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Mortgage Payment Schedule for a $989,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($197,800) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,723 360 $549,000 $1,340,200

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $977 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $989,000
Down Payment $197,800$791,200
Year 1 - 1 ($3,723)$2,558$1,165$790,035
2 ($3,723)$2,554$1,168$788,867
3 ($3,723)$2,551$1,172$787,695
4 ($3,723)$2,547$1,176$786,519
5 ($3,723)$2,543$1,180$785,339
6 ($3,723)$2,539$1,184$784,156
7 ($3,723)$2,535$1,187$782,969
8 ($3,723)$2,532$1,191$781,777
9 ($3,723)$2,528$1,195$780,582
10 ($3,723)$2,524$1,199$779,383
11 ($3,723)$2,520$1,203$778,181
12 ($3,723)$2,516$1,207$776,974
Year 2 - 13 ($3,723)$2,512$1,211$775,763
14 ($3,723)$2,508$1,214$774,549
15 ($3,723)$2,504$1,218$773,331
16 ($3,723)$2,500$1,222$772,108
17 ($3,723)$2,496$1,226$770,882
18 ($3,723)$2,493$1,230$769,652
19 ($3,723)$2,489$1,234$768,417
20 ($3,723)$2,485$1,238$767,179
21 ($3,723)$2,481$1,242$765,937
22 ($3,723)$2,477$1,246$764,691
23 ($3,723)$2,472$1,250$763,440
24 ($3,723)$2,468$1,254$762,186
Year 3 - 25 ($3,723)$2,464$1,258$760,928
26 ($3,723)$2,460$1,262$759,665
27 ($3,723)$2,456$1,267$758,399
28 ($3,723)$2,452$1,271$757,128
29 ($3,723)$2,448$1,275$755,853
30 ($3,723)$2,444$1,279$754,575
31 ($3,723)$2,440$1,283$753,292
32 ($3,723)$2,436$1,287$752,004
33 ($3,723)$2,431$1,291$750,713
34 ($3,723)$2,427$1,295$749,418
35 ($3,723)$2,423$1,300$748,118
36 ($3,723)$2,419$1,304$746,814
Year 4 - 37 ($3,723)$2,415$1,308$745,506
38 ($3,723)$2,410$1,312$744,194
39 ($3,723)$2,406$1,317$742,877
40 ($3,723)$2,402$1,321$741,556
41 ($3,723)$2,398$1,325$740,231
42 ($3,723)$2,393$1,329$738,902
43 ($3,723)$2,389$1,334$737,568
44 ($3,723)$2,385$1,338$736,230
45 ($3,723)$2,380$1,342$734,888
46 ($3,723)$2,376$1,347$733,541
47 ($3,723)$2,372$1,351$732,190
48 ($3,723)$2,367$1,355$730,835
Year 5 - 49 ($3,723)$2,363$1,360$729,475
50 ($3,723)$2,359$1,364$728,111
51 ($3,723)$2,354$1,369$726,743
52 ($3,723)$2,350$1,373$725,370
53 ($3,723)$2,345$1,377$723,992
54 ($3,723)$2,341$1,382$722,610
55 ($3,723)$2,336$1,386$721,224
56 ($3,723)$2,332$1,391$719,833
57 ($3,723)$2,327$1,395$718,438
58 ($3,723)$2,323$1,400$717,038
59 ($3,723)$2,318$1,404$715,634
60 ($3,723)$2,314$1,409$714,225
Year 6 - 61 ($3,723)$2,309$1,413$712,811
62 ($3,723)$2,305$1,418$711,393
63 ($3,723)$2,300$1,423$709,971
64 ($3,723)$2,296$1,427$708,543
65 ($3,723)$2,291$1,432$707,112
66 ($3,723)$2,286$1,436$705,675
67 ($3,723)$2,282$1,441$704,234
68 ($3,723)$2,277$1,446$702,788
69 ($3,723)$2,272$1,450$701,338
70 ($3,723)$2,268$1,455$699,883
71 ($3,723)$2,263$1,460$698,423
72 ($3,723)$2,258$1,465$696,958
Year 7 - 73 ($3,723)$2,253$1,469$695,489
74 ($3,723)$2,249$1,474$694,015
75 ($3,723)$2,244$1,479$692,536
76 ($3,723)$2,239$1,484$691,053
77 ($3,723)$2,234$1,488$689,564
78 ($3,723)$2,230$1,493$688,071
79 ($3,723)$2,225$1,498$686,573
80 ($3,723)$2,220$1,503$685,070
81 ($3,723)$2,215$1,508$683,563
82 ($3,723)$2,210$1,513$682,050
83 ($3,723)$2,205$1,517$680,532
84 ($3,723)$2,200$1,522$679,010
Year 8 - 85 ($3,723)$2,195$1,527$677,483
86 ($3,723)$2,191$1,532$675,951
87 ($3,723)$2,186$1,537$674,413
88 ($3,723)$2,181$1,542$672,871
89 ($3,723)$2,176$1,547$671,324
90 ($3,723)$2,171$1,552$669,772
91 ($3,723)$2,166$1,557$668,215
92 ($3,723)$2,161$1,562$666,652
93 ($3,723)$2,156$1,567$665,085
94 ($3,723)$2,150$1,572$663,513
95 ($3,723)$2,145$1,577$661,935
96 ($3,723)$2,140$1,583$660,353
Year 9 - 97 ($3,723)$2,135$1,588$658,765
98 ($3,723)$2,130$1,593$657,172
99 ($3,723)$2,125$1,598$655,575
100 ($3,723)$2,120$1,603$653,971
101 ($3,723)$2,115$1,608$652,363
102 ($3,723)$2,109$1,613$650,750
103 ($3,723)$2,104$1,619$649,131
104 ($3,723)$2,099$1,624$647,507
105 ($3,723)$2,094$1,629$645,878
106 ($3,723)$2,088$1,634$644,243
107 ($3,723)$2,083$1,640$642,604
108 ($3,723)$2,078$1,645$640,959
Year 10 - 109 ($3,723)$2,072$1,650$639,308
110 ($3,723)$2,067$1,656$637,653
111 ($3,723)$2,062$1,661$635,992
112 ($3,723)$2,056$1,666$634,325
113 ($3,723)$2,051$1,672$632,653
114 ($3,723)$2,046$1,677$630,976
115 ($3,723)$2,040$1,683$629,294
116 ($3,723)$2,035$1,688$627,606
117 ($3,723)$2,029$1,694$625,912
118 ($3,723)$2,024$1,699$624,213
119 ($3,723)$2,018$1,704$622,509
120 ($3,723)$2,013$1,710$620,799
Year 11 - 121 ($3,723)$2,007$1,716$619,083
122 ($3,723)$2,002$1,721$617,362
123 ($3,723)$1,996$1,727$615,635
124 ($3,723)$1,991$1,732$613,903
125 ($3,723)$1,985$1,738$612,165
126 ($3,723)$1,979$1,743$610,422
127 ($3,723)$1,974$1,749$608,673
128 ($3,723)$1,968$1,755$606,918
129 ($3,723)$1,962$1,760$605,158
130 ($3,723)$1,957$1,766$603,391
131 ($3,723)$1,951$1,772$601,620
132 ($3,723)$1,945$1,778$599,842
Year 12 - 133 ($3,723)$1,939$1,783$598,059
134 ($3,723)$1,934$1,789$596,270
135 ($3,723)$1,928$1,795$594,475
136 ($3,723)$1,922$1,801$592,674
137 ($3,723)$1,916$1,806$590,868
138 ($3,723)$1,910$1,812$589,056
139 ($3,723)$1,905$1,818$587,237
140 ($3,723)$1,899$1,824$585,413
141 ($3,723)$1,893$1,830$583,583
142 ($3,723)$1,887$1,836$581,748
143 ($3,723)$1,881$1,842$579,906
144 ($3,723)$1,875$1,848$578,058
Year 13 - 145 ($3,723)$1,869$1,854$576,204
146 ($3,723)$1,863$1,860$574,345
147 ($3,723)$1,857$1,866$572,479
148 ($3,723)$1,851$1,872$570,607
149 ($3,723)$1,845$1,878$568,729
150 ($3,723)$1,839$1,884$566,845
151 ($3,723)$1,833$1,890$564,955
152 ($3,723)$1,827$1,896$563,059
153 ($3,723)$1,821$1,902$561,157
154 ($3,723)$1,814$1,908$559,249
155 ($3,723)$1,808$1,915$557,334
156 ($3,723)$1,802$1,921$555,413
Year 14 - 157 ($3,723)$1,796$1,927$553,486
158 ($3,723)$1,790$1,933$551,553
159 ($3,723)$1,783$1,939$549,614
160 ($3,723)$1,777$1,946$547,668
161 ($3,723)$1,771$1,952$545,716
162 ($3,723)$1,764$1,958$543,758
163 ($3,723)$1,758$1,965$541,793
164 ($3,723)$1,752$1,971$539,822
165 ($3,723)$1,745$1,977$537,845
166 ($3,723)$1,739$1,984$535,861
167 ($3,723)$1,733$1,990$533,871
168 ($3,723)$1,726$1,997$531,874
Year 15 - 169 ($3,723)$1,720$2,003$529,871
170 ($3,723)$1,713$2,010$527,862
171 ($3,723)$1,707$2,016$525,846
172 ($3,723)$1,700$2,023$523,823
173 ($3,723)$1,694$2,029$521,794
174 ($3,723)$1,687$2,036$519,759
175 ($3,723)$1,681$2,042$517,716
176 ($3,723)$1,674$2,049$515,667
177 ($3,723)$1,667$2,055$513,612
178 ($3,723)$1,661$2,062$511,550
179 ($3,723)$1,654$2,069$509,481
180 ($3,723)$1,647$2,075$507,406
Year 16 - 181 ($3,723)$1,641$2,082$505,324
182 ($3,723)$1,634$2,089$503,235
183 ($3,723)$1,627$2,096$501,139
184 ($3,723)$1,620$2,102$499,037
185 ($3,723)$1,614$2,109$496,927
186 ($3,723)$1,607$2,116$494,811
187 ($3,723)$1,600$2,123$492,688
188 ($3,723)$1,593$2,130$490,559
189 ($3,723)$1,586$2,137$488,422
190 ($3,723)$1,579$2,144$486,278
191 ($3,723)$1,572$2,150$484,128
192 ($3,723)$1,565$2,157$481,971
Year 17 - 193 ($3,723)$1,558$2,164$479,806
194 ($3,723)$1,551$2,171$477,635
195 ($3,723)$1,544$2,178$475,456
196 ($3,723)$1,537$2,185$473,271
197 ($3,723)$1,530$2,193$471,078
198 ($3,723)$1,523$2,200$468,879
199 ($3,723)$1,516$2,207$466,672
200 ($3,723)$1,509$2,214$464,458
201 ($3,723)$1,502$2,221$462,237
202 ($3,723)$1,495$2,228$460,009
203 ($3,723)$1,487$2,235$457,773
204 ($3,723)$1,480$2,243$455,531
Year 18 - 205 ($3,723)$1,473$2,250$453,281
206 ($3,723)$1,466$2,257$451,024
207 ($3,723)$1,458$2,264$448,759
208 ($3,723)$1,451$2,272$446,487
209 ($3,723)$1,444$2,279$444,208
210 ($3,723)$1,436$2,287$441,922
211 ($3,723)$1,429$2,294$439,628
212 ($3,723)$1,421$2,301$437,327
213 ($3,723)$1,414$2,309$435,018
214 ($3,723)$1,407$2,316$432,702
215 ($3,723)$1,399$2,324$430,378
216 ($3,723)$1,392$2,331$428,047
Year 19 - 217 ($3,723)$1,384$2,339$425,708
218 ($3,723)$1,376$2,346$423,362
219 ($3,723)$1,369$2,354$421,008
220 ($3,723)$1,361$2,362$418,646
221 ($3,723)$1,354$2,369$416,277
222 ($3,723)$1,346$2,377$413,900
223 ($3,723)$1,338$2,385$411,516
224 ($3,723)$1,331$2,392$409,123
225 ($3,723)$1,323$2,400$406,723
226 ($3,723)$1,315$2,408$404,316
227 ($3,723)$1,307$2,415$401,900
228 ($3,723)$1,299$2,423$399,477
Year 20 - 229 ($3,723)$1,292$2,431$397,046
230 ($3,723)$1,284$2,439$394,607
231 ($3,723)$1,276$2,447$392,160
232 ($3,723)$1,268$2,455$389,705
233 ($3,723)$1,260$2,463$387,242
234 ($3,723)$1,252$2,471$384,772
235 ($3,723)$1,244$2,479$382,293
236 ($3,723)$1,236$2,487$379,806
237 ($3,723)$1,228$2,495$377,312
238 ($3,723)$1,220$2,503$374,809
239 ($3,723)$1,212$2,511$372,298
240 ($3,723)$1,204$2,519$369,779
Year 21 - 241 ($3,723)$1,196$2,527$367,252
242 ($3,723)$1,187$2,535$364,716
243 ($3,723)$1,179$2,544$362,173
244 ($3,723)$1,171$2,552$359,621
245 ($3,723)$1,163$2,560$357,061
246 ($3,723)$1,154$2,568$354,493
247 ($3,723)$1,146$2,577$351,916
248 ($3,723)$1,138$2,585$349,331
249 ($3,723)$1,130$2,593$346,738
250 ($3,723)$1,121$2,602$344,136
251 ($3,723)$1,113$2,610$341,526
252 ($3,723)$1,104$2,619$338,908
Year 22 - 253 ($3,723)$1,096$2,627$336,281
254 ($3,723)$1,087$2,635$333,645
255 ($3,723)$1,079$2,644$331,001
256 ($3,723)$1,070$2,653$328,349
257 ($3,723)$1,062$2,661$325,688
258 ($3,723)$1,053$2,670$323,018
259 ($3,723)$1,044$2,678$320,340
260 ($3,723)$1,036$2,687$317,653
261 ($3,723)$1,027$2,696$314,957
262 ($3,723)$1,018$2,704$312,253
263 ($3,723)$1,010$2,713$309,539
264 ($3,723)$1,001$2,722$306,817
Year 23 - 265 ($3,723)$992$2,731$304,087
266 ($3,723)$983$2,740$301,347
267 ($3,723)$974$2,748$298,599
268 ($3,723)$965$2,757$295,841
269 ($3,723)$957$2,766$293,075
270 ($3,723)$948$2,775$290,300
271 ($3,723)$939$2,784$287,516
272 ($3,723)$930$2,793$284,723
273 ($3,723)$921$2,802$281,921
274 ($3,723)$912$2,811$279,109
275 ($3,723)$902$2,820$276,289
276 ($3,723)$893$2,829$273,460
Year 24 - 277 ($3,723)$884$2,839$270,621
278 ($3,723)$875$2,848$267,773
279 ($3,723)$866$2,857$264,916
280 ($3,723)$857$2,866$262,050
281 ($3,723)$847$2,875$259,174
282 ($3,723)$838$2,885$256,290
283 ($3,723)$829$2,894$253,396
284 ($3,723)$819$2,903$250,492
285 ($3,723)$810$2,913$247,579
286 ($3,723)$801$2,922$244,657
287 ($3,723)$791$2,932$241,725
288 ($3,723)$782$2,941$238,784
Year 25 - 289 ($3,723)$772$2,951$235,833
290 ($3,723)$763$2,960$232,873
291 ($3,723)$753$2,970$229,903
292 ($3,723)$743$2,979$226,924
293 ($3,723)$734$2,989$223,935
294 ($3,723)$724$2,999$220,936
295 ($3,723)$714$3,008$217,928
296 ($3,723)$705$3,018$214,910
297 ($3,723)$695$3,028$211,882
298 ($3,723)$685$3,038$208,844
299 ($3,723)$675$3,048$205,796
300 ($3,723)$665$3,057$202,739
Year 26 - 301 ($3,723)$656$3,067$199,672
302 ($3,723)$646$3,077$196,595
303 ($3,723)$636$3,087$193,507
304 ($3,723)$626$3,097$190,410
305 ($3,723)$616$3,107$187,303
306 ($3,723)$606$3,117$184,186
307 ($3,723)$596$3,127$181,059
308 ($3,723)$585$3,137$177,921
309 ($3,723)$575$3,147$174,774
310 ($3,723)$565$3,158$171,616
311 ($3,723)$555$3,168$168,448
312 ($3,723)$545$3,178$165,270
Year 27 - 313 ($3,723)$534$3,188$162,082
314 ($3,723)$524$3,199$158,883
315 ($3,723)$514$3,209$155,674
316 ($3,723)$503$3,219$152,455
317 ($3,723)$493$3,230$149,225
318 ($3,723)$482$3,240$145,985
319 ($3,723)$472$3,251$142,734
320 ($3,723)$462$3,261$139,473
321 ($3,723)$451$3,272$136,201
322 ($3,723)$440$3,282$132,918
323 ($3,723)$430$3,293$129,625
324 ($3,723)$419$3,304$126,322
Year 28 - 325 ($3,723)$408$3,314$123,007
326 ($3,723)$398$3,325$119,682
327 ($3,723)$387$3,336$116,346
328 ($3,723)$376$3,347$113,000
329 ($3,723)$365$3,357$109,642
330 ($3,723)$355$3,368$106,274
331 ($3,723)$344$3,379$102,895
332 ($3,723)$333$3,390$99,505
333 ($3,723)$322$3,401$96,104
334 ($3,723)$311$3,412$92,692
335 ($3,723)$300$3,423$89,269
336 ($3,723)$289$3,434$85,835
Year 29 - 337 ($3,723)$278$3,445$82,389
338 ($3,723)$266$3,456$78,933
339 ($3,723)$255$3,468$75,465
340 ($3,723)$244$3,479$71,987
341 ($3,723)$233$3,490$68,497
342 ($3,723)$221$3,501$64,995
343 ($3,723)$210$3,513$61,483
344 ($3,723)$199$3,524$57,959
345 ($3,723)$187$3,535$54,423
346 ($3,723)$176$3,547$50,877
347 ($3,723)$165$3,558$47,318
348 ($3,723)$153$3,570$43,748
Year 30 - 349 ($3,723)$141$3,581$40,167
350 ($3,723)$130$3,593$36,574
351 ($3,723)$118$3,605$32,970
352 ($3,723)$107$3,616$29,354
353 ($3,723)$95$3,628$25,726
354 ($3,723)$83$3,640$22,086
355 ($3,723)$71$3,651$18,435
356 ($3,723)$60$3,663$14,772
357 ($3,723)$48$3,675$11,097
358 ($3,723)$36$3,687$7,410
359 ($3,723)$24$3,699$3,711
360 ($3,723)$12$3,711$0
TOTALS$549,000$791,200$1,340,200

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.