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Mortgage Payment Schedule for a $72,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($14,400) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$272 360 $40,324 $97,924

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $72,000
Down Payment $14,400$57,600
Year 1 - 1 ($272)$188$84$57,516
2 ($272)$187$85$57,431
3 ($272)$187$85$57,346
4 ($272)$187$85$57,261
5 ($272)$187$85$57,176
6 ($272)$186$86$57,090
7 ($272)$186$86$57,004
8 ($272)$186$86$56,918
9 ($272)$185$87$56,831
10 ($272)$185$87$56,744
11 ($272)$185$87$56,657
12 ($272)$185$87$56,570
Year 2 - 13 ($272)$184$88$56,482
14 ($272)$184$88$56,394
15 ($272)$184$88$56,306
16 ($272)$183$89$56,217
17 ($272)$183$89$56,128
18 ($272)$183$89$56,039
19 ($272)$183$89$55,950
20 ($272)$182$90$55,860
21 ($272)$182$90$55,770
22 ($272)$182$90$55,680
23 ($272)$181$91$55,589
24 ($272)$181$91$55,498
Year 3 - 25 ($272)$181$91$55,407
26 ($272)$181$91$55,316
27 ($272)$180$92$55,224
28 ($272)$180$92$55,132
29 ($272)$180$92$55,039
30 ($272)$179$93$54,947
31 ($272)$179$93$54,854
32 ($272)$179$93$54,761
33 ($272)$178$94$54,667
34 ($272)$178$94$54,573
35 ($272)$178$94$54,479
36 ($272)$178$95$54,384
Year 4 - 37 ($272)$177$95$54,290
38 ($272)$177$95$54,194
39 ($272)$177$95$54,099
40 ($272)$176$96$54,003
41 ($272)$176$96$53,907
42 ($272)$176$96$53,811
43 ($272)$175$97$53,714
44 ($272)$175$97$53,617
45 ($272)$175$97$53,520
46 ($272)$174$98$53,422
47 ($272)$174$98$53,324
48 ($272)$174$98$53,226
Year 5 - 49 ($272)$173$99$53,128
50 ($272)$173$99$53,029
51 ($272)$173$99$52,929
52 ($272)$172$100$52,830
53 ($272)$172$100$52,730
54 ($272)$172$100$52,630
55 ($272)$171$101$52,529
56 ($272)$171$101$52,428
57 ($272)$171$101$52,327
58 ($272)$170$102$52,226
59 ($272)$170$102$52,124
60 ($272)$170$102$52,022
Year 6 - 61 ($272)$170$103$51,919
62 ($272)$169$103$51,816
63 ($272)$169$103$51,713
64 ($272)$168$104$51,610
65 ($272)$168$104$51,506
66 ($272)$168$104$51,402
67 ($272)$167$105$51,297
68 ($272)$167$105$51,192
69 ($272)$167$105$51,087
70 ($272)$166$106$50,981
71 ($272)$166$106$50,876
72 ($272)$166$106$50,769
Year 7 - 73 ($272)$165$107$50,663
74 ($272)$165$107$50,556
75 ($272)$165$107$50,448
76 ($272)$164$108$50,341
77 ($272)$164$108$50,233
78 ($272)$164$108$50,125
79 ($272)$163$109$50,016
80 ($272)$163$109$49,907
81 ($272)$163$109$49,797
82 ($272)$162$110$49,688
83 ($272)$162$110$49,578
84 ($272)$162$110$49,467
Year 8 - 85 ($272)$161$111$49,356
86 ($272)$161$111$49,245
87 ($272)$160$112$49,133
88 ($272)$160$112$49,022
89 ($272)$160$112$48,909
90 ($272)$159$113$48,797
91 ($272)$159$113$48,684
92 ($272)$159$113$48,570
93 ($272)$158$114$48,456
94 ($272)$158$114$48,342
95 ($272)$158$114$48,228
96 ($272)$157$115$48,113
Year 9 - 97 ($272)$157$115$47,998
98 ($272)$156$116$47,882
99 ($272)$156$116$47,766
100 ($272)$156$116$47,650
101 ($272)$155$117$47,533
102 ($272)$155$117$47,416
103 ($272)$154$118$47,298
104 ($272)$154$118$47,180
105 ($272)$154$118$47,062
106 ($272)$153$119$46,944
107 ($272)$153$119$46,824
108 ($272)$153$119$46,705
Year 10 - 109 ($272)$152$120$46,585
110 ($272)$152$120$46,465
111 ($272)$151$121$46,344
112 ($272)$151$121$46,223
113 ($272)$151$121$46,102
114 ($272)$150$122$45,980
115 ($272)$150$122$45,858
116 ($272)$149$123$45,735
117 ($272)$149$123$45,612
118 ($272)$149$123$45,489
119 ($272)$148$124$45,365
120 ($272)$148$124$45,241
Year 11 - 121 ($272)$147$125$45,116
122 ($272)$147$125$44,991
123 ($272)$147$125$44,866
124 ($272)$146$126$44,740
125 ($272)$146$126$44,614
126 ($272)$145$127$44,487
127 ($272)$145$127$44,360
128 ($272)$145$127$44,233
129 ($272)$144$128$44,105
130 ($272)$144$128$43,977
131 ($272)$143$129$43,848
132 ($272)$143$129$43,719
Year 12 - 133 ($272)$142$130$43,589
134 ($272)$142$130$43,459
135 ($272)$142$130$43,329
136 ($272)$141$131$43,198
137 ($272)$141$131$43,067
138 ($272)$140$132$42,935
139 ($272)$140$132$42,803
140 ($272)$139$133$42,670
141 ($272)$139$133$42,537
142 ($272)$139$133$42,404
143 ($272)$138$134$42,270
144 ($272)$138$134$42,136
Year 13 - 145 ($272)$137$135$42,001
146 ($272)$137$135$41,866
147 ($272)$136$136$41,730
148 ($272)$136$136$41,594
149 ($272)$136$136$41,458
150 ($272)$135$137$41,321
151 ($272)$135$137$41,184
152 ($272)$134$138$41,046
153 ($272)$134$138$40,907
154 ($272)$133$139$40,769
155 ($272)$133$139$40,630
156 ($272)$132$140$40,490
Year 14 - 157 ($272)$132$140$40,350
158 ($272)$131$141$40,209
159 ($272)$131$141$40,068
160 ($272)$131$141$39,927
161 ($272)$130$142$39,785
162 ($272)$130$142$39,643
163 ($272)$129$143$39,500
164 ($272)$129$143$39,356
165 ($272)$128$144$39,213
166 ($272)$128$144$39,068
167 ($272)$127$145$38,924
168 ($272)$127$145$38,778
Year 15 - 169 ($272)$126$146$38,633
170 ($272)$126$146$38,487
171 ($272)$125$147$38,340
172 ($272)$125$147$38,193
173 ($272)$124$148$38,045
174 ($272)$124$148$37,897
175 ($272)$123$149$37,749
176 ($272)$123$149$37,600
177 ($272)$123$149$37,450
178 ($272)$122$150$37,300
179 ($272)$122$150$37,150
180 ($272)$121$151$36,999
Year 16 - 181 ($272)$121$151$36,847
182 ($272)$120$152$36,696
183 ($272)$120$152$36,543
184 ($272)$119$153$36,390
185 ($272)$119$153$36,237
186 ($272)$118$154$36,083
187 ($272)$118$154$35,928
188 ($272)$117$155$35,773
189 ($272)$117$155$35,618
190 ($272)$116$156$35,462
191 ($272)$116$156$35,306
192 ($272)$115$157$35,149
Year 17 - 193 ($272)$115$157$34,991
194 ($272)$114$158$34,833
195 ($272)$113$159$34,675
196 ($272)$113$159$34,516
197 ($272)$112$160$34,356
198 ($272)$112$160$34,196
199 ($272)$111$161$34,035
200 ($272)$111$161$33,874
201 ($272)$110$162$33,713
202 ($272)$110$162$33,550
203 ($272)$109$163$33,388
204 ($272)$109$163$33,224
Year 18 - 205 ($272)$108$164$33,061
206 ($272)$108$164$32,896
207 ($272)$107$165$32,732
208 ($272)$107$165$32,566
209 ($272)$106$166$32,400
210 ($272)$106$166$32,234
211 ($272)$105$167$32,067
212 ($272)$104$168$31,899
213 ($272)$104$168$31,731
214 ($272)$103$169$31,563
215 ($272)$103$169$31,394
216 ($272)$102$170$31,224
Year 19 - 217 ($272)$102$170$31,054
218 ($272)$101$171$30,883
219 ($272)$101$171$30,711
220 ($272)$100$172$30,539
221 ($272)$100$173$30,367
222 ($272)$99$173$30,194
223 ($272)$98$174$30,020
224 ($272)$98$174$29,846
225 ($272)$97$175$29,671
226 ($272)$97$175$29,496
227 ($272)$96$176$29,320
228 ($272)$96$176$29,144
Year 20 - 229 ($272)$95$177$28,966
230 ($272)$94$178$28,789
231 ($272)$94$178$28,611
232 ($272)$93$179$28,432
233 ($272)$93$179$28,252
234 ($272)$92$180$28,073
235 ($272)$91$181$27,892
236 ($272)$91$181$27,711
237 ($272)$90$182$27,529
238 ($272)$90$182$27,347
239 ($272)$89$183$27,164
240 ($272)$89$184$26,980
Year 21 - 241 ($272)$88$184$26,796
242 ($272)$87$185$26,612
243 ($272)$87$185$26,426
244 ($272)$86$186$26,240
245 ($272)$85$187$26,054
246 ($272)$85$187$25,867
247 ($272)$84$188$25,679
248 ($272)$84$188$25,491
249 ($272)$83$189$25,302
250 ($272)$82$190$25,112
251 ($272)$82$190$24,922
252 ($272)$81$191$24,731
Year 22 - 253 ($272)$81$191$24,540
254 ($272)$80$192$24,348
255 ($272)$79$193$24,155
256 ($272)$79$193$23,962
257 ($272)$78$194$23,768
258 ($272)$77$195$23,573
259 ($272)$77$195$23,378
260 ($272)$76$196$23,182
261 ($272)$76$196$22,986
262 ($272)$75$197$22,789
263 ($272)$74$198$22,591
264 ($272)$74$198$22,392
Year 23 - 265 ($272)$73$199$22,193
266 ($272)$72$200$21,994
267 ($272)$72$200$21,793
268 ($272)$71$201$21,592
269 ($272)$70$202$21,391
270 ($272)$70$202$21,188
271 ($272)$69$203$20,985
272 ($272)$68$204$20,782
273 ($272)$68$204$20,577
274 ($272)$67$205$20,372
275 ($272)$66$206$20,167
276 ($272)$66$206$19,961
Year 24 - 277 ($272)$65$207$19,754
278 ($272)$64$208$19,546
279 ($272)$64$208$19,338
280 ($272)$63$209$19,129
281 ($272)$62$210$18,919
282 ($272)$62$210$18,709
283 ($272)$61$211$18,498
284 ($272)$60$212$18,286
285 ($272)$60$212$18,073
286 ($272)$59$213$17,860
287 ($272)$58$214$17,646
288 ($272)$57$215$17,432
Year 25 - 289 ($272)$57$215$17,217
290 ($272)$56$216$17,001
291 ($272)$55$217$16,784
292 ($272)$55$217$16,567
293 ($272)$54$218$16,349
294 ($272)$53$219$16,130
295 ($272)$53$219$15,911
296 ($272)$52$220$15,690
297 ($272)$51$221$15,470
298 ($272)$50$222$15,248
299 ($272)$50$222$15,026
300 ($272)$49$223$14,803
Year 26 - 301 ($272)$48$224$14,579
302 ($272)$48$225$14,354
303 ($272)$47$225$14,129
304 ($272)$46$226$13,903
305 ($272)$45$227$13,676
306 ($272)$45$227$13,449
307 ($272)$44$228$13,221
308 ($272)$43$229$12,992
309 ($272)$42$230$12,762
310 ($272)$42$230$12,532
311 ($272)$41$231$12,300
312 ($272)$40$232$12,069
Year 27 - 313 ($272)$39$233$11,836
314 ($272)$39$233$11,602
315 ($272)$38$234$11,368
316 ($272)$37$235$11,133
317 ($272)$36$236$10,898
318 ($272)$36$237$10,661
319 ($272)$35$237$10,424
320 ($272)$34$238$10,186
321 ($272)$33$239$9,947
322 ($272)$32$240$9,707
323 ($272)$32$240$9,467
324 ($272)$31$241$9,226
Year 28 - 325 ($272)$30$242$8,984
326 ($272)$29$243$8,741
327 ($272)$28$244$8,498
328 ($272)$28$244$8,253
329 ($272)$27$245$8,008
330 ($272)$26$246$7,762
331 ($272)$25$247$7,515
332 ($272)$24$248$7,268
333 ($272)$24$248$7,020
334 ($272)$23$249$6,770
335 ($272)$22$250$6,520
336 ($272)$21$251$6,270
Year 29 - 337 ($272)$20$252$6,018
338 ($272)$20$252$5,766
339 ($272)$19$253$5,513
340 ($272)$18$254$5,258
341 ($272)$17$255$5,004
342 ($272)$16$256$4,748
343 ($272)$15$257$4,491
344 ($272)$15$257$4,234
345 ($272)$14$258$3,976
346 ($272)$13$259$3,717
347 ($272)$12$260$3,457
348 ($272)$11$261$3,196
Year 30 - 349 ($272)$10$262$2,934
350 ($272)$10$262$2,672
351 ($272)$9$263$2,409
352 ($272)$8$264$2,145
353 ($272)$7$265$1,880
354 ($272)$6$266$1,614
355 ($272)$5$267$1,347
356 ($272)$4$268$1,079
357 ($272)$4$268$811
358 ($272)$3$269$541
359 ($272)$2$270$271
360 ($272)$1$271$0
TOTALS$40,324$57,600$97,924

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.