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Mortgage Payment Schedule for a $66,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of May 18, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($13,200) may require pre-mortgage insurance


4.02% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$253 360 $38,166 $90,966

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $66,000
Down Payment $13,200$52,800
Year 1 - 1 ($253)$177$76$52,724
2 ($253)$177$76$52,648
3 ($253)$176$76$52,572
4 ($253)$176$77$52,495
5 ($253)$176$77$52,418
6 ($253)$176$77$52,341
7 ($253)$175$77$52,264
8 ($253)$175$78$52,186
9 ($253)$175$78$52,109
10 ($253)$175$78$52,030
11 ($253)$174$78$51,952
12 ($253)$174$79$51,873
Year 2 - 13 ($253)$174$79$51,794
14 ($253)$174$79$51,715
15 ($253)$173$79$51,636
16 ($253)$173$80$51,556
17 ($253)$173$80$51,476
18 ($253)$172$80$51,396
19 ($253)$172$81$51,315
20 ($253)$172$81$51,235
21 ($253)$172$81$51,154
22 ($253)$171$81$51,072
23 ($253)$171$82$50,991
24 ($253)$171$82$50,909
Year 3 - 25 ($253)$171$82$50,827
26 ($253)$170$82$50,744
27 ($253)$170$83$50,662
28 ($253)$170$83$50,579
29 ($253)$169$83$50,495
30 ($253)$169$84$50,412
31 ($253)$169$84$50,328
32 ($253)$169$84$50,244
33 ($253)$168$84$50,160
34 ($253)$168$85$50,075
35 ($253)$168$85$49,990
36 ($253)$167$85$49,905
Year 4 - 37 ($253)$167$86$49,819
38 ($253)$167$86$49,734
39 ($253)$167$86$49,647
40 ($253)$166$86$49,561
41 ($253)$166$87$49,474
42 ($253)$166$87$49,387
43 ($253)$165$87$49,300
44 ($253)$165$88$49,213
45 ($253)$165$88$49,125
46 ($253)$165$88$49,037
47 ($253)$164$88$48,948
48 ($253)$164$89$48,860
Year 5 - 49 ($253)$164$89$48,771
50 ($253)$163$89$48,681
51 ($253)$163$90$48,592
52 ($253)$163$90$48,502
53 ($253)$162$90$48,412
54 ($253)$162$91$48,321
55 ($253)$162$91$48,230
56 ($253)$162$91$48,139
57 ($253)$161$91$48,048
58 ($253)$161$92$47,956
59 ($253)$161$92$47,864
60 ($253)$160$92$47,772
Year 6 - 61 ($253)$160$93$47,679
62 ($253)$160$93$47,586
63 ($253)$159$93$47,493
64 ($253)$159$94$47,399
65 ($253)$159$94$47,305
66 ($253)$158$94$47,211
67 ($253)$158$95$47,117
68 ($253)$158$95$47,022
69 ($253)$158$95$46,927
70 ($253)$157$95$46,831
71 ($253)$157$96$46,735
72 ($253)$157$96$46,639
Year 7 - 73 ($253)$156$96$46,543
74 ($253)$156$97$46,446
75 ($253)$156$97$46,349
76 ($253)$155$97$46,251
77 ($253)$155$98$46,154
78 ($253)$155$98$46,056
79 ($253)$154$98$45,957
80 ($253)$154$99$45,859
81 ($253)$154$99$45,759
82 ($253)$153$99$45,660
83 ($253)$153$100$45,560
84 ($253)$153$100$45,460
Year 8 - 85 ($253)$152$100$45,360
86 ($253)$152$101$45,259
87 ($253)$152$101$45,158
88 ($253)$151$101$45,057
89 ($253)$151$102$44,955
90 ($253)$151$102$44,853
91 ($253)$150$102$44,750
92 ($253)$150$103$44,648
93 ($253)$150$103$44,545
94 ($253)$149$103$44,441
95 ($253)$149$104$44,337
96 ($253)$149$104$44,233
Year 9 - 97 ($253)$148$105$44,129
98 ($253)$148$105$44,024
99 ($253)$147$105$43,919
100 ($253)$147$106$43,813
101 ($253)$147$106$43,707
102 ($253)$146$106$43,601
103 ($253)$146$107$43,494
104 ($253)$146$107$43,387
105 ($253)$145$107$43,280
106 ($253)$145$108$43,172
107 ($253)$145$108$43,064
108 ($253)$144$108$42,956
Year 10 - 109 ($253)$144$109$42,847
110 ($253)$144$109$42,738
111 ($253)$143$110$42,628
112 ($253)$143$110$42,518
113 ($253)$142$110$42,408
114 ($253)$142$111$42,298
115 ($253)$142$111$42,187
116 ($253)$141$111$42,075
117 ($253)$141$112$41,963
118 ($253)$141$112$41,851
119 ($253)$140$112$41,739
120 ($253)$140$113$41,626
Year 11 - 121 ($253)$139$113$41,513
122 ($253)$139$114$41,399
123 ($253)$139$114$41,285
124 ($253)$138$114$41,171
125 ($253)$138$115$41,056
126 ($253)$138$115$40,941
127 ($253)$137$116$40,825
128 ($253)$137$116$40,709
129 ($253)$136$116$40,593
130 ($253)$136$117$40,476
131 ($253)$136$117$40,359
132 ($253)$135$117$40,242
Year 12 - 133 ($253)$135$118$40,124
134 ($253)$134$118$40,006
135 ($253)$134$119$39,887
136 ($253)$134$119$39,768
137 ($253)$133$119$39,649
138 ($253)$133$120$39,529
139 ($253)$132$120$39,408
140 ($253)$132$121$39,288
141 ($253)$132$121$39,167
142 ($253)$131$121$39,045
143 ($253)$131$122$38,923
144 ($253)$130$122$38,801
Year 13 - 145 ($253)$130$123$38,678
146 ($253)$130$123$38,555
147 ($253)$129$124$38,432
148 ($253)$129$124$38,308
149 ($253)$128$124$38,183
150 ($253)$128$125$38,059
151 ($253)$127$125$37,933
152 ($253)$127$126$37,808
153 ($253)$127$126$37,682
154 ($253)$126$126$37,555
155 ($253)$126$127$37,428
156 ($253)$125$127$37,301
Year 14 - 157 ($253)$125$128$37,173
158 ($253)$125$128$37,045
159 ($253)$124$129$36,917
160 ($253)$124$129$36,788
161 ($253)$123$129$36,658
162 ($253)$123$130$36,528
163 ($253)$122$130$36,398
164 ($253)$122$131$36,267
165 ($253)$121$131$36,136
166 ($253)$121$132$36,004
167 ($253)$121$132$35,872
168 ($253)$120$133$35,740
Year 15 - 169 ($253)$120$133$35,607
170 ($253)$119$133$35,474
171 ($253)$119$134$35,340
172 ($253)$118$134$35,205
173 ($253)$118$135$35,071
174 ($253)$117$135$34,935
175 ($253)$117$136$34,800
176 ($253)$117$136$34,664
177 ($253)$116$137$34,527
178 ($253)$116$137$34,390
179 ($253)$115$137$34,253
180 ($253)$115$138$34,115
Year 16 - 181 ($253)$114$138$33,976
182 ($253)$114$139$33,837
183 ($253)$113$139$33,698
184 ($253)$113$140$33,558
185 ($253)$112$140$33,418
186 ($253)$112$141$33,277
187 ($253)$111$141$33,136
188 ($253)$111$142$32,994
189 ($253)$111$142$32,852
190 ($253)$110$143$32,710
191 ($253)$110$143$32,567
192 ($253)$109$144$32,423
Year 17 - 193 ($253)$109$144$32,279
194 ($253)$108$145$32,134
195 ($253)$108$145$31,989
196 ($253)$107$146$31,844
197 ($253)$107$146$31,698
198 ($253)$106$146$31,551
199 ($253)$106$147$31,404
200 ($253)$105$147$31,257
201 ($253)$105$148$31,109
202 ($253)$104$148$30,960
203 ($253)$104$149$30,811
204 ($253)$103$149$30,662
Year 18 - 205 ($253)$103$150$30,512
206 ($253)$102$150$30,362
207 ($253)$102$151$30,211
208 ($253)$101$151$30,059
209 ($253)$101$152$29,907
210 ($253)$100$152$29,755
211 ($253)$100$153$29,602
212 ($253)$99$154$29,448
213 ($253)$99$154$29,294
214 ($253)$98$155$29,139
215 ($253)$98$155$28,984
216 ($253)$97$156$28,829
Year 19 - 217 ($253)$97$156$28,673
218 ($253)$96$157$28,516
219 ($253)$96$157$28,359
220 ($253)$95$158$28,201
221 ($253)$94$158$28,043
222 ($253)$94$159$27,884
223 ($253)$93$159$27,725
224 ($253)$93$160$27,565
225 ($253)$92$160$27,405
226 ($253)$92$161$27,244
227 ($253)$91$161$27,083
228 ($253)$91$162$26,921
Year 20 - 229 ($253)$90$163$26,758
230 ($253)$90$163$26,595
231 ($253)$89$164$26,431
232 ($253)$89$164$26,267
233 ($253)$88$165$26,103
234 ($253)$87$165$25,937
235 ($253)$87$166$25,772
236 ($253)$86$166$25,605
237 ($253)$86$167$25,438
238 ($253)$85$167$25,271
239 ($253)$85$168$25,103
240 ($253)$84$169$24,934
Year 21 - 241 ($253)$84$169$24,765
242 ($253)$83$170$24,595
243 ($253)$82$170$24,425
244 ($253)$82$171$24,254
245 ($253)$81$171$24,083
246 ($253)$81$172$23,911
247 ($253)$80$173$23,738
248 ($253)$80$173$23,565
249 ($253)$79$174$23,391
250 ($253)$78$174$23,217
251 ($253)$78$175$23,042
252 ($253)$77$175$22,867
Year 22 - 253 ($253)$77$176$22,691
254 ($253)$76$177$22,514
255 ($253)$75$177$22,337
256 ($253)$75$178$22,159
257 ($253)$74$178$21,980
258 ($253)$74$179$21,801
259 ($253)$73$180$21,622
260 ($253)$72$180$21,441
261 ($253)$72$181$21,260
262 ($253)$71$181$21,079
263 ($253)$71$182$20,897
264 ($253)$70$183$20,714
Year 23 - 265 ($253)$69$183$20,531
266 ($253)$69$184$20,347
267 ($253)$68$185$20,163
268 ($253)$68$185$19,977
269 ($253)$67$186$19,792
270 ($253)$66$186$19,605
271 ($253)$66$187$19,418
272 ($253)$65$188$19,231
273 ($253)$64$188$19,042
274 ($253)$64$189$18,853
275 ($253)$63$190$18,664
276 ($253)$63$190$18,474
Year 24 - 277 ($253)$62$191$18,283
278 ($253)$61$191$18,092
279 ($253)$61$192$17,899
280 ($253)$60$193$17,707
281 ($253)$59$193$17,513
282 ($253)$59$194$17,319
283 ($253)$58$195$17,125
284 ($253)$57$195$16,929
285 ($253)$57$196$16,733
286 ($253)$56$197$16,537
287 ($253)$55$197$16,339
288 ($253)$55$198$16,142
Year 25 - 289 ($253)$54$199$15,943
290 ($253)$53$199$15,744
291 ($253)$53$200$15,544
292 ($253)$52$201$15,343
293 ($253)$51$201$15,142
294 ($253)$51$202$14,940
295 ($253)$50$203$14,737
296 ($253)$49$203$14,534
297 ($253)$49$204$14,330
298 ($253)$48$205$14,125
299 ($253)$47$205$13,920
300 ($253)$47$206$13,714
Year 26 - 301 ($253)$46$207$13,507
302 ($253)$45$207$13,300
303 ($253)$45$208$13,091
304 ($253)$44$209$12,883
305 ($253)$43$210$12,673
306 ($253)$42$210$12,463
307 ($253)$42$211$12,252
308 ($253)$41$212$12,040
309 ($253)$40$212$11,828
310 ($253)$40$213$11,615
311 ($253)$39$214$11,401
312 ($253)$38$214$11,187
Year 27 - 313 ($253)$37$215$10,971
314 ($253)$37$216$10,756
315 ($253)$36$217$10,539
316 ($253)$35$217$10,321
317 ($253)$35$218$10,103
318 ($253)$34$219$9,885
319 ($253)$33$220$9,665
320 ($253)$32$220$9,445
321 ($253)$32$221$9,224
322 ($253)$31$222$9,002
323 ($253)$30$223$8,779
324 ($253)$29$223$8,556
Year 28 - 325 ($253)$29$224$8,332
326 ($253)$28$225$8,107
327 ($253)$27$226$7,882
328 ($253)$26$226$7,655
329 ($253)$26$227$7,428
330 ($253)$25$228$7,201
331 ($253)$24$229$6,972
332 ($253)$23$229$6,743
333 ($253)$23$230$6,513
334 ($253)$22$231$6,282
335 ($253)$21$232$6,050
336 ($253)$20$232$5,818
Year 29 - 337 ($253)$19$233$5,584
338 ($253)$19$234$5,351
339 ($253)$18$235$5,116
340 ($253)$17$236$4,880
341 ($253)$16$236$4,644
342 ($253)$16$237$4,407
343 ($253)$15$238$4,169
344 ($253)$14$239$3,930
345 ($253)$13$240$3,691
346 ($253)$12$240$3,450
347 ($253)$12$241$3,209
348 ($253)$11$242$2,967
Year 30 - 349 ($253)$10$243$2,724
350 ($253)$9$244$2,481
351 ($253)$8$244$2,237
352 ($253)$7$245$1,991
353 ($253)$7$246$1,745
354 ($253)$6$247$1,498
355 ($253)$5$248$1,251
356 ($253)$4$248$1,002
357 ($253)$3$249$753
358 ($253)$3$250$503
359 ($253)$2$251$252
360 ($253)$1$252$0
TOTALS$38,166$52,800$90,966

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.