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Mortgage Payment Schedule for a $457,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($91,400) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,724 360 $255,191 $620,791

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1067 | State Lic #: MC-2347
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.779% | Rate: 3.750% | Fees: $893 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,172 /mo
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30 yr fixed mtg, 0 points | APR: 3.885% | Rate: 3.850% | Fees: $1,072 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.244% | Rate: 4.240% | Fees: $122 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $457,000
Down Payment $91,400$365,600
Year 1 - 1 ($1,724)$1,188$536$365,064
2 ($1,724)$1,186$538$364,526
3 ($1,724)$1,185$540$363,986
4 ($1,724)$1,183$541$363,445
5 ($1,724)$1,181$543$362,901
6 ($1,724)$1,179$545$362,356
7 ($1,724)$1,178$547$361,810
8 ($1,724)$1,176$549$361,261
9 ($1,724)$1,174$550$360,711
10 ($1,724)$1,172$552$360,159
11 ($1,724)$1,171$554$359,605
12 ($1,724)$1,169$556$359,049
Year 2 - 13 ($1,724)$1,167$558$358,492
14 ($1,724)$1,165$559$357,932
15 ($1,724)$1,163$561$357,371
16 ($1,724)$1,161$563$356,808
17 ($1,724)$1,160$565$356,243
18 ($1,724)$1,158$567$355,677
19 ($1,724)$1,156$568$355,108
20 ($1,724)$1,154$570$354,538
21 ($1,724)$1,152$572$353,966
22 ($1,724)$1,150$574$353,392
23 ($1,724)$1,149$576$352,816
24 ($1,724)$1,147$578$352,238
Year 3 - 25 ($1,724)$1,145$580$351,658
26 ($1,724)$1,143$582$351,077
27 ($1,724)$1,141$583$350,494
28 ($1,724)$1,139$585$349,908
29 ($1,724)$1,137$587$349,321
30 ($1,724)$1,135$589$348,732
31 ($1,724)$1,133$591$348,141
32 ($1,724)$1,131$593$347,548
33 ($1,724)$1,130$595$346,953
34 ($1,724)$1,128$597$346,356
35 ($1,724)$1,126$599$345,757
36 ($1,724)$1,124$601$345,157
Year 4 - 37 ($1,724)$1,122$603$344,554
38 ($1,724)$1,120$605$343,949
39 ($1,724)$1,118$607$343,343
40 ($1,724)$1,116$609$342,734
41 ($1,724)$1,114$611$342,124
42 ($1,724)$1,112$613$341,511
43 ($1,724)$1,110$615$340,897
44 ($1,724)$1,108$617$340,280
45 ($1,724)$1,106$619$339,662
46 ($1,724)$1,104$621$339,041
47 ($1,724)$1,102$623$338,419
48 ($1,724)$1,100$625$337,794
Year 5 - 49 ($1,724)$1,098$627$337,167
50 ($1,724)$1,096$629$336,539
51 ($1,724)$1,094$631$335,908
52 ($1,724)$1,092$633$335,275
53 ($1,724)$1,090$635$334,641
54 ($1,724)$1,088$637$334,004
55 ($1,724)$1,086$639$333,365
56 ($1,724)$1,083$641$332,724
57 ($1,724)$1,081$643$332,081
58 ($1,724)$1,079$645$331,436
59 ($1,724)$1,077$647$330,788
60 ($1,724)$1,075$649$330,139
Year 6 - 61 ($1,724)$1,073$651$329,488
62 ($1,724)$1,071$654$328,834
63 ($1,724)$1,069$656$328,178
64 ($1,724)$1,067$658$327,521
65 ($1,724)$1,064$660$326,861
66 ($1,724)$1,062$662$326,198
67 ($1,724)$1,060$664$325,534
68 ($1,724)$1,058$666$324,868
69 ($1,724)$1,056$669$324,199
70 ($1,724)$1,054$671$323,528
71 ($1,724)$1,051$673$322,855
72 ($1,724)$1,049$675$322,180
Year 7 - 73 ($1,724)$1,047$677$321,503
74 ($1,724)$1,045$680$320,823
75 ($1,724)$1,043$682$320,142
76 ($1,724)$1,040$684$319,458
77 ($1,724)$1,038$686$318,772
78 ($1,724)$1,036$688$318,083
79 ($1,724)$1,034$691$317,392
80 ($1,724)$1,032$693$316,700
81 ($1,724)$1,029$695$316,004
82 ($1,724)$1,027$697$315,307
83 ($1,724)$1,025$700$314,607
84 ($1,724)$1,022$702$313,905
Year 8 - 85 ($1,724)$1,020$704$313,201
86 ($1,724)$1,018$707$312,495
87 ($1,724)$1,016$709$311,786
88 ($1,724)$1,013$711$311,075
89 ($1,724)$1,011$713$310,361
90 ($1,724)$1,009$716$309,646
91 ($1,724)$1,006$718$308,927
92 ($1,724)$1,004$720$308,207
93 ($1,724)$1,002$723$307,484
94 ($1,724)$999$725$306,759
95 ($1,724)$997$727$306,032
96 ($1,724)$995$730$305,302
Year 9 - 97 ($1,724)$992$732$304,570
98 ($1,724)$990$735$303,835
99 ($1,724)$987$737$303,098
100 ($1,724)$985$739$302,359
101 ($1,724)$983$742$301,617
102 ($1,724)$980$744$300,873
103 ($1,724)$978$747$300,126
104 ($1,724)$975$749$299,377
105 ($1,724)$973$751$298,626
106 ($1,724)$971$754$297,872
107 ($1,724)$968$756$297,116
108 ($1,724)$966$759$296,357
Year 10 - 109 ($1,724)$963$761$295,596
110 ($1,724)$961$764$294,832
111 ($1,724)$958$766$294,066
112 ($1,724)$956$769$293,297
113 ($1,724)$953$771$292,526
114 ($1,724)$951$774$291,752
115 ($1,724)$948$776$290,976
116 ($1,724)$946$779$290,197
117 ($1,724)$943$781$289,416
118 ($1,724)$941$784$288,632
119 ($1,724)$938$786$287,846
120 ($1,724)$935$789$287,057
Year 11 - 121 ($1,724)$933$791$286,265
122 ($1,724)$930$794$285,471
123 ($1,724)$928$797$284,675
124 ($1,724)$925$799$283,875
125 ($1,724)$923$802$283,074
126 ($1,724)$920$804$282,269
127 ($1,724)$917$807$281,462
128 ($1,724)$915$810$280,652
129 ($1,724)$912$812$279,840
130 ($1,724)$909$815$279,025
131 ($1,724)$907$818$278,208
132 ($1,724)$904$820$277,387
Year 12 - 133 ($1,724)$902$823$276,564
134 ($1,724)$899$826$275,739
135 ($1,724)$896$828$274,911
136 ($1,724)$893$831$274,080
137 ($1,724)$891$834$273,246
138 ($1,724)$888$836$272,410
139 ($1,724)$885$839$271,571
140 ($1,724)$883$842$270,729
141 ($1,724)$880$845$269,884
142 ($1,724)$877$847$269,037
143 ($1,724)$874$850$268,187
144 ($1,724)$872$853$267,334
Year 13 - 145 ($1,724)$869$856$266,478
146 ($1,724)$866$858$265,620
147 ($1,724)$863$861$264,759
148 ($1,724)$860$864$263,895
149 ($1,724)$858$867$263,028
150 ($1,724)$855$870$262,159
151 ($1,724)$852$872$261,286
152 ($1,724)$849$875$260,411
153 ($1,724)$846$878$259,533
154 ($1,724)$843$881$258,652
155 ($1,724)$841$884$257,768
156 ($1,724)$838$887$256,881
Year 14 - 157 ($1,724)$835$890$255,992
158 ($1,724)$832$892$255,099
159 ($1,724)$829$895$254,204
160 ($1,724)$826$898$253,306
161 ($1,724)$823$901$252,405
162 ($1,724)$820$904$251,501
163 ($1,724)$817$907$250,594
164 ($1,724)$814$910$249,684
165 ($1,724)$811$913$248,771
166 ($1,724)$809$916$247,855
167 ($1,724)$806$919$246,936
168 ($1,724)$803$922$246,014
Year 15 - 169 ($1,724)$800$925$245,089
170 ($1,724)$797$928$244,161
171 ($1,724)$794$931$243,230
172 ($1,724)$790$934$242,296
173 ($1,724)$787$937$241,359
174 ($1,724)$784$940$240,419
175 ($1,724)$781$943$239,476
176 ($1,724)$778$946$238,530
177 ($1,724)$775$949$237,581
178 ($1,724)$772$952$236,629
179 ($1,724)$769$955$235,673
180 ($1,724)$766$958$234,715
Year 16 - 181 ($1,724)$763$962$233,753
182 ($1,724)$760$965$232,789
183 ($1,724)$757$968$231,821
184 ($1,724)$753$971$230,850
185 ($1,724)$750$974$229,876
186 ($1,724)$747$977$228,898
187 ($1,724)$744$980$227,918
188 ($1,724)$741$984$226,934
189 ($1,724)$738$987$225,947
190 ($1,724)$734$990$224,957
191 ($1,724)$731$993$223,964
192 ($1,724)$728$997$222,967
Year 17 - 193 ($1,724)$725$1,000$221,967
194 ($1,724)$721$1,003$220,964
195 ($1,724)$718$1,006$219,958
196 ($1,724)$715$1,010$218,949
197 ($1,724)$712$1,013$217,936
198 ($1,724)$708$1,016$216,920
199 ($1,724)$705$1,019$215,900
200 ($1,724)$702$1,023$214,877
201 ($1,724)$698$1,026$213,851
202 ($1,724)$695$1,029$212,822
203 ($1,724)$692$1,033$211,789
204 ($1,724)$688$1,036$210,753
Year 18 - 205 ($1,724)$685$1,039$209,714
206 ($1,724)$682$1,043$208,671
207 ($1,724)$678$1,046$207,625
208 ($1,724)$675$1,050$206,575
209 ($1,724)$671$1,053$205,522
210 ($1,724)$668$1,056$204,465
211 ($1,724)$665$1,060$203,405
212 ($1,724)$661$1,063$202,342
213 ($1,724)$658$1,067$201,275
214 ($1,724)$654$1,070$200,205
215 ($1,724)$651$1,074$199,131
216 ($1,724)$647$1,077$198,054
Year 19 - 217 ($1,724)$644$1,081$196,973
218 ($1,724)$640$1,084$195,889
219 ($1,724)$637$1,088$194,801
220 ($1,724)$633$1,091$193,710
221 ($1,724)$630$1,095$192,615
222 ($1,724)$626$1,098$191,517
223 ($1,724)$622$1,102$190,415
224 ($1,724)$619$1,106$189,309
225 ($1,724)$615$1,109$188,200
226 ($1,724)$612$1,113$187,087
227 ($1,724)$608$1,116$185,971
228 ($1,724)$604$1,120$184,851
Year 20 - 229 ($1,724)$601$1,124$183,727
230 ($1,724)$597$1,127$182,600
231 ($1,724)$593$1,131$181,469
232 ($1,724)$590$1,135$180,334
233 ($1,724)$586$1,138$179,196
234 ($1,724)$582$1,142$178,054
235 ($1,724)$579$1,146$176,908
236 ($1,724)$575$1,149$175,759
237 ($1,724)$571$1,153$174,605
238 ($1,724)$567$1,157$173,448
239 ($1,724)$564$1,161$172,288
240 ($1,724)$560$1,164$171,123
Year 21 - 241 ($1,724)$556$1,168$169,955
242 ($1,724)$552$1,172$168,783
243 ($1,724)$549$1,176$167,607
244 ($1,724)$545$1,180$166,427
245 ($1,724)$541$1,184$165,244
246 ($1,724)$537$1,187$164,056
247 ($1,724)$533$1,191$162,865
248 ($1,724)$529$1,195$161,670
249 ($1,724)$525$1,199$160,471
250 ($1,724)$522$1,203$159,268
251 ($1,724)$518$1,207$158,061
252 ($1,724)$514$1,211$156,851
Year 22 - 253 ($1,724)$510$1,215$155,636
254 ($1,724)$506$1,219$154,417
255 ($1,724)$502$1,223$153,195
256 ($1,724)$498$1,227$151,968
257 ($1,724)$494$1,231$150,738
258 ($1,724)$490$1,235$149,503
259 ($1,724)$486$1,239$148,265
260 ($1,724)$482$1,243$147,022
261 ($1,724)$478$1,247$145,776
262 ($1,724)$474$1,251$144,525
263 ($1,724)$470$1,255$143,270
264 ($1,724)$466$1,259$142,012
Year 23 - 265 ($1,724)$462$1,263$140,749
266 ($1,724)$457$1,267$139,482
267 ($1,724)$453$1,271$138,211
268 ($1,724)$449$1,275$136,935
269 ($1,724)$445$1,279$135,656
270 ($1,724)$441$1,284$134,372
271 ($1,724)$437$1,288$133,085
272 ($1,724)$433$1,292$131,793
273 ($1,724)$428$1,296$130,497
274 ($1,724)$424$1,300$129,196
275 ($1,724)$420$1,305$127,892
276 ($1,724)$416$1,309$126,583
Year 24 - 277 ($1,724)$411$1,313$125,270
278 ($1,724)$407$1,317$123,953
279 ($1,724)$403$1,322$122,631
280 ($1,724)$399$1,326$121,305
281 ($1,724)$394$1,330$119,975
282 ($1,724)$390$1,334$118,641
283 ($1,724)$386$1,339$117,302
284 ($1,724)$381$1,343$115,959
285 ($1,724)$377$1,348$114,611
286 ($1,724)$372$1,352$113,259
287 ($1,724)$368$1,356$111,903
288 ($1,724)$364$1,361$110,542
Year 25 - 289 ($1,724)$359$1,365$109,177
290 ($1,724)$355$1,370$107,807
291 ($1,724)$350$1,374$106,433
292 ($1,724)$346$1,379$105,055
293 ($1,724)$341$1,383$103,672
294 ($1,724)$337$1,387$102,284
295 ($1,724)$332$1,392$100,892
296 ($1,724)$328$1,397$99,496
297 ($1,724)$323$1,401$98,095
298 ($1,724)$319$1,406$96,689
299 ($1,724)$314$1,410$95,279
300 ($1,724)$310$1,415$93,864
Year 26 - 301 ($1,724)$305$1,419$92,445
302 ($1,724)$300$1,424$91,021
303 ($1,724)$296$1,429$89,592
304 ($1,724)$291$1,433$88,159
305 ($1,724)$287$1,438$86,721
306 ($1,724)$282$1,443$85,279
307 ($1,724)$277$1,447$83,831
308 ($1,724)$272$1,452$82,379
309 ($1,724)$268$1,457$80,923
310 ($1,724)$263$1,461$79,461
311 ($1,724)$258$1,466$77,995
312 ($1,724)$253$1,471$76,524
Year 27 - 313 ($1,724)$249$1,476$75,048
314 ($1,724)$244$1,481$73,568
315 ($1,724)$239$1,485$72,083
316 ($1,724)$234$1,490$70,592
317 ($1,724)$229$1,495$69,097
318 ($1,724)$225$1,500$67,598
319 ($1,724)$220$1,505$66,093
320 ($1,724)$215$1,510$64,583
321 ($1,724)$210$1,515$63,069
322 ($1,724)$205$1,519$61,549
323 ($1,724)$200$1,524$60,025
324 ($1,724)$195$1,529$58,495
Year 28 - 325 ($1,724)$190$1,534$56,961
326 ($1,724)$185$1,539$55,422
327 ($1,724)$180$1,544$53,878
328 ($1,724)$175$1,549$52,328
329 ($1,724)$170$1,554$50,774
330 ($1,724)$165$1,559$49,215
331 ($1,724)$160$1,564$47,650
332 ($1,724)$155$1,570$46,080
333 ($1,724)$150$1,575$44,506
334 ($1,724)$145$1,580$42,926
335 ($1,724)$140$1,585$41,341
336 ($1,724)$134$1,590$39,751
Year 29 - 337 ($1,724)$129$1,595$38,156
338 ($1,724)$124$1,600$36,555
339 ($1,724)$119$1,606$34,950
340 ($1,724)$114$1,611$33,339
341 ($1,724)$108$1,616$31,723
342 ($1,724)$103$1,621$30,102
343 ($1,724)$98$1,627$28,475
344 ($1,724)$93$1,632$26,843
345 ($1,724)$87$1,637$25,206
346 ($1,724)$82$1,642$23,563
347 ($1,724)$77$1,648$21,916
348 ($1,724)$71$1,653$20,262
Year 30 - 349 ($1,724)$66$1,659$18,604
350 ($1,724)$60$1,664$16,940
351 ($1,724)$55$1,669$15,271
352 ($1,724)$50$1,675$13,596
353 ($1,724)$44$1,680$11,916
354 ($1,724)$39$1,686$10,230
355 ($1,724)$33$1,691$8,539
356 ($1,724)$28$1,697$6,842
357 ($1,724)$22$1,702$5,140
358 ($1,724)$17$1,708$3,432
359 ($1,724)$11$1,713$1,719
360 ($1,724)$6$1,719$0
TOTALS$255,191$365,600$620,791

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.