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Mortgage Payment Schedule for a $90,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of May 18, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($18,000) may require pre-mortgage insurance


4.02% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$345 360 $52,045 $124,045

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $90,000
Down Payment $18,000$72,000
Year 1 - 1 ($345)$241$103$71,897
2 ($345)$241$104$71,793
3 ($345)$241$104$71,689
4 ($345)$240$104$71,584
5 ($345)$240$105$71,480
6 ($345)$239$105$71,375
7 ($345)$239$105$71,269
8 ($345)$239$106$71,163
9 ($345)$238$106$71,057
10 ($345)$238$107$70,951
11 ($345)$238$107$70,844
12 ($345)$237$107$70,736
Year 2 - 13 ($345)$237$108$70,629
14 ($345)$237$108$70,521
15 ($345)$236$108$70,413
16 ($345)$236$109$70,304
17 ($345)$236$109$70,195
18 ($345)$235$109$70,085
19 ($345)$235$110$69,976
20 ($345)$234$110$69,865
21 ($345)$234$111$69,755
22 ($345)$234$111$69,644
23 ($345)$233$111$69,533
24 ($345)$233$112$69,421
Year 3 - 25 ($345)$233$112$69,309
26 ($345)$232$112$69,197
27 ($345)$232$113$69,084
28 ($345)$231$113$68,971
29 ($345)$231$114$68,857
30 ($345)$231$114$68,743
31 ($345)$230$114$68,629
32 ($345)$230$115$68,515
33 ($345)$230$115$68,399
34 ($345)$229$115$68,284
35 ($345)$229$116$68,168
36 ($345)$228$116$68,052
Year 4 - 37 ($345)$228$117$67,935
38 ($345)$228$117$67,818
39 ($345)$227$117$67,701
40 ($345)$227$118$67,583
41 ($345)$226$118$67,465
42 ($345)$226$119$67,347
43 ($345)$226$119$67,228
44 ($345)$225$119$67,108
45 ($345)$225$120$66,988
46 ($345)$224$120$66,868
47 ($345)$224$121$66,748
48 ($345)$224$121$66,627
Year 5 - 49 ($345)$223$121$66,505
50 ($345)$223$122$66,384
51 ($345)$222$122$66,261
52 ($345)$222$123$66,139
53 ($345)$222$123$66,016
54 ($345)$221$123$65,892
55 ($345)$221$124$65,769
56 ($345)$220$124$65,644
57 ($345)$220$125$65,520
58 ($345)$219$125$65,395
59 ($345)$219$125$65,269
60 ($345)$219$126$65,143
Year 6 - 61 ($345)$218$126$65,017
62 ($345)$218$127$64,890
63 ($345)$217$127$64,763
64 ($345)$217$128$64,635
65 ($345)$217$128$64,507
66 ($345)$216$128$64,379
67 ($345)$216$129$64,250
68 ($345)$215$129$64,121
69 ($345)$215$130$63,991
70 ($345)$214$130$63,861
71 ($345)$214$131$63,730
72 ($345)$213$131$63,599
Year 7 - 73 ($345)$213$132$63,467
74 ($345)$213$132$63,335
75 ($345)$212$132$63,203
76 ($345)$212$133$63,070
77 ($345)$211$133$62,937
78 ($345)$211$134$62,803
79 ($345)$210$134$62,669
80 ($345)$210$135$62,534
81 ($345)$209$135$62,399
82 ($345)$209$136$62,264
83 ($345)$209$136$62,128
84 ($345)$208$136$61,991
Year 8 - 85 ($345)$208$137$61,854
86 ($345)$207$137$61,717
87 ($345)$207$138$61,579
88 ($345)$206$138$61,441
89 ($345)$206$139$61,302
90 ($345)$205$139$61,163
91 ($345)$205$140$61,023
92 ($345)$204$140$60,883
93 ($345)$204$141$60,743
94 ($345)$203$141$60,602
95 ($345)$203$142$60,460
96 ($345)$203$142$60,318
Year 9 - 97 ($345)$202$143$60,175
98 ($345)$202$143$60,032
99 ($345)$201$143$59,889
100 ($345)$201$144$59,745
101 ($345)$200$144$59,601
102 ($345)$200$145$59,456
103 ($345)$199$145$59,310
104 ($345)$199$146$59,164
105 ($345)$198$146$59,018
106 ($345)$198$147$58,871
107 ($345)$197$147$58,724
108 ($345)$197$148$58,576
Year 10 - 109 ($345)$196$148$58,428
110 ($345)$196$149$58,279
111 ($345)$195$149$58,130
112 ($345)$195$150$57,980
113 ($345)$194$150$57,829
114 ($345)$194$151$57,678
115 ($345)$193$151$57,527
116 ($345)$193$152$57,375
117 ($345)$192$152$57,223
118 ($345)$192$153$57,070
119 ($345)$191$153$56,917
120 ($345)$191$154$56,763
Year 11 - 121 ($345)$190$154$56,608
122 ($345)$190$155$56,453
123 ($345)$189$155$56,298
124 ($345)$189$156$56,142
125 ($345)$188$156$55,986
126 ($345)$188$157$55,828
127 ($345)$187$158$55,671
128 ($345)$186$158$55,513
129 ($345)$186$159$55,354
130 ($345)$185$159$55,195
131 ($345)$185$160$55,035
132 ($345)$184$160$54,875
Year 12 - 133 ($345)$184$161$54,715
134 ($345)$183$161$54,553
135 ($345)$183$162$54,391
136 ($345)$182$162$54,229
137 ($345)$182$163$54,066
138 ($345)$181$163$53,903
139 ($345)$181$164$53,739
140 ($345)$180$165$53,574
141 ($345)$179$165$53,409
142 ($345)$179$166$53,243
143 ($345)$178$166$53,077
144 ($345)$178$167$52,910
Year 13 - 145 ($345)$177$167$52,743
146 ($345)$177$168$52,575
147 ($345)$176$168$52,407
148 ($345)$176$169$52,238
149 ($345)$175$170$52,068
150 ($345)$174$170$51,898
151 ($345)$174$171$51,727
152 ($345)$173$171$51,556
153 ($345)$173$172$51,384
154 ($345)$172$172$51,212
155 ($345)$172$173$51,039
156 ($345)$171$174$50,865
Year 14 - 157 ($345)$170$174$50,691
158 ($345)$170$175$50,516
159 ($345)$169$175$50,341
160 ($345)$169$176$50,165
161 ($345)$168$177$49,989
162 ($345)$167$177$49,811
163 ($345)$167$178$49,634
164 ($345)$166$178$49,455
165 ($345)$166$179$49,277
166 ($345)$165$179$49,097
167 ($345)$164$180$48,917
168 ($345)$164$181$48,736
Year 15 - 169 ($345)$163$181$48,555
170 ($345)$163$182$48,373
171 ($345)$162$183$48,191
172 ($345)$161$183$48,007
173 ($345)$161$184$47,824
174 ($345)$160$184$47,639
175 ($345)$160$185$47,454
176 ($345)$159$186$47,269
177 ($345)$158$186$47,082
178 ($345)$158$187$46,896
179 ($345)$157$187$46,708
180 ($345)$156$188$46,520
Year 16 - 181 ($345)$156$189$46,331
182 ($345)$155$189$46,142
183 ($345)$155$190$45,952
184 ($345)$154$191$45,761
185 ($345)$153$191$45,570
186 ($345)$153$192$45,378
187 ($345)$152$193$45,186
188 ($345)$151$193$44,992
189 ($345)$151$194$44,799
190 ($345)$150$194$44,604
191 ($345)$149$195$44,409
192 ($345)$149$196$44,213
Year 17 - 193 ($345)$148$196$44,017
194 ($345)$147$197$43,820
195 ($345)$147$198$43,622
196 ($345)$146$198$43,423
197 ($345)$145$199$43,224
198 ($345)$145$200$43,024
199 ($345)$144$200$42,824
200 ($345)$143$201$42,623
201 ($345)$143$202$42,421
202 ($345)$142$202$42,219
203 ($345)$141$203$42,016
204 ($345)$141$204$41,812
Year 18 - 205 ($345)$140$205$41,607
206 ($345)$139$205$41,402
207 ($345)$139$206$41,196
208 ($345)$138$207$40,990
209 ($345)$137$207$40,782
210 ($345)$137$208$40,574
211 ($345)$136$209$40,366
212 ($345)$135$209$40,156
213 ($345)$135$210$39,946
214 ($345)$134$211$39,736
215 ($345)$133$211$39,524
216 ($345)$132$212$39,312
Year 19 - 217 ($345)$132$213$39,099
218 ($345)$131$214$38,886
219 ($345)$130$214$38,671
220 ($345)$130$215$38,456
221 ($345)$129$216$38,240
222 ($345)$128$216$38,024
223 ($345)$127$217$37,807
224 ($345)$127$218$37,589
225 ($345)$126$219$37,370
226 ($345)$125$219$37,151
227 ($345)$124$220$36,931
228 ($345)$124$221$36,710
Year 20 - 229 ($345)$123$222$36,488
230 ($345)$122$222$36,266
231 ($345)$121$223$36,043
232 ($345)$121$224$35,819
233 ($345)$120$225$35,595
234 ($345)$119$225$35,369
235 ($345)$118$226$35,143
236 ($345)$118$227$34,916
237 ($345)$117$228$34,689
238 ($345)$116$228$34,460
239 ($345)$115$229$34,231
240 ($345)$115$230$34,001
Year 21 - 241 ($345)$114$231$33,771
242 ($345)$113$231$33,539
243 ($345)$112$232$33,307
244 ($345)$112$233$33,074
245 ($345)$111$234$32,840
246 ($345)$110$235$32,606
247 ($345)$109$235$32,370
248 ($345)$108$236$32,134
249 ($345)$108$237$31,897
250 ($345)$107$238$31,660
251 ($345)$106$239$31,421
252 ($345)$105$239$31,182
Year 22 - 253 ($345)$104$240$30,942
254 ($345)$104$241$30,701
255 ($345)$103$242$30,459
256 ($345)$102$243$30,216
257 ($345)$101$243$29,973
258 ($345)$100$244$29,729
259 ($345)$100$245$29,484
260 ($345)$99$246$29,238
261 ($345)$98$247$28,992
262 ($345)$97$247$28,744
263 ($345)$96$248$28,496
264 ($345)$95$249$28,247
Year 23 - 265 ($345)$95$250$27,997
266 ($345)$94$251$27,746
267 ($345)$93$252$27,494
268 ($345)$92$252$27,242
269 ($345)$91$253$26,989
270 ($345)$90$254$26,734
271 ($345)$90$255$26,479
272 ($345)$89$256$26,224
273 ($345)$88$257$25,967
274 ($345)$87$258$25,709
275 ($345)$86$258$25,451
276 ($345)$85$259$25,192
Year 24 - 277 ($345)$84$260$24,931
278 ($345)$84$261$24,670
279 ($345)$83$262$24,408
280 ($345)$82$263$24,146
281 ($345)$81$264$23,882
282 ($345)$80$265$23,617
283 ($345)$79$265$23,352
284 ($345)$78$266$23,086
285 ($345)$77$267$22,818
286 ($345)$76$268$22,550
287 ($345)$76$269$22,281
288 ($345)$75$270$22,011
Year 25 - 289 ($345)$74$271$21,740
290 ($345)$73$272$21,469
291 ($345)$72$273$21,196
292 ($345)$71$274$20,922
293 ($345)$70$274$20,648
294 ($345)$69$275$20,373
295 ($345)$68$276$20,096
296 ($345)$67$277$19,819
297 ($345)$66$278$19,541
298 ($345)$65$279$19,262
299 ($345)$65$280$18,982
300 ($345)$64$281$18,701
Year 26 - 301 ($345)$63$282$18,419
302 ($345)$62$283$18,136
303 ($345)$61$284$17,852
304 ($345)$60$285$17,567
305 ($345)$59$286$17,282
306 ($345)$58$287$16,995
307 ($345)$57$288$16,707
308 ($345)$56$289$16,419
309 ($345)$55$290$16,129
310 ($345)$54$291$15,839
311 ($345)$53$292$15,547
312 ($345)$52$292$15,255
Year 27 - 313 ($345)$51$293$14,961
314 ($345)$50$294$14,667
315 ($345)$49$295$14,371
316 ($345)$48$296$14,075
317 ($345)$47$297$13,777
318 ($345)$46$298$13,479
319 ($345)$45$299$13,180
320 ($345)$44$300$12,879
321 ($345)$43$301$12,578
322 ($345)$42$302$12,275
323 ($345)$41$303$11,972
324 ($345)$40$304$11,667
Year 28 - 325 ($345)$39$305$11,362
326 ($345)$38$307$11,055
327 ($345)$37$308$10,748
328 ($345)$36$309$10,439
329 ($345)$35$310$10,130
330 ($345)$34$311$9,819
331 ($345)$33$312$9,507
332 ($345)$32$313$9,195
333 ($345)$31$314$8,881
334 ($345)$30$315$8,566
335 ($345)$29$316$8,250
336 ($345)$28$317$7,933
Year 29 - 337 ($345)$27$318$7,615
338 ($345)$26$319$7,296
339 ($345)$24$320$6,976
340 ($345)$23$321$6,655
341 ($345)$22$322$6,333
342 ($345)$21$323$6,009
343 ($345)$20$324$5,685
344 ($345)$19$326$5,359
345 ($345)$18$327$5,033
346 ($345)$17$328$4,705
347 ($345)$16$329$4,376
348 ($345)$15$330$4,046
Year 30 - 349 ($345)$14$331$3,715
350 ($345)$12$332$3,383
351 ($345)$11$333$3,050
352 ($345)$10$334$2,715
353 ($345)$9$335$2,380
354 ($345)$8$337$2,043
355 ($345)$7$338$1,706
356 ($345)$6$339$1,367
357 ($345)$5$340$1,027
358 ($345)$3$341$686
359 ($345)$2$342$343
360 ($345)$1$343$0
TOTALS$52,045$72,000$124,045

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.