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Mortgage Payment Schedule for a $70,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($14,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$266 360 $39,667 $95,667

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $490 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $487 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.753% | Rate: 3.750% | Fees: $101 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $70,000
Down Payment $14,000$56,000
Year 1 - 1 ($266)$184$81$55,919
2 ($266)$184$82$55,837
3 ($266)$184$82$55,755
4 ($266)$184$82$55,673
5 ($266)$183$82$55,590
6 ($266)$183$83$55,508
7 ($266)$183$83$55,424
8 ($266)$182$83$55,341
9 ($266)$182$84$55,258
10 ($266)$182$84$55,174
11 ($266)$182$84$55,090
12 ($266)$181$84$55,005
Year 2 - 13 ($266)$181$85$54,921
14 ($266)$181$85$54,836
15 ($266)$181$85$54,750
16 ($266)$180$86$54,665
17 ($266)$180$86$54,579
18 ($266)$180$86$54,493
19 ($266)$179$86$54,407
20 ($266)$179$87$54,320
21 ($266)$179$87$54,233
22 ($266)$179$87$54,146
23 ($266)$178$88$54,058
24 ($266)$178$88$53,970
Year 3 - 25 ($266)$178$88$53,882
26 ($266)$177$88$53,794
27 ($266)$177$89$53,705
28 ($266)$177$89$53,616
29 ($266)$176$89$53,527
30 ($266)$176$90$53,438
31 ($266)$176$90$53,348
32 ($266)$176$90$53,258
33 ($266)$175$90$53,167
34 ($266)$175$91$53,076
35 ($266)$175$91$52,985
36 ($266)$174$91$52,894
Year 4 - 37 ($266)$174$92$52,802
38 ($266)$174$92$52,710
39 ($266)$174$92$52,618
40 ($266)$173$93$52,526
41 ($266)$173$93$52,433
42 ($266)$173$93$52,340
43 ($266)$172$93$52,246
44 ($266)$172$94$52,152
45 ($266)$172$94$52,058
46 ($266)$171$94$51,964
47 ($266)$171$95$51,869
48 ($266)$171$95$51,774
Year 5 - 49 ($266)$170$95$51,679
50 ($266)$170$96$51,583
51 ($266)$170$96$51,487
52 ($266)$169$96$51,391
53 ($266)$169$97$51,295
54 ($266)$169$97$51,198
55 ($266)$169$97$51,100
56 ($266)$168$98$51,003
57 ($266)$168$98$50,905
58 ($266)$168$98$50,807
59 ($266)$167$99$50,708
60 ($266)$167$99$50,610
Year 6 - 61 ($266)$167$99$50,510
62 ($266)$166$99$50,411
63 ($266)$166$100$50,311
64 ($266)$166$100$50,211
65 ($266)$165$100$50,111
66 ($266)$165$101$50,010
67 ($266)$165$101$49,909
68 ($266)$164$101$49,807
69 ($266)$164$102$49,705
70 ($266)$164$102$49,603
71 ($266)$163$102$49,501
72 ($266)$163$103$49,398
Year 7 - 73 ($266)$163$103$49,295
74 ($266)$162$103$49,191
75 ($266)$162$104$49,088
76 ($266)$162$104$48,983
77 ($266)$161$105$48,879
78 ($266)$161$105$48,774
79 ($266)$161$105$48,669
80 ($266)$160$106$48,563
81 ($266)$160$106$48,457
82 ($266)$160$106$48,351
83 ($266)$159$107$48,245
84 ($266)$159$107$48,138
Year 8 - 85 ($266)$158$107$48,030
86 ($266)$158$108$47,923
87 ($266)$158$108$47,815
88 ($266)$157$108$47,706
89 ($266)$157$109$47,598
90 ($266)$157$109$47,489
91 ($266)$156$109$47,379
92 ($266)$156$110$47,269
93 ($266)$156$110$47,159
94 ($266)$155$111$47,049
95 ($266)$155$111$46,938
96 ($266)$155$111$46,827
Year 9 - 97 ($266)$154$112$46,715
98 ($266)$154$112$46,603
99 ($266)$153$112$46,491
100 ($266)$153$113$46,378
101 ($266)$153$113$46,265
102 ($266)$152$113$46,152
103 ($266)$152$114$46,038
104 ($266)$152$114$45,923
105 ($266)$151$115$45,809
106 ($266)$151$115$45,694
107 ($266)$150$115$45,579
108 ($266)$150$116$45,463
Year 10 - 109 ($266)$150$116$45,347
110 ($266)$149$116$45,230
111 ($266)$149$117$45,113
112 ($266)$148$117$44,996
113 ($266)$148$118$44,879
114 ($266)$148$118$44,761
115 ($266)$147$118$44,642
116 ($266)$147$119$44,523
117 ($266)$147$119$44,404
118 ($266)$146$120$44,285
119 ($266)$146$120$44,165
120 ($266)$145$120$44,044
Year 11 - 121 ($266)$145$121$43,924
122 ($266)$145$121$43,802
123 ($266)$144$122$43,681
124 ($266)$144$122$43,559
125 ($266)$143$122$43,437
126 ($266)$143$123$43,314
127 ($266)$143$123$43,191
128 ($266)$142$124$43,067
129 ($266)$142$124$42,943
130 ($266)$141$124$42,819
131 ($266)$141$125$42,694
132 ($266)$141$125$42,569
Year 12 - 133 ($266)$140$126$42,443
134 ($266)$140$126$42,317
135 ($266)$139$126$42,191
136 ($266)$139$127$42,064
137 ($266)$138$127$41,936
138 ($266)$138$128$41,809
139 ($266)$138$128$41,681
140 ($266)$137$129$41,552
141 ($266)$137$129$41,423
142 ($266)$136$129$41,294
143 ($266)$136$130$41,164
144 ($266)$135$130$41,034
Year 13 - 145 ($266)$135$131$40,903
146 ($266)$135$131$40,772
147 ($266)$134$132$40,640
148 ($266)$134$132$40,508
149 ($266)$133$132$40,376
150 ($266)$133$133$40,243
151 ($266)$132$133$40,110
152 ($266)$132$134$39,976
153 ($266)$132$134$39,842
154 ($266)$131$135$39,707
155 ($266)$131$135$39,572
156 ($266)$130$135$39,437
Year 14 - 157 ($266)$130$136$39,301
158 ($266)$129$136$39,165
159 ($266)$129$137$39,028
160 ($266)$128$137$38,890
161 ($266)$128$138$38,753
162 ($266)$128$138$38,615
163 ($266)$127$139$38,476
164 ($266)$127$139$38,337
165 ($266)$126$140$38,197
166 ($266)$126$140$38,057
167 ($266)$125$140$37,917
168 ($266)$125$141$37,776
Year 15 - 169 ($266)$124$141$37,634
170 ($266)$124$142$37,493
171 ($266)$123$142$37,350
172 ($266)$123$143$37,207
173 ($266)$122$143$37,064
174 ($266)$122$144$36,920
175 ($266)$122$144$36,776
176 ($266)$121$145$36,632
177 ($266)$121$145$36,486
178 ($266)$120$146$36,341
179 ($266)$120$146$36,195
180 ($266)$119$147$36,048
Year 16 - 181 ($266)$119$147$35,901
182 ($266)$118$148$35,753
183 ($266)$118$148$35,605
184 ($266)$117$149$35,457
185 ($266)$117$149$35,308
186 ($266)$116$150$35,158
187 ($266)$116$150$35,008
188 ($266)$115$151$34,858
189 ($266)$115$151$34,707
190 ($266)$114$151$34,555
191 ($266)$114$152$34,403
192 ($266)$113$152$34,251
Year 17 - 193 ($266)$113$153$34,098
194 ($266)$112$154$33,944
195 ($266)$112$154$33,790
196 ($266)$111$155$33,636
197 ($266)$111$155$33,481
198 ($266)$110$156$33,325
199 ($266)$110$156$33,169
200 ($266)$109$157$33,013
201 ($266)$109$157$32,856
202 ($266)$108$158$32,698
203 ($266)$108$158$32,540
204 ($266)$107$159$32,381
Year 18 - 205 ($266)$107$159$32,222
206 ($266)$106$160$32,062
207 ($266)$106$160$31,902
208 ($266)$105$161$31,741
209 ($266)$104$161$31,580
210 ($266)$104$162$31,418
211 ($266)$103$162$31,256
212 ($266)$103$163$31,093
213 ($266)$102$163$30,930
214 ($266)$102$164$30,766
215 ($266)$101$164$30,601
216 ($266)$101$165$30,436
Year 19 - 217 ($266)$100$166$30,271
218 ($266)$100$166$30,105
219 ($266)$99$167$29,938
220 ($266)$99$167$29,771
221 ($266)$98$168$29,603
222 ($266)$97$168$29,435
223 ($266)$97$169$29,266
224 ($266)$96$169$29,097
225 ($266)$96$170$28,927
226 ($266)$95$171$28,756
227 ($266)$95$171$28,585
228 ($266)$94$172$28,413
Year 20 - 229 ($266)$94$172$28,241
230 ($266)$93$173$28,068
231 ($266)$92$173$27,895
232 ($266)$92$174$27,721
233 ($266)$91$174$27,547
234 ($266)$91$175$27,372
235 ($266)$90$176$27,196
236 ($266)$90$176$27,020
237 ($266)$89$177$26,843
238 ($266)$88$177$26,665
239 ($266)$88$178$26,488
240 ($266)$87$179$26,309
Year 21 - 241 ($266)$87$179$26,130
242 ($266)$86$180$25,950
243 ($266)$85$180$25,770
244 ($266)$85$181$25,589
245 ($266)$84$182$25,407
246 ($266)$84$182$25,225
247 ($266)$83$183$25,043
248 ($266)$82$183$24,859
249 ($266)$82$184$24,675
250 ($266)$81$185$24,491
251 ($266)$81$185$24,306
252 ($266)$80$186$24,120
Year 22 - 253 ($266)$79$186$23,934
254 ($266)$79$187$23,747
255 ($266)$78$188$23,559
256 ($266)$78$188$23,371
257 ($266)$77$189$23,182
258 ($266)$76$189$22,993
259 ($266)$76$190$22,803
260 ($266)$75$191$22,612
261 ($266)$74$191$22,421
262 ($266)$74$192$22,229
263 ($266)$73$193$22,036
264 ($266)$73$193$21,843
Year 23 - 265 ($266)$72$194$21,649
266 ($266)$71$194$21,455
267 ($266)$71$195$21,259
268 ($266)$70$196$21,064
269 ($266)$69$196$20,867
270 ($266)$69$197$20,670
271 ($266)$68$198$20,472
272 ($266)$67$198$20,274
273 ($266)$67$199$20,075
274 ($266)$66$200$19,875
275 ($266)$65$200$19,675
276 ($266)$65$201$19,474
Year 24 - 277 ($266)$64$202$19,273
278 ($266)$63$202$19,070
279 ($266)$63$203$18,867
280 ($266)$62$204$18,664
281 ($266)$61$204$18,459
282 ($266)$61$205$18,254
283 ($266)$60$206$18,049
284 ($266)$59$206$17,842
285 ($266)$59$207$17,635
286 ($266)$58$208$17,428
287 ($266)$57$208$17,219
288 ($266)$57$209$17,010
Year 25 - 289 ($266)$56$210$16,800
290 ($266)$55$210$16,590
291 ($266)$55$211$16,379
292 ($266)$54$212$16,167
293 ($266)$53$213$15,955
294 ($266)$53$213$15,741
295 ($266)$52$214$15,527
296 ($266)$51$215$15,313
297 ($266)$50$215$15,097
298 ($266)$50$216$14,881
299 ($266)$49$217$14,665
300 ($266)$48$217$14,447
Year 26 - 301 ($266)$48$218$14,229
302 ($266)$47$219$14,010
303 ($266)$46$220$13,790
304 ($266)$45$220$13,570
305 ($266)$45$221$13,349
306 ($266)$44$222$13,127
307 ($266)$43$223$12,905
308 ($266)$42$223$12,681
309 ($266)$42$224$12,457
310 ($266)$41$225$12,233
311 ($266)$40$225$12,007
312 ($266)$40$226$11,781
Year 27 - 313 ($266)$39$227$11,554
314 ($266)$38$228$11,326
315 ($266)$37$228$11,098
316 ($266)$37$229$10,869
317 ($266)$36$230$10,639
318 ($266)$35$231$10,408
319 ($266)$34$231$10,177
320 ($266)$33$232$9,944
321 ($266)$33$233$9,711
322 ($266)$32$234$9,477
323 ($266)$31$235$9,243
324 ($266)$30$235$9,008
Year 28 - 325 ($266)$30$236$8,772
326 ($266)$29$237$8,535
327 ($266)$28$238$8,297
328 ($266)$27$238$8,059
329 ($266)$27$239$7,819
330 ($266)$26$240$7,579
331 ($266)$25$241$7,339
332 ($266)$24$242$7,097
333 ($266)$23$242$6,855
334 ($266)$23$243$6,611
335 ($266)$22$244$6,367
336 ($266)$21$245$6,123
Year 29 - 337 ($266)$20$246$5,877
338 ($266)$19$246$5,631
339 ($266)$19$247$5,383
340 ($266)$18$248$5,135
341 ($266)$17$249$4,887
342 ($266)$16$250$4,637
343 ($266)$15$250$4,387
344 ($266)$14$251$4,135
345 ($266)$14$252$3,883
346 ($266)$13$253$3,630
347 ($266)$12$254$3,376
348 ($266)$11$255$3,122
Year 30 - 349 ($266)$10$255$2,866
350 ($266)$9$256$2,610
351 ($266)$9$257$2,353
352 ($266)$8$258$2,095
353 ($266)$7$259$1,836
354 ($266)$6$260$1,576
355 ($266)$5$261$1,316
356 ($266)$4$261$1,054
357 ($266)$3$262$792
358 ($266)$3$263$529
359 ($266)$2$264$265
360 ($266)$1$265$0
TOTALS$39,667$56,000$95,667

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.