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Mortgage Payment Schedule for a $70,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($14,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$262 360 $38,282 $94,282

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.626% | Rate: 3.625% | Fees: $40 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.641% | Rate: 3.625% | Fees: $495 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $928 | 30 day rate lock

NMLS #: 67717
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $70,000
Down Payment $14,000$56,000
Year 1 - 1 ($262)$179$83$55,917
2 ($262)$178$83$55,833
3 ($262)$178$84$55,750
4 ($262)$178$84$55,666
5 ($262)$178$84$55,582
6 ($262)$177$84$55,497
7 ($262)$177$85$55,412
8 ($262)$177$85$55,327
9 ($262)$177$85$55,242
10 ($262)$176$86$55,156
11 ($262)$176$86$55,071
12 ($262)$176$86$54,984
Year 2 - 13 ($262)$175$86$54,898
14 ($262)$175$87$54,811
15 ($262)$175$87$54,724
16 ($262)$175$87$54,637
17 ($262)$174$88$54,550
18 ($262)$174$88$54,462
19 ($262)$174$88$54,374
20 ($262)$174$88$54,285
21 ($262)$173$89$54,197
22 ($262)$173$89$54,108
23 ($262)$173$89$54,019
24 ($262)$172$89$53,929
Year 3 - 25 ($262)$172$90$53,839
26 ($262)$172$90$53,749
27 ($262)$172$90$53,659
28 ($262)$171$91$53,568
29 ($262)$171$91$53,477
30 ($262)$171$91$53,386
31 ($262)$170$92$53,295
32 ($262)$170$92$53,203
33 ($262)$170$92$53,111
34 ($262)$170$92$53,018
35 ($262)$169$93$52,926
36 ($262)$169$93$52,833
Year 4 - 37 ($262)$169$93$52,740
38 ($262)$168$94$52,646
39 ($262)$168$94$52,552
40 ($262)$168$94$52,458
41 ($262)$167$94$52,363
42 ($262)$167$95$52,269
43 ($262)$167$95$52,174
44 ($262)$167$95$52,078
45 ($262)$166$96$51,983
46 ($262)$166$96$51,887
47 ($262)$166$96$51,790
48 ($262)$165$97$51,694
Year 5 - 49 ($262)$165$97$51,597
50 ($262)$165$97$51,500
51 ($262)$164$98$51,402
52 ($262)$164$98$51,304
53 ($262)$164$98$51,206
54 ($262)$163$98$51,108
55 ($262)$163$99$51,009
56 ($262)$163$99$50,910
57 ($262)$162$99$50,810
58 ($262)$162$100$50,711
59 ($262)$162$100$50,611
60 ($262)$162$100$50,510
Year 6 - 61 ($262)$161$101$50,410
62 ($262)$161$101$50,309
63 ($262)$161$101$50,207
64 ($262)$160$102$50,106
65 ($262)$160$102$50,004
66 ($262)$160$102$49,901
67 ($262)$159$103$49,799
68 ($262)$159$103$49,696
69 ($262)$159$103$49,592
70 ($262)$158$104$49,489
71 ($262)$158$104$49,385
72 ($262)$158$104$49,281
Year 7 - 73 ($262)$157$105$49,176
74 ($262)$157$105$49,071
75 ($262)$157$105$48,966
76 ($262)$156$106$48,860
77 ($262)$156$106$48,754
78 ($262)$156$106$48,648
79 ($262)$155$107$48,541
80 ($262)$155$107$48,434
81 ($262)$155$107$48,327
82 ($262)$154$108$48,219
83 ($262)$154$108$48,111
84 ($262)$154$108$48,003
Year 8 - 85 ($262)$153$109$47,894
86 ($262)$153$109$47,785
87 ($262)$153$109$47,676
88 ($262)$152$110$47,566
89 ($262)$152$110$47,456
90 ($262)$151$110$47,346
91 ($262)$151$111$47,235
92 ($262)$151$111$47,124
93 ($262)$150$111$47,012
94 ($262)$150$112$46,901
95 ($262)$150$112$46,788
96 ($262)$149$113$46,676
Year 9 - 97 ($262)$149$113$46,563
98 ($262)$149$113$46,450
99 ($262)$148$114$46,336
100 ($262)$148$114$46,222
101 ($262)$148$114$46,108
102 ($262)$147$115$45,993
103 ($262)$147$115$45,878
104 ($262)$146$115$45,762
105 ($262)$146$116$45,646
106 ($262)$146$116$45,530
107 ($262)$145$117$45,414
108 ($262)$145$117$45,297
Year 10 - 109 ($262)$145$117$45,179
110 ($262)$144$118$45,062
111 ($262)$144$118$44,944
112 ($262)$143$118$44,825
113 ($262)$143$119$44,706
114 ($262)$143$119$44,587
115 ($262)$142$120$44,468
116 ($262)$142$120$44,348
117 ($262)$142$120$44,227
118 ($262)$141$121$44,106
119 ($262)$141$121$43,985
120 ($262)$140$122$43,864
Year 11 - 121 ($262)$140$122$43,742
122 ($262)$140$122$43,620
123 ($262)$139$123$43,497
124 ($262)$139$123$43,374
125 ($262)$138$123$43,250
126 ($262)$138$124$43,127
127 ($262)$138$124$43,002
128 ($262)$137$125$42,878
129 ($262)$137$125$42,753
130 ($262)$136$125$42,627
131 ($262)$136$126$42,501
132 ($262)$136$126$42,375
Year 12 - 133 ($262)$135$127$42,248
134 ($262)$135$127$42,121
135 ($262)$134$127$41,994
136 ($262)$134$128$41,866
137 ($262)$134$128$41,738
138 ($262)$133$129$41,609
139 ($262)$133$129$41,480
140 ($262)$132$130$41,351
141 ($262)$132$130$41,221
142 ($262)$132$130$41,090
143 ($262)$131$131$40,960
144 ($262)$131$131$40,828
Year 13 - 145 ($262)$130$132$40,697
146 ($262)$130$132$40,565
147 ($262)$129$132$40,432
148 ($262)$129$133$40,300
149 ($262)$129$133$40,166
150 ($262)$128$134$40,033
151 ($262)$128$134$39,898
152 ($262)$127$135$39,764
153 ($262)$127$135$39,629
154 ($262)$126$135$39,494
155 ($262)$126$136$39,358
156 ($262)$126$136$39,221
Year 14 - 157 ($262)$125$137$39,085
158 ($262)$125$137$38,948
159 ($262)$124$138$38,810
160 ($262)$124$138$38,672
161 ($262)$123$138$38,533
162 ($262)$123$139$38,395
163 ($262)$123$139$38,255
164 ($262)$122$140$38,115
165 ($262)$122$140$37,975
166 ($262)$121$141$37,834
167 ($262)$121$141$37,693
168 ($262)$120$142$37,552
Year 15 - 169 ($262)$120$142$37,410
170 ($262)$119$142$37,267
171 ($262)$119$143$37,124
172 ($262)$118$143$36,981
173 ($262)$118$144$36,837
174 ($262)$118$144$36,693
175 ($262)$117$145$36,548
176 ($262)$117$145$36,403
177 ($262)$116$146$36,257
178 ($262)$116$146$36,111
179 ($262)$115$147$35,964
180 ($262)$115$147$35,817
Year 16 - 181 ($262)$114$148$35,669
182 ($262)$114$148$35,521
183 ($262)$113$149$35,373
184 ($262)$113$149$35,224
185 ($262)$112$149$35,074
186 ($262)$112$150$34,924
187 ($262)$111$150$34,774
188 ($262)$111$151$34,623
189 ($262)$111$151$34,472
190 ($262)$110$152$34,320
191 ($262)$110$152$34,168
192 ($262)$109$153$34,015
Year 17 - 193 ($262)$109$153$33,861
194 ($262)$108$154$33,708
195 ($262)$108$154$33,553
196 ($262)$107$155$33,398
197 ($262)$107$155$33,243
198 ($262)$106$156$33,087
199 ($262)$106$156$32,931
200 ($262)$105$157$32,774
201 ($262)$105$157$32,617
202 ($262)$104$158$32,459
203 ($262)$104$158$32,301
204 ($262)$103$159$32,142
Year 18 - 205 ($262)$103$159$31,983
206 ($262)$102$160$31,823
207 ($262)$102$160$31,663
208 ($262)$101$161$31,502
209 ($262)$101$161$31,340
210 ($262)$100$162$31,179
211 ($262)$100$162$31,016
212 ($262)$99$163$30,853
213 ($262)$98$163$30,690
214 ($262)$98$164$30,526
215 ($262)$97$164$30,361
216 ($262)$97$165$30,196
Year 19 - 217 ($262)$96$166$30,031
218 ($262)$96$166$29,865
219 ($262)$95$167$29,698
220 ($262)$95$167$29,531
221 ($262)$94$168$29,364
222 ($262)$94$168$29,195
223 ($262)$93$169$29,027
224 ($262)$93$169$28,857
225 ($262)$92$170$28,688
226 ($262)$92$170$28,517
227 ($262)$91$171$28,346
228 ($262)$90$171$28,175
Year 20 - 229 ($262)$90$172$28,003
230 ($262)$89$173$27,831
231 ($262)$89$173$27,658
232 ($262)$88$174$27,484
233 ($262)$88$174$27,310
234 ($262)$87$175$27,135
235 ($262)$87$175$26,960
236 ($262)$86$176$26,784
237 ($262)$85$176$26,607
238 ($262)$85$177$26,430
239 ($262)$84$178$26,253
240 ($262)$84$178$26,075
Year 21 - 241 ($262)$83$179$25,896
242 ($262)$83$179$25,717
243 ($262)$82$180$25,537
244 ($262)$82$180$25,357
245 ($262)$81$181$25,176
246 ($262)$80$182$24,994
247 ($262)$80$182$24,812
248 ($262)$79$183$24,629
249 ($262)$79$183$24,446
250 ($262)$78$184$24,262
251 ($262)$77$184$24,078
252 ($262)$77$185$23,893
Year 22 - 253 ($262)$76$186$23,707
254 ($262)$76$186$23,521
255 ($262)$75$187$23,334
256 ($262)$74$187$23,147
257 ($262)$74$188$22,959
258 ($262)$73$189$22,770
259 ($262)$73$189$22,581
260 ($262)$72$190$22,391
261 ($262)$71$190$22,201
262 ($262)$71$191$22,009
263 ($262)$70$192$21,818
264 ($262)$70$192$21,626
Year 23 - 265 ($262)$69$193$21,433
266 ($262)$68$193$21,239
267 ($262)$68$194$21,045
268 ($262)$67$195$20,850
269 ($262)$67$195$20,655
270 ($262)$66$196$20,459
271 ($262)$65$197$20,262
272 ($262)$65$197$20,065
273 ($262)$64$198$19,867
274 ($262)$63$198$19,669
275 ($262)$63$199$19,470
276 ($262)$62$200$19,270
Year 24 - 277 ($262)$62$200$19,070
278 ($262)$61$201$18,869
279 ($262)$60$202$18,667
280 ($262)$60$202$18,465
281 ($262)$59$203$18,262
282 ($262)$58$204$18,058
283 ($262)$58$204$17,854
284 ($262)$57$205$17,649
285 ($262)$56$206$17,443
286 ($262)$56$206$17,237
287 ($262)$55$207$17,030
288 ($262)$54$208$16,823
Year 25 - 289 ($262)$54$208$16,615
290 ($262)$53$209$16,406
291 ($262)$52$210$16,196
292 ($262)$52$210$15,986
293 ($262)$51$211$15,775
294 ($262)$50$212$15,563
295 ($262)$50$212$15,351
296 ($262)$49$213$15,138
297 ($262)$48$214$14,925
298 ($262)$48$214$14,711
299 ($262)$47$215$14,496
300 ($262)$46$216$14,280
Year 26 - 301 ($262)$46$216$14,064
302 ($262)$45$217$13,847
303 ($262)$44$218$13,629
304 ($262)$43$218$13,411
305 ($262)$43$219$13,191
306 ($262)$42$220$12,972
307 ($262)$41$220$12,751
308 ($262)$41$221$12,530
309 ($262)$40$222$12,308
310 ($262)$39$223$12,085
311 ($262)$39$223$11,862
312 ($262)$38$224$11,638
Year 27 - 313 ($262)$37$225$11,413
314 ($262)$36$225$11,188
315 ($262)$36$226$10,962
316 ($262)$35$227$10,735
317 ($262)$34$228$10,507
318 ($262)$34$228$10,279
319 ($262)$33$229$10,050
320 ($262)$32$230$9,820
321 ($262)$31$231$9,589
322 ($262)$31$231$9,358
323 ($262)$30$232$9,126
324 ($262)$29$233$8,893
Year 28 - 325 ($262)$28$234$8,660
326 ($262)$28$234$8,426
327 ($262)$27$235$8,191
328 ($262)$26$236$7,955
329 ($262)$25$237$7,718
330 ($262)$25$237$7,481
331 ($262)$24$238$7,243
332 ($262)$23$239$7,004
333 ($262)$22$240$6,765
334 ($262)$22$240$6,524
335 ($262)$21$241$6,283
336 ($262)$20$242$6,041
Year 29 - 337 ($262)$19$243$5,799
338 ($262)$19$243$5,555
339 ($262)$18$244$5,311
340 ($262)$17$245$5,066
341 ($262)$16$246$4,821
342 ($262)$15$247$4,574
343 ($262)$15$247$4,327
344 ($262)$14$248$4,079
345 ($262)$13$249$3,830
346 ($262)$12$250$3,580
347 ($262)$11$250$3,330
348 ($262)$11$251$3,078
Year 30 - 349 ($262)$10$252$2,826
350 ($262)$9$253$2,574
351 ($262)$8$254$2,320
352 ($262)$7$254$2,065
353 ($262)$7$255$1,810
354 ($262)$6$256$1,554
355 ($262)$5$257$1,297
356 ($262)$4$258$1,039
357 ($262)$3$259$781
358 ($262)$2$259$521
359 ($262)$2$260$261
360 ($262)$1$261$0
TOTALS$38,282$56,000$94,282

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.