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Mortgage Payment Schedule for a $676,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($135,200) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,554 360 $378,597 $919,397

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $676,000
Down Payment $135,200$540,800
Year 1 - 1 ($2,554)$1,762$792$540,008
2 ($2,554)$1,760$794$539,214
3 ($2,554)$1,757$797$538,417
4 ($2,554)$1,754$800$537,617
5 ($2,554)$1,752$802$536,815
6 ($2,554)$1,749$805$536,010
7 ($2,554)$1,747$807$535,203
8 ($2,554)$1,744$810$534,393
9 ($2,554)$1,741$813$533,580
10 ($2,554)$1,739$815$532,765
11 ($2,554)$1,736$818$531,947
12 ($2,554)$1,733$821$531,127
Year 2 - 13 ($2,554)$1,731$823$530,303
14 ($2,554)$1,728$826$529,477
15 ($2,554)$1,725$829$528,649
16 ($2,554)$1,723$831$527,817
17 ($2,554)$1,720$834$526,983
18 ($2,554)$1,717$837$526,146
19 ($2,554)$1,714$840$525,307
20 ($2,554)$1,712$842$524,465
21 ($2,554)$1,709$845$523,620
22 ($2,554)$1,706$848$522,772
23 ($2,554)$1,703$851$521,921
24 ($2,554)$1,701$853$521,068
Year 3 - 25 ($2,554)$1,698$856$520,212
26 ($2,554)$1,695$859$519,353
27 ($2,554)$1,692$862$518,491
28 ($2,554)$1,689$864$517,627
29 ($2,554)$1,687$867$516,760
30 ($2,554)$1,684$870$515,890
31 ($2,554)$1,681$873$515,017
32 ($2,554)$1,678$876$514,141
33 ($2,554)$1,675$879$513,262
34 ($2,554)$1,672$882$512,381
35 ($2,554)$1,670$884$511,496
36 ($2,554)$1,667$887$510,609
Year 4 - 37 ($2,554)$1,664$890$509,719
38 ($2,554)$1,661$893$508,826
39 ($2,554)$1,658$896$507,930
40 ($2,554)$1,655$899$507,031
41 ($2,554)$1,652$902$506,129
42 ($2,554)$1,649$905$505,225
43 ($2,554)$1,646$908$504,317
44 ($2,554)$1,643$911$503,406
45 ($2,554)$1,640$914$502,493
46 ($2,554)$1,637$917$501,576
47 ($2,554)$1,634$920$500,656
48 ($2,554)$1,631$923$499,734
Year 5 - 49 ($2,554)$1,628$926$498,808
50 ($2,554)$1,625$929$497,880
51 ($2,554)$1,622$932$496,948
52 ($2,554)$1,619$935$496,013
53 ($2,554)$1,616$938$495,076
54 ($2,554)$1,613$941$494,135
55 ($2,554)$1,610$944$493,191
56 ($2,554)$1,607$947$492,244
57 ($2,554)$1,604$950$491,294
58 ($2,554)$1,601$953$490,341
59 ($2,554)$1,598$956$489,385
60 ($2,554)$1,595$959$488,426
Year 6 - 61 ($2,554)$1,591$962$487,463
62 ($2,554)$1,588$966$486,498
63 ($2,554)$1,585$969$485,529
64 ($2,554)$1,582$972$484,557
65 ($2,554)$1,579$975$483,582
66 ($2,554)$1,576$978$482,604
67 ($2,554)$1,572$981$481,622
68 ($2,554)$1,569$985$480,638
69 ($2,554)$1,566$988$479,650
70 ($2,554)$1,563$991$478,659
71 ($2,554)$1,560$994$477,665
72 ($2,554)$1,556$997$476,667
Year 7 - 73 ($2,554)$1,553$1,001$475,667
74 ($2,554)$1,550$1,004$474,663
75 ($2,554)$1,547$1,007$473,655
76 ($2,554)$1,543$1,011$472,645
77 ($2,554)$1,540$1,014$471,631
78 ($2,554)$1,537$1,017$470,614
79 ($2,554)$1,533$1,020$469,593
80 ($2,554)$1,530$1,024$468,569
81 ($2,554)$1,527$1,027$467,542
82 ($2,554)$1,523$1,030$466,512
83 ($2,554)$1,520$1,034$465,478
84 ($2,554)$1,517$1,037$464,441
Year 8 - 85 ($2,554)$1,513$1,041$463,400
86 ($2,554)$1,510$1,044$462,356
87 ($2,554)$1,507$1,047$461,309
88 ($2,554)$1,503$1,051$460,258
89 ($2,554)$1,500$1,054$459,204
90 ($2,554)$1,496$1,058$458,146
91 ($2,554)$1,493$1,061$457,085
92 ($2,554)$1,489$1,065$456,021
93 ($2,554)$1,486$1,068$454,953
94 ($2,554)$1,482$1,071$453,881
95 ($2,554)$1,479$1,075$452,806
96 ($2,554)$1,475$1,078$451,728
Year 9 - 97 ($2,554)$1,472$1,082$450,646
98 ($2,554)$1,468$1,086$449,560
99 ($2,554)$1,465$1,089$448,471
100 ($2,554)$1,461$1,093$447,379
101 ($2,554)$1,458$1,096$446,282
102 ($2,554)$1,454$1,100$445,183
103 ($2,554)$1,451$1,103$444,079
104 ($2,554)$1,447$1,107$442,972
105 ($2,554)$1,443$1,111$441,862
106 ($2,554)$1,440$1,114$440,748
107 ($2,554)$1,436$1,118$439,630
108 ($2,554)$1,432$1,121$438,508
Year 10 - 109 ($2,554)$1,429$1,125$437,383
110 ($2,554)$1,425$1,129$436,255
111 ($2,554)$1,421$1,132$435,122
112 ($2,554)$1,418$1,136$433,986
113 ($2,554)$1,414$1,140$432,846
114 ($2,554)$1,410$1,144$431,703
115 ($2,554)$1,407$1,147$430,556
116 ($2,554)$1,403$1,151$429,405
117 ($2,554)$1,399$1,155$428,250
118 ($2,554)$1,395$1,159$427,091
119 ($2,554)$1,392$1,162$425,929
120 ($2,554)$1,388$1,166$424,763
Year 11 - 121 ($2,554)$1,384$1,170$423,593
122 ($2,554)$1,380$1,174$422,419
123 ($2,554)$1,376$1,177$421,242
124 ($2,554)$1,373$1,181$420,061
125 ($2,554)$1,369$1,185$418,875
126 ($2,554)$1,365$1,189$417,686
127 ($2,554)$1,361$1,193$416,493
128 ($2,554)$1,357$1,197$415,297
129 ($2,554)$1,353$1,201$414,096
130 ($2,554)$1,349$1,205$412,891
131 ($2,554)$1,345$1,209$411,683
132 ($2,554)$1,341$1,212$410,470
Year 12 - 133 ($2,554)$1,337$1,216$409,254
134 ($2,554)$1,333$1,220$408,033
135 ($2,554)$1,330$1,224$406,809
136 ($2,554)$1,326$1,228$405,581
137 ($2,554)$1,322$1,232$404,348
138 ($2,554)$1,318$1,236$403,112
139 ($2,554)$1,313$1,240$401,872
140 ($2,554)$1,309$1,244$400,627
141 ($2,554)$1,305$1,249$399,379
142 ($2,554)$1,301$1,253$398,126
143 ($2,554)$1,297$1,257$396,869
144 ($2,554)$1,293$1,261$395,609
Year 13 - 145 ($2,554)$1,289$1,265$394,344
146 ($2,554)$1,285$1,269$393,075
147 ($2,554)$1,281$1,273$391,802
148 ($2,554)$1,277$1,277$390,524
149 ($2,554)$1,272$1,281$389,243
150 ($2,554)$1,268$1,286$387,957
151 ($2,554)$1,264$1,290$386,668
152 ($2,554)$1,260$1,294$385,374
153 ($2,554)$1,256$1,298$384,075
154 ($2,554)$1,251$1,302$382,773
155 ($2,554)$1,247$1,307$381,466
156 ($2,554)$1,243$1,311$380,155
Year 14 - 157 ($2,554)$1,239$1,315$378,840
158 ($2,554)$1,234$1,319$377,521
159 ($2,554)$1,230$1,324$376,197
160 ($2,554)$1,226$1,328$374,869
161 ($2,554)$1,221$1,332$373,536
162 ($2,554)$1,217$1,337$372,200
163 ($2,554)$1,213$1,341$370,858
164 ($2,554)$1,208$1,346$369,513
165 ($2,554)$1,204$1,350$368,163
166 ($2,554)$1,200$1,354$366,809
167 ($2,554)$1,195$1,359$365,450
168 ($2,554)$1,191$1,363$364,087
Year 15 - 169 ($2,554)$1,186$1,368$362,719
170 ($2,554)$1,182$1,372$361,347
171 ($2,554)$1,177$1,376$359,971
172 ($2,554)$1,173$1,381$358,590
173 ($2,554)$1,168$1,385$357,204
174 ($2,554)$1,164$1,390$355,814
175 ($2,554)$1,159$1,395$354,420
176 ($2,554)$1,155$1,399$353,021
177 ($2,554)$1,150$1,404$351,617
178 ($2,554)$1,146$1,408$350,209
179 ($2,554)$1,141$1,413$348,796
180 ($2,554)$1,136$1,417$347,379
Year 16 - 181 ($2,554)$1,132$1,422$345,957
182 ($2,554)$1,127$1,427$344,530
183 ($2,554)$1,123$1,431$343,099
184 ($2,554)$1,118$1,436$341,663
185 ($2,554)$1,113$1,441$340,222
186 ($2,554)$1,109$1,445$338,777
187 ($2,554)$1,104$1,450$337,327
188 ($2,554)$1,099$1,455$335,872
189 ($2,554)$1,094$1,459$334,413
190 ($2,554)$1,090$1,464$332,949
191 ($2,554)$1,085$1,469$331,480
192 ($2,554)$1,080$1,474$330,006
Year 17 - 193 ($2,554)$1,075$1,479$328,527
194 ($2,554)$1,070$1,483$327,044
195 ($2,554)$1,066$1,488$325,555
196 ($2,554)$1,061$1,493$324,062
197 ($2,554)$1,056$1,498$322,564
198 ($2,554)$1,051$1,503$321,061
199 ($2,554)$1,046$1,508$319,554
200 ($2,554)$1,041$1,513$318,041
201 ($2,554)$1,036$1,518$316,523
202 ($2,554)$1,031$1,523$315,001
203 ($2,554)$1,026$1,528$313,473
204 ($2,554)$1,021$1,532$311,941
Year 18 - 205 ($2,554)$1,016$1,537$310,403
206 ($2,554)$1,011$1,542$308,861
207 ($2,554)$1,006$1,548$307,313
208 ($2,554)$1,001$1,553$305,761
209 ($2,554)$996$1,558$304,203
210 ($2,554)$991$1,563$302,641
211 ($2,554)$986$1,568$301,073
212 ($2,554)$981$1,573$299,500
213 ($2,554)$976$1,578$297,922
214 ($2,554)$971$1,583$296,339
215 ($2,554)$966$1,588$294,750
216 ($2,554)$960$1,593$293,157
Year 19 - 217 ($2,554)$955$1,599$291,558
218 ($2,554)$950$1,604$289,954
219 ($2,554)$945$1,609$288,345
220 ($2,554)$940$1,614$286,731
221 ($2,554)$934$1,620$285,111
222 ($2,554)$929$1,625$283,486
223 ($2,554)$924$1,630$281,856
224 ($2,554)$918$1,635$280,221
225 ($2,554)$913$1,641$278,580
226 ($2,554)$908$1,646$276,934
227 ($2,554)$902$1,652$275,282
228 ($2,554)$897$1,657$273,625
Year 20 - 229 ($2,554)$892$1,662$271,963
230 ($2,554)$886$1,668$270,295
231 ($2,554)$881$1,673$268,622
232 ($2,554)$875$1,679$266,943
233 ($2,554)$870$1,684$265,259
234 ($2,554)$864$1,690$263,570
235 ($2,554)$859$1,695$261,875
236 ($2,554)$853$1,701$260,174
237 ($2,554)$848$1,706$258,468
238 ($2,554)$842$1,712$256,756
239 ($2,554)$837$1,717$255,039
240 ($2,554)$831$1,723$253,316
Year 21 - 241 ($2,554)$825$1,728$251,588
242 ($2,554)$820$1,734$249,853
243 ($2,554)$814$1,740$248,114
244 ($2,554)$808$1,745$246,368
245 ($2,554)$803$1,751$244,617
246 ($2,554)$797$1,757$242,860
247 ($2,554)$791$1,763$241,098
248 ($2,554)$786$1,768$239,329
249 ($2,554)$780$1,774$237,555
250 ($2,554)$774$1,780$235,775
251 ($2,554)$768$1,786$233,990
252 ($2,554)$762$1,791$232,198
Year 22 - 253 ($2,554)$757$1,797$230,401
254 ($2,554)$751$1,803$228,598
255 ($2,554)$745$1,809$226,789
256 ($2,554)$739$1,815$224,974
257 ($2,554)$733$1,821$223,153
258 ($2,554)$727$1,827$221,326
259 ($2,554)$721$1,833$219,494
260 ($2,554)$715$1,839$217,655
261 ($2,554)$709$1,845$215,810
262 ($2,554)$703$1,851$213,960
263 ($2,554)$697$1,857$212,103
264 ($2,554)$691$1,863$210,240
Year 23 - 265 ($2,554)$685$1,869$208,371
266 ($2,554)$679$1,875$206,496
267 ($2,554)$673$1,881$204,615
268 ($2,554)$667$1,887$202,728
269 ($2,554)$661$1,893$200,835
270 ($2,554)$654$1,899$198,935
271 ($2,554)$648$1,906$197,030
272 ($2,554)$642$1,912$195,118
273 ($2,554)$636$1,918$193,200
274 ($2,554)$630$1,924$191,275
275 ($2,554)$623$1,931$189,344
276 ($2,554)$617$1,937$187,408
Year 24 - 277 ($2,554)$611$1,943$185,464
278 ($2,554)$604$1,950$183,515
279 ($2,554)$598$1,956$181,559
280 ($2,554)$592$1,962$179,597
281 ($2,554)$585$1,969$177,628
282 ($2,554)$579$1,975$175,653
283 ($2,554)$572$1,982$173,671
284 ($2,554)$566$1,988$171,683
285 ($2,554)$559$1,994$169,689
286 ($2,554)$553$2,001$167,688
287 ($2,554)$546$2,007$165,680
288 ($2,554)$540$2,014$163,666
Year 25 - 289 ($2,554)$533$2,021$161,646
290 ($2,554)$527$2,027$159,618
291 ($2,554)$520$2,034$157,585
292 ($2,554)$513$2,040$155,544
293 ($2,554)$507$2,047$153,497
294 ($2,554)$500$2,054$151,443
295 ($2,554)$493$2,060$149,383
296 ($2,554)$487$2,067$147,316
297 ($2,554)$480$2,074$145,242
298 ($2,554)$473$2,081$143,161
299 ($2,554)$466$2,087$141,074
300 ($2,554)$460$2,094$138,980
Year 26 - 301 ($2,554)$453$2,101$136,879
302 ($2,554)$446$2,108$134,771
303 ($2,554)$439$2,115$132,656
304 ($2,554)$432$2,122$130,534
305 ($2,554)$425$2,129$128,406
306 ($2,554)$418$2,135$126,270
307 ($2,554)$411$2,142$124,128
308 ($2,554)$404$2,149$121,978
309 ($2,554)$397$2,156$119,822
310 ($2,554)$390$2,163$117,658
311 ($2,554)$383$2,171$115,488
312 ($2,554)$376$2,178$113,310
Year 27 - 313 ($2,554)$369$2,185$111,126
314 ($2,554)$362$2,192$108,934
315 ($2,554)$355$2,199$106,735
316 ($2,554)$348$2,206$104,529
317 ($2,554)$341$2,213$102,316
318 ($2,554)$333$2,221$100,095
319 ($2,554)$326$2,228$97,867
320 ($2,554)$319$2,235$95,632
321 ($2,554)$312$2,242$93,390
322 ($2,554)$304$2,250$91,140
323 ($2,554)$297$2,257$88,884
324 ($2,554)$290$2,264$86,619
Year 28 - 325 ($2,554)$282$2,272$84,348
326 ($2,554)$275$2,279$82,069
327 ($2,554)$267$2,286$79,782
328 ($2,554)$260$2,294$77,488
329 ($2,554)$252$2,301$75,187
330 ($2,554)$245$2,309$72,878
331 ($2,554)$237$2,316$70,562
332 ($2,554)$230$2,324$68,238
333 ($2,554)$222$2,332$65,906
334 ($2,554)$215$2,339$63,567
335 ($2,554)$207$2,347$61,220
336 ($2,554)$199$2,354$58,866
Year 29 - 337 ($2,554)$192$2,362$56,504
338 ($2,554)$184$2,370$54,134
339 ($2,554)$176$2,377$51,756
340 ($2,554)$169$2,385$49,371
341 ($2,554)$161$2,393$46,978
342 ($2,554)$153$2,401$44,577
343 ($2,554)$145$2,409$42,169
344 ($2,554)$137$2,416$39,752
345 ($2,554)$130$2,424$37,328
346 ($2,554)$122$2,432$34,896
347 ($2,554)$114$2,440$32,455
348 ($2,554)$106$2,448$30,007
Year 30 - 349 ($2,554)$98$2,456$27,551
350 ($2,554)$90$2,464$25,087
351 ($2,554)$82$2,472$22,615
352 ($2,554)$74$2,480$20,135
353 ($2,554)$66$2,488$17,646
354 ($2,554)$57$2,496$15,150
355 ($2,554)$49$2,505$12,646
356 ($2,554)$41$2,513$10,133
357 ($2,554)$33$2,521$7,612
358 ($2,554)$25$2,529$5,083
359 ($2,554)$17$2,537$2,546
360 ($2,554)$8$2,546$0
TOTALS$378,597$540,800$919,397

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.