« Back to all home prices

Mortgage Payment Schedule for a $95,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($19,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$358 360 $53,048 $129,048

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,168 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $95,000
Down Payment $19,000$76,000
Year 1 - 1 ($358)$247$111$75,889
2 ($358)$247$112$75,777
3 ($358)$246$112$75,665
4 ($358)$246$113$75,552
5 ($358)$246$113$75,439
6 ($358)$245$113$75,326
7 ($358)$245$114$75,212
8 ($358)$244$114$75,098
9 ($358)$244$114$74,984
10 ($358)$244$115$74,869
11 ($358)$243$115$74,754
12 ($358)$243$116$74,638
Year 2 - 13 ($358)$243$116$74,522
14 ($358)$242$116$74,406
15 ($358)$242$117$74,289
16 ($358)$241$117$74,172
17 ($358)$241$117$74,055
18 ($358)$241$118$73,937
19 ($358)$240$118$73,819
20 ($358)$240$119$73,700
21 ($358)$240$119$73,582
22 ($358)$239$119$73,462
23 ($358)$239$120$73,342
24 ($358)$238$120$73,222
Year 3 - 25 ($358)$238$120$73,102
26 ($358)$238$121$72,981
27 ($358)$237$121$72,860
28 ($358)$237$122$72,738
29 ($358)$236$122$72,616
30 ($358)$236$122$72,493
31 ($358)$236$123$72,371
32 ($358)$235$123$72,247
33 ($358)$235$124$72,124
34 ($358)$234$124$72,000
35 ($358)$234$124$71,875
36 ($358)$234$125$71,750
Year 4 - 37 ($358)$233$125$71,625
38 ($358)$233$126$71,499
39 ($358)$232$126$71,373
40 ($358)$232$127$71,247
41 ($358)$232$127$71,120
42 ($358)$231$127$70,992
43 ($358)$231$128$70,865
44 ($358)$230$128$70,737
45 ($358)$230$129$70,608
46 ($358)$229$129$70,479
47 ($358)$229$129$70,350
48 ($358)$229$130$70,220
Year 5 - 49 ($358)$228$130$70,090
50 ($358)$228$131$69,959
51 ($358)$227$131$69,828
52 ($358)$227$132$69,696
53 ($358)$227$132$69,564
54 ($358)$226$132$69,432
55 ($358)$226$133$69,299
56 ($358)$225$133$69,166
57 ($358)$225$134$69,032
58 ($358)$224$134$68,898
59 ($358)$224$135$68,763
60 ($358)$223$135$68,628
Year 6 - 61 ($358)$223$135$68,493
62 ($358)$223$136$68,357
63 ($358)$222$136$68,221
64 ($358)$222$137$68,084
65 ($358)$221$137$67,947
66 ($358)$221$138$67,809
67 ($358)$220$138$67,671
68 ($358)$220$139$67,533
69 ($358)$219$139$67,394
70 ($358)$219$139$67,254
71 ($358)$219$140$67,114
72 ($358)$218$140$66,974
Year 7 - 73 ($358)$218$141$66,833
74 ($358)$217$141$66,692
75 ($358)$217$142$66,550
76 ($358)$216$142$66,408
77 ($358)$216$143$66,265
78 ($358)$215$143$66,122
79 ($358)$215$144$65,979
80 ($358)$214$144$65,835
81 ($358)$214$145$65,690
82 ($358)$213$145$65,545
83 ($358)$213$145$65,400
84 ($358)$213$146$65,254
Year 8 - 85 ($358)$212$146$65,107
86 ($358)$212$147$64,961
87 ($358)$211$147$64,813
88 ($358)$211$148$64,665
89 ($358)$210$148$64,517
90 ($358)$210$149$64,368
91 ($358)$209$149$64,219
92 ($358)$209$150$64,069
93 ($358)$208$150$63,919
94 ($358)$208$151$63,768
95 ($358)$207$151$63,617
96 ($358)$207$152$63,465
Year 9 - 97 ($358)$206$152$63,313
98 ($358)$206$153$63,160
99 ($358)$205$153$63,007
100 ($358)$205$154$62,854
101 ($358)$204$154$62,699
102 ($358)$204$155$62,545
103 ($358)$203$155$62,390
104 ($358)$203$156$62,234
105 ($358)$202$156$62,078
106 ($358)$202$157$61,921
107 ($358)$201$157$61,764
108 ($358)$201$158$61,606
Year 10 - 109 ($358)$200$158$61,448
110 ($358)$200$159$61,289
111 ($358)$199$159$61,130
112 ($358)$199$160$60,970
113 ($358)$198$160$60,810
114 ($358)$198$161$60,649
115 ($358)$197$161$60,487
116 ($358)$197$162$60,325
117 ($358)$196$162$60,163
118 ($358)$196$163$60,000
119 ($358)$195$163$59,837
120 ($358)$194$164$59,673
Year 11 - 121 ($358)$194$165$59,508
122 ($358)$193$165$59,343
123 ($358)$193$166$59,177
124 ($358)$192$166$59,011
125 ($358)$192$167$58,845
126 ($358)$191$167$58,677
127 ($358)$191$168$58,510
128 ($358)$190$168$58,341
129 ($358)$190$169$58,172
130 ($358)$189$169$58,003
131 ($358)$189$170$57,833
132 ($358)$188$171$57,663
Year 12 - 133 ($358)$187$171$57,492
134 ($358)$187$172$57,320
135 ($358)$186$172$57,148
136 ($358)$186$173$56,975
137 ($358)$185$173$56,802
138 ($358)$185$174$56,628
139 ($358)$184$174$56,453
140 ($358)$183$175$56,278
141 ($358)$183$176$56,103
142 ($358)$182$176$55,927
143 ($358)$182$177$55,750
144 ($358)$181$177$55,573
Year 13 - 145 ($358)$181$178$55,395
146 ($358)$180$178$55,216
147 ($358)$179$179$55,037
148 ($358)$179$180$54,858
149 ($358)$178$180$54,678
150 ($358)$178$181$54,497
151 ($358)$177$181$54,316
152 ($358)$177$182$54,134
153 ($358)$176$183$53,951
154 ($358)$175$183$53,768
155 ($358)$175$184$53,584
156 ($358)$174$184$53,400
Year 14 - 157 ($358)$174$185$53,215
158 ($358)$173$186$53,029
159 ($358)$172$186$52,843
160 ($358)$172$187$52,657
161 ($358)$171$187$52,469
162 ($358)$171$188$52,281
163 ($358)$170$189$52,093
164 ($358)$169$189$51,904
165 ($358)$169$190$51,714
166 ($358)$168$190$51,523
167 ($358)$167$191$51,332
168 ($358)$167$192$51,141
Year 15 - 169 ($358)$166$192$50,948
170 ($358)$166$193$50,756
171 ($358)$165$194$50,562
172 ($358)$164$194$50,368
173 ($358)$164$195$50,173
174 ($358)$163$195$49,978
175 ($358)$162$196$49,782
176 ($358)$162$197$49,585
177 ($358)$161$197$49,388
178 ($358)$161$198$49,190
179 ($358)$160$199$48,991
180 ($358)$159$199$48,792
Year 16 - 181 ($358)$159$200$48,592
182 ($358)$158$201$48,391
183 ($358)$157$201$48,190
184 ($358)$157$202$47,988
185 ($358)$156$203$47,786
186 ($358)$155$203$47,583
187 ($358)$155$204$47,379
188 ($358)$154$204$47,174
189 ($358)$153$205$46,969
190 ($358)$153$206$46,764
191 ($358)$152$206$46,557
192 ($358)$151$207$46,350
Year 17 - 193 ($358)$151$208$46,142
194 ($358)$150$209$45,934
195 ($358)$149$209$45,724
196 ($358)$149$210$45,514
197 ($358)$148$211$45,304
198 ($358)$147$211$45,093
199 ($358)$147$212$44,881
200 ($358)$146$213$44,668
201 ($358)$145$213$44,455
202 ($358)$144$214$44,241
203 ($358)$144$215$44,026
204 ($358)$143$215$43,811
Year 18 - 205 ($358)$142$216$43,595
206 ($358)$142$217$43,378
207 ($358)$141$217$43,160
208 ($358)$140$218$42,942
209 ($358)$140$219$42,723
210 ($358)$139$220$42,504
211 ($358)$138$220$42,283
212 ($358)$137$221$42,062
213 ($358)$137$222$41,841
214 ($358)$136$222$41,618
215 ($358)$135$223$41,395
216 ($358)$135$224$41,171
Year 19 - 217 ($358)$134$225$40,946
218 ($358)$133$225$40,721
219 ($358)$132$226$40,495
220 ($358)$132$227$40,268
221 ($358)$131$228$40,040
222 ($358)$130$228$39,812
223 ($358)$129$229$39,583
224 ($358)$129$230$39,353
225 ($358)$128$231$39,123
226 ($358)$127$231$38,891
227 ($358)$126$232$38,659
228 ($358)$126$233$38,426
Year 20 - 229 ($358)$125$234$38,193
230 ($358)$124$234$37,958
231 ($358)$123$235$37,723
232 ($358)$123$236$37,487
233 ($358)$122$237$37,251
234 ($358)$121$237$37,013
235 ($358)$120$238$36,775
236 ($358)$120$239$36,536
237 ($358)$119$240$36,297
238 ($358)$118$241$36,056
239 ($358)$117$241$35,815
240 ($358)$116$242$35,573
Year 21 - 241 ($358)$116$243$35,330
242 ($358)$115$244$35,086
243 ($358)$114$244$34,842
244 ($358)$113$245$34,597
245 ($358)$112$246$34,350
246 ($358)$112$247$34,104
247 ($358)$111$248$33,856
248 ($358)$110$248$33,608
249 ($358)$109$249$33,358
250 ($358)$108$250$33,108
251 ($358)$108$251$32,857
252 ($358)$107$252$32,606
Year 22 - 253 ($358)$106$252$32,353
254 ($358)$105$253$32,100
255 ($358)$104$254$31,846
256 ($358)$103$255$31,591
257 ($358)$103$256$31,335
258 ($358)$102$257$31,078
259 ($358)$101$257$30,821
260 ($358)$100$258$30,563
261 ($358)$99$259$30,303
262 ($358)$98$260$30,043
263 ($358)$98$261$29,783
264 ($358)$97$262$29,521
Year 23 - 265 ($358)$96$263$29,258
266 ($358)$95$263$28,995
267 ($358)$94$264$28,731
268 ($358)$93$265$28,466
269 ($358)$93$266$28,200
270 ($358)$92$267$27,933
271 ($358)$91$268$27,665
272 ($358)$90$269$27,397
273 ($358)$89$269$27,127
274 ($358)$88$270$26,857
275 ($358)$87$271$26,586
276 ($358)$86$272$26,314
Year 24 - 277 ($358)$86$273$26,041
278 ($358)$85$274$25,767
279 ($358)$84$275$25,492
280 ($358)$83$276$25,217
281 ($358)$82$277$24,940
282 ($358)$81$277$24,663
283 ($358)$80$278$24,384
284 ($358)$79$279$24,105
285 ($358)$78$280$23,825
286 ($358)$77$281$23,544
287 ($358)$77$282$23,262
288 ($358)$76$283$22,979
Year 25 - 289 ($358)$75$284$22,695
290 ($358)$74$285$22,411
291 ($358)$73$286$22,125
292 ($358)$72$287$21,839
293 ($358)$71$287$21,551
294 ($358)$70$288$21,263
295 ($358)$69$289$20,973
296 ($358)$68$290$20,683
297 ($358)$67$291$20,392
298 ($358)$66$292$20,099
299 ($358)$65$293$19,806
300 ($358)$64$294$19,512
Year 26 - 301 ($358)$63$295$19,217
302 ($358)$62$296$18,921
303 ($358)$61$297$18,624
304 ($358)$61$298$18,326
305 ($358)$60$299$18,027
306 ($358)$59$300$17,727
307 ($358)$58$301$17,427
308 ($358)$57$302$17,125
309 ($358)$56$303$16,822
310 ($358)$55$304$16,518
311 ($358)$54$305$16,213
312 ($358)$53$306$15,908
Year 27 - 313 ($358)$52$307$15,601
314 ($358)$51$308$15,293
315 ($358)$50$309$14,984
316 ($358)$49$310$14,675
317 ($358)$48$311$14,364
318 ($358)$47$312$14,052
319 ($358)$46$313$13,739
320 ($358)$45$314$13,425
321 ($358)$44$315$13,111
322 ($358)$43$316$12,795
323 ($358)$42$317$12,478
324 ($358)$41$318$12,160
Year 28 - 325 ($358)$40$319$11,841
326 ($358)$38$320$11,521
327 ($358)$37$321$11,200
328 ($358)$36$322$10,878
329 ($358)$35$323$10,555
330 ($358)$34$324$10,231
331 ($358)$33$325$9,905
332 ($358)$32$326$9,579
333 ($358)$31$327$9,252
334 ($358)$30$328$8,923
335 ($358)$29$329$8,594
336 ($358)$28$331$8,263
Year 29 - 337 ($358)$27$332$7,932
338 ($358)$26$333$7,599
339 ($358)$25$334$7,265
340 ($358)$24$335$6,930
341 ($358)$23$336$6,594
342 ($358)$21$337$6,257
343 ($358)$20$338$5,919
344 ($358)$19$339$5,580
345 ($358)$18$340$5,240
346 ($358)$17$341$4,898
347 ($358)$16$343$4,556
348 ($358)$15$344$4,212
Year 30 - 349 ($358)$14$345$3,867
350 ($358)$13$346$3,521
351 ($358)$11$347$3,174
352 ($358)$10$348$2,826
353 ($358)$9$349$2,477
354 ($358)$8$350$2,127
355 ($358)$7$352$1,775
356 ($358)$6$353$1,422
357 ($358)$5$354$1,068
358 ($358)$3$355$713
359 ($358)$2$356$357
360 ($358)$1$357$0
TOTALS$53,048$76,000$129,048

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.