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Mortgage Payment Schedule for a $712,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($142,400) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,716 360 $408,187 $977,787

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $595 | 45 day rate lock

NMLS #: 790396
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.006% | Rate: 3.990% | Fees: $492 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.385% | Rate: 4.375% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.433% | Rate: 4.375% | Fees: $1,710 | 60 day rate lock

$1,285 /mo
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30 yr fixed mtg, 0 points | APR: 4.624% | Rate: 4.624% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $10 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.015% | Rate: 4.000% | Fees: $441 | 30 day rate lock

NMLS #: 410602
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.148% | Rate: 4.125% | Fees: $695 | 30 day rate lock

NMLS #: 423028
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.168% | Rate: 4.125% | Fees: $1,295 | 30 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $712,000
Down Payment $142,400$569,600
Year 1 - 1 ($2,716)$1,894$822$568,778
2 ($2,716)$1,891$825$567,953
3 ($2,716)$1,888$828$567,125
4 ($2,716)$1,886$830$566,295
5 ($2,716)$1,883$833$565,462
6 ($2,716)$1,880$836$564,626
7 ($2,716)$1,877$839$563,787
8 ($2,716)$1,875$841$562,946
9 ($2,716)$1,872$844$562,101
10 ($2,716)$1,869$847$561,254
11 ($2,716)$1,866$850$560,404
12 ($2,716)$1,863$853$559,552
Year 2 - 13 ($2,716)$1,861$856$558,696
14 ($2,716)$1,858$858$557,838
15 ($2,716)$1,855$861$556,976
16 ($2,716)$1,852$864$556,112
17 ($2,716)$1,849$867$555,245
18 ($2,716)$1,846$870$554,375
19 ($2,716)$1,843$873$553,503
20 ($2,716)$1,840$876$552,627
21 ($2,716)$1,837$879$551,748
22 ($2,716)$1,835$882$550,867
23 ($2,716)$1,832$884$549,982
24 ($2,716)$1,829$887$549,095
Year 3 - 25 ($2,716)$1,826$890$548,205
26 ($2,716)$1,823$893$547,311
27 ($2,716)$1,820$896$546,415
28 ($2,716)$1,817$899$545,516
29 ($2,716)$1,814$902$544,614
30 ($2,716)$1,811$905$543,708
31 ($2,716)$1,808$908$542,800
32 ($2,716)$1,805$911$541,889
33 ($2,716)$1,802$914$540,975
34 ($2,716)$1,799$917$540,057
35 ($2,716)$1,796$920$539,137
36 ($2,716)$1,793$923$538,214
Year 4 - 37 ($2,716)$1,790$927$537,287
38 ($2,716)$1,786$930$536,357
39 ($2,716)$1,783$933$535,425
40 ($2,716)$1,780$936$534,489
41 ($2,716)$1,777$939$533,550
42 ($2,716)$1,774$942$532,608
43 ($2,716)$1,771$945$531,663
44 ($2,716)$1,768$948$530,715
45 ($2,716)$1,765$951$529,763
46 ($2,716)$1,761$955$528,808
47 ($2,716)$1,758$958$527,851
48 ($2,716)$1,755$961$526,890
Year 5 - 49 ($2,716)$1,752$964$525,926
50 ($2,716)$1,749$967$524,958
51 ($2,716)$1,745$971$523,988
52 ($2,716)$1,742$974$523,014
53 ($2,716)$1,739$977$522,037
54 ($2,716)$1,736$980$521,056
55 ($2,716)$1,733$984$520,073
56 ($2,716)$1,729$987$519,086
57 ($2,716)$1,726$990$518,096
58 ($2,716)$1,723$993$517,103
59 ($2,716)$1,719$997$516,106
60 ($2,716)$1,716$1,000$515,106
Year 6 - 61 ($2,716)$1,713$1,003$514,102
62 ($2,716)$1,709$1,007$513,096
63 ($2,716)$1,706$1,010$512,086
64 ($2,716)$1,703$1,013$511,072
65 ($2,716)$1,699$1,017$510,056
66 ($2,716)$1,696$1,020$509,035
67 ($2,716)$1,693$1,024$508,012
68 ($2,716)$1,689$1,027$506,985
69 ($2,716)$1,686$1,030$505,955
70 ($2,716)$1,682$1,034$504,921
71 ($2,716)$1,679$1,037$503,884
72 ($2,716)$1,675$1,041$502,843
Year 7 - 73 ($2,716)$1,672$1,044$501,799
74 ($2,716)$1,668$1,048$500,751
75 ($2,716)$1,665$1,051$499,700
76 ($2,716)$1,662$1,055$498,646
77 ($2,716)$1,658$1,058$497,588
78 ($2,716)$1,654$1,062$496,526
79 ($2,716)$1,651$1,065$495,461
80 ($2,716)$1,647$1,069$494,392
81 ($2,716)$1,644$1,072$493,320
82 ($2,716)$1,640$1,076$492,244
83 ($2,716)$1,637$1,079$491,165
84 ($2,716)$1,633$1,083$490,082
Year 8 - 85 ($2,716)$1,630$1,087$488,995
86 ($2,716)$1,626$1,090$487,905
87 ($2,716)$1,622$1,094$486,811
88 ($2,716)$1,619$1,097$485,714
89 ($2,716)$1,615$1,101$484,613
90 ($2,716)$1,611$1,105$483,508
91 ($2,716)$1,608$1,108$482,400
92 ($2,716)$1,604$1,112$481,288
93 ($2,716)$1,600$1,116$480,172
94 ($2,716)$1,597$1,120$479,052
95 ($2,716)$1,593$1,123$477,929
96 ($2,716)$1,589$1,127$476,802
Year 9 - 97 ($2,716)$1,585$1,131$475,671
98 ($2,716)$1,582$1,134$474,537
99 ($2,716)$1,578$1,138$473,399
100 ($2,716)$1,574$1,142$472,257
101 ($2,716)$1,570$1,146$471,111
102 ($2,716)$1,566$1,150$469,961
103 ($2,716)$1,563$1,153$468,808
104 ($2,716)$1,559$1,157$467,650
105 ($2,716)$1,555$1,161$466,489
106 ($2,716)$1,551$1,165$465,324
107 ($2,716)$1,547$1,169$464,155
108 ($2,716)$1,543$1,173$462,983
Year 10 - 109 ($2,716)$1,539$1,177$461,806
110 ($2,716)$1,536$1,181$460,625
111 ($2,716)$1,532$1,184$459,441
112 ($2,716)$1,528$1,188$458,253
113 ($2,716)$1,524$1,192$457,060
114 ($2,716)$1,520$1,196$455,864
115 ($2,716)$1,516$1,200$454,663
116 ($2,716)$1,512$1,204$453,459
117 ($2,716)$1,508$1,208$452,251
118 ($2,716)$1,504$1,212$451,038
119 ($2,716)$1,500$1,216$449,822
120 ($2,716)$1,496$1,220$448,602
Year 11 - 121 ($2,716)$1,492$1,224$447,377
122 ($2,716)$1,488$1,229$446,149
123 ($2,716)$1,483$1,233$444,916
124 ($2,716)$1,479$1,237$443,679
125 ($2,716)$1,475$1,241$442,438
126 ($2,716)$1,471$1,245$441,193
127 ($2,716)$1,467$1,249$439,944
128 ($2,716)$1,463$1,253$438,691
129 ($2,716)$1,459$1,257$437,434
130 ($2,716)$1,454$1,262$436,172
131 ($2,716)$1,450$1,266$434,906
132 ($2,716)$1,446$1,270$433,636
Year 12 - 133 ($2,716)$1,442$1,274$432,362
134 ($2,716)$1,438$1,278$431,084
135 ($2,716)$1,433$1,283$429,801
136 ($2,716)$1,429$1,287$428,514
137 ($2,716)$1,425$1,291$427,223
138 ($2,716)$1,421$1,296$425,927
139 ($2,716)$1,416$1,300$424,627
140 ($2,716)$1,412$1,304$423,323
141 ($2,716)$1,408$1,309$422,014
142 ($2,716)$1,403$1,313$420,702
143 ($2,716)$1,399$1,317$419,384
144 ($2,716)$1,394$1,322$418,063
Year 13 - 145 ($2,716)$1,390$1,326$416,737
146 ($2,716)$1,386$1,330$415,406
147 ($2,716)$1,381$1,335$414,071
148 ($2,716)$1,377$1,339$412,732
149 ($2,716)$1,372$1,344$411,388
150 ($2,716)$1,368$1,348$410,040
151 ($2,716)$1,363$1,353$408,688
152 ($2,716)$1,359$1,357$407,330
153 ($2,716)$1,354$1,362$405,969
154 ($2,716)$1,350$1,366$404,602
155 ($2,716)$1,345$1,371$403,232
156 ($2,716)$1,341$1,375$401,856
Year 14 - 157 ($2,716)$1,336$1,380$400,476
158 ($2,716)$1,332$1,384$399,092
159 ($2,716)$1,327$1,389$397,703
160 ($2,716)$1,322$1,394$396,309
161 ($2,716)$1,318$1,398$394,911
162 ($2,716)$1,313$1,403$393,508
163 ($2,716)$1,308$1,408$392,100
164 ($2,716)$1,304$1,412$390,688
165 ($2,716)$1,299$1,417$389,271
166 ($2,716)$1,294$1,422$387,849
167 ($2,716)$1,290$1,426$386,422
168 ($2,716)$1,285$1,431$384,991
Year 15 - 169 ($2,716)$1,280$1,436$383,555
170 ($2,716)$1,275$1,441$382,115
171 ($2,716)$1,271$1,446$380,669
172 ($2,716)$1,266$1,450$379,219
173 ($2,716)$1,261$1,455$377,763
174 ($2,716)$1,256$1,460$376,303
175 ($2,716)$1,251$1,465$374,839
176 ($2,716)$1,246$1,470$373,369
177 ($2,716)$1,241$1,475$371,894
178 ($2,716)$1,237$1,480$370,415
179 ($2,716)$1,232$1,484$368,930
180 ($2,716)$1,227$1,489$367,441
Year 16 - 181 ($2,716)$1,222$1,494$365,947
182 ($2,716)$1,217$1,499$364,447
183 ($2,716)$1,212$1,504$362,943
184 ($2,716)$1,207$1,509$361,434
185 ($2,716)$1,202$1,514$359,919
186 ($2,716)$1,197$1,519$358,400
187 ($2,716)$1,192$1,524$356,876
188 ($2,716)$1,187$1,529$355,346
189 ($2,716)$1,182$1,535$353,812
190 ($2,716)$1,176$1,540$352,272
191 ($2,716)$1,171$1,545$350,727
192 ($2,716)$1,166$1,550$349,177
Year 17 - 193 ($2,716)$1,161$1,555$347,622
194 ($2,716)$1,156$1,560$346,062
195 ($2,716)$1,151$1,565$344,497
196 ($2,716)$1,145$1,571$342,926
197 ($2,716)$1,140$1,576$341,350
198 ($2,716)$1,135$1,581$339,769
199 ($2,716)$1,130$1,586$338,183
200 ($2,716)$1,124$1,592$336,591
201 ($2,716)$1,119$1,597$334,994
202 ($2,716)$1,114$1,602$333,392
203 ($2,716)$1,109$1,608$331,784
204 ($2,716)$1,103$1,613$330,171
Year 18 - 205 ($2,716)$1,098$1,618$328,553
206 ($2,716)$1,092$1,624$326,930
207 ($2,716)$1,087$1,629$325,301
208 ($2,716)$1,082$1,634$323,666
209 ($2,716)$1,076$1,640$322,026
210 ($2,716)$1,071$1,645$320,381
211 ($2,716)$1,065$1,651$318,730
212 ($2,716)$1,060$1,656$317,074
213 ($2,716)$1,054$1,662$315,412
214 ($2,716)$1,049$1,667$313,745
215 ($2,716)$1,043$1,673$312,072
216 ($2,716)$1,038$1,678$310,393
Year 19 - 217 ($2,716)$1,032$1,684$308,709
218 ($2,716)$1,026$1,690$307,020
219 ($2,716)$1,021$1,695$305,324
220 ($2,716)$1,015$1,701$303,624
221 ($2,716)$1,010$1,707$301,917
222 ($2,716)$1,004$1,712$300,205
223 ($2,716)$998$1,718$298,487
224 ($2,716)$992$1,724$296,763
225 ($2,716)$987$1,729$295,034
226 ($2,716)$981$1,735$293,299
227 ($2,716)$975$1,741$291,558
228 ($2,716)$969$1,747$289,811
Year 20 - 229 ($2,716)$964$1,752$288,059
230 ($2,716)$958$1,758$286,301
231 ($2,716)$952$1,764$284,537
232 ($2,716)$946$1,770$282,767
233 ($2,716)$940$1,776$280,991
234 ($2,716)$934$1,782$279,209
235 ($2,716)$928$1,788$277,421
236 ($2,716)$922$1,794$275,628
237 ($2,716)$916$1,800$273,828
238 ($2,716)$910$1,806$272,022
239 ($2,716)$904$1,812$270,211
240 ($2,716)$898$1,818$268,393
Year 21 - 241 ($2,716)$892$1,824$266,569
242 ($2,716)$886$1,830$264,740
243 ($2,716)$880$1,836$262,904
244 ($2,716)$874$1,842$261,062
245 ($2,716)$868$1,848$259,214
246 ($2,716)$862$1,854$257,360
247 ($2,716)$856$1,860$255,499
248 ($2,716)$850$1,867$253,633
249 ($2,716)$843$1,873$251,760
250 ($2,716)$837$1,879$249,881
251 ($2,716)$831$1,885$247,996
252 ($2,716)$825$1,891$246,104
Year 22 - 253 ($2,716)$818$1,898$244,207
254 ($2,716)$812$1,904$242,303
255 ($2,716)$806$1,910$240,392
256 ($2,716)$799$1,917$238,475
257 ($2,716)$793$1,923$236,552
258 ($2,716)$787$1,930$234,623
259 ($2,716)$780$1,936$232,687
260 ($2,716)$774$1,942$230,744
261 ($2,716)$767$1,949$228,796
262 ($2,716)$761$1,955$226,840
263 ($2,716)$754$1,962$224,878
264 ($2,716)$748$1,968$222,910
Year 23 - 265 ($2,716)$741$1,975$220,935
266 ($2,716)$735$1,981$218,954
267 ($2,716)$728$1,988$216,966
268 ($2,716)$721$1,995$214,971
269 ($2,716)$715$2,001$212,970
270 ($2,716)$708$2,008$210,962
271 ($2,716)$701$2,015$208,947
272 ($2,716)$695$2,021$206,926
273 ($2,716)$688$2,028$204,898
274 ($2,716)$681$2,035$202,863
275 ($2,716)$675$2,042$200,821
276 ($2,716)$668$2,048$198,773
Year 24 - 277 ($2,716)$661$2,055$196,718
278 ($2,716)$654$2,062$194,656
279 ($2,716)$647$2,069$192,587
280 ($2,716)$640$2,076$190,511
281 ($2,716)$633$2,083$188,429
282 ($2,716)$627$2,090$186,339
283 ($2,716)$620$2,096$184,243
284 ($2,716)$613$2,103$182,139
285 ($2,716)$606$2,110$180,029
286 ($2,716)$599$2,117$177,911
287 ($2,716)$592$2,125$175,787
288 ($2,716)$584$2,132$173,655
Year 25 - 289 ($2,716)$577$2,139$171,516
290 ($2,716)$570$2,146$169,371
291 ($2,716)$563$2,153$167,218
292 ($2,716)$556$2,160$165,058
293 ($2,716)$549$2,167$162,890
294 ($2,716)$542$2,174$160,716
295 ($2,716)$534$2,182$158,534
296 ($2,716)$527$2,189$156,345
297 ($2,716)$520$2,196$154,149
298 ($2,716)$513$2,204$151,946
299 ($2,716)$505$2,211$149,735
300 ($2,716)$498$2,218$147,516
Year 26 - 301 ($2,716)$490$2,226$145,291
302 ($2,716)$483$2,233$143,058
303 ($2,716)$476$2,240$140,818
304 ($2,716)$468$2,248$138,570
305 ($2,716)$461$2,255$136,314
306 ($2,716)$453$2,263$134,051
307 ($2,716)$446$2,270$131,781
308 ($2,716)$438$2,278$129,503
309 ($2,716)$431$2,285$127,218
310 ($2,716)$423$2,293$124,925
311 ($2,716)$415$2,301$122,624
312 ($2,716)$408$2,308$120,316
Year 27 - 313 ($2,716)$400$2,316$118,000
314 ($2,716)$392$2,324$115,676
315 ($2,716)$385$2,331$113,344
316 ($2,716)$377$2,339$111,005
317 ($2,716)$369$2,347$108,658
318 ($2,716)$361$2,355$106,303
319 ($2,716)$353$2,363$103,941
320 ($2,716)$346$2,370$101,570
321 ($2,716)$338$2,378$99,192
322 ($2,716)$330$2,386$96,806
323 ($2,716)$322$2,394$94,412
324 ($2,716)$314$2,402$92,009
Year 28 - 325 ($2,716)$306$2,410$89,599
326 ($2,716)$298$2,418$87,181
327 ($2,716)$290$2,426$84,755
328 ($2,716)$282$2,434$82,321
329 ($2,716)$274$2,442$79,878
330 ($2,716)$266$2,450$77,428
331 ($2,716)$257$2,459$74,969
332 ($2,716)$249$2,467$72,502
333 ($2,716)$241$2,475$70,027
334 ($2,716)$233$2,483$67,544
335 ($2,716)$225$2,491$65,053
336 ($2,716)$216$2,500$62,553
Year 29 - 337 ($2,716)$208$2,508$60,045
338 ($2,716)$200$2,516$57,528
339 ($2,716)$191$2,525$55,004
340 ($2,716)$183$2,533$52,470
341 ($2,716)$174$2,542$49,929
342 ($2,716)$166$2,550$47,379
343 ($2,716)$158$2,559$44,820
344 ($2,716)$149$2,567$42,253
345 ($2,716)$140$2,576$39,678
346 ($2,716)$132$2,584$37,093
347 ($2,716)$123$2,593$34,501
348 ($2,716)$115$2,601$31,899
Year 30 - 349 ($2,716)$106$2,610$29,289
350 ($2,716)$97$2,619$26,671
351 ($2,716)$89$2,627$24,043
352 ($2,716)$80$2,636$21,407
353 ($2,716)$71$2,645$18,762
354 ($2,716)$62$2,654$16,108
355 ($2,716)$54$2,663$13,446
356 ($2,716)$45$2,671$10,775
357 ($2,716)$36$2,680$8,094
358 ($2,716)$27$2,689$5,405
359 ($2,716)$18$2,698$2,707
360 ($2,716)$9$2,707$0
TOTALS$408,187$569,600$977,787

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.