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Mortgage Payment Schedule for a $970,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($194,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,629 360 $530,474 $1,306,474

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.626% | Rate: 3.625% | Fees: $40 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.641% | Rate: 3.625% | Fees: $495 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $928 | 30 day rate lock

NMLS #: 67717
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $970,000
Down Payment $194,000$776,000
Year 1 - 1 ($3,629)$2,477$1,152$774,848
2 ($3,629)$2,473$1,156$773,692
3 ($3,629)$2,469$1,160$772,532
4 ($3,629)$2,466$1,163$771,368
5 ($3,629)$2,462$1,167$770,201
6 ($3,629)$2,458$1,171$769,030
7 ($3,629)$2,454$1,175$767,856
8 ($3,629)$2,451$1,178$766,677
9 ($3,629)$2,447$1,182$765,495
10 ($3,629)$2,443$1,186$764,309
11 ($3,629)$2,439$1,190$763,120
12 ($3,629)$2,436$1,193$761,926
Year 2 - 13 ($3,629)$2,432$1,197$760,729
14 ($3,629)$2,428$1,201$759,528
15 ($3,629)$2,424$1,205$758,323
16 ($3,629)$2,420$1,209$757,114
17 ($3,629)$2,416$1,213$755,902
18 ($3,629)$2,413$1,217$754,685
19 ($3,629)$2,409$1,220$753,465
20 ($3,629)$2,405$1,224$752,240
21 ($3,629)$2,401$1,228$751,012
22 ($3,629)$2,397$1,232$749,780
23 ($3,629)$2,393$1,236$748,544
24 ($3,629)$2,389$1,240$747,304
Year 3 - 25 ($3,629)$2,385$1,244$746,060
26 ($3,629)$2,381$1,248$744,812
27 ($3,629)$2,377$1,252$743,560
28 ($3,629)$2,373$1,256$742,304
29 ($3,629)$2,369$1,260$741,044
30 ($3,629)$2,365$1,264$739,781
31 ($3,629)$2,361$1,268$738,513
32 ($3,629)$2,357$1,272$737,241
33 ($3,629)$2,353$1,276$735,965
34 ($3,629)$2,349$1,280$734,684
35 ($3,629)$2,345$1,284$733,400
36 ($3,629)$2,341$1,288$732,112
Year 4 - 37 ($3,629)$2,337$1,292$730,819
38 ($3,629)$2,333$1,297$729,523
39 ($3,629)$2,328$1,301$728,222
40 ($3,629)$2,324$1,305$726,917
41 ($3,629)$2,320$1,309$725,608
42 ($3,629)$2,316$1,313$724,295
43 ($3,629)$2,312$1,317$722,978
44 ($3,629)$2,308$1,322$721,656
45 ($3,629)$2,303$1,326$720,330
46 ($3,629)$2,299$1,330$719,000
47 ($3,629)$2,295$1,334$717,666
48 ($3,629)$2,291$1,339$716,327
Year 5 - 49 ($3,629)$2,286$1,343$714,985
50 ($3,629)$2,282$1,347$713,637
51 ($3,629)$2,278$1,351$712,286
52 ($3,629)$2,273$1,356$710,930
53 ($3,629)$2,269$1,360$709,570
54 ($3,629)$2,265$1,364$708,206
55 ($3,629)$2,260$1,369$706,837
56 ($3,629)$2,256$1,373$705,464
57 ($3,629)$2,252$1,377$704,087
58 ($3,629)$2,247$1,382$702,705
59 ($3,629)$2,243$1,386$701,318
60 ($3,629)$2,238$1,391$699,928
Year 6 - 61 ($3,629)$2,234$1,395$698,533
62 ($3,629)$2,229$1,400$697,133
63 ($3,629)$2,225$1,404$695,729
64 ($3,629)$2,221$1,409$694,320
65 ($3,629)$2,216$1,413$692,907
66 ($3,629)$2,212$1,418$691,490
67 ($3,629)$2,207$1,422$690,068
68 ($3,629)$2,202$1,427$688,641
69 ($3,629)$2,198$1,431$687,210
70 ($3,629)$2,193$1,436$685,774
71 ($3,629)$2,189$1,440$684,334
72 ($3,629)$2,184$1,445$682,889
Year 7 - 73 ($3,629)$2,180$1,450$681,439
74 ($3,629)$2,175$1,454$679,985
75 ($3,629)$2,170$1,459$678,526
76 ($3,629)$2,166$1,463$677,063
77 ($3,629)$2,161$1,468$675,595
78 ($3,629)$2,156$1,473$674,122
79 ($3,629)$2,152$1,478$672,644
80 ($3,629)$2,147$1,482$671,162
81 ($3,629)$2,142$1,487$669,675
82 ($3,629)$2,137$1,492$668,183
83 ($3,629)$2,133$1,496$666,687
84 ($3,629)$2,128$1,501$665,186
Year 8 - 85 ($3,629)$2,123$1,506$663,680
86 ($3,629)$2,118$1,511$662,169
87 ($3,629)$2,113$1,516$660,653
88 ($3,629)$2,109$1,521$659,133
89 ($3,629)$2,104$1,525$657,607
90 ($3,629)$2,099$1,530$656,077
91 ($3,629)$2,094$1,535$654,542
92 ($3,629)$2,089$1,540$653,002
93 ($3,629)$2,084$1,545$651,457
94 ($3,629)$2,079$1,550$649,907
95 ($3,629)$2,074$1,555$648,352
96 ($3,629)$2,069$1,560$646,793
Year 9 - 97 ($3,629)$2,064$1,565$645,228
98 ($3,629)$2,059$1,570$643,658
99 ($3,629)$2,054$1,575$642,083
100 ($3,629)$2,049$1,580$640,503
101 ($3,629)$2,044$1,585$638,919
102 ($3,629)$2,039$1,590$637,329
103 ($3,629)$2,034$1,595$635,734
104 ($3,629)$2,029$1,600$634,134
105 ($3,629)$2,024$1,605$632,529
106 ($3,629)$2,019$1,610$630,918
107 ($3,629)$2,014$1,615$629,303
108 ($3,629)$2,009$1,621$627,682
Year 10 - 109 ($3,629)$2,003$1,626$626,057
110 ($3,629)$1,998$1,631$624,426
111 ($3,629)$1,993$1,636$622,790
112 ($3,629)$1,988$1,641$621,148
113 ($3,629)$1,982$1,647$619,502
114 ($3,629)$1,977$1,652$617,850
115 ($3,629)$1,972$1,657$616,193
116 ($3,629)$1,967$1,662$614,530
117 ($3,629)$1,961$1,668$612,863
118 ($3,629)$1,956$1,673$611,189
119 ($3,629)$1,951$1,678$609,511
120 ($3,629)$1,945$1,684$607,827
Year 11 - 121 ($3,629)$1,940$1,689$606,138
122 ($3,629)$1,935$1,695$604,444
123 ($3,629)$1,929$1,700$602,744
124 ($3,629)$1,924$1,705$601,038
125 ($3,629)$1,918$1,711$599,328
126 ($3,629)$1,913$1,716$597,611
127 ($3,629)$1,907$1,722$595,890
128 ($3,629)$1,902$1,727$594,163
129 ($3,629)$1,896$1,733$592,430
130 ($3,629)$1,891$1,738$590,692
131 ($3,629)$1,885$1,744$588,948
132 ($3,629)$1,880$1,749$587,198
Year 12 - 133 ($3,629)$1,874$1,755$585,443
134 ($3,629)$1,869$1,761$583,683
135 ($3,629)$1,863$1,766$581,917
136 ($3,629)$1,857$1,772$580,145
137 ($3,629)$1,852$1,777$578,367
138 ($3,629)$1,846$1,783$576,584
139 ($3,629)$1,840$1,789$574,795
140 ($3,629)$1,835$1,795$573,001
141 ($3,629)$1,829$1,800$571,201
142 ($3,629)$1,823$1,806$569,395
143 ($3,629)$1,817$1,812$567,583
144 ($3,629)$1,812$1,818$565,765
Year 13 - 145 ($3,629)$1,806$1,823$563,942
146 ($3,629)$1,800$1,829$562,113
147 ($3,629)$1,794$1,835$560,278
148 ($3,629)$1,788$1,841$558,437
149 ($3,629)$1,782$1,847$556,590
150 ($3,629)$1,776$1,853$554,737
151 ($3,629)$1,771$1,859$552,879
152 ($3,629)$1,765$1,864$551,014
153 ($3,629)$1,759$1,870$549,144
154 ($3,629)$1,753$1,876$547,268
155 ($3,629)$1,747$1,882$545,385
156 ($3,629)$1,741$1,888$543,497
Year 14 - 157 ($3,629)$1,735$1,894$541,602
158 ($3,629)$1,729$1,900$539,702
159 ($3,629)$1,723$1,907$537,795
160 ($3,629)$1,716$1,913$535,883
161 ($3,629)$1,710$1,919$533,964
162 ($3,629)$1,704$1,925$532,039
163 ($3,629)$1,698$1,931$530,108
164 ($3,629)$1,692$1,937$528,171
165 ($3,629)$1,686$1,943$526,228
166 ($3,629)$1,680$1,950$524,278
167 ($3,629)$1,673$1,956$522,322
168 ($3,629)$1,667$1,962$520,360
Year 15 - 169 ($3,629)$1,661$1,968$518,392
170 ($3,629)$1,655$1,975$516,417
171 ($3,629)$1,648$1,981$514,437
172 ($3,629)$1,642$1,987$512,449
173 ($3,629)$1,636$1,994$510,456
174 ($3,629)$1,629$2,000$508,456
175 ($3,629)$1,623$2,006$506,450
176 ($3,629)$1,616$2,013$504,437
177 ($3,629)$1,610$2,019$502,418
178 ($3,629)$1,604$2,026$500,392
179 ($3,629)$1,597$2,032$498,360
180 ($3,629)$1,591$2,038$496,322
Year 16 - 181 ($3,629)$1,584$2,045$494,277
182 ($3,629)$1,578$2,052$492,225
183 ($3,629)$1,571$2,058$490,167
184 ($3,629)$1,564$2,065$488,103
185 ($3,629)$1,558$2,071$486,031
186 ($3,629)$1,551$2,078$483,954
187 ($3,629)$1,545$2,084$481,869
188 ($3,629)$1,538$2,091$479,778
189 ($3,629)$1,531$2,098$477,680
190 ($3,629)$1,525$2,104$475,576
191 ($3,629)$1,518$2,111$473,464
192 ($3,629)$1,511$2,118$471,346
Year 17 - 193 ($3,629)$1,504$2,125$469,222
194 ($3,629)$1,498$2,131$467,090
195 ($3,629)$1,491$2,138$464,952
196 ($3,629)$1,484$2,145$462,807
197 ($3,629)$1,477$2,152$460,655
198 ($3,629)$1,470$2,159$458,496
199 ($3,629)$1,463$2,166$456,330
200 ($3,629)$1,456$2,173$454,158
201 ($3,629)$1,450$2,180$451,978
202 ($3,629)$1,443$2,187$449,792
203 ($3,629)$1,436$2,194$447,598
204 ($3,629)$1,429$2,201$445,398
Year 18 - 205 ($3,629)$1,422$2,208$443,190
206 ($3,629)$1,415$2,215$440,975
207 ($3,629)$1,407$2,222$438,754
208 ($3,629)$1,400$2,229$436,525
209 ($3,629)$1,393$2,236$434,289
210 ($3,629)$1,386$2,243$432,046
211 ($3,629)$1,379$2,250$429,796
212 ($3,629)$1,372$2,257$427,539
213 ($3,629)$1,365$2,265$425,274
214 ($3,629)$1,357$2,272$423,002
215 ($3,629)$1,350$2,279$420,723
216 ($3,629)$1,343$2,286$418,437
Year 19 - 217 ($3,629)$1,336$2,294$416,144
218 ($3,629)$1,328$2,301$413,843
219 ($3,629)$1,321$2,308$411,534
220 ($3,629)$1,313$2,316$409,219
221 ($3,629)$1,306$2,323$406,896
222 ($3,629)$1,299$2,330$404,565
223 ($3,629)$1,291$2,338$402,227
224 ($3,629)$1,284$2,345$399,882
225 ($3,629)$1,276$2,353$397,529
226 ($3,629)$1,269$2,360$395,169
227 ($3,629)$1,261$2,368$392,801
228 ($3,629)$1,254$2,375$390,426
Year 20 - 229 ($3,629)$1,246$2,383$388,043
230 ($3,629)$1,239$2,391$385,652
231 ($3,629)$1,231$2,398$383,254
232 ($3,629)$1,223$2,406$380,848
233 ($3,629)$1,216$2,414$378,435
234 ($3,629)$1,208$2,421$376,013
235 ($3,629)$1,200$2,429$373,584
236 ($3,629)$1,192$2,437$371,148
237 ($3,629)$1,185$2,445$368,703
238 ($3,629)$1,177$2,452$366,251
239 ($3,629)$1,169$2,460$363,791
240 ($3,629)$1,161$2,468$361,323
Year 21 - 241 ($3,629)$1,153$2,476$358,847
242 ($3,629)$1,145$2,484$356,363
243 ($3,629)$1,137$2,492$353,871
244 ($3,629)$1,129$2,500$351,372
245 ($3,629)$1,121$2,508$348,864
246 ($3,629)$1,113$2,516$346,348
247 ($3,629)$1,105$2,524$343,825
248 ($3,629)$1,097$2,532$341,293
249 ($3,629)$1,089$2,540$338,753
250 ($3,629)$1,081$2,548$336,205
251 ($3,629)$1,073$2,556$333,649
252 ($3,629)$1,065$2,564$331,085
Year 22 - 253 ($3,629)$1,057$2,572$328,513
254 ($3,629)$1,049$2,581$325,932
255 ($3,629)$1,040$2,589$323,343
256 ($3,629)$1,032$2,597$320,746
257 ($3,629)$1,024$2,605$318,141
258 ($3,629)$1,015$2,614$315,527
259 ($3,629)$1,007$2,622$312,905
260 ($3,629)$999$2,630$310,275
261 ($3,629)$990$2,639$307,636
262 ($3,629)$982$2,647$304,989
263 ($3,629)$973$2,656$302,333
264 ($3,629)$965$2,664$299,669
Year 23 - 265 ($3,629)$956$2,673$296,996
266 ($3,629)$948$2,681$294,315
267 ($3,629)$939$2,690$291,625
268 ($3,629)$931$2,698$288,927
269 ($3,629)$922$2,707$286,220
270 ($3,629)$914$2,716$283,504
271 ($3,629)$905$2,724$280,780
272 ($3,629)$896$2,733$278,047
273 ($3,629)$887$2,742$275,306
274 ($3,629)$879$2,750$272,555
275 ($3,629)$870$2,759$269,796
276 ($3,629)$861$2,768$267,028
Year 24 - 277 ($3,629)$852$2,777$264,251
278 ($3,629)$843$2,786$261,465
279 ($3,629)$835$2,795$258,671
280 ($3,629)$826$2,804$255,867
281 ($3,629)$817$2,812$253,055
282 ($3,629)$808$2,821$250,233
283 ($3,629)$799$2,830$247,403
284 ($3,629)$790$2,839$244,564
285 ($3,629)$781$2,849$241,715
286 ($3,629)$771$2,858$238,857
287 ($3,629)$762$2,867$235,991
288 ($3,629)$753$2,876$233,115
Year 25 - 289 ($3,629)$744$2,885$230,230
290 ($3,629)$735$2,894$227,335
291 ($3,629)$726$2,904$224,432
292 ($3,629)$716$2,913$221,519
293 ($3,629)$707$2,922$218,597
294 ($3,629)$698$2,931$215,666
295 ($3,629)$688$2,941$212,725
296 ($3,629)$679$2,950$209,775
297 ($3,629)$670$2,960$206,815
298 ($3,629)$660$2,969$203,846
299 ($3,629)$651$2,978$200,868
300 ($3,629)$641$2,988$197,880
Year 26 - 301 ($3,629)$632$2,998$194,882
302 ($3,629)$622$3,007$191,875
303 ($3,629)$612$3,017$188,858
304 ($3,629)$603$3,026$185,832
305 ($3,629)$593$3,036$182,796
306 ($3,629)$583$3,046$179,750
307 ($3,629)$574$3,055$176,695
308 ($3,629)$564$3,065$173,630
309 ($3,629)$554$3,075$170,555
310 ($3,629)$544$3,085$167,470
311 ($3,629)$535$3,095$164,376
312 ($3,629)$525$3,104$161,271
Year 27 - 313 ($3,629)$515$3,114$158,157
314 ($3,629)$505$3,124$155,032
315 ($3,629)$495$3,134$151,898
316 ($3,629)$485$3,144$148,754
317 ($3,629)$475$3,154$145,600
318 ($3,629)$465$3,164$142,435
319 ($3,629)$455$3,174$139,261
320 ($3,629)$444$3,185$136,076
321 ($3,629)$434$3,195$132,881
322 ($3,629)$424$3,205$129,676
323 ($3,629)$414$3,215$126,461
324 ($3,629)$404$3,225$123,236
Year 28 - 325 ($3,629)$393$3,236$120,000
326 ($3,629)$383$3,246$116,754
327 ($3,629)$373$3,256$113,497
328 ($3,629)$362$3,267$110,230
329 ($3,629)$352$3,277$106,953
330 ($3,629)$341$3,288$103,665
331 ($3,629)$331$3,298$100,367
332 ($3,629)$320$3,309$97,058
333 ($3,629)$310$3,319$93,739
334 ($3,629)$299$3,330$90,409
335 ($3,629)$289$3,341$87,069
336 ($3,629)$278$3,351$83,717
Year 29 - 337 ($3,629)$267$3,362$80,356
338 ($3,629)$256$3,373$76,983
339 ($3,629)$246$3,383$73,600
340 ($3,629)$235$3,394$70,205
341 ($3,629)$224$3,405$66,800
342 ($3,629)$213$3,416$63,384
343 ($3,629)$202$3,427$59,958
344 ($3,629)$191$3,438$56,520
345 ($3,629)$180$3,449$53,071
346 ($3,629)$169$3,460$49,612
347 ($3,629)$158$3,471$46,141
348 ($3,629)$147$3,482$42,659
Year 30 - 349 ($3,629)$136$3,493$39,166
350 ($3,629)$125$3,504$35,662
351 ($3,629)$114$3,515$32,147
352 ($3,629)$103$3,526$28,620
353 ($3,629)$91$3,538$25,082
354 ($3,629)$80$3,549$21,533
355 ($3,629)$69$3,560$17,973
356 ($3,629)$57$3,572$14,401
357 ($3,629)$46$3,583$10,818
358 ($3,629)$35$3,595$7,224
359 ($3,629)$23$3,606$3,618
360 ($3,629)$12$3,618$0
TOTALS$530,474$776,000$1,306,474

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.