($1,606)$283$1,323$84,661
303 ($1,606)$279$1,327$83,334
304 ($1,606)$274$1,332$82,002
305 ($1,606)$270$1,336$80,666
306 ($1,606)$266$1,340$79,326
307 ($1,606)$261$1,345$77,981
308 ($1,606)$257$1,349$76,632
309 ($1,606)$252$1,354$75,279
310 ($1,606)$248$1,358$73,921
311 ($1,606)$243$1,363$72,558
312 ($1,606)$239$1,367$71,191
Year 27 - 313 ($1,606)$234$1,371$69,820
314 ($1,606)$230$1,376$68,444
315 ($1,606)$225$1,381$67,063
316 ($1,606)$221$1,385$65,678
317 ($1,606)$216$1,390$64,288
318 ($1,606)$212$1,394$62,894
319 ($1,606)$207$1,399$61,495
320 ($1,606)$202$1,403$60,092
321 ($1,606)$198$1,408$58,684
322 ($1,606)$193$1,413$57,271
323 ($1,606)$189$1,417$55,854
324 ($1,606)$184$1,422$54,432
Year 28 - 325 ($1,606)$179$1,427$53,005
326 ($1,606)$174$1,431$51,574
327 ($1,606)$170$1,436$50,138
328 ($1,606)$165$1,441$48,697
329 ($1,606)$160$1,446$47,251
330 ($1,606)$156$1,450$45,801
331 ($1,606)$151$1,455$44,346
332 ($1,606)$146$1,460$42,886
333 ($1,606)$141$1,465$41,421
334 ($1,606)$136$1,469$39,952
335 ($1,606)$132$1,474$38,478
336 ($1,606)$127$1,479$36,999
Year 29 - 337 ($1,606)$122$1,484$35,514
338 ($1,606)$117$1,489$34,026
339 ($1,606)$112$1,494$32,532
340 ($1,606)$107$1,499$31,033
341 ($1,606)$102$1,504$29,529
342 ($1,606)$97$1,509$28,021
343 ($1,606)$92$1,514$26,507
344 ($1,606)$87$1,519$24,988
345 ($1,606)$82$1,524$23,465
346 ($1,606)$77$1,529$21,936
347 ($1,606)$72$1,534$20,403
348 ($1,606)$67$1,539$18,864
Year 30 - 349 ($1,606)$62$1,544$17,320
350 ($1,606)$57$1,549$15,771
351 ($1,606)$52$1,554$14,217
352 ($1,606)$47$1,559$12,658
353 ($1,606)$42$1,564$11,094
354 ($1,606)$37$1,569$9,525
355 ($1,606)$31$1,574$7,950
356 ($1,606)$26$1,580$6,371
357 ($1,606)$21$1,585$4,786
358 ($1,606)$16$1,590$3,196
359 ($1,606)$11$1,595$1,601
360 ($1,606)$5$1,601$0
TOTALS$239,700$338,400$578,100

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.