« Back to all home prices

Mortgage Payment Schedule for a $70,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($14,000) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$267 360 $40,131 $96,131

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.888% | Rate: 3.875% | Fees: $400 | 30 day rate lock

NMLS #: 101475 | State Lic #: MC-6729
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.891% | Rate: 3.875% | Fees: $477 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,174 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.892% | Rate: 3.865% | Fees: $820 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.008% | Rate: 4.000% | Fees: $245 | 40 day rate lock

NMLS #: 181005
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.154% | Rate: 4.125% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.260% | Rate: 4.250% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,265 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.490% | Rate: 4.490% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.904% | Rate: 3.875% | Fees: $885 | 30 day rate lock

$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.043% | Rate: 4.000% | Fees: $1,295 | 30 day rate lock

NMLS #: 277676 | State Lic #: MC-4238
$1,323 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.875% | Rate: 4.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $70,000
Down Payment $14,000$56,000
Year 1 - 1 ($267)$186$81$55,919
2 ($267)$186$81$55,838
3 ($267)$186$81$55,757
4 ($267)$185$82$55,675
5 ($267)$185$82$55,593
6 ($267)$185$82$55,511
7 ($267)$185$82$55,429
8 ($267)$184$83$55,346
9 ($267)$184$83$55,263
10 ($267)$184$83$55,179
11 ($267)$183$84$55,096
12 ($267)$183$84$55,012
Year 2 - 13 ($267)$183$84$54,928
14 ($267)$183$84$54,844
15 ($267)$182$85$54,759
16 ($267)$182$85$54,674
17 ($267)$182$85$54,589
18 ($267)$182$86$54,503
19 ($267)$181$86$54,417
20 ($267)$181$86$54,331
21 ($267)$181$86$54,245
22 ($267)$180$87$54,158
23 ($267)$180$87$54,071
24 ($267)$180$87$53,984
Year 3 - 25 ($267)$179$88$53,897
26 ($267)$179$88$53,809
27 ($267)$179$88$53,721
28 ($267)$179$88$53,632
29 ($267)$178$89$53,543
30 ($267)$178$89$53,454
31 ($267)$178$89$53,365
32 ($267)$177$90$53,276
33 ($267)$177$90$53,186
34 ($267)$177$90$53,096
35 ($267)$177$90$53,005
36 ($267)$176$91$52,914
Year 4 - 37 ($267)$176$91$52,823
38 ($267)$176$91$52,732
39 ($267)$175$92$52,640
40 ($267)$175$92$52,548
41 ($267)$175$92$52,456
42 ($267)$174$93$52,363
43 ($267)$174$93$52,270
44 ($267)$174$93$52,177
45 ($267)$173$94$52,083
46 ($267)$173$94$51,990
47 ($267)$173$94$51,895
48 ($267)$173$94$51,801
Year 5 - 49 ($267)$172$95$51,706
50 ($267)$172$95$51,611
51 ($267)$172$95$51,516
52 ($267)$171$96$51,420
53 ($267)$171$96$51,324
54 ($267)$171$96$51,227
55 ($267)$170$97$51,131
56 ($267)$170$97$51,034
57 ($267)$170$97$50,936
58 ($267)$169$98$50,839
59 ($267)$169$98$50,741
60 ($267)$169$98$50,642
Year 6 - 61 ($267)$168$99$50,544
62 ($267)$168$99$50,445
63 ($267)$168$99$50,346
64 ($267)$167$100$50,246
65 ($267)$167$100$50,146
66 ($267)$167$100$50,046
67 ($267)$166$101$49,945
68 ($267)$166$101$49,844
69 ($267)$166$101$49,743
70 ($267)$165$102$49,641
71 ($267)$165$102$49,539
72 ($267)$165$102$49,437
Year 7 - 73 ($267)$164$103$49,334
74 ($267)$164$103$49,231
75 ($267)$164$103$49,128
76 ($267)$163$104$49,024
77 ($267)$163$104$48,920
78 ($267)$163$104$48,816
79 ($267)$162$105$48,711
80 ($267)$162$105$48,606
81 ($267)$162$105$48,501
82 ($267)$161$106$48,395
83 ($267)$161$106$48,289
84 ($267)$161$106$48,182
Year 8 - 85 ($267)$160$107$48,075
86 ($267)$160$107$47,968
87 ($267)$159$108$47,861
88 ($267)$159$108$47,753
89 ($267)$159$108$47,645
90 ($267)$158$109$47,536
91 ($267)$158$109$47,427
92 ($267)$158$109$47,318
93 ($267)$157$110$47,208
94 ($267)$157$110$47,098
95 ($267)$157$110$46,987
96 ($267)$156$111$46,877
Year 9 - 97 ($267)$156$111$46,765
98 ($267)$155$112$46,654
99 ($267)$155$112$46,542
100 ($267)$155$112$46,430
101 ($267)$154$113$46,317
102 ($267)$154$113$46,204
103 ($267)$154$113$46,091
104 ($267)$153$114$45,977
105 ($267)$153$114$45,863
106 ($267)$152$115$45,748
107 ($267)$152$115$45,633
108 ($267)$152$115$45,518
Year 10 - 109 ($267)$151$116$45,402
110 ($267)$151$116$45,286
111 ($267)$151$116$45,170
112 ($267)$150$117$45,053
113 ($267)$150$117$44,936
114 ($267)$149$118$44,818
115 ($267)$149$118$44,700
116 ($267)$149$118$44,582
117 ($267)$148$119$44,463
118 ($267)$148$119$44,344
119 ($267)$147$120$44,224
120 ($267)$147$120$44,104
Year 11 - 121 ($267)$147$120$43,984
122 ($267)$146$121$43,863
123 ($267)$146$121$43,742
124 ($267)$145$122$43,620
125 ($267)$145$122$43,498
126 ($267)$145$122$43,376
127 ($267)$144$123$43,253
128 ($267)$144$123$43,130
129 ($267)$143$124$43,006
130 ($267)$143$124$42,882
131 ($267)$143$124$42,758
132 ($267)$142$125$42,633
Year 12 - 133 ($267)$142$125$42,508
134 ($267)$141$126$42,382
135 ($267)$141$126$42,256
136 ($267)$141$127$42,129
137 ($267)$140$127$42,002
138 ($267)$140$127$41,875
139 ($267)$139$128$41,747
140 ($267)$139$128$41,619
141 ($267)$138$129$41,490
142 ($267)$138$129$41,361
143 ($267)$138$130$41,232
144 ($267)$137$130$41,102
Year 13 - 145 ($267)$137$130$40,971
146 ($267)$136$131$40,841
147 ($267)$136$131$40,709
148 ($267)$135$132$40,578
149 ($267)$135$132$40,445
150 ($267)$134$133$40,313
151 ($267)$134$133$40,180
152 ($267)$134$133$40,047
153 ($267)$133$134$39,913
154 ($267)$133$134$39,778
155 ($267)$132$135$39,644
156 ($267)$132$135$39,508
Year 14 - 157 ($267)$131$136$39,373
158 ($267)$131$136$39,237
159 ($267)$130$137$39,100
160 ($267)$130$137$38,963
161 ($267)$130$137$38,825
162 ($267)$129$138$38,688
163 ($267)$129$138$38,549
164 ($267)$128$139$38,410
165 ($267)$128$139$38,271
166 ($267)$127$140$38,131
167 ($267)$127$140$37,991
168 ($267)$126$141$37,850
Year 15 - 169 ($267)$126$141$37,709
170 ($267)$125$142$37,567
171 ($267)$125$142$37,425
172 ($267)$124$143$37,283
173 ($267)$124$143$37,140
174 ($267)$123$144$36,996
175 ($267)$123$144$36,852
176 ($267)$123$144$36,708
177 ($267)$122$145$36,563
178 ($267)$122$145$36,417
179 ($267)$121$146$36,271
180 ($267)$121$146$36,125
Year 16 - 181 ($267)$120$147$35,978
182 ($267)$120$147$35,830
183 ($267)$119$148$35,683
184 ($267)$119$148$35,534
185 ($267)$118$149$35,385
186 ($267)$118$149$35,236
187 ($267)$117$150$35,086
188 ($267)$117$150$34,936
189 ($267)$116$151$34,785
190 ($267)$116$151$34,633
191 ($267)$115$152$34,482
192 ($267)$115$152$34,329
Year 17 - 193 ($267)$114$153$34,176
194 ($267)$114$153$34,023
195 ($267)$113$154$33,869
196 ($267)$113$154$33,715
197 ($267)$112$155$33,560
198 ($267)$112$155$33,404
199 ($267)$111$156$33,248
200 ($267)$111$156$33,092
201 ($267)$110$157$32,935
202 ($267)$110$158$32,777
203 ($267)$109$158$32,619
204 ($267)$108$159$32,461
Year 18 - 205 ($267)$108$159$32,302
206 ($267)$107$160$32,142
207 ($267)$107$160$31,982
208 ($267)$106$161$31,821
209 ($267)$106$161$31,660
210 ($267)$105$162$31,498
211 ($267)$105$162$31,336
212 ($267)$104$163$31,173
213 ($267)$104$163$31,010
214 ($267)$103$164$30,846
215 ($267)$103$164$30,681
216 ($267)$102$165$30,516
Year 19 - 217 ($267)$101$166$30,351
218 ($267)$101$166$30,185
219 ($267)$100$167$30,018
220 ($267)$100$167$29,851
221 ($267)$99$168$29,683
222 ($267)$99$168$29,515
223 ($267)$98$169$29,346
224 ($267)$98$169$29,176
225 ($267)$97$170$29,006
226 ($267)$96$171$28,836
227 ($267)$96$171$28,664
228 ($267)$95$172$28,493
Year 20 - 229 ($267)$95$172$28,320
230 ($267)$94$173$28,148
231 ($267)$94$173$27,974
232 ($267)$93$174$27,800
233 ($267)$92$175$27,625
234 ($267)$92$175$27,450
235 ($267)$91$176$27,275
236 ($267)$91$176$27,098
237 ($267)$90$177$26,921
238 ($267)$90$178$26,744
239 ($267)$89$178$26,566
240 ($267)$88$179$26,387
Year 21 - 241 ($267)$88$179$26,208
242 ($267)$87$180$26,028
243 ($267)$87$180$25,847
244 ($267)$86$181$25,666
245 ($267)$85$182$25,485
246 ($267)$85$182$25,302
247 ($267)$84$183$25,119
248 ($267)$84$184$24,936
249 ($267)$83$184$24,752
250 ($267)$82$185$24,567
251 ($267)$82$185$24,382
252 ($267)$81$186$24,196
Year 22 - 253 ($267)$80$187$24,009
254 ($267)$80$187$23,822
255 ($267)$79$188$23,634
256 ($267)$79$188$23,446
257 ($267)$78$189$23,257
258 ($267)$77$190$23,067
259 ($267)$77$190$22,877
260 ($267)$76$191$22,686
261 ($267)$75$192$22,494
262 ($267)$75$192$22,302
263 ($267)$74$193$22,109
264 ($267)$74$194$21,915
Year 23 - 265 ($267)$73$194$21,721
266 ($267)$72$195$21,526
267 ($267)$72$195$21,331
268 ($267)$71$196$21,135
269 ($267)$70$197$20,938
270 ($267)$70$197$20,741
271 ($267)$69$198$20,543
272 ($267)$68$199$20,344
273 ($267)$68$199$20,144
274 ($267)$67$200$19,944
275 ($267)$66$201$19,744
276 ($267)$66$201$19,542
Year 24 - 277 ($267)$65$202$19,340
278 ($267)$64$203$19,138
279 ($267)$64$203$18,934
280 ($267)$63$204$18,730
281 ($267)$62$205$18,525
282 ($267)$62$205$18,320
283 ($267)$61$206$18,114
284 ($267)$60$207$17,907
285 ($267)$60$207$17,699
286 ($267)$59$208$17,491
287 ($267)$58$209$17,282
288 ($267)$57$210$17,073
Year 25 - 289 ($267)$57$210$16,863
290 ($267)$56$211$16,652
291 ($267)$55$212$16,440
292 ($267)$55$212$16,228
293 ($267)$54$213$16,015
294 ($267)$53$214$15,801
295 ($267)$53$214$15,586
296 ($267)$52$215$15,371
297 ($267)$51$216$15,155
298 ($267)$50$217$14,938
299 ($267)$50$217$14,721
300 ($267)$49$218$14,503
Year 26 - 301 ($267)$48$219$14,284
302 ($267)$47$220$14,065
303 ($267)$47$220$13,844
304 ($267)$46$221$13,623
305 ($267)$45$222$13,402
306 ($267)$45$222$13,179
307 ($267)$44$223$12,956
308 ($267)$43$224$12,732
309 ($267)$42$225$12,507
310 ($267)$42$225$12,282
311 ($267)$41$226$12,056
312 ($267)$40$227$11,829
Year 27 - 313 ($267)$39$228$11,601
314 ($267)$39$228$11,373
315 ($267)$38$229$11,143
316 ($267)$37$230$10,913
317 ($267)$36$231$10,683
318 ($267)$36$232$10,451
319 ($267)$35$232$10,219
320 ($267)$34$233$9,986
321 ($267)$33$234$9,752
322 ($267)$32$235$9,517
323 ($267)$32$235$9,282
324 ($267)$31$236$9,046
Year 28 - 325 ($267)$30$237$8,809
326 ($267)$29$238$8,571
327 ($267)$28$239$8,333
328 ($267)$28$239$8,093
329 ($267)$27$240$7,853
330 ($267)$26$241$7,612
331 ($267)$25$242$7,371
332 ($267)$25$243$7,128
333 ($267)$24$243$6,885
334 ($267)$23$244$6,641
335 ($267)$22$245$6,396
336 ($267)$21$246$6,150
Year 29 - 337 ($267)$20$247$5,903
338 ($267)$20$247$5,656
339 ($267)$19$248$5,408
340 ($267)$18$249$5,159
341 ($267)$17$250$4,909
342 ($267)$16$251$4,658
343 ($267)$15$252$4,406
344 ($267)$15$252$4,154
345 ($267)$14$253$3,901
346 ($267)$13$254$3,647
347 ($267)$12$255$3,392
348 ($267)$11$256$3,136
Year 30 - 349 ($267)$10$257$2,880
350 ($267)$10$257$2,622
351 ($267)$9$258$2,364
352 ($267)$8$259$2,105
353 ($267)$7$260$1,845
354 ($267)$6$261$1,584
355 ($267)$5$262$1,322
356 ($267)$4$263$1,059
357 ($267)$4$264$796
358 ($267)$3$264$531
359 ($267)$2$265$266
360 ($267)$1$266$0
TOTALS$40,131$56,000$96,131

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.