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Mortgage Payment Schedule for a $80,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($16,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$304 360 $45,333 $109,333

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.763% | Rate: 3.750% | Fees: $385 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $80,000
Down Payment $16,000$64,000
Year 1 - 1 ($304)$211$93$63,907
2 ($304)$210$93$63,814
3 ($304)$210$94$63,720
4 ($304)$210$94$63,626
5 ($304)$209$94$63,532
6 ($304)$209$95$63,437
7 ($304)$209$95$63,342
8 ($304)$209$95$63,247
9 ($304)$208$96$63,152
10 ($304)$208$96$63,056
11 ($304)$208$96$62,960
12 ($304)$207$96$62,863
Year 2 - 13 ($304)$207$97$62,766
14 ($304)$207$97$62,669
15 ($304)$206$97$62,572
16 ($304)$206$98$62,474
17 ($304)$206$98$62,376
18 ($304)$205$98$62,278
19 ($304)$205$99$62,179
20 ($304)$205$99$62,080
21 ($304)$204$99$61,981
22 ($304)$204$100$61,881
23 ($304)$204$100$61,781
24 ($304)$203$100$61,681
Year 3 - 25 ($304)$203$101$61,580
26 ($304)$203$101$61,479
27 ($304)$202$101$61,377
28 ($304)$202$102$61,276
29 ($304)$202$102$61,174
30 ($304)$201$102$61,071
31 ($304)$201$103$60,969
32 ($304)$201$103$60,866
33 ($304)$200$103$60,762
34 ($304)$200$104$60,659
35 ($304)$200$104$60,555
36 ($304)$199$104$60,450
Year 4 - 37 ($304)$199$105$60,346
38 ($304)$199$105$60,241
39 ($304)$198$105$60,135
40 ($304)$198$106$60,029
41 ($304)$198$106$59,923
42 ($304)$197$106$59,817
43 ($304)$197$107$59,710
44 ($304)$197$107$59,603
45 ($304)$196$108$59,495
46 ($304)$196$108$59,387
47 ($304)$195$108$59,279
48 ($304)$195$109$59,171
Year 5 - 49 ($304)$195$109$59,062
50 ($304)$194$109$58,952
51 ($304)$194$110$58,843
52 ($304)$194$110$58,733
53 ($304)$193$110$58,622
54 ($304)$193$111$58,512
55 ($304)$193$111$58,401
56 ($304)$192$111$58,289
57 ($304)$192$112$58,177
58 ($304)$192$112$58,065
59 ($304)$191$113$57,952
60 ($304)$191$113$57,840
Year 6 - 61 ($304)$190$113$57,726
62 ($304)$190$114$57,613
63 ($304)$190$114$57,498
64 ($304)$189$114$57,384
65 ($304)$189$115$57,269
66 ($304)$189$115$57,154
67 ($304)$188$116$57,038
68 ($304)$188$116$56,923
69 ($304)$187$116$56,806
70 ($304)$187$117$56,689
71 ($304)$187$117$56,572
72 ($304)$186$117$56,455
Year 7 - 73 ($304)$186$118$56,337
74 ($304)$185$118$56,219
75 ($304)$185$119$56,100
76 ($304)$185$119$55,981
77 ($304)$184$119$55,862
78 ($304)$184$120$55,742
79 ($304)$183$120$55,622
80 ($304)$183$121$55,501
81 ($304)$183$121$55,380
82 ($304)$182$121$55,259
83 ($304)$182$122$55,137
84 ($304)$181$122$55,014
Year 8 - 85 ($304)$181$123$54,892
86 ($304)$181$123$54,769
87 ($304)$180$123$54,645
88 ($304)$180$124$54,522
89 ($304)$179$124$54,397
90 ($304)$179$125$54,273
91 ($304)$179$125$54,148
92 ($304)$178$125$54,022
93 ($304)$178$126$53,896
94 ($304)$177$126$53,770
95 ($304)$177$127$53,643
96 ($304)$177$127$53,516
Year 9 - 97 ($304)$176$128$53,389
98 ($304)$176$128$53,261
99 ($304)$175$128$53,132
100 ($304)$175$129$53,003
101 ($304)$174$129$52,874
102 ($304)$174$130$52,745
103 ($304)$174$130$52,614
104 ($304)$173$131$52,484
105 ($304)$173$131$52,353
106 ($304)$172$131$52,222
107 ($304)$172$132$52,090
108 ($304)$171$132$51,958
Year 10 - 109 ($304)$171$133$51,825
110 ($304)$171$133$51,692
111 ($304)$170$134$51,558
112 ($304)$170$134$51,424
113 ($304)$169$134$51,290
114 ($304)$169$135$51,155
115 ($304)$168$135$51,020
116 ($304)$168$136$50,884
117 ($304)$167$136$50,748
118 ($304)$167$137$50,611
119 ($304)$167$137$50,474
120 ($304)$166$138$50,336
Year 11 - 121 ($304)$166$138$50,198
122 ($304)$165$138$50,060
123 ($304)$165$139$49,921
124 ($304)$164$139$49,782
125 ($304)$164$140$49,642
126 ($304)$163$140$49,501
127 ($304)$163$141$49,361
128 ($304)$162$141$49,219
129 ($304)$162$142$49,078
130 ($304)$162$142$48,936
131 ($304)$161$143$48,793
132 ($304)$161$143$48,650
Year 12 - 133 ($304)$160$144$48,506
134 ($304)$160$144$48,362
135 ($304)$159$145$48,218
136 ($304)$159$145$48,073
137 ($304)$158$145$47,927
138 ($304)$158$146$47,781
139 ($304)$157$146$47,635
140 ($304)$157$147$47,488
141 ($304)$156$147$47,341
142 ($304)$156$148$47,193
143 ($304)$155$148$47,044
144 ($304)$155$149$46,896
Year 13 - 145 ($304)$154$149$46,746
146 ($304)$154$150$46,596
147 ($304)$153$150$46,446
148 ($304)$153$151$46,295
149 ($304)$152$151$46,144
150 ($304)$152$152$45,992
151 ($304)$151$152$45,840
152 ($304)$151$153$45,687
153 ($304)$150$153$45,534
154 ($304)$150$154$45,380
155 ($304)$149$154$45,226
156 ($304)$149$155$45,071
Year 14 - 157 ($304)$148$155$44,915
158 ($304)$148$156$44,759
159 ($304)$147$156$44,603
160 ($304)$147$157$44,446
161 ($304)$146$157$44,289
162 ($304)$146$158$44,131
163 ($304)$145$158$43,972
164 ($304)$145$159$43,814
165 ($304)$144$159$43,654
166 ($304)$144$160$43,494
167 ($304)$143$161$43,333
168 ($304)$143$161$43,172
Year 15 - 169 ($304)$142$162$43,011
170 ($304)$142$162$42,849
171 ($304)$141$163$42,686
172 ($304)$141$163$42,523
173 ($304)$140$164$42,359
174 ($304)$139$164$42,195
175 ($304)$139$165$42,030
176 ($304)$138$165$41,865
177 ($304)$138$166$41,699
178 ($304)$137$166$41,532
179 ($304)$137$167$41,365
180 ($304)$136$168$41,198
Year 16 - 181 ($304)$136$168$41,030
182 ($304)$135$169$40,861
183 ($304)$135$169$40,692
184 ($304)$134$170$40,522
185 ($304)$133$170$40,352
186 ($304)$133$171$40,181
187 ($304)$132$171$40,009
188 ($304)$132$172$39,837
189 ($304)$131$173$39,665
190 ($304)$131$173$39,492
191 ($304)$130$174$39,318
192 ($304)$129$174$39,144
Year 17 - 193 ($304)$129$175$38,969
194 ($304)$128$175$38,793
195 ($304)$128$176$38,617
196 ($304)$127$177$38,441
197 ($304)$127$177$38,264
198 ($304)$126$178$38,086
199 ($304)$125$178$37,908
200 ($304)$125$179$37,729
201 ($304)$124$180$37,549
202 ($304)$124$180$37,369
203 ($304)$123$181$37,188
204 ($304)$122$181$37,007
Year 18 - 205 ($304)$122$182$36,825
206 ($304)$121$182$36,643
207 ($304)$121$183$36,460
208 ($304)$120$184$36,276
209 ($304)$119$184$36,092
210 ($304)$119$185$35,907
211 ($304)$118$186$35,721
212 ($304)$118$186$35,535
213 ($304)$117$187$35,348
214 ($304)$116$187$35,161
215 ($304)$116$188$34,973
216 ($304)$115$189$34,784
Year 19 - 217 ($304)$114$189$34,595
218 ($304)$114$190$34,405
219 ($304)$113$190$34,215
220 ($304)$113$191$34,024
221 ($304)$112$192$33,832
222 ($304)$111$192$33,640
223 ($304)$111$193$33,447
224 ($304)$110$194$33,253
225 ($304)$109$194$33,059
226 ($304)$109$195$32,864
227 ($304)$108$196$32,669
228 ($304)$108$196$32,472
Year 20 - 229 ($304)$107$197$32,276
230 ($304)$106$197$32,078
231 ($304)$106$198$31,880
232 ($304)$105$199$31,681
233 ($304)$104$199$31,482
234 ($304)$104$200$31,282
235 ($304)$103$201$31,081
236 ($304)$102$201$30,880
237 ($304)$102$202$30,678
238 ($304)$101$203$30,475
239 ($304)$100$203$30,271
240 ($304)$100$204$30,067
Year 21 - 241 ($304)$99$205$29,863
242 ($304)$98$205$29,657
243 ($304)$98$206$29,451
244 ($304)$97$207$29,244
245 ($304)$96$207$29,037
246 ($304)$96$208$28,829
247 ($304)$95$209$28,620
248 ($304)$94$209$28,411
249 ($304)$94$210$28,200
250 ($304)$93$211$27,989
251 ($304)$92$212$27,778
252 ($304)$91$212$27,566
Year 22 - 253 ($304)$91$213$27,353
254 ($304)$90$214$27,139
255 ($304)$89$214$26,925
256 ($304)$89$215$26,710
257 ($304)$88$216$26,494
258 ($304)$87$216$26,277
259 ($304)$86$217$26,060
260 ($304)$86$218$25,842
261 ($304)$85$219$25,624
262 ($304)$84$219$25,404
263 ($304)$84$220$25,184
264 ($304)$83$221$24,963
Year 23 - 265 ($304)$82$222$24,742
266 ($304)$81$222$24,519
267 ($304)$81$223$24,296
268 ($304)$80$224$24,073
269 ($304)$79$224$23,848
270 ($304)$79$225$23,623
271 ($304)$78$226$23,397
272 ($304)$77$227$23,170
273 ($304)$76$227$22,943
274 ($304)$76$228$22,715
275 ($304)$75$229$22,486
276 ($304)$74$230$22,256
Year 24 - 277 ($304)$73$230$22,026
278 ($304)$73$231$21,795
279 ($304)$72$232$21,563
280 ($304)$71$233$21,330
281 ($304)$70$233$21,096
282 ($304)$69$234$20,862
283 ($304)$69$235$20,627
284 ($304)$68$236$20,391
285 ($304)$67$237$20,155
286 ($304)$66$237$19,917
287 ($304)$66$238$19,679
288 ($304)$65$239$19,440
Year 25 - 289 ($304)$64$240$19,201
290 ($304)$63$241$18,960
291 ($304)$62$241$18,719
292 ($304)$62$242$18,477
293 ($304)$61$243$18,234
294 ($304)$60$244$17,990
295 ($304)$59$244$17,746
296 ($304)$58$245$17,500
297 ($304)$58$246$17,254
298 ($304)$57$247$17,007
299 ($304)$56$248$16,760
300 ($304)$55$249$16,511
Year 26 - 301 ($304)$54$249$16,262
302 ($304)$54$250$16,012
303 ($304)$53$251$15,761
304 ($304)$52$252$15,509
305 ($304)$51$253$15,256
306 ($304)$50$253$15,003
307 ($304)$49$254$14,748
308 ($304)$49$255$14,493
309 ($304)$48$256$14,237
310 ($304)$47$257$13,980
311 ($304)$46$258$13,723
312 ($304)$45$259$13,464
Year 27 - 313 ($304)$44$259$13,205
314 ($304)$43$260$12,944
315 ($304)$43$261$12,683
316 ($304)$42$262$12,421
317 ($304)$41$263$12,159
318 ($304)$40$264$11,895
319 ($304)$39$265$11,630
320 ($304)$38$265$11,365
321 ($304)$37$266$11,099
322 ($304)$37$267$10,831
323 ($304)$36$268$10,563
324 ($304)$35$269$10,294
Year 28 - 325 ($304)$34$270$10,025
326 ($304)$33$271$9,754
327 ($304)$32$272$9,482
328 ($304)$31$272$9,210
329 ($304)$30$273$8,936
330 ($304)$29$274$8,662
331 ($304)$29$275$8,387
332 ($304)$28$276$8,111
333 ($304)$27$277$7,834
334 ($304)$26$278$7,556
335 ($304)$25$279$7,277
336 ($304)$24$280$6,997
Year 29 - 337 ($304)$23$281$6,717
338 ($304)$22$282$6,435
339 ($304)$21$283$6,153
340 ($304)$20$283$5,869
341 ($304)$19$284$5,585
342 ($304)$18$285$5,299
343 ($304)$17$286$5,013
344 ($304)$17$287$4,726
345 ($304)$16$288$4,438
346 ($304)$15$289$4,149
347 ($304)$14$290$3,859
348 ($304)$13$291$3,568
Year 30 - 349 ($304)$12$292$3,276
350 ($304)$11$293$2,983
351 ($304)$10$294$2,689
352 ($304)$9$295$2,394
353 ($304)$8$296$2,098
354 ($304)$7$297$1,801
355 ($304)$6$298$1,504
356 ($304)$5$299$1,205
357 ($304)$4$300$905
358 ($304)$3$301$604
359 ($304)$2$302$303
360 ($304)$1$303$0
TOTALS$45,333$64,000$109,333

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.