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Mortgage Payment Schedule for a $450,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($90,000) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,702 360 $252,768 $612,768

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $450,000
Down Payment $90,000$360,000
Year 1 - 1 ($1,702)$1,176$526$359,474
2 ($1,702)$1,174$528$358,946
3 ($1,702)$1,173$530$358,416
4 ($1,702)$1,171$531$357,885
5 ($1,702)$1,169$533$357,352
6 ($1,702)$1,167$535$356,817
7 ($1,702)$1,166$537$356,281
8 ($1,702)$1,164$538$355,742
9 ($1,702)$1,162$540$355,202
10 ($1,702)$1,160$542$354,661
11 ($1,702)$1,159$544$354,117
12 ($1,702)$1,157$545$353,572
Year 2 - 13 ($1,702)$1,155$547$353,025
14 ($1,702)$1,153$549$352,476
15 ($1,702)$1,151$551$351,925
16 ($1,702)$1,150$553$351,372
17 ($1,702)$1,148$554$350,818
18 ($1,702)$1,146$556$350,262
19 ($1,702)$1,144$558$349,704
20 ($1,702)$1,142$560$349,144
21 ($1,702)$1,141$562$348,583
22 ($1,702)$1,139$563$348,019
23 ($1,702)$1,137$565$347,454
24 ($1,702)$1,135$567$346,887
Year 3 - 25 ($1,702)$1,133$569$346,318
26 ($1,702)$1,131$571$345,747
27 ($1,702)$1,129$573$345,174
28 ($1,702)$1,128$575$344,600
29 ($1,702)$1,126$576$344,023
30 ($1,702)$1,124$578$343,445
31 ($1,702)$1,122$580$342,865
32 ($1,702)$1,120$582$342,283
33 ($1,702)$1,118$584$341,699
34 ($1,702)$1,116$586$341,113
35 ($1,702)$1,114$588$340,525
36 ($1,702)$1,112$590$339,935
Year 4 - 37 ($1,702)$1,110$592$339,344
38 ($1,702)$1,109$594$338,750
39 ($1,702)$1,107$596$338,154
40 ($1,702)$1,105$597$337,557
41 ($1,702)$1,103$599$336,957
42 ($1,702)$1,101$601$336,356
43 ($1,702)$1,099$603$335,753
44 ($1,702)$1,097$605$335,147
45 ($1,702)$1,095$607$334,540
46 ($1,702)$1,093$609$333,931
47 ($1,702)$1,091$611$333,319
48 ($1,702)$1,089$613$332,706
Year 5 - 49 ($1,702)$1,087$615$332,091
50 ($1,702)$1,085$617$331,474
51 ($1,702)$1,083$619$330,854
52 ($1,702)$1,081$621$330,233
53 ($1,702)$1,079$623$329,610
54 ($1,702)$1,077$625$328,984
55 ($1,702)$1,075$627$328,357
56 ($1,702)$1,073$630$327,727
57 ($1,702)$1,071$632$327,096
58 ($1,702)$1,069$634$326,462
59 ($1,702)$1,066$636$325,826
60 ($1,702)$1,064$638$325,189
Year 6 - 61 ($1,702)$1,062$640$324,549
62 ($1,702)$1,060$642$323,907
63 ($1,702)$1,058$644$323,263
64 ($1,702)$1,056$646$322,617
65 ($1,702)$1,054$648$321,968
66 ($1,702)$1,052$650$321,318
67 ($1,702)$1,050$652$320,665
68 ($1,702)$1,048$655$320,011
69 ($1,702)$1,045$657$319,354
70 ($1,702)$1,043$659$318,695
71 ($1,702)$1,041$661$318,034
72 ($1,702)$1,039$663$317,371
Year 7 - 73 ($1,702)$1,037$665$316,705
74 ($1,702)$1,035$668$316,038
75 ($1,702)$1,032$670$315,368
76 ($1,702)$1,030$672$314,696
77 ($1,702)$1,028$674$314,022
78 ($1,702)$1,026$676$313,346
79 ($1,702)$1,024$679$312,667
80 ($1,702)$1,021$681$311,986
81 ($1,702)$1,019$683$311,303
82 ($1,702)$1,017$685$310,618
83 ($1,702)$1,015$687$309,931
84 ($1,702)$1,012$690$309,241
Year 8 - 85 ($1,702)$1,010$692$308,549
86 ($1,702)$1,008$694$307,855
87 ($1,702)$1,006$696$307,159
88 ($1,702)$1,003$699$306,460
89 ($1,702)$1,001$701$305,759
90 ($1,702)$999$703$305,055
91 ($1,702)$997$706$304,350
92 ($1,702)$994$708$303,642
93 ($1,702)$992$710$302,932
94 ($1,702)$990$713$302,219
95 ($1,702)$987$715$301,504
96 ($1,702)$985$717$300,787
Year 9 - 97 ($1,702)$983$720$300,067
98 ($1,702)$980$722$299,346
99 ($1,702)$978$724$298,621
100 ($1,702)$975$727$297,895
101 ($1,702)$973$729$297,166
102 ($1,702)$971$731$296,434
103 ($1,702)$968$734$295,700
104 ($1,702)$966$736$294,964
105 ($1,702)$964$739$294,226
106 ($1,702)$961$741$293,485
107 ($1,702)$959$743$292,741
108 ($1,702)$956$746$291,995
Year 10 - 109 ($1,702)$954$748$291,247
110 ($1,702)$951$751$290,496
111 ($1,702)$949$753$289,743
112 ($1,702)$946$756$288,988
113 ($1,702)$944$758$288,229
114 ($1,702)$942$761$287,469
115 ($1,702)$939$763$286,706
116 ($1,702)$937$766$285,940
117 ($1,702)$934$768$285,172
118 ($1,702)$932$771$284,402
119 ($1,702)$929$773$283,629
120 ($1,702)$927$776$282,853
Year 11 - 121 ($1,702)$924$778$282,075
122 ($1,702)$921$781$281,294
123 ($1,702)$919$783$280,511
124 ($1,702)$916$786$279,725
125 ($1,702)$914$788$278,937
126 ($1,702)$911$791$278,146
127 ($1,702)$909$794$277,352
128 ($1,702)$906$796$276,556
129 ($1,702)$903$799$275,757
130 ($1,702)$901$801$274,956
131 ($1,702)$898$804$274,152
132 ($1,702)$896$807$273,346
Year 12 - 133 ($1,702)$893$809$272,536
134 ($1,702)$890$812$271,725
135 ($1,702)$888$814$270,910
136 ($1,702)$885$817$270,093
137 ($1,702)$882$820$269,273
138 ($1,702)$880$823$268,451
139 ($1,702)$877$825$267,625
140 ($1,702)$874$828$266,797
141 ($1,702)$872$831$265,967
142 ($1,702)$869$833$265,134
143 ($1,702)$866$836$264,297
144 ($1,702)$863$839$263,459
Year 13 - 145 ($1,702)$861$842$262,617
146 ($1,702)$858$844$261,773
147 ($1,702)$855$847$260,926
148 ($1,702)$852$850$260,076
149 ($1,702)$850$853$259,224
150 ($1,702)$847$855$258,368
151 ($1,702)$844$858$257,510
152 ($1,702)$841$861$256,649
153 ($1,702)$838$864$255,785
154 ($1,702)$836$867$254,919
155 ($1,702)$833$869$254,050
156 ($1,702)$830$872$253,177
Year 14 - 157 ($1,702)$827$875$252,302
158 ($1,702)$824$878$251,424
159 ($1,702)$821$881$250,543
160 ($1,702)$818$884$249,660
161 ($1,702)$816$887$248,773
162 ($1,702)$813$889$247,884
163 ($1,702)$810$892$246,991
164 ($1,702)$807$895$246,096
165 ($1,702)$804$898$245,198
166 ($1,702)$801$901$244,297
167 ($1,702)$798$904$243,393
168 ($1,702)$795$907$242,486
Year 15 - 169 ($1,702)$792$910$241,575
170 ($1,702)$789$913$240,663
171 ($1,702)$786$916$239,747
172 ($1,702)$783$919$238,828
173 ($1,702)$780$922$237,906
174 ($1,702)$777$925$236,981
175 ($1,702)$774$928$236,053
176 ($1,702)$771$931$235,122
177 ($1,702)$768$934$234,188
178 ($1,702)$765$937$233,250
179 ($1,702)$762$940$232,310
180 ($1,702)$759$943$231,367
Year 16 - 181 ($1,702)$756$946$230,421
182 ($1,702)$753$949$229,471
183 ($1,702)$750$953$228,519
184 ($1,702)$746$956$227,563
185 ($1,702)$743$959$226,604
186 ($1,702)$740$962$225,642
187 ($1,702)$737$965$224,677
188 ($1,702)$734$968$223,709
189 ($1,702)$731$971$222,738
190 ($1,702)$728$975$221,763
191 ($1,702)$724$978$220,786
192 ($1,702)$721$981$219,805
Year 17 - 193 ($1,702)$718$984$218,821
194 ($1,702)$715$987$217,833
195 ($1,702)$712$991$216,843
196 ($1,702)$708$994$215,849
197 ($1,702)$705$997$214,852
198 ($1,702)$702$1,000$213,852
199 ($1,702)$699$1,004$212,848
200 ($1,702)$695$1,007$211,841
201 ($1,702)$692$1,010$210,831
202 ($1,702)$689$1,013$209,818
203 ($1,702)$685$1,017$208,801
204 ($1,702)$682$1,020$207,781
Year 18 - 205 ($1,702)$679$1,023$206,758
206 ($1,702)$675$1,027$205,731
207 ($1,702)$672$1,030$204,701
208 ($1,702)$669$1,033$203,667
209 ($1,702)$665$1,037$202,631
210 ($1,702)$662$1,040$201,590
211 ($1,702)$659$1,044$200,547
212 ($1,702)$655$1,047$199,500
213 ($1,702)$652$1,050$198,449
214 ($1,702)$648$1,054$197,395
215 ($1,702)$645$1,057$196,338
216 ($1,702)$641$1,061$195,277
Year 19 - 217 ($1,702)$638$1,064$194,213
218 ($1,702)$634$1,068$193,145
219 ($1,702)$631$1,071$192,074
220 ($1,702)$627$1,075$191,000
221 ($1,702)$624$1,078$189,921
222 ($1,702)$620$1,082$188,840
223 ($1,702)$617$1,085$187,754
224 ($1,702)$613$1,089$186,666
225 ($1,702)$610$1,092$185,573
226 ($1,702)$606$1,096$184,477
227 ($1,702)$603$1,100$183,378
228 ($1,702)$599$1,103$182,275
Year 20 - 229 ($1,702)$595$1,107$181,168
230 ($1,702)$592$1,110$180,058
231 ($1,702)$588$1,114$178,944
232 ($1,702)$585$1,118$177,826
233 ($1,702)$581$1,121$176,705
234 ($1,702)$577$1,125$175,580
235 ($1,702)$574$1,129$174,451
236 ($1,702)$570$1,132$173,319
237 ($1,702)$566$1,136$172,183
238 ($1,702)$562$1,140$171,043
239 ($1,702)$559$1,143$169,900
240 ($1,702)$555$1,147$168,753
Year 21 - 241 ($1,702)$551$1,151$167,602
242 ($1,702)$548$1,155$166,447
243 ($1,702)$544$1,158$165,289
244 ($1,702)$540$1,162$164,127
245 ($1,702)$536$1,166$162,961
246 ($1,702)$532$1,170$161,791
247 ($1,702)$529$1,174$160,617
248 ($1,702)$525$1,177$159,440
249 ($1,702)$521$1,181$158,259
250 ($1,702)$517$1,185$157,074
251 ($1,702)$513$1,189$155,885
252 ($1,702)$509$1,193$154,692
Year 22 - 253 ($1,702)$505$1,197$153,495
254 ($1,702)$501$1,201$152,294
255 ($1,702)$497$1,205$151,089
256 ($1,702)$494$1,209$149,881
257 ($1,702)$490$1,213$148,668
258 ($1,702)$486$1,216$147,452
259 ($1,702)$482$1,220$146,231
260 ($1,702)$478$1,224$145,007
261 ($1,702)$474$1,228$143,779
262 ($1,702)$470$1,232$142,546
263 ($1,702)$466$1,236$141,310
264 ($1,702)$462$1,241$140,069
Year 23 - 265 ($1,702)$458$1,245$138,825
266 ($1,702)$453$1,249$137,576
267 ($1,702)$449$1,253$136,323
268 ($1,702)$445$1,257$135,066
269 ($1,702)$441$1,261$133,805
270 ($1,702)$437$1,265$132,540
271 ($1,702)$433$1,269$131,271
272 ($1,702)$429$1,273$129,998
273 ($1,702)$425$1,277$128,720
274 ($1,702)$420$1,282$127,439
275 ($1,702)$416$1,286$126,153
276 ($1,702)$412$1,290$124,863
Year 24 - 277 ($1,702)$408$1,294$123,569
278 ($1,702)$404$1,298$122,270
279 ($1,702)$399$1,303$120,967
280 ($1,702)$395$1,307$119,661
281 ($1,702)$391$1,311$118,349
282 ($1,702)$387$1,316$117,034
283 ($1,702)$382$1,320$115,714
284 ($1,702)$378$1,324$114,390
285 ($1,702)$374$1,328$113,061
286 ($1,702)$369$1,333$111,729
287 ($1,702)$365$1,337$110,391
288 ($1,702)$361$1,342$109,050
Year 25 - 289 ($1,702)$356$1,346$107,704
290 ($1,702)$352$1,350$106,354
291 ($1,702)$347$1,355$104,999
292 ($1,702)$343$1,359$103,640
293 ($1,702)$339$1,364$102,276
294 ($1,702)$334$1,368$100,908
295 ($1,702)$330$1,372$99,536
296 ($1,702)$325$1,377$98,159
297 ($1,702)$321$1,381$96,777
298 ($1,702)$316$1,386$95,391
299 ($1,702)$312$1,391$94,001
300 ($1,702)$307$1,395$92,606
Year 26 - 301 ($1,702)$303$1,400$91,206
302 ($1,702)$298$1,404$89,802
303 ($1,702)$293$1,409$88,393
304 ($1,702)$289$1,413$86,980
305 ($1,702)$284$1,418$85,562
306 ($1,702)$280$1,423$84,139
307 ($1,702)$275$1,427$82,712
308 ($1,702)$270$1,432$81,280
309 ($1,702)$266$1,437$79,843
310 ($1,702)$261$1,441$78,402
311 ($1,702)$256$1,446$76,956
312 ($1,702)$251$1,451$75,505
Year 27 - 313 ($1,702)$247$1,455$74,050
314 ($1,702)$242$1,460$72,589
315 ($1,702)$237$1,465$71,124
316 ($1,702)$232$1,470$69,655
317 ($1,702)$228$1,475$68,180
318 ($1,702)$223$1,479$66,701
319 ($1,702)$218$1,484$65,216
320 ($1,702)$213$1,489$63,727
321 ($1,702)$208$1,494$62,233
322 ($1,702)$203$1,499$60,734
323 ($1,702)$198$1,504$59,231
324 ($1,702)$193$1,509$57,722
Year 28 - 325 ($1,702)$189$1,514$56,209
326 ($1,702)$184$1,519$54,690
327 ($1,702)$179$1,523$53,167
328 ($1,702)$174$1,528$51,638
329 ($1,702)$169$1,533$50,105
330 ($1,702)$164$1,538$48,566
331 ($1,702)$159$1,543$47,023
332 ($1,702)$154$1,549$45,474
333 ($1,702)$149$1,554$43,921
334 ($1,702)$143$1,559$42,362
335 ($1,702)$138$1,564$40,798
336 ($1,702)$133$1,569$39,229
Year 29 - 337 ($1,702)$128$1,574$37,655
338 ($1,702)$123$1,579$36,076
339 ($1,702)$118$1,584$34,492
340 ($1,702)$113$1,589$32,902
341 ($1,702)$107$1,595$31,308
342 ($1,702)$102$1,600$29,708
343 ($1,702)$97$1,605$28,103
344 ($1,702)$92$1,610$26,493
345 ($1,702)$87$1,616$24,877
346 ($1,702)$81$1,621$23,256
347 ($1,702)$76$1,626$21,630
348 ($1,702)$71$1,631$19,998
Year 30 - 349 ($1,702)$65$1,637$18,362
350 ($1,702)$60$1,642$16,719
351 ($1,702)$55$1,648$15,072
352 ($1,702)$49$1,653$13,419
353 ($1,702)$44$1,658$11,761
354 ($1,702)$38$1,664$10,097
355 ($1,702)$33$1,669$8,428
356 ($1,702)$28$1,675$6,753
357 ($1,702)$22$1,680$5,073
358 ($1,702)$17$1,686$3,388
359 ($1,702)$11$1,691$1,697
360 ($1,702)$6$1,697$0
TOTALS$252,768$360,000$612,768

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.