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Mortgage Payment Schedule for a $450,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($90,000) may require pre-mortgage insurance


3.78% is current rate for 30-year fixed
3.08% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,673 360 $242,406 $602,406

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,162 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.761% | Rate: 3.750% | Fees: $330 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $102 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $450,000
Down Payment $90,000$360,000
Year 1 - 1 ($1,673)$1,134$539$359,461
2 ($1,673)$1,132$541$358,920
3 ($1,673)$1,131$543$358,377
4 ($1,673)$1,129$544$357,832
5 ($1,673)$1,127$546$357,286
6 ($1,673)$1,125$548$356,738
7 ($1,673)$1,124$550$356,189
8 ($1,673)$1,122$551$355,637
9 ($1,673)$1,120$553$355,084
10 ($1,673)$1,119$555$354,529
11 ($1,673)$1,117$557$353,973
12 ($1,673)$1,115$558$353,414
Year 2 - 13 ($1,673)$1,113$560$352,854
14 ($1,673)$1,111$562$352,293
15 ($1,673)$1,110$564$351,729
16 ($1,673)$1,108$565$351,163
17 ($1,673)$1,106$567$350,596
18 ($1,673)$1,104$569$350,027
19 ($1,673)$1,103$571$349,457
20 ($1,673)$1,101$573$348,884
21 ($1,673)$1,099$574$348,310
22 ($1,673)$1,097$576$347,733
23 ($1,673)$1,095$578$347,155
24 ($1,673)$1,094$580$346,576
Year 3 - 25 ($1,673)$1,092$582$345,994
26 ($1,673)$1,090$583$345,411
27 ($1,673)$1,088$585$344,825
28 ($1,673)$1,086$587$344,238
29 ($1,673)$1,084$589$343,649
30 ($1,673)$1,082$591$343,058
31 ($1,673)$1,081$593$342,466
32 ($1,673)$1,079$595$341,871
33 ($1,673)$1,077$596$341,274
34 ($1,673)$1,075$598$340,676
35 ($1,673)$1,073$600$340,076
36 ($1,673)$1,071$602$339,474
Year 4 - 37 ($1,673)$1,069$604$338,870
38 ($1,673)$1,067$606$338,264
39 ($1,673)$1,066$608$337,656
40 ($1,673)$1,064$610$337,046
41 ($1,673)$1,062$612$336,435
42 ($1,673)$1,060$614$335,821
43 ($1,673)$1,058$616$335,206
44 ($1,673)$1,056$617$334,588
45 ($1,673)$1,054$619$333,969
46 ($1,673)$1,052$621$333,347
47 ($1,673)$1,050$623$332,724
48 ($1,673)$1,048$625$332,099
Year 5 - 49 ($1,673)$1,046$627$331,472
50 ($1,673)$1,044$629$330,842
51 ($1,673)$1,042$631$330,211
52 ($1,673)$1,040$633$329,578
53 ($1,673)$1,038$635$328,943
54 ($1,673)$1,036$637$328,306
55 ($1,673)$1,034$639$327,666
56 ($1,673)$1,032$641$327,025
57 ($1,673)$1,030$643$326,382
58 ($1,673)$1,028$645$325,737
59 ($1,673)$1,026$647$325,089
60 ($1,673)$1,024$649$324,440
Year 6 - 61 ($1,673)$1,022$651$323,789
62 ($1,673)$1,020$653$323,135
63 ($1,673)$1,018$655$322,480
64 ($1,673)$1,016$658$321,822
65 ($1,673)$1,014$660$321,163
66 ($1,673)$1,012$662$320,501
67 ($1,673)$1,010$664$319,837
68 ($1,673)$1,007$666$319,171
69 ($1,673)$1,005$668$318,503
70 ($1,673)$1,003$670$317,833
71 ($1,673)$1,001$672$317,161
72 ($1,673)$999$674$316,487
Year 7 - 73 ($1,673)$997$676$315,811
74 ($1,673)$995$679$315,132
75 ($1,673)$993$681$314,451
76 ($1,673)$991$683$313,768
77 ($1,673)$988$685$313,084
78 ($1,673)$986$687$312,396
79 ($1,673)$984$689$311,707
80 ($1,673)$982$691$311,016
81 ($1,673)$980$694$310,322
82 ($1,673)$978$696$309,626
83 ($1,673)$975$698$308,928
84 ($1,673)$973$700$308,228
Year 8 - 85 ($1,673)$971$702$307,525
86 ($1,673)$969$705$306,821
87 ($1,673)$966$707$306,114
88 ($1,673)$964$709$305,405
89 ($1,673)$962$711$304,693
90 ($1,673)$960$714$303,980
91 ($1,673)$958$716$303,264
92 ($1,673)$955$718$302,546
93 ($1,673)$953$720$301,826
94 ($1,673)$951$723$301,103
95 ($1,673)$948$725$300,378
96 ($1,673)$946$727$299,651
Year 9 - 97 ($1,673)$944$729$298,922
98 ($1,673)$942$732$298,190
99 ($1,673)$939$734$297,456
100 ($1,673)$937$736$296,719
101 ($1,673)$935$739$295,981
102 ($1,673)$932$741$295,240
103 ($1,673)$930$743$294,496
104 ($1,673)$928$746$293,751
105 ($1,673)$925$748$293,003
106 ($1,673)$923$750$292,252
107 ($1,673)$921$753$291,500
108 ($1,673)$918$755$290,744
Year 10 - 109 ($1,673)$916$758$289,987
110 ($1,673)$913$760$289,227
111 ($1,673)$911$762$288,465
112 ($1,673)$909$765$287,700
113 ($1,673)$906$767$286,933
114 ($1,673)$904$770$286,163
115 ($1,673)$901$772$285,392
116 ($1,673)$899$774$284,617
117 ($1,673)$897$777$283,840
118 ($1,673)$894$779$283,061
119 ($1,673)$892$782$282,279
120 ($1,673)$889$784$281,495
Year 11 - 121 ($1,673)$887$787$280,709
122 ($1,673)$884$789$279,919
123 ($1,673)$882$792$279,128
124 ($1,673)$879$794$278,334
125 ($1,673)$877$797$277,537
126 ($1,673)$874$799$276,738
127 ($1,673)$872$802$275,936
128 ($1,673)$869$804$275,132
129 ($1,673)$867$807$274,326
130 ($1,673)$864$809$273,516
131 ($1,673)$862$812$272,705
132 ($1,673)$859$814$271,890
Year 12 - 133 ($1,673)$856$817$271,073
134 ($1,673)$854$819$270,254
135 ($1,673)$851$822$269,432
136 ($1,673)$849$825$268,607
137 ($1,673)$846$827$267,780
138 ($1,673)$844$830$266,950
139 ($1,673)$841$832$266,118
140 ($1,673)$838$835$265,283
141 ($1,673)$836$838$264,445
142 ($1,673)$833$840$263,605
143 ($1,673)$830$843$262,762
144 ($1,673)$828$846$261,916
Year 13 - 145 ($1,673)$825$848$261,068
146 ($1,673)$822$851$260,217
147 ($1,673)$820$854$259,363
148 ($1,673)$817$856$258,507
149 ($1,673)$814$859$257,647
150 ($1,673)$812$862$256,786
151 ($1,673)$809$864$255,921
152 ($1,673)$806$867$255,054
153 ($1,673)$803$870$254,184
154 ($1,673)$801$873$253,311
155 ($1,673)$798$875$252,436
156 ($1,673)$795$878$251,558
Year 14 - 157 ($1,673)$792$881$250,677
158 ($1,673)$790$884$249,793
159 ($1,673)$787$887$248,907
160 ($1,673)$784$889$248,017
161 ($1,673)$781$892$247,125
162 ($1,673)$778$895$246,230
163 ($1,673)$776$898$245,333
164 ($1,673)$773$901$244,432
165 ($1,673)$770$903$243,529
166 ($1,673)$767$906$242,622
167 ($1,673)$764$909$241,713
168 ($1,673)$761$912$240,801
Year 15 - 169 ($1,673)$759$915$239,887
170 ($1,673)$756$918$238,969
171 ($1,673)$753$921$238,048
172 ($1,673)$750$923$237,125
173 ($1,673)$747$926$236,198
174 ($1,673)$744$929$235,269
175 ($1,673)$741$932$234,337
176 ($1,673)$738$935$233,402
177 ($1,673)$735$938$232,464
178 ($1,673)$732$941$231,522
179 ($1,673)$729$944$230,578
180 ($1,673)$726$947$229,631
Year 16 - 181 ($1,673)$723$950$228,681
182 ($1,673)$720$953$227,728
183 ($1,673)$717$956$226,772
184 ($1,673)$714$959$225,813
185 ($1,673)$711$962$224,851
186 ($1,673)$708$965$223,886
187 ($1,673)$705$968$222,918
188 ($1,673)$702$971$221,947
189 ($1,673)$699$974$220,973
190 ($1,673)$696$977$219,995
191 ($1,673)$693$980$219,015
192 ($1,673)$690$983$218,032
Year 17 - 193 ($1,673)$687$987$217,045
194 ($1,673)$684$990$216,055
195 ($1,673)$681$993$215,063
196 ($1,673)$677$996$214,067
197 ($1,673)$674$999$213,068
198 ($1,673)$671$1,002$212,065
199 ($1,673)$668$1,005$211,060
200 ($1,673)$665$1,009$210,052
201 ($1,673)$662$1,012$209,040
202 ($1,673)$658$1,015$208,025
203 ($1,673)$655$1,018$207,007
204 ($1,673)$652$1,021$205,986
Year 18 - 205 ($1,673)$649$1,024$204,961
206 ($1,673)$646$1,028$203,934
207 ($1,673)$642$1,031$202,903
208 ($1,673)$639$1,034$201,868
209 ($1,673)$636$1,037$200,831
210 ($1,673)$633$1,041$199,790
211 ($1,673)$629$1,044$198,746
212 ($1,673)$626$1,047$197,699
213 ($1,673)$623$1,051$196,648
214 ($1,673)$619$1,054$195,594
215 ($1,673)$616$1,057$194,537
216 ($1,673)$613$1,061$193,477
Year 19 - 217 ($1,673)$609$1,064$192,413
218 ($1,673)$606$1,067$191,345
219 ($1,673)$603$1,071$190,275
220 ($1,673)$599$1,074$189,201
221 ($1,673)$596$1,077$188,123
222 ($1,673)$593$1,081$187,043
223 ($1,673)$589$1,084$185,958
224 ($1,673)$586$1,088$184,871
225 ($1,673)$582$1,091$183,780
226 ($1,673)$579$1,094$182,685
227 ($1,673)$575$1,098$181,588
228 ($1,673)$572$1,101$180,486
Year 20 - 229 ($1,673)$569$1,105$179,381
230 ($1,673)$565$1,108$178,273
231 ($1,673)$562$1,112$177,161
232 ($1,673)$558$1,115$176,046
233 ($1,673)$555$1,119$174,927
234 ($1,673)$551$1,122$173,805
235 ($1,673)$547$1,126$172,679
236 ($1,673)$544$1,129$171,550
237 ($1,673)$540$1,133$170,417
238 ($1,673)$537$1,137$169,280
239 ($1,673)$533$1,140$168,140
240 ($1,673)$530$1,144$166,996
Year 21 - 241 ($1,673)$526$1,147$165,849
242 ($1,673)$522$1,151$164,698
243 ($1,673)$519$1,155$163,543
244 ($1,673)$515$1,158$162,385
245 ($1,673)$512$1,162$161,223
246 ($1,673)$508$1,165$160,058
247 ($1,673)$504$1,169$158,889
248 ($1,673)$500$1,173$157,716
249 ($1,673)$497$1,177$156,539
250 ($1,673)$493$1,180$155,359
251 ($1,673)$489$1,184$154,175
252 ($1,673)$486$1,188$152,987
Year 22 - 253 ($1,673)$482$1,191$151,796
254 ($1,673)$478$1,195$150,601
255 ($1,673)$474$1,199$149,402
256 ($1,673)$471$1,203$148,199
257 ($1,673)$467$1,207$146,993
258 ($1,673)$463$1,210$145,782
259 ($1,673)$459$1,214$144,568
260 ($1,673)$455$1,218$143,350
261 ($1,673)$452$1,222$142,128
262 ($1,673)$448$1,226$140,903
263 ($1,673)$444$1,230$139,673
264 ($1,673)$440$1,233$138,440
Year 23 - 265 ($1,673)$436$1,237$137,203
266 ($1,673)$432$1,241$135,961
267 ($1,673)$428$1,245$134,716
268 ($1,673)$424$1,249$133,467
269 ($1,673)$420$1,253$132,214
270 ($1,673)$416$1,257$130,958
271 ($1,673)$413$1,261$129,697
272 ($1,673)$409$1,265$128,432
273 ($1,673)$405$1,269$127,163
274 ($1,673)$401$1,273$125,890
275 ($1,673)$397$1,277$124,614
276 ($1,673)$393$1,281$123,333
Year 24 - 277 ($1,673)$388$1,285$122,048
278 ($1,673)$384$1,289$120,759
279 ($1,673)$380$1,293$119,466
280 ($1,673)$376$1,297$118,169
281 ($1,673)$372$1,301$116,868
282 ($1,673)$368$1,305$115,563
283 ($1,673)$364$1,309$114,253
284 ($1,673)$360$1,313$112,940
285 ($1,673)$356$1,318$111,622
286 ($1,673)$352$1,322$110,301
287 ($1,673)$347$1,326$108,975
288 ($1,673)$343$1,330$107,645
Year 25 - 289 ($1,673)$339$1,334$106,310
290 ($1,673)$335$1,338$104,972
291 ($1,673)$331$1,343$103,629
292 ($1,673)$326$1,347$102,282
293 ($1,673)$322$1,351$100,931
294 ($1,673)$318$1,355$99,576
295 ($1,673)$314$1,360$98,216
296 ($1,673)$309$1,364$96,852
297 ($1,673)$305$1,368$95,484
298 ($1,673)$301$1,373$94,111
299 ($1,673)$296$1,377$92,734
300 ($1,673)$292$1,381$91,353
Year 26 - 301 ($1,673)$288$1,386$89,967
302 ($1,673)$283$1,390$88,577
303 ($1,673)$279$1,394$87,183
304 ($1,673)$275$1,399$85,784
305 ($1,673)$270$1,403$84,381
306 ($1,673)$266$1,408$82,974
307 ($1,673)$261$1,412$81,562
308 ($1,673)$257$1,416$80,145
309 ($1,673)$252$1,421$78,724
310 ($1,673)$248$1,425$77,299
311 ($1,673)$243$1,430$75,869
312 ($1,673)$239$1,434$74,435
Year 27 - 313 ($1,673)$234$1,439$72,996
314 ($1,673)$230$1,443$71,553
315 ($1,673)$225$1,448$70,105
316 ($1,673)$221$1,453$68,652
317 ($1,673)$216$1,457$67,195
318 ($1,673)$212$1,462$65,733
319 ($1,673)$207$1,466$64,267
320 ($1,673)$202$1,471$62,796
321 ($1,673)$198$1,476$61,321
322 ($1,673)$193$1,480$59,840
323 ($1,673)$188$1,485$58,355
324 ($1,673)$184$1,490$56,866
Year 28 - 325 ($1,673)$179$1,494$55,372
326 ($1,673)$174$1,499$53,873
327 ($1,673)$170$1,504$52,369
328 ($1,673)$165$1,508$50,861
329 ($1,673)$160$1,513$49,348
330 ($1,673)$155$1,518$47,830
331 ($1,673)$151$1,523$46,307
332 ($1,673)$146$1,527$44,780
333 ($1,673)$141$1,532$43,247
334 ($1,673)$136$1,537$41,710
335 ($1,673)$131$1,542$40,168
336 ($1,673)$127$1,547$38,621
Year 29 - 337 ($1,673)$122$1,552$37,070
338 ($1,673)$117$1,557$35,513
339 ($1,673)$112$1,561$33,952
340 ($1,673)$107$1,566$32,385
341 ($1,673)$102$1,571$30,814
342 ($1,673)$97$1,576$29,238
343 ($1,673)$92$1,581$27,656
344 ($1,673)$87$1,586$26,070
345 ($1,673)$82$1,591$24,479
346 ($1,673)$77$1,596$22,883
347 ($1,673)$72$1,601$21,281
348 ($1,673)$67$1,606$19,675
Year 30 - 349 ($1,673)$62$1,611$18,064
350 ($1,673)$57$1,616$16,447
351 ($1,673)$52$1,622$14,826
352 ($1,673)$47$1,627$13,199
353 ($1,673)$42$1,632$11,567
354 ($1,673)$36$1,637$9,930
355 ($1,673)$31$1,642$8,288
356 ($1,673)$26$1,647$6,641
357 ($1,673)$21$1,652$4,989
358 ($1,673)$16$1,658$3,331
359 ($1,673)$10$1,663$1,668
360 ($1,673)$5$1,668$0
TOTALS$242,406$360,000$602,406

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.