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Mortgage Payment Schedule for a $72,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($14,400) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$273 360 $40,562 $98,162

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.657% | Rate: 3.625% | Fees: $988 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $189 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.994% | Rate: 3.990% | Fees: $130 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.240% | Rate: 4.240% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $72,000
Down Payment $14,400$57,600
Year 1 - 1 ($273)$189$84$57,516
2 ($273)$188$84$57,432
3 ($273)$188$85$57,347
4 ($273)$188$85$57,262
5 ($273)$188$85$57,177
6 ($273)$187$85$57,092
7 ($273)$187$86$57,006
8 ($273)$187$86$56,920
9 ($273)$186$86$56,834
10 ($273)$186$87$56,747
11 ($273)$186$87$56,660
12 ($273)$186$87$56,573
Year 2 - 13 ($273)$185$87$56,486
14 ($273)$185$88$56,398
15 ($273)$185$88$56,310
16 ($273)$184$88$56,222
17 ($273)$184$89$56,133
18 ($273)$184$89$56,045
19 ($273)$184$89$55,955
20 ($273)$183$89$55,866
21 ($273)$183$90$55,776
22 ($273)$183$90$55,686
23 ($273)$182$90$55,596
24 ($273)$182$91$55,505
Year 3 - 25 ($273)$182$91$55,415
26 ($273)$181$91$55,323
27 ($273)$181$91$55,232
28 ($273)$181$92$55,140
29 ($273)$181$92$55,048
30 ($273)$180$92$54,956
31 ($273)$180$93$54,863
32 ($273)$180$93$54,770
33 ($273)$179$93$54,677
34 ($273)$179$94$54,583
35 ($273)$179$94$54,489
36 ($273)$178$94$54,395
Year 4 - 37 ($273)$178$95$54,300
38 ($273)$178$95$54,205
39 ($273)$178$95$54,110
40 ($273)$177$95$54,015
41 ($273)$177$96$53,919
42 ($273)$177$96$53,823
43 ($273)$176$96$53,727
44 ($273)$176$97$53,630
45 ($273)$176$97$53,533
46 ($273)$175$97$53,436
47 ($273)$175$98$53,338
48 ($273)$175$98$53,240
Year 5 - 49 ($273)$174$98$53,142
50 ($273)$174$99$53,043
51 ($273)$174$99$52,944
52 ($273)$173$99$52,845
53 ($273)$173$100$52,745
54 ($273)$173$100$52,645
55 ($273)$172$100$52,545
56 ($273)$172$101$52,444
57 ($273)$172$101$52,343
58 ($273)$171$101$52,242
59 ($273)$171$102$52,141
60 ($273)$171$102$52,039
Year 6 - 61 ($273)$170$102$51,936
62 ($273)$170$103$51,834
63 ($273)$170$103$51,731
64 ($273)$169$103$51,628
65 ($273)$169$104$51,524
66 ($273)$169$104$51,420
67 ($273)$168$104$51,316
68 ($273)$168$105$51,211
69 ($273)$168$105$51,106
70 ($273)$167$105$51,001
71 ($273)$167$106$50,895
72 ($273)$167$106$50,789
Year 7 - 73 ($273)$166$106$50,683
74 ($273)$166$107$50,576
75 ($273)$166$107$50,469
76 ($273)$165$107$50,362
77 ($273)$165$108$50,254
78 ($273)$165$108$50,146
79 ($273)$164$108$50,038
80 ($273)$164$109$49,929
81 ($273)$164$109$49,820
82 ($273)$163$110$49,710
83 ($273)$163$110$49,600
84 ($273)$162$110$49,490
Year 8 - 85 ($273)$162$111$49,379
86 ($273)$162$111$49,269
87 ($273)$161$111$49,157
88 ($273)$161$112$49,046
89 ($273)$161$112$48,933
90 ($273)$160$112$48,821
91 ($273)$160$113$48,708
92 ($273)$160$113$48,595
93 ($273)$159$114$48,482
94 ($273)$159$114$48,368
95 ($273)$158$114$48,253
96 ($273)$158$115$48,139
Year 9 - 97 ($273)$158$115$48,024
98 ($273)$157$115$47,908
99 ($273)$157$116$47,793
100 ($273)$157$116$47,676
101 ($273)$156$117$47,560
102 ($273)$156$117$47,443
103 ($273)$155$117$47,326
104 ($273)$155$118$47,208
105 ($273)$155$118$47,090
106 ($273)$154$118$46,972
107 ($273)$154$119$46,853
108 ($273)$153$119$46,733
Year 10 - 109 ($273)$153$120$46,614
110 ($273)$153$120$46,494
111 ($273)$152$120$46,373
112 ($273)$152$121$46,253
113 ($273)$151$121$46,131
114 ($273)$151$122$46,010
115 ($273)$151$122$45,888
116 ($273)$150$122$45,765
117 ($273)$150$123$45,643
118 ($273)$149$123$45,519
119 ($273)$149$124$45,396
120 ($273)$149$124$45,272
Year 11 - 121 ($273)$148$124$45,147
122 ($273)$148$125$45,023
123 ($273)$147$125$44,897
124 ($273)$147$126$44,772
125 ($273)$147$126$44,646
126 ($273)$146$126$44,519
127 ($273)$146$127$44,392
128 ($273)$145$127$44,265
129 ($273)$145$128$44,137
130 ($273)$145$128$44,009
131 ($273)$144$129$43,881
132 ($273)$144$129$43,752
Year 12 - 133 ($273)$143$129$43,622
134 ($273)$143$130$43,493
135 ($273)$142$130$43,362
136 ($273)$142$131$43,232
137 ($273)$142$131$43,101
138 ($273)$141$132$42,969
139 ($273)$141$132$42,837
140 ($273)$140$132$42,705
141 ($273)$140$133$42,572
142 ($273)$139$133$42,439
143 ($273)$139$134$42,305
144 ($273)$139$134$42,171
Year 13 - 145 ($273)$138$135$42,036
146 ($273)$138$135$41,901
147 ($273)$137$135$41,766
148 ($273)$137$136$41,630
149 ($273)$136$136$41,494
150 ($273)$136$137$41,357
151 ($273)$135$137$41,220
152 ($273)$135$138$41,082
153 ($273)$135$138$40,944
154 ($273)$134$139$40,805
155 ($273)$134$139$40,666
156 ($273)$133$139$40,527
Year 14 - 157 ($273)$133$140$40,387
158 ($273)$132$140$40,246
159 ($273)$132$141$40,106
160 ($273)$131$141$39,964
161 ($273)$131$142$39,822
162 ($273)$130$142$39,680
163 ($273)$130$143$39,537
164 ($273)$129$143$39,394
165 ($273)$129$144$39,251
166 ($273)$129$144$39,107
167 ($273)$128$145$38,962
168 ($273)$128$145$38,817
Year 15 - 169 ($273)$127$146$38,671
170 ($273)$127$146$38,525
171 ($273)$126$147$38,379
172 ($273)$126$147$38,232
173 ($273)$125$147$38,084
174 ($273)$125$148$37,936
175 ($273)$124$148$37,788
176 ($273)$124$149$37,639
177 ($273)$123$149$37,490
178 ($273)$123$150$37,340
179 ($273)$122$150$37,189
180 ($273)$122$151$37,038
Year 16 - 181 ($273)$121$151$36,887
182 ($273)$121$152$36,735
183 ($273)$120$152$36,583
184 ($273)$120$153$36,430
185 ($273)$119$153$36,277
186 ($273)$119$154$36,123
187 ($273)$118$154$35,968
188 ($273)$118$155$35,814
189 ($273)$117$155$35,658
190 ($273)$117$156$35,502
191 ($273)$116$156$35,346
192 ($273)$116$157$35,189
Year 17 - 193 ($273)$115$157$35,032
194 ($273)$115$158$34,874
195 ($273)$114$158$34,715
196 ($273)$114$159$34,556
197 ($273)$113$160$34,397
198 ($273)$113$160$34,237
199 ($273)$112$161$34,076
200 ($273)$112$161$33,915
201 ($273)$111$162$33,753
202 ($273)$111$162$33,591
203 ($273)$110$163$33,429
204 ($273)$109$163$33,265
Year 18 - 205 ($273)$109$164$33,102
206 ($273)$108$164$32,937
207 ($273)$108$165$32,773
208 ($273)$107$165$32,607
209 ($273)$107$166$32,441
210 ($273)$106$166$32,275
211 ($273)$106$167$32,108
212 ($273)$105$168$31,940
213 ($273)$105$168$31,772
214 ($273)$104$169$31,604
215 ($273)$104$169$31,435
216 ($273)$103$170$31,265
Year 19 - 217 ($273)$102$170$31,095
218 ($273)$102$171$30,924
219 ($273)$101$171$30,752
220 ($273)$101$172$30,580
221 ($273)$100$173$30,408
222 ($273)$100$173$30,235
223 ($273)$99$174$30,061
224 ($273)$98$174$29,887
225 ($273)$98$175$29,712
226 ($273)$97$175$29,537
227 ($273)$97$176$29,361
228 ($273)$96$177$29,184
Year 20 - 229 ($273)$96$177$29,007
230 ($273)$95$178$28,830
231 ($273)$94$178$28,651
232 ($273)$94$179$28,472
233 ($273)$93$179$28,293
234 ($273)$93$180$28,113
235 ($273)$92$181$27,932
236 ($273)$91$181$27,751
237 ($273)$91$182$27,569
238 ($273)$90$182$27,387
239 ($273)$90$183$27,204
240 ($273)$89$184$27,021
Year 21 - 241 ($273)$88$184$26,836
242 ($273)$88$185$26,652
243 ($273)$87$185$26,466
244 ($273)$87$186$26,280
245 ($273)$86$187$26,094
246 ($273)$85$187$25,906
247 ($273)$85$188$25,719
248 ($273)$84$188$25,530
249 ($273)$84$189$25,341
250 ($273)$83$190$25,151
251 ($273)$82$190$24,961
252 ($273)$82$191$24,770
Year 22 - 253 ($273)$81$192$24,579
254 ($273)$80$192$24,386
255 ($273)$80$193$24,194
256 ($273)$79$193$24,000
257 ($273)$79$194$23,806
258 ($273)$78$195$23,611
259 ($273)$77$195$23,416
260 ($273)$77$196$23,220
261 ($273)$76$197$23,023
262 ($273)$75$197$22,826
263 ($273)$75$198$22,628
264 ($273)$74$199$22,430
Year 23 - 265 ($273)$73$199$22,230
266 ($273)$73$200$22,031
267 ($273)$72$201$21,830
268 ($273)$71$201$21,629
269 ($273)$71$202$21,427
270 ($273)$70$202$21,225
271 ($273)$70$203$21,021
272 ($273)$69$204$20,818
273 ($273)$68$204$20,613
274 ($273)$68$205$20,408
275 ($273)$67$206$20,202
276 ($273)$66$207$19,996
Year 24 - 277 ($273)$65$207$19,788
278 ($273)$65$208$19,581
279 ($273)$64$209$19,372
280 ($273)$63$209$19,163
281 ($273)$63$210$18,953
282 ($273)$62$211$18,742
283 ($273)$61$211$18,531
284 ($273)$61$212$18,319
285 ($273)$60$213$18,106
286 ($273)$59$213$17,893
287 ($273)$59$214$17,679
288 ($273)$58$215$17,464
Year 25 - 289 ($273)$57$215$17,249
290 ($273)$56$216$17,032
291 ($273)$56$217$16,816
292 ($273)$55$218$16,598
293 ($273)$54$218$16,380
294 ($273)$54$219$16,161
295 ($273)$53$220$15,941
296 ($273)$52$220$15,720
297 ($273)$51$221$15,499
298 ($273)$51$222$15,277
299 ($273)$50$223$15,055
300 ($273)$49$223$14,831
Year 26 - 301 ($273)$49$224$14,607
302 ($273)$48$225$14,382
303 ($273)$47$226$14,157
304 ($273)$46$226$13,930
305 ($273)$46$227$13,703
306 ($273)$45$228$13,476
307 ($273)$44$229$13,247
308 ($273)$43$229$13,018
309 ($273)$43$230$12,788
310 ($273)$42$231$12,557
311 ($273)$41$232$12,325
312 ($273)$40$232$12,093
Year 27 - 313 ($273)$40$233$11,860
314 ($273)$39$234$11,626
315 ($273)$38$235$11,392
316 ($273)$37$235$11,156
317 ($273)$37$236$10,920
318 ($273)$36$237$10,683
319 ($273)$35$238$10,445
320 ($273)$34$238$10,207
321 ($273)$33$239$9,968
322 ($273)$33$240$9,728
323 ($273)$32$241$9,487
324 ($273)$31$242$9,245
Year 28 - 325 ($273)$30$242$9,003
326 ($273)$29$243$8,760
327 ($273)$29$244$8,516
328 ($273)$28$245$8,271
329 ($273)$27$246$8,025
330 ($273)$26$246$7,779
331 ($273)$25$247$7,532
332 ($273)$25$248$7,284
333 ($273)$24$249$7,035
334 ($273)$23$250$6,785
335 ($273)$22$250$6,535
336 ($273)$21$251$6,284
Year 29 - 337 ($273)$21$252$6,032
338 ($273)$20$253$5,779
339 ($273)$19$254$5,525
340 ($273)$18$255$5,270
341 ($273)$17$255$5,015
342 ($273)$16$256$4,759
343 ($273)$16$257$4,502
344 ($273)$15$258$4,244
345 ($273)$14$259$3,985
346 ($273)$13$260$3,725
347 ($273)$12$260$3,465
348 ($273)$11$261$3,203
Year 30 - 349 ($273)$10$262$2,941
350 ($273)$10$263$2,678
351 ($273)$9$264$2,414
352 ($273)$8$265$2,150
353 ($273)$7$266$1,884
354 ($273)$6$267$1,617
355 ($273)$5$267$1,350
356 ($273)$4$268$1,082
357 ($273)$4$269$813
358 ($273)$3$270$543
359 ($273)$2$271$272
360 ($273)$1$272$0
TOTALS$40,562$57,600$98,162

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.