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Mortgage Payment Schedule for a $972,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($194,400) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,677 360 $545,979 $1,323,579

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $972,000
Down Payment $194,400$777,600
Year 1 - 1 ($3,677)$2,540$1,136$776,464
2 ($3,677)$2,536$1,140$775,323
3 ($3,677)$2,533$1,144$774,180
4 ($3,677)$2,529$1,148$773,032
5 ($3,677)$2,525$1,151$771,881
6 ($3,677)$2,521$1,155$770,725
7 ($3,677)$2,518$1,159$769,566
8 ($3,677)$2,514$1,163$768,404
9 ($3,677)$2,510$1,166$767,237
10 ($3,677)$2,506$1,170$766,067
11 ($3,677)$2,502$1,174$764,893
12 ($3,677)$2,499$1,178$763,715
Year 2 - 13 ($3,677)$2,495$1,182$762,533
14 ($3,677)$2,491$1,186$761,347
15 ($3,677)$2,487$1,190$760,158
16 ($3,677)$2,483$1,193$758,964
17 ($3,677)$2,479$1,197$757,767
18 ($3,677)$2,475$1,201$756,566
19 ($3,677)$2,471$1,205$755,361
20 ($3,677)$2,468$1,209$754,152
21 ($3,677)$2,464$1,213$752,939
22 ($3,677)$2,460$1,217$751,722
23 ($3,677)$2,456$1,221$750,501
24 ($3,677)$2,452$1,225$749,276
Year 3 - 25 ($3,677)$2,448$1,229$748,047
26 ($3,677)$2,444$1,233$746,814
27 ($3,677)$2,440$1,237$745,577
28 ($3,677)$2,436$1,241$744,336
29 ($3,677)$2,431$1,245$743,091
30 ($3,677)$2,427$1,249$741,841
31 ($3,677)$2,423$1,253$740,588
32 ($3,677)$2,419$1,257$739,331
33 ($3,677)$2,415$1,261$738,069
34 ($3,677)$2,411$1,266$736,804
35 ($3,677)$2,407$1,270$735,534
36 ($3,677)$2,403$1,274$734,260
Year 4 - 37 ($3,677)$2,399$1,278$732,982
38 ($3,677)$2,394$1,282$731,700
39 ($3,677)$2,390$1,286$730,414
40 ($3,677)$2,386$1,291$729,123
41 ($3,677)$2,382$1,295$727,828
42 ($3,677)$2,378$1,299$726,529
43 ($3,677)$2,373$1,303$725,226
44 ($3,677)$2,369$1,308$723,918
45 ($3,677)$2,365$1,312$722,606
46 ($3,677)$2,361$1,316$721,290
47 ($3,677)$2,356$1,320$719,970
48 ($3,677)$2,352$1,325$718,645
Year 5 - 49 ($3,677)$2,348$1,329$717,316
50 ($3,677)$2,343$1,333$715,983
51 ($3,677)$2,339$1,338$714,645
52 ($3,677)$2,335$1,342$713,303
53 ($3,677)$2,330$1,346$711,957
54 ($3,677)$2,326$1,351$710,606
55 ($3,677)$2,321$1,355$709,250
56 ($3,677)$2,317$1,360$707,891
57 ($3,677)$2,312$1,364$706,526
58 ($3,677)$2,308$1,369$705,158
59 ($3,677)$2,304$1,373$703,785
60 ($3,677)$2,299$1,378$702,407
Year 6 - 61 ($3,677)$2,295$1,382$701,025
62 ($3,677)$2,290$1,387$699,639
63 ($3,677)$2,285$1,391$698,247
64 ($3,677)$2,281$1,396$696,852
65 ($3,677)$2,276$1,400$695,452
66 ($3,677)$2,272$1,405$694,047
67 ($3,677)$2,267$1,409$692,637
68 ($3,677)$2,263$1,414$691,223
69 ($3,677)$2,258$1,419$689,805
70 ($3,677)$2,253$1,423$688,381
71 ($3,677)$2,249$1,428$686,954
72 ($3,677)$2,244$1,433$685,521
Year 7 - 73 ($3,677)$2,239$1,437$684,084
74 ($3,677)$2,235$1,442$682,642
75 ($3,677)$2,230$1,447$681,195
76 ($3,677)$2,225$1,451$679,744
77 ($3,677)$2,220$1,456$678,288
78 ($3,677)$2,216$1,461$676,827
79 ($3,677)$2,211$1,466$675,361
80 ($3,677)$2,206$1,470$673,891
81 ($3,677)$2,201$1,475$672,416
82 ($3,677)$2,197$1,480$670,935
83 ($3,677)$2,192$1,485$669,451
84 ($3,677)$2,187$1,490$667,961
Year 8 - 85 ($3,677)$2,182$1,495$666,466
86 ($3,677)$2,177$1,499$664,967
87 ($3,677)$2,172$1,504$663,462
88 ($3,677)$2,167$1,509$661,953
89 ($3,677)$2,162$1,514$660,439
90 ($3,677)$2,157$1,519$658,920
91 ($3,677)$2,152$1,524$657,396
92 ($3,677)$2,147$1,529$655,866
93 ($3,677)$2,142$1,534$654,332
94 ($3,677)$2,137$1,539$652,793
95 ($3,677)$2,132$1,544$651,249
96 ($3,677)$2,127$1,549$649,700
Year 9 - 97 ($3,677)$2,122$1,554$648,146
98 ($3,677)$2,117$1,559$646,586
99 ($3,677)$2,112$1,564$645,022
100 ($3,677)$2,107$1,570$643,452
101 ($3,677)$2,102$1,575$641,878
102 ($3,677)$2,097$1,580$640,298
103 ($3,677)$2,092$1,585$638,713
104 ($3,677)$2,086$1,590$637,123
105 ($3,677)$2,081$1,595$635,527
106 ($3,677)$2,076$1,601$633,927
107 ($3,677)$2,071$1,606$632,321
108 ($3,677)$2,066$1,611$630,710
Year 10 - 109 ($3,677)$2,060$1,616$629,094
110 ($3,677)$2,055$1,622$627,472
111 ($3,677)$2,050$1,627$625,845
112 ($3,677)$2,044$1,632$624,213
113 ($3,677)$2,039$1,638$622,576
114 ($3,677)$2,034$1,643$620,933
115 ($3,677)$2,028$1,648$619,285
116 ($3,677)$2,023$1,654$617,631
117 ($3,677)$2,018$1,659$615,972
118 ($3,677)$2,012$1,664$614,308
119 ($3,677)$2,007$1,670$612,638
120 ($3,677)$2,001$1,675$610,962
Year 11 - 121 ($3,677)$1,996$1,681$609,282
122 ($3,677)$1,990$1,686$607,595
123 ($3,677)$1,985$1,692$605,903
124 ($3,677)$1,979$1,697$604,206
125 ($3,677)$1,974$1,703$602,503
126 ($3,677)$1,968$1,708$600,795
127 ($3,677)$1,963$1,714$599,081
128 ($3,677)$1,957$1,720$597,361
129 ($3,677)$1,951$1,725$595,636
130 ($3,677)$1,946$1,731$593,905
131 ($3,677)$1,940$1,737$592,169
132 ($3,677)$1,934$1,742$590,426
Year 12 - 133 ($3,677)$1,929$1,748$588,679
134 ($3,677)$1,923$1,754$586,925
135 ($3,677)$1,917$1,759$585,166
136 ($3,677)$1,912$1,765$583,401
137 ($3,677)$1,906$1,771$581,630
138 ($3,677)$1,900$1,777$579,853
139 ($3,677)$1,894$1,782$578,071
140 ($3,677)$1,888$1,788$576,282
141 ($3,677)$1,883$1,794$574,488
142 ($3,677)$1,877$1,800$572,688
143 ($3,677)$1,871$1,806$570,883
144 ($3,677)$1,865$1,812$569,071
Year 13 - 145 ($3,677)$1,859$1,818$567,253
146 ($3,677)$1,853$1,824$565,430
147 ($3,677)$1,847$1,830$563,600
148 ($3,677)$1,841$1,836$561,765
149 ($3,677)$1,835$1,842$559,923
150 ($3,677)$1,829$1,848$558,076
151 ($3,677)$1,823$1,854$556,222
152 ($3,677)$1,817$1,860$554,362
153 ($3,677)$1,811$1,866$552,497
154 ($3,677)$1,805$1,872$550,625
155 ($3,677)$1,799$1,878$548,747
156 ($3,677)$1,793$1,884$546,863
Year 14 - 157 ($3,677)$1,786$1,890$544,973
158 ($3,677)$1,780$1,896$543,076
159 ($3,677)$1,774$1,903$541,174
160 ($3,677)$1,768$1,909$539,265
161 ($3,677)$1,762$1,915$537,350
162 ($3,677)$1,755$1,921$535,429
163 ($3,677)$1,749$1,928$533,501
164 ($3,677)$1,743$1,934$531,567
165 ($3,677)$1,736$1,940$529,627
166 ($3,677)$1,730$1,946$527,681
167 ($3,677)$1,724$1,953$525,728
168 ($3,677)$1,717$1,959$523,769
Year 15 - 169 ($3,677)$1,711$1,966$521,803
170 ($3,677)$1,705$1,972$519,831
171 ($3,677)$1,698$1,978$517,853
172 ($3,677)$1,692$1,985$515,868
173 ($3,677)$1,685$1,991$513,876
174 ($3,677)$1,679$1,998$511,878
175 ($3,677)$1,672$2,004$509,874
176 ($3,677)$1,666$2,011$507,863
177 ($3,677)$1,659$2,018$505,845
178 ($3,677)$1,652$2,024$503,821
179 ($3,677)$1,646$2,031$501,790
180 ($3,677)$1,639$2,037$499,753
Year 16 - 181 ($3,677)$1,633$2,044$497,709
182 ($3,677)$1,626$2,051$495,658
183 ($3,677)$1,619$2,057$493,600
184 ($3,677)$1,612$2,064$491,536
185 ($3,677)$1,606$2,071$489,465
186 ($3,677)$1,599$2,078$487,388
187 ($3,677)$1,592$2,084$485,303
188 ($3,677)$1,585$2,091$483,212
189 ($3,677)$1,578$2,098$481,114
190 ($3,677)$1,572$2,105$479,009
191 ($3,677)$1,565$2,112$476,897
192 ($3,677)$1,558$2,119$474,778
Year 17 - 193 ($3,677)$1,551$2,126$472,653
194 ($3,677)$1,544$2,133$470,520
195 ($3,677)$1,537$2,140$468,380
196 ($3,677)$1,530$2,147$466,234
197 ($3,677)$1,523$2,154$464,080
198 ($3,677)$1,516$2,161$461,920
199 ($3,677)$1,509$2,168$459,752
200 ($3,677)$1,502$2,175$457,577
201 ($3,677)$1,495$2,182$455,395
202 ($3,677)$1,488$2,189$453,206
203 ($3,677)$1,480$2,196$451,010
204 ($3,677)$1,473$2,203$448,807
Year 18 - 205 ($3,677)$1,466$2,211$446,596
206 ($3,677)$1,459$2,218$444,379
207 ($3,677)$1,452$2,225$442,154
208 ($3,677)$1,444$2,232$439,921
209 ($3,677)$1,437$2,240$437,682
210 ($3,677)$1,430$2,247$435,435
211 ($3,677)$1,422$2,254$433,181
212 ($3,677)$1,415$2,262$430,919
213 ($3,677)$1,408$2,269$428,650
214 ($3,677)$1,400$2,276$426,374
215 ($3,677)$1,393$2,284$424,090
216 ($3,677)$1,385$2,291$421,799
Year 19 - 217 ($3,677)$1,378$2,299$419,500
218 ($3,677)$1,370$2,306$417,194
219 ($3,677)$1,363$2,314$414,880
220 ($3,677)$1,355$2,321$412,559
221 ($3,677)$1,348$2,329$410,230
222 ($3,677)$1,340$2,337$407,893
223 ($3,677)$1,332$2,344$405,549
224 ($3,677)$1,325$2,352$403,198
225 ($3,677)$1,317$2,359$400,838
226 ($3,677)$1,309$2,367$398,471
227 ($3,677)$1,302$2,375$396,096
228 ($3,677)$1,294$2,383$393,713
Year 20 - 229 ($3,677)$1,286$2,390$391,323
230 ($3,677)$1,278$2,398$388,924
231 ($3,677)$1,270$2,406$386,518
232 ($3,677)$1,263$2,414$384,104
233 ($3,677)$1,255$2,422$381,682
234 ($3,677)$1,247$2,430$379,253
235 ($3,677)$1,239$2,438$376,815
236 ($3,677)$1,231$2,446$374,369
237 ($3,677)$1,223$2,454$371,916
238 ($3,677)$1,215$2,462$369,454
239 ($3,677)$1,207$2,470$366,984
240 ($3,677)$1,199$2,478$364,506
Year 21 - 241 ($3,677)$1,191$2,486$362,021
242 ($3,677)$1,183$2,494$359,527
243 ($3,677)$1,174$2,502$357,024
244 ($3,677)$1,166$2,510$354,514
245 ($3,677)$1,158$2,519$351,996
246 ($3,677)$1,150$2,527$349,469
247 ($3,677)$1,142$2,535$346,934
248 ($3,677)$1,133$2,543$344,390
249 ($3,677)$1,125$2,552$341,839
250 ($3,677)$1,117$2,560$339,279
251 ($3,677)$1,108$2,568$336,711
252 ($3,677)$1,100$2,577$334,134
Year 22 - 253 ($3,677)$1,092$2,585$331,549
254 ($3,677)$1,083$2,594$328,955
255 ($3,677)$1,075$2,602$326,353
256 ($3,677)$1,066$2,611$323,743
257 ($3,677)$1,058$2,619$321,124
258 ($3,677)$1,049$2,628$318,496
259 ($3,677)$1,040$2,636$315,860
260 ($3,677)$1,032$2,645$313,215
261 ($3,677)$1,023$2,653$310,562
262 ($3,677)$1,015$2,662$307,900
263 ($3,677)$1,006$2,671$305,229
264 ($3,677)$997$2,680$302,549
Year 23 - 265 ($3,677)$988$2,688$299,861
266 ($3,677)$980$2,697$297,164
267 ($3,677)$971$2,706$294,458
268 ($3,677)$962$2,715$291,743
269 ($3,677)$953$2,724$289,020
270 ($3,677)$944$2,732$286,287
271 ($3,677)$935$2,741$283,546
272 ($3,677)$926$2,750$280,796
273 ($3,677)$917$2,759$278,036
274 ($3,677)$908$2,768$275,268
275 ($3,677)$899$2,777$272,490
276 ($3,677)$890$2,786$269,704
Year 24 - 277 ($3,677)$881$2,796$266,908
278 ($3,677)$872$2,805$264,104
279 ($3,677)$863$2,814$261,290
280 ($3,677)$854$2,823$258,467
281 ($3,677)$844$2,832$255,634
282 ($3,677)$835$2,842$252,793
283 ($3,677)$826$2,851$249,942
284 ($3,677)$816$2,860$247,082
285 ($3,677)$807$2,869$244,212
286 ($3,677)$798$2,879$241,334
287 ($3,677)$788$2,888$238,445
288 ($3,677)$779$2,898$235,548
Year 25 - 289 ($3,677)$769$2,907$232,641
290 ($3,677)$760$2,917$229,724
291 ($3,677)$750$2,926$226,798
292 ($3,677)$741$2,936$223,862
293 ($3,677)$731$2,945$220,917
294 ($3,677)$722$2,955$217,962
295 ($3,677)$712$2,965$214,997
296 ($3,677)$702$2,974$212,023
297 ($3,677)$693$2,984$209,039
298 ($3,677)$683$2,994$206,045
299 ($3,677)$673$3,004$203,042
300 ($3,677)$663$3,013$200,028
Year 26 - 301 ($3,677)$653$3,023$197,005
302 ($3,677)$644$3,033$193,972
303 ($3,677)$634$3,043$190,929
304 ($3,677)$624$3,053$187,876
305 ($3,677)$614$3,063$184,813
306 ($3,677)$604$3,073$181,740
307 ($3,677)$594$3,083$178,657
308 ($3,677)$584$3,093$175,564
309 ($3,677)$574$3,103$172,461
310 ($3,677)$563$3,113$169,348
311 ($3,677)$553$3,123$166,225
312 ($3,677)$543$3,134$163,091
Year 27 - 313 ($3,677)$533$3,144$159,947
314 ($3,677)$522$3,154$156,793
315 ($3,677)$512$3,164$153,629
316 ($3,677)$502$3,175$150,454
317 ($3,677)$491$3,185$147,269
318 ($3,677)$481$3,196$144,073
319 ($3,677)$471$3,206$140,867
320 ($3,677)$460$3,216$137,651
321 ($3,677)$450$3,227$134,424
322 ($3,677)$439$3,237$131,186
323 ($3,677)$429$3,248$127,938
324 ($3,677)$418$3,259$124,680
Year 28 - 325 ($3,677)$407$3,269$121,410
326 ($3,677)$397$3,280$118,130
327 ($3,677)$386$3,291$114,840
328 ($3,677)$375$3,301$111,538
329 ($3,677)$364$3,312$108,226
330 ($3,677)$354$3,323$104,903
331 ($3,677)$343$3,334$101,569
332 ($3,677)$332$3,345$98,224
333 ($3,677)$321$3,356$94,868
334 ($3,677)$310$3,367$91,502
335 ($3,677)$299$3,378$88,124
336 ($3,677)$288$3,389$84,735
Year 29 - 337 ($3,677)$277$3,400$81,335
338 ($3,677)$266$3,411$77,925
339 ($3,677)$255$3,422$74,503
340 ($3,677)$243$3,433$71,069
341 ($3,677)$232$3,444$67,625
342 ($3,677)$221$3,456$64,169
343 ($3,677)$210$3,467$60,702
344 ($3,677)$198$3,478$57,224
345 ($3,677)$187$3,490$53,734
346 ($3,677)$176$3,501$50,233
347 ($3,677)$164$3,513$46,721
348 ($3,677)$153$3,524$43,197
Year 30 - 349 ($3,677)$141$3,535$39,661
350 ($3,677)$130$3,547$36,114
351 ($3,677)$118$3,559$32,555
352 ($3,677)$106$3,570$28,985
353 ($3,677)$95$3,582$25,403
354 ($3,677)$83$3,594$21,810
355 ($3,677)$71$3,605$18,204
356 ($3,677)$59$3,617$14,587
357 ($3,677)$48$3,629$10,958
358 ($3,677)$36$3,641$7,317
359 ($3,677)$24$3,653$3,665
360 ($3,677)$12$3,665$0
TOTALS$545,979$777,600$1,323,579

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.