« Back to all home prices

Mortgage Payment Schedule for a $973,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($194,600) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,680 360 $546,540 $1,324,940

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $973,000
Down Payment $194,600$778,400
Year 1 - 1 ($3,680)$2,543$1,138$777,262
2 ($3,680)$2,539$1,141$776,121
3 ($3,680)$2,535$1,145$774,976
4 ($3,680)$2,532$1,149$773,827
5 ($3,680)$2,528$1,153$772,675
6 ($3,680)$2,524$1,156$771,518
7 ($3,680)$2,520$1,160$770,358
8 ($3,680)$2,517$1,164$769,194
9 ($3,680)$2,513$1,168$768,027
10 ($3,680)$2,509$1,172$766,855
11 ($3,680)$2,505$1,175$765,680
12 ($3,680)$2,501$1,179$764,501
Year 2 - 13 ($3,680)$2,497$1,183$763,318
14 ($3,680)$2,494$1,187$762,131
15 ($3,680)$2,490$1,191$760,940
16 ($3,680)$2,486$1,195$759,745
17 ($3,680)$2,482$1,199$758,547
18 ($3,680)$2,478$1,202$757,344
19 ($3,680)$2,474$1,206$756,138
20 ($3,680)$2,470$1,210$754,928
21 ($3,680)$2,466$1,214$753,713
22 ($3,680)$2,462$1,218$752,495
23 ($3,680)$2,458$1,222$751,273
24 ($3,680)$2,454$1,226$750,047
Year 3 - 25 ($3,680)$2,450$1,230$748,816
26 ($3,680)$2,446$1,234$747,582
27 ($3,680)$2,442$1,238$746,344
28 ($3,680)$2,438$1,242$745,101
29 ($3,680)$2,434$1,246$743,855
30 ($3,680)$2,430$1,250$742,605
31 ($3,680)$2,426$1,255$741,350
32 ($3,680)$2,422$1,259$740,091
33 ($3,680)$2,418$1,263$738,829
34 ($3,680)$2,414$1,267$737,562
35 ($3,680)$2,409$1,271$736,291
36 ($3,680)$2,405$1,275$735,016
Year 4 - 37 ($3,680)$2,401$1,279$733,736
38 ($3,680)$2,397$1,284$732,453
39 ($3,680)$2,393$1,288$731,165
40 ($3,680)$2,388$1,292$729,873
41 ($3,680)$2,384$1,296$728,577
42 ($3,680)$2,380$1,300$727,277
43 ($3,680)$2,376$1,305$725,972
44 ($3,680)$2,372$1,309$724,663
45 ($3,680)$2,367$1,313$723,350
46 ($3,680)$2,363$1,317$722,032
47 ($3,680)$2,359$1,322$720,711
48 ($3,680)$2,354$1,326$719,385
Year 5 - 49 ($3,680)$2,350$1,330$718,054
50 ($3,680)$2,346$1,335$716,719
51 ($3,680)$2,341$1,339$715,380
52 ($3,680)$2,337$1,343$714,037
53 ($3,680)$2,333$1,348$712,689
54 ($3,680)$2,328$1,352$711,337
55 ($3,680)$2,324$1,357$709,980
56 ($3,680)$2,319$1,361$708,619
57 ($3,680)$2,315$1,366$707,253
58 ($3,680)$2,310$1,370$705,883
59 ($3,680)$2,306$1,375$704,509
60 ($3,680)$2,301$1,379$703,130
Year 6 - 61 ($3,680)$2,297$1,383$701,746
62 ($3,680)$2,292$1,388$700,358
63 ($3,680)$2,288$1,393$698,966
64 ($3,680)$2,283$1,397$697,569
65 ($3,680)$2,279$1,402$696,167
66 ($3,680)$2,274$1,406$694,761
67 ($3,680)$2,270$1,411$693,350
68 ($3,680)$2,265$1,415$691,934
69 ($3,680)$2,260$1,420$690,514
70 ($3,680)$2,256$1,425$689,090
71 ($3,680)$2,251$1,429$687,660
72 ($3,680)$2,246$1,434$686,226
Year 7 - 73 ($3,680)$2,242$1,439$684,788
74 ($3,680)$2,237$1,443$683,344
75 ($3,680)$2,232$1,448$681,896
76 ($3,680)$2,228$1,453$680,443
77 ($3,680)$2,223$1,458$678,986
78 ($3,680)$2,218$1,462$677,523
79 ($3,680)$2,213$1,467$676,056
80 ($3,680)$2,208$1,472$674,584
81 ($3,680)$2,204$1,477$673,107
82 ($3,680)$2,199$1,482$671,626
83 ($3,680)$2,194$1,486$670,139
84 ($3,680)$2,189$1,491$668,648
Year 8 - 85 ($3,680)$2,184$1,496$667,152
86 ($3,680)$2,179$1,501$665,651
87 ($3,680)$2,174$1,506$664,145
88 ($3,680)$2,170$1,511$662,634
89 ($3,680)$2,165$1,516$661,118
90 ($3,680)$2,160$1,521$659,598
91 ($3,680)$2,155$1,526$658,072
92 ($3,680)$2,150$1,531$656,541
93 ($3,680)$2,145$1,536$655,006
94 ($3,680)$2,140$1,541$653,465
95 ($3,680)$2,135$1,546$651,919
96 ($3,680)$2,130$1,551$650,368
Year 9 - 97 ($3,680)$2,125$1,556$648,812
98 ($3,680)$2,119$1,561$647,252
99 ($3,680)$2,114$1,566$645,685
100 ($3,680)$2,109$1,571$644,114
101 ($3,680)$2,104$1,576$642,538
102 ($3,680)$2,099$1,581$640,957
103 ($3,680)$2,094$1,587$639,370
104 ($3,680)$2,089$1,592$637,778
105 ($3,680)$2,083$1,597$636,181
106 ($3,680)$2,078$1,602$634,579
107 ($3,680)$2,073$1,607$632,972
108 ($3,680)$2,068$1,613$631,359
Year 10 - 109 ($3,680)$2,062$1,618$629,741
110 ($3,680)$2,057$1,623$628,118
111 ($3,680)$2,052$1,629$626,489
112 ($3,680)$2,047$1,634$624,855
113 ($3,680)$2,041$1,639$623,216
114 ($3,680)$2,036$1,645$621,572
115 ($3,680)$2,030$1,650$619,922
116 ($3,680)$2,025$1,655$618,266
117 ($3,680)$2,020$1,661$616,606
118 ($3,680)$2,014$1,666$614,940
119 ($3,680)$2,009$1,672$613,268
120 ($3,680)$2,003$1,677$611,591
Year 11 - 121 ($3,680)$1,998$1,683$609,908
122 ($3,680)$1,992$1,688$608,220
123 ($3,680)$1,987$1,694$606,527
124 ($3,680)$1,981$1,699$604,828
125 ($3,680)$1,976$1,705$603,123
126 ($3,680)$1,970$1,710$601,413
127 ($3,680)$1,965$1,716$599,697
128 ($3,680)$1,959$1,721$597,976
129 ($3,680)$1,953$1,727$596,249
130 ($3,680)$1,948$1,733$594,516
131 ($3,680)$1,942$1,738$592,778
132 ($3,680)$1,936$1,744$591,034
Year 12 - 133 ($3,680)$1,931$1,750$589,284
134 ($3,680)$1,925$1,755$587,529
135 ($3,680)$1,919$1,761$585,768
136 ($3,680)$1,914$1,767$584,001
137 ($3,680)$1,908$1,773$582,228
138 ($3,680)$1,902$1,778$580,450
139 ($3,680)$1,896$1,784$578,665
140 ($3,680)$1,890$1,790$576,875
141 ($3,680)$1,884$1,796$575,079
142 ($3,680)$1,879$1,802$573,278
143 ($3,680)$1,873$1,808$571,470
144 ($3,680)$1,867$1,814$569,656
Year 13 - 145 ($3,680)$1,861$1,820$567,837
146 ($3,680)$1,855$1,825$566,011
147 ($3,680)$1,849$1,831$564,180
148 ($3,680)$1,843$1,837$562,343
149 ($3,680)$1,837$1,843$560,499
150 ($3,680)$1,831$1,849$558,650
151 ($3,680)$1,825$1,855$556,794
152 ($3,680)$1,819$1,862$554,933
153 ($3,680)$1,813$1,868$553,065
154 ($3,680)$1,807$1,874$551,191
155 ($3,680)$1,801$1,880$549,312
156 ($3,680)$1,794$1,886$547,426
Year 14 - 157 ($3,680)$1,788$1,892$545,533
158 ($3,680)$1,782$1,898$543,635
159 ($3,680)$1,776$1,905$541,731
160 ($3,680)$1,770$1,911$539,820
161 ($3,680)$1,763$1,917$537,903
162 ($3,680)$1,757$1,923$535,980
163 ($3,680)$1,751$1,930$534,050
164 ($3,680)$1,745$1,936$532,114
165 ($3,680)$1,738$1,942$530,172
166 ($3,680)$1,732$1,948$528,224
167 ($3,680)$1,726$1,955$526,269
168 ($3,680)$1,719$1,961$524,308
Year 15 - 169 ($3,680)$1,713$1,968$522,340
170 ($3,680)$1,706$1,974$520,366
171 ($3,680)$1,700$1,981$518,385
172 ($3,680)$1,693$1,987$516,398
173 ($3,680)$1,687$1,993$514,405
174 ($3,680)$1,680$2,000$512,405
175 ($3,680)$1,674$2,007$510,398
176 ($3,680)$1,667$2,013$508,385
177 ($3,680)$1,661$2,020$506,366
178 ($3,680)$1,654$2,026$504,339
179 ($3,680)$1,648$2,033$502,306
180 ($3,680)$1,641$2,040$500,267
Year 16 - 181 ($3,680)$1,634$2,046$498,221
182 ($3,680)$1,628$2,053$496,168
183 ($3,680)$1,621$2,060$494,108
184 ($3,680)$1,614$2,066$492,042
185 ($3,680)$1,607$2,073$489,969
186 ($3,680)$1,601$2,080$487,889
187 ($3,680)$1,594$2,087$485,802
188 ($3,680)$1,587$2,093$483,709
189 ($3,680)$1,580$2,100$481,609
190 ($3,680)$1,573$2,107$479,502
191 ($3,680)$1,566$2,114$477,388
192 ($3,680)$1,559$2,121$475,267
Year 17 - 193 ($3,680)$1,553$2,128$473,139
194 ($3,680)$1,546$2,135$471,004
195 ($3,680)$1,539$2,142$468,862
196 ($3,680)$1,532$2,149$466,713
197 ($3,680)$1,525$2,156$464,558
198 ($3,680)$1,518$2,163$462,395
199 ($3,680)$1,510$2,170$460,225
200 ($3,680)$1,503$2,177$458,048
201 ($3,680)$1,496$2,184$455,864
202 ($3,680)$1,489$2,191$453,673
203 ($3,680)$1,482$2,198$451,474
204 ($3,680)$1,475$2,206$449,269
Year 18 - 205 ($3,680)$1,468$2,213$447,056
206 ($3,680)$1,460$2,220$444,836
207 ($3,680)$1,453$2,227$442,609
208 ($3,680)$1,446$2,235$440,374
209 ($3,680)$1,439$2,242$438,132
210 ($3,680)$1,431$2,249$435,883
211 ($3,680)$1,424$2,257$433,627
212 ($3,680)$1,417$2,264$431,363
213 ($3,680)$1,409$2,271$429,091
214 ($3,680)$1,402$2,279$426,813
215 ($3,680)$1,394$2,286$424,527
216 ($3,680)$1,387$2,294$422,233
Year 19 - 217 ($3,680)$1,379$2,301$419,932
218 ($3,680)$1,372$2,309$417,623
219 ($3,680)$1,364$2,316$415,307
220 ($3,680)$1,357$2,324$412,983
221 ($3,680)$1,349$2,331$410,652
222 ($3,680)$1,341$2,339$408,313
223 ($3,680)$1,334$2,347$405,967
224 ($3,680)$1,326$2,354$403,612
225 ($3,680)$1,318$2,362$401,250
226 ($3,680)$1,311$2,370$398,881
227 ($3,680)$1,303$2,377$396,503
228 ($3,680)$1,295$2,385$394,118
Year 20 - 229 ($3,680)$1,287$2,393$391,725
230 ($3,680)$1,280$2,401$389,325
231 ($3,680)$1,272$2,409$386,916
232 ($3,680)$1,264$2,416$384,499
233 ($3,680)$1,256$2,424$382,075
234 ($3,680)$1,248$2,432$379,643
235 ($3,680)$1,240$2,440$377,203
236 ($3,680)$1,232$2,448$374,754
237 ($3,680)$1,224$2,456$372,298
238 ($3,680)$1,216$2,464$369,834
239 ($3,680)$1,208$2,472$367,362
240 ($3,680)$1,200$2,480$364,881
Year 21 - 241 ($3,680)$1,192$2,488$362,393
242 ($3,680)$1,184$2,497$359,896
243 ($3,680)$1,176$2,505$357,392
244 ($3,680)$1,167$2,513$354,879
245 ($3,680)$1,159$2,521$352,358
246 ($3,680)$1,151$2,529$349,828
247 ($3,680)$1,143$2,538$347,291
248 ($3,680)$1,134$2,546$344,745
249 ($3,680)$1,126$2,554$342,191
250 ($3,680)$1,118$2,563$339,628
251 ($3,680)$1,109$2,571$337,057
252 ($3,680)$1,101$2,579$334,478
Year 22 - 253 ($3,680)$1,093$2,588$331,890
254 ($3,680)$1,084$2,596$329,294
255 ($3,680)$1,076$2,605$326,689
256 ($3,680)$1,067$2,613$324,076
257 ($3,680)$1,059$2,622$321,454
258 ($3,680)$1,050$2,630$318,824
259 ($3,680)$1,041$2,639$316,185
260 ($3,680)$1,033$2,648$313,537
261 ($3,680)$1,024$2,656$310,881
262 ($3,680)$1,016$2,665$308,216
263 ($3,680)$1,007$2,674$305,543
264 ($3,680)$998$2,682$302,861
Year 23 - 265 ($3,680)$989$2,691$300,169
266 ($3,680)$981$2,700$297,470
267 ($3,680)$972$2,709$294,761
268 ($3,680)$963$2,718$292,043
269 ($3,680)$954$2,726$289,317
270 ($3,680)$945$2,735$286,582
271 ($3,680)$936$2,744$283,838
272 ($3,680)$927$2,753$281,084
273 ($3,680)$918$2,762$278,322
274 ($3,680)$909$2,771$275,551
275 ($3,680)$900$2,780$272,771
276 ($3,680)$891$2,789$269,981
Year 24 - 277 ($3,680)$882$2,798$267,183
278 ($3,680)$873$2,808$264,375
279 ($3,680)$864$2,817$261,559
280 ($3,680)$854$2,826$258,733
281 ($3,680)$845$2,835$255,897
282 ($3,680)$836$2,844$253,053
283 ($3,680)$827$2,854$250,199
284 ($3,680)$817$2,863$247,336
285 ($3,680)$808$2,872$244,464
286 ($3,680)$799$2,882$241,582
287 ($3,680)$789$2,891$238,691
288 ($3,680)$780$2,901$235,790
Year 25 - 289 ($3,680)$770$2,910$232,880
290 ($3,680)$761$2,920$229,960
291 ($3,680)$751$2,929$227,031
292 ($3,680)$742$2,939$224,092
293 ($3,680)$732$2,948$221,144
294 ($3,680)$722$2,958$218,186
295 ($3,680)$713$2,968$215,218
296 ($3,680)$703$2,977$212,241
297 ($3,680)$693$2,987$209,254
298 ($3,680)$684$2,997$206,257
299 ($3,680)$674$3,007$203,250
300 ($3,680)$664$3,016$200,234
Year 26 - 301 ($3,680)$654$3,026$197,208
302 ($3,680)$644$3,036$194,172
303 ($3,680)$634$3,046$191,125
304 ($3,680)$624$3,056$188,069
305 ($3,680)$614$3,066$185,003
306 ($3,680)$604$3,076$181,927
307 ($3,680)$594$3,086$178,841
308 ($3,680)$584$3,096$175,745
309 ($3,680)$574$3,106$172,639
310 ($3,680)$564$3,116$169,522
311 ($3,680)$554$3,127$166,396
312 ($3,680)$544$3,137$163,259
Year 27 - 313 ($3,680)$533$3,147$160,112
314 ($3,680)$523$3,157$156,954
315 ($3,680)$513$3,168$153,787
316 ($3,680)$502$3,178$150,609
317 ($3,680)$492$3,188$147,420
318 ($3,680)$482$3,199$144,222
319 ($3,680)$471$3,209$141,012
320 ($3,680)$461$3,220$137,793
321 ($3,680)$450$3,230$134,562
322 ($3,680)$440$3,241$131,321
323 ($3,680)$429$3,251$128,070
324 ($3,680)$418$3,262$124,808
Year 28 - 325 ($3,680)$408$3,273$121,535
326 ($3,680)$397$3,283$118,252
327 ($3,680)$386$3,294$114,958
328 ($3,680)$376$3,305$111,653
329 ($3,680)$365$3,316$108,337
330 ($3,680)$354$3,326$105,011
331 ($3,680)$343$3,337$101,673
332 ($3,680)$332$3,348$98,325
333 ($3,680)$321$3,359$94,966
334 ($3,680)$310$3,370$91,596
335 ($3,680)$299$3,381$88,215
336 ($3,680)$288$3,392$84,822
Year 29 - 337 ($3,680)$277$3,403$81,419
338 ($3,680)$266$3,414$78,005
339 ($3,680)$255$3,426$74,579
340 ($3,680)$244$3,437$71,142
341 ($3,680)$232$3,448$67,694
342 ($3,680)$221$3,459$64,235
343 ($3,680)$210$3,471$60,765
344 ($3,680)$198$3,482$57,283
345 ($3,680)$187$3,493$53,789
346 ($3,680)$176$3,505$50,285
347 ($3,680)$164$3,516$46,769
348 ($3,680)$153$3,528$43,241
Year 30 - 349 ($3,680)$141$3,539$39,702
350 ($3,680)$130$3,551$36,151
351 ($3,680)$118$3,562$32,589
352 ($3,680)$106$3,574$29,015
353 ($3,680)$95$3,586$25,429
354 ($3,680)$83$3,597$21,832
355 ($3,680)$71$3,609$18,223
356 ($3,680)$60$3,621$14,602
357 ($3,680)$48$3,633$10,969
358 ($3,680)$36$3,645$7,325
359 ($3,680)$24$3,656$3,668
360 ($3,680)$12$3,668$0
TOTALS$546,540$778,400$1,324,940

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.