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Mortgage Payment Schedule for a $90,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of June 22, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($18,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.17% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$340 360 $50,256 $122,256

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $90,000
Down Payment $18,000$72,000
Year 1 - 1 ($340)$234$106$71,894
2 ($340)$234$106$71,788
3 ($340)$233$106$71,682
4 ($340)$233$107$71,576
5 ($340)$233$107$71,469
6 ($340)$232$107$71,361
7 ($340)$232$108$71,254
8 ($340)$232$108$71,146
9 ($340)$231$108$71,037
10 ($340)$231$109$70,928
11 ($340)$231$109$70,819
12 ($340)$230$109$70,710
Year 2 - 13 ($340)$230$110$70,600
14 ($340)$229$110$70,490
15 ($340)$229$111$70,379
16 ($340)$229$111$70,269
17 ($340)$228$111$70,157
18 ($340)$228$112$70,046
19 ($340)$228$112$69,934
20 ($340)$227$112$69,821
21 ($340)$227$113$69,709
22 ($340)$227$113$69,596
23 ($340)$226$113$69,482
24 ($340)$226$114$69,369
Year 3 - 25 ($340)$225$114$69,254
26 ($340)$225$115$69,140
27 ($340)$225$115$69,025
28 ($340)$224$115$68,910
29 ($340)$224$116$68,794
30 ($340)$224$116$68,678
31 ($340)$223$116$68,562
32 ($340)$223$117$68,445
33 ($340)$222$117$68,328
34 ($340)$222$118$68,210
35 ($340)$222$118$68,092
36 ($340)$221$118$67,974
Year 4 - 37 ($340)$221$119$67,855
38 ($340)$221$119$67,736
39 ($340)$220$119$67,617
40 ($340)$220$120$67,497
41 ($340)$219$120$67,377
42 ($340)$219$121$67,256
43 ($340)$219$121$67,135
44 ($340)$218$121$67,014
45 ($340)$218$122$66,892
46 ($340)$217$122$66,770
47 ($340)$217$123$66,647
48 ($340)$217$123$66,524
Year 5 - 49 ($340)$216$123$66,401
50 ($340)$216$124$66,277
51 ($340)$215$124$66,153
52 ($340)$215$125$66,028
53 ($340)$215$125$65,903
54 ($340)$214$125$65,778
55 ($340)$214$126$65,652
56 ($340)$213$126$65,526
57 ($340)$213$127$65,399
58 ($340)$213$127$65,272
59 ($340)$212$127$65,144
60 ($340)$212$128$65,016
Year 6 - 61 ($340)$211$128$64,888
62 ($340)$211$129$64,759
63 ($340)$210$129$64,630
64 ($340)$210$130$64,501
65 ($340)$210$130$64,371
66 ($340)$209$130$64,240
67 ($340)$209$131$64,110
68 ($340)$208$131$63,978
69 ($340)$208$132$63,847
70 ($340)$208$132$63,715
71 ($340)$207$133$63,582
72 ($340)$207$133$63,449
Year 7 - 73 ($340)$206$133$63,316
74 ($340)$206$134$63,182
75 ($340)$205$134$63,048
76 ($340)$205$135$62,913
77 ($340)$204$135$62,778
78 ($340)$204$136$62,642
79 ($340)$204$136$62,506
80 ($340)$203$136$62,370
81 ($340)$203$137$62,233
82 ($340)$202$137$62,095
83 ($340)$202$138$61,958
84 ($340)$201$138$61,819
Year 8 - 85 ($340)$201$139$61,681
86 ($340)$200$139$61,542
87 ($340)$200$140$61,402
88 ($340)$200$140$61,262
89 ($340)$199$140$61,121
90 ($340)$199$141$60,981
91 ($340)$198$141$60,839
92 ($340)$198$142$60,697
93 ($340)$197$142$60,555
94 ($340)$197$143$60,412
95 ($340)$196$143$60,269
96 ($340)$196$144$60,125
Year 9 - 97 ($340)$195$144$59,981
98 ($340)$195$145$59,836
99 ($340)$194$145$59,691
100 ($340)$194$146$59,546
101 ($340)$194$146$59,399
102 ($340)$193$147$59,253
103 ($340)$193$147$59,106
104 ($340)$192$148$58,958
105 ($340)$192$148$58,810
106 ($340)$191$148$58,662
107 ($340)$191$149$58,513
108 ($340)$190$149$58,364
Year 10 - 109 ($340)$190$150$58,214
110 ($340)$189$150$58,063
111 ($340)$189$151$57,912
112 ($340)$188$151$57,761
113 ($340)$188$152$57,609
114 ($340)$187$152$57,457
115 ($340)$187$153$57,304
116 ($340)$186$153$57,150
117 ($340)$186$154$56,997
118 ($340)$185$154$56,842
119 ($340)$185$155$56,687
120 ($340)$184$155$56,532
Year 11 - 121 ($340)$184$156$56,376
122 ($340)$183$156$56,220
123 ($340)$183$157$56,063
124 ($340)$182$157$55,905
125 ($340)$182$158$55,748
126 ($340)$181$158$55,589
127 ($340)$181$159$55,430
128 ($340)$180$159$55,271
129 ($340)$180$160$55,111
130 ($340)$179$160$54,950
131 ($340)$179$161$54,789
132 ($340)$178$162$54,628
Year 12 - 133 ($340)$178$162$54,466
134 ($340)$177$163$54,303
135 ($340)$176$163$54,140
136 ($340)$176$164$53,976
137 ($340)$175$164$53,812
138 ($340)$175$165$53,647
139 ($340)$174$165$53,482
140 ($340)$174$166$53,316
141 ($340)$173$166$53,150
142 ($340)$173$167$52,983
143 ($340)$172$167$52,816
144 ($340)$172$168$52,648
Year 13 - 145 ($340)$171$168$52,479
146 ($340)$171$169$52,310
147 ($340)$170$170$52,141
148 ($340)$169$170$51,971
149 ($340)$169$171$51,800
150 ($340)$168$171$51,629
151 ($340)$168$172$51,457
152 ($340)$167$172$51,284
153 ($340)$167$173$51,112
154 ($340)$166$173$50,938
155 ($340)$166$174$50,764
156 ($340)$165$175$50,589
Year 14 - 157 ($340)$164$175$50,414
158 ($340)$164$176$50,238
159 ($340)$163$176$50,062
160 ($340)$163$177$49,885
161 ($340)$162$177$49,708
162 ($340)$162$178$49,530
163 ($340)$161$179$49,351
164 ($340)$160$179$49,172
165 ($340)$160$180$48,992
166 ($340)$159$180$48,812
167 ($340)$159$181$48,631
168 ($340)$158$182$48,449
Year 15 - 169 ($340)$157$182$48,267
170 ($340)$157$183$48,084
171 ($340)$156$183$47,901
172 ($340)$156$184$47,717
173 ($340)$155$185$47,532
174 ($340)$154$185$47,347
175 ($340)$154$186$47,162
176 ($340)$153$186$46,975
177 ($340)$153$187$46,788
178 ($340)$152$188$46,601
179 ($340)$151$188$46,413
180 ($340)$151$189$46,224
Year 16 - 181 ($340)$150$189$46,035
182 ($340)$150$190$45,845
183 ($340)$149$191$45,654
184 ($340)$148$191$45,463
185 ($340)$148$192$45,271
186 ($340)$147$192$45,078
187 ($340)$147$193$44,885
188 ($340)$146$194$44,692
189 ($340)$145$194$44,497
190 ($340)$145$195$44,302
191 ($340)$144$196$44,107
192 ($340)$143$196$43,910
Year 17 - 193 ($340)$143$197$43,713
194 ($340)$142$198$43,516
195 ($340)$141$198$43,318
196 ($340)$141$199$43,119
197 ($340)$140$199$42,920
198 ($340)$139$200$42,719
199 ($340)$139$201$42,519
200 ($340)$138$201$42,317
201 ($340)$138$202$42,115
202 ($340)$137$203$41,912
203 ($340)$136$203$41,709
204 ($340)$136$204$41,505
Year 18 - 205 ($340)$135$205$41,300
206 ($340)$134$205$41,095
207 ($340)$134$206$40,889
208 ($340)$133$207$40,682
209 ($340)$132$207$40,475
210 ($340)$132$208$40,267
211 ($340)$131$209$40,058
212 ($340)$130$209$39,849
213 ($340)$130$210$39,638
214 ($340)$129$211$39,428
215 ($340)$128$211$39,216
216 ($340)$127$212$39,004
Year 19 - 217 ($340)$127$213$38,791
218 ($340)$126$214$38,578
219 ($340)$125$214$38,363
220 ($340)$125$215$38,149
221 ($340)$124$216$37,933
222 ($340)$123$216$37,717
223 ($340)$123$217$37,500
224 ($340)$122$218$37,282
225 ($340)$121$218$37,063
226 ($340)$120$219$36,844
227 ($340)$120$220$36,624
228 ($340)$119$221$36,404
Year 20 - 229 ($340)$118$221$36,183
230 ($340)$118$222$35,961
231 ($340)$117$223$35,738
232 ($340)$116$223$35,514
233 ($340)$115$224$35,290
234 ($340)$115$225$35,065
235 ($340)$114$226$34,840
236 ($340)$113$226$34,613
237 ($340)$112$227$34,386
238 ($340)$112$228$34,158
239 ($340)$111$229$33,930
240 ($340)$110$229$33,700
Year 21 - 241 ($340)$110$230$33,470
242 ($340)$109$231$33,240
243 ($340)$108$232$33,008
244 ($340)$107$232$32,776
245 ($340)$107$233$32,543
246 ($340)$106$234$32,309
247 ($340)$105$235$32,074
248 ($340)$104$235$31,839
249 ($340)$103$236$31,603
250 ($340)$103$237$31,366
251 ($340)$102$238$31,128
252 ($340)$101$238$30,890
Year 22 - 253 ($340)$100$239$30,650
254 ($340)$100$240$30,410
255 ($340)$99$241$30,170
256 ($340)$98$242$29,928
257 ($340)$97$242$29,686
258 ($340)$96$243$29,443
259 ($340)$96$244$29,199
260 ($340)$95$245$28,954
261 ($340)$94$246$28,709
262 ($340)$93$246$28,462
263 ($340)$93$247$28,215
264 ($340)$92$248$27,967
Year 23 - 265 ($340)$91$249$27,719
266 ($340)$90$250$27,469
267 ($340)$89$250$27,219
268 ($340)$88$251$26,968
269 ($340)$88$252$26,716
270 ($340)$87$253$26,463
271 ($340)$86$254$26,209
272 ($340)$85$254$25,955
273 ($340)$84$255$25,700
274 ($340)$84$256$25,443
275 ($340)$83$257$25,187
276 ($340)$82$258$24,929
Year 24 - 277 ($340)$81$259$24,670
278 ($340)$80$259$24,411
279 ($340)$79$260$24,151
280 ($340)$78$261$23,889
281 ($340)$78$262$23,627
282 ($340)$77$263$23,365
283 ($340)$76$264$23,101
284 ($340)$75$265$22,836
285 ($340)$74$265$22,571
286 ($340)$73$266$22,305
287 ($340)$72$267$22,038
288 ($340)$72$268$21,770
Year 25 - 289 ($340)$71$269$21,501
290 ($340)$70$270$21,231
291 ($340)$69$271$20,961
292 ($340)$68$271$20,689
293 ($340)$67$272$20,417
294 ($340)$66$273$20,144
295 ($340)$65$274$19,869
296 ($340)$65$275$19,594
297 ($340)$64$276$19,318
298 ($340)$63$277$19,042
299 ($340)$62$278$18,764
300 ($340)$61$279$18,485
Year 26 - 301 ($340)$60$280$18,206
302 ($340)$59$280$17,925
303 ($340)$58$281$17,644
304 ($340)$57$282$17,362
305 ($340)$56$283$17,079
306 ($340)$56$284$16,794
307 ($340)$55$285$16,509
308 ($340)$54$286$16,223
309 ($340)$53$287$15,937
310 ($340)$52$288$15,649
311 ($340)$51$289$15,360
312 ($340)$50$290$15,070
Year 27 - 313 ($340)$49$291$14,780
314 ($340)$48$292$14,488
315 ($340)$47$293$14,196
316 ($340)$46$293$13,902
317 ($340)$45$294$13,608
318 ($340)$44$295$13,312
319 ($340)$43$296$13,016
320 ($340)$42$297$12,719
321 ($340)$41$298$12,421
322 ($340)$40$299$12,121
323 ($340)$39$300$11,821
324 ($340)$38$301$11,520
Year 28 - 325 ($340)$37$302$11,218
326 ($340)$36$303$10,915
327 ($340)$35$304$10,610
328 ($340)$34$305$10,305
329 ($340)$33$306$9,999
330 ($340)$32$307$9,692
331 ($340)$31$308$9,384
332 ($340)$30$309$9,075
333 ($340)$29$310$8,765
334 ($340)$28$311$8,454
335 ($340)$27$312$8,142
336 ($340)$26$313$7,828
Year 29 - 337 ($340)$25$314$7,514
338 ($340)$24$315$7,199
339 ($340)$23$316$6,883
340 ($340)$22$317$6,566
341 ($340)$21$318$6,247
342 ($340)$20$319$5,928
343 ($340)$19$320$5,608
344 ($340)$18$321$5,286
345 ($340)$17$322$4,964
346 ($340)$16$323$4,641
347 ($340)$15$325$4,316
348 ($340)$14$326$3,990
Year 30 - 349 ($340)$13$327$3,664
350 ($340)$12$328$3,336
351 ($340)$11$329$3,007
352 ($340)$10$330$2,678
353 ($340)$9$331$2,347
354 ($340)$8$332$2,015
355 ($340)$7$333$1,682
356 ($340)$5$334$1,347
357 ($340)$4$335$1,012
358 ($340)$3$336$676
359 ($340)$2$337$339
360 ($340)$1$339$0
TOTALS$50,256$72,000$122,256

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.