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Mortgage Payment Schedule for a $742,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($148,400) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,800 360 $414,336 $1,007,936

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $742,000
Down Payment $148,400$593,600
Year 1 - 1 ($2,800)$1,929$871$592,729
2 ($2,800)$1,926$873$591,856
3 ($2,800)$1,924$876$590,980
4 ($2,800)$1,921$879$590,100
5 ($2,800)$1,918$882$589,219
6 ($2,800)$1,915$885$588,334
7 ($2,800)$1,912$888$587,446
8 ($2,800)$1,909$891$586,555
9 ($2,800)$1,906$894$585,662
10 ($2,800)$1,903$896$584,765
11 ($2,800)$1,900$899$583,866
12 ($2,800)$1,898$902$582,964
Year 2 - 13 ($2,800)$1,895$905$582,059
14 ($2,800)$1,892$908$581,150
15 ($2,800)$1,889$911$580,239
16 ($2,800)$1,886$914$579,325
17 ($2,800)$1,883$917$578,408
18 ($2,800)$1,880$920$577,488
19 ($2,800)$1,877$923$576,565
20 ($2,800)$1,874$926$575,639
21 ($2,800)$1,871$929$574,710
22 ($2,800)$1,868$932$573,778
23 ($2,800)$1,865$935$572,843
24 ($2,800)$1,862$938$571,905
Year 3 - 25 ($2,800)$1,859$941$570,964
26 ($2,800)$1,856$944$570,020
27 ($2,800)$1,853$947$569,073
28 ($2,800)$1,849$950$568,122
29 ($2,800)$1,846$953$567,169
30 ($2,800)$1,843$957$566,212
31 ($2,800)$1,840$960$565,253
32 ($2,800)$1,837$963$564,290
33 ($2,800)$1,834$966$563,324
34 ($2,800)$1,831$969$562,355
35 ($2,800)$1,828$972$561,383
36 ($2,800)$1,824$975$560,408
Year 4 - 37 ($2,800)$1,821$978$559,429
38 ($2,800)$1,818$982$558,447
39 ($2,800)$1,815$985$557,462
40 ($2,800)$1,812$988$556,474
41 ($2,800)$1,809$991$555,483
42 ($2,800)$1,805$995$554,489
43 ($2,800)$1,802$998$553,491
44 ($2,800)$1,799$1,001$552,490
45 ($2,800)$1,796$1,004$551,486
46 ($2,800)$1,792$1,007$550,478
47 ($2,800)$1,789$1,011$549,467
48 ($2,800)$1,786$1,014$548,453
Year 5 - 49 ($2,800)$1,782$1,017$547,436
50 ($2,800)$1,779$1,021$546,415
51 ($2,800)$1,776$1,024$545,391
52 ($2,800)$1,773$1,027$544,364
53 ($2,800)$1,769$1,031$543,333
54 ($2,800)$1,766$1,034$542,299
55 ($2,800)$1,762$1,037$541,262
56 ($2,800)$1,759$1,041$540,221
57 ($2,800)$1,756$1,044$539,177
58 ($2,800)$1,752$1,047$538,130
59 ($2,800)$1,749$1,051$537,079
60 ($2,800)$1,746$1,054$536,025
Year 6 - 61 ($2,800)$1,742$1,058$534,967
62 ($2,800)$1,739$1,061$533,906
63 ($2,800)$1,735$1,065$532,841
64 ($2,800)$1,732$1,068$531,773
65 ($2,800)$1,728$1,072$530,701
66 ($2,800)$1,725$1,075$529,626
67 ($2,800)$1,721$1,079$528,548
68 ($2,800)$1,718$1,082$527,466
69 ($2,800)$1,714$1,086$526,380
70 ($2,800)$1,711$1,089$525,291
71 ($2,800)$1,707$1,093$524,198
72 ($2,800)$1,704$1,096$523,102
Year 7 - 73 ($2,800)$1,700$1,100$522,003
74 ($2,800)$1,697$1,103$520,899
75 ($2,800)$1,693$1,107$519,792
76 ($2,800)$1,689$1,110$518,682
77 ($2,800)$1,686$1,114$517,568
78 ($2,800)$1,682$1,118$516,450
79 ($2,800)$1,678$1,121$515,329
80 ($2,800)$1,675$1,125$514,204
81 ($2,800)$1,671$1,129$513,075
82 ($2,800)$1,667$1,132$511,943
83 ($2,800)$1,664$1,136$510,807
84 ($2,800)$1,660$1,140$509,667
Year 8 - 85 ($2,800)$1,656$1,143$508,524
86 ($2,800)$1,653$1,147$507,376
87 ($2,800)$1,649$1,151$506,226
88 ($2,800)$1,645$1,155$505,071
89 ($2,800)$1,641$1,158$503,913
90 ($2,800)$1,638$1,162$502,751
91 ($2,800)$1,634$1,166$501,585
92 ($2,800)$1,630$1,170$500,415
93 ($2,800)$1,626$1,173$499,242
94 ($2,800)$1,623$1,177$498,064
95 ($2,800)$1,619$1,181$496,883
96 ($2,800)$1,615$1,185$495,698
Year 9 - 97 ($2,800)$1,611$1,189$494,509
98 ($2,800)$1,607$1,193$493,317
99 ($2,800)$1,603$1,197$492,120
100 ($2,800)$1,599$1,200$490,920
101 ($2,800)$1,595$1,204$489,715
102 ($2,800)$1,592$1,208$488,507
103 ($2,800)$1,588$1,212$487,295
104 ($2,800)$1,584$1,216$486,079
105 ($2,800)$1,580$1,220$484,859
106 ($2,800)$1,576$1,224$483,635
107 ($2,800)$1,572$1,228$482,407
108 ($2,800)$1,568$1,232$481,175
Year 10 - 109 ($2,800)$1,564$1,236$479,939
110 ($2,800)$1,560$1,240$478,699
111 ($2,800)$1,556$1,244$477,455
112 ($2,800)$1,552$1,248$476,207
113 ($2,800)$1,548$1,252$474,954
114 ($2,800)$1,544$1,256$473,698
115 ($2,800)$1,540$1,260$472,438
116 ($2,800)$1,535$1,264$471,174
117 ($2,800)$1,531$1,269$469,905
118 ($2,800)$1,527$1,273$468,632
119 ($2,800)$1,523$1,277$467,356
120 ($2,800)$1,519$1,281$466,075
Year 11 - 121 ($2,800)$1,515$1,285$464,790
122 ($2,800)$1,511$1,289$463,500
123 ($2,800)$1,506$1,293$462,207
124 ($2,800)$1,502$1,298$460,909
125 ($2,800)$1,498$1,302$459,607
126 ($2,800)$1,494$1,306$458,301
127 ($2,800)$1,489$1,310$456,991
128 ($2,800)$1,485$1,315$455,676
129 ($2,800)$1,481$1,319$454,357
130 ($2,800)$1,477$1,323$453,034
131 ($2,800)$1,472$1,327$451,707
132 ($2,800)$1,468$1,332$450,375
Year 12 - 133 ($2,800)$1,464$1,336$449,039
134 ($2,800)$1,459$1,340$447,699
135 ($2,800)$1,455$1,345$446,354
136 ($2,800)$1,451$1,349$445,005
137 ($2,800)$1,446$1,354$443,651
138 ($2,800)$1,442$1,358$442,293
139 ($2,800)$1,437$1,362$440,931
140 ($2,800)$1,433$1,367$439,564
141 ($2,800)$1,429$1,371$438,193
142 ($2,800)$1,424$1,376$436,817
143 ($2,800)$1,420$1,380$435,437
144 ($2,800)$1,415$1,385$434,052
Year 13 - 145 ($2,800)$1,411$1,389$432,663
146 ($2,800)$1,406$1,394$431,269
147 ($2,800)$1,402$1,398$429,871
148 ($2,800)$1,397$1,403$428,468
149 ($2,800)$1,393$1,407$427,061
150 ($2,800)$1,388$1,412$425,649
151 ($2,800)$1,383$1,416$424,233
152 ($2,800)$1,379$1,421$422,812
153 ($2,800)$1,374$1,426$421,386
154 ($2,800)$1,370$1,430$419,956
155 ($2,800)$1,365$1,435$418,521
156 ($2,800)$1,360$1,440$417,081
Year 14 - 157 ($2,800)$1,356$1,444$415,637
158 ($2,800)$1,351$1,449$414,188
159 ($2,800)$1,346$1,454$412,734
160 ($2,800)$1,341$1,458$411,276
161 ($2,800)$1,337$1,463$409,812
162 ($2,800)$1,332$1,468$408,344
163 ($2,800)$1,327$1,473$406,872
164 ($2,800)$1,322$1,477$405,394
165 ($2,800)$1,318$1,482$403,912
166 ($2,800)$1,313$1,487$402,425
167 ($2,800)$1,308$1,492$400,933
168 ($2,800)$1,303$1,497$399,436
Year 15 - 169 ($2,800)$1,298$1,502$397,934
170 ($2,800)$1,293$1,507$396,428
171 ($2,800)$1,288$1,511$394,917
172 ($2,800)$1,283$1,516$393,400
173 ($2,800)$1,279$1,521$391,879
174 ($2,800)$1,274$1,526$390,353
175 ($2,800)$1,269$1,531$388,822
176 ($2,800)$1,264$1,536$387,285
177 ($2,800)$1,259$1,541$385,744
178 ($2,800)$1,254$1,546$384,198
179 ($2,800)$1,249$1,551$382,647
180 ($2,800)$1,244$1,556$381,091
Year 16 - 181 ($2,800)$1,239$1,561$379,529
182 ($2,800)$1,233$1,566$377,963
183 ($2,800)$1,228$1,571$376,392
184 ($2,800)$1,223$1,577$374,815
185 ($2,800)$1,218$1,582$373,233
186 ($2,800)$1,213$1,587$371,647
187 ($2,800)$1,208$1,592$370,055
188 ($2,800)$1,203$1,597$368,457
189 ($2,800)$1,197$1,602$366,855
190 ($2,800)$1,192$1,608$365,248
191 ($2,800)$1,187$1,613$363,635
192 ($2,800)$1,182$1,618$362,017
Year 17 - 193 ($2,800)$1,177$1,623$360,394
194 ($2,800)$1,171$1,629$358,765
195 ($2,800)$1,166$1,634$357,131
196 ($2,800)$1,161$1,639$355,492
197 ($2,800)$1,155$1,644$353,848
198 ($2,800)$1,150$1,650$352,198
199 ($2,800)$1,145$1,655$350,543
200 ($2,800)$1,139$1,661$348,882
201 ($2,800)$1,134$1,666$347,216
202 ($2,800)$1,128$1,671$345,545
203 ($2,800)$1,123$1,677$343,868
204 ($2,800)$1,118$1,682$342,186
Year 18 - 205 ($2,800)$1,112$1,688$340,498
206 ($2,800)$1,107$1,693$338,805
207 ($2,800)$1,101$1,699$337,106
208 ($2,800)$1,096$1,704$335,402
209 ($2,800)$1,090$1,710$333,692
210 ($2,800)$1,084$1,715$331,977
211 ($2,800)$1,079$1,721$330,256
212 ($2,800)$1,073$1,726$328,529
213 ($2,800)$1,068$1,732$326,797
214 ($2,800)$1,062$1,738$325,059
215 ($2,800)$1,056$1,743$323,316
216 ($2,800)$1,051$1,749$321,567
Year 19 - 217 ($2,800)$1,045$1,755$319,812
218 ($2,800)$1,039$1,760$318,052
219 ($2,800)$1,034$1,766$316,286
220 ($2,800)$1,028$1,772$314,514
221 ($2,800)$1,022$1,778$312,736
222 ($2,800)$1,016$1,783$310,953
223 ($2,800)$1,011$1,789$309,163
224 ($2,800)$1,005$1,795$307,368
225 ($2,800)$999$1,801$305,568
226 ($2,800)$993$1,807$303,761
227 ($2,800)$987$1,813$301,948
228 ($2,800)$981$1,818$300,130
Year 20 - 229 ($2,800)$975$1,824$298,305
230 ($2,800)$969$1,830$296,475
231 ($2,800)$964$1,836$294,639
232 ($2,800)$958$1,842$292,796
233 ($2,800)$952$1,848$290,948
234 ($2,800)$946$1,854$289,094
235 ($2,800)$940$1,860$287,234
236 ($2,800)$934$1,866$285,367
237 ($2,800)$927$1,872$283,495
238 ($2,800)$921$1,878$281,617
239 ($2,800)$915$1,885$279,732
240 ($2,800)$909$1,891$277,841
Year 21 - 241 ($2,800)$903$1,897$275,944
242 ($2,800)$897$1,903$274,041
243 ($2,800)$891$1,909$272,132
244 ($2,800)$884$1,915$270,217
245 ($2,800)$878$1,922$268,295
246 ($2,800)$872$1,928$266,367
247 ($2,800)$866$1,934$264,433
248 ($2,800)$859$1,940$262,493
249 ($2,800)$853$1,947$260,546
250 ($2,800)$847$1,953$258,593
251 ($2,800)$840$1,959$256,634
252 ($2,800)$834$1,966$254,668
Year 22 - 253 ($2,800)$828$1,972$252,696
254 ($2,800)$821$1,979$250,717
255 ($2,800)$815$1,985$248,732
256 ($2,800)$808$1,991$246,741
257 ($2,800)$802$1,998$244,743
258 ($2,800)$795$2,004$242,738
259 ($2,800)$789$2,011$240,728
260 ($2,800)$782$2,017$238,710
261 ($2,800)$776$2,024$236,686
262 ($2,800)$769$2,031$234,655
263 ($2,800)$763$2,037$232,618
264 ($2,800)$756$2,044$230,574
Year 23 - 265 ($2,800)$749$2,050$228,524
266 ($2,800)$743$2,057$226,467
267 ($2,800)$736$2,064$224,403
268 ($2,800)$729$2,071$222,333
269 ($2,800)$723$2,077$220,255
270 ($2,800)$716$2,084$218,171
271 ($2,800)$709$2,091$216,081
272 ($2,800)$702$2,098$213,983
273 ($2,800)$695$2,104$211,879
274 ($2,800)$689$2,111$209,767
275 ($2,800)$682$2,118$207,649
276 ($2,800)$675$2,125$205,524
Year 24 - 277 ($2,800)$668$2,132$203,393
278 ($2,800)$661$2,139$201,254
279 ($2,800)$654$2,146$199,108
280 ($2,800)$647$2,153$196,955
281 ($2,800)$640$2,160$194,796
282 ($2,800)$633$2,167$192,629
283 ($2,800)$626$2,174$190,455
284 ($2,800)$619$2,181$188,274
285 ($2,800)$612$2,188$186,086
286 ($2,800)$605$2,195$183,891
287 ($2,800)$598$2,202$181,689
288 ($2,800)$590$2,209$179,480
Year 25 - 289 ($2,800)$583$2,217$177,263
290 ($2,800)$576$2,224$175,039
291 ($2,800)$569$2,231$172,809
292 ($2,800)$562$2,238$170,570
293 ($2,800)$554$2,245$168,325
294 ($2,800)$547$2,253$166,072
295 ($2,800)$540$2,260$163,812
296 ($2,800)$532$2,267$161,545
297 ($2,800)$525$2,275$159,270
298 ($2,800)$518$2,282$156,988
299 ($2,800)$510$2,290$154,698
300 ($2,800)$503$2,297$152,401
Year 26 - 301 ($2,800)$495$2,305$150,096
302 ($2,800)$488$2,312$147,784
303 ($2,800)$480$2,320$145,465
304 ($2,800)$473$2,327$143,138
305 ($2,800)$465$2,335$140,803
306 ($2,800)$458$2,342$138,461
307 ($2,800)$450$2,350$136,111
308 ($2,800)$442$2,357$133,754
309 ($2,800)$435$2,365$131,389
310 ($2,800)$427$2,373$129,016
311 ($2,800)$419$2,381$126,635
312 ($2,800)$412$2,388$124,247
Year 27 - 313 ($2,800)$404$2,396$121,851
314 ($2,800)$396$2,404$119,447
315 ($2,800)$388$2,412$117,036
316 ($2,800)$380$2,419$114,616
317 ($2,800)$373$2,427$112,189
318 ($2,800)$365$2,435$109,754
319 ($2,800)$357$2,443$107,310
320 ($2,800)$349$2,451$104,859
321 ($2,800)$341$2,459$102,400
322 ($2,800)$333$2,467$99,933
323 ($2,800)$325$2,475$97,458
324 ($2,800)$317$2,483$94,975
Year 28 - 325 ($2,800)$309$2,491$92,484
326 ($2,800)$301$2,499$89,985
327 ($2,800)$292$2,507$87,477
328 ($2,800)$284$2,516$84,962
329 ($2,800)$276$2,524$82,438
330 ($2,800)$268$2,532$79,906
331 ($2,800)$260$2,540$77,366
332 ($2,800)$251$2,548$74,818
333 ($2,800)$243$2,557$72,261
334 ($2,800)$235$2,565$69,696
335 ($2,800)$227$2,573$67,123
336 ($2,800)$218$2,582$64,541
Year 29 - 337 ($2,800)$210$2,590$61,951
338 ($2,800)$201$2,598$59,353
339 ($2,800)$193$2,607$56,746
340 ($2,800)$184$2,615$54,130
341 ($2,800)$176$2,624$51,506
342 ($2,800)$167$2,632$48,874
343 ($2,800)$159$2,641$46,233
344 ($2,800)$150$2,650$43,583
345 ($2,800)$142$2,658$40,925
346 ($2,800)$133$2,667$38,258
347 ($2,800)$124$2,675$35,583
348 ($2,800)$116$2,684$32,899
Year 30 - 349 ($2,800)$107$2,693$30,206
350 ($2,800)$98$2,702$27,504
351 ($2,800)$89$2,710$24,794
352 ($2,800)$81$2,719$22,075
353 ($2,800)$72$2,728$19,346
354 ($2,800)$63$2,737$16,609
355 ($2,800)$54$2,746$13,864
356 ($2,800)$45$2,755$11,109
357 ($2,800)$36$2,764$8,345
358 ($2,800)$27$2,773$5,572
359 ($2,800)$18$2,782$2,791
360 ($2,800)$9$2,791$0
TOTALS$414,336$593,600$1,007,936

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.