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Mortgage Payment Schedule for a $900,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($180,000) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,408 360 $507,023 $1,227,023

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $900,000
Down Payment $180,000$720,000
Year 1 - 1 ($3,408)$2,358$1,050$718,950
2 ($3,408)$2,355$1,054$717,896
3 ($3,408)$2,351$1,057$716,838
4 ($3,408)$2,348$1,061$715,778
5 ($3,408)$2,344$1,064$714,713
6 ($3,408)$2,341$1,068$713,646
7 ($3,408)$2,337$1,071$712,575
8 ($3,408)$2,334$1,075$711,500
9 ($3,408)$2,330$1,078$710,422
10 ($3,408)$2,327$1,082$709,340
11 ($3,408)$2,323$1,085$708,255
12 ($3,408)$2,320$1,089$707,166
Year 2 - 13 ($3,408)$2,316$1,092$706,073
14 ($3,408)$2,312$1,096$704,977
15 ($3,408)$2,309$1,100$703,878
16 ($3,408)$2,305$1,103$702,774
17 ($3,408)$2,302$1,107$701,668
18 ($3,408)$2,298$1,110$700,557
19 ($3,408)$2,294$1,114$699,443
20 ($3,408)$2,291$1,118$698,325
21 ($3,408)$2,287$1,121$697,204
22 ($3,408)$2,283$1,125$696,079
23 ($3,408)$2,280$1,129$694,950
24 ($3,408)$2,276$1,132$693,818
Year 3 - 25 ($3,408)$2,272$1,136$692,682
26 ($3,408)$2,269$1,140$691,542
27 ($3,408)$2,265$1,144$690,398
28 ($3,408)$2,261$1,147$689,251
29 ($3,408)$2,257$1,151$688,100
30 ($3,408)$2,254$1,155$686,945
31 ($3,408)$2,250$1,159$685,786
32 ($3,408)$2,246$1,162$684,624
33 ($3,408)$2,242$1,166$683,458
34 ($3,408)$2,238$1,170$682,287
35 ($3,408)$2,234$1,174$681,114
36 ($3,408)$2,231$1,178$679,936
Year 4 - 37 ($3,408)$2,227$1,182$678,754
38 ($3,408)$2,223$1,185$677,569
39 ($3,408)$2,219$1,189$676,379
40 ($3,408)$2,215$1,193$675,186
41 ($3,408)$2,211$1,197$673,989
42 ($3,408)$2,207$1,201$672,788
43 ($3,408)$2,203$1,205$671,583
44 ($3,408)$2,199$1,209$670,374
45 ($3,408)$2,195$1,213$669,161
46 ($3,408)$2,192$1,217$667,944
47 ($3,408)$2,188$1,221$666,723
48 ($3,408)$2,184$1,225$665,498
Year 5 - 49 ($3,408)$2,180$1,229$664,269
50 ($3,408)$2,175$1,233$663,036
51 ($3,408)$2,171$1,237$661,800
52 ($3,408)$2,167$1,241$660,559
53 ($3,408)$2,163$1,245$659,313
54 ($3,408)$2,159$1,249$658,064
55 ($3,408)$2,155$1,253$656,811
56 ($3,408)$2,151$1,257$655,554
57 ($3,408)$2,147$1,261$654,292
58 ($3,408)$2,143$1,266$653,027
59 ($3,408)$2,139$1,270$651,757
60 ($3,408)$2,135$1,274$650,483
Year 6 - 61 ($3,408)$2,130$1,278$649,205
62 ($3,408)$2,126$1,282$647,923
63 ($3,408)$2,122$1,286$646,636
64 ($3,408)$2,118$1,291$645,346
65 ($3,408)$2,114$1,295$644,051
66 ($3,408)$2,109$1,299$642,752
67 ($3,408)$2,105$1,303$641,448
68 ($3,408)$2,101$1,308$640,141
69 ($3,408)$2,096$1,312$638,829
70 ($3,408)$2,092$1,316$637,512
71 ($3,408)$2,088$1,321$636,192
72 ($3,408)$2,084$1,325$634,867
Year 7 - 73 ($3,408)$2,079$1,329$633,538
74 ($3,408)$2,075$1,334$632,204
75 ($3,408)$2,070$1,338$630,866
76 ($3,408)$2,066$1,342$629,524
77 ($3,408)$2,062$1,347$628,177
78 ($3,408)$2,057$1,351$626,826
79 ($3,408)$2,053$1,356$625,471
80 ($3,408)$2,048$1,360$624,111
81 ($3,408)$2,044$1,364$622,746
82 ($3,408)$2,039$1,369$621,377
83 ($3,408)$2,035$1,373$620,004
84 ($3,408)$2,031$1,378$618,626
Year 8 - 85 ($3,408)$2,026$1,382$617,244
86 ($3,408)$2,021$1,387$615,857
87 ($3,408)$2,017$1,391$614,465
88 ($3,408)$2,012$1,396$613,069
89 ($3,408)$2,008$1,401$611,669
90 ($3,408)$2,003$1,405$610,263
91 ($3,408)$1,999$1,410$608,854
92 ($3,408)$1,994$1,414$607,439
93 ($3,408)$1,989$1,419$606,020
94 ($3,408)$1,985$1,424$604,597
95 ($3,408)$1,980$1,428$603,168
96 ($3,408)$1,975$1,433$601,735
Year 9 - 97 ($3,408)$1,971$1,438$600,297
98 ($3,408)$1,966$1,442$598,855
99 ($3,408)$1,961$1,447$597,408
100 ($3,408)$1,957$1,452$595,956
101 ($3,408)$1,952$1,457$594,499
102 ($3,408)$1,947$1,461$593,038
103 ($3,408)$1,942$1,466$591,572
104 ($3,408)$1,937$1,471$590,101
105 ($3,408)$1,933$1,476$588,625
106 ($3,408)$1,928$1,481$587,144
107 ($3,408)$1,923$1,486$585,659
108 ($3,408)$1,918$1,490$584,168
Year 10 - 109 ($3,408)$1,913$1,495$582,673
110 ($3,408)$1,908$1,500$581,173
111 ($3,408)$1,903$1,505$579,668
112 ($3,408)$1,898$1,510$578,158
113 ($3,408)$1,893$1,515$576,643
114 ($3,408)$1,889$1,520$575,123
115 ($3,408)$1,884$1,525$573,598
116 ($3,408)$1,879$1,530$572,068
117 ($3,408)$1,874$1,535$570,534
118 ($3,408)$1,868$1,540$568,994
119 ($3,408)$1,863$1,545$567,449
120 ($3,408)$1,858$1,550$565,899
Year 11 - 121 ($3,408)$1,853$1,555$564,344
122 ($3,408)$1,848$1,560$562,783
123 ($3,408)$1,843$1,565$561,218
124 ($3,408)$1,838$1,570$559,648
125 ($3,408)$1,833$1,576$558,072
126 ($3,408)$1,828$1,581$556,491
127 ($3,408)$1,823$1,586$554,906
128 ($3,408)$1,817$1,591$553,315
129 ($3,408)$1,812$1,596$551,718
130 ($3,408)$1,807$1,602$550,117
131 ($3,408)$1,802$1,607$548,510
132 ($3,408)$1,796$1,612$546,898
Year 12 - 133 ($3,408)$1,791$1,617$545,281
134 ($3,408)$1,786$1,623$543,658
135 ($3,408)$1,780$1,628$542,030
136 ($3,408)$1,775$1,633$540,397
137 ($3,408)$1,770$1,639$538,758
138 ($3,408)$1,764$1,644$537,114
139 ($3,408)$1,759$1,649$535,465
140 ($3,408)$1,754$1,655$533,810
141 ($3,408)$1,748$1,660$532,150
142 ($3,408)$1,743$1,666$530,484
143 ($3,408)$1,737$1,671$528,813
144 ($3,408)$1,732$1,677$527,137
Year 13 - 145 ($3,408)$1,726$1,682$525,455
146 ($3,408)$1,721$1,688$523,767
147 ($3,408)$1,715$1,693$522,074
148 ($3,408)$1,710$1,699$520,376
149 ($3,408)$1,704$1,704$518,671
150 ($3,408)$1,699$1,710$516,962
151 ($3,408)$1,693$1,715$515,246
152 ($3,408)$1,687$1,721$513,525
153 ($3,408)$1,682$1,727$511,799
154 ($3,408)$1,676$1,732$510,067
155 ($3,408)$1,670$1,738$508,329
156 ($3,408)$1,665$1,744$506,585
Year 14 - 157 ($3,408)$1,659$1,749$504,836
158 ($3,408)$1,653$1,755$503,081
159 ($3,408)$1,648$1,761$501,320
160 ($3,408)$1,642$1,767$499,553
161 ($3,408)$1,636$1,772$497,781
162 ($3,408)$1,630$1,778$496,003
163 ($3,408)$1,624$1,784$494,219
164 ($3,408)$1,619$1,790$492,429
165 ($3,408)$1,613$1,796$490,633
166 ($3,408)$1,607$1,802$488,832
167 ($3,408)$1,601$1,807$487,024
168 ($3,408)$1,595$1,813$485,211
Year 15 - 169 ($3,408)$1,589$1,819$483,391
170 ($3,408)$1,583$1,825$481,566
171 ($3,408)$1,577$1,831$479,735
172 ($3,408)$1,571$1,837$477,898
173 ($3,408)$1,565$1,843$476,054
174 ($3,408)$1,559$1,849$474,205
175 ($3,408)$1,553$1,855$472,350
176 ($3,408)$1,547$1,861$470,488
177 ($3,408)$1,541$1,868$468,621
178 ($3,408)$1,535$1,874$466,747
179 ($3,408)$1,529$1,880$464,867
180 ($3,408)$1,522$1,886$462,981
Year 16 - 181 ($3,408)$1,516$1,892$461,089
182 ($3,408)$1,510$1,898$459,191
183 ($3,408)$1,504$1,905$457,286
184 ($3,408)$1,498$1,911$455,375
185 ($3,408)$1,491$1,917$453,458
186 ($3,408)$1,485$1,923$451,535
187 ($3,408)$1,479$1,930$449,605
188 ($3,408)$1,472$1,936$447,669
189 ($3,408)$1,466$1,942$445,727
190 ($3,408)$1,460$1,949$443,778
191 ($3,408)$1,453$1,955$441,823
192 ($3,408)$1,447$1,961$439,862
Year 17 - 193 ($3,408)$1,441$1,968$437,894
194 ($3,408)$1,434$1,974$435,920
195 ($3,408)$1,428$1,981$433,939
196 ($3,408)$1,421$1,987$431,952
197 ($3,408)$1,415$1,994$429,958
198 ($3,408)$1,408$2,000$427,958
199 ($3,408)$1,402$2,007$425,951
200 ($3,408)$1,395$2,013$423,938
201 ($3,408)$1,388$2,020$421,918
202 ($3,408)$1,382$2,027$419,891
203 ($3,408)$1,375$2,033$417,858
204 ($3,408)$1,368$2,040$415,818
Year 18 - 205 ($3,408)$1,362$2,047$413,771
206 ($3,408)$1,355$2,053$411,718
207 ($3,408)$1,348$2,060$409,658
208 ($3,408)$1,342$2,067$407,591
209 ($3,408)$1,335$2,074$405,518
210 ($3,408)$1,328$2,080$403,437
211 ($3,408)$1,321$2,087$401,350
212 ($3,408)$1,314$2,094$399,256
213 ($3,408)$1,308$2,101$397,155
214 ($3,408)$1,301$2,108$395,048
215 ($3,408)$1,294$2,115$392,933
216 ($3,408)$1,287$2,122$390,811
Year 19 - 217 ($3,408)$1,280$2,128$388,683
218 ($3,408)$1,273$2,135$386,548
219 ($3,408)$1,266$2,142$384,405
220 ($3,408)$1,259$2,149$382,256
221 ($3,408)$1,252$2,157$380,099
222 ($3,408)$1,245$2,164$377,935
223 ($3,408)$1,238$2,171$375,765
224 ($3,408)$1,231$2,178$373,587
225 ($3,408)$1,223$2,185$371,402
226 ($3,408)$1,216$2,192$369,210
227 ($3,408)$1,209$2,199$367,011
228 ($3,408)$1,202$2,206$364,804
Year 20 - 229 ($3,408)$1,195$2,214$362,591
230 ($3,408)$1,187$2,221$360,370
231 ($3,408)$1,180$2,228$358,142
232 ($3,408)$1,173$2,235$355,906
233 ($3,408)$1,166$2,243$353,663
234 ($3,408)$1,158$2,250$351,413
235 ($3,408)$1,151$2,258$349,156
236 ($3,408)$1,143$2,265$346,891
237 ($3,408)$1,136$2,272$344,618
238 ($3,408)$1,129$2,280$342,339
239 ($3,408)$1,121$2,287$340,051
240 ($3,408)$1,114$2,295$337,757
Year 21 - 241 ($3,408)$1,106$2,302$335,454
242 ($3,408)$1,099$2,310$333,145
243 ($3,408)$1,091$2,317$330,827
244 ($3,408)$1,083$2,325$328,502
245 ($3,408)$1,076$2,333$326,170
246 ($3,408)$1,068$2,340$323,830
247 ($3,408)$1,061$2,348$321,482
248 ($3,408)$1,053$2,356$319,126
249 ($3,408)$1,045$2,363$316,763
250 ($3,408)$1,037$2,371$314,392
251 ($3,408)$1,030$2,379$312,013
252 ($3,408)$1,022$2,387$309,627
Year 22 - 253 ($3,408)$1,014$2,394$307,232
254 ($3,408)$1,006$2,402$304,830
255 ($3,408)$998$2,410$302,420
256 ($3,408)$990$2,418$300,002
257 ($3,408)$983$2,426$297,576
258 ($3,408)$975$2,434$295,142
259 ($3,408)$967$2,442$292,701
260 ($3,408)$959$2,450$290,251
261 ($3,408)$951$2,458$287,793
262 ($3,408)$943$2,466$285,327
263 ($3,408)$934$2,474$282,853
264 ($3,408)$926$2,482$280,371
Year 23 - 265 ($3,408)$918$2,490$277,881
266 ($3,408)$910$2,498$275,383
267 ($3,408)$902$2,507$272,876
268 ($3,408)$894$2,515$270,361
269 ($3,408)$885$2,523$267,838
270 ($3,408)$877$2,531$265,307
271 ($3,408)$869$2,540$262,768
272 ($3,408)$861$2,548$260,220
273 ($3,408)$852$2,556$257,664
274 ($3,408)$844$2,565$255,099
275 ($3,408)$835$2,573$252,526
276 ($3,408)$827$2,581$249,945
Year 24 - 277 ($3,408)$819$2,590$247,355
278 ($3,408)$810$2,598$244,757
279 ($3,408)$802$2,607$242,150
280 ($3,408)$793$2,615$239,534
281 ($3,408)$784$2,624$236,910
282 ($3,408)$776$2,633$234,278
283 ($3,408)$767$2,641$231,637
284 ($3,408)$759$2,650$228,987
285 ($3,408)$750$2,658$226,329
286 ($3,408)$741$2,667$223,661
287 ($3,408)$732$2,676$220,985
288 ($3,408)$724$2,685$218,301
Year 25 - 289 ($3,408)$715$2,693$215,607
290 ($3,408)$706$2,702$212,905
291 ($3,408)$697$2,711$210,194
292 ($3,408)$688$2,720$207,474
293 ($3,408)$679$2,729$204,745
294 ($3,408)$671$2,738$202,007
295 ($3,408)$662$2,747$199,260
296 ($3,408)$653$2,756$196,504
297 ($3,408)$644$2,765$193,740
298 ($3,408)$634$2,774$190,966
299 ($3,408)$625$2,783$188,183
300 ($3,408)$616$2,792$185,391
Year 26 - 301 ($3,408)$607$2,801$182,589
302 ($3,408)$598$2,810$179,779
303 ($3,408)$589$2,820$176,959
304 ($3,408)$580$2,829$174,130
305 ($3,408)$570$2,838$171,292
306 ($3,408)$561$2,847$168,445
307 ($3,408)$552$2,857$165,588
308 ($3,408)$542$2,866$162,722
309 ($3,408)$533$2,875$159,847
310 ($3,408)$523$2,885$156,962
311 ($3,408)$514$2,894$154,067
312 ($3,408)$505$2,904$151,164
Year 27 - 313 ($3,408)$495$2,913$148,250
314 ($3,408)$486$2,923$145,327
315 ($3,408)$476$2,932$142,395
316 ($3,408)$466$2,942$139,453
317 ($3,408)$457$2,952$136,501
318 ($3,408)$447$2,961$133,540
319 ($3,408)$437$2,971$130,569
320 ($3,408)$428$2,981$127,588
321 ($3,408)$418$2,991$124,597
322 ($3,408)$408$3,000$121,597
323 ($3,408)$398$3,010$118,587
324 ($3,408)$388$3,020$115,567
Year 28 - 325 ($3,408)$378$3,030$112,537
326 ($3,408)$369$3,040$109,497
327 ($3,408)$359$3,050$106,447
328 ($3,408)$349$3,060$103,388
329 ($3,408)$339$3,070$100,318
330 ($3,408)$329$3,080$97,238
331 ($3,408)$318$3,090$94,148
332 ($3,408)$308$3,100$91,048
333 ($3,408)$298$3,110$87,938
334 ($3,408)$288$3,120$84,817
335 ($3,408)$278$3,131$81,687
336 ($3,408)$268$3,141$78,546
Year 29 - 337 ($3,408)$257$3,151$75,395
338 ($3,408)$247$3,161$72,233
339 ($3,408)$237$3,172$69,061
340 ($3,408)$226$3,182$65,879
341 ($3,408)$216$3,193$62,686
342 ($3,408)$205$3,203$59,483
343 ($3,408)$195$3,214$56,270
344 ($3,408)$184$3,224$53,046
345 ($3,408)$174$3,235$49,811
346 ($3,408)$163$3,245$46,566
347 ($3,408)$153$3,256$43,310
348 ($3,408)$142$3,267$40,043
Year 30 - 349 ($3,408)$131$3,277$36,766
350 ($3,408)$120$3,288$33,478
351 ($3,408)$110$3,299$30,179
352 ($3,408)$99$3,310$26,870
353 ($3,408)$88$3,320$23,549
354 ($3,408)$77$3,331$20,218
355 ($3,408)$66$3,342$16,876
356 ($3,408)$55$3,353$13,523
357 ($3,408)$44$3,364$10,159
358 ($3,408)$33$3,375$6,783
359 ($3,408)$22$3,386$3,397
360 ($3,408)$11$3,397$0
TOTALS$507,023$720,000$1,227,023

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.