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Mortgage Payment Schedule for a $89,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($17,800) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$333 360 $48,672 $119,872

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.626% | Rate: 3.625% | Fees: $40 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.641% | Rate: 3.625% | Fees: $495 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $928 | 30 day rate lock

NMLS #: 67717
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $89,000
Down Payment $17,800$71,200
Year 1 - 1 ($333)$227$106$71,094
2 ($333)$227$106$70,988
3 ($333)$227$106$70,882
4 ($333)$226$107$70,775
5 ($333)$226$107$70,668
6 ($333)$226$107$70,561
7 ($333)$225$108$70,453
8 ($333)$225$108$70,345
9 ($333)$225$108$70,236
10 ($333)$224$109$70,127
11 ($333)$224$109$70,018
12 ($333)$223$110$69,909
Year 2 - 13 ($333)$223$110$69,799
14 ($333)$223$110$69,689
15 ($333)$222$111$69,578
16 ($333)$222$111$69,467
17 ($333)$222$111$69,356
18 ($333)$221$112$69,244
19 ($333)$221$112$69,132
20 ($333)$221$112$69,020
21 ($333)$220$113$68,907
22 ($333)$220$113$68,794
23 ($333)$220$113$68,681
24 ($333)$219$114$68,567
Year 3 - 25 ($333)$219$114$68,453
26 ($333)$218$114$68,338
27 ($333)$218$115$68,224
28 ($333)$218$115$68,108
29 ($333)$217$116$67,993
30 ($333)$217$116$67,877
31 ($333)$217$116$67,760
32 ($333)$216$117$67,644
33 ($333)$216$117$67,527
34 ($333)$216$117$67,409
35 ($333)$215$118$67,291
36 ($333)$215$118$67,173
Year 4 - 37 ($333)$214$119$67,055
38 ($333)$214$119$66,936
39 ($333)$214$119$66,816
40 ($333)$213$120$66,697
41 ($333)$213$120$66,576
42 ($333)$212$120$66,456
43 ($333)$212$121$66,335
44 ($333)$212$121$66,214
45 ($333)$211$122$66,092
46 ($333)$211$122$65,970
47 ($333)$211$122$65,848
48 ($333)$210$123$65,725
Year 5 - 49 ($333)$210$123$65,602
50 ($333)$209$124$65,478
51 ($333)$209$124$65,354
52 ($333)$209$124$65,230
53 ($333)$208$125$65,105
54 ($333)$208$125$64,980
55 ($333)$207$126$64,854
56 ($333)$207$126$64,728
57 ($333)$207$126$64,602
58 ($333)$206$127$64,475
59 ($333)$206$127$64,348
60 ($333)$205$128$64,220
Year 6 - 61 ($333)$205$128$64,092
62 ($333)$205$128$63,964
63 ($333)$204$129$63,835
64 ($333)$204$129$63,706
65 ($333)$203$130$63,576
66 ($333)$203$130$63,446
67 ($333)$202$130$63,315
68 ($333)$202$131$63,185
69 ($333)$202$131$63,053
70 ($333)$201$132$62,922
71 ($333)$201$132$62,789
72 ($333)$200$133$62,657
Year 7 - 73 ($333)$200$133$62,524
74 ($333)$200$133$62,390
75 ($333)$199$134$62,257
76 ($333)$199$134$62,122
77 ($333)$198$135$61,988
78 ($333)$198$135$61,852
79 ($333)$197$136$61,717
80 ($333)$197$136$61,581
81 ($333)$197$136$61,444
82 ($333)$196$137$61,308
83 ($333)$196$137$61,170
84 ($333)$195$138$61,033
Year 8 - 85 ($333)$195$138$60,894
86 ($333)$194$139$60,756
87 ($333)$194$139$60,617
88 ($333)$193$140$60,477
89 ($333)$193$140$60,337
90 ($333)$193$140$60,197
91 ($333)$192$141$60,056
92 ($333)$192$141$59,915
93 ($333)$191$142$59,773
94 ($333)$191$142$59,631
95 ($333)$190$143$59,488
96 ($333)$190$143$59,345
Year 9 - 97 ($333)$189$144$59,201
98 ($333)$189$144$59,057
99 ($333)$188$144$58,913
100 ($333)$188$145$58,768
101 ($333)$188$145$58,622
102 ($333)$187$146$58,477
103 ($333)$187$146$58,330
104 ($333)$186$147$58,183
105 ($333)$186$147$58,036
106 ($333)$185$148$57,888
107 ($333)$185$148$57,740
108 ($333)$184$149$57,591
Year 10 - 109 ($333)$184$149$57,442
110 ($333)$183$150$57,293
111 ($333)$183$150$57,143
112 ($333)$182$151$56,992
113 ($333)$182$151$56,841
114 ($333)$181$152$56,689
115 ($333)$181$152$56,537
116 ($333)$180$153$56,385
117 ($333)$180$153$56,232
118 ($333)$179$154$56,078
119 ($333)$179$154$55,924
120 ($333)$178$154$55,770
Year 11 - 121 ($333)$178$155$55,615
122 ($333)$178$155$55,459
123 ($333)$177$156$55,303
124 ($333)$177$156$55,147
125 ($333)$176$157$54,990
126 ($333)$176$157$54,832
127 ($333)$175$158$54,674
128 ($333)$175$158$54,516
129 ($333)$174$159$54,357
130 ($333)$173$159$54,197
131 ($333)$173$160$54,037
132 ($333)$172$161$53,877
Year 12 - 133 ($333)$172$161$53,716
134 ($333)$171$162$53,554
135 ($333)$171$162$53,392
136 ($333)$170$163$53,230
137 ($333)$170$163$53,067
138 ($333)$169$164$52,903
139 ($333)$169$164$52,739
140 ($333)$168$165$52,574
141 ($333)$168$165$52,409
142 ($333)$167$166$52,243
143 ($333)$167$166$52,077
144 ($333)$166$167$51,910
Year 13 - 145 ($333)$166$167$51,743
146 ($333)$165$168$51,575
147 ($333)$165$168$51,407
148 ($333)$164$169$51,238
149 ($333)$164$169$51,069
150 ($333)$163$170$50,899
151 ($333)$162$171$50,728
152 ($333)$162$171$50,557
153 ($333)$161$172$50,385
154 ($333)$161$172$50,213
155 ($333)$160$173$50,040
156 ($333)$160$173$49,867
Year 14 - 157 ($333)$159$174$49,693
158 ($333)$159$174$49,519
159 ($333)$158$175$49,344
160 ($333)$157$175$49,169
161 ($333)$157$176$48,993
162 ($333)$156$177$48,816
163 ($333)$156$177$48,639
164 ($333)$155$178$48,461
165 ($333)$155$178$48,283
166 ($333)$154$179$48,104
167 ($333)$154$179$47,924
168 ($333)$153$180$47,744
Year 15 - 169 ($333)$152$181$47,564
170 ($333)$152$181$47,383
171 ($333)$151$182$47,201
172 ($333)$151$182$47,019
173 ($333)$150$183$46,836
174 ($333)$149$183$46,652
175 ($333)$149$184$46,468
176 ($333)$148$185$46,283
177 ($333)$148$185$46,098
178 ($333)$147$186$45,912
179 ($333)$147$186$45,726
180 ($333)$146$187$45,539
Year 16 - 181 ($333)$145$188$45,351
182 ($333)$145$188$45,163
183 ($333)$144$189$44,974
184 ($333)$144$189$44,785
185 ($333)$143$190$44,595
186 ($333)$142$191$44,404
187 ($333)$142$191$44,213
188 ($333)$141$192$44,021
189 ($333)$140$192$43,828
190 ($333)$140$193$43,635
191 ($333)$139$194$43,442
192 ($333)$139$194$43,247
Year 17 - 193 ($333)$138$195$43,052
194 ($333)$137$196$42,857
195 ($333)$137$196$42,661
196 ($333)$136$197$42,464
197 ($333)$136$197$42,266
198 ($333)$135$198$42,068
199 ($333)$134$199$41,869
200 ($333)$134$199$41,670
201 ($333)$133$200$41,470
202 ($333)$132$201$41,270
203 ($333)$132$201$41,068
204 ($333)$131$202$40,866
Year 18 - 205 ($333)$130$203$40,664
206 ($333)$130$203$40,461
207 ($333)$129$204$40,257
208 ($333)$128$204$40,052
209 ($333)$128$205$39,847
210 ($333)$127$206$39,641
211 ($333)$127$206$39,435
212 ($333)$126$207$39,228
213 ($333)$125$208$39,020
214 ($333)$125$208$38,812
215 ($333)$124$209$38,602
216 ($333)$123$210$38,393
Year 19 - 217 ($333)$123$210$38,182
218 ($333)$122$211$37,971
219 ($333)$121$212$37,759
220 ($333)$121$212$37,547
221 ($333)$120$213$37,334
222 ($333)$119$214$37,120
223 ($333)$118$215$36,905
224 ($333)$118$215$36,690
225 ($333)$117$216$36,474
226 ($333)$116$217$36,258
227 ($333)$116$217$36,041
228 ($333)$115$218$35,823
Year 20 - 229 ($333)$114$219$35,604
230 ($333)$114$219$35,385
231 ($333)$113$220$35,165
232 ($333)$112$221$34,944
233 ($333)$112$221$34,722
234 ($333)$111$222$34,500
235 ($333)$110$223$34,277
236 ($333)$109$224$34,054
237 ($333)$109$224$33,829
238 ($333)$108$225$33,604
239 ($333)$107$226$33,379
240 ($333)$107$226$33,152
Year 21 - 241 ($333)$106$227$32,925
242 ($333)$105$228$32,697
243 ($333)$104$229$32,469
244 ($333)$104$229$32,239
245 ($333)$103$230$32,009
246 ($333)$102$231$31,778
247 ($333)$101$232$31,547
248 ($333)$101$232$31,315
249 ($333)$100$233$31,081
250 ($333)$99$234$30,848
251 ($333)$98$235$30,613
252 ($333)$98$235$30,378
Year 22 - 253 ($333)$97$236$30,142
254 ($333)$96$237$29,905
255 ($333)$95$238$29,668
256 ($333)$95$238$29,429
257 ($333)$94$239$29,190
258 ($333)$93$240$28,950
259 ($333)$92$241$28,710
260 ($333)$92$241$28,468
261 ($333)$91$242$28,226
262 ($333)$90$243$27,983
263 ($333)$89$244$27,740
264 ($333)$89$244$27,495
Year 23 - 265 ($333)$88$245$27,250
266 ($333)$87$246$27,004
267 ($333)$86$247$26,757
268 ($333)$85$248$26,510
269 ($333)$85$248$26,261
270 ($333)$84$249$26,012
271 ($333)$83$250$25,762
272 ($333)$82$251$25,512
273 ($333)$81$252$25,260
274 ($333)$81$252$25,008
275 ($333)$80$253$24,754
276 ($333)$79$254$24,501
Year 24 - 277 ($333)$78$255$24,246
278 ($333)$77$256$23,990
279 ($333)$77$256$23,734
280 ($333)$76$257$23,476
281 ($333)$75$258$23,218
282 ($333)$74$259$22,960
283 ($333)$73$260$22,700
284 ($333)$72$261$22,439
285 ($333)$72$261$22,178
286 ($333)$71$262$21,916
287 ($333)$70$263$21,653
288 ($333)$69$264$21,389
Year 25 - 289 ($333)$68$265$21,124
290 ($333)$67$266$20,859
291 ($333)$67$266$20,592
292 ($333)$66$267$20,325
293 ($333)$65$268$20,057
294 ($333)$64$269$19,788
295 ($333)$63$270$19,518
296 ($333)$62$271$19,247
297 ($333)$61$272$18,976
298 ($333)$61$272$18,703
299 ($333)$60$273$18,430
300 ($333)$59$274$18,156
Year 26 - 301 ($333)$58$275$17,881
302 ($333)$57$276$17,605
303 ($333)$56$277$17,328
304 ($333)$55$278$17,051
305 ($333)$54$279$16,772
306 ($333)$54$279$16,493
307 ($333)$53$280$16,212
308 ($333)$52$281$15,931
309 ($333)$51$282$15,649
310 ($333)$50$283$15,366
311 ($333)$49$284$15,082
312 ($333)$48$285$14,797
Year 27 - 313 ($333)$47$286$14,511
314 ($333)$46$287$14,225
315 ($333)$45$288$13,937
316 ($333)$44$288$13,649
317 ($333)$44$289$13,359
318 ($333)$43$290$13,069
319 ($333)$42$291$12,778
320 ($333)$41$292$12,485
321 ($333)$40$293$12,192
322 ($333)$39$294$11,898
323 ($333)$38$295$11,603
324 ($333)$37$296$11,307
Year 28 - 325 ($333)$36$297$11,010
326 ($333)$35$298$10,712
327 ($333)$34$299$10,414
328 ($333)$33$300$10,114
329 ($333)$32$301$9,813
330 ($333)$31$302$9,512
331 ($333)$30$303$9,209
332 ($333)$29$304$8,905
333 ($333)$28$305$8,601
334 ($333)$27$306$8,295
335 ($333)$26$307$7,989
336 ($333)$25$307$7,681
Year 29 - 337 ($333)$25$308$7,373
338 ($333)$24$309$7,063
339 ($333)$23$310$6,753
340 ($333)$22$311$6,442
341 ($333)$21$312$6,129
342 ($333)$20$313$5,816
343 ($333)$19$314$5,501
344 ($333)$18$315$5,186
345 ($333)$17$316$4,869
346 ($333)$16$317$4,552
347 ($333)$15$318$4,234
348 ($333)$14$319$3,914
Year 30 - 349 ($333)$12$320$3,594
350 ($333)$11$322$3,272
351 ($333)$10$323$2,950
352 ($333)$9$324$2,626
353 ($333)$8$325$2,301
354 ($333)$7$326$1,976
355 ($333)$6$327$1,649
356 ($333)$5$328$1,321
357 ($333)$4$329$993
358 ($333)$3$330$663
359 ($333)$2$331$332
360 ($333)$1$332$0
TOTALS$48,672$71,200$119,872

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.