« Back to all home prices

Mortgage Payment Schedule for a $89,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of May 18, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($17,800) may require pre-mortgage insurance


4.02% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$341 360 $51,467 $122,667

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $89,000
Down Payment $17,800$71,200
Year 1 - 1 ($341)$239$102$71,098
2 ($341)$238$103$70,995
3 ($341)$238$103$70,892
4 ($341)$237$103$70,789
5 ($341)$237$104$70,685
6 ($341)$237$104$70,582
7 ($341)$236$104$70,477
8 ($341)$236$105$70,373
9 ($341)$236$105$70,268
10 ($341)$235$105$70,162
11 ($341)$235$106$70,057
12 ($341)$235$106$69,950
Year 2 - 13 ($341)$234$106$69,844
14 ($341)$234$107$69,737
15 ($341)$234$107$69,630
16 ($341)$233$107$69,523
17 ($341)$233$108$69,415
18 ($341)$233$108$69,307
19 ($341)$232$109$69,198
20 ($341)$232$109$69,089
21 ($341)$231$109$68,980
22 ($341)$231$110$68,870
23 ($341)$231$110$68,760
24 ($341)$230$110$68,650
Year 3 - 25 ($341)$230$111$68,539
26 ($341)$230$111$68,428
27 ($341)$229$112$68,316
28 ($341)$229$112$68,205
29 ($341)$228$112$68,092
30 ($341)$228$113$67,980
31 ($341)$228$113$67,867
32 ($341)$227$113$67,753
33 ($341)$227$114$67,639
34 ($341)$227$114$67,525
35 ($341)$226$115$67,411
36 ($341)$226$115$67,296
Year 4 - 37 ($341)$225$115$67,181
38 ($341)$225$116$67,065
39 ($341)$225$116$66,949
40 ($341)$224$116$66,832
41 ($341)$224$117$66,716
42 ($341)$223$117$66,598
43 ($341)$223$118$66,481
44 ($341)$223$118$66,363
45 ($341)$222$118$66,244
46 ($341)$222$119$66,125
47 ($341)$222$119$66,006
48 ($341)$221$120$65,886
Year 5 - 49 ($341)$221$120$65,766
50 ($341)$220$120$65,646
51 ($341)$220$121$65,525
52 ($341)$220$121$65,404
53 ($341)$219$122$65,282
54 ($341)$219$122$65,160
55 ($341)$218$122$65,038
56 ($341)$218$123$64,915
57 ($341)$217$123$64,792
58 ($341)$217$124$64,668
59 ($341)$217$124$64,544
60 ($341)$216$125$64,419
Year 6 - 61 ($341)$216$125$64,294
62 ($341)$215$125$64,169
63 ($341)$215$126$64,043
64 ($341)$215$126$63,917
65 ($341)$214$127$63,791
66 ($341)$214$127$63,663
67 ($341)$213$127$63,536
68 ($341)$213$128$63,408
69 ($341)$212$128$63,280
70 ($341)$212$129$63,151
71 ($341)$212$129$63,022
72 ($341)$211$130$62,892
Year 7 - 73 ($341)$211$130$62,762
74 ($341)$210$130$62,632
75 ($341)$210$131$62,501
76 ($341)$209$131$62,369
77 ($341)$209$132$62,238
78 ($341)$208$132$62,105
79 ($341)$208$133$61,973
80 ($341)$208$133$61,840
81 ($341)$207$134$61,706
82 ($341)$207$134$61,572
83 ($341)$206$134$61,437
84 ($341)$206$135$61,303
Year 8 - 85 ($341)$205$135$61,167
86 ($341)$205$136$61,031
87 ($341)$204$136$60,895
88 ($341)$204$137$60,758
89 ($341)$204$137$60,621
90 ($341)$203$138$60,483
91 ($341)$203$138$60,345
92 ($341)$202$139$60,207
93 ($341)$202$139$60,068
94 ($341)$201$140$59,928
95 ($341)$201$140$59,788
96 ($341)$200$140$59,648
Year 9 - 97 ($341)$200$141$59,507
98 ($341)$199$141$59,365
99 ($341)$199$142$59,224
100 ($341)$198$142$59,081
101 ($341)$198$143$58,938
102 ($341)$197$143$58,795
103 ($341)$197$144$58,651
104 ($341)$196$144$58,507
105 ($341)$196$145$58,362
106 ($341)$196$145$58,217
107 ($341)$195$146$58,071
108 ($341)$195$146$57,925
Year 10 - 109 ($341)$194$147$57,778
110 ($341)$194$147$57,631
111 ($341)$193$148$57,484
112 ($341)$193$148$57,335
113 ($341)$192$149$57,187
114 ($341)$192$149$57,038
115 ($341)$191$150$56,888
116 ($341)$191$150$56,738
117 ($341)$190$151$56,587
118 ($341)$190$151$56,436
119 ($341)$189$152$56,284
120 ($341)$189$152$56,132
Year 11 - 121 ($341)$188$153$55,979
122 ($341)$188$153$55,826
123 ($341)$187$154$55,672
124 ($341)$187$154$55,518
125 ($341)$186$155$55,363
126 ($341)$185$155$55,208
127 ($341)$185$156$55,052
128 ($341)$184$156$54,896
129 ($341)$184$157$54,739
130 ($341)$183$157$54,582
131 ($341)$183$158$54,424
132 ($341)$182$158$54,266
Year 12 - 133 ($341)$182$159$54,107
134 ($341)$181$159$53,947
135 ($341)$181$160$53,787
136 ($341)$180$161$53,627
137 ($341)$180$161$53,465
138 ($341)$179$162$53,304
139 ($341)$179$162$53,142
140 ($341)$178$163$52,979
141 ($341)$177$163$52,816
142 ($341)$177$164$52,652
143 ($341)$176$164$52,487
144 ($341)$176$165$52,323
Year 13 - 145 ($341)$175$165$52,157
146 ($341)$175$166$51,991
147 ($341)$174$167$51,825
148 ($341)$174$167$51,657
149 ($341)$173$168$51,490
150 ($341)$172$168$51,321
151 ($341)$172$169$51,153
152 ($341)$171$169$50,983
153 ($341)$171$170$50,813
154 ($341)$170$171$50,643
155 ($341)$170$171$50,472
156 ($341)$169$172$50,300
Year 14 - 157 ($341)$169$172$50,128
158 ($341)$168$173$49,955
159 ($341)$167$173$49,782
160 ($341)$167$174$49,608
161 ($341)$166$175$49,433
162 ($341)$166$175$49,258
163 ($341)$165$176$49,082
164 ($341)$164$176$48,906
165 ($341)$164$177$48,729
166 ($341)$163$177$48,552
167 ($341)$163$178$48,373
168 ($341)$162$179$48,195
Year 15 - 169 ($341)$161$179$48,015
170 ($341)$161$180$47,836
171 ($341)$160$180$47,655
172 ($341)$160$181$47,474
173 ($341)$159$182$47,292
174 ($341)$158$182$47,110
175 ($341)$158$183$46,927
176 ($341)$157$184$46,743
177 ($341)$157$184$46,559
178 ($341)$156$185$46,375
179 ($341)$155$185$46,189
180 ($341)$155$186$46,003
Year 16 - 181 ($341)$154$187$45,817
182 ($341)$153$187$45,629
183 ($341)$153$188$45,441
184 ($341)$152$189$45,253
185 ($341)$152$189$45,064
186 ($341)$151$190$44,874
187 ($341)$150$190$44,684
188 ($341)$150$191$44,493
189 ($341)$149$192$44,301
190 ($341)$148$192$44,108
191 ($341)$148$193$43,916
192 ($341)$147$194$43,722
Year 17 - 193 ($341)$146$194$43,528
194 ($341)$146$195$43,333
195 ($341)$145$196$43,137
196 ($341)$145$196$42,941
197 ($341)$144$197$42,744
198 ($341)$143$198$42,546
199 ($341)$143$198$42,348
200 ($341)$142$199$42,149
201 ($341)$141$200$41,950
202 ($341)$141$200$41,750
203 ($341)$140$201$41,549
204 ($341)$139$202$41,347
Year 18 - 205 ($341)$139$202$41,145
206 ($341)$138$203$40,942
207 ($341)$137$204$40,738
208 ($341)$136$204$40,534
209 ($341)$136$205$40,329
210 ($341)$135$206$40,124
211 ($341)$134$206$39,917
212 ($341)$134$207$39,710
213 ($341)$133$208$39,503
214 ($341)$132$208$39,294
215 ($341)$132$209$39,085
216 ($341)$131$210$38,875
Year 19 - 217 ($341)$130$211$38,665
218 ($341)$130$211$38,453
219 ($341)$129$212$38,242
220 ($341)$128$213$38,029
221 ($341)$127$213$37,816
222 ($341)$127$214$37,602
223 ($341)$126$215$37,387
224 ($341)$125$215$37,171
225 ($341)$125$216$36,955
226 ($341)$124$217$36,738
227 ($341)$123$218$36,520
228 ($341)$122$218$36,302
Year 20 - 229 ($341)$122$219$36,083
230 ($341)$121$220$35,863
231 ($341)$120$221$35,642
232 ($341)$119$221$35,421
233 ($341)$119$222$35,199
234 ($341)$118$223$34,976
235 ($341)$117$224$34,753
236 ($341)$116$224$34,528
237 ($341)$116$225$34,303
238 ($341)$115$226$34,077
239 ($341)$114$227$33,851
240 ($341)$113$227$33,623
Year 21 - 241 ($341)$113$228$33,395
242 ($341)$112$229$33,167
243 ($341)$111$230$32,937
244 ($341)$110$230$32,706
245 ($341)$110$231$32,475
246 ($341)$109$232$32,243
247 ($341)$108$233$32,011
248 ($341)$107$234$31,777
249 ($341)$106$234$31,543
250 ($341)$106$235$31,308
251 ($341)$105$236$31,072
252 ($341)$104$237$30,835
Year 22 - 253 ($341)$103$237$30,598
254 ($341)$103$238$30,360
255 ($341)$102$239$30,121
256 ($341)$101$240$29,881
257 ($341)$100$241$29,640
258 ($341)$99$241$29,399
259 ($341)$98$242$29,156
260 ($341)$98$243$28,913
261 ($341)$97$244$28,669
262 ($341)$96$245$28,425
263 ($341)$95$246$28,179
264 ($341)$94$246$27,933
Year 23 - 265 ($341)$94$247$27,686
266 ($341)$93$248$27,438
267 ($341)$92$249$27,189
268 ($341)$91$250$26,939
269 ($341)$90$250$26,689
270 ($341)$89$251$26,437
271 ($341)$89$252$26,185
272 ($341)$88$253$25,932
273 ($341)$87$254$25,678
274 ($341)$86$255$25,424
275 ($341)$85$256$25,168
276 ($341)$84$256$24,912
Year 24 - 277 ($341)$83$257$24,654
278 ($341)$83$258$24,396
279 ($341)$82$259$24,137
280 ($341)$81$260$23,877
281 ($341)$80$261$23,617
282 ($341)$79$262$23,355
283 ($341)$78$263$23,092
284 ($341)$77$263$22,829
285 ($341)$76$264$22,565
286 ($341)$76$265$22,300
287 ($341)$75$266$22,034
288 ($341)$74$267$21,767
Year 25 - 289 ($341)$73$268$21,499
290 ($341)$72$269$21,230
291 ($341)$71$270$20,960
292 ($341)$70$271$20,690
293 ($341)$69$271$20,419
294 ($341)$68$272$20,146
295 ($341)$67$273$19,873
296 ($341)$67$274$19,599
297 ($341)$66$275$19,324
298 ($341)$65$276$19,048
299 ($341)$64$277$18,771
300 ($341)$63$278$18,493
Year 26 - 301 ($341)$62$279$18,214
302 ($341)$61$280$17,934
303 ($341)$60$281$17,654
304 ($341)$59$282$17,372
305 ($341)$58$283$17,090
306 ($341)$57$283$16,806
307 ($341)$56$284$16,522
308 ($341)$55$285$16,236
309 ($341)$54$286$15,950
310 ($341)$53$287$15,663
311 ($341)$52$288$15,374
312 ($341)$52$289$15,085
Year 27 - 313 ($341)$51$290$14,795
314 ($341)$50$291$14,504
315 ($341)$49$292$14,212
316 ($341)$48$293$13,918
317 ($341)$47$294$13,624
318 ($341)$46$295$13,329
319 ($341)$45$296$13,033
320 ($341)$44$297$12,736
321 ($341)$43$298$12,438
322 ($341)$42$299$12,139
323 ($341)$41$300$11,839
324 ($341)$40$301$11,538
Year 28 - 325 ($341)$39$302$11,236
326 ($341)$38$303$10,932
327 ($341)$37$304$10,628
328 ($341)$36$305$10,323
329 ($341)$35$306$10,017
330 ($341)$34$307$9,710
331 ($341)$33$308$9,402
332 ($341)$31$309$9,092
333 ($341)$30$310$8,782
334 ($341)$29$311$8,471
335 ($341)$28$312$8,158
336 ($341)$27$313$7,845
Year 29 - 337 ($341)$26$314$7,531
338 ($341)$25$316$7,215
339 ($341)$24$317$6,899
340 ($341)$23$318$6,581
341 ($341)$22$319$6,262
342 ($341)$21$320$5,942
343 ($341)$20$321$5,622
344 ($341)$19$322$5,300
345 ($341)$18$323$4,977
346 ($341)$17$324$4,653
347 ($341)$16$325$4,327
348 ($341)$14$326$4,001
Year 30 - 349 ($341)$13$327$3,674
350 ($341)$12$328$3,345
351 ($341)$11$330$3,016
352 ($341)$10$331$2,685
353 ($341)$9$332$2,354
354 ($341)$8$333$2,021
355 ($341)$7$334$1,687
356 ($341)$6$335$1,352
357 ($341)$5$336$1,015
358 ($341)$3$337$678
359 ($341)$2$338$340
360 ($341)$1$340$0
TOTALS$51,467$71,200$122,667

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.