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Mortgage Payment Schedule for a $438,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($87,600) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,663 360 $248,200 $598,600

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $442 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.997% | Rate: 3.990% | Fees: $210 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.374% | Rate: 4.374% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $438,000
Down Payment $87,600$350,400
Year 1 - 1 ($1,663)$1,153$509$349,891
2 ($1,663)$1,152$511$349,380
3 ($1,663)$1,150$513$348,867
4 ($1,663)$1,148$514$348,352
5 ($1,663)$1,147$516$347,836
6 ($1,663)$1,145$518$347,318
7 ($1,663)$1,143$520$346,799
8 ($1,663)$1,142$521$346,278
9 ($1,663)$1,140$523$345,755
10 ($1,663)$1,138$525$345,230
11 ($1,663)$1,136$526$344,704
12 ($1,663)$1,135$528$344,176
Year 2 - 13 ($1,663)$1,133$530$343,646
14 ($1,663)$1,131$532$343,114
15 ($1,663)$1,129$533$342,581
16 ($1,663)$1,128$535$342,046
17 ($1,663)$1,126$537$341,509
18 ($1,663)$1,124$539$340,970
19 ($1,663)$1,122$540$340,430
20 ($1,663)$1,121$542$339,887
21 ($1,663)$1,119$544$339,343
22 ($1,663)$1,117$546$338,798
23 ($1,663)$1,115$548$338,250
24 ($1,663)$1,113$549$337,701
Year 3 - 25 ($1,663)$1,112$551$337,150
26 ($1,663)$1,110$553$336,597
27 ($1,663)$1,108$555$336,042
28 ($1,663)$1,106$557$335,485
29 ($1,663)$1,104$558$334,927
30 ($1,663)$1,102$560$334,366
31 ($1,663)$1,101$562$333,804
32 ($1,663)$1,099$564$333,240
33 ($1,663)$1,097$566$332,674
34 ($1,663)$1,095$568$332,107
35 ($1,663)$1,093$570$331,537
36 ($1,663)$1,091$571$330,966
Year 4 - 37 ($1,663)$1,089$573$330,392
38 ($1,663)$1,088$575$329,817
39 ($1,663)$1,086$577$329,240
40 ($1,663)$1,084$579$328,661
41 ($1,663)$1,082$581$328,080
42 ($1,663)$1,080$583$327,497
43 ($1,663)$1,078$585$326,912
44 ($1,663)$1,076$587$326,326
45 ($1,663)$1,074$589$325,737
46 ($1,663)$1,072$591$325,146
47 ($1,663)$1,070$593$324,554
48 ($1,663)$1,068$594$323,959
Year 5 - 49 ($1,663)$1,066$596$323,363
50 ($1,663)$1,064$598$322,765
51 ($1,663)$1,062$600$322,164
52 ($1,663)$1,060$602$321,562
53 ($1,663)$1,058$604$320,958
54 ($1,663)$1,056$606$320,351
55 ($1,663)$1,054$608$319,743
56 ($1,663)$1,052$610$319,133
57 ($1,663)$1,050$612$318,520
58 ($1,663)$1,048$614$317,906
59 ($1,663)$1,046$616$317,290
60 ($1,663)$1,044$618$316,671
Year 6 - 61 ($1,663)$1,042$620$316,051
62 ($1,663)$1,040$622$315,429
63 ($1,663)$1,038$624$314,804
64 ($1,663)$1,036$627$314,178
65 ($1,663)$1,034$629$313,549
66 ($1,663)$1,032$631$312,918
67 ($1,663)$1,030$633$312,286
68 ($1,663)$1,028$635$311,651
69 ($1,663)$1,026$637$311,014
70 ($1,663)$1,024$639$310,375
71 ($1,663)$1,022$641$309,734
72 ($1,663)$1,020$643$309,090
Year 7 - 73 ($1,663)$1,017$645$308,445
74 ($1,663)$1,015$647$307,798
75 ($1,663)$1,013$650$307,148
76 ($1,663)$1,011$652$306,496
77 ($1,663)$1,009$654$305,842
78 ($1,663)$1,007$656$305,186
79 ($1,663)$1,005$658$304,528
80 ($1,663)$1,002$660$303,868
81 ($1,663)$1,000$663$303,205
82 ($1,663)$998$665$302,540
83 ($1,663)$996$667$301,873
84 ($1,663)$994$669$301,204
Year 8 - 85 ($1,663)$991$671$300,533
86 ($1,663)$989$674$299,860
87 ($1,663)$987$676$299,184
88 ($1,663)$985$678$298,506
89 ($1,663)$983$680$297,826
90 ($1,663)$980$682$297,143
91 ($1,663)$978$685$296,458
92 ($1,663)$976$687$295,772
93 ($1,663)$974$689$295,082
94 ($1,663)$971$691$294,391
95 ($1,663)$969$694$293,697
96 ($1,663)$967$696$293,001
Year 9 - 97 ($1,663)$964$698$292,303
98 ($1,663)$962$701$291,602
99 ($1,663)$960$703$290,899
100 ($1,663)$958$705$290,194
101 ($1,663)$955$708$289,486
102 ($1,663)$953$710$288,777
103 ($1,663)$951$712$288,064
104 ($1,663)$948$715$287,350
105 ($1,663)$946$717$286,633
106 ($1,663)$943$719$285,914
107 ($1,663)$941$722$285,192
108 ($1,663)$939$724$284,468
Year 10 - 109 ($1,663)$936$726$283,742
110 ($1,663)$934$729$283,013
111 ($1,663)$932$731$282,282
112 ($1,663)$929$734$281,548
113 ($1,663)$927$736$280,812
114 ($1,663)$924$738$280,073
115 ($1,663)$922$741$279,333
116 ($1,663)$919$743$278,589
117 ($1,663)$917$746$277,844
118 ($1,663)$915$748$277,095
119 ($1,663)$912$751$276,345
120 ($1,663)$910$753$275,592
Year 11 - 121 ($1,663)$907$756$274,836
122 ($1,663)$905$758$274,078
123 ($1,663)$902$761$273,317
124 ($1,663)$900$763$272,554
125 ($1,663)$897$766$271,788
126 ($1,663)$895$768$271,020
127 ($1,663)$892$771$270,250
128 ($1,663)$890$773$269,476
129 ($1,663)$887$776$268,701
130 ($1,663)$884$778$267,922
131 ($1,663)$882$781$267,142
132 ($1,663)$879$783$266,358
Year 12 - 133 ($1,663)$877$786$265,572
134 ($1,663)$874$789$264,783
135 ($1,663)$872$791$263,992
136 ($1,663)$869$794$263,198
137 ($1,663)$866$796$262,402
138 ($1,663)$864$799$261,603
139 ($1,663)$861$802$260,801
140 ($1,663)$858$804$259,997
141 ($1,663)$856$807$259,190
142 ($1,663)$853$810$258,380
143 ($1,663)$851$812$257,568
144 ($1,663)$848$815$256,753
Year 13 - 145 ($1,663)$845$818$255,936
146 ($1,663)$842$820$255,115
147 ($1,663)$840$823$254,292
148 ($1,663)$837$826$253,467
149 ($1,663)$834$828$252,638
150 ($1,663)$832$831$251,807
151 ($1,663)$829$834$250,973
152 ($1,663)$826$837$250,136
153 ($1,663)$823$839$249,297
154 ($1,663)$821$842$248,455
155 ($1,663)$818$845$247,610
156 ($1,663)$815$848$246,762
Year 14 - 157 ($1,663)$812$851$245,912
158 ($1,663)$809$853$245,058
159 ($1,663)$807$856$244,202
160 ($1,663)$804$859$243,343
161 ($1,663)$801$862$242,481
162 ($1,663)$798$865$241,617
163 ($1,663)$795$867$240,749
164 ($1,663)$792$870$239,879
165 ($1,663)$790$873$239,006
166 ($1,663)$787$876$238,130
167 ($1,663)$784$879$237,251
168 ($1,663)$781$882$236,369
Year 15 - 169 ($1,663)$778$885$235,484
170 ($1,663)$775$888$234,597
171 ($1,663)$772$891$233,706
172 ($1,663)$769$893$232,813
173 ($1,663)$766$896$231,916
174 ($1,663)$763$899$231,017
175 ($1,663)$760$902$230,114
176 ($1,663)$757$905$229,209
177 ($1,663)$754$908$228,301
178 ($1,663)$751$911$227,389
179 ($1,663)$748$914$226,475
180 ($1,663)$745$917$225,558
Year 16 - 181 ($1,663)$742$920$224,638
182 ($1,663)$739$923$223,714
183 ($1,663)$736$926$222,788
184 ($1,663)$733$929$221,858
185 ($1,663)$730$932$220,926
186 ($1,663)$727$936$219,990
187 ($1,663)$724$939$219,052
188 ($1,663)$721$942$218,110
189 ($1,663)$718$945$217,165
190 ($1,663)$715$948$216,217
191 ($1,663)$712$951$215,266
192 ($1,663)$709$954$214,312
Year 17 - 193 ($1,663)$705$957$213,355
194 ($1,663)$702$960$212,394
195 ($1,663)$699$964$211,430
196 ($1,663)$696$967$210,464
197 ($1,663)$693$970$209,494
198 ($1,663)$690$973$208,520
199 ($1,663)$686$976$207,544
200 ($1,663)$683$980$206,564
201 ($1,663)$680$983$205,582
202 ($1,663)$677$986$204,596
203 ($1,663)$673$989$203,606
204 ($1,663)$670$993$202,614
Year 18 - 205 ($1,663)$667$996$201,618
206 ($1,663)$664$999$200,619
207 ($1,663)$660$1,002$199,616
208 ($1,663)$657$1,006$198,611
209 ($1,663)$654$1,009$197,602
210 ($1,663)$650$1,012$196,589
211 ($1,663)$647$1,016$195,574
212 ($1,663)$644$1,019$194,555
213 ($1,663)$640$1,022$193,532
214 ($1,663)$637$1,026$192,506
215 ($1,663)$634$1,029$191,477
216 ($1,663)$630$1,032$190,445
Year 19 - 217 ($1,663)$627$1,036$189,409
218 ($1,663)$623$1,039$188,370
219 ($1,663)$620$1,043$187,327
220 ($1,663)$617$1,046$186,281
221 ($1,663)$613$1,050$185,231
222 ($1,663)$610$1,053$184,178
223 ($1,663)$606$1,057$183,122
224 ($1,663)$603$1,060$182,062
225 ($1,663)$599$1,063$180,998
226 ($1,663)$596$1,067$179,931
227 ($1,663)$592$1,071$178,861
228 ($1,663)$589$1,074$177,786
Year 20 - 229 ($1,663)$585$1,078$176,709
230 ($1,663)$582$1,081$175,628
231 ($1,663)$578$1,085$174,543
232 ($1,663)$575$1,088$173,455
233 ($1,663)$571$1,092$172,363
234 ($1,663)$567$1,095$171,268
235 ($1,663)$564$1,099$170,169
236 ($1,663)$560$1,103$169,066
237 ($1,663)$557$1,106$167,960
238 ($1,663)$553$1,110$166,850
239 ($1,663)$549$1,114$165,736
240 ($1,663)$546$1,117$164,619
Year 21 - 241 ($1,663)$542$1,121$163,498
242 ($1,663)$538$1,125$162,374
243 ($1,663)$534$1,128$161,245
244 ($1,663)$531$1,132$160,113
245 ($1,663)$527$1,136$158,977
246 ($1,663)$523$1,139$157,838
247 ($1,663)$520$1,143$156,695
248 ($1,663)$516$1,147$155,548
249 ($1,663)$512$1,151$154,397
250 ($1,663)$508$1,155$153,242
251 ($1,663)$504$1,158$152,084
252 ($1,663)$501$1,162$150,922
Year 22 - 253 ($1,663)$497$1,166$149,756
254 ($1,663)$493$1,170$148,586
255 ($1,663)$489$1,174$147,412
256 ($1,663)$485$1,178$146,235
257 ($1,663)$481$1,181$145,053
258 ($1,663)$477$1,185$143,868
259 ($1,663)$474$1,189$142,679
260 ($1,663)$470$1,193$141,486
261 ($1,663)$466$1,197$140,289
262 ($1,663)$462$1,201$139,088
263 ($1,663)$458$1,205$137,883
264 ($1,663)$454$1,209$136,674
Year 23 - 265 ($1,663)$450$1,213$135,461
266 ($1,663)$446$1,217$134,244
267 ($1,663)$442$1,221$133,023
268 ($1,663)$438$1,225$131,798
269 ($1,663)$434$1,229$130,569
270 ($1,663)$430$1,233$129,336
271 ($1,663)$426$1,237$128,099
272 ($1,663)$422$1,241$126,858
273 ($1,663)$418$1,245$125,613
274 ($1,663)$413$1,249$124,364
275 ($1,663)$409$1,253$123,110
276 ($1,663)$405$1,258$121,853
Year 24 - 277 ($1,663)$401$1,262$120,591
278 ($1,663)$397$1,266$119,325
279 ($1,663)$393$1,270$118,055
280 ($1,663)$389$1,274$116,781
281 ($1,663)$384$1,278$115,503
282 ($1,663)$380$1,283$114,220
283 ($1,663)$376$1,287$112,933
284 ($1,663)$372$1,291$111,642
285 ($1,663)$367$1,295$110,347
286 ($1,663)$363$1,300$109,047
287 ($1,663)$359$1,304$107,744
288 ($1,663)$355$1,308$106,435
Year 25 - 289 ($1,663)$350$1,312$105,123
290 ($1,663)$346$1,317$103,806
291 ($1,663)$342$1,321$102,485
292 ($1,663)$337$1,325$101,160
293 ($1,663)$333$1,330$99,830
294 ($1,663)$329$1,334$98,496
295 ($1,663)$324$1,339$97,157
296 ($1,663)$320$1,343$95,814
297 ($1,663)$315$1,347$94,467
298 ($1,663)$311$1,352$93,115
299 ($1,663)$307$1,356$91,759
300 ($1,663)$302$1,361$90,398
Year 26 - 301 ($1,663)$298$1,365$89,033
302 ($1,663)$293$1,370$87,663
303 ($1,663)$289$1,374$86,289
304 ($1,663)$284$1,379$84,910
305 ($1,663)$279$1,383$83,527
306 ($1,663)$275$1,388$82,139
307 ($1,663)$270$1,392$80,747
308 ($1,663)$266$1,397$79,350
309 ($1,663)$261$1,402$77,948
310 ($1,663)$257$1,406$76,542
311 ($1,663)$252$1,411$75,131
312 ($1,663)$247$1,415$73,716
Year 27 - 313 ($1,663)$243$1,420$72,295
314 ($1,663)$238$1,425$70,871
315 ($1,663)$233$1,429$69,441
316 ($1,663)$229$1,434$68,007
317 ($1,663)$224$1,439$66,568
318 ($1,663)$219$1,444$65,124
319 ($1,663)$214$1,448$63,676
320 ($1,663)$210$1,453$62,223
321 ($1,663)$205$1,458$60,765
322 ($1,663)$200$1,463$59,302
323 ($1,663)$195$1,468$57,834
324 ($1,663)$190$1,472$56,362
Year 28 - 325 ($1,663)$186$1,477$54,885
326 ($1,663)$181$1,482$53,403
327 ($1,663)$176$1,487$51,916
328 ($1,663)$171$1,492$50,424
329 ($1,663)$166$1,497$48,927
330 ($1,663)$161$1,502$47,425
331 ($1,663)$156$1,507$45,919
332 ($1,663)$151$1,512$44,407
333 ($1,663)$146$1,517$42,890
334 ($1,663)$141$1,522$41,369
335 ($1,663)$136$1,527$39,842
336 ($1,663)$131$1,532$38,311
Year 29 - 337 ($1,663)$126$1,537$36,774
338 ($1,663)$121$1,542$35,232
339 ($1,663)$116$1,547$33,685
340 ($1,663)$111$1,552$32,133
341 ($1,663)$106$1,557$30,576
342 ($1,663)$101$1,562$29,014
343 ($1,663)$96$1,567$27,447
344 ($1,663)$90$1,572$25,875
345 ($1,663)$85$1,578$24,297
346 ($1,663)$80$1,583$22,714
347 ($1,663)$75$1,588$21,126
348 ($1,663)$70$1,593$19,533
Year 30 - 349 ($1,663)$64$1,598$17,934
350 ($1,663)$59$1,604$16,331
351 ($1,663)$54$1,609$14,722
352 ($1,663)$48$1,614$13,107
353 ($1,663)$43$1,620$11,488
354 ($1,663)$38$1,625$9,863
355 ($1,663)$32$1,630$8,232
356 ($1,663)$27$1,636$6,597
357 ($1,663)$22$1,641$4,956
358 ($1,663)$16$1,646$3,309
359 ($1,663)$11$1,652$1,657
360 ($1,663)$5$1,657$0
TOTALS$248,200$350,400$598,600

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.