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Mortgage Payment Schedule for a $90,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of August 17, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($18,000) may require pre-mortgage insurance


3.89% is current rate for 30-year fixed
3.16% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$339 360 $50,108 $122,108

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $90,000
Down Payment $18,000$72,000
Year 1 - 1 ($339)$233$106$71,894
2 ($339)$233$106$71,788
3 ($339)$233$106$71,682
4 ($339)$232$107$71,575
5 ($339)$232$107$71,468
6 ($339)$232$108$71,360
7 ($339)$231$108$71,252
8 ($339)$231$108$71,144
9 ($339)$231$109$71,035
10 ($339)$230$109$70,927
11 ($339)$230$109$70,817
12 ($339)$230$110$70,708
Year 2 - 13 ($339)$229$110$70,598
14 ($339)$229$110$70,487
15 ($339)$228$111$70,377
16 ($339)$228$111$70,266
17 ($339)$228$111$70,154
18 ($339)$227$112$70,042
19 ($339)$227$112$69,930
20 ($339)$227$112$69,818
21 ($339)$226$113$69,705
22 ($339)$226$113$69,592
23 ($339)$226$114$69,478
24 ($339)$225$114$69,364
Year 3 - 25 ($339)$225$114$69,250
26 ($339)$224$115$69,135
27 ($339)$224$115$69,020
28 ($339)$224$115$68,905
29 ($339)$223$116$68,789
30 ($339)$223$116$68,673
31 ($339)$223$117$68,556
32 ($339)$222$117$68,439
33 ($339)$222$117$68,322
34 ($339)$221$118$68,204
35 ($339)$221$118$68,086
36 ($339)$221$118$67,967
Year 4 - 37 ($339)$220$119$67,849
38 ($339)$220$119$67,729
39 ($339)$220$120$67,610
40 ($339)$219$120$67,490
41 ($339)$219$120$67,369
42 ($339)$218$121$67,248
43 ($339)$218$121$67,127
44 ($339)$218$122$67,006
45 ($339)$217$122$66,884
46 ($339)$217$122$66,761
47 ($339)$216$123$66,639
48 ($339)$216$123$66,515
Year 5 - 49 ($339)$216$124$66,392
50 ($339)$215$124$66,268
51 ($339)$215$124$66,143
52 ($339)$214$125$66,019
53 ($339)$214$125$65,894
54 ($339)$214$126$65,768
55 ($339)$213$126$65,642
56 ($339)$213$126$65,516
57 ($339)$212$127$65,389
58 ($339)$212$127$65,262
59 ($339)$212$128$65,134
60 ($339)$211$128$65,006
Year 6 - 61 ($339)$211$128$64,877
62 ($339)$210$129$64,748
63 ($339)$210$129$64,619
64 ($339)$209$130$64,489
65 ($339)$209$130$64,359
66 ($339)$209$131$64,229
67 ($339)$208$131$64,098
68 ($339)$208$131$63,966
69 ($339)$207$132$63,835
70 ($339)$207$132$63,702
71 ($339)$207$133$63,570
72 ($339)$206$133$63,436
Year 7 - 73 ($339)$206$134$63,303
74 ($339)$205$134$63,169
75 ($339)$205$134$63,035
76 ($339)$204$135$62,900
77 ($339)$204$135$62,764
78 ($339)$203$136$62,629
79 ($339)$203$136$62,493
80 ($339)$203$137$62,356
81 ($339)$202$137$62,219
82 ($339)$202$137$62,081
83 ($339)$201$138$61,943
84 ($339)$201$138$61,805
Year 8 - 85 ($339)$200$139$61,666
86 ($339)$200$139$61,527
87 ($339)$199$140$61,387
88 ($339)$199$140$61,247
89 ($339)$199$141$61,106
90 ($339)$198$141$60,965
91 ($339)$198$142$60,824
92 ($339)$197$142$60,682
93 ($339)$197$142$60,539
94 ($339)$196$143$60,396
95 ($339)$196$143$60,253
96 ($339)$195$144$60,109
Year 9 - 97 ($339)$195$144$59,965
98 ($339)$194$145$59,820
99 ($339)$194$145$59,675
100 ($339)$193$146$59,529
101 ($339)$193$146$59,383
102 ($339)$192$147$59,236
103 ($339)$192$147$59,089
104 ($339)$192$148$58,941
105 ($339)$191$148$58,793
106 ($339)$191$149$58,644
107 ($339)$190$149$58,495
108 ($339)$190$150$58,346
Year 10 - 109 ($339)$189$150$58,196
110 ($339)$189$151$58,045
111 ($339)$188$151$57,894
112 ($339)$188$152$57,743
113 ($339)$187$152$57,591
114 ($339)$187$152$57,438
115 ($339)$186$153$57,285
116 ($339)$186$153$57,132
117 ($339)$185$154$56,978
118 ($339)$185$154$56,823
119 ($339)$184$155$56,668
120 ($339)$184$155$56,513
Year 11 - 121 ($339)$183$156$56,357
122 ($339)$183$156$56,200
123 ($339)$182$157$56,043
124 ($339)$182$158$55,886
125 ($339)$181$158$55,728
126 ($339)$181$159$55,569
127 ($339)$180$159$55,410
128 ($339)$180$160$55,250
129 ($339)$179$160$55,090
130 ($339)$179$161$54,930
131 ($339)$178$161$54,769
132 ($339)$178$162$54,607
Year 12 - 133 ($339)$177$162$54,445
134 ($339)$176$163$54,282
135 ($339)$176$163$54,119
136 ($339)$175$164$53,955
137 ($339)$175$164$53,791
138 ($339)$174$165$53,626
139 ($339)$174$165$53,461
140 ($339)$173$166$53,295
141 ($339)$173$166$53,128
142 ($339)$172$167$52,961
143 ($339)$172$168$52,794
144 ($339)$171$168$52,626
Year 13 - 145 ($339)$171$169$52,457
146 ($339)$170$169$52,288
147 ($339)$170$170$52,118
148 ($339)$169$170$51,948
149 ($339)$168$171$51,777
150 ($339)$168$171$51,606
151 ($339)$167$172$51,434
152 ($339)$167$172$51,262
153 ($339)$166$173$51,089
154 ($339)$166$174$50,915
155 ($339)$165$174$50,741
156 ($339)$164$175$50,566
Year 14 - 157 ($339)$164$175$50,391
158 ($339)$163$176$50,215
159 ($339)$163$176$50,039
160 ($339)$162$177$49,862
161 ($339)$162$178$49,684
162 ($339)$161$178$49,506
163 ($339)$160$179$49,327
164 ($339)$160$179$49,148
165 ($339)$159$180$48,968
166 ($339)$159$180$48,788
167 ($339)$158$181$48,607
168 ($339)$158$182$48,425
Year 15 - 169 ($339)$157$182$48,243
170 ($339)$156$183$48,060
171 ($339)$156$183$47,877
172 ($339)$155$184$47,693
173 ($339)$155$185$47,508
174 ($339)$154$185$47,323
175 ($339)$153$186$47,137
176 ($339)$153$186$46,951
177 ($339)$152$187$46,764
178 ($339)$152$188$46,576
179 ($339)$151$188$46,388
180 ($339)$150$189$46,199
Year 16 - 181 ($339)$150$189$46,010
182 ($339)$149$190$45,820
183 ($339)$149$191$45,629
184 ($339)$148$191$45,438
185 ($339)$147$192$45,246
186 ($339)$147$193$45,053
187 ($339)$146$193$44,860
188 ($339)$145$194$44,666
189 ($339)$145$194$44,472
190 ($339)$144$195$44,277
191 ($339)$144$196$44,081
192 ($339)$143$196$43,885
Year 17 - 193 ($339)$142$197$43,688
194 ($339)$142$198$43,491
195 ($339)$141$198$43,292
196 ($339)$140$199$43,094
197 ($339)$140$199$42,894
198 ($339)$139$200$42,694
199 ($339)$138$201$42,493
200 ($339)$138$201$42,292
201 ($339)$137$202$42,090
202 ($339)$136$203$41,887
203 ($339)$136$203$41,683
204 ($339)$135$204$41,479
Year 18 - 205 ($339)$134$205$41,275
206 ($339)$134$205$41,069
207 ($339)$133$206$40,863
208 ($339)$132$207$40,656
209 ($339)$132$207$40,449
210 ($339)$131$208$40,241
211 ($339)$130$209$40,032
212 ($339)$130$209$39,823
213 ($339)$129$210$39,613
214 ($339)$128$211$39,402
215 ($339)$128$211$39,191
216 ($339)$127$212$38,978
Year 19 - 217 ($339)$126$213$38,766
218 ($339)$126$214$38,552
219 ($339)$125$214$38,338
220 ($339)$124$215$38,123
221 ($339)$124$216$37,907
222 ($339)$123$216$37,691
223 ($339)$122$217$37,474
224 ($339)$121$218$37,256
225 ($339)$121$218$37,038
226 ($339)$120$219$36,819
227 ($339)$119$220$36,599
228 ($339)$119$221$36,378
Year 20 - 229 ($339)$118$221$36,157
230 ($339)$117$222$35,935
231 ($339)$116$223$35,712
232 ($339)$116$223$35,489
233 ($339)$115$224$35,265
234 ($339)$114$225$35,040
235 ($339)$114$226$34,814
236 ($339)$113$226$34,588
237 ($339)$112$227$34,361
238 ($339)$111$228$34,133
239 ($339)$111$229$33,905
240 ($339)$110$229$33,675
Year 21 - 241 ($339)$109$230$33,445
242 ($339)$108$231$33,215
243 ($339)$108$232$32,983
244 ($339)$107$232$32,751
245 ($339)$106$233$32,518
246 ($339)$105$234$32,284
247 ($339)$105$235$32,049
248 ($339)$104$235$31,814
249 ($339)$103$236$31,578
250 ($339)$102$237$31,341
251 ($339)$102$238$31,104
252 ($339)$101$238$30,865
Year 22 - 253 ($339)$100$239$30,626
254 ($339)$99$240$30,386
255 ($339)$99$241$30,146
256 ($339)$98$241$29,904
257 ($339)$97$242$29,662
258 ($339)$96$243$29,419
259 ($339)$95$244$29,175
260 ($339)$95$245$28,930
261 ($339)$94$245$28,685
262 ($339)$93$246$28,439
263 ($339)$92$247$28,192
264 ($339)$91$248$27,944
Year 23 - 265 ($339)$91$249$27,695
266 ($339)$90$249$27,446
267 ($339)$89$250$27,196
268 ($339)$88$251$26,945
269 ($339)$87$252$26,693
270 ($339)$87$253$26,440
271 ($339)$86$253$26,187
272 ($339)$85$254$25,932
273 ($339)$84$255$25,677
274 ($339)$83$256$25,421
275 ($339)$82$257$25,165
276 ($339)$82$258$24,907
Year 24 - 277 ($339)$81$258$24,649
278 ($339)$80$259$24,389
279 ($339)$79$260$24,129
280 ($339)$78$261$23,868
281 ($339)$77$262$23,606
282 ($339)$77$263$23,344
283 ($339)$76$264$23,080
284 ($339)$75$264$22,816
285 ($339)$74$265$22,551
286 ($339)$73$266$22,284
287 ($339)$72$267$22,017
288 ($339)$71$268$21,750
Year 25 - 289 ($339)$71$269$21,481
290 ($339)$70$270$21,211
291 ($339)$69$270$20,941
292 ($339)$68$271$20,670
293 ($339)$67$272$20,398
294 ($339)$66$273$20,124
295 ($339)$65$274$19,851
296 ($339)$64$275$19,576
297 ($339)$63$276$19,300
298 ($339)$63$277$19,023
299 ($339)$62$278$18,746
300 ($339)$61$278$18,467
Year 26 - 301 ($339)$60$279$18,188
302 ($339)$59$280$17,908
303 ($339)$58$281$17,627
304 ($339)$57$282$17,345
305 ($339)$56$283$17,062
306 ($339)$55$284$16,778
307 ($339)$54$285$16,493
308 ($339)$53$286$16,207
309 ($339)$53$287$15,921
310 ($339)$52$288$15,633
311 ($339)$51$289$15,345
312 ($339)$50$289$15,055
Year 27 - 313 ($339)$49$290$14,765
314 ($339)$48$291$14,473
315 ($339)$47$292$14,181
316 ($339)$46$293$13,888
317 ($339)$45$294$13,594
318 ($339)$44$295$13,299
319 ($339)$43$296$13,003
320 ($339)$42$297$12,705
321 ($339)$41$298$12,407
322 ($339)$40$299$12,108
323 ($339)$39$300$11,809
324 ($339)$38$301$11,508
Year 28 - 325 ($339)$37$302$11,206
326 ($339)$36$303$10,903
327 ($339)$35$304$10,599
328 ($339)$34$305$10,294
329 ($339)$33$306$9,988
330 ($339)$32$307$9,682
331 ($339)$31$308$9,374
332 ($339)$30$309$9,065
333 ($339)$29$310$8,755
334 ($339)$28$311$8,444
335 ($339)$27$312$8,133
336 ($339)$26$313$7,820
Year 29 - 337 ($339)$25$314$7,506
338 ($339)$24$315$7,191
339 ($339)$23$316$6,875
340 ($339)$22$317$6,558
341 ($339)$21$318$6,240
342 ($339)$20$319$5,921
343 ($339)$19$320$5,601
344 ($339)$18$321$5,280
345 ($339)$17$322$4,958
346 ($339)$16$323$4,635
347 ($339)$15$324$4,311
348 ($339)$14$325$3,986
Year 30 - 349 ($339)$13$326$3,660
350 ($339)$12$327$3,332
351 ($339)$11$328$3,004
352 ($339)$10$329$2,674
353 ($339)$9$331$2,344
354 ($339)$8$332$2,012
355 ($339)$7$333$1,680
356 ($339)$5$334$1,346
357 ($339)$4$335$1,011
358 ($339)$3$336$675
359 ($339)$2$337$338
360 ($339)$1$338$0
TOTALS$50,108$72,000$122,108

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.