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Mortgage Payment Schedule for a $89,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($17,800) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$340 360 $51,023 $122,223

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.888% | Rate: 3.875% | Fees: $400 | 30 day rate lock

NMLS #: 101475 | State Lic #: MC-6729
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.891% | Rate: 3.875% | Fees: $477 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,174 /mo
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30 yr fixed mtg, 0 points | APR: 3.892% | Rate: 3.865% | Fees: $820 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.008% | Rate: 4.000% | Fees: $245 | 40 day rate lock

NMLS #: 181005
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.154% | Rate: 4.125% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.260% | Rate: 4.250% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.490% | Rate: 4.490% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.904% | Rate: 3.875% | Fees: $885 | 30 day rate lock

$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.043% | Rate: 4.000% | Fees: $1,295 | 30 day rate lock

NMLS #: 277676 | State Lic #: MC-4238
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.789% | Rate: 4.750% | Fees: $1,120 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $89,000
Down Payment $17,800$71,200
Year 1 - 1 ($340)$237$103$71,097
2 ($340)$236$103$70,994
3 ($340)$236$103$70,891
4 ($340)$236$104$70,787
5 ($340)$235$104$70,683
6 ($340)$235$104$70,578
7 ($340)$235$105$70,473
8 ($340)$234$105$70,368
9 ($340)$234$106$70,263
10 ($340)$234$106$70,157
11 ($340)$233$106$70,051
12 ($340)$233$107$69,944
Year 2 - 13 ($340)$233$107$69,837
14 ($340)$232$107$69,730
15 ($340)$232$108$69,622
16 ($340)$231$108$69,514
17 ($340)$231$108$69,406
18 ($340)$231$109$69,297
19 ($340)$230$109$69,188
20 ($340)$230$109$69,078
21 ($340)$230$110$68,969
22 ($340)$229$110$68,858
23 ($340)$229$111$68,748
24 ($340)$229$111$68,637
Year 3 - 25 ($340)$228$111$68,526
26 ($340)$228$112$68,414
27 ($340)$227$112$68,302
28 ($340)$227$112$68,189
29 ($340)$227$113$68,077
30 ($340)$226$113$67,964
31 ($340)$226$114$67,850
32 ($340)$226$114$67,736
33 ($340)$225$114$67,622
34 ($340)$225$115$67,507
35 ($340)$224$115$67,392
36 ($340)$224$115$67,277
Year 4 - 37 ($340)$224$116$67,161
38 ($340)$223$116$67,045
39 ($340)$223$117$66,928
40 ($340)$223$117$66,811
41 ($340)$222$117$66,694
42 ($340)$222$118$66,576
43 ($340)$221$118$66,458
44 ($340)$221$119$66,339
45 ($340)$221$119$66,220
46 ($340)$220$119$66,101
47 ($340)$220$120$65,981
48 ($340)$219$120$65,861
Year 5 - 49 ($340)$219$121$65,741
50 ($340)$219$121$65,620
51 ($340)$218$121$65,498
52 ($340)$218$122$65,377
53 ($340)$217$122$65,255
54 ($340)$217$123$65,132
55 ($340)$217$123$65,009
56 ($340)$216$123$64,886
57 ($340)$216$124$64,762
58 ($340)$215$124$64,638
59 ($340)$215$125$64,513
60 ($340)$215$125$64,388
Year 6 - 61 ($340)$214$125$64,263
62 ($340)$214$126$64,137
63 ($340)$213$126$64,011
64 ($340)$213$127$63,884
65 ($340)$212$127$63,757
66 ($340)$212$128$63,629
67 ($340)$212$128$63,501
68 ($340)$211$128$63,373
69 ($340)$211$129$63,244
70 ($340)$210$129$63,115
71 ($340)$210$130$62,985
72 ($340)$209$130$62,855
Year 7 - 73 ($340)$209$131$62,725
74 ($340)$209$131$62,594
75 ($340)$208$131$62,463
76 ($340)$208$132$62,331
77 ($340)$207$132$62,198
78 ($340)$207$133$62,066
79 ($340)$206$133$61,933
80 ($340)$206$134$61,799
81 ($340)$205$134$61,665
82 ($340)$205$134$61,531
83 ($340)$205$135$61,396
84 ($340)$204$135$61,260
Year 8 - 85 ($340)$204$136$61,124
86 ($340)$203$136$60,988
87 ($340)$203$137$60,851
88 ($340)$202$137$60,714
89 ($340)$202$138$60,577
90 ($340)$201$138$60,439
91 ($340)$201$139$60,300
92 ($340)$200$139$60,161
93 ($340)$200$139$60,021
94 ($340)$200$140$59,882
95 ($340)$199$140$59,741
96 ($340)$199$141$59,600
Year 9 - 97 ($340)$198$141$59,459
98 ($340)$198$142$59,317
99 ($340)$197$142$59,175
100 ($340)$197$143$59,032
101 ($340)$196$143$58,889
102 ($340)$196$144$58,745
103 ($340)$195$144$58,601
104 ($340)$195$145$58,456
105 ($340)$194$145$58,311
106 ($340)$194$146$58,166
107 ($340)$193$146$58,019
108 ($340)$193$147$57,873
Year 10 - 109 ($340)$192$147$57,726
110 ($340)$192$148$57,578
111 ($340)$191$148$57,430
112 ($340)$191$149$57,282
113 ($340)$190$149$57,133
114 ($340)$190$150$56,983
115 ($340)$189$150$56,833
116 ($340)$189$151$56,682
117 ($340)$188$151$56,531
118 ($340)$188$152$56,380
119 ($340)$187$152$56,228
120 ($340)$187$153$56,075
Year 11 - 121 ($340)$186$153$55,922
122 ($340)$186$154$55,769
123 ($340)$185$154$55,615
124 ($340)$185$155$55,460
125 ($340)$184$155$55,305
126 ($340)$184$156$55,149
127 ($340)$183$156$54,993
128 ($340)$183$157$54,836
129 ($340)$182$157$54,679
130 ($340)$182$158$54,522
131 ($340)$181$158$54,363
132 ($340)$181$159$54,205
Year 12 - 133 ($340)$180$159$54,045
134 ($340)$180$160$53,885
135 ($340)$179$160$53,725
136 ($340)$179$161$53,564
137 ($340)$178$161$53,403
138 ($340)$178$162$53,241
139 ($340)$177$162$53,078
140 ($340)$176$163$52,915
141 ($340)$176$164$52,752
142 ($340)$175$164$52,588
143 ($340)$175$165$52,423
144 ($340)$174$165$52,258
Year 13 - 145 ($340)$174$166$52,092
146 ($340)$173$166$51,926
147 ($340)$173$167$51,759
148 ($340)$172$167$51,592
149 ($340)$172$168$51,424
150 ($340)$171$169$51,255
151 ($340)$170$169$51,086
152 ($340)$170$170$50,916
153 ($340)$169$170$50,746
154 ($340)$169$171$50,575
155 ($340)$168$171$50,404
156 ($340)$168$172$50,232
Year 14 - 157 ($340)$167$172$50,060
158 ($340)$166$173$49,886
159 ($340)$166$174$49,713
160 ($340)$165$174$49,539
161 ($340)$165$175$49,364
162 ($340)$164$175$49,188
163 ($340)$164$176$49,013
164 ($340)$163$177$48,836
165 ($340)$162$177$48,659
166 ($340)$162$178$48,481
167 ($340)$161$178$48,303
168 ($340)$161$179$48,124
Year 15 - 169 ($340)$160$179$47,944
170 ($340)$159$180$47,764
171 ($340)$159$181$47,584
172 ($340)$158$181$47,402
173 ($340)$158$182$47,220
174 ($340)$157$183$47,038
175 ($340)$156$183$46,855
176 ($340)$156$184$46,671
177 ($340)$155$184$46,487
178 ($340)$155$185$46,302
179 ($340)$154$186$46,116
180 ($340)$153$186$45,930
Year 16 - 181 ($340)$153$187$45,743
182 ($340)$152$187$45,556
183 ($340)$151$188$45,368
184 ($340)$151$189$45,179
185 ($340)$150$189$44,990
186 ($340)$150$190$44,800
187 ($340)$149$191$44,609
188 ($340)$148$191$44,418
189 ($340)$148$192$44,226
190 ($340)$147$192$44,034
191 ($340)$146$193$43,841
192 ($340)$146$194$43,647
Year 17 - 193 ($340)$145$194$43,453
194 ($340)$144$195$43,258
195 ($340)$144$196$43,062
196 ($340)$143$196$42,866
197 ($340)$143$197$42,669
198 ($340)$142$198$42,471
199 ($340)$141$198$42,273
200 ($340)$141$199$42,074
201 ($340)$140$200$41,874
202 ($340)$139$200$41,674
203 ($340)$139$201$41,473
204 ($340)$138$202$41,271
Year 18 - 205 ($340)$137$202$41,069
206 ($340)$137$203$40,866
207 ($340)$136$204$40,663
208 ($340)$135$204$40,458
209 ($340)$135$205$40,253
210 ($340)$134$206$40,048
211 ($340)$133$206$39,841
212 ($340)$132$207$39,634
213 ($340)$132$208$39,426
214 ($340)$131$208$39,218
215 ($340)$130$209$39,009
216 ($340)$130$210$38,799
Year 19 - 217 ($340)$129$211$38,589
218 ($340)$128$211$38,377
219 ($340)$128$212$38,166
220 ($340)$127$213$37,953
221 ($340)$126$213$37,740
222 ($340)$125$214$37,526
223 ($340)$125$215$37,311
224 ($340)$124$215$37,095
225 ($340)$123$216$36,879
226 ($340)$123$217$36,662
227 ($340)$122$218$36,445
228 ($340)$121$218$36,226
Year 20 - 229 ($340)$120$219$36,007
230 ($340)$120$220$35,788
231 ($340)$119$221$35,567
232 ($340)$118$221$35,346
233 ($340)$118$222$35,124
234 ($340)$117$223$34,901
235 ($340)$116$223$34,678
236 ($340)$115$224$34,453
237 ($340)$115$225$34,228
238 ($340)$114$226$34,003
239 ($340)$113$226$33,776
240 ($340)$112$227$33,549
Year 21 - 241 ($340)$112$228$33,321
242 ($340)$111$229$33,092
243 ($340)$110$229$32,863
244 ($340)$109$230$32,633
245 ($340)$109$231$32,402
246 ($340)$108$232$32,170
247 ($340)$107$233$31,937
248 ($340)$106$233$31,704
249 ($340)$105$234$31,470
250 ($340)$105$235$31,235
251 ($340)$104$236$30,999
252 ($340)$103$236$30,763
Year 22 - 253 ($340)$102$237$30,526
254 ($340)$101$238$30,288
255 ($340)$101$239$30,049
256 ($340)$100$240$29,809
257 ($340)$99$240$29,569
258 ($340)$98$241$29,328
259 ($340)$98$242$29,086
260 ($340)$97$243$28,843
261 ($340)$96$244$28,599
262 ($340)$95$244$28,355
263 ($340)$94$245$28,110
264 ($340)$93$246$27,864
Year 23 - 265 ($340)$93$247$27,617
266 ($340)$92$248$27,369
267 ($340)$91$249$27,121
268 ($340)$90$249$26,871
269 ($340)$89$250$26,621
270 ($340)$89$251$26,370
271 ($340)$88$252$26,118
272 ($340)$87$253$25,866
273 ($340)$86$254$25,612
274 ($340)$85$254$25,358
275 ($340)$84$255$25,103
276 ($340)$83$256$24,847
Year 24 - 277 ($340)$83$257$24,590
278 ($340)$82$258$24,332
279 ($340)$81$259$24,073
280 ($340)$80$259$23,814
281 ($340)$79$260$23,554
282 ($340)$78$261$23,292
283 ($340)$77$262$23,030
284 ($340)$77$263$22,767
285 ($340)$76$264$22,504
286 ($340)$75$265$22,239
287 ($340)$74$266$21,973
288 ($340)$73$266$21,707
Year 25 - 289 ($340)$72$267$21,440
290 ($340)$71$268$21,171
291 ($340)$70$269$20,902
292 ($340)$69$270$20,632
293 ($340)$69$271$20,361
294 ($340)$68$272$20,089
295 ($340)$67$273$19,817
296 ($340)$66$274$19,543
297 ($340)$65$275$19,269
298 ($340)$64$275$18,993
299 ($340)$63$276$18,717
300 ($340)$62$277$18,440
Year 26 - 301 ($340)$61$278$18,161
302 ($340)$60$279$17,882
303 ($340)$59$280$17,602
304 ($340)$59$281$17,321
305 ($340)$58$282$17,039
306 ($340)$57$283$16,756
307 ($340)$56$284$16,473
308 ($340)$55$285$16,188
309 ($340)$54$286$15,902
310 ($340)$53$287$15,616
311 ($340)$52$288$15,328
312 ($340)$51$289$15,039
Year 27 - 313 ($340)$50$290$14,750
314 ($340)$49$290$14,459
315 ($340)$48$291$14,168
316 ($340)$47$292$13,876
317 ($340)$46$293$13,582
318 ($340)$45$294$13,288
319 ($340)$44$295$12,993
320 ($340)$43$296$12,696
321 ($340)$42$297$12,399
322 ($340)$41$298$12,101
323 ($340)$40$299$11,801
324 ($340)$39$300$11,501
Year 28 - 325 ($340)$38$301$11,200
326 ($340)$37$302$10,898
327 ($340)$36$303$10,594
328 ($340)$35$304$10,290
329 ($340)$34$305$9,985
330 ($340)$33$306$9,678
331 ($340)$32$307$9,371
332 ($340)$31$308$9,063
333 ($340)$30$309$8,753
334 ($340)$29$310$8,443
335 ($340)$28$311$8,132
336 ($340)$27$312$7,819
Year 29 - 337 ($340)$26$314$7,506
338 ($340)$25$315$7,191
339 ($340)$24$316$6,875
340 ($340)$23$317$6,559
341 ($340)$22$318$6,241
342 ($340)$21$319$5,922
343 ($340)$20$320$5,603
344 ($340)$19$321$5,282
345 ($340)$18$322$4,960
346 ($340)$16$323$4,637
347 ($340)$15$324$4,313
348 ($340)$14$325$3,987
Year 30 - 349 ($340)$13$326$3,661
350 ($340)$12$327$3,334
351 ($340)$11$328$3,005
352 ($340)$10$330$2,676
353 ($340)$9$331$2,345
354 ($340)$8$332$2,014
355 ($340)$7$333$1,681
356 ($340)$6$334$1,347
357 ($340)$4$335$1,012
358 ($340)$3$336$676
359 ($340)$2$337$338
360 ($340)$1$338$0
TOTALS$51,023$71,200$122,223

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.