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Mortgage Payment Schedule for a $438,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($87,600) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,639 360 $239,534 $589,934

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $438,000
Down Payment $87,600$350,400
Year 1 - 1 ($1,639)$1,118$520$349,880
2 ($1,639)$1,117$522$349,358
3 ($1,639)$1,115$524$348,834
4 ($1,639)$1,113$525$348,309
5 ($1,639)$1,112$527$347,782
6 ($1,639)$1,110$529$347,253
7 ($1,639)$1,108$530$346,723
8 ($1,639)$1,107$532$346,190
9 ($1,639)$1,105$534$345,657
10 ($1,639)$1,103$535$345,121
11 ($1,639)$1,102$537$344,584
12 ($1,639)$1,100$539$344,045
Year 2 - 13 ($1,639)$1,098$541$343,504
14 ($1,639)$1,096$542$342,962
15 ($1,639)$1,095$544$342,418
16 ($1,639)$1,093$546$341,872
17 ($1,639)$1,091$548$341,325
18 ($1,639)$1,089$549$340,775
19 ($1,639)$1,088$551$340,224
20 ($1,639)$1,086$553$339,671
21 ($1,639)$1,084$555$339,117
22 ($1,639)$1,082$556$338,560
23 ($1,639)$1,081$558$338,002
24 ($1,639)$1,079$560$337,442
Year 3 - 25 ($1,639)$1,077$562$336,881
26 ($1,639)$1,075$563$336,317
27 ($1,639)$1,073$565$335,752
28 ($1,639)$1,072$567$335,185
29 ($1,639)$1,070$569$334,616
30 ($1,639)$1,068$571$334,045
31 ($1,639)$1,066$573$333,473
32 ($1,639)$1,064$574$332,898
33 ($1,639)$1,063$576$332,322
34 ($1,639)$1,061$578$331,744
35 ($1,639)$1,059$580$331,164
36 ($1,639)$1,057$582$330,582
Year 4 - 37 ($1,639)$1,055$584$329,999
38 ($1,639)$1,053$585$329,413
39 ($1,639)$1,051$587$328,826
40 ($1,639)$1,050$589$328,237
41 ($1,639)$1,048$591$327,646
42 ($1,639)$1,046$593$327,053
43 ($1,639)$1,044$595$326,458
44 ($1,639)$1,042$597$325,861
45 ($1,639)$1,040$599$325,263
46 ($1,639)$1,038$601$324,662
47 ($1,639)$1,036$602$324,059
48 ($1,639)$1,034$604$323,455
Year 5 - 49 ($1,639)$1,032$606$322,849
50 ($1,639)$1,030$608$322,240
51 ($1,639)$1,028$610$321,630
52 ($1,639)$1,027$612$321,018
53 ($1,639)$1,025$614$320,404
54 ($1,639)$1,023$616$319,788
55 ($1,639)$1,021$618$319,170
56 ($1,639)$1,019$620$318,550
57 ($1,639)$1,017$622$317,928
58 ($1,639)$1,015$624$317,304
59 ($1,639)$1,013$626$316,678
60 ($1,639)$1,011$628$316,050
Year 6 - 61 ($1,639)$1,009$630$315,420
62 ($1,639)$1,007$632$314,788
63 ($1,639)$1,005$634$314,154
64 ($1,639)$1,003$636$313,518
65 ($1,639)$1,001$638$312,880
66 ($1,639)$999$640$312,240
67 ($1,639)$997$642$311,598
68 ($1,639)$995$644$310,953
69 ($1,639)$992$646$310,307
70 ($1,639)$990$648$309,659
71 ($1,639)$988$650$309,008
72 ($1,639)$986$652$308,356
Year 7 - 73 ($1,639)$984$655$307,701
74 ($1,639)$982$657$307,045
75 ($1,639)$980$659$306,386
76 ($1,639)$978$661$305,725
77 ($1,639)$976$663$305,062
78 ($1,639)$974$665$304,397
79 ($1,639)$972$667$303,730
80 ($1,639)$969$669$303,061
81 ($1,639)$967$671$302,389
82 ($1,639)$965$674$301,716
83 ($1,639)$963$676$301,040
84 ($1,639)$961$678$300,362
Year 8 - 85 ($1,639)$959$680$299,682
86 ($1,639)$956$682$299,000
87 ($1,639)$954$684$298,316
88 ($1,639)$952$687$297,629
89 ($1,639)$950$689$296,940
90 ($1,639)$948$691$296,249
91 ($1,639)$946$693$295,556
92 ($1,639)$943$695$294,861
93 ($1,639)$941$698$294,163
94 ($1,639)$939$700$293,463
95 ($1,639)$937$702$292,761
96 ($1,639)$934$704$292,057
Year 9 - 97 ($1,639)$932$707$291,350
98 ($1,639)$930$709$290,641
99 ($1,639)$928$711$289,930
100 ($1,639)$925$713$289,217
101 ($1,639)$923$716$288,501
102 ($1,639)$921$718$287,784
103 ($1,639)$919$720$287,063
104 ($1,639)$916$722$286,341
105 ($1,639)$914$725$285,616
106 ($1,639)$912$727$284,889
107 ($1,639)$909$729$284,159
108 ($1,639)$907$732$283,428
Year 10 - 109 ($1,639)$905$734$282,694
110 ($1,639)$902$736$281,957
111 ($1,639)$900$739$281,218
112 ($1,639)$898$741$280,477
113 ($1,639)$895$744$279,734
114 ($1,639)$893$746$278,988
115 ($1,639)$890$748$278,240
116 ($1,639)$888$751$277,489
117 ($1,639)$886$753$276,736
118 ($1,639)$883$755$275,980
119 ($1,639)$881$758$275,223
120 ($1,639)$878$760$274,462
Year 11 - 121 ($1,639)$876$763$273,700
122 ($1,639)$874$765$272,934
123 ($1,639)$871$768$272,167
124 ($1,639)$869$770$271,397
125 ($1,639)$866$772$270,624
126 ($1,639)$864$775$269,849
127 ($1,639)$861$777$269,072
128 ($1,639)$859$780$268,292
129 ($1,639)$856$782$267,510
130 ($1,639)$854$785$266,725
131 ($1,639)$851$787$265,937
132 ($1,639)$849$790$265,147
Year 12 - 133 ($1,639)$846$792$264,355
134 ($1,639)$844$795$263,560
135 ($1,639)$841$798$262,762
136 ($1,639)$839$800$261,962
137 ($1,639)$836$803$261,160
138 ($1,639)$834$805$260,355
139 ($1,639)$831$808$259,547
140 ($1,639)$828$810$258,737
141 ($1,639)$826$813$257,924
142 ($1,639)$823$815$257,108
143 ($1,639)$821$818$256,290
144 ($1,639)$818$821$255,469
Year 13 - 145 ($1,639)$815$823$254,646
146 ($1,639)$813$826$253,820
147 ($1,639)$810$829$252,991
148 ($1,639)$807$831$252,160
149 ($1,639)$805$834$251,326
150 ($1,639)$802$837$250,490
151 ($1,639)$799$839$249,650
152 ($1,639)$797$842$248,809
153 ($1,639)$794$845$247,964
154 ($1,639)$791$847$247,117
155 ($1,639)$789$850$246,267
156 ($1,639)$786$853$245,414
Year 14 - 157 ($1,639)$783$855$244,559
158 ($1,639)$781$858$243,700
159 ($1,639)$778$861$242,840
160 ($1,639)$775$864$241,976
161 ($1,639)$772$866$241,110
162 ($1,639)$770$869$240,240
163 ($1,639)$767$872$239,368
164 ($1,639)$764$875$238,494
165 ($1,639)$761$878$237,616
166 ($1,639)$758$880$236,736
167 ($1,639)$756$883$235,853
168 ($1,639)$753$886$234,967
Year 15 - 169 ($1,639)$750$889$234,078
170 ($1,639)$747$892$233,186
171 ($1,639)$744$894$232,292
172 ($1,639)$741$897$231,395
173 ($1,639)$739$900$230,494
174 ($1,639)$736$903$229,591
175 ($1,639)$733$906$228,686
176 ($1,639)$730$909$227,777
177 ($1,639)$727$912$226,865
178 ($1,639)$724$915$225,950
179 ($1,639)$721$918$225,033
180 ($1,639)$718$920$224,112
Year 16 - 181 ($1,639)$715$923$223,189
182 ($1,639)$712$926$222,263
183 ($1,639)$709$929$221,333
184 ($1,639)$706$932$220,401
185 ($1,639)$703$935$219,466
186 ($1,639)$700$938$218,527
187 ($1,639)$697$941$217,586
188 ($1,639)$694$944$216,642
189 ($1,639)$691$947$215,695
190 ($1,639)$688$950$214,744
191 ($1,639)$685$953$213,791
192 ($1,639)$682$956$212,835
Year 17 - 193 ($1,639)$679$959$211,875
194 ($1,639)$676$962$210,913
195 ($1,639)$673$966$209,947
196 ($1,639)$670$969$208,979
197 ($1,639)$667$972$208,007
198 ($1,639)$664$975$207,032
199 ($1,639)$661$978$206,054
200 ($1,639)$658$981$205,073
201 ($1,639)$655$984$204,089
202 ($1,639)$651$987$203,102
203 ($1,639)$648$990$202,111
204 ($1,639)$645$994$201,118
Year 18 - 205 ($1,639)$642$997$200,121
206 ($1,639)$639$1,000$199,121
207 ($1,639)$636$1,003$198,118
208 ($1,639)$632$1,006$197,111
209 ($1,639)$629$1,010$196,102
210 ($1,639)$626$1,013$195,089
211 ($1,639)$623$1,016$194,073
212 ($1,639)$619$1,019$193,054
213 ($1,639)$616$1,023$192,031
214 ($1,639)$613$1,026$191,005
215 ($1,639)$610$1,029$189,976
216 ($1,639)$606$1,032$188,944
Year 19 - 217 ($1,639)$603$1,036$187,908
218 ($1,639)$600$1,039$186,869
219 ($1,639)$596$1,042$185,827
220 ($1,639)$593$1,046$184,781
221 ($1,639)$590$1,049$183,732
222 ($1,639)$586$1,052$182,680
223 ($1,639)$583$1,056$181,624
224 ($1,639)$580$1,059$180,565
225 ($1,639)$576$1,062$179,503
226 ($1,639)$573$1,066$178,437
227 ($1,639)$570$1,069$177,368
228 ($1,639)$566$1,073$176,295
Year 20 - 229 ($1,639)$563$1,076$175,219
230 ($1,639)$559$1,079$174,140
231 ($1,639)$556$1,083$173,057
232 ($1,639)$552$1,086$171,971
233 ($1,639)$549$1,090$170,881
234 ($1,639)$545$1,093$169,787
235 ($1,639)$542$1,097$168,691
236 ($1,639)$538$1,100$167,590
237 ($1,639)$535$1,104$166,487
238 ($1,639)$531$1,107$165,379
239 ($1,639)$528$1,111$164,268
240 ($1,639)$524$1,114$163,154
Year 21 - 241 ($1,639)$521$1,118$162,036
242 ($1,639)$517$1,122$160,914
243 ($1,639)$514$1,125$159,789
244 ($1,639)$510$1,129$158,661
245 ($1,639)$506$1,132$157,528
246 ($1,639)$503$1,136$156,392
247 ($1,639)$499$1,140$155,253
248 ($1,639)$496$1,143$154,110
249 ($1,639)$492$1,147$152,963
250 ($1,639)$488$1,150$151,812
251 ($1,639)$485$1,154$150,658
252 ($1,639)$481$1,158$149,500
Year 22 - 253 ($1,639)$477$1,162$148,339
254 ($1,639)$473$1,165$147,173
255 ($1,639)$470$1,169$146,004
256 ($1,639)$466$1,173$144,832
257 ($1,639)$462$1,176$143,655
258 ($1,639)$458$1,180$142,475
259 ($1,639)$455$1,184$141,291
260 ($1,639)$451$1,188$140,103
261 ($1,639)$447$1,192$138,912
262 ($1,639)$443$1,195$137,716
263 ($1,639)$440$1,199$136,517
264 ($1,639)$436$1,203$135,314
Year 23 - 265 ($1,639)$432$1,207$134,108
266 ($1,639)$428$1,211$132,897
267 ($1,639)$424$1,215$131,682
268 ($1,639)$420$1,218$130,464
269 ($1,639)$416$1,222$129,242
270 ($1,639)$412$1,226$128,015
271 ($1,639)$409$1,230$126,785
272 ($1,639)$405$1,234$125,551
273 ($1,639)$401$1,238$124,313
274 ($1,639)$397$1,242$123,071
275 ($1,639)$393$1,246$121,825
276 ($1,639)$389$1,250$120,575
Year 24 - 277 ($1,639)$385$1,254$119,322
278 ($1,639)$381$1,258$118,064
279 ($1,639)$377$1,262$116,802
280 ($1,639)$373$1,266$115,536
281 ($1,639)$369$1,270$114,266
282 ($1,639)$365$1,274$112,992
283 ($1,639)$361$1,278$111,714
284 ($1,639)$357$1,282$110,432
285 ($1,639)$352$1,286$109,146
286 ($1,639)$348$1,290$107,855
287 ($1,639)$344$1,294$106,561
288 ($1,639)$340$1,299$105,262
Year 25 - 289 ($1,639)$336$1,303$103,959
290 ($1,639)$332$1,307$102,652
291 ($1,639)$328$1,311$101,341
292 ($1,639)$323$1,315$100,026
293 ($1,639)$319$1,319$98,707
294 ($1,639)$315$1,324$97,383
295 ($1,639)$311$1,328$96,055
296 ($1,639)$307$1,332$94,723
297 ($1,639)$302$1,336$93,387
298 ($1,639)$298$1,341$92,046
299 ($1,639)$294$1,345$90,701
300 ($1,639)$289$1,349$89,352
Year 26 - 301 ($1,639)$285$1,354$87,998
302 ($1,639)$281$1,358$86,640
303 ($1,639)$277$1,362$85,278
304 ($1,639)$272$1,367$83,912
305 ($1,639)$268$1,371$82,541
306 ($1,639)$263$1,375$81,166
307 ($1,639)$259$1,380$79,786
308 ($1,639)$255$1,384$78,402
309 ($1,639)$250$1,388$77,013
310 ($1,639)$246$1,393$75,621
311 ($1,639)$241$1,397$74,223
312 ($1,639)$237$1,402$72,821
Year 27 - 313 ($1,639)$232$1,406$71,415
314 ($1,639)$228$1,411$70,004
315 ($1,639)$223$1,415$68,589
316 ($1,639)$219$1,420$67,169
317 ($1,639)$214$1,424$65,745
318 ($1,639)$210$1,429$64,316
319 ($1,639)$205$1,433$62,883
320 ($1,639)$201$1,438$61,445
321 ($1,639)$196$1,443$60,002
322 ($1,639)$192$1,447$58,555
323 ($1,639)$187$1,452$57,103
324 ($1,639)$182$1,456$55,647
Year 28 - 325 ($1,639)$178$1,461$54,185
326 ($1,639)$173$1,466$52,720
327 ($1,639)$168$1,470$51,249
328 ($1,639)$164$1,475$49,774
329 ($1,639)$159$1,480$48,294
330 ($1,639)$154$1,485$46,810
331 ($1,639)$149$1,489$45,320
332 ($1,639)$145$1,494$43,826
333 ($1,639)$140$1,499$42,328
334 ($1,639)$135$1,504$40,824
335 ($1,639)$130$1,508$39,316
336 ($1,639)$125$1,513$37,802
Year 29 - 337 ($1,639)$121$1,518$36,284
338 ($1,639)$116$1,523$34,761
339 ($1,639)$111$1,528$33,234
340 ($1,639)$106$1,533$31,701
341 ($1,639)$101$1,538$30,163
342 ($1,639)$96$1,542$28,621
343 ($1,639)$91$1,547$27,074
344 ($1,639)$86$1,552$25,521
345 ($1,639)$81$1,557$23,964
346 ($1,639)$76$1,562$22,402
347 ($1,639)$71$1,567$20,835
348 ($1,639)$66$1,572$19,263
Year 30 - 349 ($1,639)$61$1,577$17,685
350 ($1,639)$56$1,582$16,103
351 ($1,639)$51$1,587$14,516
352 ($1,639)$46$1,592$12,923
353 ($1,639)$41$1,597$11,326
354 ($1,639)$36$1,603$9,723
355 ($1,639)$31$1,608$8,116
356 ($1,639)$26$1,613$6,503
357 ($1,639)$21$1,618$4,885
358 ($1,639)$16$1,623$3,262
359 ($1,639)$10$1,628$1,633
360 ($1,639)$5$1,633$0
TOTALS$239,534$350,400$589,934

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.