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Mortgage Payment Schedule for a $80,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($16,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$299 360 $43,750 $107,750

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.880% | Rate: 3.875% | Fees: $155 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $80,000
Down Payment $16,000$64,000
Year 1 - 1 ($299)$204$95$63,905
2 ($299)$204$95$63,810
3 ($299)$204$96$63,714
4 ($299)$203$96$63,618
5 ($299)$203$96$63,522
6 ($299)$203$97$63,425
7 ($299)$202$97$63,328
8 ($299)$202$97$63,231
9 ($299)$202$97$63,134
10 ($299)$202$98$63,036
11 ($299)$201$98$62,938
12 ($299)$201$98$62,839
Year 2 - 13 ($299)$201$99$62,741
14 ($299)$200$99$62,641
15 ($299)$200$99$62,542
16 ($299)$200$100$62,442
17 ($299)$199$100$62,342
18 ($299)$199$100$62,242
19 ($299)$199$101$62,141
20 ($299)$198$101$62,040
21 ($299)$198$101$61,939
22 ($299)$198$102$61,838
23 ($299)$197$102$61,736
24 ($299)$197$102$61,633
Year 3 - 25 ($299)$197$103$61,531
26 ($299)$196$103$61,428
27 ($299)$196$103$61,325
28 ($299)$196$104$61,221
29 ($299)$195$104$61,117
30 ($299)$195$104$61,013
31 ($299)$195$105$60,908
32 ($299)$194$105$60,803
33 ($299)$194$105$60,698
34 ($299)$194$106$60,593
35 ($299)$193$106$60,487
36 ($299)$193$106$60,380
Year 4 - 37 ($299)$193$107$60,274
38 ($299)$192$107$60,167
39 ($299)$192$107$60,060
40 ($299)$192$108$59,952
41 ($299)$191$108$59,844
42 ($299)$191$108$59,736
43 ($299)$191$109$59,627
44 ($299)$190$109$59,518
45 ($299)$190$109$59,409
46 ($299)$190$110$59,299
47 ($299)$189$110$59,189
48 ($299)$189$110$59,079
Year 5 - 49 ($299)$189$111$58,968
50 ($299)$188$111$58,857
51 ($299)$188$111$58,745
52 ($299)$187$112$58,633
53 ($299)$187$112$58,521
54 ($299)$187$113$58,409
55 ($299)$186$113$58,296
56 ($299)$186$113$58,183
57 ($299)$186$114$58,069
58 ($299)$185$114$57,955
59 ($299)$185$114$57,841
60 ($299)$185$115$57,726
Year 6 - 61 ($299)$184$115$57,611
62 ($299)$184$115$57,496
63 ($299)$184$116$57,380
64 ($299)$183$116$57,264
65 ($299)$183$117$57,147
66 ($299)$182$117$57,030
67 ($299)$182$117$56,913
68 ($299)$182$118$56,795
69 ($299)$181$118$56,677
70 ($299)$181$118$56,559
71 ($299)$181$119$56,440
72 ($299)$180$119$56,321
Year 7 - 73 ($299)$180$120$56,201
74 ($299)$179$120$56,081
75 ($299)$179$120$55,961
76 ($299)$179$121$55,840
77 ($299)$178$121$55,719
78 ($299)$178$121$55,598
79 ($299)$177$122$55,476
80 ($299)$177$122$55,354
81 ($299)$177$123$55,231
82 ($299)$176$123$55,108
83 ($299)$176$123$54,984
84 ($299)$175$124$54,861
Year 8 - 85 ($299)$175$124$54,736
86 ($299)$175$125$54,612
87 ($299)$174$125$54,487
88 ($299)$174$125$54,361
89 ($299)$174$126$54,236
90 ($299)$173$126$54,109
91 ($299)$173$127$53,983
92 ($299)$172$127$53,856
93 ($299)$172$127$53,728
94 ($299)$171$128$53,601
95 ($299)$171$128$53,472
96 ($299)$171$129$53,344
Year 9 - 97 ($299)$170$129$53,215
98 ($299)$170$129$53,085
99 ($299)$169$130$52,955
100 ($299)$169$130$52,825
101 ($299)$169$131$52,694
102 ($299)$168$131$52,563
103 ($299)$168$132$52,432
104 ($299)$167$132$52,300
105 ($299)$167$132$52,167
106 ($299)$167$133$52,035
107 ($299)$166$133$51,901
108 ($299)$166$134$51,768
Year 10 - 109 ($299)$165$134$51,634
110 ($299)$165$135$51,499
111 ($299)$164$135$51,364
112 ($299)$164$135$51,229
113 ($299)$164$136$51,093
114 ($299)$163$136$50,957
115 ($299)$163$137$50,820
116 ($299)$162$137$50,683
117 ($299)$162$138$50,545
118 ($299)$161$138$50,407
119 ($299)$161$138$50,269
120 ($299)$160$139$50,130
Year 11 - 121 ($299)$160$139$49,991
122 ($299)$160$140$49,851
123 ($299)$159$140$49,711
124 ($299)$159$141$49,570
125 ($299)$158$141$49,429
126 ($299)$158$142$49,288
127 ($299)$157$142$49,146
128 ($299)$157$142$49,003
129 ($299)$156$143$48,860
130 ($299)$156$143$48,717
131 ($299)$155$144$48,573
132 ($299)$155$144$48,429
Year 12 - 133 ($299)$155$145$48,284
134 ($299)$154$145$48,139
135 ($299)$154$146$47,993
136 ($299)$153$146$47,847
137 ($299)$153$147$47,700
138 ($299)$152$147$47,553
139 ($299)$152$148$47,406
140 ($299)$151$148$47,258
141 ($299)$151$148$47,109
142 ($299)$150$149$46,960
143 ($299)$150$149$46,811
144 ($299)$149$150$46,661
Year 13 - 145 ($299)$149$150$46,511
146 ($299)$148$151$46,360
147 ($299)$148$151$46,208
148 ($299)$147$152$46,057
149 ($299)$147$152$45,904
150 ($299)$147$153$45,752
151 ($299)$146$153$45,598
152 ($299)$146$154$45,444
153 ($299)$145$154$45,290
154 ($299)$145$155$45,135
155 ($299)$144$155$44,980
156 ($299)$144$156$44,824
Year 14 - 157 ($299)$143$156$44,668
158 ($299)$143$157$44,511
159 ($299)$142$157$44,354
160 ($299)$142$158$44,197
161 ($299)$141$158$44,038
162 ($299)$141$159$43,880
163 ($299)$140$159$43,720
164 ($299)$140$160$43,560
165 ($299)$139$160$43,400
166 ($299)$139$161$43,239
167 ($299)$138$161$43,078
168 ($299)$137$162$42,916
Year 15 - 169 ($299)$137$162$42,754
170 ($299)$136$163$42,591
171 ($299)$136$163$42,428
172 ($299)$135$164$42,264
173 ($299)$135$164$42,099
174 ($299)$134$165$41,935
175 ($299)$134$165$41,769
176 ($299)$133$166$41,603
177 ($299)$133$167$41,437
178 ($299)$132$167$41,269
179 ($299)$132$168$41,102
180 ($299)$131$168$40,934
Year 16 - 181 ($299)$131$169$40,765
182 ($299)$130$169$40,596
183 ($299)$130$170$40,426
184 ($299)$129$170$40,256
185 ($299)$128$171$40,085
186 ($299)$128$171$39,914
187 ($299)$127$172$39,742
188 ($299)$127$172$39,569
189 ($299)$126$173$39,396
190 ($299)$126$174$39,223
191 ($299)$125$174$39,049
192 ($299)$125$175$38,874
Year 17 - 193 ($299)$124$175$38,699
194 ($299)$124$176$38,523
195 ($299)$123$176$38,347
196 ($299)$122$177$38,170
197 ($299)$122$177$37,992
198 ($299)$121$178$37,814
199 ($299)$121$179$37,635
200 ($299)$120$179$37,456
201 ($299)$120$180$37,277
202 ($299)$119$180$37,096
203 ($299)$118$181$36,915
204 ($299)$118$181$36,734
Year 18 - 205 ($299)$117$182$36,552
206 ($299)$117$183$36,369
207 ($299)$116$183$36,186
208 ($299)$115$184$36,002
209 ($299)$115$184$35,818
210 ($299)$114$185$35,633
211 ($299)$114$186$35,447
212 ($299)$113$186$35,261
213 ($299)$113$187$35,074
214 ($299)$112$187$34,887
215 ($299)$111$188$34,699
216 ($299)$111$189$34,510
Year 19 - 217 ($299)$110$189$34,321
218 ($299)$110$190$34,131
219 ($299)$109$190$33,941
220 ($299)$108$191$33,750
221 ($299)$108$192$33,558
222 ($299)$107$192$33,366
223 ($299)$106$193$33,173
224 ($299)$106$193$32,980
225 ($299)$105$194$32,786
226 ($299)$105$195$32,591
227 ($299)$104$195$32,396
228 ($299)$103$196$32,200
Year 20 - 229 ($299)$103$197$32,004
230 ($299)$102$197$31,806
231 ($299)$102$198$31,609
232 ($299)$101$198$31,410
233 ($299)$100$199$31,211
234 ($299)$100$200$31,011
235 ($299)$99$200$30,811
236 ($299)$98$201$30,610
237 ($299)$98$202$30,409
238 ($299)$97$202$30,206
239 ($299)$96$203$30,003
240 ($299)$96$204$29,800
Year 21 - 241 ($299)$95$204$29,596
242 ($299)$94$205$29,391
243 ($299)$94$206$29,185
244 ($299)$93$206$28,979
245 ($299)$92$207$28,772
246 ($299)$92$207$28,565
247 ($299)$91$208$28,357
248 ($299)$91$209$28,148
249 ($299)$90$209$27,938
250 ($299)$89$210$27,728
251 ($299)$88$211$27,517
252 ($299)$88$211$27,306
Year 22 - 253 ($299)$87$212$27,094
254 ($299)$86$213$26,881
255 ($299)$86$214$26,667
256 ($299)$85$214$26,453
257 ($299)$84$215$26,238
258 ($299)$84$216$26,023
259 ($299)$83$216$25,807
260 ($299)$82$217$25,590
261 ($299)$82$218$25,372
262 ($299)$81$218$25,154
263 ($299)$80$219$24,935
264 ($299)$80$220$24,715
Year 23 - 265 ($299)$79$220$24,495
266 ($299)$78$221$24,273
267 ($299)$77$222$24,052
268 ($299)$77$223$23,829
269 ($299)$76$223$23,606
270 ($299)$75$224$23,382
271 ($299)$75$225$23,157
272 ($299)$74$225$22,932
273 ($299)$73$226$22,706
274 ($299)$72$227$22,479
275 ($299)$72$228$22,251
276 ($299)$71$228$22,023
Year 24 - 277 ($299)$70$229$21,794
278 ($299)$70$230$21,564
279 ($299)$69$230$21,334
280 ($299)$68$231$21,102
281 ($299)$67$232$20,871
282 ($299)$67$233$20,638
283 ($299)$66$233$20,404
284 ($299)$65$234$20,170
285 ($299)$64$235$19,935
286 ($299)$64$236$19,700
287 ($299)$63$236$19,463
288 ($299)$62$237$19,226
Year 25 - 289 ($299)$61$238$18,988
290 ($299)$61$239$18,749
291 ($299)$60$239$18,510
292 ($299)$59$240$18,270
293 ($299)$58$241$18,029
294 ($299)$58$242$17,787
295 ($299)$57$243$17,544
296 ($299)$56$243$17,301
297 ($299)$55$244$17,057
298 ($299)$54$245$16,812
299 ($299)$54$246$16,566
300 ($299)$53$246$16,320
Year 26 - 301 ($299)$52$247$16,073
302 ($299)$51$248$15,825
303 ($299)$51$249$15,576
304 ($299)$50$250$15,326
305 ($299)$49$250$15,076
306 ($299)$48$251$14,825
307 ($299)$47$252$14,573
308 ($299)$47$253$14,320
309 ($299)$46$254$14,066
310 ($299)$45$254$13,812
311 ($299)$44$255$13,557
312 ($299)$43$256$13,301
Year 27 - 313 ($299)$42$257$13,044
314 ($299)$42$258$12,786
315 ($299)$41$258$12,528
316 ($299)$40$259$12,268
317 ($299)$39$260$12,008
318 ($299)$38$261$11,747
319 ($299)$37$262$11,485
320 ($299)$37$263$11,223
321 ($299)$36$263$10,959
322 ($299)$35$264$10,695
323 ($299)$34$265$10,430
324 ($299)$33$266$10,164
Year 28 - 325 ($299)$32$267$9,897
326 ($299)$32$268$9,629
327 ($299)$31$269$9,361
328 ($299)$30$269$9,091
329 ($299)$29$270$8,821
330 ($299)$28$271$8,550
331 ($299)$27$272$8,278
332 ($299)$26$273$8,005
333 ($299)$26$274$7,731
334 ($299)$25$275$7,456
335 ($299)$24$276$7,181
336 ($299)$23$276$6,905
Year 29 - 337 ($299)$22$277$6,627
338 ($299)$21$278$6,349
339 ($299)$20$279$6,070
340 ($299)$19$280$5,790
341 ($299)$18$281$5,509
342 ($299)$18$282$5,228
343 ($299)$17$283$4,945
344 ($299)$16$284$4,661
345 ($299)$15$284$4,377
346 ($299)$14$285$4,092
347 ($299)$13$286$3,805
348 ($299)$12$287$3,518
Year 30 - 349 ($299)$11$288$3,230
350 ($299)$10$289$2,941
351 ($299)$9$290$2,651
352 ($299)$8$291$2,360
353 ($299)$8$292$2,069
354 ($299)$7$293$1,776
355 ($299)$6$294$1,482
356 ($299)$5$295$1,188
357 ($299)$4$296$892
358 ($299)$3$296$596
359 ($299)$2$297$298
360 ($299)$1$298$0
TOTALS$43,750$64,000$107,750

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.