« Back to all home prices

Mortgage Payment Schedule for a $80,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of July 20, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($16,000) may require pre-mortgage insurance


3.96% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$304 360 $45,466 $109,466

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $80,000
Down Payment $16,000$64,000
Year 1 - 1 ($304)$211$93$63,907
2 ($304)$211$93$63,814
3 ($304)$211$93$63,720
4 ($304)$210$94$63,627
5 ($304)$210$94$63,533
6 ($304)$210$94$63,438
7 ($304)$209$95$63,343
8 ($304)$209$95$63,248
9 ($304)$209$95$63,153
10 ($304)$208$96$63,057
11 ($304)$208$96$62,961
12 ($304)$208$96$62,865
Year 2 - 13 ($304)$207$97$62,768
14 ($304)$207$97$62,672
15 ($304)$207$97$62,574
16 ($304)$206$98$62,477
17 ($304)$206$98$62,379
18 ($304)$206$98$62,281
19 ($304)$206$99$62,182
20 ($304)$205$99$62,083
21 ($304)$205$99$61,984
22 ($304)$205$100$61,884
23 ($304)$204$100$61,785
24 ($304)$204$100$61,684
Year 3 - 25 ($304)$204$101$61,584
26 ($304)$203$101$61,483
27 ($304)$203$101$61,382
28 ($304)$203$102$61,280
29 ($304)$202$102$61,179
30 ($304)$202$102$61,076
31 ($304)$202$103$60,974
32 ($304)$201$103$60,871
33 ($304)$201$103$60,768
34 ($304)$201$104$60,664
35 ($304)$200$104$60,560
36 ($304)$200$104$60,456
Year 4 - 37 ($304)$200$105$60,352
38 ($304)$199$105$60,247
39 ($304)$199$105$60,141
40 ($304)$198$106$60,036
41 ($304)$198$106$59,930
42 ($304)$198$106$59,824
43 ($304)$197$107$59,717
44 ($304)$197$107$59,610
45 ($304)$197$107$59,502
46 ($304)$196$108$59,395
47 ($304)$196$108$59,287
48 ($304)$196$108$59,178
Year 5 - 49 ($304)$195$109$59,070
50 ($304)$195$109$58,960
51 ($304)$195$110$58,851
52 ($304)$194$110$58,741
53 ($304)$194$110$58,631
54 ($304)$193$111$58,520
55 ($304)$193$111$58,409
56 ($304)$193$111$58,298
57 ($304)$192$112$58,186
58 ($304)$192$112$58,074
59 ($304)$192$112$57,962
60 ($304)$191$113$57,849
Year 6 - 61 ($304)$191$113$57,736
62 ($304)$191$114$57,622
63 ($304)$190$114$57,508
64 ($304)$190$114$57,394
65 ($304)$189$115$57,279
66 ($304)$189$115$57,164
67 ($304)$189$115$57,049
68 ($304)$188$116$56,933
69 ($304)$188$116$56,817
70 ($304)$187$117$56,700
71 ($304)$187$117$56,583
72 ($304)$187$117$56,466
Year 7 - 73 ($304)$186$118$56,348
74 ($304)$186$118$56,230
75 ($304)$186$119$56,112
76 ($304)$185$119$55,993
77 ($304)$185$119$55,873
78 ($304)$184$120$55,754
79 ($304)$184$120$55,634
80 ($304)$184$120$55,513
81 ($304)$183$121$55,392
82 ($304)$183$121$55,271
83 ($304)$182$122$55,149
84 ($304)$182$122$55,027
Year 8 - 85 ($304)$182$122$54,905
86 ($304)$181$123$54,782
87 ($304)$181$123$54,659
88 ($304)$180$124$54,535
89 ($304)$180$124$54,411
90 ($304)$180$125$54,286
91 ($304)$179$125$54,161
92 ($304)$179$125$54,036
93 ($304)$178$126$53,910
94 ($304)$178$126$53,784
95 ($304)$177$127$53,657
96 ($304)$177$127$53,530
Year 9 - 97 ($304)$177$127$53,403
98 ($304)$176$128$53,275
99 ($304)$176$128$53,147
100 ($304)$175$129$53,018
101 ($304)$175$129$52,889
102 ($304)$175$130$52,760
103 ($304)$174$130$52,630
104 ($304)$174$130$52,499
105 ($304)$173$131$52,368
106 ($304)$173$131$52,237
107 ($304)$172$132$52,105
108 ($304)$172$132$51,973
Year 10 - 109 ($304)$172$133$51,841
110 ($304)$171$133$51,708
111 ($304)$171$133$51,574
112 ($304)$170$134$51,440
113 ($304)$170$134$51,306
114 ($304)$169$135$51,171
115 ($304)$169$135$51,036
116 ($304)$168$136$50,901
117 ($304)$168$136$50,764
118 ($304)$168$137$50,628
119 ($304)$167$137$50,491
120 ($304)$167$137$50,353
Year 11 - 121 ($304)$166$138$50,216
122 ($304)$166$138$50,077
123 ($304)$165$139$49,938
124 ($304)$165$139$49,799
125 ($304)$164$140$49,659
126 ($304)$164$140$49,519
127 ($304)$163$141$49,379
128 ($304)$163$141$49,237
129 ($304)$162$142$49,096
130 ($304)$162$142$48,954
131 ($304)$162$143$48,811
132 ($304)$161$143$48,668
Year 12 - 133 ($304)$161$143$48,525
134 ($304)$160$144$48,381
135 ($304)$160$144$48,236
136 ($304)$159$145$48,092
137 ($304)$159$145$47,946
138 ($304)$158$146$47,800
139 ($304)$158$146$47,654
140 ($304)$157$147$47,507
141 ($304)$157$147$47,360
142 ($304)$156$148$47,212
143 ($304)$156$148$47,064
144 ($304)$155$149$46,915
Year 13 - 145 ($304)$155$149$46,766
146 ($304)$154$150$46,616
147 ($304)$154$150$46,466
148 ($304)$153$151$46,315
149 ($304)$153$151$46,164
150 ($304)$152$152$46,012
151 ($304)$152$152$45,860
152 ($304)$151$153$45,707
153 ($304)$151$153$45,554
154 ($304)$150$154$45,400
155 ($304)$150$154$45,246
156 ($304)$149$155$45,091
Year 14 - 157 ($304)$149$155$44,936
158 ($304)$148$156$44,780
159 ($304)$148$156$44,624
160 ($304)$147$157$44,467
161 ($304)$147$157$44,310
162 ($304)$146$158$44,152
163 ($304)$146$158$43,993
164 ($304)$145$159$43,835
165 ($304)$145$159$43,675
166 ($304)$144$160$43,515
167 ($304)$144$160$43,355
168 ($304)$143$161$43,194
Year 15 - 169 ($304)$143$162$43,032
170 ($304)$142$162$42,870
171 ($304)$141$163$42,707
172 ($304)$141$163$42,544
173 ($304)$140$164$42,381
174 ($304)$140$164$42,216
175 ($304)$139$165$42,052
176 ($304)$139$165$41,886
177 ($304)$138$166$41,721
178 ($304)$138$166$41,554
179 ($304)$137$167$41,387
180 ($304)$137$167$41,220
Year 16 - 181 ($304)$136$168$41,052
182 ($304)$135$169$40,883
183 ($304)$135$169$40,714
184 ($304)$134$170$40,544
185 ($304)$134$170$40,374
186 ($304)$133$171$40,203
187 ($304)$133$171$40,032
188 ($304)$132$172$39,860
189 ($304)$132$173$39,687
190 ($304)$131$173$39,514
191 ($304)$130$174$39,340
192 ($304)$130$174$39,166
Year 17 - 193 ($304)$129$175$38,991
194 ($304)$129$175$38,816
195 ($304)$128$176$38,640
196 ($304)$128$177$38,463
197 ($304)$127$177$38,286
198 ($304)$126$178$38,109
199 ($304)$126$178$37,930
200 ($304)$125$179$37,751
201 ($304)$125$179$37,572
202 ($304)$124$180$37,392
203 ($304)$123$181$37,211
204 ($304)$123$181$37,030
Year 18 - 205 ($304)$122$182$36,848
206 ($304)$122$182$36,665
207 ($304)$121$183$36,482
208 ($304)$120$184$36,299
209 ($304)$120$184$36,114
210 ($304)$119$185$35,929
211 ($304)$119$186$35,744
212 ($304)$118$186$35,558
213 ($304)$117$187$35,371
214 ($304)$117$187$35,184
215 ($304)$116$188$34,996
216 ($304)$115$189$34,807
Year 19 - 217 ($304)$115$189$34,618
218 ($304)$114$190$34,428
219 ($304)$114$190$34,238
220 ($304)$113$191$34,047
221 ($304)$112$192$33,855
222 ($304)$112$192$33,663
223 ($304)$111$193$33,470
224 ($304)$110$194$33,276
225 ($304)$110$194$33,082
226 ($304)$109$195$32,887
227 ($304)$109$196$32,691
228 ($304)$108$196$32,495
Year 20 - 229 ($304)$107$197$32,298
230 ($304)$107$197$32,101
231 ($304)$106$198$31,903
232 ($304)$105$199$31,704
233 ($304)$105$199$31,504
234 ($304)$104$200$31,304
235 ($304)$103$201$31,104
236 ($304)$103$201$30,902
237 ($304)$102$202$30,700
238 ($304)$101$203$30,497
239 ($304)$101$203$30,294
240 ($304)$100$204$30,090
Year 21 - 241 ($304)$99$205$29,885
242 ($304)$99$205$29,679
243 ($304)$98$206$29,473
244 ($304)$97$207$29,267
245 ($304)$97$207$29,059
246 ($304)$96$208$28,851
247 ($304)$95$209$28,642
248 ($304)$95$210$28,432
249 ($304)$94$210$28,222
250 ($304)$93$211$28,011
251 ($304)$92$212$27,800
252 ($304)$92$212$27,587
Year 22 - 253 ($304)$91$213$27,374
254 ($304)$90$214$27,161
255 ($304)$90$214$26,946
256 ($304)$89$215$26,731
257 ($304)$88$216$26,515
258 ($304)$87$217$26,298
259 ($304)$87$217$26,081
260 ($304)$86$218$25,863
261 ($304)$85$219$25,644
262 ($304)$85$219$25,425
263 ($304)$84$220$25,205
264 ($304)$83$221$24,984
Year 23 - 265 ($304)$82$222$24,762
266 ($304)$82$222$24,540
267 ($304)$81$223$24,317
268 ($304)$80$224$24,093
269 ($304)$80$225$23,869
270 ($304)$79$225$23,643
271 ($304)$78$226$23,417
272 ($304)$77$227$23,190
273 ($304)$77$228$22,963
274 ($304)$76$228$22,735
275 ($304)$75$229$22,505
276 ($304)$74$230$22,276
Year 24 - 277 ($304)$74$231$22,045
278 ($304)$73$231$21,814
279 ($304)$72$232$21,582
280 ($304)$71$233$21,349
281 ($304)$70$234$21,115
282 ($304)$70$234$20,881
283 ($304)$69$235$20,646
284 ($304)$68$236$20,410
285 ($304)$67$237$20,173
286 ($304)$67$238$19,936
287 ($304)$66$238$19,697
288 ($304)$65$239$19,458
Year 25 - 289 ($304)$64$240$19,218
290 ($304)$63$241$18,978
291 ($304)$63$241$18,736
292 ($304)$62$242$18,494
293 ($304)$61$243$18,251
294 ($304)$60$244$18,007
295 ($304)$59$245$17,762
296 ($304)$59$245$17,517
297 ($304)$58$246$17,271
298 ($304)$57$247$17,024
299 ($304)$56$248$16,776
300 ($304)$55$249$16,527
Year 26 - 301 ($304)$55$250$16,277
302 ($304)$54$250$16,027
303 ($304)$53$251$15,776
304 ($304)$52$252$15,524
305 ($304)$51$253$15,271
306 ($304)$50$254$15,017
307 ($304)$50$255$14,763
308 ($304)$49$255$14,508
309 ($304)$48$256$14,251
310 ($304)$47$257$13,994
311 ($304)$46$258$13,736
312 ($304)$45$259$13,478
Year 27 - 313 ($304)$44$260$13,218
314 ($304)$44$260$12,958
315 ($304)$43$261$12,696
316 ($304)$42$262$12,434
317 ($304)$41$263$12,171
318 ($304)$40$264$11,907
319 ($304)$39$265$11,642
320 ($304)$38$266$11,377
321 ($304)$38$267$11,110
322 ($304)$37$267$10,843
323 ($304)$36$268$10,575
324 ($304)$35$269$10,305
Year 28 - 325 ($304)$34$270$10,035
326 ($304)$33$271$9,764
327 ($304)$32$272$9,492
328 ($304)$31$273$9,220
329 ($304)$30$274$8,946
330 ($304)$30$275$8,672
331 ($304)$29$275$8,396
332 ($304)$28$276$8,120
333 ($304)$27$277$7,842
334 ($304)$26$278$7,564
335 ($304)$25$279$7,285
336 ($304)$24$280$7,005
Year 29 - 337 ($304)$23$281$6,724
338 ($304)$22$282$6,442
339 ($304)$21$283$6,159
340 ($304)$20$284$5,876
341 ($304)$19$285$5,591
342 ($304)$18$286$5,305
343 ($304)$18$287$5,019
344 ($304)$17$288$4,731
345 ($304)$16$288$4,443
346 ($304)$15$289$4,153
347 ($304)$14$290$3,863
348 ($304)$13$291$3,572
Year 30 - 349 ($304)$12$292$3,279
350 ($304)$11$293$2,986
351 ($304)$10$294$2,692
352 ($304)$9$295$2,397
353 ($304)$8$296$2,101
354 ($304)$7$297$1,804
355 ($304)$6$298$1,505
356 ($304)$5$299$1,206
357 ($304)$4$300$906
358 ($304)$3$301$605
359 ($304)$2$302$303
360 ($304)$1$303$0
TOTALS$45,466$64,000$109,466

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.