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Mortgage Payment Schedule for a $90,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($18,000) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$360 360 $57,491 $129,491

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $90,000
Down Payment $18,000$72,000
Year 1 - 1 ($360)$263$97$71,903
2 ($360)$262$97$71,806
3 ($360)$262$98$71,708
4 ($360)$262$98$71,610
5 ($360)$261$98$71,512
6 ($360)$261$99$71,413
7 ($360)$261$99$71,314
8 ($360)$260$99$71,215
9 ($360)$260$100$71,115
10 ($360)$260$100$71,015
11 ($360)$259$100$70,914
12 ($360)$259$101$70,814
Year 2 - 13 ($360)$258$101$70,712
14 ($360)$258$102$70,611
15 ($360)$258$102$70,509
16 ($360)$257$102$70,406
17 ($360)$257$103$70,304
18 ($360)$257$103$70,201
19 ($360)$256$103$70,097
20 ($360)$256$104$69,993
21 ($360)$255$104$69,889
22 ($360)$255$105$69,785
23 ($360)$255$105$69,680
24 ($360)$254$105$69,574
Year 3 - 25 ($360)$254$106$69,468
26 ($360)$254$106$69,362
27 ($360)$253$107$69,256
28 ($360)$253$107$69,149
29 ($360)$252$107$69,042
30 ($360)$252$108$68,934
31 ($360)$252$108$68,826
32 ($360)$251$108$68,717
33 ($360)$251$109$68,608
34 ($360)$250$109$68,499
35 ($360)$250$110$68,389
36 ($360)$250$110$68,279
Year 4 - 37 ($360)$249$110$68,169
38 ($360)$249$111$68,058
39 ($360)$248$111$67,947
40 ($360)$248$112$67,835
41 ($360)$248$112$67,723
42 ($360)$247$113$67,610
43 ($360)$247$113$67,497
44 ($360)$246$113$67,384
45 ($360)$246$114$67,270
46 ($360)$246$114$67,156
47 ($360)$245$115$67,042
48 ($360)$245$115$66,927
Year 5 - 49 ($360)$244$115$66,811
50 ($360)$244$116$66,695
51 ($360)$243$116$66,579
52 ($360)$243$117$66,462
53 ($360)$243$117$66,345
54 ($360)$242$118$66,228
55 ($360)$242$118$66,110
56 ($360)$241$118$65,991
57 ($360)$241$119$65,873
58 ($360)$240$119$65,753
59 ($360)$240$120$65,634
60 ($360)$240$120$65,514
Year 6 - 61 ($360)$239$121$65,393
62 ($360)$239$121$65,272
63 ($360)$238$121$65,151
64 ($360)$238$122$65,029
65 ($360)$237$122$64,906
66 ($360)$237$123$64,783
67 ($360)$236$123$64,660
68 ($360)$236$124$64,537
69 ($360)$236$124$64,412
70 ($360)$235$125$64,288
71 ($360)$235$125$64,163
72 ($360)$234$126$64,037
Year 7 - 73 ($360)$234$126$63,911
74 ($360)$233$126$63,785
75 ($360)$233$127$63,658
76 ($360)$232$127$63,531
77 ($360)$232$128$63,403
78 ($360)$231$128$63,275
79 ($360)$231$129$63,146
80 ($360)$230$129$63,017
81 ($360)$230$130$62,887
82 ($360)$230$130$62,757
83 ($360)$229$131$62,626
84 ($360)$229$131$62,495
Year 8 - 85 ($360)$228$132$62,363
86 ($360)$228$132$62,231
87 ($360)$227$133$62,099
88 ($360)$227$133$61,966
89 ($360)$226$134$61,832
90 ($360)$226$134$61,698
91 ($360)$225$134$61,564
92 ($360)$225$135$61,429
93 ($360)$224$135$61,293
94 ($360)$224$136$61,157
95 ($360)$223$136$61,021
96 ($360)$223$137$60,884
Year 9 - 97 ($360)$222$137$60,746
98 ($360)$222$138$60,608
99 ($360)$221$138$60,470
100 ($360)$221$139$60,331
101 ($360)$220$139$60,191
102 ($360)$220$140$60,051
103 ($360)$219$141$59,911
104 ($360)$219$141$59,770
105 ($360)$218$142$59,628
106 ($360)$218$142$59,486
107 ($360)$217$143$59,344
108 ($360)$217$143$59,201
Year 10 - 109 ($360)$216$144$59,057
110 ($360)$216$144$58,913
111 ($360)$215$145$58,768
112 ($360)$215$145$58,623
113 ($360)$214$146$58,477
114 ($360)$213$146$58,331
115 ($360)$213$147$58,184
116 ($360)$212$147$58,037
117 ($360)$212$148$57,889
118 ($360)$211$148$57,741
119 ($360)$211$149$57,592
120 ($360)$210$149$57,442
Year 11 - 121 ($360)$210$150$57,292
122 ($360)$209$151$57,142
123 ($360)$209$151$56,991
124 ($360)$208$152$56,839
125 ($360)$207$152$56,687
126 ($360)$207$153$56,534
127 ($360)$206$153$56,380
128 ($360)$206$154$56,227
129 ($360)$205$154$56,072
130 ($360)$205$155$55,917
131 ($360)$204$156$55,761
132 ($360)$204$156$55,605
Year 12 - 133 ($360)$203$157$55,449
134 ($360)$202$157$55,291
135 ($360)$202$158$55,133
136 ($360)$201$158$54,975
137 ($360)$201$159$54,816
138 ($360)$200$160$54,656
139 ($360)$199$160$54,496
140 ($360)$199$161$54,335
141 ($360)$198$161$54,174
142 ($360)$198$162$54,012
143 ($360)$197$163$53,849
144 ($360)$197$163$53,686
Year 13 - 145 ($360)$196$164$53,522
146 ($360)$195$164$53,358
147 ($360)$195$165$53,193
148 ($360)$194$166$53,028
149 ($360)$194$166$52,861
150 ($360)$193$167$52,695
151 ($360)$192$167$52,527
152 ($360)$192$168$52,359
153 ($360)$191$169$52,191
154 ($360)$190$169$52,022
155 ($360)$190$170$51,852
156 ($360)$189$170$51,681
Year 14 - 157 ($360)$189$171$51,510
158 ($360)$188$172$51,339
159 ($360)$187$172$51,166
160 ($360)$187$173$50,993
161 ($360)$186$174$50,820
162 ($360)$185$174$50,646
163 ($360)$185$175$50,471
164 ($360)$184$175$50,295
165 ($360)$184$176$50,119
166 ($360)$183$177$49,942
167 ($360)$182$177$49,765
168 ($360)$182$178$49,587
Year 15 - 169 ($360)$181$179$49,408
170 ($360)$180$179$49,229
171 ($360)$180$180$49,049
172 ($360)$179$181$48,868
173 ($360)$178$181$48,687
174 ($360)$178$182$48,505
175 ($360)$177$183$48,322
176 ($360)$176$183$48,139
177 ($360)$176$184$47,955
178 ($360)$175$185$47,770
179 ($360)$174$185$47,585
180 ($360)$174$186$47,399
Year 16 - 181 ($360)$173$187$47,212
182 ($360)$172$187$47,025
183 ($360)$172$188$46,837
184 ($360)$171$189$46,648
185 ($360)$170$189$46,459
186 ($360)$170$190$46,268
187 ($360)$169$191$46,078
188 ($360)$168$192$45,886
189 ($360)$167$192$45,694
190 ($360)$167$193$45,501
191 ($360)$166$194$45,307
192 ($360)$165$194$45,113
Year 17 - 193 ($360)$165$195$44,918
194 ($360)$164$196$44,722
195 ($360)$163$196$44,526
196 ($360)$163$197$44,329
197 ($360)$162$198$44,131
198 ($360)$161$199$43,932
199 ($360)$160$199$43,733
200 ($360)$160$200$43,533
201 ($360)$159$201$43,332
202 ($360)$158$202$43,130
203 ($360)$157$202$42,928
204 ($360)$157$203$42,725
Year 18 - 205 ($360)$156$204$42,521
206 ($360)$155$204$42,317
207 ($360)$154$205$42,112
208 ($360)$154$206$41,906
209 ($360)$153$207$41,699
210 ($360)$152$207$41,491
211 ($360)$151$208$41,283
212 ($360)$151$209$41,074
213 ($360)$150$210$40,864
214 ($360)$149$211$40,654
215 ($360)$148$211$40,442
216 ($360)$148$212$40,230
Year 19 - 217 ($360)$147$213$40,017
218 ($360)$146$214$39,804
219 ($360)$145$214$39,589
220 ($360)$145$215$39,374
221 ($360)$144$216$39,158
222 ($360)$143$217$38,941
223 ($360)$142$218$38,724
224 ($360)$141$218$38,506
225 ($360)$141$219$38,286
226 ($360)$140$220$38,066
227 ($360)$139$221$37,846
228 ($360)$138$222$37,624
Year 20 - 229 ($360)$137$222$37,402
230 ($360)$137$223$37,179
231 ($360)$136$224$36,955
232 ($360)$135$225$36,730
233 ($360)$134$226$36,504
234 ($360)$133$226$36,278
235 ($360)$132$227$36,050
236 ($360)$132$228$35,822
237 ($360)$131$229$35,593
238 ($360)$130$230$35,364
239 ($360)$129$231$35,133
240 ($360)$128$231$34,901
Year 21 - 241 ($360)$127$232$34,669
242 ($360)$127$233$34,436
243 ($360)$126$234$34,202
244 ($360)$125$235$33,967
245 ($360)$124$236$33,731
246 ($360)$123$237$33,495
247 ($360)$122$237$33,257
248 ($360)$121$238$33,019
249 ($360)$121$239$32,780
250 ($360)$120$240$32,540
251 ($360)$119$241$32,299
252 ($360)$118$242$32,057
Year 22 - 253 ($360)$117$243$31,814
254 ($360)$116$244$31,571
255 ($360)$115$244$31,326
256 ($360)$114$245$31,081
257 ($360)$113$246$30,835
258 ($360)$113$247$30,588
259 ($360)$112$248$30,340
260 ($360)$111$249$30,091
261 ($360)$110$250$29,841
262 ($360)$109$251$29,590
263 ($360)$108$252$29,338
264 ($360)$107$253$29,086
Year 23 - 265 ($360)$106$254$28,832
266 ($360)$105$254$28,578
267 ($360)$104$255$28,322
268 ($360)$103$256$28,066
269 ($360)$102$257$27,809
270 ($360)$102$258$27,551
271 ($360)$101$259$27,291
272 ($360)$100$260$27,031
273 ($360)$99$261$26,770
274 ($360)$98$262$26,508
275 ($360)$97$263$26,245
276 ($360)$96$264$25,981
Year 24 - 277 ($360)$95$265$25,717
278 ($360)$94$266$25,451
279 ($360)$93$267$25,184
280 ($360)$92$268$24,916
281 ($360)$91$269$24,647
282 ($360)$90$270$24,378
283 ($360)$89$271$24,107
284 ($360)$88$272$23,835
285 ($360)$87$273$23,563
286 ($360)$86$274$23,289
287 ($360)$85$275$23,014
288 ($360)$84$276$22,738
Year 25 - 289 ($360)$83$277$22,462
290 ($360)$82$278$22,184
291 ($360)$81$279$21,905
292 ($360)$80$280$21,626
293 ($360)$79$281$21,345
294 ($360)$78$282$21,063
295 ($360)$77$283$20,780
296 ($360)$76$284$20,496
297 ($360)$75$285$20,211
298 ($360)$74$286$19,926
299 ($360)$73$287$19,639
300 ($360)$72$288$19,351
Year 26 - 301 ($360)$71$289$19,061
302 ($360)$70$290$18,771
303 ($360)$69$291$18,480
304 ($360)$67$292$18,188
305 ($360)$66$293$17,895
306 ($360)$65$294$17,600
307 ($360)$64$295$17,305
308 ($360)$63$297$17,008
309 ($360)$62$298$16,711
310 ($360)$61$299$16,412
311 ($360)$60$300$16,112
312 ($360)$59$301$15,811
Year 27 - 313 ($360)$58$302$15,509
314 ($360)$57$303$15,206
315 ($360)$56$304$14,902
316 ($360)$54$305$14,597
317 ($360)$53$306$14,290
318 ($360)$52$308$13,983
319 ($360)$51$309$13,674
320 ($360)$50$310$13,364
321 ($360)$49$311$13,053
322 ($360)$48$312$12,741
323 ($360)$47$313$12,428
324 ($360)$45$314$12,114
Year 28 - 325 ($360)$44$315$11,798
326 ($360)$43$317$11,482
327 ($360)$42$318$11,164
328 ($360)$41$319$10,845
329 ($360)$40$320$10,525
330 ($360)$38$321$10,204
331 ($360)$37$322$9,881
332 ($360)$36$324$9,557
333 ($360)$35$325$9,233
334 ($360)$34$326$8,907
335 ($360)$33$327$8,579
336 ($360)$31$328$8,251
Year 29 - 337 ($360)$30$330$7,921
338 ($360)$29$331$7,591
339 ($360)$28$332$7,259
340 ($360)$26$333$6,925
341 ($360)$25$334$6,591
342 ($360)$24$336$6,255
343 ($360)$23$337$5,919
344 ($360)$22$338$5,580
345 ($360)$20$339$5,241
346 ($360)$19$341$4,901
347 ($360)$18$342$4,559
348 ($360)$17$343$4,216
Year 30 - 349 ($360)$15$344$3,871
350 ($360)$14$346$3,526
351 ($360)$13$347$3,179
352 ($360)$12$348$2,831
353 ($360)$10$349$2,482
354 ($360)$9$351$2,131
355 ($360)$8$352$1,779
356 ($360)$6$353$1,426
357 ($360)$5$354$1,071
358 ($360)$4$356$715
359 ($360)$3$357$358
360 ($360)$1$358$0
TOTALS$57,491$72,000$129,491

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.