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Mortgage Payment Schedule for a $89,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($17,800) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$338 360 $50,433 $121,633

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $490 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $487 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.753% | Rate: 3.750% | Fees: $101 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $89,000
Down Payment $17,800$71,200
Year 1 - 1 ($338)$234$104$71,096
2 ($338)$234$104$70,993
3 ($338)$234$104$70,888
4 ($338)$233$105$70,784
5 ($338)$233$105$70,679
6 ($338)$233$105$70,574
7 ($338)$232$106$70,468
8 ($338)$232$106$70,362
9 ($338)$232$106$70,256
10 ($338)$231$107$70,149
11 ($338)$231$107$70,043
12 ($338)$231$107$69,935
Year 2 - 13 ($338)$230$108$69,828
14 ($338)$230$108$69,720
15 ($338)$229$108$69,611
16 ($338)$229$109$69,502
17 ($338)$229$109$69,393
18 ($338)$228$109$69,284
19 ($338)$228$110$69,174
20 ($338)$228$110$69,064
21 ($338)$227$111$68,953
22 ($338)$227$111$68,842
23 ($338)$227$111$68,731
24 ($338)$226$112$68,620
Year 3 - 25 ($338)$226$112$68,508
26 ($338)$226$112$68,395
27 ($338)$225$113$68,282
28 ($338)$225$113$68,169
29 ($338)$224$113$68,056
30 ($338)$224$114$67,942
31 ($338)$224$114$67,828
32 ($338)$223$115$67,713
33 ($338)$223$115$67,598
34 ($338)$223$115$67,483
35 ($338)$222$116$67,367
36 ($338)$222$116$67,251
Year 4 - 37 ($338)$221$117$67,134
38 ($338)$221$117$67,018
39 ($338)$221$117$66,900
40 ($338)$220$118$66,783
41 ($338)$220$118$66,665
42 ($338)$219$118$66,546
43 ($338)$219$119$66,427
44 ($338)$219$119$66,308
45 ($338)$218$120$66,189
46 ($338)$218$120$66,069
47 ($338)$217$120$65,948
48 ($338)$217$121$65,827
Year 5 - 49 ($338)$217$121$65,706
50 ($338)$216$122$65,585
51 ($338)$216$122$65,463
52 ($338)$215$122$65,340
53 ($338)$215$123$65,217
54 ($338)$215$123$65,094
55 ($338)$214$124$64,971
56 ($338)$214$124$64,847
57 ($338)$213$124$64,722
58 ($338)$213$125$64,597
59 ($338)$213$125$64,472
60 ($338)$212$126$64,346
Year 6 - 61 ($338)$212$126$64,220
62 ($338)$211$126$64,094
63 ($338)$211$127$63,967
64 ($338)$211$127$63,840
65 ($338)$210$128$63,712
66 ($338)$210$128$63,584
67 ($338)$209$129$63,455
68 ($338)$209$129$63,326
69 ($338)$208$129$63,197
70 ($338)$208$130$63,067
71 ($338)$208$130$62,937
72 ($338)$207$131$62,806
Year 7 - 73 ($338)$207$131$62,675
74 ($338)$206$132$62,543
75 ($338)$206$132$62,411
76 ($338)$205$132$62,279
77 ($338)$205$133$62,146
78 ($338)$205$133$62,013
79 ($338)$204$134$61,879
80 ($338)$204$134$61,745
81 ($338)$203$135$61,610
82 ($338)$203$135$61,475
83 ($338)$202$136$61,340
84 ($338)$202$136$61,204
Year 8 - 85 ($338)$201$136$61,067
86 ($338)$201$137$60,930
87 ($338)$201$137$60,793
88 ($338)$200$138$60,655
89 ($338)$200$138$60,517
90 ($338)$199$139$60,378
91 ($338)$199$139$60,239
92 ($338)$198$140$60,100
93 ($338)$198$140$59,960
94 ($338)$197$141$59,819
95 ($338)$197$141$59,678
96 ($338)$196$141$59,537
Year 9 - 97 ($338)$196$142$59,395
98 ($338)$196$142$59,253
99 ($338)$195$143$59,110
100 ($338)$195$143$58,966
101 ($338)$194$144$58,823
102 ($338)$194$144$58,678
103 ($338)$193$145$58,534
104 ($338)$193$145$58,388
105 ($338)$192$146$58,243
106 ($338)$192$146$58,097
107 ($338)$191$147$57,950
108 ($338)$191$147$57,803
Year 10 - 109 ($338)$190$148$57,655
110 ($338)$190$148$57,507
111 ($338)$189$149$57,359
112 ($338)$189$149$57,210
113 ($338)$188$150$57,060
114 ($338)$188$150$56,910
115 ($338)$187$151$56,759
116 ($338)$187$151$56,608
117 ($338)$186$152$56,457
118 ($338)$186$152$56,305
119 ($338)$185$153$56,152
120 ($338)$185$153$55,999
Year 11 - 121 ($338)$184$154$55,846
122 ($338)$184$154$55,692
123 ($338)$183$155$55,537
124 ($338)$183$155$55,382
125 ($338)$182$156$55,226
126 ($338)$182$156$55,070
127 ($338)$181$157$54,914
128 ($338)$181$157$54,757
129 ($338)$180$158$54,599
130 ($338)$180$158$54,441
131 ($338)$179$159$54,282
132 ($338)$179$159$54,123
Year 12 - 133 ($338)$178$160$53,963
134 ($338)$178$160$53,803
135 ($338)$177$161$53,642
136 ($338)$177$161$53,481
137 ($338)$176$162$53,319
138 ($338)$176$162$53,157
139 ($338)$175$163$52,994
140 ($338)$174$163$52,830
141 ($338)$174$164$52,666
142 ($338)$173$165$52,502
143 ($338)$173$165$52,337
144 ($338)$172$166$52,171
Year 13 - 145 ($338)$172$166$52,005
146 ($338)$171$167$51,838
147 ($338)$171$167$51,671
148 ($338)$170$168$51,503
149 ($338)$170$168$51,335
150 ($338)$169$169$51,166
151 ($338)$168$169$50,997
152 ($338)$168$170$50,827
153 ($338)$167$171$50,656
154 ($338)$167$171$50,485
155 ($338)$166$172$50,313
156 ($338)$166$172$50,141
Year 14 - 157 ($338)$165$173$49,968
158 ($338)$164$173$49,795
159 ($338)$164$174$49,621
160 ($338)$163$175$49,446
161 ($338)$163$175$49,271
162 ($338)$162$176$49,096
163 ($338)$162$176$48,919
164 ($338)$161$177$48,743
165 ($338)$160$177$48,565
166 ($338)$160$178$48,387
167 ($338)$159$179$48,208
168 ($338)$159$179$48,029
Year 15 - 169 ($338)$158$180$47,850
170 ($338)$158$180$47,669
171 ($338)$157$181$47,488
172 ($338)$156$182$47,307
173 ($338)$156$182$47,125
174 ($338)$155$183$46,942
175 ($338)$155$183$46,758
176 ($338)$154$184$46,574
177 ($338)$153$185$46,390
178 ($338)$153$185$46,205
179 ($338)$152$186$46,019
180 ($338)$151$186$45,833
Year 16 - 181 ($338)$151$187$45,646
182 ($338)$150$188$45,458
183 ($338)$150$188$45,270
184 ($338)$149$189$45,081
185 ($338)$148$189$44,891
186 ($338)$148$190$44,701
187 ($338)$147$191$44,511
188 ($338)$147$191$44,319
189 ($338)$146$192$44,127
190 ($338)$145$193$43,935
191 ($338)$145$193$43,741
192 ($338)$144$194$43,547
Year 17 - 193 ($338)$143$195$43,353
194 ($338)$143$195$43,158
195 ($338)$142$196$42,962
196 ($338)$141$196$42,765
197 ($338)$141$197$42,568
198 ($338)$140$198$42,371
199 ($338)$139$198$42,172
200 ($338)$139$199$41,973
201 ($338)$138$200$41,773
202 ($338)$138$200$41,573
203 ($338)$137$201$41,372
204 ($338)$136$202$41,170
Year 18 - 205 ($338)$136$202$40,968
206 ($338)$135$203$40,765
207 ($338)$134$204$40,561
208 ($338)$134$204$40,357
209 ($338)$133$205$40,152
210 ($338)$132$206$39,946
211 ($338)$131$206$39,740
212 ($338)$131$207$39,533
213 ($338)$130$208$39,325
214 ($338)$129$208$39,117
215 ($338)$129$209$38,907
216 ($338)$128$210$38,698
Year 19 - 217 ($338)$127$210$38,487
218 ($338)$127$211$38,276
219 ($338)$126$212$38,064
220 ($338)$125$213$37,852
221 ($338)$125$213$37,638
222 ($338)$124$214$37,424
223 ($338)$123$215$37,210
224 ($338)$122$215$36,994
225 ($338)$122$216$36,778
226 ($338)$121$217$36,561
227 ($338)$120$218$36,344
228 ($338)$120$218$36,126
Year 20 - 229 ($338)$119$219$35,907
230 ($338)$118$220$35,687
231 ($338)$117$220$35,467
232 ($338)$117$221$35,245
233 ($338)$116$222$35,024
234 ($338)$115$223$34,801
235 ($338)$115$223$34,578
236 ($338)$114$224$34,354
237 ($338)$113$225$34,129
238 ($338)$112$226$33,903
239 ($338)$112$226$33,677
240 ($338)$111$227$33,450
Year 21 - 241 ($338)$110$228$33,222
242 ($338)$109$229$32,994
243 ($338)$109$229$32,764
244 ($338)$108$230$32,534
245 ($338)$107$231$32,304
246 ($338)$106$232$32,072
247 ($338)$106$232$31,840
248 ($338)$105$233$31,607
249 ($338)$104$234$31,373
250 ($338)$103$235$31,138
251 ($338)$102$235$30,903
252 ($338)$102$236$30,667
Year 22 - 253 ($338)$101$237$30,430
254 ($338)$100$238$30,192
255 ($338)$99$238$29,954
256 ($338)$99$239$29,714
257 ($338)$98$240$29,474
258 ($338)$97$241$29,233
259 ($338)$96$242$28,992
260 ($338)$95$242$28,749
261 ($338)$95$243$28,506
262 ($338)$94$244$28,262
263 ($338)$93$245$28,017
264 ($338)$92$246$27,772
Year 23 - 265 ($338)$91$246$27,525
266 ($338)$91$247$27,278
267 ($338)$90$248$27,030
268 ($338)$89$249$26,781
269 ($338)$88$250$26,531
270 ($338)$87$251$26,281
271 ($338)$87$251$26,029
272 ($338)$86$252$25,777
273 ($338)$85$253$25,524
274 ($338)$84$254$25,270
275 ($338)$83$255$25,016
276 ($338)$82$256$24,760
Year 24 - 277 ($338)$82$256$24,504
278 ($338)$81$257$24,246
279 ($338)$80$258$23,988
280 ($338)$79$259$23,729
281 ($338)$78$260$23,470
282 ($338)$77$261$23,209
283 ($338)$76$261$22,948
284 ($338)$76$262$22,685
285 ($338)$75$263$22,422
286 ($338)$74$264$22,158
287 ($338)$73$265$21,893
288 ($338)$72$266$21,627
Year 25 - 289 ($338)$71$267$21,361
290 ($338)$70$268$21,093
291 ($338)$69$268$20,825
292 ($338)$69$269$20,555
293 ($338)$68$270$20,285
294 ($338)$67$271$20,014
295 ($338)$66$272$19,742
296 ($338)$65$273$19,469
297 ($338)$64$274$19,195
298 ($338)$63$275$18,921
299 ($338)$62$276$18,645
300 ($338)$61$276$18,369
Year 26 - 301 ($338)$60$277$18,091
302 ($338)$60$278$17,813
303 ($338)$59$279$17,534
304 ($338)$58$280$17,253
305 ($338)$57$281$16,972
306 ($338)$56$282$16,690
307 ($338)$55$283$16,407
308 ($338)$54$284$16,124
309 ($338)$53$285$15,839
310 ($338)$52$286$15,553
311 ($338)$51$287$15,266
312 ($338)$50$288$14,979
Year 27 - 313 ($338)$49$289$14,690
314 ($338)$48$290$14,401
315 ($338)$47$290$14,110
316 ($338)$46$291$13,819
317 ($338)$45$292$13,526
318 ($338)$45$293$13,233
319 ($338)$44$294$12,939
320 ($338)$43$295$12,643
321 ($338)$42$296$12,347
322 ($338)$41$297$12,050
323 ($338)$40$298$11,752
324 ($338)$39$299$11,453
Year 28 - 325 ($338)$38$300$11,152
326 ($338)$37$301$10,851
327 ($338)$36$302$10,549
328 ($338)$35$303$10,246
329 ($338)$34$304$9,942
330 ($338)$33$305$9,637
331 ($338)$32$306$9,330
332 ($338)$31$307$9,023
333 ($338)$30$308$8,715
334 ($338)$29$309$8,406
335 ($338)$28$310$8,096
336 ($338)$27$311$7,785
Year 29 - 337 ($338)$26$312$7,472
338 ($338)$25$313$7,159
339 ($338)$24$314$6,845
340 ($338)$23$315$6,529
341 ($338)$21$316$6,213
342 ($338)$20$317$5,896
343 ($338)$19$318$5,577
344 ($338)$18$320$5,258
345 ($338)$17$321$4,937
346 ($338)$16$322$4,615
347 ($338)$15$323$4,293
348 ($338)$14$324$3,969
Year 30 - 349 ($338)$13$325$3,644
350 ($338)$12$326$3,318
351 ($338)$11$327$2,991
352 ($338)$10$328$2,663
353 ($338)$9$329$2,334
354 ($338)$8$330$2,004
355 ($338)$7$331$1,673
356 ($338)$6$332$1,340
357 ($338)$4$333$1,007
358 ($338)$3$335$672
359 ($338)$2$336$337
360 ($338)$1$337$0
TOTALS$50,433$71,200$121,633

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.