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Mortgage Payment Schedule for a $90,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($18,000) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$340 360 $50,405 $122,405

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2917 | State Lic #: MC-436
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,285 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $90,000
Down Payment $18,000$72,000
Year 1 - 1 ($340)$235$105$71,895
2 ($340)$234$106$71,789
3 ($340)$234$106$71,683
4 ($340)$234$106$71,576
5 ($340)$233$107$71,469
6 ($340)$233$107$71,362
7 ($340)$233$107$71,255
8 ($340)$232$108$71,147
9 ($340)$232$108$71,039
10 ($340)$231$109$70,930
11 ($340)$231$109$70,821
12 ($340)$231$109$70,712
Year 2 - 13 ($340)$230$110$70,603
14 ($340)$230$110$70,493
15 ($340)$230$110$70,382
16 ($340)$229$111$70,272
17 ($340)$229$111$70,160
18 ($340)$229$111$70,049
19 ($340)$228$112$69,937
20 ($340)$228$112$69,825
21 ($340)$228$113$69,713
22 ($340)$227$113$69,600
23 ($340)$227$113$69,487
24 ($340)$226$114$69,373
Year 3 - 25 ($340)$226$114$69,259
26 ($340)$226$114$69,145
27 ($340)$225$115$69,030
28 ($340)$225$115$68,915
29 ($340)$225$115$68,799
30 ($340)$224$116$68,684
31 ($340)$224$116$68,567
32 ($340)$223$117$68,451
33 ($340)$223$117$68,334
34 ($340)$223$117$68,216
35 ($340)$222$118$68,099
36 ($340)$222$118$67,981
Year 4 - 37 ($340)$222$119$67,862
38 ($340)$221$119$67,743
39 ($340)$221$119$67,624
40 ($340)$220$120$67,504
41 ($340)$220$120$67,384
42 ($340)$220$120$67,264
43 ($340)$219$121$67,143
44 ($340)$219$121$67,022
45 ($340)$218$122$66,900
46 ($340)$218$122$66,778
47 ($340)$218$122$66,655
48 ($340)$217$123$66,533
Year 5 - 49 ($340)$217$123$66,409
50 ($340)$216$124$66,286
51 ($340)$216$124$66,162
52 ($340)$216$124$66,037
53 ($340)$215$125$65,912
54 ($340)$215$125$65,787
55 ($340)$214$126$65,662
56 ($340)$214$126$65,535
57 ($340)$214$126$65,409
58 ($340)$213$127$65,282
59 ($340)$213$127$65,155
60 ($340)$212$128$65,027
Year 6 - 61 ($340)$212$128$64,899
62 ($340)$211$129$64,770
63 ($340)$211$129$64,641
64 ($340)$211$129$64,512
65 ($340)$210$130$64,382
66 ($340)$210$130$64,252
67 ($340)$209$131$64,121
68 ($340)$209$131$63,990
69 ($340)$209$132$63,859
70 ($340)$208$132$63,727
71 ($340)$208$132$63,594
72 ($340)$207$133$63,462
Year 7 - 73 ($340)$207$133$63,328
74 ($340)$206$134$63,195
75 ($340)$206$134$63,061
76 ($340)$205$135$62,926
77 ($340)$205$135$62,791
78 ($340)$205$135$62,656
79 ($340)$204$136$62,520
80 ($340)$204$136$62,384
81 ($340)$203$137$62,247
82 ($340)$203$137$62,110
83 ($340)$202$138$61,972
84 ($340)$202$138$61,834
Year 8 - 85 ($340)$201$139$61,695
86 ($340)$201$139$61,556
87 ($340)$201$139$61,417
88 ($340)$200$140$61,277
89 ($340)$200$140$61,137
90 ($340)$199$141$60,996
91 ($340)$199$141$60,855
92 ($340)$198$142$60,713
93 ($340)$198$142$60,571
94 ($340)$197$143$60,428
95 ($340)$197$143$60,285
96 ($340)$196$144$60,141
Year 9 - 97 ($340)$196$144$59,997
98 ($340)$195$145$59,853
99 ($340)$195$145$59,708
100 ($340)$195$145$59,562
101 ($340)$194$146$59,416
102 ($340)$194$146$59,270
103 ($340)$193$147$59,123
104 ($340)$193$147$58,976
105 ($340)$192$148$58,828
106 ($340)$192$148$58,679
107 ($340)$191$149$58,531
108 ($340)$191$149$58,381
Year 10 - 109 ($340)$190$150$58,232
110 ($340)$190$150$58,081
111 ($340)$189$151$57,930
112 ($340)$189$151$57,779
113 ($340)$188$152$57,627
114 ($340)$188$152$57,475
115 ($340)$187$153$57,322
116 ($340)$187$153$57,169
117 ($340)$186$154$57,016
118 ($340)$186$154$56,861
119 ($340)$185$155$56,707
120 ($340)$185$155$56,551
Year 11 - 121 ($340)$184$156$56,396
122 ($340)$184$156$56,239
123 ($340)$183$157$56,083
124 ($340)$183$157$55,925
125 ($340)$182$158$55,767
126 ($340)$182$158$55,609
127 ($340)$181$159$55,450
128 ($340)$181$159$55,291
129 ($340)$180$160$55,131
130 ($340)$180$160$54,971
131 ($340)$179$161$54,810
132 ($340)$179$161$54,648
Year 12 - 133 ($340)$178$162$54,486
134 ($340)$178$162$54,324
135 ($340)$177$163$54,161
136 ($340)$176$164$53,997
137 ($340)$176$164$53,833
138 ($340)$175$165$53,669
139 ($340)$175$165$53,504
140 ($340)$174$166$53,338
141 ($340)$174$166$53,172
142 ($340)$173$167$53,005
143 ($340)$173$167$52,838
144 ($340)$172$168$52,670
Year 13 - 145 ($340)$172$168$52,501
146 ($340)$171$169$52,332
147 ($340)$171$169$52,163
148 ($340)$170$170$51,993
149 ($340)$169$171$51,822
150 ($340)$169$171$51,651
151 ($340)$168$172$51,479
152 ($340)$168$172$51,307
153 ($340)$167$173$51,134
154 ($340)$167$173$50,961
155 ($340)$166$174$50,787
156 ($340)$165$175$50,612
Year 14 - 157 ($340)$165$175$50,437
158 ($340)$164$176$50,262
159 ($340)$164$176$50,085
160 ($340)$163$177$49,909
161 ($340)$163$177$49,731
162 ($340)$162$178$49,553
163 ($340)$161$179$49,375
164 ($340)$161$179$49,196
165 ($340)$160$180$49,016
166 ($340)$160$180$48,835
167 ($340)$159$181$48,655
168 ($340)$159$181$48,473
Year 15 - 169 ($340)$158$182$48,291
170 ($340)$157$183$48,108
171 ($340)$157$183$47,925
172 ($340)$156$184$47,741
173 ($340)$156$184$47,557
174 ($340)$155$185$47,372
175 ($340)$154$186$47,186
176 ($340)$154$186$47,000
177 ($340)$153$187$46,813
178 ($340)$153$187$46,625
179 ($340)$152$188$46,437
180 ($340)$151$189$46,249
Year 16 - 181 ($340)$151$189$46,059
182 ($340)$150$190$45,869
183 ($340)$149$191$45,679
184 ($340)$149$191$45,488
185 ($340)$148$192$45,296
186 ($340)$148$192$45,103
187 ($340)$147$193$44,910
188 ($340)$146$194$44,717
189 ($340)$146$194$44,522
190 ($340)$145$195$44,327
191 ($340)$144$196$44,132
192 ($340)$144$196$43,936
Year 17 - 193 ($340)$143$197$43,739
194 ($340)$143$197$43,541
195 ($340)$142$198$43,343
196 ($340)$141$199$43,144
197 ($340)$141$199$42,945
198 ($340)$140$200$42,745
199 ($340)$139$201$42,544
200 ($340)$139$201$42,343
201 ($340)$138$202$42,141
202 ($340)$137$203$41,938
203 ($340)$137$203$41,735
204 ($340)$136$204$41,531
Year 18 - 205 ($340)$135$205$41,326
206 ($340)$135$205$41,121
207 ($340)$134$206$40,915
208 ($340)$133$207$40,708
209 ($340)$133$207$40,500
210 ($340)$132$208$40,292
211 ($340)$131$209$40,084
212 ($340)$131$209$39,874
213 ($340)$130$210$39,664
214 ($340)$129$211$39,453
215 ($340)$129$211$39,242
216 ($340)$128$212$39,030
Year 19 - 217 ($340)$127$213$38,817
218 ($340)$126$214$38,603
219 ($340)$126$214$38,389
220 ($340)$125$215$38,174
221 ($340)$124$216$37,959
222 ($340)$124$216$37,742
223 ($340)$123$217$37,525
224 ($340)$122$218$37,307
225 ($340)$122$218$37,089
226 ($340)$121$219$36,870
227 ($340)$120$220$36,650
228 ($340)$119$221$36,429
Year 20 - 229 ($340)$119$221$36,208
230 ($340)$118$222$35,986
231 ($340)$117$223$35,763
232 ($340)$117$223$35,540
233 ($340)$116$224$35,316
234 ($340)$115$225$35,091
235 ($340)$114$226$34,865
236 ($340)$114$226$34,639
237 ($340)$113$227$34,411
238 ($340)$112$228$34,184
239 ($340)$111$229$33,955
240 ($340)$111$229$33,726
Year 21 - 241 ($340)$110$230$33,495
242 ($340)$109$231$33,265
243 ($340)$108$232$33,033
244 ($340)$108$232$32,801
245 ($340)$107$233$32,567
246 ($340)$106$234$32,333
247 ($340)$105$235$32,099
248 ($340)$105$235$31,863
249 ($340)$104$236$31,627
250 ($340)$103$237$31,390
251 ($340)$102$238$31,152
252 ($340)$102$239$30,914
Year 22 - 253 ($340)$101$239$30,675
254 ($340)$100$240$30,435
255 ($340)$99$241$30,194
256 ($340)$98$242$29,952
257 ($340)$98$242$29,710
258 ($340)$97$243$29,467
259 ($340)$96$244$29,223
260 ($340)$95$245$28,978
261 ($340)$94$246$28,732
262 ($340)$94$246$28,486
263 ($340)$93$247$28,239
264 ($340)$92$248$27,991
Year 23 - 265 ($340)$91$249$27,742
266 ($340)$90$250$27,492
267 ($340)$90$250$27,242
268 ($340)$89$251$26,990
269 ($340)$88$252$26,738
270 ($340)$87$253$26,485
271 ($340)$86$254$26,232
272 ($340)$85$255$25,977
273 ($340)$85$255$25,722
274 ($340)$84$256$25,466
275 ($340)$83$257$25,209
276 ($340)$82$258$24,951
Year 24 - 277 ($340)$81$259$24,692
278 ($340)$80$260$24,432
279 ($340)$80$260$24,172
280 ($340)$79$261$23,911
281 ($340)$78$262$23,649
282 ($340)$77$263$23,386
283 ($340)$76$264$23,122
284 ($340)$75$265$22,857
285 ($340)$74$266$22,592
286 ($340)$74$266$22,325
287 ($340)$73$267$22,058
288 ($340)$72$268$21,790
Year 25 - 289 ($340)$71$269$21,521
290 ($340)$70$270$21,251
291 ($340)$69$271$20,980
292 ($340)$68$272$20,709
293 ($340)$67$273$20,436
294 ($340)$67$273$20,163
295 ($340)$66$274$19,888
296 ($340)$65$275$19,613
297 ($340)$64$276$19,337
298 ($340)$63$277$19,060
299 ($340)$62$278$18,782
300 ($340)$61$279$18,503
Year 26 - 301 ($340)$60$280$18,223
302 ($340)$59$281$17,943
303 ($340)$58$282$17,661
304 ($340)$58$282$17,379
305 ($340)$57$283$17,095
306 ($340)$56$284$16,811
307 ($340)$55$285$16,526
308 ($340)$54$286$16,240
309 ($340)$53$287$15,953
310 ($340)$52$288$15,665
311 ($340)$51$289$15,376
312 ($340)$50$290$15,086
Year 27 - 313 ($340)$49$291$14,795
314 ($340)$48$292$14,503
315 ($340)$47$293$14,210
316 ($340)$46$294$13,917
317 ($340)$45$295$13,622
318 ($340)$44$296$13,326
319 ($340)$43$297$13,030
320 ($340)$42$298$12,732
321 ($340)$41$299$12,434
322 ($340)$41$300$12,134
323 ($340)$40$300$11,834
324 ($340)$39$301$11,532
Year 28 - 325 ($340)$38$302$11,230
326 ($340)$37$303$10,926
327 ($340)$36$304$10,622
328 ($340)$35$305$10,316
329 ($340)$34$306$10,010
330 ($340)$33$307$9,703
331 ($340)$32$308$9,394
332 ($340)$31$309$9,085
333 ($340)$30$310$8,774
334 ($340)$29$311$8,463
335 ($340)$28$312$8,151
336 ($340)$27$313$7,837
Year 29 - 337 ($340)$26$314$7,523
338 ($340)$25$316$7,207
339 ($340)$23$317$6,891
340 ($340)$22$318$6,573
341 ($340)$21$319$6,254
342 ($340)$20$320$5,935
343 ($340)$19$321$5,614
344 ($340)$18$322$5,292
345 ($340)$17$323$4,970
346 ($340)$16$324$4,646
347 ($340)$15$325$4,321
348 ($340)$14$326$3,995
Year 30 - 349 ($340)$13$327$3,668
350 ($340)$12$328$3,340
351 ($340)$11$329$3,011
352 ($340)$10$330$2,681
353 ($340)$9$331$2,349
354 ($340)$8$332$2,017
355 ($340)$7$333$1,684
356 ($340)$5$335$1,349
357 ($340)$4$336$1,013
358 ($340)$3$337$677
359 ($340)$2$338$339
360 ($340)$1$339$0
TOTALS$50,405$72,000$122,405

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.